Commonwealth
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Commonwealth.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Commonwealth P.O. Box 978 Frankfort, KY 40602 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 901 |
| Total Mortgage Loan Application Amount | $115,895,000 |
| Average Mortgage Loan Application Amount | $129,666 |
| Highest Mortgage Loan Application Amount | $577,000 |
| Average Applicant Income | $95,333 |
| Highest Applicant Income | $2,940,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Kentucky | 210 | $ 24,639,000 | $ 117,000 | $ 90,000 |
| Fayette County Kentucky | 102 | $ 15,008,000 | $ 147,000 | $ 95,000 |
| Anderson County Kentucky | 66 | $ 7,546,000 | $ 114,000 | $ 76,000 |
| Jefferson County Kentucky | 56 | $ 7,809,000 | $ 139,000 | $ 90,000 |
| Shelby County Kentucky | 56 | $ 8,989,000 | $ 160,000 | $ 97,000 |
| Scott County Kentucky | 50 | $ 8,480,000 | $ 169,000 | $ 104,000 |
| Jessamine County Kentucky | 28 | $ 3,588,000 | $ 128,000 | $ 109,000 |
| Madison County Kentucky | 22 | $ 2,522,000 | $ 114,000 | $ 73,000 |
| Mercer County Kentucky | 22 | $ 2,881,000 | $ 130,000 | $ 82,000 |
| Owen County Kentucky | 22 | $ 2,780,000 | $ 126,000 | $ 184,000 |
| Woodford County Kentucky | 22 | $ 3,339,000 | $ 151,000 | $ 243,000 |
| Henry County Kentucky | 14 | $ 1,512,000 | $ 108,000 | $ 85,000 |
| Montgomery County Kentucky | 8 | $ 1,348,000 | $ 168,000 | $ 89,000 |
| Rowan County Kentucky | 8 | $ 1,391,000 | $ 173,000 | $ 87,000 |
| Carter County Kentucky | 7 | $ 597,000 | $ 85,000 | $ 86,000 |
| Lincoln County Kentucky | 7 | $ 575,000 | $ 82,000 | $ 68,000 |
| Oldham County Kentucky | 7 | $ 1,378,000 | $ 196,000 | $ 111,000 |
| Spencer County Kentucky | 7 | $ 681,000 | $ 97,000 | $ 56,000 |
| Boyle County Kentucky | 6 | $ 1,326,000 | $ 221,000 | $ 151,000 |
| Hardin County Kentucky | 6 | $ 630,000 | $ 105,000 | $ 83,000 |
| Knox County Kentucky | 6 | $ 754,000 | $ 125,000 | $ 76,000 |
| Laurel County Kentucky | 6 | $ 643,000 | $ 107,000 | $ 76,000 |
| Morgan County Kentucky | 6 | $ 970,000 | $ 161,000 | $ 93,000 |
| Pike County Kentucky | 6 | $ 543,000 | $ 90,000 | $ 79,000 |
| Bath County Kentucky | 5 | $ 370,000 | $ 74,000 | $ 75,000 |
| Boyd County Kentucky | 5 | $ 467,000 | $ 93,000 | $ 61,000 |
| Clark County Kentucky | 5 | $ 500,000 | $ 100,000 | $ 110,000 |
| Floyd County Kentucky | 5 | $ 376,000 | $ 75,000 | $ 81,000 |
| Lee County Kentucky | 5 | $ 519,000 | $ 103,000 | $ 64,000 |
| Nelson County Kentucky | 5 | $ 851,000 | $ 170,000 | $ 68,000 |
| Floyd County Indiana | 4 | $ 610,000 | $ 152,000 | $ 100,000 |
| Bell County Kentucky | 4 | $ 227,000 | $ 56,000 | $ 69,000 |
| Boone County Kentucky | 4 | $ 822,000 | $ 205,000 | $ 71,000 |
| Bourbon County Kentucky | 4 | $ 405,000 | $ 101,000 | $ 69,000 |
| Bullitt County Kentucky | 4 | $ 355,000 | $ 88,000 | $ 50,000 |
| Harlan County Kentucky | 4 | $ 295,000 | $ 73,000 | $ 47,000 |
| Johnson County Kentucky | 4 | $ 693,000 | $ 173,000 | $ 128,000 |
| Nicholas County Kentucky | 4 | $ 323,000 | $ 80,000 | $ 53,000 |
| Pulaski County Kentucky | 4 | $ 711,000 | $ 177,000 | $ 86,000 |
| Washington County Kentucky | 4 | $ 210,000 | $ 52,000 | $ 42,000 |
| Barren County Kentucky | 3 | $ 304,000 | $ 101,000 | $ 81,000 |
| Caldwell County Kentucky | 3 | $ 289,000 | $ 96,000 | $ 484,000 |
| Garrard County Kentucky | 3 | $ 300,000 | $ 100,000 | $ 79,000 |
| Green County Kentucky | 3 | $ 383,000 | $ 127,000 | $ 86,000 |
| Magoffin County Kentucky | 3 | $ 109,000 | $ 36,000 | $ 34,000 |
| Muhlenberg County Kentucky | 3 | $ 270,000 | $ 90,000 | $ 85,000 |
| Wayne County Kentucky | 3 | $ 292,000 | $ 97,000 | $ 61,000 |
| Adair County Kentucky | 2 | $ 154,000 | $ 77,000 | $ 48,000 |
| Calloway County Kentucky | 2 | $ 110,000 | $ 55,000 | $ 23,000 |
| Carroll County Kentucky | 2 | $ 141,000 | $ 70,000 | $ 66,000 |
| Clay County Kentucky | 2 | $ 302,000 | $ 151,000 | $ 120,000 |
| Elliott County Kentucky | 2 | $ 178,000 | $ 89,000 | $ 65,000 |
| Greenup County Kentucky | 2 | $ 168,000 | $ 84,000 | $ 68,000 |
| Kenton County Kentucky | 2 | $ 210,000 | $ 105,000 | $ 76,000 |
| Knott County Kentucky | 2 | $ 291,000 | $ 145,000 | $ 72,000 |
| Letcher County Kentucky | 2 | $ 108,000 | $ 54,000 | $ 53,000 |
| McCracken County Kentucky | 2 | $ 288,000 | $ 144,000 | $ 94,000 |
| Meade County Kentucky | 2 | $ 156,000 | $ 78,000 | $ 55,000 |
| Pendleton County Kentucky | 2 | $ 87,000 | $ 43,000 | $ 37,000 |
| Perry County Kentucky | 2 | $ 215,000 | $ 107,000 | $ 102,000 |
| Taylor County Kentucky | 2 | $ 424,000 | $ 212,000 | $ 150,000 |
| Trimble County Kentucky | 2 | $ 275,000 | $ 137,000 | $ 57,000 |
| Warren County Kentucky | 2 | $ 426,000 | $ 213,000 | $ 106,000 |
| Whitley County Kentucky | 2 | $ 213,000 | $ 106,000 | $ 70,000 |
| Jefferson County Indiana | 1 | $ 68,000 | $ 68,000 | $ 122,000 |
| Ballard County Kentucky | 1 | $ 53,000 | $ 53,000 | $ 49,000 |
| Breathitt County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 110,000 |
| Campbell County Kentucky | 1 | $ 49,000 | $ 49,000 | $ 72,000 |
| Casey County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 38,000 |
| Christian County Kentucky | 1 | $ 71,000 | $ 71,000 | $ 21,000 |
| Crittenden County Kentucky | 1 | $ 42,000 | $ 42,000 | $ 33,000 |
| Daviess County Kentucky | 1 | $ 87,000 | $ 87,000 | $ 43,000 |
| Grant County Kentucky | 1 | $ 61,000 | $ 61,000 | $ 55,000 |
| Grayson County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 98,000 |
| Harrison County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 80,000 |
| Henderson County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 107,000 |
| Hopkins County Kentucky | 1 | $ 259,000 | $ 259,000 | $ 179,000 |
| Lawrence County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Marion County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 75,000 |
| Marshall County Kentucky | 1 | $ 81,000 | $ 81,000 | $ 66,000 |
| Menifee County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 73,000 |
| Metcalfe County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 81,000 |
| Ohio County Kentucky | 1 | $ 137,000 | $ 137,000 | $ 82,000 |
| Owsley County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Powell County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 106,000 |
| Robertson County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 33,000 |
| Rockcastle County Kentucky | 1 | $ 380,000 | $ 380,000 | $ 185,000 |
| Russell County Kentucky | 1 | $ 144,000 | $ 144,000 | $ 164,000 |
| Trigg County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Wolfe County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 75,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Commonwealth in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 493 | $59,382,000 | $120,000 | $577,000 | $100,000 | $2,940,000 |
| Home Purchase | 324 | $45,618,000 | $140,000 | $417,000 | $86,000 | $313,000 |
| Home Improvement | 84 | $10,895,000 | $129,000 | $417,000 | $100,000 | $1,270,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 791 | $100,828,000 | $127,000 | $577,000 | $92,000 | $2,298,000 |
| Not Provided | 57 | $6,655,000 | $116,000 | $370,000 | $146,000 | $2,940,000 |
| Black or African American | 29 | $4,756,000 | $164,000 | $417,000 | $90,000 | $202,000 |
| Hispanic | 11 | $1,565,000 | $142,000 | $229,000 | $77,000 | $115,000 |
| American Indian or Alaskan Native | 6 | $909,000 | $151,000 | $240,000 | $65,000 | $105,000 |
| Asian | 6 | $1,094,000 | $182,000 | $417,000 | $123,000 | $280,000 |
| Native Hawaiin or Other Pacific Islander | 1 | $88,000 | $88,000 | $88,000 | $39,000 | $39,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 901 | $115,895,000 | $128,000 | $577,000 | $95,000 | $2,940,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 536 | $71,985,000 | $134,000 | $577,000 | $90,000 | $313,000 |
| Application Denied By Financial Institution | 222 | $27,568,000 | $124,000 | $417,000 | $102,000 | $2,940,000 |
| Application Withdrawn By Applicant | 142 | $16,207,000 | $114,000 | $395,000 | $101,000 | $2,298,000 |
| File Closed For Incompleteness | 1 | $135,000 | $135,000 | $135,000 | $62,000 | $62,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 84 | $9,674,000 | $115,000 | $391,000 | $151,000 | $2,940,000 |
| Debt-To-Income Ratio | 55 | $6,492,000 | $118,000 | $417,000 | $63,000 | $280,000 |
| Unverifiable Information | 53 | $6,851,000 | $129,000 | $417,000 | $81,000 | $252,000 |
| Collateral | 17 | $2,643,000 | $155,000 | $383,000 | $79,000 | $198,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $749,000 | $187,000 | $380,000 | $101,000 | $185,000 |
| Credit Application Incomplete | 2 | $151,000 | $75,000 | $105,000 | $51,000 | $64,000 |
| Employment History | 2 | $531,000 | $265,000 | $284,000 | $85,000 | $89,000 |
| Other | 1 | $75,000 | $75,000 | $75,000 | $63,000 | $63,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.