Comerica Bank Mortgage Lending & HMDA Data, 2013

In 2013, Comerica Bank of Farmington Hills, MI reported 4,538 mortgage applications totaling $1.6 billion, down 29% from 2012. The average application was for $346,311, and applicants reported an average income of $181,922. 46% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Warren-Troy-Farmington Hills, MI (1,261), Houston-Sugar Land-Baytown, TX (526) and Detroit-Livonia-Dearborn, MI (470) (applications in parentheses).

Mortgage Company & Address Comerica Bank

Farmington Hills, MI 48331
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 4,538
Total Mortgage Loan Application Amount $1,571,560,000
Average Mortgage Loan Application Amount $346,311
Highest Mortgage Loan Application Amount $50,000,000
Average Applicant Income $181,922
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Comerica Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Comerica Bank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oakland, Michigan 689 $ 180,973,000 $ 262,660 $ 161,000
Wayne, Michigan 470 $ 61,291,000 $ 130,406 $ 97,000
Macomb, Michigan 435 $ 54,736,000 $ 125,829 $ 71,000
Harris, Texas 398 $ 80,409,000 $ 202,032 $ 111,000
Dallas, Texas 244 $ 66,843,000 $ 273,946 $ 162,000
Los Angeles, California 158 $ 287,614,000 $ 1,820,341 $ 758,000
Jackson, Michigan 130 $ 14,692,000 $ 113,015 $ 80,000
Washtenaw, Michigan 121 $ 24,673,000 $ 203,909 $ 117,000
Livingston, Michigan 110 $ 22,452,000 $ 204,109 $ 104,000
Kent, Michigan 103 $ 14,151,000 $ 137,388 $ 88,000
Tarrant, Texas 85 $ 26,170,000 $ 307,882 $ 215,000
Fort Bend, Texas 73 $ 12,220,000 $ 167,397 $ 113,000
Maricopa, Arizona 72 $ 24,906,000 $ 345,916 $ 325,000
Collin, Texas 68 $ 20,227,000 $ 297,455 $ 157,000
Travis, Texas 68 $ 28,344,000 $ 416,823 $ 190,000
Palm Beach, Florida 63 $ 28,517,000 $ 452,650 $ 279,000
Santa Clara, California 56 $ 45,123,000 $ 805,767 $ 492,000
Bexar, Texas 56 $ 7,050,000 $ 125,892 $ 72,000
Ingham, Michigan 53 $ 12,713,000 $ 239,867 $ 98,000
Kalamazoo, Michigan 47 $ 6,800,000 $ 144,680 $ 89,000
Muskegon, Michigan 46 $ 4,718,000 $ 102,565 $ 74,000
San Diego, California 43 $ 33,602,000 $ 781,441 $ 215,000
Orange, California 37 $ 50,650,000 $ 1,368,918 $ 717,000
Broward, Florida 37 $ 7,293,000 $ 197,108 $ 114,000
Denton, Texas 37 $ 10,438,000 $ 282,108 $ 124,000
Calhoun, Michigan 33 $ 3,247,000 $ 98,393 $ 75,000
Ottawa, Michigan 33 $ 3,816,000 $ 115,636 $ 102,000
Alameda, California 28 $ 27,200,000 $ 971,428 $ 318,000
Santa Cruz, California 27 $ 9,271,000 $ 343,370 $ 189,000
Lenawee, Michigan 27 $ 2,943,000 $ 109,000 $ 65,000
San Mateo, California 26 $ 19,856,000 $ 763,692 $ 228,000
Williamson, Texas 22 $ 3,322,000 $ 151,000 $ 75,000
Monterey, California 21 $ 9,408,000 $ 448,000 $ 207,000
Montgomery, Texas 20 $ 2,672,000 $ 133,600 $ 129,000
St. Clair, Michigan 19 $ 3,002,000 $ 158,000 $ 138,000
Collier, Florida 18 $ 9,633,000 $ 535,166 $ 283,000
Eaton, Michigan 18 $ 2,088,000 $ 116,000 $ 86,000
Genesee, Michigan 17 $ 2,579,000 $ 151,705 $ 121,000
Brazoria, Texas 17 $ 2,758,000 $ 162,235 $ 117,000
Kerr, Texas 17 $ 2,127,000 $ 125,117 $ 82,000
San Francisco, California 16 $ 18,640,000 $ 1,165,000 $ 315,000
Midland, Michigan 14 $ 1,646,000 $ 117,571 $ 74,000
Galveston, Texas 14 $ 2,527,000 $ 180,500 $ 120,000
Clinton, Michigan 13 $ 1,990,000 $ 153,076 $ 93,000
Monroe, Michigan 13 $ 1,955,000 $ 150,384 $ 88,000
Riverside, California 12 $ 31,658,000 $ 2,638,166 $ 182,000
Gladwin, Michigan 12 $ 897,000 $ 74,750 $ 45,000
Sacramento, California 11 $ 4,813,000 $ 437,545 $ 160,000
San Bernardino, California 11 $ 32,368,000 $ 2,942,545 $ 139,000
Ventura, California 11 $ 13,301,000 $ 1,209,181 $ 561,000
Lee, Florida 11 $ 2,090,000 $ 190,000 $ 130,000
Contra Costa, California 10 $ 6,056,000 $ 605,600 $ 171,000
Sarasota, Florida 10 $ 4,736,000 $ 473,600 $ 214,000
Lapeer, Michigan 8 $ 988,000 $ 123,500 $ 106,000
Marin, California 7 $ 7,684,000 $ 1,097,714 $ 211,000
Placer, California 7 $ 6,946,000 $ 992,285 $ 1,629,000
Allegan, Michigan 7 $ 1,835,000 $ 262,142 $ 155,000
Roscommon, Michigan 7 $ 643,000 $ 91,857 $ 83,000
Bay, Michigan 6 $ 376,000 $ 62,666 $ 72,000
Huron, Michigan 6 $ 554,000 $ 92,333 $ 73,000
Ellis, Texas 6 $ 1,106,000 $ 184,333 $ 132,000
Kaufman, Texas 6 $ 597,000 $ 99,500 $ 138,000
Santa Barbara, California 5 $ 16,032,000 $ 3,206,400 $ 133,000
Pitkin, Colorado 5 $ 21,071,000 $ 4,214,200 $ 2,218,000
Martin, Florida 5 $ 1,523,000 $ 304,600 $ 212,000
Orange, Florida 5 $ 33,476,000 $ 6,695,200 $ 349,000
Antrim, Michigan 5 $ 1,357,000 $ 271,400 $ 209,000
Charlevoix, Michigan 5 $ 3,685,000 $ 737,000 $ 2,124,000
Mason, Michigan 5 $ 383,000 $ 76,600 $ 50,000
Rockwall, Texas 5 $ 1,256,000 $ 251,200 $ 248,000
Pinal, Arizona 4 $ 477,000 $ 119,250 $ 110,000
Yavapai, Arizona 4 $ 2,437,000 $ 609,250 $ 49,000
San Benito, California 4 $ 867,000 $ 216,750 $ 158,000
Miami-Dade, Florida 4 $ 1,376,000 $ 344,000 $ 305,000
Barry, Michigan 4 $ 1,857,000 $ 464,250 $ 275,000
Clare, Michigan 4 $ 478,000 $ 119,500 $ 132,000
Emmet, Michigan 4 $ 1,245,000 $ 311,250 $ 373,000
Hillsdale, Michigan 4 $ 370,000 $ 92,500 $ 57,000
Lake, Michigan 4 $ 295,000 $ 73,750 $ 64,000
Mecosta, Michigan 4 $ 895,000 $ 223,750 $ 180,000
Van Buren, Michigan 4 $ 475,000 $ 118,750 $ 104,000
Henderson, Texas 4 $ 841,000 $ 210,250 $ 147,000
King, Washington 4 $ 3,746,000 $ 936,500 $ 658,000
Pima, Arizona 3 $ 2,552,000 $ 850,666 $ 142,000
Sonoma, California 3 $ 1,656,000 $ 552,000 $ 553,000
Pinellas, Florida 3 $ 1,250,000 $ 416,666 $ 472,000
Volusia, Florida 3 $ 663,000 $ 221,000 $ 107,000
Leelanau, Michigan 3 $ 951,000 $ 317,000 $ 449,000
Newaygo, Michigan 3 $ 158,000 $ 52,666 $ 41,000
Saginaw, Michigan 3 $ 4,499,000 $ 1,499,666 $ 44,000
Guadalupe, Texas 3 $ 4,314,000 $ 1,438,000 $ 55,000
Nueces, Texas 3 $ 1,464,000 $ 488,000 $ 202,000
Polk, Texas 3 $ 356,000 $ 118,666 $ 80,000
Utah, Utah 3 $ 5,864,000 $ 1,954,666 $ 6,339,000
El Dorado, California 2 $ 929,000 $ 464,500 $ 241,000
Escambia, Florida 2 $ 635,000 $ 317,500 $ 218,000
Hillsborough, Florida 2 $ 4,234,000 $ 2,117,000 $ 681,000
Manatee, Florida 2 $ 665,000 $ 332,500 $ 161,000
Pasco, Florida 2 $ 258,000 $ 129,000 $ 104,000
Walton, Florida 2 $ 538,000 $ 269,000 $ 87,000
Clarke, Georgia 2 $ 406,000 $ 203,000 $ 0
Honolulu, Hawaii 2 $ 1,278,000 $ 639,000 $ 1,119,000
Cook, Illinois 2 $ 677,000 $ 338,500 $ 268,000
DuPage, Illinois 2 $ 4,154,000 $ 2,077,000 $ 1,808,000
Arenac, Michigan 2 $ 140,000 $ 70,000 $ 99,000
Branch, Michigan 2 $ 703,000 $ 351,500 $ 5,000
Crawford, Michigan 2 $ 99,000 $ 49,500 $ 69,000
Grand Traverse, Michigan 2 $ 4,940,000 $ 2,470,000 $ 46,000
Ionia, Michigan 2 $ 166,000 $ 83,000 $ 83,000
Iosco, Michigan 2 $ 274,000 $ 137,000 $ 124,000
Oceana, Michigan 2 $ 141,000 $ 70,500 $ 48,000
Ogemaw, Michigan 2 $ 138,000 $ 69,000 $ 36,000
Otsego, Michigan 2 $ 267,000 $ 133,500 $ 95,000
Presque Isle, Michigan 2 $ 170,000 $ 85,000 $ 62,000
Shiawassee, Michigan 2 $ 187,000 $ 93,500 $ 64,000
Platte, Missouri 2 $ 446,000 $ 223,000 $ 130,000
Flathead, Montana 2 $ 3,224,000 $ 1,612,000 $ 625,000
Clark, Nevada 2 $ 482,000 $ 241,000 $ 27,000
Buncombe, North Carolina 2 $ 2,168,000 $ 1,084,000 $ 1,319,000
Orange, North Carolina 2 $ 1,477,000 $ 738,500 $ 395,000
Bandera, Texas 2 $ 12,000 $ 6,000 $ 68,000
Brazos, Texas 2 $ 1,864,000 $ 932,000 $ 74,000
Hunt, Texas 2 $ 173,000 $ 86,500 $ 49,000
Kendall, Texas 2 $ 2,554,000 $ 1,277,000 $ 25,000
Waller, Texas 2 $ 211,000 $ 105,500 $ 39,000
Summit, Utah 2 $ 3,370,000 $ 1,685,000 $ 2,164,000
Coconino, Arizona 1 $ 786,000 $ 786,000 $ 206,000
Calaveras, California 1 $ 194,000 $ 194,000 $ 134,000
Kern, California 1 $ 184,000 $ 184,000 $ 42,000
Napa, California 1 $ 196,000 $ 196,000 $ 199,000
Nevada, California 1 $ 344,000 $ 344,000 $ 1,267,000
Plumas, California 1 $ 2,513,000 $ 2,513,000 $ 2,913,000
San Joaquin, California 1 $ 178,000 $ 178,000 $ 138,000
Shasta, California 1 $ 1,580,000 $ 1,580,000 $ 0
Solano, California 1 $ 444,000 $ 444,000 $ 0
Trinity, California 1 $ 1,000,000 $ 1,000,000 $ 238,000
Tulare, California 1 $ 98,000 $ 98,000 $ 102,000
Arapahoe, Colorado 1 $ 2,386,000 $ 2,386,000 $ 1,078,000
Boulder, Colorado 1 $ 500,000 $ 500,000 $ 1,354,000
Douglas, Colorado 1 $ 970,000 $ 970,000 $ 827,000
Gunnison, Colorado 1 $ 450,000 $ 450,000 $ 452,000
Summit, Colorado 1 $ 746,000 $ 746,000 $ 374,000
Alachua, Florida 1 $ 1,000,000 $ 1,000,000 $ 446,000
Brevard, Florida 1 $ 76,000 $ 76,000 $ 32,000
Duval, Florida 1 $ 272,000 $ 272,000 $ 105,000
Leon, Florida 1 $ 89,000 $ 89,000 $ 38,000
Monroe, Florida 1 $ 550,000 $ 550,000 $ 236,000
Polk, Florida 1 $ 88,000 $ 88,000 $ 30,000
St. Johns, Florida 1 $ 3,060,000 $ 3,060,000 $ 2,045,000
Cobb, Georgia 1 $ 1,208,000 $ 1,208,000 $ 462,000
Fayette, Georgia 1 $ 55,000 $ 55,000 $ 50,000
Kauai, Hawaii 1 $ 1,275,000 $ 1,275,000 $ 688,000
Maui, Hawaii 1 $ 1,410,000 $ 1,410,000 $ 1,056,000
Will, Illinois 1 $ 54,000 $ 54,000 $ 83,000
Campbell, Kentucky 1 $ 61,000 $ 61,000 $ 84,000
Fayette, Kentucky 1 $ 327,000 $ 327,000 $ 60,000
Oldham, Kentucky 1 $ 150,000 $ 150,000 $ 195,000
Jefferson, Louisiana 1 $ 187,000 $ 187,000 $ 120,000
Middlesex, Massachusetts 1 $ 999,000 $ 999,000 $ 279,000
Suffolk, Massachusetts 1 $ 3,040,000 $ 3,040,000 $ 0
Alcona, Michigan 1 $ 200,000 $ 200,000 $ 200,000
Benzie, Michigan 1 $ 43,000 $ 43,000 $ 74,000
Berrien, Michigan 1 $ 83,000 $ 83,000 $ 371,000
Cheboygan, Michigan 1 $ 227,000 $ 227,000 $ 276,000
Gratiot, Michigan 1 $ 118,000 $ 118,000 $ 73,000
Mackinac, Michigan 1 $ 1,898,000 $ 1,898,000 $ 1,163,000
Montmorency, Michigan 1 $ 6,000 $ 6,000 $ 38,000
Oscoda, Michigan 1 $ 65,000 $ 65,000 $ 120,000
Sanilac, Michigan 1 $ 87,000 $ 87,000 $ 520,000
Schoolcraft, Michigan 1 $ 197,000 $ 197,000 $ 256,000
Tuscola, Michigan 1 $ 160,000 $ 160,000 $ 330,000
Greene, Missouri 1 $ 250,000 $ 250,000 $ 220,000
Bernalillo, New Mexico 1 $ 360,000 $ 360,000 $ 170,000
Sandoval, New Mexico 1 $ 295,000 $ 295,000 $ 159,000
Santa Fe, New Mexico 1 $ 1,088,000 $ 1,088,000 $ 1,628,000
Dare, North Carolina 1 $ 666,000 $ 666,000 $ 250,000
Union, North Carolina 1 $ 360,000 $ 360,000 $ 2,382,000
Watauga, North Carolina 1 $ 1,000,000 $ 1,000,000 $ 704,000
Ramsey, North Dakota 1 $ 203,000 $ 203,000 $ 301,000
Lorain, Ohio 1 $ 119,000 $ 119,000 $ 134,000
Lucas, Ohio 1 $ 31,000 $ 31,000 $ 13,000
Ottawa, Ohio 1 $ 210,000 $ 210,000 $ 299,000
Oklahoma, Oklahoma 1 $ 52,000 $ 52,000 $ 72,000
Payne, Oklahoma 1 $ 105,000 $ 105,000 $ 333,000
Davidson, Tennessee 1 $ 580,000 $ 580,000 $ 701,000
Hamilton, Tennessee 1 $ 168,000 $ 168,000 $ 105,000
Bastrop, Texas 1 $ 140,000 $ 140,000 $ 59,000
Bell, Texas 1 $ 2,030,000 $ 2,030,000 $ 0
Cameron, Texas 1 $ 110,000 $ 110,000 $ 579,000
Camp, Texas 1 $ 248,000 $ 248,000 $ 116,000
Coleman, Texas 1 $ 138,000 $ 138,000 $ 125,000
Colorado, Texas 1 $ 84,000 $ 84,000 $ 29,000
Comal, Texas 1 $ 400,000 $ 400,000 $ 239,000
Cooke, Texas 1 $ 159,000 $ 159,000 $ 40,000
El Paso, Texas 1 $ 36,000 $ 36,000 $ 54,000
Frio, Texas 1 $ 24,000 $ 24,000 $ 106,000
Gillespie, Texas 1 $ 221,000 $ 221,000 $ 172,000
Gregg, Texas 1 $ 118,000 $ 118,000 $ 88,000
Hays, Texas 1 $ 404,000 $ 404,000 $ 217,000
Hood, Texas 1 $ 153,000 $ 153,000 $ 82,000
Jackson, Texas 1 $ 250,000 $ 250,000 $ 302,000
Johnson, Texas 1 $ 101,000 $ 101,000 $ 88,000
Liberty, Texas 1 $ 96,000 $ 96,000 $ 53,000
Llano, Texas 1 $ 456,000 $ 456,000 $ 604,000
Medina, Texas 1 $ 186,000 $ 186,000 $ 50,000
Navarro, Texas 1 $ 52,000 $ 52,000 $ 0
Parker, Texas 1 $ 126,000 $ 126,000 $ 77,000
San Jacinto, Texas 1 $ 100,000 $ 100,000 $ 77,000
Smith, Texas 1 $ 240,000 $ 240,000 $ 230,000
Van Zandt, Texas 1 $ 295,000 $ 295,000 $ 168,000
Walker, Texas 1 $ 46,000 $ 46,000 $ 97,000
Washington, Texas 1 $ 712,000 $ 712,000 $ 379,000
Wood, Texas 1 $ 50,000 $ 50,000 $ 127,000
Young, Texas 1 $ 262,000 $ 262,000 $ 108,000
Teton, Wyoming 1 $ 500,000 $ 500,000 $ 0

Mortgage Loan Application Detail Totals for Comerica Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,853 $965,401,000 $338,000 $50,000,000 $177,000 $9,999,000
Home Purchase 1,468 $586,762,000 $399,000 $25,000,000 $207,000 $9,999,000
Home Improvement 217 $19,397,000 $89,000 $4,525,000 $77,000 $3,000,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,304 $477,256,000 $207,000 $5,967,000 $133,000 $6,338,000
Not Provided 1,299 $681,174,000 $524,000 $12,600,000 $335,000 $9,999,000
Hispanic 255 $47,961,000 $188,000 $10,360,000 $134,000 $6,804,000
Not applicable 224 $300,875,000 $1,343,000 $50,000,000 $37,000 $1,717,000
Asian 211 $39,097,000 $185,000 $3,000,000 $102,000 $3,185,000
Black or African American 208 $19,407,000 $93,000 $1,891,000 $86,000 $2,382,000
American Indian or Alaskan Native 29 $3,834,000 $132,000 $273,000 $84,000 $340,000
Native Hawaiian or Other Pacific Islander 8 $1,956,000 $244,000 $400,000 $107,000 $350,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,359 $1,552,075,000 $356,000 $50,000,000 $187,000 $9,999,000
FHA-insured (Federal Housing Administration) 178 $19,285,000 $108,000 $435,000 $55,000 $608,000
VA-guaranteed (Veterans Administration) 1 $200,000 $200,000 $200,000 $40,000 $40,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,103 $966,582,000 $459,000 $50,000,000 $235,000 $9,999,000
Application Denied By Financial Institution 1,171 $298,115,000 $254,000 $12,600,000 $122,000 $9,999,000
Application Approved But Not Accepted 801 $153,256,000 $191,000 $3,613,000 $138,000 $4,950,000
File Closed For Incompleteness 186 $53,162,000 $285,000 $20,000,000 $110,000 $767,000
Loan Purchased By The Institution 139 $14,615,000 $105,000 $383,000 $46,000 $298,000
Application Withdrawn By Applicant 138 $85,830,000 $621,000 $4,742,000 $371,000 $5,160,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Comerica Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Comerica Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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