Commerce Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Commerce Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Commerce Bank 922 Walnut, Tb 12-1 Kansas City, MO 64106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 10,914 |
| Total Mortgage Loan Application Amount | $1,916,540,000 |
| Average Mortgage Loan Application Amount | $168,166 |
| Highest Mortgage Loan Application Amount | $5,905,000 |
| Average Applicant Income | $121,500 |
| Highest Applicant Income | $8,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Commerce Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Commerce Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Commerce Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Commerce Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Commerce Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Commerce Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 1,373 | $ 225,405,000 | $ 164,000 | $ 150,000 |
| Johnson County Kansas | 1,100 | $ 236,170,000 | $ 214,000 | $ 179,000 |
| Jackson County Missouri | 1,094 | $ 138,620,000 | $ 126,000 | $ 137,000 |
| St. Charles County Missouri | 663 | $ 75,625,000 | $ 114,000 | $ 108,000 |
| Jefferson County Missouri | 437 | $ 39,465,000 | $ 90,000 | $ 85,000 |
| Greene County Missouri | 390 | $ 44,320,000 | $ 113,000 | $ 108,000 |
| Clay County Missouri | 376 | $ 46,990,000 | $ 124,000 | $ 112,000 |
| Sedgwick County Kansas | 315 | $ 53,095,000 | $ 168,000 | $ 137,000 |
| St. Louis City County Missouri | 284 | $ 36,510,000 | $ 128,000 | $ 101,000 |
| Buchanan County Missouri | 259 | $ 26,485,000 | $ 102,000 | $ 85,000 |
| Cass County Missouri | 238 | $ 34,240,000 | $ 143,000 | $ 115,000 |
| Boone County Missouri | 236 | $ 40,620,000 | $ 172,000 | $ 126,000 |
| Platte County Missouri | 182 | $ 34,680,000 | $ 190,000 | $ 184,000 |
| Denver County Colorado | 179 | $ 84,995,000 | $ 474,000 | $ 224,000 |
| Christian County Missouri | 130 | $ 15,450,000 | $ 118,000 | $ 104,000 |
| McLean County Illinois | 129 | $ 19,575,000 | $ 151,000 | $ 151,000 |
| Peoria County Illinois | 124 | $ 12,050,000 | $ 97,000 | $ 110,000 |
| Cape Girardeau County Missouri | 116 | $ 14,700,000 | $ 126,000 | $ 127,000 |
| St. Clair County Illinois | 110 | $ 10,170,000 | $ 92,000 | $ 76,000 |
| Leavenworth County Kansas | 104 | $ 12,710,000 | $ 122,000 | $ 78,000 |
| Douglas County Kansas | 102 | $ 17,440,000 | $ 170,000 | $ 138,000 |
| Arapahoe County Colorado | 85 | $ 36,205,000 | $ 425,000 | $ 200,000 |
| Jefferson County Colorado | 83 | $ 37,555,000 | $ 452,000 | $ 191,000 |
| Wyandotte County Kansas | 83 | $ 7,845,000 | $ 94,000 | $ 72,000 |
| Randolph County Missouri | 83 | $ 5,975,000 | $ 71,000 | $ 62,000 |
| Douglas County Colorado | 77 | $ 40,725,000 | $ 528,000 | $ 227,000 |
| Tulsa County Oklahoma | 77 | $ 24,175,000 | $ 313,000 | $ 213,000 |
| Jasper County Missouri | 74 | $ 6,400,000 | $ 86,000 | $ 84,000 |
| Polk County Missouri | 74 | $ 5,820,000 | $ 78,000 | $ 75,000 |
| Audrain County Missouri | 67 | $ 5,725,000 | $ 85,000 | $ 91,000 |
| Butler County Kansas | 63 | $ 11,065,000 | $ 175,000 | $ 123,000 |
| Crawford County Kansas | 60 | $ 6,650,000 | $ 110,000 | $ 189,000 |
| Tazewell County Illinois | 55 | $ 3,025,000 | $ 55,000 | $ 65,000 |
| Riley County Kansas | 54 | $ 8,740,000 | $ 161,000 | $ 217,000 |
| Laclede County Missouri | 52 | $ 5,550,000 | $ 106,000 | $ 72,000 |
| Marion County Missouri | 51 | $ 7,545,000 | $ 147,000 | $ 66,000 |
| Moniteau County Missouri | 47 | $ 4,475,000 | $ 95,000 | $ 73,000 |
| Adams County Colorado | 45 | $ 14,445,000 | $ 321,000 | $ 134,000 |
| Harris County Texas | 44 | $ 25,710,000 | $ 584,000 | $ 241,000 |
| Andrew County Missouri | 41 | $ 5,555,000 | $ 135,000 | $ 115,000 |
| Taney County Missouri | 41 | $ 7,845,000 | $ 191,000 | $ 119,000 |
| Franklin County Missouri | 39 | $ 5,975,000 | $ 153,000 | $ 108,000 |
| Lincoln County Missouri | 36 | $ 4,920,000 | $ 136,000 | $ 86,000 |
| El Paso County Colorado | 34 | $ 13,360,000 | $ 392,000 | $ 149,000 |
| Monroe County Illinois | 34 | $ 5,030,000 | $ 147,000 | $ 107,000 |
| Cherokee County Kansas | 34 | $ 2,600,000 | $ 76,000 | $ 66,000 |
| Finney County Kansas | 34 | $ 4,740,000 | $ 139,000 | $ 87,000 |
| Stone County Missouri | 30 | $ 7,240,000 | $ 241,000 | $ 160,000 |
| Warren County Missouri | 30 | $ 5,210,000 | $ 173,000 | $ 461,000 |
| Boulder County Colorado | 29 | $ 15,885,000 | $ 547,000 | $ 220,000 |
| Barry County Missouri | 29 | $ 3,125,000 | $ 107,000 | $ 87,000 |
| Camden County Missouri | 29 | $ 6,115,000 | $ 210,000 | $ 174,000 |
| Dallas County Texas | 28 | $ 18,650,000 | $ 666,000 | $ 296,000 |
| Woodford County Illinois | 27 | $ 1,615,000 | $ 59,000 | $ 104,000 |
| Collin County Texas | 27 | $ 14,585,000 | $ 540,000 | $ 256,000 |
| Miami County Kansas | 26 | $ 4,650,000 | $ 178,000 | $ 117,000 |
| Travis County Texas | 26 | $ 15,780,000 | $ 606,000 | $ 213,000 |
| Larimer County Colorado | 25 | $ 12,065,000 | $ 482,000 | $ 272,000 |
| Madison County Illinois | 25 | $ 2,725,000 | $ 109,000 | $ 100,000 |
| Reno County Kansas | 24 | $ 1,630,000 | $ 67,000 | $ 76,000 |
| Butler County Missouri | 24 | $ 2,470,000 | $ 102,000 | $ 63,000 |
| Newton County Missouri | 24 | $ 6,460,000 | $ 269,000 | $ 87,000 |
| Ralls County Missouri | 24 | $ 1,800,000 | $ 75,000 | $ 54,000 |
| St. Francois County Missouri | 24 | $ 3,010,000 | $ 125,000 | $ 61,000 |
| Champaign County Illinois | 23 | $ 2,935,000 | $ 127,000 | $ 162,000 |
| Ellis County Kansas | 23 | $ 2,755,000 | $ 119,000 | $ 92,000 |
| Oklahoma County Oklahoma | 22 | $ 3,630,000 | $ 165,000 | $ 155,000 |
| Callaway County Missouri | 19 | $ 1,935,000 | $ 101,000 | $ 59,000 |
| Clinton County Missouri | 18 | $ 1,880,000 | $ 104,000 | $ 106,000 |
| Weld County Colorado | 17 | $ 6,725,000 | $ 395,000 | $ 177,000 |
| Scott County Missouri | 17 | $ 1,115,000 | $ 65,000 | $ 67,000 |
| Pottawatomie County Kansas | 16 | $ 2,970,000 | $ 185,000 | $ 120,000 |
| Cole County Missouri | 16 | $ 2,360,000 | $ 147,000 | $ 92,000 |
| Eagle County Colorado | 15 | $ 10,465,000 | $ 697,000 | $ 460,000 |
| Morgan County Missouri | 15 | $ 1,975,000 | $ 131,000 | $ 173,000 |
| Denton County Texas | 15 | $ 8,415,000 | $ 561,000 | $ 257,000 |
| Tarrant County Texas | 15 | $ 7,595,000 | $ 506,000 | $ 258,000 |
| Webster County Missouri | 14 | $ 1,520,000 | $ 108,000 | $ 76,000 |
| Hickory County Missouri | 13 | $ 715,000 | $ 55,000 | $ 53,000 |
| Lawrence County Missouri | 13 | $ 1,035,000 | $ 79,000 | $ 67,000 |
| Cook County Illinois | 12 | $ 3,870,000 | $ 322,000 | $ 284,000 |
| Cooper County Missouri | 12 | $ 1,520,000 | $ 126,000 | $ 93,000 |
| Shawnee County Kansas | 11 | $ 1,555,000 | $ 141,000 | $ 123,000 |
| Bates County Missouri | 11 | $ 1,185,000 | $ 107,000 | $ 74,000 |
| Dallas County Missouri | 11 | $ 965,000 | $ 87,000 | $ 48,000 |
| DeKalb County Missouri | 11 | $ 1,925,000 | $ 175,000 | $ 68,000 |
| Broomfield County Colorado | 10 | $ 4,410,000 | $ 441,000 | $ 226,000 |
| Henry County Missouri | 10 | $ 900,000 | $ 90,000 | $ 73,000 |
| Johnson County Missouri | 9 | $ 1,545,000 | $ 171,000 | $ 137,000 |
| Lafayette County Missouri | 9 | $ 1,875,000 | $ 208,000 | $ 99,000 |
| Ste. Genevieve County Missouri | 9 | $ 435,000 | $ 48,000 | $ 56,000 |
| Bexar County Texas | 9 | $ 6,375,000 | $ 708,000 | $ 342,000 |
| Summit County Colorado | 8 | $ 4,140,000 | $ 517,000 | $ 305,000 |
| Franklin County Kansas | 8 | $ 1,520,000 | $ 190,000 | $ 98,000 |
| Jefferson County Kansas | 8 | $ 1,060,000 | $ 132,000 | $ 111,000 |
| Ray County Missouri | 8 | $ 890,000 | $ 111,000 | $ 110,000 |
| Wayne County Missouri | 8 | $ 440,000 | $ 55,000 | $ 66,000 |
| Wagoner County Oklahoma | 8 | $ 860,000 | $ 107,000 | $ 129,000 |
| Maricopa County Arizona | 7 | $ 3,125,000 | $ 446,000 | $ 1,059,000 |
| Pueblo County Colorado | 7 | $ 2,035,000 | $ 290,000 | $ 99,000 |
| Harvey County Kansas | 7 | $ 555,000 | $ 79,000 | $ 60,000 |
| Adair County Missouri | 7 | $ 795,000 | $ 113,000 | $ 84,000 |
| Benton County Missouri | 7 | $ 615,000 | $ 87,000 | $ 67,000 |
| Bollinger County Missouri | 7 | $ 845,000 | $ 120,000 | $ 128,000 |
| Montgomery County Missouri | 7 | $ 845,000 | $ 120,000 | $ 102,000 |
| Stoddard County Missouri | 7 | $ 855,000 | $ 122,000 | $ 61,000 |
| Fort Bend County Texas | 7 | $ 4,595,000 | $ 656,000 | $ 335,000 |
| Doniphan County Kansas | 6 | $ 240,000 | $ 40,000 | $ 45,000 |
| Pettis County Missouri | 6 | $ 570,000 | $ 95,000 | $ 84,000 |
| Delaware County Oklahoma | 6 | $ 1,430,000 | $ 238,000 | $ 105,000 |
| Montgomery County Texas | 6 | $ 3,430,000 | $ 571,000 | $ 233,000 |
| Elbert County Colorado | 5 | $ 2,015,000 | $ 403,000 | $ 201,000 |
| Grand County Colorado | 5 | $ 2,865,000 | $ 573,000 | $ 262,000 |
| Routt County Colorado | 5 | $ 3,255,000 | $ 651,000 | $ 400,000 |
| De Witt County Illinois | 5 | $ 705,000 | $ 141,000 | $ 128,000 |
| Clay County Kansas | 5 | $ 655,000 | $ 131,000 | $ 53,000 |
| Ford County Kansas | 5 | $ 1,045,000 | $ 209,000 | $ 129,000 |
| Sumner County Kansas | 5 | $ 345,000 | $ 69,000 | $ 84,000 |
| Cedar County Missouri | 5 | $ 265,000 | $ 53,000 | $ 73,000 |
| Holt County Missouri | 5 | $ 245,000 | $ 49,000 | $ 72,000 |
| Macon County Missouri | 5 | $ 455,000 | $ 91,000 | $ 108,000 |
| Washington County Missouri | 5 | $ 325,000 | $ 65,000 | $ 60,000 |
| King County Washington | 5 | $ 4,245,000 | $ 849,000 | $ 544,000 |
| Garfield County Colorado | 4 | $ 1,300,000 | $ 325,000 | $ 113,000 |
| Park County Colorado | 4 | $ 1,390,000 | $ 347,000 | $ 266,000 |
| Adams County Illinois | 4 | $ 990,000 | $ 247,000 | $ 216,000 |
| Fulton County Illinois | 4 | $ 200,000 | $ 50,000 | $ 41,000 |
| Macoupin County Illinois | 4 | $ 360,000 | $ 90,000 | $ 72,000 |
| Marshall County Illinois | 4 | $ 570,000 | $ 142,000 | $ 92,000 |
| Vermilion County Illinois | 4 | $ 230,000 | $ 57,000 | $ 58,000 |
| Cowley County Kansas | 4 | $ 210,000 | $ 52,000 | $ 58,000 |
| Crawford County Missouri | 4 | $ 340,000 | $ 85,000 | $ 95,000 |
| Daviess County Missouri | 4 | $ 1,020,000 | $ 255,000 | $ 393,000 |
| Gasconade County Missouri | 4 | $ 660,000 | $ 165,000 | $ 82,000 |
| Gentry County Missouri | 4 | $ 160,000 | $ 40,000 | $ 66,000 |
| Howell County Missouri | 4 | $ 680,000 | $ 170,000 | $ 84,000 |
| McDonald County Missouri | 4 | $ 590,000 | $ 147,000 | $ 63,000 |
| Monroe County Missouri | 4 | $ 200,000 | $ 50,000 | $ 175,000 |
| Perry County Missouri | 4 | $ 570,000 | $ 142,000 | $ 109,000 |
| Phelps County Missouri | 4 | $ 580,000 | $ 145,000 | $ 62,000 |
| Pike County Missouri | 4 | $ 610,000 | $ 152,000 | $ 81,000 |
| Ripley County Missouri | 4 | $ 710,000 | $ 177,000 | $ 64,000 |
| Rogers County Oklahoma | 4 | $ 380,000 | $ 95,000 | $ 114,000 |
| Parker County Texas | 4 | $ 1,810,000 | $ 452,000 | $ 178,000 |
| Williamson County Texas | 4 | $ 1,920,000 | $ 480,000 | $ 162,000 |
| Baldwin County Alabama | 3 | $ 1,525,000 | $ 508,000 | $ 432,000 |
| Pima County Arizona | 3 | $ 755,000 | $ 251,000 | $ 113,000 |
| Chaffee County Colorado | 3 | $ 1,345,000 | $ 448,000 | $ 174,000 |
| Gunnison County Colorado | 3 | $ 1,395,000 | $ 465,000 | $ 151,000 |
| Lee County Florida | 3 | $ 1,015,000 | $ 338,000 | $ 233,000 |
| Palm Beach County Florida | 3 | $ 1,625,000 | $ 541,000 | $ 2,600,000 |
| Pinellas County Florida | 3 | $ 715,000 | $ 238,000 | $ 219,000 |
| Walton County Florida | 3 | $ 3,575,000 | $ 1,191,000 | $ 867,000 |
| Knox County Illinois | 3 | $ 875,000 | $ 291,000 | $ 96,000 |
| LaSalle County Illinois | 3 | $ 875,000 | $ 291,000 | $ 96,000 |
| Mason County Illinois | 3 | $ 65,000 | $ 21,000 | $ 33,000 |
| Sangamon County Illinois | 3 | $ 205,000 | $ 68,000 | $ 109,000 |
| Gove County Kansas | 3 | $ 275,000 | $ 91,000 | $ 90,000 |
| Harper County Kansas | 3 | $ 455,000 | $ 151,000 | $ 77,000 |
| Linn County Kansas | 3 | $ 145,000 | $ 48,000 | $ 72,000 |
| Montgomery County Kansas | 3 | $ 195,000 | $ 65,000 | $ 81,000 |
| Wabaunsee County Kansas | 3 | $ 1,415,000 | $ 471,000 | $ 1,272,000 |
| Hennepin County Minnesota | 3 | $ 1,955,000 | $ 651,000 | $ 256,000 |
| Barton County Missouri | 3 | $ 475,000 | $ 158,000 | $ 71,000 |
| Carter County Missouri | 3 | $ 575,000 | $ 191,000 | $ 34,000 |
| Dade County Missouri | 3 | $ 175,000 | $ 58,000 | $ 28,000 |
| Howard County Missouri | 3 | $ 135,000 | $ 45,000 | $ 63,000 |
| Linn County Missouri | 3 | $ 365,000 | $ 121,000 | $ 58,000 |
| Nodaway County Missouri | 3 | $ 285,000 | $ 95,000 | $ 51,000 |
| Vernon County Missouri | 3 | $ 125,000 | $ 41,000 | $ 123,000 |
| Hamilton County Ohio | 3 | $ 1,825,000 | $ 608,000 | $ 180,000 |
| Ottawa County Oklahoma | 3 | $ 115,000 | $ 38,000 | $ 71,000 |
| Williamson County Tennessee | 3 | $ 1,545,000 | $ 515,000 | $ 354,000 |
| Midland County Texas | 3 | $ 1,325,000 | $ 441,000 | $ 327,000 |
| Rockwall County Texas | 3 | $ 2,065,000 | $ 688,000 | $ 256,000 |
| Smith County Texas | 3 | $ 945,000 | $ 315,000 | $ 64,000 |
| Sebastian County Arkansas | 2 | $ 230,000 | $ 115,000 | $ 30,000 |
| Orange County California | 2 | $ 1,220,000 | $ 610,000 | $ 274,000 |
| Riverside County California | 2 | $ 1,280,000 | $ 640,000 | $ 787,000 |
| San Diego County California | 2 | $ 2,440,000 | $ 1,220,000 | $ 1,632,000 |
| Archuleta County Colorado | 2 | $ 400,000 | $ 200,000 | $ 93,000 |
| Clear Creek County Colorado | 2 | $ 590,000 | $ 295,000 | $ 157,000 |
| La Plata County Colorado | 2 | $ 720,000 | $ 360,000 | $ 142,000 |
| Montezuma County Colorado | 2 | $ 650,000 | $ 325,000 | $ 130,000 |
| Teller County Colorado | 2 | $ 740,000 | $ 370,000 | $ 92,000 |
| Bay County Florida | 2 | $ 1,450,000 | $ 725,000 | $ 328,000 |
| Collier County Florida | 2 | $ 2,510,000 | $ 1,255,000 | $ 944,000 |
| Okaloosa County Florida | 2 | $ 5,880,000 | $ 2,940,000 | $ 0 |
| Orange County Florida | 2 | $ 1,000,000 | $ 500,000 | $ 282,000 |
| Santa Rosa County Florida | 2 | $ 1,410,000 | $ 705,000 | $ 374,000 |
| Sarasota County Florida | 2 | $ 940,000 | $ 470,000 | $ 1,090,000 |
| Volusia County Florida | 2 | $ 650,000 | $ 325,000 | $ 139,000 |
| Bond County Illinois | 2 | $ 90,000 | $ 45,000 | $ 148,000 |
| Clinton County Illinois | 2 | $ 80,000 | $ 40,000 | $ 62,000 |
| DuPage County Illinois | 2 | $ 250,000 | $ 125,000 | $ 99,000 |
| Franklin County Illinois | 2 | $ 100,000 | $ 50,000 | $ 68,000 |
| Lake County Illinois | 2 | $ 390,000 | $ 195,000 | $ 554,000 |
| Logan County Illinois | 2 | $ 90,000 | $ 45,000 | $ 106,000 |
| Macon County Illinois | 2 | $ 730,000 | $ 365,000 | $ 498,000 |
| Williamson County Illinois | 2 | $ 260,000 | $ 130,000 | $ 83,000 |
| Atchison County Kansas | 2 | $ 140,000 | $ 70,000 | $ 233,000 |
| Brown County Kansas | 2 | $ 330,000 | $ 165,000 | $ 111,000 |
| Geary County Kansas | 2 | $ 200,000 | $ 100,000 | $ 49,000 |
| Haskell County Kansas | 2 | $ 400,000 | $ 200,000 | $ 136,000 |
| Jackson County Kansas | 2 | $ 440,000 | $ 220,000 | $ 103,000 |
| Kearny County Kansas | 2 | $ 100,000 | $ 50,000 | $ 116,000 |
| Kingman County Kansas | 2 | $ 320,000 | $ 160,000 | $ 84,000 |
| Marshall County Kansas | 2 | $ 160,000 | $ 80,000 | $ 25,000 |
| McPherson County Kansas | 2 | $ 170,000 | $ 85,000 | $ 57,000 |
| Pratt County Kansas | 2 | $ 490,000 | $ 245,000 | $ 131,000 |
| Rooks County Kansas | 2 | $ 210,000 | $ 105,000 | $ 132,000 |
| Seward County Kansas | 2 | $ 110,000 | $ 55,000 | $ 57,000 |
| Stafford County Kansas | 2 | $ 120,000 | $ 60,000 | $ 100,000 |
| Lafayette County Mississippi | 2 | $ 1,000,000 | $ 500,000 | $ 353,000 |
| Caldwell County Missouri | 2 | $ 370,000 | $ 185,000 | $ 146,000 |
| Harrison County Missouri | 2 | $ 150,000 | $ 75,000 | $ 39,000 |
| Livingston County Missouri | 2 | $ 370,000 | $ 185,000 | $ 86,000 |
| Miller County Missouri | 2 | $ 190,000 | $ 95,000 | $ 50,000 |
| Mississippi County Missouri | 2 | $ 120,000 | $ 60,000 | $ 91,000 |
| New Madrid County Missouri | 2 | $ 210,000 | $ 105,000 | $ 33,000 |
| Pulaski County Missouri | 2 | $ 370,000 | $ 185,000 | $ 46,000 |
| St. Clair County Missouri | 2 | $ 240,000 | $ 120,000 | $ 46,000 |
| Yellowstone County Montana | 2 | $ 2,510,000 | $ 1,255,000 | $ 1,383,000 |
| Wake County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 241,000 |
| Franklin County Ohio | 2 | $ 640,000 | $ 320,000 | $ 101,000 |
| Creek County Oklahoma | 2 | $ 60,000 | $ 30,000 | $ 79,000 |
| Mayes County Oklahoma | 2 | $ 230,000 | $ 115,000 | $ 99,000 |
| Pontotoc County Oklahoma | 2 | $ 190,000 | $ 95,000 | $ 49,000 |
| Washington County Oklahoma | 2 | $ 150,000 | $ 75,000 | $ 102,000 |
| Washita County Oklahoma | 2 | $ 110,000 | $ 55,000 | $ 68,000 |
| Brazoria County Texas | 2 | $ 860,000 | $ 430,000 | $ 255,000 |
| Burnet County Texas | 2 | $ 710,000 | $ 355,000 | $ 125,000 |
| Comal County Texas | 2 | $ 900,000 | $ 450,000 | $ 135,000 |
| Ellis County Texas | 2 | $ 580,000 | $ 290,000 | $ 189,000 |
| Guadalupe County Texas | 2 | $ 840,000 | $ 420,000 | $ 0 |
| Kendall County Texas | 2 | $ 1,010,000 | $ 505,000 | $ 221,000 |
| McLennan County Texas | 2 | $ 870,000 | $ 435,000 | $ 214,000 |
| Taylor County Texas | 2 | $ 300,000 | $ 150,000 | $ 277,000 |
| Benton County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| Carroll County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 135,000 |
| Cleburne County Arkansas | 1 | $ 1,035,000 | $ 1,035,000 | $ 1,359,000 |
| Franklin County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 100,000 |
| Johnson County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Mississippi County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 140,000 |
| Saline County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 23,000 |
| Washington County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 500,000 |
| Los Angeles County California | 1 | $ 2,065,000 | $ 2,065,000 | $ 459,000 |
| Marin County California | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Napa County California | 1 | $ 605,000 | $ 605,000 | $ 300,000 |
| San Francisco County California | 1 | $ 925,000 | $ 925,000 | $ 303,000 |
| San Mateo County California | 1 | $ 795,000 | $ 795,000 | $ 163,000 |
| Alamosa County Colorado | 1 | $ 225,000 | $ 225,000 | $ 84,000 |
| Conejos County Colorado | 1 | $ 205,000 | $ 205,000 | $ 115,000 |
| Fremont County Colorado | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Hinsdale County Colorado | 1 | $ 555,000 | $ 555,000 | $ 255,000 |
| Logan County Colorado | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Mineral County Colorado | 1 | $ 105,000 | $ 105,000 | $ 143,000 |
| Morgan County Colorado | 1 | $ 375,000 | $ 375,000 | $ 104,000 |
| Sussex County Delaware | 1 | $ 1,305,000 | $ 1,305,000 | $ 616,000 |
| Brevard County Florida | 1 | $ 375,000 | $ 375,000 | $ 260,000 |
| Broward County Florida | 1 | $ 505,000 | $ 505,000 | $ 327,000 |
| Gulf County Florida | 1 | $ 495,000 | $ 495,000 | $ 289,000 |
| Hillsborough County Florida | 1 | $ 45,000 | $ 45,000 | $ 210,000 |
| Indian River County Florida | 1 | $ 1,205,000 | $ 1,205,000 | $ 402,000 |
| Lake County Florida | 1 | $ 335,000 | $ 335,000 | $ 86,000 |
| Leon County Florida | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Manatee County Florida | 1 | $ 405,000 | $ 405,000 | $ 2,096,000 |
| Martin County Florida | 1 | $ 475,000 | $ 475,000 | $ 154,000 |
| Miami-Dade County Florida | 1 | $ 55,000 | $ 55,000 | $ 143,000 |
| Monroe County Florida | 1 | $ 625,000 | $ 625,000 | $ 139,000 |
| Forsyth County Georgia | 1 | $ 1,025,000 | $ 1,025,000 | $ 1,732,000 |
| Fulton County Georgia | 1 | $ 365,000 | $ 365,000 | $ 153,000 |
| Houston County Georgia | 1 | $ 15,000 | $ 15,000 | $ 84,000 |
| Maui County Hawaii | 1 | $ 405,000 | $ 405,000 | $ 211,000 |
| Teton County Idaho | 1 | $ 515,000 | $ 515,000 | $ 1,451,000 |
| Alexander County Illinois | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| Cass County Illinois | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Christian County Illinois | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Crawford County Illinois | 1 | $ 15,000 | $ 15,000 | $ 58,000 |
| Douglas County Illinois | 1 | $ 45,000 | $ 45,000 | $ 106,000 |
| Ford County Illinois | 1 | $ 25,000 | $ 25,000 | $ 123,000 |
| Henry County Illinois | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Jasper County Illinois | 1 | $ 55,000 | $ 55,000 | $ 7,000 |
| Jefferson County Illinois | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Johnson County Illinois | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Kane County Illinois | 1 | $ 305,000 | $ 305,000 | $ 70,000 |
| Lawrence County Illinois | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Montgomery County Illinois | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Morgan County Illinois | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Perry County Illinois | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Pike County Illinois | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Randolph County Illinois | 1 | $ 405,000 | $ 405,000 | $ 933,000 |
| Rock Island County Illinois | 1 | $ 175,000 | $ 175,000 | $ 145,000 |
| Saline County Illinois | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Stark County Illinois | 1 | $ 15,000 | $ 15,000 | $ 62,000 |
| Union County Illinois | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Washington County Illinois | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Wayne County Illinois | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Will County Illinois | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Winnebago County Illinois | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| Blackford County Indiana | 1 | $ 285,000 | $ 285,000 | $ 82,000 |
| Marion County Indiana | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Polk County Iowa | 1 | $ 525,000 | $ 525,000 | $ 124,000 |
| Woodbury County Iowa | 1 | $ 3,525,000 | $ 3,525,000 | $ 0 |
| Anderson County Kansas | 1 | $ 15,000 | $ 15,000 | $ 45,000 |
| Barton County Kansas | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Chase County Kansas | 1 | $ 155,000 | $ 155,000 | $ 696,000 |
| Coffey County Kansas | 1 | $ 245,000 | $ 245,000 | $ 42,000 |
| Decatur County Kansas | 1 | $ 95,000 | $ 95,000 | $ 174,000 |
| Dickinson County Kansas | 1 | $ 85,000 | $ 85,000 | $ 151,000 |
| Edwards County Kansas | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Gray County Kansas | 1 | $ 535,000 | $ 535,000 | $ 230,000 |
| Labette County Kansas | 1 | $ 235,000 | $ 235,000 | $ 315,000 |
| Lyon County Kansas | 1 | $ 155,000 | $ 155,000 | $ 89,000 |
| Marion County Kansas | 1 | $ 155,000 | $ 155,000 | $ 130,000 |
| Morris County Kansas | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
| Neosho County Kansas | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Ottawa County Kansas | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Saline County Kansas | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Stevens County Kansas | 1 | $ 25,000 | $ 25,000 | $ 93,000 |
| Ballard County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Caldwell County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| Livingston County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 82,000 |
| McCracken County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Lincoln County Maine | 1 | $ 285,000 | $ 285,000 | $ 255,000 |
| Baltimore County Maryland | 1 | $ 485,000 | $ 485,000 | $ 343,000 |
| Hampshire County Massachusetts | 1 | $ 735,000 | $ 735,000 | $ 557,000 |
| Middlesex County Massachusetts | 1 | $ 375,000 | $ 375,000 | $ 403,000 |
| Norfolk County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Allegan County Michigan | 1 | $ 2,005,000 | $ 2,005,000 | $ 8,500,000 |
| Leelanau County Michigan | 1 | $ 1,275,000 | $ 1,275,000 | $ 1,616,000 |
| Carver County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 100,000 |
| Crow Wing County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
| Dakota County Minnesota | 1 | $ 505,000 | $ 505,000 | $ 190,000 |
| Nicollet County Minnesota | 1 | $ 425,000 | $ 425,000 | $ 300,000 |
| Atchison County Missouri | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Dunklin County Missouri | 1 | $ 35,000 | $ 35,000 | $ 76,000 |
| Grundy County Missouri | 1 | $ 45,000 | $ 45,000 | $ 88,000 |
| Knox County Missouri | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Lewis County Missouri | 1 | $ 15,000 | $ 15,000 | $ 21,000 |
| Madison County Missouri | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Oregon County Missouri | 1 | $ 85,000 | $ 85,000 | $ 81,000 |
| Reynolds County Missouri | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Saline County Missouri | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| Texas County Missouri | 1 | $ 265,000 | $ 265,000 | $ 132,000 |
| Wright County Missouri | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Gallatin County Montana | 1 | $ 265,000 | $ 265,000 | $ 261,000 |
| Saunders County Nebraska | 1 | $ 585,000 | $ 585,000 | $ 338,000 |
| Ocean County New Jersey | 1 | $ 1,405,000 | $ 1,405,000 | $ 350,000 |
| Santa Fe County New Mexico | 1 | $ 505,000 | $ 505,000 | $ 126,000 |
| Taos County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 313,000 |
| Suffolk County New York | 1 | $ 845,000 | $ 845,000 | $ 340,000 |
| Currituck County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 146,000 |
| Mecklenburg County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 628,000 |
| Clermont County Ohio | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| Delaware County Ohio | 1 | $ 285,000 | $ 285,000 | $ 185,000 |
| Canadian County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 101,000 |
| Cleveland County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Craig County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 474,000 |
| Garfield County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| Kay County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Kingfisher County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Le Flore County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Logan County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 89,000 |
| Muskogee County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Osage County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 114,000 |
| Seminole County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Clackamas County Oregon | 1 | $ 755,000 | $ 755,000 | $ 337,000 |
| Jackson County Oregon | 1 | $ 305,000 | $ 305,000 | $ 104,000 |
| Multnomah County Oregon | 1 | $ 955,000 | $ 955,000 | $ 379,000 |
| Chester County Pennsylvania | 1 | $ 605,000 | $ 605,000 | $ 490,000 |
| York County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 225,000 |
| Greenville County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Brown County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 500,000 |
| Fall River County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Knox County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 168,000 |
| Angelina County Texas | 1 | $ 415,000 | $ 415,000 | $ 464,000 |
| Bandera County Texas | 1 | $ 555,000 | $ 555,000 | $ 342,000 |
| Bell County Texas | 1 | $ 665,000 | $ 665,000 | $ 287,000 |
| Calhoun County Texas | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Callahan County Texas | 1 | $ 145,000 | $ 145,000 | $ 122,000 |
| Camp County Texas | 1 | $ 365,000 | $ 365,000 | $ 75,000 |
| El Paso County Texas | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Galveston County Texas | 1 | $ 1,005,000 | $ 1,005,000 | $ 657,000 |
| Grayson County Texas | 1 | $ 405,000 | $ 405,000 | $ 79,000 |
| Hardin County Texas | 1 | $ 305,000 | $ 305,000 | $ 196,000 |
| Hidalgo County Texas | 1 | $ 695,000 | $ 695,000 | $ 373,000 |
| Hood County Texas | 1 | $ 415,000 | $ 415,000 | $ 102,000 |
| Llano County Texas | 1 | $ 655,000 | $ 655,000 | $ 277,000 |
| Nueces County Texas | 1 | $ 305,000 | $ 305,000 | $ 188,000 |
| Randall County Texas | 1 | $ 635,000 | $ 635,000 | $ 248,000 |
| Wichita County Texas | 1 | $ 155,000 | $ 155,000 | $ 300,000 |
| Chesapeake County Virginia | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Barron County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Walworth County Wisconsin | 1 | $ 855,000 | $ 855,000 | $ 258,000 |
| Washington County Wisconsin | 1 | $ 405,000 | $ 405,000 | $ 128,000 |
| Natrona County Wyoming | 1 | $ 295,000 | $ 295,000 | $ 265,000 |
Mortgage Loan Application Detail Totals for Commerce Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,958 | $751,040,000 | $253,000 | $5,005,000 | $162,000 | $8,500,000 |
| Other Purpose | 2,241 | $158,075,000 | $70,000 | $1,755,000 | $120,000 | $5,839,000 |
| Refinancing | 2,209 | $514,315,000 | $232,000 | $5,905,000 | $170,000 | $4,664,000 |
| Home Improvement | 2,127 | $108,225,000 | $50,000 | $1,305,000 | $109,000 | $2,096,000 |
| Cash-out Refinancing | 1,378 | $384,760,000 | $279,000 | $1,505,000 | $131,000 | $1,806,000 |
| Not Applicable | 1 | $125,000 | $125,000 | $125,000 | $37,000 | $37,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,503 | $1,332,535,000 | $156,000 | $5,905,000 | $132,000 | $6,460,000 |
| Not Provided | 997 | $279,645,000 | $280,000 | $3,505,000 | $234,000 | $8,500,000 |
| Black or African American | 409 | $43,825,000 | $107,000 | $2,065,000 | $85,000 | $2,644,000 |
| Not applicable | 386 | $139,980,000 | $362,000 | $4,245,000 | $30,000 | $37,000 |
| Hispanic | 278 | $44,210,000 | $159,000 | $945,000 | $110,000 | $1,062,000 |
| Asian | 201 | $49,615,000 | $246,000 | $1,155,000 | $158,000 | $1,371,000 |
| American Indian or Alaskan Native | 77 | $9,115,000 | $118,000 | $1,005,000 | $85,000 | $313,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $445,000 | $148,000 | $235,000 | $110,000 | $149,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,256 | $1,802,700,000 | $175,000 | $5,905,000 | $144,000 | $8,500,000 |
| FHA-insured (Federal Housing Administration) | 457 | $70,165,000 | $153,000 | $455,000 | $69,000 | $1,379,000 |
| VA-guaranteed (Veterans Administration) | 143 | $36,915,000 | $258,000 | $1,055,000 | $92,000 | $500,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 58 | $6,760,000 | $116,000 | $265,000 | $48,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,383 | $1,247,725,000 | $195,000 | $5,905,000 | $159,000 | $8,500,000 |
| Application Denied By Financial Institution | 2,476 | $245,690,000 | $99,000 | $1,905,000 | $85,000 | $4,664,000 |
| Application Withdrawn By Applicant | 1,391 | $295,005,000 | $212,000 | $2,615,000 | $146,000 | $4,972,000 |
| File Closed For Incompleteness | 563 | $113,395,000 | $201,000 | $1,305,000 | $150,000 | $5,205,000 |
| Application Approved But Not Accepted | 98 | $14,430,000 | $147,000 | $1,365,000 | $170,000 | $5,839,000 |
| Loan Purchased By The Institution | 3 | $295,000 | $98,000 | $135,000 | $30,000 | $37,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,438 | $1,670,850,000 | $198,000 | $5,905,000 | $156,000 | $8,500,000 |
| Debt-To-Income Ratio | 1,320 | $111,660,000 | $84,000 | $1,525,000 | $58,000 | $528,000 |
| Other | 428 | $78,100,000 | $182,000 | $1,905,000 | $130,000 | $2,644,000 |
| Collateral | 385 | $34,715,000 | $90,000 | $905,000 | $122,000 | $4,664,000 |
| Credit History | 306 | $16,950,000 | $55,000 | $805,000 | $90,000 | $865,000 |
| Unverifiable Information | 18 | $1,960,000 | $108,000 | $255,000 | $70,000 | $400,000 |
| Employment History | 11 | $1,335,000 | $121,000 | $355,000 | $85,000 | $304,000 |
| Credit Application Incomplete | 7 | $675,000 | $96,000 | $405,000 | $127,000 | $409,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $295,000 | $295,000 | $295,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Commerce Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Commerce Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.