Community Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Community Federal Savings Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Community Federal Savings Bank 89-16 Jamaica Avenue Woodhaven, NY 11421 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2013 |
| Total Number of Mortgage Applications | 438 |
| Total Mortgage Loan Application Amount | $128,386,000 |
| Average Mortgage Loan Application Amount | $286,333 |
| Highest Mortgage Loan Application Amount | $1,950,000 |
| Average Applicant Income | $89,333 |
| Highest Applicant Income | $480,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Community Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Community Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Community Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Community Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Community Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Community Federal Savings Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Plymouth County Massachusetts | 59 | $ 16,085,000 | $ 272,000 | $ 63,000 |
| Bristol County Massachusetts | 26 | $ 5,511,000 | $ 211,000 | $ 71,000 |
| Bergen County New Jersey | 16 | $ 5,254,000 | $ 328,000 | $ 118,000 |
| Essex County New Jersey | 15 | $ 3,830,000 | $ 255,000 | $ 124,000 |
| Morris County New Jersey | 15 | $ 5,041,000 | $ 336,000 | $ 102,000 |
| Suffolk County Massachusetts | 14 | $ 5,830,000 | $ 416,000 | $ 92,000 |
| Hudson County New Jersey | 14 | $ 3,310,000 | $ 236,000 | $ 113,000 |
| Kings County New York | 13 | $ 10,898,000 | $ 838,000 | $ 59,000 |
| Middlesex County Massachusetts | 12 | $ 3,530,000 | $ 294,000 | $ 78,000 |
| Norfolk County Massachusetts | 12 | $ 4,084,000 | $ 340,000 | $ 83,000 |
| Ocean County New Jersey | 11 | $ 2,396,000 | $ 217,000 | $ 119,000 |
| Queens County New York | 11 | $ 4,159,000 | $ 378,000 | $ 95,000 |
| Union County New Jersey | 9 | $ 2,073,000 | $ 230,000 | $ 117,000 |
| Fairfield County Connecticut | 7 | $ 2,654,000 | $ 379,000 | $ 140,000 |
| Hartford County Connecticut | 6 | $ 1,211,000 | $ 201,000 | $ 70,000 |
| Middlesex County New Jersey | 6 | $ 1,645,000 | $ 274,000 | $ 113,000 |
| Monmouth County New Jersey | 6 | $ 1,833,000 | $ 305,000 | $ 112,000 |
| Kent County Rhode Island | 6 | $ 1,324,000 | $ 220,000 | $ 79,000 |
| New Castle County Delaware | 5 | $ 1,146,000 | $ 229,000 | $ 65,000 |
| Fulton County Georgia | 5 | $ 1,488,000 | $ 297,000 | $ 144,000 |
| Essex County Massachusetts | 5 | $ 1,561,000 | $ 312,000 | $ 86,000 |
| Worcester County Massachusetts | 5 | $ 1,370,000 | $ 274,000 | $ 56,000 |
| Nassau County New York | 5 | $ 2,287,000 | $ 457,000 | $ 197,000 |
| Rockland County New York | 5 | $ 1,818,000 | $ 363,000 | $ 113,000 |
| Providence County Rhode Island | 5 | $ 1,051,000 | $ 210,000 | $ 75,000 |
| Clark County Nevada | 4 | $ 484,000 | $ 121,000 | $ 68,000 |
| Rockingham County New Hampshire | 4 | $ 889,000 | $ 222,000 | $ 93,000 |
| Mercer County New Jersey | 4 | $ 721,000 | $ 180,000 | $ 59,000 |
| Passaic County New Jersey | 4 | $ 1,282,000 | $ 320,000 | $ 192,000 |
| Philadelphia County Pennsylvania | 4 | $ 419,000 | $ 104,000 | $ 68,000 |
| New London County Connecticut | 3 | $ 729,000 | $ 243,000 | $ 92,000 |
| Broward County Florida | 3 | $ 758,000 | $ 252,000 | $ 44,000 |
| Miami-Dade County Florida | 3 | $ 654,000 | $ 218,000 | $ 96,000 |
| Palm Beach County Florida | 3 | $ 717,000 | $ 239,000 | $ 76,000 |
| Barnstable County Massachusetts | 3 | $ 1,007,000 | $ 335,000 | $ 149,000 |
| Hillsborough County New Hampshire | 3 | $ 619,000 | $ 206,000 | $ 123,000 |
| Richmond County New York | 3 | $ 1,244,000 | $ 414,000 | $ 158,000 |
| Bristol County Rhode Island | 3 | $ 748,000 | $ 249,000 | $ 102,000 |
| Kern County California | 2 | $ 757,000 | $ 378,000 | $ 114,000 |
| Los Angeles County California | 2 | $ 426,000 | $ 213,000 | $ 28,000 |
| Orange County California | 2 | $ 705,000 | $ 352,000 | $ 66,000 |
| Arapahoe County Colorado | 2 | $ 379,000 | $ 189,000 | $ 93,000 |
| Litchfield County Connecticut | 2 | $ 452,000 | $ 226,000 | $ 62,000 |
| Middlesex County Connecticut | 2 | $ 372,000 | $ 186,000 | $ 63,000 |
| New Haven County Connecticut | 2 | $ 590,000 | $ 295,000 | $ 135,000 |
| Hillsborough County Florida | 2 | $ 703,000 | $ 351,000 | $ 113,000 |
| York County Maine | 2 | $ 657,000 | $ 328,000 | $ 101,000 |
| Prince George's County Maryland | 2 | $ 421,000 | $ 210,000 | $ 72,000 |
| Burlington County New Jersey | 2 | $ 474,000 | $ 237,000 | $ 37,000 |
| Hunterdon County New Jersey | 2 | $ 901,000 | $ 450,000 | $ 200,000 |
| Sussex County New Jersey | 2 | $ 454,000 | $ 227,000 | $ 111,000 |
| Warren County New Jersey | 2 | $ 418,000 | $ 209,000 | $ 110,000 |
| New York County New York | 2 | $ 2,113,000 | $ 1,056,000 | $ 0 |
| Saratoga County New York | 2 | $ 499,000 | $ 249,000 | $ 50,000 |
| Washington County Rhode Island | 2 | $ 470,000 | $ 235,000 | $ 128,000 |
| Beaufort County South Carolina | 2 | $ 296,000 | $ 148,000 | $ 130,000 |
| Harris County Texas | 2 | $ 300,000 | $ 150,000 | $ 58,000 |
| Tarrant County Texas | 2 | $ 230,000 | $ 115,000 | $ 49,000 |
| Williamson County Texas | 2 | $ 363,000 | $ 181,000 | $ 85,000 |
| Chittenden County Vermont | 2 | $ 502,000 | $ 251,000 | $ 103,000 |
| Roane County West Virginia | 2 | $ 167,000 | $ 83,000 | $ 38,000 |
| Alameda County California | 1 | $ 320,000 | $ 320,000 | $ 82,000 |
| Contra Costa County California | 1 | $ 290,000 | $ 290,000 | $ 64,000 |
| Fresno County California | 1 | $ 264,000 | $ 264,000 | $ 94,000 |
| Monterey County California | 1 | $ 410,000 | $ 410,000 | $ 121,000 |
| San Bernardino County California | 1 | $ 315,000 | $ 315,000 | $ 125,000 |
| San Diego County California | 1 | $ 427,000 | $ 427,000 | $ 163,000 |
| Ventura County California | 1 | $ 268,000 | $ 268,000 | $ 85,000 |
| Yuba County California | 1 | $ 278,000 | $ 278,000 | $ 92,000 |
| Adams County Colorado | 1 | $ 110,000 | $ 110,000 | $ 24,000 |
| Weld County Colorado | 1 | $ 197,000 | $ 197,000 | $ 76,000 |
| Kent County Delaware | 1 | $ 137,000 | $ 137,000 | $ 48,000 |
| District of Columbia County District Of Columbia | 1 | $ 417,000 | $ 417,000 | $ 165,000 |
| Alachua County Florida | 1 | $ 132,000 | $ 132,000 | $ 143,000 |
| Duval County Florida | 1 | $ 487,000 | $ 487,000 | $ 121,000 |
| Indian River County Florida | 1 | $ 164,000 | $ 164,000 | $ 50,000 |
| Pinellas County Florida | 1 | $ 245,000 | $ 245,000 | $ 1,000 |
| St. Johns County Florida | 1 | $ 200,000 | $ 200,000 | $ 61,000 |
| Volusia County Florida | 1 | $ 119,000 | $ 119,000 | $ 103,000 |
| Cobb County Georgia | 1 | $ 251,000 | $ 251,000 | $ 95,000 |
| DeKalb County Georgia | 1 | $ 227,000 | $ 227,000 | $ 83,000 |
| Jackson County Georgia | 1 | $ 143,000 | $ 143,000 | $ 29,000 |
| Paulding County Georgia | 1 | $ 177,000 | $ 177,000 | $ 75,000 |
| Cook County Illinois | 1 | $ 319,000 | $ 319,000 | $ 80,000 |
| Jefferson County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 120,000 |
| East Baton Rouge County Louisiana | 1 | $ 211,000 | $ 211,000 | $ 99,000 |
| Cumberland County Maine | 1 | $ 285,000 | $ 285,000 | $ 254,000 |
| Knox County Maine | 1 | $ 205,000 | $ 205,000 | $ 168,000 |
| Baltimore City County Maryland | 1 | $ 118,000 | $ 118,000 | $ 38,000 |
| Montgomery County Maryland | 1 | $ 394,000 | $ 394,000 | $ 0 |
| Queen Anne's County Maryland | 1 | $ 267,000 | $ 267,000 | $ 53,000 |
| Oakland County Michigan | 1 | $ 450,000 | $ 450,000 | $ 176,000 |
| Atlantic County New Jersey | 1 | $ 110,000 | $ 110,000 | $ 120,000 |
| Cumberland County New Jersey | 1 | $ 109,000 | $ 109,000 | $ 42,000 |
| Bronx County New York | 1 | $ 381,000 | $ 381,000 | $ 39,000 |
| Jefferson County New York | 1 | $ 113,000 | $ 113,000 | $ 48,000 |
| Orange County New York | 1 | $ 560,000 | $ 560,000 | $ 182,000 |
| Suffolk County New York | 1 | $ 460,000 | $ 460,000 | $ 100,000 |
| Westchester County New York | 1 | $ 350,000 | $ 350,000 | $ 89,000 |
| Lincoln County North Carolina | 1 | $ 340,000 | $ 340,000 | $ 55,000 |
| Chester County Pennsylvania | 1 | $ 182,000 | $ 182,000 | $ 49,000 |
| Lehigh County Pennsylvania | 1 | $ 248,000 | $ 248,000 | $ 133,000 |
| Northampton County Pennsylvania | 1 | $ 242,000 | $ 242,000 | $ 89,000 |
| Pike County Pennsylvania | 1 | $ 350,000 | $ 350,000 | $ 110,000 |
| Florence County South Carolina | 1 | $ 94,000 | $ 94,000 | $ 18,000 |
| Maury County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 48,000 |
| Collin County Texas | 1 | $ 196,000 | $ 196,000 | $ 70,000 |
| Dallas County Texas | 1 | $ 192,000 | $ 192,000 | $ 1,000 |
| Denton County Texas | 1 | $ 118,000 | $ 118,000 | $ 160,000 |
| Randall County Texas | 1 | $ 164,000 | $ 164,000 | $ 175,000 |
| Bedford County Virginia | 1 | $ 197,000 | $ 197,000 | $ 26,000 |
| Fairfax County Virginia | 1 | $ 830,000 | $ 830,000 | $ 151,000 |
| Virginia Beach County Virginia | 1 | $ 272,000 | $ 272,000 | $ 85,000 |
| Jefferson County West Virginia | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
| Wayne County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
Mortgage Loan Application Detail Totals for Community Federal Savings Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 251 | $77,661,000 | $309,000 | $1,950,000 | $94,000 | $480,000 |
| Home Purchase | 160 | $43,123,000 | $269,000 | $648,000 | $86,000 | $223,000 |
| Home Improvement | 27 | $7,602,000 | $281,000 | $509,000 | $88,000 | $163,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 261 | $74,852,000 | $286,000 | $830,000 | $103,000 | $480,000 |
| Black or African American | 89 | $23,710,000 | $266,000 | $526,000 | $67,000 | $235,000 |
| Hispanic | 63 | $15,423,000 | $244,000 | $550,000 | $75,000 | $240,000 |
| Asian | 10 | $2,517,000 | $251,000 | $433,000 | $152,000 | $228,000 |
| Not applicable | 9 | $10,307,000 | $1,145,000 | $1,950,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $779,000 | $259,000 | $310,000 | $99,000 | $125,000 |
| Native Hawaiin or Other Pacific Islander | 3 | $798,000 | $266,000 | $392,000 | $165,000 | $354,000 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 254 | $78,583,000 | $309,000 | $1,950,000 | $107,000 | $480,000 |
| FHA-insured (Federal Housing Administration) | 171 | $46,252,000 | $270,000 | $612,000 | $69,000 | $200,000 |
| VA-guaranteed (Veterans Administration) | 8 | $2,463,000 | $307,000 | $485,000 | $82,000 | $139,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $1,088,000 | $217,000 | $353,000 | $64,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 207 | $68,046,000 | $328,000 | $1,950,000 | $96,000 | $480,000 |
| Application Denied By Financial Institution | 95 | $25,015,000 | $263,000 | $830,000 | $78,000 | $235,000 |
| File Closed For Incompleteness | 58 | $14,103,000 | $243,000 | $645,000 | $94,000 | $299,000 |
| Application Withdrawn By Applicant | 57 | $15,308,000 | $268,000 | $560,000 | $89,000 | $354,000 |
| Application Approved But Not Accepted | 21 | $5,914,000 | $281,000 | $550,000 | $102,000 | $392,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 36 | $10,885,000 | $302,000 | $830,000 | $67,000 | $161,000 |
| Collateral | 22 | $5,646,000 | $256,000 | $490,000 | $104,000 | $235,000 |
| Credit History | 22 | $4,865,000 | $221,000 | $580,000 | $66,000 | $167,000 |
| Employment History | 6 | $1,731,000 | $288,000 | $368,000 | $105,000 | $189,000 |
| Unverifiable Information | 5 | $734,000 | $146,000 | $210,000 | $73,000 | $163,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $492,000 | $246,000 | $303,000 | $68,000 | $86,000 |
| Other | 1 | $364,000 | $364,000 | $364,000 | $0 | $0 |
| Credit Application Incomplete | 1 | $298,000 | $298,000 | $298,000 | $82,000 | $82,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community Federal Savings Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.