Community First National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Community First National Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Community First National Bank 215 S Seth Child Rd Manhattan, KS 66502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 1,219 |
| Total Mortgage Loan Application Amount | $235,575,000 |
| Average Mortgage Loan Application Amount | $172,000 |
| Highest Mortgage Loan Application Amount | $1,725,000 |
| Average Applicant Income | $97,200 |
| Highest Applicant Income | $3,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Community First National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Community First National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Community First National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Community First National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Community First National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Community First National Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hidalgo County Texas | 113 | $ 19,445,000 | $ 172,000 | $ 80,000 |
| Riley County Kansas | 95 | $ 22,655,000 | $ 238,000 | $ 147,000 |
| Jackson County Missouri | 55 | $ 9,195,000 | $ 167,000 | $ 82,000 |
| Johnson County Kansas | 51 | $ 15,345,000 | $ 300,000 | $ 123,000 |
| Clay County Missouri | 42 | $ 6,460,000 | $ 153,000 | $ 61,000 |
| Black Hawk County Iowa | 29 | $ 5,125,000 | $ 176,000 | $ 77,000 |
| Boone County Missouri | 27 | $ 4,845,000 | $ 179,000 | $ 68,000 |
| Douglas County Nebraska | 27 | $ 4,735,000 | $ 175,000 | $ 78,000 |
| Pottawatomie County Kansas | 21 | $ 3,715,000 | $ 176,000 | $ 114,000 |
| Maricopa County Arizona | 19 | $ 3,905,000 | $ 205,000 | $ 71,000 |
| Platte County Missouri | 19 | $ 4,265,000 | $ 224,000 | $ 110,000 |
| Cameron County Texas | 13 | $ 1,845,000 | $ 141,000 | $ 68,000 |
| Starr County Texas | 12 | $ 1,730,000 | $ 144,000 | $ 60,000 |
| Kerr County Texas | 11 | $ 3,075,000 | $ 279,000 | $ 172,000 |
| Sarpy County Nebraska | 10 | $ 1,580,000 | $ 158,000 | $ 61,000 |
| Harris County Texas | 10 | $ 1,720,000 | $ 172,000 | $ 88,000 |
| Wyandotte County Kansas | 9 | $ 1,015,000 | $ 112,000 | $ 53,000 |
| Ray County Missouri | 8 | $ 1,080,000 | $ 135,000 | $ 55,000 |
| Lake County Florida | 6 | $ 1,270,000 | $ 211,000 | $ 66,000 |
| Polk County Florida | 6 | $ 630,000 | $ 105,000 | $ 58,000 |
| Geary County Kansas | 6 | $ 690,000 | $ 115,000 | $ 72,000 |
| Cass County Missouri | 6 | $ 1,190,000 | $ 198,000 | $ 106,000 |
| Saline County Arkansas | 5 | $ 645,000 | $ 129,000 | $ 55,000 |
| Lee County Florida | 5 | $ 1,485,000 | $ 297,000 | $ 90,000 |
| Mills County Iowa | 5 | $ 755,000 | $ 151,000 | $ 61,000 |
| Douglas County Kansas | 5 | $ 805,000 | $ 161,000 | $ 73,000 |
| Miami County Kansas | 5 | $ 1,025,000 | $ 205,000 | $ 62,000 |
| Beaufort County South Carolina | 5 | $ 1,025,000 | $ 205,000 | $ 73,000 |
| Shelby County Tennessee | 5 | $ 625,000 | $ 125,000 | $ 131,000 |
| Adams County Colorado | 4 | $ 1,010,000 | $ 252,000 | $ 70,000 |
| Broward County Florida | 4 | $ 1,020,000 | $ 255,000 | $ 58,000 |
| Hillsborough County Florida | 4 | $ 1,000,000 | $ 250,000 | $ 93,000 |
| Cook County Illinois | 4 | $ 670,000 | $ 167,000 | $ 66,000 |
| Will County Illinois | 4 | $ 940,000 | $ 235,000 | $ 91,000 |
| Polk County Iowa | 4 | $ 1,040,000 | $ 260,000 | $ 146,000 |
| Wabaunsee County Kansas | 4 | $ 950,000 | $ 237,000 | $ 105,000 |
| Callaway County Missouri | 4 | $ 680,000 | $ 170,000 | $ 52,000 |
| Clinton County Missouri | 4 | $ 700,000 | $ 175,000 | $ 87,000 |
| Grundy County Missouri | 4 | $ 470,000 | $ 117,000 | $ 51,000 |
| Deschutes County Oregon | 4 | $ 750,000 | $ 187,000 | $ 48,000 |
| Bell County Texas | 4 | $ 650,000 | $ 162,000 | $ 65,000 |
| King County Washington | 4 | $ 1,870,000 | $ 467,000 | $ 151,000 |
| Mohave County Arizona | 3 | $ 295,000 | $ 98,000 | $ 65,000 |
| Pima County Arizona | 3 | $ 435,000 | $ 145,000 | $ 44,000 |
| Pinal County Arizona | 3 | $ 305,000 | $ 101,000 | $ 30,000 |
| Contra Costa County California | 3 | $ 1,425,000 | $ 475,000 | $ 95,000 |
| Riverside County California | 3 | $ 1,115,000 | $ 371,000 | $ 84,000 |
| Duval County Florida | 3 | $ 395,000 | $ 131,000 | $ 53,000 |
| Pasco County Florida | 3 | $ 365,000 | $ 121,000 | $ 45,000 |
| Volusia County Florida | 3 | $ 665,000 | $ 221,000 | $ 79,000 |
| Coweta County Georgia | 3 | $ 735,000 | $ 245,000 | $ 123,000 |
| Gwinnett County Georgia | 3 | $ 635,000 | $ 211,000 | $ 77,000 |
| Bremer County Iowa | 3 | $ 585,000 | $ 195,000 | $ 103,000 |
| Leavenworth County Kansas | 3 | $ 545,000 | $ 181,000 | $ 71,000 |
| Baltimore County Maryland | 3 | $ 705,000 | $ 235,000 | $ 80,000 |
| Baltimore City County Maryland | 3 | $ 335,000 | $ 111,000 | $ 113,000 |
| Buchanan County Missouri | 3 | $ 455,000 | $ 151,000 | $ 70,000 |
| Johnson County Missouri | 3 | $ 335,000 | $ 111,000 | $ 37,000 |
| St. Charles County Missouri | 3 | $ 505,000 | $ 168,000 | $ 62,000 |
| St. Louis County Missouri | 3 | $ 405,000 | $ 135,000 | $ 71,000 |
| Roosevelt County Montana | 3 | $ 415,000 | $ 138,000 | $ 49,000 |
| Lancaster County Nebraska | 3 | $ 655,000 | $ 218,000 | $ 67,000 |
| Clark County Nevada | 3 | $ 1,015,000 | $ 338,000 | $ 138,000 |
| Nye County Nevada | 3 | $ 405,000 | $ 135,000 | $ 65,000 |
| Johnston County North Carolina | 3 | $ 195,000 | $ 65,000 | $ 36,000 |
| Marshall County Oklahoma | 3 | $ 325,000 | $ 108,000 | $ 65,000 |
| Oklahoma County Oklahoma | 3 | $ 585,000 | $ 195,000 | $ 66,000 |
| Lane County Oregon | 3 | $ 555,000 | $ 185,000 | $ 76,000 |
| Nueces County Texas | 3 | $ 675,000 | $ 225,000 | $ 84,000 |
| Pierce County Washington | 3 | $ 715,000 | $ 238,000 | $ 89,000 |
| Baldwin County Alabama | 2 | $ 530,000 | $ 265,000 | $ 245,000 |
| Yavapai County Arizona | 2 | $ 370,000 | $ 185,000 | $ 56,000 |
| Kern County California | 2 | $ 400,000 | $ 200,000 | $ 45,000 |
| Madera County California | 2 | $ 440,000 | $ 220,000 | $ 41,000 |
| San Diego County California | 2 | $ 1,920,000 | $ 960,000 | $ 221,000 |
| San Joaquin County California | 2 | $ 710,000 | $ 355,000 | $ 111,000 |
| Grand County Colorado | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Prowers County Colorado | 2 | $ 170,000 | $ 85,000 | $ 62,000 |
| New Haven County Connecticut | 2 | $ 590,000 | $ 295,000 | $ 86,000 |
| Kent County Delaware | 2 | $ 430,000 | $ 215,000 | $ 118,000 |
| Charlotte County Florida | 2 | $ 740,000 | $ 370,000 | $ 221,000 |
| Clay County Florida | 2 | $ 370,000 | $ 185,000 | $ 56,000 |
| Hernando County Florida | 2 | $ 400,000 | $ 200,000 | $ 70,000 |
| Martin County Florida | 2 | $ 190,000 | $ 95,000 | $ 90,000 |
| Orange County Florida | 2 | $ 160,000 | $ 80,000 | $ 29,000 |
| Cherokee County Georgia | 2 | $ 430,000 | $ 215,000 | $ 69,000 |
| Jackson County Georgia | 2 | $ 170,000 | $ 85,000 | $ 39,000 |
| Ada County Idaho | 2 | $ 910,000 | $ 455,000 | $ 95,000 |
| Tippecanoe County Indiana | 2 | $ 340,000 | $ 170,000 | $ 75,000 |
| Grundy County Iowa | 2 | $ 230,000 | $ 115,000 | $ 54,000 |
| Pottawattamie County Iowa | 2 | $ 580,000 | $ 290,000 | $ 206,000 |
| Dickinson County Kansas | 2 | $ 400,000 | $ 200,000 | $ 236,000 |
| Shawnee County Kansas | 2 | $ 420,000 | $ 210,000 | $ 144,000 |
| St. James County Louisiana | 2 | $ 990,000 | $ 495,000 | $ 209,000 |
| Penobscot County Maine | 2 | $ 400,000 | $ 200,000 | $ 101,000 |
| Worcester County Massachusetts | 2 | $ 610,000 | $ 305,000 | $ 97,000 |
| Washtenaw County Michigan | 2 | $ 370,000 | $ 185,000 | $ 74,000 |
| St. Louis County Minnesota | 2 | $ 260,000 | $ 130,000 | $ 44,000 |
| Henry County Missouri | 2 | $ 200,000 | $ 100,000 | $ 34,000 |
| Dodge County Nebraska | 2 | $ 160,000 | $ 80,000 | $ 36,000 |
| Luna County New Mexico | 2 | $ 190,000 | $ 95,000 | $ 33,000 |
| Bronx County New York | 2 | $ 560,000 | $ 280,000 | $ 104,000 |
| Suffolk County New York | 2 | $ 1,180,000 | $ 590,000 | $ 84,000 |
| Brunswick County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 90,000 |
| Cherokee County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 101,000 |
| Cumberland County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 99,000 |
| Macon County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 41,000 |
| Pasquotank County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 53,000 |
| Randolph County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 37,000 |
| Yadkin County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 40,000 |
| Hamilton County Ohio | 2 | $ 190,000 | $ 95,000 | $ 37,000 |
| Summit County Ohio | 2 | $ 230,000 | $ 115,000 | $ 59,000 |
| Okmulgee County Oklahoma | 2 | $ 290,000 | $ 145,000 | $ 57,000 |
| Lincoln County Oregon | 2 | $ 630,000 | $ 315,000 | $ 111,000 |
| Linn County Oregon | 2 | $ 350,000 | $ 175,000 | $ 60,000 |
| Butler County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 38,000 |
| Sevier County Tennessee | 2 | $ 240,000 | $ 120,000 | $ 21,000 |
| Bexar County Texas | 2 | $ 200,000 | $ 100,000 | $ 67,000 |
| Brooks County Texas | 2 | $ 300,000 | $ 150,000 | $ 62,000 |
| Cass County Texas | 2 | $ 110,000 | $ 55,000 | $ 43,000 |
| Collin County Texas | 2 | $ 590,000 | $ 295,000 | $ 111,000 |
| Kleberg County Texas | 2 | $ 380,000 | $ 190,000 | $ 87,000 |
| Navarro County Texas | 2 | $ 410,000 | $ 205,000 | $ 126,000 |
| Tarrant County Texas | 2 | $ 290,000 | $ 145,000 | $ 59,000 |
| Travis County Texas | 2 | $ 270,000 | $ 135,000 | $ 107,000 |
| Williamson County Texas | 2 | $ 460,000 | $ 230,000 | $ 76,000 |
| Wilson County Texas | 2 | $ 210,000 | $ 105,000 | $ 60,000 |
| Bedford County Virginia | 2 | $ 290,000 | $ 145,000 | $ 49,000 |
| Fairfax County Virginia | 2 | $ 1,240,000 | $ 620,000 | $ 226,000 |
| Newport News County Virginia | 2 | $ 340,000 | $ 170,000 | $ 57,000 |
| Cowlitz County Washington | 2 | $ 450,000 | $ 225,000 | $ 50,000 |
| Klickitat County Washington | 2 | $ 420,000 | $ 210,000 | $ 60,000 |
| Spokane County Washington | 2 | $ 480,000 | $ 240,000 | $ 74,000 |
| Crawford County Wisconsin | 2 | $ 210,000 | $ 105,000 | $ 54,000 |
| Washakie County Wyoming | 2 | $ 330,000 | $ 165,000 | $ 186,000 |
| Butler County Alabama | 1 | $ 95,000 | $ 95,000 | $ 24,000 |
| Calhoun County Alabama | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Clay County Alabama | 1 | $ 235,000 | $ 235,000 | $ 36,000 |
| Etowah County Alabama | 1 | $ 85,000 | $ 85,000 | $ 129,000 |
| Jefferson County Alabama | 1 | $ 95,000 | $ 95,000 | $ 157,000 |
| Madison County Alabama | 1 | $ 75,000 | $ 75,000 | $ 69,000 |
| Coconino County Arizona | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Santa Cruz County Arizona | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Yuma County Arizona | 1 | $ 285,000 | $ 285,000 | $ 129,000 |
| Carroll County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 100,000 |
| Crittenden County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 20,000 |
| Pope County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Pulaski County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Butte County California | 1 | $ 315,000 | $ 315,000 | $ 78,000 |
| Fresno County California | 1 | $ 315,000 | $ 315,000 | $ 109,000 |
| Los Angeles County California | 1 | $ 395,000 | $ 395,000 | $ 159,000 |
| Merced County California | 1 | $ 355,000 | $ 355,000 | $ 127,000 |
| Santa Cruz County California | 1 | $ 465,000 | $ 465,000 | $ 125,000 |
| Stanislaus County California | 1 | $ 415,000 | $ 415,000 | $ 87,000 |
| Tulare County California | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| Douglas County Colorado | 1 | $ 425,000 | $ 425,000 | $ 158,000 |
| Fremont County Colorado | 1 | $ 275,000 | $ 275,000 | $ 58,000 |
| Morgan County Colorado | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Summit County Colorado | 1 | $ 705,000 | $ 705,000 | $ 3,800,000 |
| Teller County Colorado | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
| New Castle County Delaware | 1 | $ 1,155,000 | $ 1,155,000 | $ 239,000 |
| District of Columbia County District Of Columbia | 1 | $ 675,000 | $ 675,000 | $ 212,000 |
| Baker County Florida | 1 | $ 95,000 | $ 95,000 | $ 85,000 |
| Bay County Florida | 1 | $ 65,000 | $ 65,000 | $ 59,000 |
| Citrus County Florida | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Collier County Florida | 1 | $ 285,000 | $ 285,000 | $ 363,000 |
| Columbia County Florida | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Gadsden County Florida | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Hamilton County Florida | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Hendry County Florida | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Indian River County Florida | 1 | $ 145,000 | $ 145,000 | $ 87,000 |
| Leon County Florida | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Manatee County Florida | 1 | $ 145,000 | $ 145,000 | $ 33,000 |
| Miami-Dade County Florida | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Monroe County Florida | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Nassau County Florida | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Okeechobee County Florida | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Osceola County Florida | 1 | $ 195,000 | $ 195,000 | $ 112,000 |
| Palm Beach County Florida | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Pinellas County Florida | 1 | $ 345,000 | $ 345,000 | $ 63,000 |
| Sarasota County Florida | 1 | $ 655,000 | $ 655,000 | $ 300,000 |
| Atkinson County Georgia | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Baldwin County Georgia | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Catoosa County Georgia | 1 | $ 85,000 | $ 85,000 | $ 92,000 |
| Crisp County Georgia | 1 | $ 345,000 | $ 345,000 | $ 126,000 |
| Fulton County Georgia | 1 | $ 335,000 | $ 335,000 | $ 115,000 |
| Hart County Georgia | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Heard County Georgia | 1 | $ 105,000 | $ 105,000 | $ 22,000 |
| Henry County Georgia | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Houston County Georgia | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Lamar County Georgia | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Liberty County Georgia | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Lowndes County Georgia | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Morgan County Georgia | 1 | $ 85,000 | $ 85,000 | $ 22,000 |
| Murray County Georgia | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Whitfield County Georgia | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Worth County Georgia | 1 | $ 75,000 | $ 75,000 | $ 64,000 |
| Honolulu County Hawaii | 1 | $ 765,000 | $ 765,000 | $ 205,000 |
| Kauai County Hawaii | 1 | $ 235,000 | $ 235,000 | $ 38,000 |
| Valley County Idaho | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Mercer County Illinois | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Randolph County Illinois | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Dubois County Indiana | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Grant County Indiana | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Henry County Indiana | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| Lawrence County Indiana | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Miami County Indiana | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Montgomery County Indiana | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| Orange County Indiana | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| Putnam County Indiana | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| Scott County Indiana | 1 | $ 95,000 | $ 95,000 | $ 101,000 |
| St. Joseph County Indiana | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Buchanan County Iowa | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Butler County Iowa | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Dallas County Iowa | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| Fayette County Iowa | 1 | $ 285,000 | $ 285,000 | $ 74,000 |
| Linn County Iowa | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Marion County Iowa | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Scott County Iowa | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Story County Iowa | 1 | $ 265,000 | $ 265,000 | $ 126,000 |
| Wright County Iowa | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Clay County Kansas | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Cloud County Kansas | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Cowley County Kansas | 1 | $ 175,000 | $ 175,000 | $ 117,000 |
| Ford County Kansas | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Franklin County Kansas | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Jefferson County Kansas | 1 | $ 125,000 | $ 125,000 | $ 114,000 |
| Labette County Kansas | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Morris County Kansas | 1 | $ 545,000 | $ 545,000 | $ 980,000 |
| Neosho County Kansas | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Pratt County Kansas | 1 | $ 225,000 | $ 225,000 | $ 119,000 |
| Saline County Kansas | 1 | $ 235,000 | $ 235,000 | $ 158,000 |
| Sedgwick County Kansas | 1 | $ 75,000 | $ 75,000 | $ 237,000 |
| Calloway County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 54,000 |
| Crittenden County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Fayette County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Floyd County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| Grant County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 102,000 |
| Lyon County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Pulaski County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Assumption County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 93,000 |
| Bossier County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 94,000 |
| Calcasieu County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| East Feliciana County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| Morehouse County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Orleans County Louisiana | 1 | $ 455,000 | $ 455,000 | $ 164,000 |
| St. Tammany County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 35,000 |
| Sagadahoc County Maine | 1 | $ 165,000 | $ 165,000 | $ 79,000 |
| Waldo County Maine | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Harford County Maryland | 1 | $ 295,000 | $ 295,000 | $ 102,000 |
| Prince George's County Maryland | 1 | $ 415,000 | $ 415,000 | $ 125,000 |
| Washington County Maryland | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Middlesex County Massachusetts | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Allegan County Michigan | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Barry County Michigan | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Cheboygan County Michigan | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Hillsdale County Michigan | 1 | $ 275,000 | $ 275,000 | $ 65,000 |
| Huron County Michigan | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Isabella County Michigan | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Kalamazoo County Michigan | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Macomb County Michigan | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Midland County Michigan | 1 | $ 65,000 | $ 65,000 | $ 119,000 |
| Muskegon County Michigan | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Saginaw County Michigan | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Wayne County Michigan | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Sherburne County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 77,000 |
| Harrison County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 105,000 |
| Barry County Missouri | 1 | $ 125,000 | $ 125,000 | $ 97,000 |
| Benton County Missouri | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Camden County Missouri | 1 | $ 175,000 | $ 175,000 | $ 81,000 |
| Cape Girardeau County Missouri | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Chariton County Missouri | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Cole County Missouri | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Crawford County Missouri | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| DeKalb County Missouri | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Dent County Missouri | 1 | $ 115,000 | $ 115,000 | $ 27,000 |
| Gasconade County Missouri | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| Greene County Missouri | 1 | $ 115,000 | $ 115,000 | $ 16,000 |
| Jefferson County Missouri | 1 | $ 245,000 | $ 245,000 | $ 37,000 |
| Lafayette County Missouri | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Lincoln County Missouri | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Morgan County Missouri | 1 | $ 275,000 | $ 275,000 | $ 266,000 |
| Pike County Missouri | 1 | $ 325,000 | $ 325,000 | $ 94,000 |
| Polk County Missouri | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Pulaski County Missouri | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Ripley County Missouri | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| St. Clair County Missouri | 1 | $ 445,000 | $ 445,000 | $ 80,000 |
| St. Louis City County Missouri | 1 | $ 275,000 | $ 275,000 | $ 140,000 |
| Washington County Missouri | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Hill County Montana | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Sanders County Montana | 1 | $ 265,000 | $ 265,000 | $ 109,000 |
| Cass County Nebraska | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Johnson County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 127,000 |
| Madison County Nebraska | 1 | $ 345,000 | $ 345,000 | $ 169,000 |
| Washington County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Elko County Nevada | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Washoe County Nevada | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Cheshire County New Hampshire | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| Grafton County New Hampshire | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Merrimack County New Hampshire | 1 | $ 115,000 | $ 115,000 | $ 81,000 |
| Bergen County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| Camden County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 76,000 |
| Middlesex County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Ocean County New Jersey | 1 | $ 295,000 | $ 295,000 | $ 63,000 |
| Bernalillo County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Catron County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| Dona Ana County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Lincoln County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| Rio Arriba County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| San Juan County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Santa Fe County New Mexico | 1 | $ 305,000 | $ 305,000 | $ 63,000 |
| Sierra County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Taos County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Albany County New York | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Chenango County New York | 1 | $ 455,000 | $ 455,000 | $ 123,000 |
| Clinton County New York | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Fulton County New York | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Orleans County New York | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Steuben County New York | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Beaufort County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
| Buncombe County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Burke County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Craven County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Granville County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Harnett County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Henderson County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 23,000 |
| Mecklenburg County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 45,000 |
| Moore County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| Person County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Rockingham County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Scotland County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Burleigh County North Dakota | 1 | $ 545,000 | $ 545,000 | $ 130,000 |
| Richland County North Dakota | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Brown County Ohio | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Clermont County Ohio | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Medina County Ohio | 1 | $ 245,000 | $ 245,000 | $ 69,000 |
| Perry County Ohio | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Portage County Ohio | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Warren County Ohio | 1 | $ 155,000 | $ 155,000 | $ 28,000 |
| Caddo County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Canadian County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Craig County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 125,000 |
| Grady County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| Johnston County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Osage County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Pottawatomie County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| Clatsop County Oregon | 1 | $ 265,000 | $ 265,000 | $ 193,000 |
| Jefferson County Oregon | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Klamath County Oregon | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Polk County Oregon | 1 | $ 145,000 | $ 145,000 | $ 25,000 |
| Umatilla County Oregon | 1 | $ 275,000 | $ 275,000 | $ 52,000 |
| Union County Oregon | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Wasco County Oregon | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Yamhill County Oregon | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Allegheny County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 86,000 |
| Cambria County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Crawford County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Fayette County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Northumberland County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Pike County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Schuylkill County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 88,000 |
| Tioga County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Providence County Rhode Island | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Darlington County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Greenville County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 135,000 |
| Horry County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 86,000 |
| Jasper County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Orangeburg County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Spartanburg County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| York County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Brule County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 98,000 |
| Cannon County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 37,000 |
| Davidson County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 51,000 |
| Franklin County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 61,000 |
| Grainger County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 82,000 |
| Greene County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Jefferson County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Marion County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 115,000 |
| Marshall County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| McMinn County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| McNairy County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 76,000 |
| Polk County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Roane County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Washington County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| White County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Wilson County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 183,000 |
| Anderson County Texas | 1 | $ 85,000 | $ 85,000 | $ 22,000 |
| Atascosa County Texas | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Cherokee County Texas | 1 | $ 235,000 | $ 235,000 | $ 47,000 |
| Comal County Texas | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| Coryell County Texas | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Dallas County Texas | 1 | $ 375,000 | $ 375,000 | $ 190,000 |
| Ector County Texas | 1 | $ 255,000 | $ 255,000 | $ 62,000 |
| El Paso County Texas | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Ellis County Texas | 1 | $ 465,000 | $ 465,000 | $ 154,000 |
| Fayette County Texas | 1 | $ 335,000 | $ 335,000 | $ 78,000 |
| Gillespie County Texas | 1 | $ 45,000 | $ 45,000 | $ 206,000 |
| Gray County Texas | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Guadalupe County Texas | 1 | $ 215,000 | $ 215,000 | $ 111,000 |
| Harrison County Texas | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Hays County Texas | 1 | $ 205,000 | $ 205,000 | $ 139,000 |
| Kinney County Texas | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Lee County Texas | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Matagorda County Texas | 1 | $ 75,000 | $ 75,000 | $ 17,000 |
| Midland County Texas | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Milam County Texas | 1 | $ 225,000 | $ 225,000 | $ 111,000 |
| Montgomery County Texas | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Orange County Texas | 1 | $ 265,000 | $ 265,000 | $ 69,000 |
| Pecos County Texas | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Polk County Texas | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Potter County Texas | 1 | $ 185,000 | $ 185,000 | $ 133,000 |
| Red River County Texas | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Robertson County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Rockwall County Texas | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Tom Green County Texas | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Van Zandt County Texas | 1 | $ 165,000 | $ 165,000 | $ 36,000 |
| Ward County Texas | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Willacy County Texas | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Wise County Texas | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Cache County Utah | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Salt Lake County Utah | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Orleans County Vermont | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Campbell County Virginia | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Charlotte County Virginia | 1 | $ 165,000 | $ 165,000 | $ 134,000 |
| Giles County Virginia | 1 | $ 105,000 | $ 105,000 | $ 22,000 |
| Hampton County Virginia | 1 | $ 225,000 | $ 225,000 | $ 49,000 |
| James City County Virginia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Page County Virginia | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Prince William County Virginia | 1 | $ 395,000 | $ 395,000 | $ 108,000 |
| Stafford County Virginia | 1 | $ 465,000 | $ 465,000 | $ 99,000 |
| Asotin County Washington | 1 | $ 165,000 | $ 165,000 | $ 107,000 |
| Benton County Washington | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Clallam County Washington | 1 | $ 255,000 | $ 255,000 | $ 52,000 |
| Clark County Washington | 1 | $ 435,000 | $ 435,000 | $ 121,000 |
| Island County Washington | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Kitsap County Washington | 1 | $ 305,000 | $ 305,000 | $ 86,000 |
| Skagit County Washington | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Snohomish County Washington | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Whatcom County Washington | 1 | $ 235,000 | $ 235,000 | $ 69,000 |
| Yakima County Washington | 1 | $ 185,000 | $ 185,000 | $ 39,000 |
| Berkeley County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Braxton County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 22,000 |
| Fayette County West Virginia | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Greenbrier County West Virginia | 1 | $ 365,000 | $ 365,000 | $ 87,000 |
| Marion County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Monongalia County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Ohio County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Raleigh County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Wayne County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Fond du Lac County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Manitowoc County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Pierce County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| Waukesha County Wisconsin | 1 | $ 375,000 | $ 375,000 | $ 107,000 |
| Fremont County Wyoming | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Sheridan County Wyoming | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| Sublette County Wyoming | 1 | $ 265,000 | $ 265,000 | $ 138,000 |
Mortgage Loan Application Detail Totals for Community First National Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 795 | $147,625,000 | $185,000 | $1,215,000 | $87,000 | $3,800,000 |
| Cash-out Refinancing | 257 | $53,525,000 | $208,000 | $1,515,000 | $79,000 | $402,000 |
| Refinancing | 134 | $30,390,000 | $226,000 | $1,725,000 | $115,000 | $676,000 |
| Other Purpose | 22 | $2,750,000 | $125,000 | $455,000 | $69,000 | $351,000 |
| Home Improvement | 11 | $1,285,000 | $116,000 | $545,000 | $136,000 | $980,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 858 | $163,380,000 | $190,000 | $1,515,000 | $91,000 | $3,800,000 |
| Hispanic | 212 | $36,890,000 | $174,000 | $805,000 | $76,000 | $459,000 |
| Black or African American | 54 | $11,310,000 | $209,000 | $545,000 | $78,000 | $209,000 |
| Not Provided | 32 | $7,210,000 | $225,000 | $545,000 | $94,000 | $456,000 |
| Asian | 26 | $4,390,000 | $168,000 | $335,000 | $93,000 | $184,000 |
| Not applicable | 23 | $9,305,000 | $404,000 | $1,725,000 | $0 | $0 |
| American Indian or Alaskan Native | 10 | $1,620,000 | $162,000 | $365,000 | $71,000 | $127,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $285,000 | $285,000 | $285,000 | $151,000 | $151,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 492 | $103,210,000 | $209,000 | $1,725,000 | $118,000 | $3,800,000 |
| VA-guaranteed (Veterans Administration) | 412 | $87,070,000 | $211,000 | $1,515,000 | $76,000 | $456,000 |
| FHA-insured (Federal Housing Administration) | 289 | $41,115,000 | $142,000 | $425,000 | $58,000 | $180,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 26 | $4,180,000 | $160,000 | $385,000 | $54,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 788 | $156,620,000 | $198,000 | $1,725,000 | $89,000 | $980,000 |
| Application Withdrawn By Applicant | 218 | $41,190,000 | $188,000 | $705,000 | $103,000 | $3,800,000 |
| Application Denied By Financial Institution | 194 | $33,540,000 | $172,000 | $1,155,000 | $65,000 | $456,000 |
| Application Approved But Not Accepted | 19 | $4,225,000 | $222,000 | $685,000 | $91,000 | $172,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,025 | $202,035,000 | $197,000 | $1,725,000 | $92,000 | $3,800,000 |
| Credit History | 66 | $10,530,000 | $159,000 | $1,005,000 | $67,000 | $402,000 |
| Debt-To-Income Ratio | 63 | $12,315,000 | $195,000 | $1,155,000 | $52,000 | $239,000 |
| Collateral | 27 | $4,175,000 | $154,000 | $415,000 | $72,000 | $165,000 |
| Credit Application Incomplete | 16 | $3,380,000 | $211,000 | $375,000 | $94,000 | $456,000 |
| Other | 9 | $1,455,000 | $161,000 | $335,000 | $83,000 | $184,000 |
| Employment History | 7 | $925,000 | $132,000 | $275,000 | $54,000 | $119,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $395,000 | $131,000 | $175,000 | $56,000 | $61,000 |
| Unverifiable Information | 3 | $365,000 | $121,000 | $175,000 | $85,000 | $151,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community First National Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community First National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.