Comerica Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Comerica Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Comerica Bank
411 W Lafayette Blvd
Dallas, TX 48226
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 14,376
Total Mortgage Loan Application Amount $4,399,275,000
Average Mortgage Loan Application Amount $460,200
Highest Mortgage Loan Application Amount $63,505,000
Average Applicant Income $194,800
Highest Applicant Income $9,100,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Comerica Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Comerica Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2022 breaks down Comerica Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Comerica Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Comerica Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Comerica Bank's mortgage activity for 2022.

Mortgage Loan Application Totals for Comerica Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 1,541 $ 697,945,000 $ 452,000 $ 286,000
Oakland County Michigan 1,149 $ 256,965,000 $ 223,000 $ 186,000
Wayne County Michigan 1,122 $ 113,770,000 $ 101,000 $ 100,000
Harris County Texas 1,013 $ 217,765,000 $ 214,000 $ 109,000
Macomb County Michigan 774 $ 89,460,000 $ 115,000 $ 93,000
Maricopa County Arizona 761 $ 157,015,000 $ 206,000 $ 161,000
San Diego County California 683 $ 170,595,000 $ 249,000 $ 240,000
Dallas County Texas 647 $ 187,775,000 $ 290,000 $ 125,000
Orange County California 634 $ 216,740,000 $ 341,000 $ 267,000
Santa Clara County California 467 $ 218,475,000 $ 467,000 $ 283,000
Collin County Texas 322 $ 75,330,000 $ 233,000 $ 182,000
Alameda County California 318 $ 125,765,000 $ 396,000 $ 296,000
Contra Costa County California 245 $ 67,145,000 $ 274,000 $ 245,000
Tarrant County Texas 222 $ 96,500,000 $ 434,000 $ 196,000
San Mateo County California 216 $ 98,940,000 $ 458,000 $ 348,000
Santa Cruz County California 215 $ 50,505,000 $ 234,000 $ 198,000
Fort Bend County Texas 208 $ 43,180,000 $ 207,000 $ 170,000
Riverside County California 201 $ 43,255,000 $ 215,000 $ 229,000
Washtenaw County Michigan 197 $ 60,955,000 $ 309,000 $ 129,000
Travis County Texas 194 $ 62,890,000 $ 324,000 $ 282,000
Jackson County Michigan 164 $ 19,290,000 $ 117,000 $ 85,000
San Bernardino County California 162 $ 26,950,000 $ 166,000 $ 144,000
Denton County Texas 161 $ 30,975,000 $ 192,000 $ 196,000
Palm Beach County Florida 160 $ 57,040,000 $ 356,000 $ 289,000
Kent County Michigan 137 $ 21,475,000 $ 156,000 $ 135,000
Ventura County California 121 $ 31,745,000 $ 262,000 $ 229,000
Muskegon County Michigan 118 $ 17,900,000 $ 151,000 $ 68,000
Kalamazoo County Michigan 109 $ 14,855,000 $ 136,000 $ 82,000
Monterey County California 95 $ 29,055,000 $ 305,000 $ 154,000
Livingston County Michigan 95 $ 16,085,000 $ 169,000 $ 204,000
San Francisco County California 90 $ 42,120,000 $ 468,000 $ 335,000
Bexar County Texas 90 $ 95,770,000 $ 1,064,000 $ 123,000
Williamson County Texas 86 $ 49,030,000 $ 570,000 $ 219,000
Calhoun County Michigan 83 $ 9,565,000 $ 115,000 $ 66,000
Ottawa County Michigan 73 $ 12,675,000 $ 173,000 $ 115,000
Montgomery County Texas 73 $ 16,385,000 $ 224,000 $ 163,000
Ingham County Michigan 63 $ 14,315,000 $ 227,000 $ 74,000
Broward County Florida 52 $ 46,460,000 $ 893,000 $ 208,000
San Joaquin County California 47 $ 8,385,000 $ 178,000 $ 132,000
Santa Barbara County California 47 $ 32,045,000 $ 681,000 $ 342,000
Sacramento County California 43 $ 7,505,000 $ 174,000 $ 173,000
Brazoria County Texas 42 $ 7,290,000 $ 173,000 $ 103,000
Kerr County Texas 40 $ 7,070,000 $ 176,000 $ 115,000
Lenawee County Michigan 39 $ 4,925,000 $ 126,000 $ 123,000
Pinal County Arizona 35 $ 3,625,000 $ 103,000 $ 107,000
Marin County California 35 $ 18,405,000 $ 525,000 $ 313,000
Collier County Florida 33 $ 22,905,000 $ 694,000 $ 366,000
Ellis County Texas 33 $ 4,335,000 $ 131,000 $ 239,000
Genesee County Michigan 31 $ 3,315,000 $ 106,000 $ 238,000
Galveston County Texas 30 $ 5,470,000 $ 182,000 $ 164,000
Miami-Dade County Florida 23 $ 31,315,000 $ 1,361,000 $ 833,000
Solano County California 22 $ 4,850,000 $ 220,000 $ 222,000
Lee County Florida 22 $ 9,320,000 $ 423,000 $ 443,000
Placer County California 21 $ 4,165,000 $ 198,000 $ 190,000
Hays County Texas 21 $ 4,045,000 $ 192,000 $ 113,000
Allegan County Michigan 20 $ 4,600,000 $ 230,000 $ 229,000
Midland County Michigan 20 $ 2,250,000 $ 112,000 $ 94,000
San Benito County California 19 $ 2,175,000 $ 114,000 $ 122,000
St. Clair County Michigan 18 $ 2,320,000 $ 128,000 $ 84,000
St. Lucie County Florida 16 $ 1,940,000 $ 121,000 $ 204,000
Fresno County California 15 $ 2,025,000 $ 135,000 $ 123,000
Yavapai County Arizona 14 $ 3,190,000 $ 227,000 $ 134,000
Napa County California 14 $ 9,540,000 $ 681,000 $ 277,000
Sonoma County California 14 $ 4,120,000 $ 294,000 $ 333,000
Martin County Florida 13 $ 2,975,000 $ 228,000 $ 257,000
Eaton County Michigan 13 $ 1,305,000 $ 100,000 $ 81,000
Hillsdale County Michigan 13 $ 1,765,000 $ 135,000 $ 86,000
Lapeer County Michigan 13 $ 1,715,000 $ 131,000 $ 164,000
Rockwall County Texas 13 $ 1,725,000 $ 132,000 $ 97,000
Stanislaus County California 12 $ 1,600,000 $ 133,000 $ 70,000
Barry County Michigan 12 $ 4,370,000 $ 364,000 $ 198,000
Clinton County Michigan 12 $ 1,300,000 $ 108,000 $ 120,000
Kern County California 10 $ 1,350,000 $ 135,000 $ 622,000
Monroe County Michigan 10 $ 1,180,000 $ 118,000 $ 94,000
Nevada County California 9 $ 3,685,000 $ 409,000 $ 212,000
San Luis Obispo County California 9 $ 2,145,000 $ 238,000 $ 282,000
Sarasota County Florida 9 $ 2,445,000 $ 271,000 $ 231,000
Comal County Texas 9 $ 3,995,000 $ 443,000 $ 147,000
El Dorado County California 8 $ 3,410,000 $ 426,000 $ 923,000
Henderson County Texas 8 $ 3,470,000 $ 433,000 $ 119,000
Hunt County Texas 8 $ 2,050,000 $ 256,000 $ 40,000
Johnson County Texas 8 $ 820,000 $ 102,000 $ 169,000
Kaufman County Texas 8 $ 950,000 $ 118,000 $ 81,000
Waller County Texas 8 $ 1,820,000 $ 227,000 $ 112,000
Merced County California 7 $ 575,000 $ 82,000 $ 97,000
Newaygo County Michigan 7 $ 365,000 $ 52,000 $ 53,000
Van Buren County Michigan 7 $ 465,000 $ 66,000 $ 95,000
Orange County Florida 6 $ 4,470,000 $ 745,000 $ 574,000
Pinellas County Florida 6 $ 2,000,000 $ 333,000 $ 264,000
Benzie County Michigan 6 $ 950,000 $ 158,000 $ 228,000
Emmet County Michigan 6 $ 1,830,000 $ 305,000 $ 472,000
Bandera County Texas 6 $ 1,070,000 $ 178,000 $ 72,000
Pima County Arizona 5 $ 525,000 $ 105,000 $ 213,000
Charlevoix County Michigan 5 $ 2,415,000 $ 483,000 $ 287,000
Clare County Michigan 5 $ 355,000 $ 71,000 $ 108,000
Gladwin County Michigan 5 $ 895,000 $ 179,000 $ 61,000
Leelanau County Michigan 5 $ 4,435,000 $ 887,000 $ 356,000
Shiawassee County Michigan 5 $ 585,000 $ 117,000 $ 67,000
Burnet County Texas 5 $ 1,645,000 $ 329,000 $ 100,000
Guadalupe County Texas 5 $ 515,000 $ 103,000 $ 86,000
Kendall County Texas 5 $ 1,405,000 $ 281,000 $ 95,000
Mono County California 4 $ 1,640,000 $ 410,000 $ 1,010,000
Yolo County California 4 $ 510,000 $ 127,000 $ 89,000
Osceola County Florida 4 $ 700,000 $ 175,000 $ 147,000
Cook County Illinois 4 $ 68,920,000 $ 17,230,000 $ 635,000
Alcona County Michigan 4 $ 360,000 $ 90,000 $ 154,000
Oceana County Michigan 4 $ 1,010,000 $ 252,000 $ 126,000
Otsego County Michigan 4 $ 970,000 $ 242,000 $ 211,000
Sanilac County Michigan 4 $ 220,000 $ 55,000 $ 186,000
Gillespie County Texas 4 $ 520,000 $ 130,000 $ 61,000
Hood County Texas 4 $ 1,630,000 $ 407,000 $ 308,000
Liberty County Texas 4 $ 280,000 $ 70,000 $ 82,000
Lubbock County Texas 4 $ 1,060,000 $ 265,000 $ 201,000
Parker County Texas 4 $ 1,020,000 $ 255,000 $ 205,000
Cochise County Arizona 3 $ 355,000 $ 118,000 $ 46,000
Mohave County Arizona 3 $ 105,000 $ 35,000 $ 42,000
Imperial County California 3 $ 285,000 $ 95,000 $ 144,000
Tuolumne County California 3 $ 395,000 $ 131,000 $ 89,000
Eagle County Colorado 3 $ 25,825,000 $ 8,608,000 $ 1,330,000
Fairfield County Connecticut 3 $ 16,435,000 $ 5,478,000 $ 453,000
Duval County Florida 3 $ 4,225,000 $ 1,408,000 $ 261,000
Polk County Florida 3 $ 325,000 $ 108,000 $ 150,000
Seminole County Florida 3 $ 50,445,000 $ 16,815,000 $ 73,000
Cheboygan County Michigan 3 $ 445,000 $ 148,000 $ 495,000
Mecosta County Michigan 3 $ 505,000 $ 168,000 $ 82,000
Saginaw County Michigan 3 $ 4,945,000 $ 1,648,000 $ 208,000
St. Joseph County Michigan 3 $ 665,000 $ 221,000 $ 76,000
Bastrop County Texas 3 $ 855,000 $ 285,000 $ 122,000
Bell County Texas 3 $ 235,000 $ 78,000 $ 81,000
Brazos County Texas 3 $ 40,285,000 $ 13,428,000 $ 94,000
Grayson County Texas 3 $ 925,000 $ 308,000 $ 127,000
Harrison County Texas 3 $ 555,000 $ 185,000 $ 75,000
Jefferson County Texas 3 $ 365,000 $ 121,000 $ 51,000
McLennan County Texas 3 $ 615,000 $ 205,000 $ 153,000
Randall County Texas 3 $ 495,000 $ 165,000 $ 533,000
Wood County Texas 3 $ 2,035,000 $ 678,000 $ 366,000
Coconino County Arizona 2 $ 2,700,000 $ 1,350,000 $ 105,000
Gila County Arizona 2 $ 170,000 $ 85,000 $ 93,000
Amador County California 2 $ 310,000 $ 155,000 $ 113,000
Lake County California 2 $ 140,000 $ 70,000 $ 70,000
Madera County California 2 $ 1,960,000 $ 980,000 $ 135,000
Sutter County California 2 $ 320,000 $ 160,000 $ 78,000
Gunnison County Colorado 2 $ 6,280,000 $ 3,140,000 $ 0
Hillsborough County Florida 2 $ 20,130,000 $ 10,065,000 $ 393,000
Monroe County Florida 2 $ 2,390,000 $ 1,195,000 $ 369,000
Okaloosa County Florida 2 $ 220,000 $ 110,000 $ 126,000
Bonner County Idaho 2 $ 2,690,000 $ 1,345,000 $ 277,000
Antrim County Michigan 2 $ 100,000 $ 50,000 $ 99,000
Bay County Michigan 2 $ 5,480,000 $ 2,740,000 $ 51,000
Crawford County Michigan 2 $ 360,000 $ 180,000 $ 145,000
Huron County Michigan 2 $ 360,000 $ 180,000 $ 575,000
Ionia County Michigan 2 $ 150,000 $ 75,000 $ 41,000
Isabella County Michigan 2 $ 130,000 $ 65,000 $ 27,000
Kalkaska County Michigan 2 $ 650,000 $ 325,000 $ 1,782,000
Mason County Michigan 2 $ 750,000 $ 375,000 $ 525,000
Montcalm County Michigan 2 $ 100,000 $ 50,000 $ 90,000
Montmorency County Michigan 2 $ 210,000 $ 105,000 $ 156,000
Scott County Minnesota 2 $ 5,790,000 $ 2,895,000 $ 2,525,000
Mecklenburg County North Carolina 2 $ 52,530,000 $ 26,265,000 $ 1,343,000
Tulsa County Oklahoma 2 $ 1,970,000 $ 985,000 $ 342,000
Chester County Pennsylvania 2 $ 1,630,000 $ 815,000 $ 150,000
Williamson County Tennessee 2 $ 2,640,000 $ 1,320,000 $ 501,000
Angelina County Texas 2 $ 420,000 $ 210,000 $ 156,000
Austin County Texas 2 $ 360,000 $ 180,000 $ 12,000
Chambers County Texas 2 $ 160,000 $ 80,000 $ 155,000
Medina County Texas 2 $ 300,000 $ 150,000 $ 149,000
Polk County Texas 2 $ 450,000 $ 225,000 $ 103,000
Tyler County Texas 2 $ 110,000 $ 55,000 $ 45,000
Wichita County Texas 2 $ 80,000 $ 40,000 $ 31,000
Wise County Texas 2 $ 430,000 $ 215,000 $ 345,000
Davis County Utah 2 $ 2,710,000 $ 1,355,000 $ 339,000
Wasatch County Utah 2 $ 8,650,000 $ 4,325,000 $ 2,286,000
Navajo County Arizona 1 $ 105,000 $ 105,000 $ 60,000
Yuma County Arizona 1 $ 95,000 $ 95,000 $ 68,000
Humboldt County California 1 $ 155,000 $ 155,000 $ 137,000
Inyo County California 1 $ 115,000 $ 115,000 $ 272,000
Mendocino County California 1 $ 185,000 $ 185,000 $ 340,000
Modoc County California 1 $ 25,000 $ 25,000 $ 16,000
Plumas County California 1 $ 105,000 $ 105,000 $ 146,000
Shasta County California 1 $ 365,000 $ 365,000 $ 328,000
Siskiyou County California 1 $ 115,000 $ 115,000 $ 67,000
Denver County Colorado 1 $ 455,000 $ 455,000 $ 1,306,000
San Miguel County Colorado 1 $ 4,505,000 $ 4,505,000 $ 2,407,000
Hartford County Connecticut 1 $ 315,000 $ 315,000 $ 219,000
Brevard County Florida 1 $ 105,000 $ 105,000 $ 90,000
Citrus County Florida 1 $ 55,000 $ 55,000 $ 62,000
Escambia County Florida 1 $ 5,000 $ 5,000 $ 0
Highlands County Florida 1 $ 15,000 $ 15,000 $ 0
Manatee County Florida 1 $ 305,000 $ 305,000 $ 0
Marion County Florida 1 $ 105,000 $ 105,000 $ 149,000
Pasco County Florida 1 $ 55,000 $ 55,000 $ 85,000
St. Johns County Florida 1 $ 15,000 $ 15,000 $ 65,000
Sumter County Florida 1 $ 645,000 $ 645,000 $ 177,000
Volusia County Florida 1 $ 125,000 $ 125,000 $ 76,000
Walton County Florida 1 $ 1,945,000 $ 1,945,000 $ 490,000
Douglas County Georgia 1 $ 255,000 $ 255,000 $ 178,000
Fulton County Georgia 1 $ 1,005,000 $ 1,005,000 $ 244,000
Maui County Hawaii 1 $ 775,000 $ 775,000 $ 0
Lake County Illinois 1 $ 28,805,000 $ 28,805,000 $ 0
Hamilton County Indiana 1 $ 11,275,000 $ 11,275,000 $ 0
Lafayette County Louisiana 1 $ 165,000 $ 165,000 $ 54,000
York County Maine 1 $ 1,825,000 $ 1,825,000 $ 767,000
Suffolk County Massachusetts 1 $ 1,395,000 $ 1,395,000 $ 158,000
Alger County Michigan 1 $ 165,000 $ 165,000 $ 143,000
Berrien County Michigan 1 $ 1,005,000 $ 1,005,000 $ 238,000
Cass County Michigan 1 $ 5,000 $ 5,000 $ 12,000
Grand Traverse County Michigan 1 $ 215,000 $ 215,000 $ 39,000
Iron County Michigan 1 $ 95,000 $ 95,000 $ 49,000
Lake County Michigan 1 $ 105,000 $ 105,000 $ 74,000
Manistee County Michigan 1 $ 105,000 $ 105,000 $ 132,000
Oscoda County Michigan 1 $ 75,000 $ 75,000 $ 152,000
Presque Isle County Michigan 1 $ 305,000 $ 305,000 $ 301,000
Schoolcraft County Michigan 1 $ 35,000 $ 35,000 $ 16,000
Tuscola County Michigan 1 $ 55,000 $ 55,000 $ 163,000
Wexford County Michigan 1 $ 125,000 $ 125,000 $ 99,000
Hennepin County Minnesota 1 $ 195,000 $ 195,000 $ 155,000
Jackson County Missouri 1 $ 355,000 $ 355,000 $ 337,000
Lincoln County Montana 1 $ 2,005,000 $ 2,005,000 $ 593,000
Clark County Nevada 1 $ 645,000 $ 645,000 $ 1,742,000
Douglas County Nevada 1 $ 295,000 $ 295,000 $ 63,000
Santa Fe County New Mexico 1 $ 2,005,000 $ 2,005,000 $ 1,151,000
Buncombe County North Carolina 1 $ 5,005,000 $ 5,005,000 $ 373,000
Transylvania County North Carolina 1 $ 255,000 $ 255,000 $ 244,000
Wake County North Carolina 1 $ 355,000 $ 355,000 $ 133,000
Watauga County North Carolina 1 $ 1,805,000 $ 1,805,000 $ 533,000
Cuyahoga County Ohio 1 $ 12,035,000 $ 12,035,000 $ 0
Lucas County Ohio 1 $ 55,000 $ 55,000 $ 24,000
Jackson County Oklahoma 1 $ 95,000 $ 95,000 $ 0
Jackson County Oregon 1 $ 485,000 $ 485,000 $ 97,000
Multnomah County Oregon 1 $ 465,000 $ 465,000 $ 100,000
Horry County South Carolina 1 $ 905,000 $ 905,000 $ 2,086,000
Bradley County Tennessee 1 $ 475,000 $ 475,000 $ 124,000
Atascosa County Texas 1 $ 105,000 $ 105,000 $ 40,000
Blanco County Texas 1 $ 155,000 $ 155,000 $ 190,000
Bowie County Texas 1 $ 505,000 $ 505,000 $ 211,000
Caldwell County Texas 1 $ 75,000 $ 75,000 $ 112,000
Callahan County Texas 1 $ 15,000 $ 15,000 $ 29,000
Cameron County Texas 1 $ 65,000 $ 65,000 $ 100,000
Erath County Texas 1 $ 135,000 $ 135,000 $ 119,000
Fannin County Texas 1 $ 265,000 $ 265,000 $ 196,000
Gregg County Texas 1 $ 205,000 $ 205,000 $ 200,000
Grimes County Texas 1 $ 125,000 $ 125,000 $ 31,000
Hall County Texas 1 $ 175,000 $ 175,000 $ 258,000
Hidalgo County Texas 1 $ 175,000 $ 175,000 $ 27,000
Hill County Texas 1 $ 355,000 $ 355,000 $ 103,000
Hopkins County Texas 1 $ 195,000 $ 195,000 $ 186,000
Leon County Texas 1 $ 195,000 $ 195,000 $ 95,000
Limestone County Texas 1 $ 85,000 $ 85,000 $ 54,000
Llano County Texas 1 $ 155,000 $ 155,000 $ 54,000
Midland County Texas 1 $ 25,000 $ 25,000 $ 91,000
Milam County Texas 1 $ 485,000 $ 485,000 $ 157,000
Morris County Texas 1 $ 105,000 $ 105,000 $ 84,000
Navarro County Texas 1 $ 85,000 $ 85,000 $ 26,000
Potter County Texas 1 $ 55,000 $ 55,000 $ 10,000
Rusk County Texas 1 $ 345,000 $ 345,000 $ 152,000
Smith County Texas 1 $ 115,000 $ 115,000 $ 42,000
Upshur County Texas 1 $ 345,000 $ 345,000 $ 93,000
Van Zandt County Texas 1 $ 95,000 $ 95,000 $ 60,000
Washington County Texas 1 $ 95,000 $ 95,000 $ 107,000
Wilson County Texas 1 $ 435,000 $ 435,000 $ 138,000
Rich County Utah 1 $ 2,085,000 $ 2,085,000 $ 1,920,000
Arlington County Virginia 1 $ 485,000 $ 485,000 $ 110,000
King County Washington 1 $ 605,000 $ 605,000 $ 273,000
Pierce County Washington 1 $ 505,000 $ 505,000 $ 240,000
Snohomish County Washington 1 $ 20,805,000 $ 20,805,000 $ 0
Milwaukee County Wisconsin 1 $ 20,805,000 $ 20,805,000 $ 0

Mortgage Loan Application Detail Totals for Comerica Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 5,945 $1,067,405,000 $179,000 $2,705,000 $187,000 $8,320,000
Other Purpose 3,951 $871,445,000 $220,000 $9,005,000 $192,000 $9,100,000
Refinancing 3,165 $1,351,225,000 $426,000 $54,205,000 $194,000 $7,313,000
Home Purchase 894 $922,245,000 $1,032,000 $63,505,000 $273,000 $8,463,000
Cash-out Refinancing 421 $186,955,000 $444,000 $20,005,000 $128,000 $2,049,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,319 $1,370,385,000 $216,000 $20,005,000 $187,000 $9,100,000
Not Provided 3,793 $1,132,595,000 $298,000 $18,005,000 $253,000 $8,463,000
Hispanic 1,342 $211,880,000 $157,000 $2,105,000 $126,000 $3,328,000
Black or African American 981 $96,275,000 $98,000 $995,000 $97,000 $4,616,000
Asian 625 $185,025,000 $296,000 $5,255,000 $247,000 $8,320,000
Not applicable 377 $1,165,220,000 $3,098,000 $63,505,000 $87,000 $1,153,000
American Indian or Alaskan Native 176 $29,860,000 $169,000 $905,000 $145,000 $1,662,000
Native Hawaiian or Other Pacific Islander 17 $2,185,000 $128,000 $585,000 $98,000 $281,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,354 $4,395,755,000 $306,000 $63,505,000 $193,000 $9,100,000
FHA-insured (Federal Housing Administration) 22 $3,520,000 $160,000 $345,000 $60,000 $108,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,754 $2,689,375,000 $398,000 $63,505,000 $210,000 $8,462,000
Application Denied By Financial Institution 5,327 $1,077,845,000 $202,000 $7,505,000 $154,000 $9,100,000
Application Withdrawn By Applicant 968 $310,290,000 $320,000 $20,005,000 $249,000 $7,033,000
File Closed For Incompleteness 709 $169,835,000 $239,000 $2,985,000 $287,000 $8,064,000
Application Approved But Not Accepted 349 $64,625,000 $185,000 $3,255,000 $166,000 $1,376,000
Loan Purchased By The Institution 255 $56,175,000 $220,000 $645,000 $87,000 $1,153,000
Preapproval Approved but not Accepted 9 $26,955,000 $2,995,000 $8,405,000 $1,996,000 $8,463,000
Preapproval Denied by Financial Institution 5 $4,175,000 $835,000 $1,805,000 $347,000 $958,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 9,044 $3,317,255,000 $366,000 $63,505,000 $217,000 $8,463,000
Debt-To-Income Ratio 3,199 $697,165,000 $217,000 $5,185,000 $98,000 $2,756,000
Credit History 1,174 $129,240,000 $110,000 $3,005,000 $149,000 $5,220,000
Collateral 568 $183,780,000 $323,000 $7,505,000 $436,000 $8,320,000
Other 274 $49,160,000 $179,000 $1,805,000 $266,000 $9,100,000
Credit Application Incomplete 81 $16,785,000 $207,000 $1,005,000 $46,000 $1,030,000
Insufficient Cash (Downpayment, Closing Cost) 28 $4,480,000 $160,000 $445,000 $187,000 $468,000
Employment History 7 $905,000 $129,000 $355,000 $47,000 $240,000
Unverifiable Information 1 $505,000 $505,000 $505,000 $338,000 $338,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Comerica Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Comerica Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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