Community First National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Community First National Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Community First National Bank 215 S Seth Child Rd Manhattan, KS 66502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 407 |
| Total Mortgage Loan Application Amount | $121,505,000 |
| Average Mortgage Loan Application Amount | $241,500 |
| Highest Mortgage Loan Application Amount | $1,315,000 |
| Average Applicant Income | $114,333 |
| Highest Applicant Income | $921,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Community First National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Community First National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Community First National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Community First National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Community First National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Community First National Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Riley County Kansas | 94 | $ 26,510,000 | $ 282,000 | $ 142,000 |
| Johnson County Kansas | 28 | $ 9,330,000 | $ 333,000 | $ 138,000 |
| Pottawatomie County Kansas | 24 | $ 5,700,000 | $ 237,000 | $ 137,000 |
| Jackson County Missouri | 20 | $ 4,180,000 | $ 209,000 | $ 192,000 |
| Wyandotte County Kansas | 10 | $ 1,580,000 | $ 158,000 | $ 117,000 |
| Clay County Missouri | 8 | $ 2,610,000 | $ 326,000 | $ 268,000 |
| Sedgwick County Kansas | 7 | $ 1,175,000 | $ 167,000 | $ 121,000 |
| Geary County Kansas | 6 | $ 1,230,000 | $ 205,000 | $ 94,000 |
| Leavenworth County Kansas | 5 | $ 1,515,000 | $ 303,000 | $ 162,000 |
| Wabaunsee County Kansas | 5 | $ 825,000 | $ 165,000 | $ 135,000 |
| Jefferson County Alabama | 3 | $ 505,000 | $ 168,000 | $ 242,000 |
| Fairbanks North Star County Alaska | 3 | $ 1,225,000 | $ 408,000 | $ 96,000 |
| Juneau County Alaska | 3 | $ 1,555,000 | $ 518,000 | $ 108,000 |
| Maricopa County Arizona | 3 | $ 1,465,000 | $ 488,000 | $ 148,000 |
| Benton County Arkansas | 3 | $ 1,145,000 | $ 381,000 | $ 130,000 |
| San Diego County California | 3 | $ 1,075,000 | $ 358,000 | $ 258,000 |
| Boulder County Colorado | 3 | $ 565,000 | $ 188,000 | $ 132,000 |
| Douglas County Colorado | 3 | $ 1,175,000 | $ 391,000 | $ 187,000 |
| Clay County Kansas | 3 | $ 445,000 | $ 148,000 | $ 46,000 |
| Dickinson County Kansas | 3 | $ 495,000 | $ 165,000 | $ 87,000 |
| Douglas County Kansas | 3 | $ 695,000 | $ 231,000 | $ 101,000 |
| Miami County Kansas | 3 | $ 1,075,000 | $ 358,000 | $ 105,000 |
| Platte County Missouri | 3 | $ 1,315,000 | $ 438,000 | $ 145,000 |
| Erie County New York | 3 | $ 965,000 | $ 321,000 | $ 125,000 |
| Denton County Texas | 3 | $ 1,505,000 | $ 501,000 | $ 183,000 |
| Parker County Texas | 3 | $ 1,025,000 | $ 341,000 | $ 146,000 |
| Mohave County Arizona | 2 | $ 310,000 | $ 155,000 | $ 64,000 |
| Pinal County Arizona | 2 | $ 820,000 | $ 410,000 | $ 126,000 |
| Jefferson County Arkansas | 2 | $ 330,000 | $ 165,000 | $ 167,000 |
| Alameda County California | 2 | $ 1,630,000 | $ 815,000 | $ 195,000 |
| Riverside County California | 2 | $ 1,460,000 | $ 730,000 | $ 188,000 |
| San Bernardino County California | 2 | $ 710,000 | $ 355,000 | $ 99,000 |
| Broward County Florida | 2 | $ 480,000 | $ 240,000 | $ 85,000 |
| Polk County Florida | 2 | $ 650,000 | $ 325,000 | $ 150,000 |
| Maui County Hawaii | 2 | $ 500,000 | $ 250,000 | $ 88,000 |
| Hamilton County Indiana | 2 | $ 680,000 | $ 340,000 | $ 117,000 |
| Labette County Kansas | 2 | $ 170,000 | $ 85,000 | $ 101,000 |
| Lyon County Kansas | 2 | $ 360,000 | $ 180,000 | $ 65,000 |
| Shawnee County Kansas | 2 | $ 580,000 | $ 290,000 | $ 147,000 |
| Jasper County Missouri | 2 | $ 670,000 | $ 335,000 | $ 98,000 |
| Nassau County New York | 2 | $ 1,220,000 | $ 610,000 | $ 262,000 |
| Westchester County New York | 2 | $ 580,000 | $ 290,000 | $ 141,000 |
| Oklahoma County Oklahoma | 2 | $ 430,000 | $ 215,000 | $ 204,000 |
| Tulsa County Oklahoma | 2 | $ 260,000 | $ 130,000 | $ 256,000 |
| Montgomery County Tennessee | 2 | $ 580,000 | $ 290,000 | $ 233,000 |
| Collin County Texas | 2 | $ 360,000 | $ 180,000 | $ 69,000 |
| Dallas County Texas | 2 | $ 820,000 | $ 410,000 | $ 110,000 |
| Gillespie County Texas | 2 | $ 1,430,000 | $ 715,000 | $ 275,000 |
| Hood County Texas | 2 | $ 560,000 | $ 280,000 | $ 142,000 |
| Rockwall County Texas | 2 | $ 1,450,000 | $ 725,000 | $ 241,000 |
| Virginia Beach County Virginia | 2 | $ 830,000 | $ 415,000 | $ 127,000 |
| Raleigh County West Virginia | 2 | $ 360,000 | $ 180,000 | $ 61,000 |
| Autauga County Alabama | 1 | $ 265,000 | $ 265,000 | $ 118,000 |
| Houston County Alabama | 1 | $ 375,000 | $ 375,000 | $ 167,000 |
| Marshall County Alabama | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Shelby County Alabama | 1 | $ 175,000 | $ 175,000 | $ 142,000 |
| Garland County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Los Angeles County California | 1 | $ 995,000 | $ 995,000 | $ 211,000 |
| Santa Clara County California | 1 | $ 655,000 | $ 655,000 | $ 139,000 |
| El Paso County Colorado | 1 | $ 455,000 | $ 455,000 | $ 134,000 |
| Middlesex County Connecticut | 1 | $ 475,000 | $ 475,000 | $ 133,000 |
| New London County Connecticut | 1 | $ 425,000 | $ 425,000 | $ 114,000 |
| Brevard County Florida | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Duval County Florida | 1 | $ 85,000 | $ 85,000 | $ 110,000 |
| Hernando County Florida | 1 | $ 245,000 | $ 245,000 | $ 65,000 |
| Indian River County Florida | 1 | $ 355,000 | $ 355,000 | $ 317,000 |
| Jackson County Florida | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Orange County Florida | 1 | $ 425,000 | $ 425,000 | $ 160,000 |
| Palm Beach County Florida | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Liberty County Georgia | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Honolulu County Hawaii | 1 | $ 685,000 | $ 685,000 | $ 169,000 |
| Cook County Illinois | 1 | $ 485,000 | $ 485,000 | $ 170,000 |
| Jersey County Illinois | 1 | $ 275,000 | $ 275,000 | $ 182,000 |
| Lake County Illinois | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Clark County Indiana | 1 | $ 305,000 | $ 305,000 | $ 153,000 |
| Lake County Indiana | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
| Madison County Indiana | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Guthrie County Iowa | 1 | $ 415,000 | $ 415,000 | $ 255,000 |
| Union County Iowa | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Barton County Kansas | 1 | $ 15,000 | $ 15,000 | $ 51,000 |
| Butler County Kansas | 1 | $ 535,000 | $ 535,000 | $ 168,000 |
| Crawford County Kansas | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Doniphan County Kansas | 1 | $ 145,000 | $ 145,000 | $ 76,000 |
| Jefferson County Kansas | 1 | $ 295,000 | $ 295,000 | $ 130,000 |
| Linn County Kansas | 1 | $ 255,000 | $ 255,000 | $ 105,000 |
| McPherson County Kansas | 1 | $ 185,000 | $ 185,000 | $ 105,000 |
| Republic County Kansas | 1 | $ 125,000 | $ 125,000 | $ 94,000 |
| Allen County Kentucky | 1 | $ 395,000 | $ 395,000 | $ 102,000 |
| Jefferson County Kentucky | 1 | $ 1,315,000 | $ 1,315,000 | $ 362,000 |
| Meade County Kentucky | 1 | $ 365,000 | $ 365,000 | $ 176,000 |
| Cumberland County Maine | 1 | $ 255,000 | $ 255,000 | $ 94,000 |
| Penobscot County Maine | 1 | $ 395,000 | $ 395,000 | $ 179,000 |
| Anne Arundel County Maryland | 1 | $ 355,000 | $ 355,000 | $ 137,000 |
| Charles County Maryland | 1 | $ 455,000 | $ 455,000 | $ 106,000 |
| Frederick County Maryland | 1 | $ 665,000 | $ 665,000 | $ 261,000 |
| Middlesex County Massachusetts | 1 | $ 495,000 | $ 495,000 | $ 156,000 |
| Clinton County Michigan | 1 | $ 565,000 | $ 565,000 | $ 156,000 |
| Wayne County Michigan | 1 | $ 285,000 | $ 285,000 | $ 70,000 |
| Meeker County Minnesota | 1 | $ 425,000 | $ 425,000 | $ 266,000 |
| Waseca County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 117,000 |
| Pearl River County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 47,000 |
| Camden County Missouri | 1 | $ 265,000 | $ 265,000 | $ 126,000 |
| Cass County Missouri | 1 | $ 235,000 | $ 235,000 | $ 310,000 |
| Cedar County Missouri | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Johnson County Missouri | 1 | $ 405,000 | $ 405,000 | $ 100,000 |
| Newton County Missouri | 1 | $ 425,000 | $ 425,000 | $ 78,000 |
| St. Charles County Missouri | 1 | $ 245,000 | $ 245,000 | $ 264,000 |
| Douglas County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Richardson County Nebraska | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
| Sarpy County Nebraska | 1 | $ 635,000 | $ 635,000 | $ 229,000 |
| Clark County Nevada | 1 | $ 425,000 | $ 425,000 | $ 205,000 |
| Bernalillo County New Mexico | 1 | $ 505,000 | $ 505,000 | $ 183,000 |
| Columbia County New York | 1 | $ 355,000 | $ 355,000 | $ 85,000 |
| Jefferson County New York | 1 | $ 145,000 | $ 145,000 | $ 95,000 |
| Monroe County New York | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Saratoga County New York | 1 | $ 385,000 | $ 385,000 | $ 104,000 |
| McDowell County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Wake County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 122,000 |
| Wilson County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 100,000 |
| Comanche County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Jackson County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 69,000 |
| Osage County Oklahoma | 1 | $ 475,000 | $ 475,000 | $ 105,000 |
| Wagoner County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 93,000 |
| Allegheny County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Beaver County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 94,000 |
| Berks County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 22,000 |
| Richland County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
| Blount County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 107,000 |
| Carter County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Greene County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Hamblen County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| Hamilton County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 258,000 |
| Rutherford County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 349,000 |
| Sevier County Tennessee | 1 | $ 445,000 | $ 445,000 | $ 161,000 |
| El Paso County Texas | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Hays County Texas | 1 | $ 315,000 | $ 315,000 | $ 297,000 |
| Johnson County Texas | 1 | $ 315,000 | $ 315,000 | $ 54,000 |
| Potter County Texas | 1 | $ 265,000 | $ 265,000 | $ 176,000 |
| Randall County Texas | 1 | $ 335,000 | $ 335,000 | $ 178,000 |
| Tarrant County Texas | 1 | $ 345,000 | $ 345,000 | $ 93,000 |
| Williamson County Texas | 1 | $ 675,000 | $ 675,000 | $ 299,000 |
| Caledonia County Vermont | 1 | $ 215,000 | $ 215,000 | $ 129,000 |
| Henrico County Virginia | 1 | $ 485,000 | $ 485,000 | $ 111,000 |
| Newport News County Virginia | 1 | $ 385,000 | $ 385,000 | $ 122,000 |
| York County Virginia | 1 | $ 335,000 | $ 335,000 | $ 205,000 |
| Douglas County Washington | 1 | $ 455,000 | $ 455,000 | $ 107,000 |
| King County Washington | 1 | $ 335,000 | $ 335,000 | $ 118,000 |
| Spokane County Washington | 1 | $ 295,000 | $ 295,000 | $ 122,000 |
| Thurston County Washington | 1 | $ 435,000 | $ 435,000 | $ 110,000 |
| Kanawha County West Virginia | 1 | $ 195,000 | $ 195,000 | $ 103,000 |
| Dane County Wisconsin | 1 | $ 545,000 | $ 545,000 | $ 127,000 |
| Walworth County Wisconsin | 1 | $ 465,000 | $ 465,000 | $ 200,000 |
Mortgage Loan Application Detail Totals for Community First National Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 325 | $102,125,000 | $314,000 | $1,205,000 | $144,000 | $921,000 |
| Refinancing | 29 | $7,195,000 | $248,000 | $1,305,000 | $127,000 | $254,000 |
| Cash-out Refinancing | 26 | $7,850,000 | $301,000 | $1,315,000 | $136,000 | $362,000 |
| Home Improvement | 13 | $1,195,000 | $91,000 | $225,000 | $125,000 | $292,000 |
| Other Purpose | 13 | $2,865,000 | $220,000 | $715,000 | $154,000 | $297,000 |
| Not Applicable | 1 | $275,000 | $275,000 | $275,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 276 | $78,780,000 | $285,000 | $1,315,000 | $134,000 | $511,000 |
| Not Provided | 35 | $11,145,000 | $318,000 | $835,000 | $202,000 | $921,000 |
| Hispanic | 26 | $7,100,000 | $273,000 | $665,000 | $135,000 | $261,000 |
| Black or African American | 23 | $7,665,000 | $333,000 | $725,000 | $126,000 | $256,000 |
| Not applicable | 20 | $7,460,000 | $373,000 | $1,305,000 | $0 | $0 |
| Asian | 19 | $6,865,000 | $361,000 | $685,000 | $193,000 | $861,000 |
| American Indian or Alaskan Native | 4 | $1,370,000 | $342,000 | $605,000 | $89,000 | $121,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $65,000 | $65,000 | $65,000 | $54,000 | $54,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 269 | $75,535,000 | $280,000 | $1,305,000 | $157,000 | $921,000 |
| VA-guaranteed (Veterans Administration) | 114 | $37,490,000 | $328,000 | $1,315,000 | $117,000 | $365,000 |
| FHA-insured (Federal Housing Administration) | 23 | $8,335,000 | $362,000 | $995,000 | $112,000 | $219,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $145,000 | $145,000 | $145,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 306 | $90,130,000 | $294,000 | $1,315,000 | $139,000 | $861,000 |
| Application Withdrawn By Applicant | 78 | $24,440,000 | $313,000 | $1,305,000 | $159,000 | $921,000 |
| Application Denied By Financial Institution | 21 | $6,295,000 | $299,000 | $835,000 | $123,000 | $279,000 |
| Application Approved But Not Accepted | 1 | $365,000 | $365,000 | $365,000 | $176,000 | $176,000 |
| Loan Purchased By The Institution | 1 | $275,000 | $275,000 | $275,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 386 | $115,210,000 | $298,000 | $1,315,000 | $143,000 | $921,000 |
| Collateral | 11 | $3,225,000 | $293,000 | $835,000 | $120,000 | $268,000 |
| Debt-To-Income Ratio | 6 | $1,400,000 | $233,000 | $435,000 | $91,000 | $162,000 |
| Other | 2 | $910,000 | $455,000 | $715,000 | $241,000 | $279,000 |
| Employment History | 1 | $345,000 | $345,000 | $345,000 | $129,000 | $129,000 |
| Credit History | 1 | $415,000 | $415,000 | $415,000 | $116,000 | $116,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community First National Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community First National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.