Commonwealth Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Commonwealth Bank And Trust Company 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Commonwealth Bank And Trust Company 4912 U S Hwy 42 Louisville, KY 40222 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,413 |
| Total Mortgage Loan Application Amount | $1,359,365,000 |
| Average Mortgage Loan Application Amount | $214,666 |
| Highest Mortgage Loan Application Amount | $2,805,000 |
| Average Applicant Income | $89,500 |
| Highest Applicant Income | $2,977,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Commonwealth Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Commonwealth Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Commonwealth Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Commonwealth Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Commonwealth Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Commonwealth Bank And Trust Company's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 3,448 | $ 741,200,000 | $ 214,000 | $ 105,000 |
| Hardin County Kentucky | 536 | $ 106,520,000 | $ 198,000 | $ 81,000 |
| Bullitt County Kentucky | 445 | $ 88,655,000 | $ 199,000 | $ 83,000 |
| Oldham County Kentucky | 337 | $ 92,625,000 | $ 274,000 | $ 125,000 |
| Shelby County Kentucky | 288 | $ 60,980,000 | $ 211,000 | $ 94,000 |
| Spencer County Kentucky | 106 | $ 23,430,000 | $ 221,000 | $ 89,000 |
| Clark County Indiana | 98 | $ 18,390,000 | $ 187,000 | $ 90,000 |
| Meade County Kentucky | 84 | $ 17,230,000 | $ 205,000 | $ 82,000 |
| Nelson County Kentucky | 82 | $ 15,340,000 | $ 187,000 | $ 90,000 |
| Floyd County Indiana | 75 | $ 15,735,000 | $ 209,000 | $ 98,000 |
| Fayette County Kentucky | 71 | $ 15,215,000 | $ 214,000 | $ 110,000 |
| Marion County Kentucky | 55 | $ 8,915,000 | $ 162,000 | $ 82,000 |
| Boone County Kentucky | 50 | $ 10,610,000 | $ 212,000 | $ 103,000 |
| Daviess County Kentucky | 48 | $ 6,710,000 | $ 139,000 | $ 66,000 |
| Kenton County Kentucky | 47 | $ 10,975,000 | $ 233,000 | $ 145,000 |
| Larue County Kentucky | 31 | $ 3,865,000 | $ 124,000 | $ 52,000 |
| Henry County Kentucky | 26 | $ 4,470,000 | $ 171,000 | $ 65,000 |
| Franklin County Kentucky | 23 | $ 3,945,000 | $ 171,000 | $ 72,000 |
| Anderson County Kentucky | 21 | $ 4,005,000 | $ 190,000 | $ 71,000 |
| Hart County Kentucky | 18 | $ 2,190,000 | $ 121,000 | $ 73,000 |
| Grayson County Kentucky | 17 | $ 1,885,000 | $ 110,000 | $ 83,000 |
| Harrison County Indiana | 16 | $ 3,020,000 | $ 188,000 | $ 98,000 |
| Campbell County Kentucky | 16 | $ 2,990,000 | $ 186,000 | $ 89,000 |
| Ohio County Kentucky | 14 | $ 750,000 | $ 53,000 | $ 40,000 |
| Breckinridge County Kentucky | 13 | $ 2,355,000 | $ 181,000 | $ 126,000 |
| Madison County Kentucky | 13 | $ 2,675,000 | $ 205,000 | $ 93,000 |
| Hamilton County Ohio | 12 | $ 2,020,000 | $ 168,000 | $ 71,000 |
| Clermont County Ohio | 11 | $ 6,435,000 | $ 585,000 | $ 82,000 |
| Warren County Kentucky | 9 | $ 1,535,000 | $ 170,000 | $ 79,000 |
| Manatee County Florida | 8 | $ 1,770,000 | $ 221,000 | $ 95,000 |
| Cumberland County Kentucky | 8 | $ 1,050,000 | $ 131,000 | $ 51,000 |
| Jessamine County Kentucky | 8 | $ 2,360,000 | $ 295,000 | $ 91,000 |
| Mercer County Kentucky | 8 | $ 1,480,000 | $ 185,000 | $ 99,000 |
| Scott County Kentucky | 8 | $ 2,090,000 | $ 261,000 | $ 77,000 |
| Washington County Kentucky | 8 | $ 1,260,000 | $ 157,000 | $ 72,000 |
| Miami-Dade County Florida | 7 | $ 1,685,000 | $ 240,000 | $ 88,000 |
| Pinellas County Florida | 7 | $ 945,000 | $ 135,000 | $ 126,000 |
| Barren County Kentucky | 7 | $ 1,395,000 | $ 199,000 | $ 84,000 |
| Clark County Kentucky | 7 | $ 1,195,000 | $ 170,000 | $ 69,000 |
| Franklin County Ohio | 7 | $ 1,365,000 | $ 195,000 | $ 108,000 |
| Fulton County Georgia | 6 | $ 2,300,000 | $ 383,000 | $ 225,000 |
| Collier County Florida | 5 | $ 1,615,000 | $ 323,000 | $ 234,000 |
| Orange County Florida | 5 | $ 1,185,000 | $ 237,000 | $ 79,000 |
| Palm Beach County Florida | 5 | $ 1,425,000 | $ 285,000 | $ 933,000 |
| Bourbon County Kentucky | 5 | $ 1,065,000 | $ 213,000 | $ 47,000 |
| Christian County Kentucky | 5 | $ 565,000 | $ 113,000 | $ 65,000 |
| Edmonson County Kentucky | 5 | $ 995,000 | $ 199,000 | $ 121,000 |
| Grant County Kentucky | 5 | $ 895,000 | $ 179,000 | $ 67,000 |
| McCracken County Kentucky | 5 | $ 935,000 | $ 187,000 | $ 74,000 |
| Montgomery County Ohio | 5 | $ 975,000 | $ 195,000 | $ 105,000 |
| Horry County South Carolina | 5 | $ 605,000 | $ 121,000 | $ 56,000 |
| Davidson County Tennessee | 5 | $ 1,485,000 | $ 297,000 | $ 133,000 |
| Baldwin County Alabama | 4 | $ 660,000 | $ 165,000 | $ 84,000 |
| Hillsborough County Florida | 4 | $ 1,230,000 | $ 307,000 | $ 489,000 |
| Lee County Florida | 4 | $ 1,230,000 | $ 307,000 | $ 118,000 |
| Dearborn County Indiana | 4 | $ 470,000 | $ 117,000 | $ 87,000 |
| Boyle County Kentucky | 4 | $ 610,000 | $ 152,000 | $ 113,000 |
| Clinton County Kentucky | 4 | $ 430,000 | $ 107,000 | $ 139,000 |
| Owen County Kentucky | 4 | $ 850,000 | $ 212,000 | $ 105,000 |
| Trimble County Kentucky | 4 | $ 740,000 | $ 185,000 | $ 98,000 |
| Mecklenburg County North Carolina | 4 | $ 690,000 | $ 172,000 | $ 147,000 |
| Williamson County Tennessee | 4 | $ 1,670,000 | $ 417,000 | $ 222,000 |
| Jefferson County Colorado | 3 | $ 935,000 | $ 311,000 | $ 89,000 |
| Brevard County Florida | 3 | $ 645,000 | $ 215,000 | $ 89,000 |
| Charlotte County Florida | 3 | $ 425,000 | $ 141,000 | $ 30,000 |
| Marion County Florida | 3 | $ 405,000 | $ 135,000 | $ 121,000 |
| Sarasota County Florida | 3 | $ 925,000 | $ 308,000 | $ 129,000 |
| Cherokee County Georgia | 3 | $ 455,000 | $ 151,000 | $ 53,000 |
| Cobb County Georgia | 3 | $ 765,000 | $ 255,000 | $ 117,000 |
| DeKalb County Georgia | 3 | $ 935,000 | $ 311,000 | $ 376,000 |
| Hamilton County Indiana | 3 | $ 575,000 | $ 191,000 | $ 115,000 |
| Hancock County Indiana | 3 | $ 365,000 | $ 121,000 | $ 84,000 |
| Marion County Indiana | 3 | $ 1,035,000 | $ 345,000 | $ 251,000 |
| Scott County Indiana | 3 | $ 395,000 | $ 131,000 | $ 68,000 |
| Vanderburgh County Indiana | 3 | $ 455,000 | $ 151,000 | $ 83,000 |
| Adair County Kentucky | 3 | $ 295,000 | $ 98,000 | $ 52,000 |
| Harrison County Kentucky | 3 | $ 455,000 | $ 151,000 | $ 53,000 |
| Woodford County Kentucky | 3 | $ 855,000 | $ 285,000 | $ 187,000 |
| Clay County Missouri | 3 | $ 765,000 | $ 255,000 | $ 90,000 |
| St. Louis County Missouri | 3 | $ 565,000 | $ 188,000 | $ 103,000 |
| Wake County North Carolina | 3 | $ 505,000 | $ 168,000 | $ 66,000 |
| Butler County Ohio | 3 | $ 745,000 | $ 248,000 | $ 135,000 |
| Crawford County Ohio | 3 | $ 375,000 | $ 125,000 | $ 72,000 |
| Marion County Ohio | 3 | $ 395,000 | $ 131,000 | $ 77,000 |
| Beaufort County South Carolina | 3 | $ 875,000 | $ 291,000 | $ 132,000 |
| Greenville County South Carolina | 3 | $ 595,000 | $ 198,000 | $ 101,000 |
| Sumner County Tennessee | 3 | $ 705,000 | $ 235,000 | $ 87,000 |
| Shelby County Alabama | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Broward County Florida | 2 | $ 430,000 | $ 215,000 | $ 83,000 |
| Duval County Florida | 2 | $ 250,000 | $ 125,000 | $ 90,000 |
| Polk County Florida | 2 | $ 430,000 | $ 215,000 | $ 103,000 |
| Gwinnett County Georgia | 2 | $ 450,000 | $ 225,000 | $ 128,000 |
| Henry County Georgia | 2 | $ 310,000 | $ 155,000 | $ 84,000 |
| Allen County Indiana | 2 | $ 520,000 | $ 260,000 | $ 122,000 |
| Jackson County Indiana | 2 | $ 400,000 | $ 200,000 | $ 89,000 |
| Jefferson County Indiana | 2 | $ 240,000 | $ 120,000 | $ 59,000 |
| Monroe County Indiana | 2 | $ 350,000 | $ 175,000 | $ 108,000 |
| Casey County Kentucky | 2 | $ 230,000 | $ 115,000 | $ 56,000 |
| Hancock County Kentucky | 2 | $ 280,000 | $ 140,000 | $ 68,000 |
| Laurel County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 78,000 |
| Marshall County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 40,000 |
| Pendleton County Kentucky | 2 | $ 270,000 | $ 135,000 | $ 48,000 |
| Wayne County Kentucky | 2 | $ 390,000 | $ 195,000 | $ 147,000 |
| Wolfe County Kentucky | 2 | $ 90,000 | $ 45,000 | $ 32,000 |
| Jefferson County Missouri | 2 | $ 420,000 | $ 210,000 | $ 111,000 |
| Buncombe County North Carolina | 2 | $ 710,000 | $ 355,000 | $ 402,000 |
| Forsyth County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 90,000 |
| Fairfield County Ohio | 2 | $ 510,000 | $ 255,000 | $ 156,000 |
| Summit County Ohio | 2 | $ 260,000 | $ 130,000 | $ 97,000 |
| Berkeley County South Carolina | 2 | $ 430,000 | $ 215,000 | $ 65,000 |
| Darlington County South Carolina | 2 | $ 130,000 | $ 65,000 | $ 94,000 |
| Cumberland County Tennessee | 2 | $ 370,000 | $ 185,000 | $ 42,000 |
| Hamilton County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 50,000 |
| Loudon County Tennessee | 2 | $ 810,000 | $ 405,000 | $ 95,000 |
| Madison County Tennessee | 2 | $ 300,000 | $ 150,000 | $ 43,000 |
| Maury County Tennessee | 2 | $ 530,000 | $ 265,000 | $ 89,000 |
| Rutherford County Tennessee | 2 | $ 590,000 | $ 295,000 | $ 80,000 |
| Calhoun County Alabama | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| Jefferson County Alabama | 1 | $ 205,000 | $ 205,000 | $ 125,000 |
| Summit County Colorado | 1 | $ 385,000 | $ 385,000 | $ 80,000 |
| Teller County Colorado | 1 | $ 165,000 | $ 165,000 | $ 305,000 |
| Weld County Colorado | 1 | $ 255,000 | $ 255,000 | $ 116,000 |
| Alachua County Florida | 1 | $ 165,000 | $ 165,000 | $ 320,000 |
| Citrus County Florida | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Martin County Florida | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Okaloosa County Florida | 1 | $ 1,625,000 | $ 1,625,000 | $ 0 |
| Osceola County Florida | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Pasco County Florida | 1 | $ 295,000 | $ 295,000 | $ 166,000 |
| Seminole County Florida | 1 | $ 395,000 | $ 395,000 | $ 157,000 |
| St. Johns County Florida | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| St. Lucie County Florida | 1 | $ 115,000 | $ 115,000 | $ 26,000 |
| Volusia County Florida | 1 | $ 65,000 | $ 65,000 | $ 12,000 |
| Chatham County Georgia | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Dawson County Georgia | 1 | $ 55,000 | $ 55,000 | $ 98,000 |
| Forsyth County Georgia | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Lee County Georgia | 1 | $ 305,000 | $ 305,000 | $ 210,000 |
| Screven County Georgia | 1 | $ 145,000 | $ 145,000 | $ 114,000 |
| Upson County Georgia | 1 | $ 65,000 | $ 65,000 | $ 16,000 |
| Champaign County Illinois | 1 | $ 255,000 | $ 255,000 | $ 117,000 |
| Bartholomew County Indiana | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Fountain County Indiana | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Johnson County Indiana | 1 | $ 225,000 | $ 225,000 | $ 23,000 |
| Lake County Indiana | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Orange County Indiana | 1 | $ 235,000 | $ 235,000 | $ 51,000 |
| Spencer County Indiana | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Steuben County Indiana | 1 | $ 355,000 | $ 355,000 | $ 421,000 |
| Tippecanoe County Indiana | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Washington County Indiana | 1 | $ 405,000 | $ 405,000 | $ 461,000 |
| Crawford County Kansas | 1 | $ 215,000 | $ 215,000 | $ 102,000 |
| Johnson County Kansas | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Osage County Kansas | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Allen County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 104,000 |
| Bath County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Boyd County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Calloway County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Garrard County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Henderson County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| Hopkins County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Johnson County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Knox County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Lincoln County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Magoffin County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 0 |
| McCreary County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Muhlenberg County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| Pulaski County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Russell County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 173,000 |
| Taylor County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| Boone County Missouri | 1 | $ 125,000 | $ 125,000 | $ 180,000 |
| Platte County Missouri | 1 | $ 495,000 | $ 495,000 | $ 206,000 |
| St. Charles County Missouri | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| New York County New York | 1 | $ 805,000 | $ 805,000 | $ 2,599,000 |
| Catawba County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Davidson County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 88,000 |
| Gaston County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Guilford County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 135,000 |
| Harnett County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Onslow County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Orange County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 609,000 |
| Yancey County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 112,000 |
| Ashland County Ohio | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Cuyahoga County Ohio | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Delaware County Ohio | 1 | $ 345,000 | $ 345,000 | $ 85,000 |
| Hocking County Ohio | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Logan County Ohio | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Medina County Ohio | 1 | $ 165,000 | $ 165,000 | $ 93,000 |
| Miami County Ohio | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Morrow County Ohio | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Muskingum County Ohio | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Richland County Ohio | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Warren County Ohio | 1 | $ 175,000 | $ 175,000 | $ 307,000 |
| Colleton County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Georgetown County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 260,000 |
| Bledsoe County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Campbell County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 168,000 |
| Dickson County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 51,000 |
| Greene County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 186,000 |
| Jefferson County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 180,000 |
| Rhea County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 85,000 |
| Sevier County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 51,000 |
| Wilson County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Commonwealth Bank And Trust Company in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,448 | $737,930,000 | $214,000 | $2,045,000 | $106,000 | $2,977,000 |
| Home Purchase | 2,113 | $436,465,000 | $206,000 | $2,805,000 | $89,000 | $2,599,000 |
| Cash-out Refinancing | 767 | $167,135,000 | $217,000 | $515,000 | $112,000 | $636,000 |
| Other Purpose | 65 | $12,575,000 | $193,000 | $1,305,000 | $138,000 | $889,000 |
| Home Improvement | 14 | $4,390,000 | $313,000 | $1,205,000 | $92,000 | $275,000 |
| Not Applicable | 6 | $870,000 | $145,000 | $185,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,514 | $1,174,510,000 | $213,000 | $1,535,000 | $102,000 | $2,599,000 |
| Black or African American | 358 | $67,130,000 | $187,000 | $515,000 | $84,000 | $2,500,000 |
| Not Provided | 313 | $63,855,000 | $204,000 | $515,000 | $118,000 | $2,977,000 |
| Hispanic | 118 | $21,240,000 | $180,000 | $515,000 | $70,000 | $219,000 |
| Asian | 54 | $10,650,000 | $197,000 | $435,000 | $97,000 | $470,000 |
| Not applicable | 29 | $15,895,000 | $548,000 | $2,805,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $1,225,000 | $175,000 | $235,000 | $61,000 | $72,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,340,000 | $223,000 | $365,000 | $73,000 | $164,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,981 | $1,072,305,000 | $215,000 | $2,805,000 | $108,000 | $2,977,000 |
| FHA-insured (Federal Housing Administration) | 750 | $136,240,000 | $181,000 | $385,000 | $66,000 | $299,000 |
| VA-guaranteed (Veterans Administration) | 559 | $132,595,000 | $237,000 | $515,000 | $90,000 | $274,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 123 | $18,225,000 | $148,000 | $305,000 | $49,000 | $92,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,014 | $885,910,000 | $220,000 | $2,805,000 | $104,000 | $2,977,000 |
| Application Withdrawn By Applicant | 1,573 | $312,865,000 | $198,000 | $795,000 | $98,000 | $920,000 |
| Application Denied By Financial Institution | 625 | $113,375,000 | $181,000 | $905,000 | $77,000 | $2,500,000 |
| File Closed For Incompleteness | 138 | $31,730,000 | $229,000 | $675,000 | $148,000 | $1,400,000 |
| Application Approved But Not Accepted | 55 | $14,375,000 | $261,000 | $2,045,000 | $146,000 | $2,599,000 |
| Loan Purchased By The Institution | 8 | $1,110,000 | $138,000 | $185,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,788 | $1,245,990,000 | $215,000 | $2,805,000 | $104,000 | $2,977,000 |
| Debt-To-Income Ratio | 243 | $47,945,000 | $197,000 | $905,000 | $57,000 | $315,000 |
| Credit History | 184 | $31,330,000 | $170,000 | $515,000 | $98,000 | $2,500,000 |
| Other | 85 | $11,425,000 | $134,000 | $495,000 | $84,000 | $871,000 |
| Collateral | 51 | $9,745,000 | $191,000 | $905,000 | $89,000 | $282,000 |
| Unverifiable Information | 25 | $5,745,000 | $229,000 | $515,000 | $95,000 | $352,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $4,815,000 | $209,000 | $425,000 | $71,000 | $234,000 |
| Employment History | 14 | $2,370,000 | $169,000 | $465,000 | $54,000 | $160,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Commonwealth Bank And Trust Company's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Commonwealth Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.