Commerce Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Commerce Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Commerce Bank 922 Walnut, Tb 12-1 Kansas City, MO 64106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 10,714 |
| Total Mortgage Loan Application Amount | $1,645,350,000 |
| Average Mortgage Loan Application Amount | $149,500 |
| Highest Mortgage Loan Application Amount | $40,215,000 |
| Average Applicant Income | $111,666 |
| Highest Applicant Income | $7,892,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Commerce Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Commerce Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Commerce Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Commerce Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Commerce Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Commerce Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 1,475 | $ 201,155,000 | $ 136,000 | $ 163,000 |
| Johnson County Kansas | 1,210 | $ 199,560,000 | $ 164,000 | $ 169,000 |
| Jackson County Missouri | 1,128 | $ 153,900,000 | $ 136,000 | $ 125,000 |
| St. Charles County Missouri | 657 | $ 69,295,000 | $ 105,000 | $ 111,000 |
| Jefferson County Missouri | 404 | $ 32,830,000 | $ 81,000 | $ 82,000 |
| Greene County Missouri | 392 | $ 42,200,000 | $ 107,000 | $ 89,000 |
| Sedgwick County Kansas | 361 | $ 68,485,000 | $ 189,000 | $ 122,000 |
| Clay County Missouri | 356 | $ 42,270,000 | $ 118,000 | $ 115,000 |
| St. Louis City County Missouri | 259 | $ 26,835,000 | $ 103,000 | $ 89,000 |
| Cass County Missouri | 249 | $ 29,665,000 | $ 119,000 | $ 113,000 |
| Boone County Missouri | 226 | $ 34,240,000 | $ 151,000 | $ 122,000 |
| Buchanan County Missouri | 217 | $ 18,695,000 | $ 86,000 | $ 98,000 |
| Peoria County Illinois | 155 | $ 13,155,000 | $ 84,000 | $ 109,000 |
| Platte County Missouri | 152 | $ 26,300,000 | $ 173,000 | $ 180,000 |
| Denver County Colorado | 136 | $ 49,800,000 | $ 366,000 | $ 244,000 |
| Christian County Missouri | 133 | $ 15,165,000 | $ 114,000 | $ 108,000 |
| St. Clair County Illinois | 130 | $ 8,700,000 | $ 66,000 | $ 88,000 |
| McLean County Illinois | 124 | $ 12,420,000 | $ 100,000 | $ 181,000 |
| Douglas County Kansas | 113 | $ 15,545,000 | $ 137,000 | $ 123,000 |
| Cape Girardeau County Missouri | 113 | $ 10,765,000 | $ 95,000 | $ 73,000 |
| Randolph County Missouri | 94 | $ 6,890,000 | $ 73,000 | $ 59,000 |
| Wyandotte County Kansas | 92 | $ 8,170,000 | $ 88,000 | $ 81,000 |
| Leavenworth County Kansas | 88 | $ 11,320,000 | $ 128,000 | $ 99,000 |
| Tulsa County Oklahoma | 87 | $ 20,515,000 | $ 235,000 | $ 173,000 |
| Jasper County Missouri | 74 | $ 8,100,000 | $ 109,000 | $ 144,000 |
| Audrain County Missouri | 70 | $ 5,870,000 | $ 83,000 | $ 94,000 |
| Butler County Kansas | 68 | $ 9,330,000 | $ 137,000 | $ 98,000 |
| Laclede County Missouri | 63 | $ 5,045,000 | $ 80,000 | $ 75,000 |
| Arapahoe County Colorado | 62 | $ 23,960,000 | $ 386,000 | $ 190,000 |
| Riley County Kansas | 62 | $ 12,240,000 | $ 197,000 | $ 116,000 |
| Crawford County Kansas | 61 | $ 4,705,000 | $ 77,000 | $ 90,000 |
| Butler County Missouri | 55 | $ 4,095,000 | $ 74,000 | $ 91,000 |
| Jefferson County Colorado | 53 | $ 56,705,000 | $ 1,069,000 | $ 208,000 |
| Moniteau County Missouri | 53 | $ 4,695,000 | $ 88,000 | $ 76,000 |
| Tazewell County Illinois | 51 | $ 3,515,000 | $ 68,000 | $ 61,000 |
| Polk County Missouri | 50 | $ 3,410,000 | $ 68,000 | $ 75,000 |
| Ellis County Kansas | 48 | $ 4,840,000 | $ 100,000 | $ 95,000 |
| Newton County Missouri | 43 | $ 8,305,000 | $ 193,000 | $ 166,000 |
| Adams County Colorado | 40 | $ 8,270,000 | $ 206,000 | $ 106,000 |
| Camden County Missouri | 39 | $ 8,685,000 | $ 222,000 | $ 226,000 |
| Warren County Missouri | 38 | $ 4,790,000 | $ 126,000 | $ 93,000 |
| Woodford County Illinois | 37 | $ 3,105,000 | $ 83,000 | $ 87,000 |
| Marion County Missouri | 36 | $ 3,820,000 | $ 106,000 | $ 139,000 |
| Douglas County Colorado | 35 | $ 17,795,000 | $ 508,000 | $ 457,000 |
| Champaign County Illinois | 35 | $ 8,715,000 | $ 249,000 | $ 134,000 |
| Andrew County Missouri | 35 | $ 4,505,000 | $ 128,000 | $ 166,000 |
| Cherokee County Kansas | 34 | $ 2,100,000 | $ 61,000 | $ 81,000 |
| Stone County Missouri | 30 | $ 4,400,000 | $ 146,000 | $ 158,000 |
| Taney County Missouri | 30 | $ 2,600,000 | $ 86,000 | $ 125,000 |
| Lincoln County Missouri | 28 | $ 5,670,000 | $ 202,000 | $ 101,000 |
| Madison County Illinois | 26 | $ 3,840,000 | $ 147,000 | $ 156,000 |
| Finney County Kansas | 25 | $ 2,695,000 | $ 107,000 | $ 113,000 |
| Scott County Missouri | 25 | $ 3,325,000 | $ 133,000 | $ 85,000 |
| Franklin County Missouri | 24 | $ 3,550,000 | $ 147,000 | $ 78,000 |
| St. Francois County Missouri | 24 | $ 2,020,000 | $ 84,000 | $ 66,000 |
| Shawnee County Kansas | 23 | $ 3,375,000 | $ 146,000 | $ 106,000 |
| Morgan County Missouri | 23 | $ 3,075,000 | $ 133,000 | $ 106,000 |
| Miami County Kansas | 22 | $ 2,830,000 | $ 128,000 | $ 127,000 |
| Barry County Missouri | 22 | $ 2,930,000 | $ 133,000 | $ 117,000 |
| Dallas County Missouri | 21 | $ 1,355,000 | $ 64,000 | $ 44,000 |
| Monroe County Illinois | 20 | $ 1,910,000 | $ 95,000 | $ 78,000 |
| Webster County Missouri | 19 | $ 3,075,000 | $ 161,000 | $ 90,000 |
| Cook County Illinois | 17 | $ 21,485,000 | $ 1,263,000 | $ 623,000 |
| Reno County Kansas | 17 | $ 2,065,000 | $ 121,000 | $ 102,000 |
| Cole County Missouri | 17 | $ 2,755,000 | $ 162,000 | $ 199,000 |
| Oklahoma County Oklahoma | 17 | $ 3,895,000 | $ 229,000 | $ 187,000 |
| Boulder County Colorado | 15 | $ 6,915,000 | $ 461,000 | $ 329,000 |
| Jefferson County Kansas | 14 | $ 1,920,000 | $ 137,000 | $ 148,000 |
| Callaway County Missouri | 14 | $ 1,530,000 | $ 109,000 | $ 115,000 |
| Ray County Missouri | 14 | $ 1,580,000 | $ 112,000 | $ 59,000 |
| El Paso County Colorado | 13 | $ 3,655,000 | $ 281,000 | $ 123,000 |
| Monroe County Missouri | 13 | $ 1,435,000 | $ 110,000 | $ 78,000 |
| Ste. Genevieve County Missouri | 13 | $ 985,000 | $ 75,000 | $ 84,000 |
| Clinton County Missouri | 12 | $ 1,640,000 | $ 136,000 | $ 79,000 |
| Johnson County Missouri | 12 | $ 2,480,000 | $ 206,000 | $ 128,000 |
| Lawrence County Missouri | 12 | $ 970,000 | $ 80,000 | $ 63,000 |
| Larimer County Colorado | 11 | $ 3,335,000 | $ 303,000 | $ 196,000 |
| Summit County Colorado | 11 | $ 4,585,000 | $ 416,000 | $ 301,000 |
| Bollinger County Missouri | 11 | $ 1,245,000 | $ 113,000 | $ 56,000 |
| Weld County Colorado | 9 | $ 2,515,000 | $ 279,000 | $ 465,000 |
| Franklin County Kansas | 9 | $ 975,000 | $ 108,000 | $ 73,000 |
| Pottawatomie County Kansas | 9 | $ 1,545,000 | $ 171,000 | $ 140,000 |
| DeKalb County Missouri | 9 | $ 845,000 | $ 93,000 | $ 107,000 |
| Ralls County Missouri | 9 | $ 555,000 | $ 61,000 | $ 50,000 |
| Wayne County Missouri | 9 | $ 725,000 | $ 80,000 | $ 48,000 |
| Cooper County Missouri | 8 | $ 940,000 | $ 117,000 | $ 72,000 |
| Stoddard County Missouri | 8 | $ 820,000 | $ 102,000 | $ 71,000 |
| Eagle County Colorado | 7 | $ 7,335,000 | $ 1,047,000 | $ 418,000 |
| Bates County Missouri | 7 | $ 1,085,000 | $ 155,000 | $ 84,000 |
| Pettis County Missouri | 7 | $ 735,000 | $ 105,000 | $ 59,000 |
| Wagoner County Oklahoma | 7 | $ 1,105,000 | $ 157,000 | $ 91,000 |
| Grand County Colorado | 6 | $ 2,290,000 | $ 381,000 | $ 630,000 |
| Hillsborough County Florida | 6 | $ 1,730,000 | $ 288,000 | $ 242,000 |
| De Witt County Illinois | 6 | $ 770,000 | $ 128,000 | $ 96,000 |
| DuPage County Illinois | 6 | $ 1,840,000 | $ 306,000 | $ 215,000 |
| Ford County Kansas | 6 | $ 1,180,000 | $ 196,000 | $ 112,000 |
| Labette County Kansas | 6 | $ 600,000 | $ 100,000 | $ 45,000 |
| Benton County Missouri | 6 | $ 360,000 | $ 60,000 | $ 77,000 |
| Cedar County Missouri | 6 | $ 800,000 | $ 133,000 | $ 57,000 |
| Hickory County Missouri | 6 | $ 260,000 | $ 43,000 | $ 43,000 |
| Lafayette County Missouri | 6 | $ 900,000 | $ 150,000 | $ 90,000 |
| Phelps County Missouri | 6 | $ 840,000 | $ 140,000 | $ 86,000 |
| Pulaski County Missouri | 6 | $ 1,330,000 | $ 221,000 | $ 68,000 |
| Rogers County Oklahoma | 6 | $ 560,000 | $ 93,000 | $ 177,000 |
| Elbert County Colorado | 5 | $ 465,000 | $ 93,000 | $ 136,000 |
| Palm Beach County Florida | 5 | $ 6,305,000 | $ 1,261,000 | $ 4,104,000 |
| Pinellas County Florida | 5 | $ 2,095,000 | $ 419,000 | $ 321,000 |
| Alexander County Illinois | 5 | $ 145,000 | $ 29,000 | $ 48,000 |
| Knox County Illinois | 5 | $ 675,000 | $ 135,000 | $ 184,000 |
| Doniphan County Kansas | 5 | $ 165,000 | $ 33,000 | $ 76,000 |
| Geary County Kansas | 5 | $ 645,000 | $ 129,000 | $ 67,000 |
| Sumner County Kansas | 5 | $ 445,000 | $ 89,000 | $ 98,000 |
| Carter County Missouri | 5 | $ 1,055,000 | $ 211,000 | $ 106,000 |
| Dade County Missouri | 5 | $ 325,000 | $ 65,000 | $ 58,000 |
| Macon County Missouri | 5 | $ 765,000 | $ 153,000 | $ 71,000 |
| Montgomery County Missouri | 5 | $ 665,000 | $ 133,000 | $ 65,000 |
| Nodaway County Missouri | 5 | $ 615,000 | $ 123,000 | $ 48,000 |
| Ripley County Missouri | 5 | $ 545,000 | $ 109,000 | $ 81,000 |
| St. Clair County Missouri | 5 | $ 625,000 | $ 125,000 | $ 166,000 |
| Travis County Texas | 5 | $ 1,755,000 | $ 351,000 | $ 252,000 |
| Maricopa County Arizona | 4 | $ 2,330,000 | $ 582,000 | $ 696,000 |
| Lee County Florida | 4 | $ 3,010,000 | $ 752,000 | $ 525,000 |
| Walton County Florida | 4 | $ 2,070,000 | $ 517,000 | $ 466,000 |
| Sangamon County Illinois | 4 | $ 170,000 | $ 42,000 | $ 59,000 |
| Cowley County Kansas | 4 | $ 390,000 | $ 97,000 | $ 41,000 |
| Dickinson County Kansas | 4 | $ 460,000 | $ 115,000 | $ 88,000 |
| Harvey County Kansas | 4 | $ 460,000 | $ 115,000 | $ 56,000 |
| Marshall County Kansas | 4 | $ 270,000 | $ 67,000 | $ 61,000 |
| Wabaunsee County Kansas | 4 | $ 780,000 | $ 195,000 | $ 841,000 |
| Barton County Missouri | 4 | $ 710,000 | $ 177,000 | $ 44,000 |
| Harrison County Missouri | 4 | $ 720,000 | $ 180,000 | $ 262,000 |
| Holt County Missouri | 4 | $ 470,000 | $ 117,000 | $ 112,000 |
| Perry County Missouri | 4 | $ 200,000 | $ 50,000 | $ 111,000 |
| Texas County Missouri | 4 | $ 220,000 | $ 55,000 | $ 32,000 |
| Los Angeles County California | 3 | $ 5,295,000 | $ 1,765,000 | $ 1,743,000 |
| San Diego County California | 3 | $ 935,000 | $ 311,000 | $ 685,000 |
| Collier County Florida | 3 | $ 4,735,000 | $ 1,578,000 | $ 1,286,000 |
| Clinton County Illinois | 3 | $ 405,000 | $ 135,000 | $ 67,000 |
| Fulton County Illinois | 3 | $ 295,000 | $ 98,000 | $ 73,000 |
| Kane County Illinois | 3 | $ 1,005,000 | $ 335,000 | $ 107,000 |
| Lake County Illinois | 3 | $ 755,000 | $ 251,000 | $ 285,000 |
| LaSalle County Illinois | 3 | $ 165,000 | $ 55,000 | $ 29,000 |
| Williamson County Illinois | 3 | $ 365,000 | $ 121,000 | $ 62,000 |
| Atchison County Kansas | 3 | $ 575,000 | $ 191,000 | $ 181,000 |
| Kearny County Kansas | 3 | $ 515,000 | $ 171,000 | $ 132,000 |
| Linn County Kansas | 3 | $ 375,000 | $ 125,000 | $ 69,000 |
| Neosho County Kansas | 3 | $ 195,000 | $ 65,000 | $ 56,000 |
| Saline County Kansas | 3 | $ 365,000 | $ 121,000 | $ 164,000 |
| Gasconade County Missouri | 3 | $ 395,000 | $ 131,000 | $ 115,000 |
| Gentry County Missouri | 3 | $ 125,000 | $ 41,000 | $ 121,000 |
| Henry County Missouri | 3 | $ 175,000 | $ 58,000 | $ 85,000 |
| Howell County Missouri | 3 | $ 225,000 | $ 75,000 | $ 31,000 |
| Livingston County Missouri | 3 | $ 385,000 | $ 128,000 | $ 89,000 |
| Cleveland County Oklahoma | 3 | $ 355,000 | $ 118,000 | $ 85,000 |
| Delaware County Oklahoma | 3 | $ 425,000 | $ 141,000 | $ 111,000 |
| Beaufort County South Carolina | 3 | $ 2,125,000 | $ 708,000 | $ 499,000 |
| Dallas County Texas | 3 | $ 1,645,000 | $ 548,000 | $ 271,000 |
| Baldwin County Alabama | 2 | $ 430,000 | $ 215,000 | $ 204,000 |
| Carroll County Arkansas | 2 | $ 70,000 | $ 35,000 | $ 49,000 |
| Chaffee County Colorado | 2 | $ 110,000 | $ 55,000 | $ 104,000 |
| Clear Creek County Colorado | 2 | $ 620,000 | $ 310,000 | $ 177,000 |
| Garfield County Colorado | 2 | $ 100,000 | $ 50,000 | $ 179,000 |
| Pitkin County Colorado | 2 | $ 2,710,000 | $ 1,355,000 | $ 2,000,000 |
| Routt County Colorado | 2 | $ 780,000 | $ 390,000 | $ 1,605,000 |
| Teller County Colorado | 2 | $ 590,000 | $ 295,000 | $ 82,000 |
| District of Columbia County District Of Columbia | 2 | $ 860,000 | $ 430,000 | $ 391,000 |
| Bay County Florida | 2 | $ 2,650,000 | $ 1,325,000 | $ 0 |
| Okaloosa County Florida | 2 | $ 6,600,000 | $ 3,300,000 | $ 0 |
| Polk County Florida | 2 | $ 210,000 | $ 105,000 | $ 85,000 |
| Sarasota County Florida | 2 | $ 850,000 | $ 425,000 | $ 454,000 |
| Fulton County Georgia | 2 | $ 1,020,000 | $ 510,000 | $ 279,000 |
| Adams County Illinois | 2 | $ 330,000 | $ 165,000 | $ 116,000 |
| Macon County Illinois | 2 | $ 860,000 | $ 430,000 | $ 116,000 |
| Macoupin County Illinois | 2 | $ 130,000 | $ 65,000 | $ 65,000 |
| Marshall County Illinois | 2 | $ 30,000 | $ 15,000 | $ 109,000 |
| McHenry County Illinois | 2 | $ 390,000 | $ 195,000 | $ 69,000 |
| Morgan County Illinois | 2 | $ 60,000 | $ 30,000 | $ 55,000 |
| Will County Illinois | 2 | $ 230,000 | $ 115,000 | $ 137,000 |
| Coffey County Kansas | 2 | $ 240,000 | $ 120,000 | $ 41,000 |
| Greenwood County Kansas | 2 | $ 110,000 | $ 55,000 | $ 24,000 |
| Harper County Kansas | 2 | $ 50,000 | $ 25,000 | $ 40,000 |
| Jackson County Kansas | 2 | $ 400,000 | $ 200,000 | $ 84,000 |
| Lyon County Kansas | 2 | $ 270,000 | $ 135,000 | $ 139,000 |
| McPherson County Kansas | 2 | $ 250,000 | $ 125,000 | $ 62,000 |
| Montgomery County Kansas | 2 | $ 360,000 | $ 180,000 | $ 57,000 |
| Morris County Kansas | 2 | $ 300,000 | $ 150,000 | $ 61,000 |
| Nemaha County Kansas | 2 | $ 100,000 | $ 50,000 | $ 57,000 |
| Osage County Kansas | 2 | $ 300,000 | $ 150,000 | $ 121,000 |
| Pratt County Kansas | 2 | $ 270,000 | $ 135,000 | $ 85,000 |
| Rush County Kansas | 2 | $ 110,000 | $ 55,000 | $ 88,000 |
| Wichita County Kansas | 2 | $ 210,000 | $ 105,000 | $ 93,000 |
| Marshall County Kentucky | 2 | $ 660,000 | $ 330,000 | $ 462,000 |
| Adair County Missouri | 2 | $ 170,000 | $ 85,000 | $ 42,000 |
| Crawford County Missouri | 2 | $ 200,000 | $ 100,000 | $ 41,000 |
| Daviess County Missouri | 2 | $ 170,000 | $ 85,000 | $ 54,000 |
| Howard County Missouri | 2 | $ 240,000 | $ 120,000 | $ 109,000 |
| Iron County Missouri | 2 | $ 60,000 | $ 30,000 | $ 100,000 |
| Linn County Missouri | 2 | $ 70,000 | $ 35,000 | $ 32,000 |
| Miller County Missouri | 2 | $ 320,000 | $ 160,000 | $ 55,000 |
| Reynolds County Missouri | 2 | $ 120,000 | $ 60,000 | $ 76,000 |
| Saline County Missouri | 2 | $ 250,000 | $ 125,000 | $ 52,000 |
| Shannon County Missouri | 2 | $ 290,000 | $ 145,000 | $ 74,000 |
| Vernon County Missouri | 2 | $ 360,000 | $ 180,000 | $ 236,000 |
| Washington County Missouri | 2 | $ 40,000 | $ 20,000 | $ 35,000 |
| Worth County Missouri | 2 | $ 150,000 | $ 75,000 | $ 31,000 |
| Wright County Missouri | 2 | $ 560,000 | $ 280,000 | $ 77,000 |
| Clark County Nevada | 2 | $ 2,220,000 | $ 1,110,000 | $ 1,358,000 |
| Delaware County Ohio | 2 | $ 650,000 | $ 325,000 | $ 129,000 |
| Bryan County Oklahoma | 2 | $ 910,000 | $ 455,000 | $ 189,000 |
| Cherokee County Oklahoma | 2 | $ 400,000 | $ 200,000 | $ 548,000 |
| Garfield County Oklahoma | 2 | $ 110,000 | $ 55,000 | $ 109,000 |
| Latimer County Oklahoma | 2 | $ 1,490,000 | $ 745,000 | $ 308,000 |
| Pawnee County Oklahoma | 2 | $ 30,000 | $ 15,000 | $ 60,000 |
| Pittsburg County Oklahoma | 2 | $ 120,000 | $ 60,000 | $ 110,000 |
| Charleston County South Carolina | 2 | $ 910,000 | $ 455,000 | $ 203,000 |
| Collin County Texas | 2 | $ 370,000 | $ 185,000 | $ 99,000 |
| Fort Bend County Texas | 2 | $ 990,000 | $ 495,000 | $ 152,000 |
| Rockwall County Texas | 2 | $ 1,470,000 | $ 735,000 | $ 256,000 |
| Summit County Utah | 2 | $ 4,580,000 | $ 2,290,000 | $ 1,254,000 |
| Fairfax County Virginia | 2 | $ 300,000 | $ 150,000 | $ 341,000 |
| King County Washington | 2 | $ 1,850,000 | $ 925,000 | $ 320,000 |
| Mobile County Alabama | 1 | $ 345,000 | $ 345,000 | $ 390,000 |
| Mohave County Arizona | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| Pima County Arizona | 1 | $ 255,000 | $ 255,000 | $ 142,000 |
| Pinal County Arizona | 1 | $ 245,000 | $ 245,000 | $ 190,000 |
| Mendocino County California | 1 | $ 505,000 | $ 505,000 | $ 901,000 |
| Orange County California | 1 | $ 905,000 | $ 905,000 | $ 219,000 |
| Riverside County California | 1 | $ 305,000 | $ 305,000 | $ 649,000 |
| Sacramento County California | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| Ventura County California | 1 | $ 395,000 | $ 395,000 | $ 3,020,000 |
| Dolores County Colorado | 1 | $ 735,000 | $ 735,000 | $ 563,000 |
| Fremont County Colorado | 1 | $ 225,000 | $ 225,000 | $ 126,000 |
| Gunnison County Colorado | 1 | $ 1,015,000 | $ 1,015,000 | $ 1,100,000 |
| La Plata County Colorado | 1 | $ 455,000 | $ 455,000 | $ 170,000 |
| Montezuma County Colorado | 1 | $ 575,000 | $ 575,000 | $ 137,000 |
| Ouray County Colorado | 1 | $ 545,000 | $ 545,000 | $ 97,000 |
| Park County Colorado | 1 | $ 355,000 | $ 355,000 | $ 140,000 |
| Prowers County Colorado | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Pueblo County Colorado | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Rio Grande County Colorado | 1 | $ 485,000 | $ 485,000 | $ 174,000 |
| Saguache County Colorado | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| San Miguel County Colorado | 1 | $ 1,005,000 | $ 1,005,000 | $ 544,000 |
| New Haven County Connecticut | 1 | $ 245,000 | $ 245,000 | $ 64,000 |
| Brevard County Florida | 1 | $ 235,000 | $ 235,000 | $ 188,000 |
| Broward County Florida | 1 | $ 1,505,000 | $ 1,505,000 | $ 816,000 |
| Charlotte County Florida | 1 | $ 685,000 | $ 685,000 | $ 401,000 |
| Lake County Florida | 1 | $ 285,000 | $ 285,000 | $ 201,000 |
| Manatee County Florida | 1 | $ 455,000 | $ 455,000 | $ 205,000 |
| Monroe County Florida | 1 | $ 625,000 | $ 625,000 | $ 139,000 |
| Orange County Florida | 1 | $ 305,000 | $ 305,000 | $ 440,000 |
| Osceola County Florida | 1 | $ 425,000 | $ 425,000 | $ 162,000 |
| Forsyth County Georgia | 1 | $ 925,000 | $ 925,000 | $ 833,000 |
| Ford County Illinois | 1 | $ 15,000 | $ 15,000 | $ 3,000 |
| Henry County Illinois | 1 | $ 175,000 | $ 175,000 | $ 133,000 |
| Kankakee County Illinois | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| Logan County Illinois | 1 | $ 105,000 | $ 105,000 | $ 293,000 |
| Ogle County Illinois | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| Perry County Illinois | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Randolph County Illinois | 1 | $ 125,000 | $ 125,000 | $ 207,000 |
| Rock Island County Illinois | 1 | $ 185,000 | $ 185,000 | $ 133,000 |
| Hamilton County Indiana | 1 | $ 305,000 | $ 305,000 | $ 241,000 |
| Jefferson County Indiana | 1 | $ 165,000 | $ 165,000 | $ 521,000 |
| Morgan County Indiana | 1 | $ 195,000 | $ 195,000 | $ 107,000 |
| Carroll County Iowa | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Clayton County Iowa | 1 | $ 815,000 | $ 815,000 | $ 653,000 |
| Marion County Iowa | 1 | $ 55,000 | $ 55,000 | $ 175,000 |
| Pottawattamie County Iowa | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Anderson County Kansas | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| Edwards County Kansas | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Gove County Kansas | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Gray County Kansas | 1 | $ 185,000 | $ 185,000 | $ 103,000 |
| Haskell County Kansas | 1 | $ 485,000 | $ 485,000 | $ 280,000 |
| Lane County Kansas | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| Marion County Kansas | 1 | $ 15,000 | $ 15,000 | $ 25,000 |
| Meade County Kansas | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| Stanton County Kansas | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Wilson County Kansas | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| Hickman County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Warren County Kentucky | 1 | $ 27,555,000 | $ 27,555,000 | $ 0 |
| Knox County Maine | 1 | $ 295,000 | $ 295,000 | $ 174,000 |
| Benzie County Michigan | 1 | $ 1,625,000 | $ 1,625,000 | $ 5,542,000 |
| Muskegon County Michigan | 1 | $ 225,000 | $ 225,000 | $ 607,000 |
| Oakland County Michigan | 1 | $ 395,000 | $ 395,000 | $ 893,000 |
| Carver County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 100,000 |
| Dakota County Minnesota | 1 | $ 465,000 | $ 465,000 | $ 120,000 |
| Hennepin County Minnesota | 1 | $ 925,000 | $ 925,000 | $ 370,000 |
| Ramsey County Minnesota | 1 | $ 405,000 | $ 405,000 | $ 96,000 |
| Washington County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 115,000 |
| Caldwell County Missouri | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| Chariton County Missouri | 1 | $ 225,000 | $ 225,000 | $ 122,000 |
| Dent County Missouri | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Dunklin County Missouri | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Grundy County Missouri | 1 | $ 115,000 | $ 115,000 | $ 129,000 |
| Lewis County Missouri | 1 | $ 45,000 | $ 45,000 | $ 21,000 |
| Madison County Missouri | 1 | $ 125,000 | $ 125,000 | $ 115,000 |
| Maries County Missouri | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
| McDonald County Missouri | 1 | $ 265,000 | $ 265,000 | $ 152,000 |
| Mercer County Missouri | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Mississippi County Missouri | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Schuyler County Missouri | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Sullivan County Missouri | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Park County Montana | 1 | $ 245,000 | $ 245,000 | $ 155,000 |
| Rockingham County New Hampshire | 1 | $ 525,000 | $ 525,000 | $ 400,000 |
| San Juan County New Mexico | 1 | $ 255,000 | $ 255,000 | $ 190,000 |
| Santa Fe County New Mexico | 1 | $ 425,000 | $ 425,000 | $ 574,000 |
| New York County New York | 1 | $ 1,805,000 | $ 1,805,000 | $ 590,000 |
| Westchester County New York | 1 | $ 1,385,000 | $ 1,385,000 | $ 700,000 |
| Yates County New York | 1 | $ 125,000 | $ 125,000 | $ 279,000 |
| Belmont County Ohio | 1 | $ 115,000 | $ 115,000 | $ 132,000 |
| Clermont County Ohio | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| Cuyahoga County Ohio | 1 | $ 375,000 | $ 375,000 | $ 80,000 |
| Franklin County Ohio | 1 | $ 335,000 | $ 335,000 | $ 104,000 |
| Hamilton County Ohio | 1 | $ 325,000 | $ 325,000 | $ 100,000 |
| Madison County Ohio | 1 | $ 335,000 | $ 335,000 | $ 154,000 |
| Mahoning County Ohio | 1 | $ 335,000 | $ 335,000 | $ 150,000 |
| Miami County Ohio | 1 | $ 425,000 | $ 425,000 | $ 45,000 |
| Warren County Ohio | 1 | $ 555,000 | $ 555,000 | $ 276,000 |
| Creek County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Haskell County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| Mayes County Oklahoma | 1 | $ 415,000 | $ 415,000 | $ 112,000 |
| McCurtain County Oklahoma | 1 | $ 355,000 | $ 355,000 | $ 275,000 |
| Muskogee County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Okmulgee County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 85,000 |
| Washington County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 51,000 |
| Multnomah County Oregon | 1 | $ 705,000 | $ 705,000 | $ 234,000 |
| Bristol County Rhode Island | 1 | $ 355,000 | $ 355,000 | $ 500,000 |
| Greenville County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Shelby County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 1,879,000 |
| Bexar County Texas | 1 | $ 465,000 | $ 465,000 | $ 285,000 |
| Denton County Texas | 1 | $ 3,495,000 | $ 3,495,000 | $ 380,000 |
| Ellis County Texas | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Galveston County Texas | 1 | $ 725,000 | $ 725,000 | $ 1,086,000 |
| Kerr County Texas | 1 | $ 595,000 | $ 595,000 | $ 163,000 |
| San Patricio County Texas | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Tarrant County Texas | 1 | $ 4,605,000 | $ 4,605,000 | $ 0 |
| Williamson County Texas | 1 | $ 385,000 | $ 385,000 | $ 140,000 |
| Walworth County Wisconsin | 1 | $ 445,000 | $ 445,000 | $ 109,000 |
Mortgage Loan Application Detail Totals for Commerce Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,933 | $713,335,000 | $243,000 | $40,215,000 | $158,000 | $7,892,000 |
| Refinancing | 2,665 | $452,945,000 | $169,000 | $27,555,000 | $138,000 | $5,542,000 |
| Other Purpose | 2,089 | $140,465,000 | $67,000 | $1,985,000 | $124,000 | $7,213,000 |
| Home Improvement | 2,032 | $110,760,000 | $54,000 | $2,005,000 | $126,000 | $3,133,000 |
| Cash-out Refinancing | 994 | $227,710,000 | $229,000 | $2,405,000 | $124,000 | $3,841,000 |
| Not Applicable | 1 | $135,000 | $135,000 | $135,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,257 | $1,059,275,000 | $128,000 | $2,545,000 | $129,000 | $7,556,000 |
| Not Provided | 1,236 | $227,860,000 | $184,000 | $3,495,000 | $207,000 | $7,892,000 |
| Black or African American | 364 | $33,820,000 | $92,000 | $1,005,000 | $88,000 | $2,340,000 |
| Not applicable | 363 | $253,885,000 | $699,000 | $40,215,000 | $0 | $0 |
| Hispanic | 224 | $28,000,000 | $125,000 | $1,005,000 | $104,000 | $996,000 |
| Asian | 182 | $31,950,000 | $175,000 | $1,355,000 | $142,000 | $984,000 |
| American Indian or Alaskan Native | 63 | $5,585,000 | $88,000 | $415,000 | $89,000 | $596,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $460,000 | $115,000 | $175,000 | $89,000 | $177,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,119 | $1,550,355,000 | $153,000 | $40,215,000 | $141,000 | $7,892,000 |
| FHA-insured (Federal Housing Administration) | 398 | $57,940,000 | $145,000 | $535,000 | $66,000 | $272,000 |
| VA-guaranteed (Veterans Administration) | 165 | $33,395,000 | $202,000 | $635,000 | $78,000 | $365,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 32 | $3,660,000 | $114,000 | $235,000 | $51,000 | $79,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,424 | $1,076,420,000 | $167,000 | $40,215,000 | $158,000 | $7,892,000 |
| Application Denied By Financial Institution | 2,258 | $211,080,000 | $93,000 | $3,495,000 | $86,000 | $3,312,000 |
| Application Withdrawn By Applicant | 1,332 | $247,320,000 | $185,000 | $8,495,000 | $135,000 | $2,736,000 |
| File Closed For Incompleteness | 550 | $77,160,000 | $140,000 | $1,805,000 | $117,000 | $1,191,000 |
| Application Approved But Not Accepted | 149 | $33,235,000 | $223,000 | $15,505,000 | $124,000 | $2,489,000 |
| Loan Purchased By The Institution | 1 | $135,000 | $135,000 | $135,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,456 | $1,434,270,000 | $169,000 | $40,215,000 | $151,000 | $7,892,000 |
| Debt-To-Income Ratio | 1,059 | $88,925,000 | $83,000 | $1,715,000 | $59,000 | $800,000 |
| Other | 508 | $65,030,000 | $128,000 | $3,495,000 | $94,000 | $3,020,000 |
| Collateral | 409 | $39,545,000 | $96,000 | $1,005,000 | $132,000 | $3,312,000 |
| Credit History | 247 | $13,865,000 | $56,000 | $495,000 | $95,000 | $2,016,000 |
| Unverifiable Information | 14 | $1,750,000 | $125,000 | $465,000 | $60,000 | $226,000 |
| Credit Application Incomplete | 12 | $1,160,000 | $96,000 | $405,000 | $154,000 | $882,000 |
| Employment History | 8 | $550,000 | $68,000 | $185,000 | $397,000 | $2,277,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $255,000 | $255,000 | $255,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Commerce Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Commerce Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.