Origin Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Origin Bank 2211 North 7Th Choudrant, LA 71291 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 3,343 |
| Total Mortgage Loan Application Amount | $1,062,235,000 |
| Average Mortgage Loan Application Amount | $234,200 |
| Highest Mortgage Loan Application Amount | $28,305,000 |
| Average Applicant Income | $124,400 |
| Highest Applicant Income | $8,888,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Origin Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Origin Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Origin Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Origin Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Origin Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Origin Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ouachita County Louisiana | 630 | $ 138,580,000 | $ 219,000 | $ 106,000 |
| Lincoln County Louisiana | 379 | $ 77,865,000 | $ 205,000 | $ 130,000 |
| Dallas County Texas | 319 | $ 107,635,000 | $ 337,000 | $ 156,000 |
| Harris County Texas | 241 | $ 151,555,000 | $ 628,000 | $ 537,000 |
| Tarrant County Texas | 129 | $ 55,855,000 | $ 432,000 | $ 187,000 |
| Bossier County Louisiana | 123 | $ 30,375,000 | $ 246,000 | $ 112,000 |
| Caddo County Louisiana | 117 | $ 37,735,000 | $ 322,000 | $ 140,000 |
| Rankin County Mississippi | 117 | $ 29,455,000 | $ 251,000 | $ 115,000 |
| Union County Louisiana | 113 | $ 15,635,000 | $ 138,000 | $ 187,000 |
| Travis County Texas | 94 | $ 33,820,000 | $ 359,000 | $ 162,000 |
| Collin County Texas | 79 | $ 29,465,000 | $ 372,000 | $ 213,000 |
| Hinds County Mississippi | 75 | $ 17,685,000 | $ 235,000 | $ 113,000 |
| Madison County Mississippi | 70 | $ 21,190,000 | $ 302,000 | $ 160,000 |
| Denton County Texas | 68 | $ 27,410,000 | $ 403,000 | $ 212,000 |
| Lafayette County Mississippi | 34 | $ 6,660,000 | $ 195,000 | $ 134,000 |
| Brazoria County Texas | 32 | $ 15,030,000 | $ 469,000 | $ 111,000 |
| Jackson County Louisiana | 27 | $ 4,625,000 | $ 171,000 | $ 99,000 |
| Montgomery County Texas | 27 | $ 11,785,000 | $ 436,000 | $ 173,000 |
| Kaufman County Texas | 26 | $ 6,980,000 | $ 268,000 | $ 88,000 |
| Morehouse County Louisiana | 25 | $ 3,135,000 | $ 125,000 | $ 97,000 |
| Davidson County Tennessee | 25 | $ 10,125,000 | $ 405,000 | $ 106,000 |
| Fort Bend County Texas | 23 | $ 7,245,000 | $ 315,000 | $ 343,000 |
| Galveston County Texas | 23 | $ 5,345,000 | $ 232,000 | $ 119,000 |
| Williamson County Texas | 19 | $ 5,645,000 | $ 297,000 | $ 144,000 |
| Ellis County Texas | 13 | $ 3,515,000 | $ 270,000 | $ 116,000 |
| Rockwall County Texas | 13 | $ 4,985,000 | $ 383,000 | $ 164,000 |
| Wise County Texas | 11 | $ 3,665,000 | $ 333,000 | $ 136,000 |
| De Soto County Louisiana | 10 | $ 2,330,000 | $ 233,000 | $ 85,000 |
| Richland County Louisiana | 10 | $ 1,580,000 | $ 158,000 | $ 375,000 |
| Hays County Texas | 10 | $ 4,040,000 | $ 404,000 | $ 127,000 |
| Webster County Louisiana | 9 | $ 2,355,000 | $ 261,000 | $ 112,000 |
| Grayson County Texas | 9 | $ 4,735,000 | $ 526,000 | $ 166,000 |
| Baldwin County Alabama | 8 | $ 3,190,000 | $ 398,000 | $ 224,000 |
| Bienville County Louisiana | 8 | $ 1,170,000 | $ 146,000 | $ 96,000 |
| Oklahoma County Oklahoma | 8 | $ 2,440,000 | $ 305,000 | $ 101,000 |
| Sumner County Tennessee | 8 | $ 2,470,000 | $ 308,000 | $ 115,000 |
| Johnson County Texas | 8 | $ 2,040,000 | $ 255,000 | $ 95,000 |
| Parker County Texas | 8 | $ 2,200,000 | $ 275,000 | $ 116,000 |
| Jefferson County Alabama | 7 | $ 1,135,000 | $ 162,000 | $ 59,000 |
| East Baton Rouge County Louisiana | 7 | $ 2,375,000 | $ 339,000 | $ 154,000 |
| St. Tammany County Louisiana | 7 | $ 2,115,000 | $ 302,000 | $ 166,000 |
| Bexar County Texas | 7 | $ 1,105,000 | $ 157,000 | $ 146,000 |
| Hunt County Texas | 7 | $ 1,335,000 | $ 190,000 | $ 94,000 |
| Caldwell County Louisiana | 6 | $ 1,010,000 | $ 168,000 | $ 99,000 |
| Lafayette County Louisiana | 6 | $ 1,470,000 | $ 245,000 | $ 113,000 |
| West Carroll County Louisiana | 6 | $ 1,060,000 | $ 176,000 | $ 52,000 |
| Robertson County Tennessee | 6 | $ 1,990,000 | $ 331,000 | $ 116,000 |
| Rutherford County Tennessee | 6 | $ 1,560,000 | $ 260,000 | $ 79,000 |
| Shelby County Tennessee | 6 | $ 2,440,000 | $ 406,000 | $ 440,000 |
| Johnson County Kansas | 5 | $ 1,075,000 | $ 215,000 | $ 121,000 |
| Lamar County Mississippi | 5 | $ 1,345,000 | $ 269,000 | $ 140,000 |
| Oktibbeha County Mississippi | 5 | $ 745,000 | $ 149,000 | $ 137,000 |
| Warren County Mississippi | 5 | $ 1,155,000 | $ 231,000 | $ 83,000 |
| Lubbock County Texas | 5 | $ 7,985,000 | $ 1,597,000 | $ 242,000 |
| Midland County Texas | 5 | $ 1,605,000 | $ 321,000 | $ 130,000 |
| Claiborne County Louisiana | 4 | $ 650,000 | $ 162,000 | $ 412,000 |
| Rapides County Louisiana | 4 | $ 1,120,000 | $ 280,000 | $ 113,000 |
| Bastrop County Texas | 4 | $ 1,200,000 | $ 300,000 | $ 150,000 |
| Llano County Texas | 4 | $ 3,310,000 | $ 827,000 | $ 506,000 |
| Smith County Texas | 4 | $ 570,000 | $ 142,000 | $ 110,000 |
| Garland County Arkansas | 3 | $ 695,000 | $ 231,000 | $ 207,000 |
| Wayne County Georgia | 3 | $ 415,000 | $ 138,000 | $ 126,000 |
| Ascension County Louisiana | 3 | $ 505,000 | $ 168,000 | $ 63,000 |
| Calcasieu County Louisiana | 3 | $ 565,000 | $ 188,000 | $ 209,000 |
| Jefferson County Louisiana | 3 | $ 735,000 | $ 245,000 | $ 121,000 |
| Orleans County Louisiana | 3 | $ 1,525,000 | $ 508,000 | $ 242,000 |
| Calhoun County Mississippi | 3 | $ 245,000 | $ 81,000 | $ 59,000 |
| DeSoto County Mississippi | 3 | $ 905,000 | $ 301,000 | $ 58,000 |
| Leflore County Mississippi | 3 | $ 615,000 | $ 205,000 | $ 77,000 |
| Union County Mississippi | 3 | $ 325,000 | $ 108,000 | $ 71,000 |
| Washington County Mississippi | 3 | $ 395,000 | $ 131,000 | $ 83,000 |
| McCurtain County Oklahoma | 3 | $ 955,000 | $ 318,000 | $ 1,253,000 |
| Cheatham County Tennessee | 3 | $ 525,000 | $ 175,000 | $ 76,000 |
| Wilson County Tennessee | 3 | $ 1,415,000 | $ 471,000 | $ 167,000 |
| Brazos County Texas | 3 | $ 715,000 | $ 238,000 | $ 152,000 |
| Cameron County Texas | 3 | $ 3,925,000 | $ 1,308,000 | $ 185,000 |
| Henderson County Texas | 3 | $ 1,145,000 | $ 381,000 | $ 229,000 |
| Hidalgo County Texas | 3 | $ 1,205,000 | $ 401,000 | $ 0 |
| Nueces County Texas | 3 | $ 2,345,000 | $ 781,000 | $ 413,000 |
| Mohave County Arizona | 2 | $ 790,000 | $ 395,000 | $ 153,000 |
| Benton County Arkansas | 2 | $ 460,000 | $ 230,000 | $ 57,000 |
| Saline County Arkansas | 2 | $ 310,000 | $ 155,000 | $ 146,000 |
| Stone County Arkansas | 2 | $ 420,000 | $ 210,000 | $ 87,000 |
| San Diego County California | 2 | $ 3,640,000 | $ 1,820,000 | $ 692,000 |
| Denver County Colorado | 2 | $ 1,520,000 | $ 760,000 | $ 204,000 |
| Gunnison County Colorado | 2 | $ 2,810,000 | $ 1,405,000 | $ 0 |
| Escambia County Florida | 2 | $ 610,000 | $ 305,000 | $ 67,000 |
| Hillsborough County Florida | 2 | $ 810,000 | $ 405,000 | $ 310,000 |
| Okaloosa County Florida | 2 | $ 1,210,000 | $ 605,000 | $ 305,000 |
| Walton County Florida | 2 | $ 1,680,000 | $ 840,000 | $ 516,000 |
| Forsyth County Georgia | 2 | $ 710,000 | $ 355,000 | $ 103,000 |
| Polk County Iowa | 2 | $ 320,000 | $ 160,000 | $ 53,000 |
| Miami County Kansas | 2 | $ 310,000 | $ 155,000 | $ 67,000 |
| Wyandotte County Kansas | 2 | $ 460,000 | $ 230,000 | $ 76,000 |
| East Carroll County Louisiana | 2 | $ 180,000 | $ 90,000 | $ 58,000 |
| Franklin County Louisiana | 2 | $ 170,000 | $ 85,000 | $ 116,000 |
| Natchitoches County Louisiana | 2 | $ 240,000 | $ 120,000 | $ 108,000 |
| St. Landry County Louisiana | 2 | $ 110,000 | $ 55,000 | $ 126,000 |
| St. Martin County Louisiana | 2 | $ 630,000 | $ 315,000 | $ 170,000 |
| Adams County Mississippi | 2 | $ 340,000 | $ 170,000 | $ 52,000 |
| Alcorn County Mississippi | 2 | $ 120,000 | $ 60,000 | $ 63,000 |
| Grenada County Mississippi | 2 | $ 260,000 | $ 130,000 | $ 58,000 |
| Lauderdale County Mississippi | 2 | $ 160,000 | $ 80,000 | $ 47,000 |
| Monroe County Mississippi | 2 | $ 340,000 | $ 170,000 | $ 361,000 |
| Neshoba County Mississippi | 2 | $ 360,000 | $ 180,000 | $ 96,000 |
| Panola County Mississippi | 2 | $ 250,000 | $ 125,000 | $ 76,000 |
| Yazoo County Mississippi | 2 | $ 300,000 | $ 150,000 | $ 134,000 |
| Jackson County Missouri | 2 | $ 190,000 | $ 95,000 | $ 86,000 |
| Bernalillo County New Mexico | 2 | $ 550,000 | $ 275,000 | $ 85,000 |
| Surry County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 57,000 |
| Cleveland County Oklahoma | 2 | $ 1,120,000 | $ 560,000 | $ 0 |
| Cumberland County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 34,000 |
| DeKalb County Tennessee | 2 | $ 650,000 | $ 325,000 | $ 109,000 |
| Sequatchie County Tennessee | 2 | $ 850,000 | $ 425,000 | $ 179,000 |
| White County Tennessee | 2 | $ 240,000 | $ 120,000 | $ 42,000 |
| Williamson County Tennessee | 2 | $ 1,060,000 | $ 530,000 | $ 180,000 |
| Bell County Texas | 2 | $ 610,000 | $ 305,000 | $ 88,000 |
| Fannin County Texas | 2 | $ 200,000 | $ 100,000 | $ 65,000 |
| Franklin County Texas | 2 | $ 540,000 | $ 270,000 | $ 188,000 |
| Hood County Texas | 2 | $ 1,230,000 | $ 615,000 | $ 340,000 |
| Kendall County Texas | 2 | $ 29,060,000 | $ 14,530,000 | $ 600,000 |
| Liberty County Texas | 2 | $ 360,000 | $ 180,000 | $ 77,000 |
| Van Zandt County Texas | 2 | $ 1,220,000 | $ 610,000 | $ 503,000 |
| Walker County Texas | 2 | $ 640,000 | $ 320,000 | $ 106,000 |
| Waller County Texas | 2 | $ 840,000 | $ 420,000 | $ 178,000 |
| Washington County Texas | 2 | $ 840,000 | $ 420,000 | $ 137,000 |
| Wood County Texas | 2 | $ 690,000 | $ 345,000 | $ 280,000 |
| Mobile County Alabama | 1 | $ 265,000 | $ 265,000 | $ 160,000 |
| Pima County Arizona | 1 | $ 165,000 | $ 165,000 | $ 141,000 |
| Pinal County Arizona | 1 | $ 135,000 | $ 135,000 | $ 167,000 |
| Cleburne County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 104,000 |
| Miller County Arkansas | 1 | $ 345,000 | $ 345,000 | $ 130,000 |
| Polk County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Pulaski County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Sebastian County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Washington County Arkansas | 1 | $ 395,000 | $ 395,000 | $ 208,000 |
| Riverside County California | 1 | $ 1,975,000 | $ 1,975,000 | $ 857,000 |
| Sacramento County California | 1 | $ 405,000 | $ 405,000 | $ 106,000 |
| Archuleta County Colorado | 1 | $ 1,905,000 | $ 1,905,000 | $ 1,360,000 |
| Chaffee County Colorado | 1 | $ 645,000 | $ 645,000 | $ 466,000 |
| Eagle County Colorado | 1 | $ 475,000 | $ 475,000 | $ 812,000 |
| Pueblo County Colorado | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Rio Grande County Colorado | 1 | $ 305,000 | $ 305,000 | $ 266,000 |
| Summit County Colorado | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Duval County Florida | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Hernando County Florida | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Marion County Florida | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Monroe County Florida | 1 | $ 2,425,000 | $ 2,425,000 | $ 0 |
| Orange County Florida | 1 | $ 2,385,000 | $ 2,385,000 | $ 2,630,000 |
| Palm Beach County Florida | 1 | $ 755,000 | $ 755,000 | $ 238,000 |
| Pinellas County Florida | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
| Santa Rosa County Florida | 1 | $ 1,525,000 | $ 1,525,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 155,000 | $ 155,000 | $ 154,000 |
| Douglas County Georgia | 1 | $ 325,000 | $ 325,000 | $ 112,000 |
| Lumpkin County Georgia | 1 | $ 185,000 | $ 185,000 | $ 89,000 |
| Pierce County Georgia | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Tift County Georgia | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Turner County Georgia | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Ware County Georgia | 1 | $ 65,000 | $ 65,000 | $ 129,000 |
| Hawaii County Hawaii | 1 | $ 855,000 | $ 855,000 | $ 123,000 |
| Cook County Illinois | 1 | $ 425,000 | $ 425,000 | $ 155,000 |
| Kendall County Illinois | 1 | $ 285,000 | $ 285,000 | $ 121,000 |
| Floyd County Indiana | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Marion County Indiana | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| Porter County Indiana | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Dallas County Iowa | 1 | $ 135,000 | $ 135,000 | $ 156,000 |
| Sedgwick County Kansas | 1 | $ 115,000 | $ 115,000 | $ 131,000 |
| Scott County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Concordia County Louisiana | 1 | $ 345,000 | $ 345,000 | $ 155,000 |
| La Salle County Louisiana | 1 | $ 305,000 | $ 305,000 | $ 166,000 |
| Livingston County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 134,000 |
| Madison County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Sabine County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| St. Helena County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Terrebonne County Louisiana | 1 | $ 285,000 | $ 285,000 | $ 688,000 |
| Winn County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 50,000 |
| Wright County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Clay County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Hancock County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Harrison County Mississippi | 1 | $ 575,000 | $ 575,000 | $ 325,000 |
| Holmes County Mississippi | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Jackson County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 221,000 |
| Leake County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 129,000 |
| Lincoln County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 130,000 |
| Pearl River County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Pike County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Sharkey County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 151,000 |
| Simpson County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 30,000 |
| Smith County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 108,000 |
| Sunflower County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Boone County Missouri | 1 | $ 335,000 | $ 335,000 | $ 118,000 |
| Buchanan County Missouri | 1 | $ 105,000 | $ 105,000 | $ 1,034,000 |
| Clay County Missouri | 1 | $ 245,000 | $ 245,000 | $ 41,000 |
| Jasper County Missouri | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Flathead County Montana | 1 | $ 2,505,000 | $ 2,505,000 | $ 948,000 |
| Douglas County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Taos County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Valencia County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 104,000 |
| Carteret County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 351,000 |
| Jackson County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 81,000 |
| Rockingham County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 17,000 |
| Muskingum County Ohio | 1 | $ 75,000 | $ 75,000 | $ 19,000 |
| Comanche County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 112,000 |
| Garfield County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Jackson County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Lincoln County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Logan County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 97,000 |
| Osage County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Georgetown County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Greenville County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Blount County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 69,000 |
| Clay County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Franklin County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Knox County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 35,000 |
| Madison County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| Montgomery County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 114,000 |
| Rhea County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 144,000 |
| Warren County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Bandera County Texas | 1 | $ 225,000 | $ 225,000 | $ 132,000 |
| Cass County Texas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Chambers County Texas | 1 | $ 335,000 | $ 335,000 | $ 194,000 |
| Comal County Texas | 1 | $ 345,000 | $ 345,000 | $ 125,000 |
| Coryell County Texas | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Fayette County Texas | 1 | $ 255,000 | $ 255,000 | $ 127,000 |
| Gregg County Texas | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Grimes County Texas | 1 | $ 255,000 | $ 255,000 | $ 146,000 |
| Hamilton County Texas | 1 | $ 1,165,000 | $ 1,165,000 | $ 477,000 |
| Harrison County Texas | 1 | $ 265,000 | $ 265,000 | $ 170,000 |
| Hopkins County Texas | 1 | $ 225,000 | $ 225,000 | $ 242,000 |
| Hutchinson County Texas | 1 | $ 1,785,000 | $ 1,785,000 | $ 0 |
| Jasper County Texas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Live Oak County Texas | 1 | $ 305,000 | $ 305,000 | $ 116,000 |
| Matagorda County Texas | 1 | $ 3,605,000 | $ 3,605,000 | $ 0 |
| McLennan County Texas | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Navarro County Texas | 1 | $ 805,000 | $ 805,000 | $ 422,000 |
| Palo Pinto County Texas | 1 | $ 1,145,000 | $ 1,145,000 | $ 399,000 |
| Polk County Texas | 1 | $ 545,000 | $ 545,000 | $ 687,000 |
| Rusk County Texas | 1 | $ 135,000 | $ 135,000 | $ 81,000 |
| Tom Green County Texas | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Upshur County Texas | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Victoria County Texas | 1 | $ 395,000 | $ 395,000 | $ 325,000 |
| Webb County Texas | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Wichita County Texas | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Davis County Utah | 1 | $ 925,000 | $ 925,000 | $ 271,000 |
| Wasatch County Utah | 1 | $ 2,505,000 | $ 2,505,000 | $ 495,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,636 | $544,420,000 | $332,000 | $12,585,000 | $161,000 | $8,888,000 |
| Refinancing | 1,171 | $327,325,000 | $279,000 | $3,005,000 | $169,000 | $3,713,000 |
| Cash-out Refinancing | 524 | $189,240,000 | $361,000 | $28,305,000 | $200,000 | $7,370,000 |
| Home Improvement | 7 | $885,000 | $126,000 | $605,000 | $55,000 | $80,000 |
| Other Purpose | 5 | $365,000 | $73,000 | $145,000 | $37,000 | $50,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,148 | $650,440,000 | $302,000 | $4,255,000 | $170,000 | $7,370,000 |
| Not applicable | 368 | $179,060,000 | $486,000 | $28,305,000 | $0 | $0 |
| Hispanic | 308 | $72,320,000 | $234,000 | $2,555,000 | $145,000 | $8,888,000 |
| Black or African American | 254 | $52,370,000 | $206,000 | $965,000 | $103,000 | $1,886,000 |
| Not Provided | 157 | $62,925,000 | $400,000 | $3,185,000 | $264,000 | $3,504,000 |
| Asian | 83 | $34,685,000 | $417,000 | $2,065,000 | $270,000 | $5,991,000 |
| American Indian or Alaskan Native | 17 | $8,155,000 | $479,000 | $3,065,000 | $274,000 | $1,535,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $820,000 | $205,000 | $305,000 | $75,000 | $120,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,798 | $945,670,000 | $337,000 | $28,305,000 | $192,000 | $8,888,000 |
| FHA-insured (Federal Housing Administration) | 353 | $72,875,000 | $206,000 | $415,000 | $69,000 | $365,000 |
| VA-guaranteed (Veterans Administration) | 102 | $27,900,000 | $273,000 | $565,000 | $93,000 | $326,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 90 | $15,790,000 | $175,000 | $315,000 | $54,000 | $110,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,494 | $821,840,000 | $329,000 | $28,305,000 | $170,000 | $7,370,000 |
| Application Withdrawn By Applicant | 472 | $148,220,000 | $314,000 | $3,185,000 | $183,000 | $3,257,000 |
| Application Denied By Financial Institution | 244 | $50,480,000 | $206,000 | $995,000 | $137,000 | $8,888,000 |
| Application Approved But Not Accepted | 100 | $32,660,000 | $326,000 | $3,065,000 | $199,000 | $7,032,000 |
| File Closed For Incompleteness | 33 | $9,035,000 | $273,000 | $925,000 | $179,000 | $1,452,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,099 | $1,011,755,000 | $326,000 | $28,305,000 | $173,000 | $7,370,000 |
| Debt-To-Income Ratio | 101 | $23,745,000 | $235,000 | $995,000 | $177,000 | $8,888,000 |
| Credit History | 80 | $14,020,000 | $175,000 | $805,000 | $119,000 | $1,878,000 |
| Other | 20 | $4,870,000 | $243,000 | $635,000 | $89,000 | $223,000 |
| Collateral | 12 | $2,840,000 | $236,000 | $465,000 | $140,000 | $316,000 |
| Credit Application Incomplete | 12 | $1,890,000 | $157,000 | $335,000 | $79,000 | $167,000 |
| Unverifiable Information | 10 | $1,840,000 | $184,000 | $545,000 | $90,000 | $235,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $700,000 | $116,000 | $155,000 | $93,000 | $268,000 |
| Employment History | 3 | $575,000 | $191,000 | $295,000 | $49,000 | $65,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Origin Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Origin Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.