Origin Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Origin Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Origin Bank
2211 North 7Th
Choudrant, LA 71291
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 3,343
Total Mortgage Loan Application Amount $1,062,235,000
Average Mortgage Loan Application Amount $234,200
Highest Mortgage Loan Application Amount $28,305,000
Average Applicant Income $124,400
Highest Applicant Income $8,888,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Origin Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Origin Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Origin Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Origin Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Origin Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Origin Bank's mortgage activity for 2021.

Mortgage Loan Application Totals for Origin Bank by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Ouachita County Louisiana 630 $ 138,580,000 $ 219,000 $ 106,000
Lincoln County Louisiana 379 $ 77,865,000 $ 205,000 $ 130,000
Dallas County Texas 319 $ 107,635,000 $ 337,000 $ 156,000
Harris County Texas 241 $ 151,555,000 $ 628,000 $ 537,000
Tarrant County Texas 129 $ 55,855,000 $ 432,000 $ 187,000
Bossier County Louisiana 123 $ 30,375,000 $ 246,000 $ 112,000
Caddo County Louisiana 117 $ 37,735,000 $ 322,000 $ 140,000
Rankin County Mississippi 117 $ 29,455,000 $ 251,000 $ 115,000
Union County Louisiana 113 $ 15,635,000 $ 138,000 $ 187,000
Travis County Texas 94 $ 33,820,000 $ 359,000 $ 162,000
Collin County Texas 79 $ 29,465,000 $ 372,000 $ 213,000
Hinds County Mississippi 75 $ 17,685,000 $ 235,000 $ 113,000
Madison County Mississippi 70 $ 21,190,000 $ 302,000 $ 160,000
Denton County Texas 68 $ 27,410,000 $ 403,000 $ 212,000
Lafayette County Mississippi 34 $ 6,660,000 $ 195,000 $ 134,000
Brazoria County Texas 32 $ 15,030,000 $ 469,000 $ 111,000
Jackson County Louisiana 27 $ 4,625,000 $ 171,000 $ 99,000
Montgomery County Texas 27 $ 11,785,000 $ 436,000 $ 173,000
Kaufman County Texas 26 $ 6,980,000 $ 268,000 $ 88,000
Morehouse County Louisiana 25 $ 3,135,000 $ 125,000 $ 97,000
Davidson County Tennessee 25 $ 10,125,000 $ 405,000 $ 106,000
Fort Bend County Texas 23 $ 7,245,000 $ 315,000 $ 343,000
Galveston County Texas 23 $ 5,345,000 $ 232,000 $ 119,000
Williamson County Texas 19 $ 5,645,000 $ 297,000 $ 144,000
Ellis County Texas 13 $ 3,515,000 $ 270,000 $ 116,000
Rockwall County Texas 13 $ 4,985,000 $ 383,000 $ 164,000
Wise County Texas 11 $ 3,665,000 $ 333,000 $ 136,000
De Soto County Louisiana 10 $ 2,330,000 $ 233,000 $ 85,000
Richland County Louisiana 10 $ 1,580,000 $ 158,000 $ 375,000
Hays County Texas 10 $ 4,040,000 $ 404,000 $ 127,000
Webster County Louisiana 9 $ 2,355,000 $ 261,000 $ 112,000
Grayson County Texas 9 $ 4,735,000 $ 526,000 $ 166,000
Baldwin County Alabama 8 $ 3,190,000 $ 398,000 $ 224,000
Bienville County Louisiana 8 $ 1,170,000 $ 146,000 $ 96,000
Oklahoma County Oklahoma 8 $ 2,440,000 $ 305,000 $ 101,000
Sumner County Tennessee 8 $ 2,470,000 $ 308,000 $ 115,000
Johnson County Texas 8 $ 2,040,000 $ 255,000 $ 95,000
Parker County Texas 8 $ 2,200,000 $ 275,000 $ 116,000
Jefferson County Alabama 7 $ 1,135,000 $ 162,000 $ 59,000
East Baton Rouge County Louisiana 7 $ 2,375,000 $ 339,000 $ 154,000
St. Tammany County Louisiana 7 $ 2,115,000 $ 302,000 $ 166,000
Bexar County Texas 7 $ 1,105,000 $ 157,000 $ 146,000
Hunt County Texas 7 $ 1,335,000 $ 190,000 $ 94,000
Caldwell County Louisiana 6 $ 1,010,000 $ 168,000 $ 99,000
Lafayette County Louisiana 6 $ 1,470,000 $ 245,000 $ 113,000
West Carroll County Louisiana 6 $ 1,060,000 $ 176,000 $ 52,000
Robertson County Tennessee 6 $ 1,990,000 $ 331,000 $ 116,000
Rutherford County Tennessee 6 $ 1,560,000 $ 260,000 $ 79,000
Shelby County Tennessee 6 $ 2,440,000 $ 406,000 $ 440,000
Johnson County Kansas 5 $ 1,075,000 $ 215,000 $ 121,000
Lamar County Mississippi 5 $ 1,345,000 $ 269,000 $ 140,000
Oktibbeha County Mississippi 5 $ 745,000 $ 149,000 $ 137,000
Warren County Mississippi 5 $ 1,155,000 $ 231,000 $ 83,000
Lubbock County Texas 5 $ 7,985,000 $ 1,597,000 $ 242,000
Midland County Texas 5 $ 1,605,000 $ 321,000 $ 130,000
Claiborne County Louisiana 4 $ 650,000 $ 162,000 $ 412,000
Rapides County Louisiana 4 $ 1,120,000 $ 280,000 $ 113,000
Bastrop County Texas 4 $ 1,200,000 $ 300,000 $ 150,000
Llano County Texas 4 $ 3,310,000 $ 827,000 $ 506,000
Smith County Texas 4 $ 570,000 $ 142,000 $ 110,000
Garland County Arkansas 3 $ 695,000 $ 231,000 $ 207,000
Wayne County Georgia 3 $ 415,000 $ 138,000 $ 126,000
Ascension County Louisiana 3 $ 505,000 $ 168,000 $ 63,000
Calcasieu County Louisiana 3 $ 565,000 $ 188,000 $ 209,000
Jefferson County Louisiana 3 $ 735,000 $ 245,000 $ 121,000
Orleans County Louisiana 3 $ 1,525,000 $ 508,000 $ 242,000
Calhoun County Mississippi 3 $ 245,000 $ 81,000 $ 59,000
DeSoto County Mississippi 3 $ 905,000 $ 301,000 $ 58,000
Leflore County Mississippi 3 $ 615,000 $ 205,000 $ 77,000
Union County Mississippi 3 $ 325,000 $ 108,000 $ 71,000
Washington County Mississippi 3 $ 395,000 $ 131,000 $ 83,000
McCurtain County Oklahoma 3 $ 955,000 $ 318,000 $ 1,253,000
Cheatham County Tennessee 3 $ 525,000 $ 175,000 $ 76,000
Wilson County Tennessee 3 $ 1,415,000 $ 471,000 $ 167,000
Brazos County Texas 3 $ 715,000 $ 238,000 $ 152,000
Cameron County Texas 3 $ 3,925,000 $ 1,308,000 $ 185,000
Henderson County Texas 3 $ 1,145,000 $ 381,000 $ 229,000
Hidalgo County Texas 3 $ 1,205,000 $ 401,000 $ 0
Nueces County Texas 3 $ 2,345,000 $ 781,000 $ 413,000
Mohave County Arizona 2 $ 790,000 $ 395,000 $ 153,000
Benton County Arkansas 2 $ 460,000 $ 230,000 $ 57,000
Saline County Arkansas 2 $ 310,000 $ 155,000 $ 146,000
Stone County Arkansas 2 $ 420,000 $ 210,000 $ 87,000
San Diego County California 2 $ 3,640,000 $ 1,820,000 $ 692,000
Denver County Colorado 2 $ 1,520,000 $ 760,000 $ 204,000
Gunnison County Colorado 2 $ 2,810,000 $ 1,405,000 $ 0
Escambia County Florida 2 $ 610,000 $ 305,000 $ 67,000
Hillsborough County Florida 2 $ 810,000 $ 405,000 $ 310,000
Okaloosa County Florida 2 $ 1,210,000 $ 605,000 $ 305,000
Walton County Florida 2 $ 1,680,000 $ 840,000 $ 516,000
Forsyth County Georgia 2 $ 710,000 $ 355,000 $ 103,000
Polk County Iowa 2 $ 320,000 $ 160,000 $ 53,000
Miami County Kansas 2 $ 310,000 $ 155,000 $ 67,000
Wyandotte County Kansas 2 $ 460,000 $ 230,000 $ 76,000
East Carroll County Louisiana 2 $ 180,000 $ 90,000 $ 58,000
Franklin County Louisiana 2 $ 170,000 $ 85,000 $ 116,000
Natchitoches County Louisiana 2 $ 240,000 $ 120,000 $ 108,000
St. Landry County Louisiana 2 $ 110,000 $ 55,000 $ 126,000
St. Martin County Louisiana 2 $ 630,000 $ 315,000 $ 170,000
Adams County Mississippi 2 $ 340,000 $ 170,000 $ 52,000
Alcorn County Mississippi 2 $ 120,000 $ 60,000 $ 63,000
Grenada County Mississippi 2 $ 260,000 $ 130,000 $ 58,000
Lauderdale County Mississippi 2 $ 160,000 $ 80,000 $ 47,000
Monroe County Mississippi 2 $ 340,000 $ 170,000 $ 361,000
Neshoba County Mississippi 2 $ 360,000 $ 180,000 $ 96,000
Panola County Mississippi 2 $ 250,000 $ 125,000 $ 76,000
Yazoo County Mississippi 2 $ 300,000 $ 150,000 $ 134,000
Jackson County Missouri 2 $ 190,000 $ 95,000 $ 86,000
Bernalillo County New Mexico 2 $ 550,000 $ 275,000 $ 85,000
Surry County North Carolina 2 $ 240,000 $ 120,000 $ 57,000
Cleveland County Oklahoma 2 $ 1,120,000 $ 560,000 $ 0
Cumberland County Tennessee 2 $ 310,000 $ 155,000 $ 34,000
DeKalb County Tennessee 2 $ 650,000 $ 325,000 $ 109,000
Sequatchie County Tennessee 2 $ 850,000 $ 425,000 $ 179,000
White County Tennessee 2 $ 240,000 $ 120,000 $ 42,000
Williamson County Tennessee 2 $ 1,060,000 $ 530,000 $ 180,000
Bell County Texas 2 $ 610,000 $ 305,000 $ 88,000
Fannin County Texas 2 $ 200,000 $ 100,000 $ 65,000
Franklin County Texas 2 $ 540,000 $ 270,000 $ 188,000
Hood County Texas 2 $ 1,230,000 $ 615,000 $ 340,000
Kendall County Texas 2 $ 29,060,000 $ 14,530,000 $ 600,000
Liberty County Texas 2 $ 360,000 $ 180,000 $ 77,000
Van Zandt County Texas 2 $ 1,220,000 $ 610,000 $ 503,000
Walker County Texas 2 $ 640,000 $ 320,000 $ 106,000
Waller County Texas 2 $ 840,000 $ 420,000 $ 178,000
Washington County Texas 2 $ 840,000 $ 420,000 $ 137,000
Wood County Texas 2 $ 690,000 $ 345,000 $ 280,000
Mobile County Alabama 1 $ 265,000 $ 265,000 $ 160,000
Pima County Arizona 1 $ 165,000 $ 165,000 $ 141,000
Pinal County Arizona 1 $ 135,000 $ 135,000 $ 167,000
Cleburne County Arkansas 1 $ 155,000 $ 155,000 $ 104,000
Miller County Arkansas 1 $ 345,000 $ 345,000 $ 130,000
Polk County Arkansas 1 $ 15,000 $ 15,000 $ 60,000
Pulaski County Arkansas 1 $ 165,000 $ 165,000 $ 52,000
Sebastian County Arkansas 1 $ 125,000 $ 125,000 $ 55,000
Washington County Arkansas 1 $ 395,000 $ 395,000 $ 208,000
Riverside County California 1 $ 1,975,000 $ 1,975,000 $ 857,000
Sacramento County California 1 $ 405,000 $ 405,000 $ 106,000
Archuleta County Colorado 1 $ 1,905,000 $ 1,905,000 $ 1,360,000
Chaffee County Colorado 1 $ 645,000 $ 645,000 $ 466,000
Eagle County Colorado 1 $ 475,000 $ 475,000 $ 812,000
Pueblo County Colorado 1 $ 165,000 $ 165,000 $ 59,000
Rio Grande County Colorado 1 $ 305,000 $ 305,000 $ 266,000
Summit County Colorado 1 $ 395,000 $ 395,000 $ 0
Duval County Florida 1 $ 155,000 $ 155,000 $ 56,000
Hernando County Florida 1 $ 165,000 $ 165,000 $ 72,000
Marion County Florida 1 $ 225,000 $ 225,000 $ 78,000
Monroe County Florida 1 $ 2,425,000 $ 2,425,000 $ 0
Orange County Florida 1 $ 2,385,000 $ 2,385,000 $ 2,630,000
Palm Beach County Florida 1 $ 755,000 $ 755,000 $ 238,000
Pinellas County Florida 1 $ 245,000 $ 245,000 $ 48,000
Santa Rosa County Florida 1 $ 1,525,000 $ 1,525,000 $ 0
St. Lucie County Florida 1 $ 155,000 $ 155,000 $ 154,000
Douglas County Georgia 1 $ 325,000 $ 325,000 $ 112,000
Lumpkin County Georgia 1 $ 185,000 $ 185,000 $ 89,000
Pierce County Georgia 1 $ 75,000 $ 75,000 $ 40,000
Tift County Georgia 1 $ 55,000 $ 55,000 $ 84,000
Turner County Georgia 1 $ 105,000 $ 105,000 $ 50,000
Ware County Georgia 1 $ 65,000 $ 65,000 $ 129,000
Hawaii County Hawaii 1 $ 855,000 $ 855,000 $ 123,000
Cook County Illinois 1 $ 425,000 $ 425,000 $ 155,000
Kendall County Illinois 1 $ 285,000 $ 285,000 $ 121,000
Floyd County Indiana 1 $ 185,000 $ 185,000 $ 48,000
Marion County Indiana 1 $ 255,000 $ 255,000 $ 61,000
Porter County Indiana 1 $ 105,000 $ 105,000 $ 75,000
Dallas County Iowa 1 $ 135,000 $ 135,000 $ 156,000
Sedgwick County Kansas 1 $ 115,000 $ 115,000 $ 131,000
Scott County Kentucky 1 $ 185,000 $ 185,000 $ 80,000
Concordia County Louisiana 1 $ 345,000 $ 345,000 $ 155,000
La Salle County Louisiana 1 $ 305,000 $ 305,000 $ 166,000
Livingston County Louisiana 1 $ 65,000 $ 65,000 $ 134,000
Madison County Louisiana 1 $ 185,000 $ 185,000 $ 0
Sabine County Louisiana 1 $ 145,000 $ 145,000 $ 67,000
St. Helena County Louisiana 1 $ 145,000 $ 145,000 $ 0
Terrebonne County Louisiana 1 $ 285,000 $ 285,000 $ 688,000
Winn County Louisiana 1 $ 255,000 $ 255,000 $ 50,000
Wright County Minnesota 1 $ 145,000 $ 145,000 $ 40,000
Clay County Mississippi 1 $ 65,000 $ 65,000 $ 30,000
Hancock County Mississippi 1 $ 205,000 $ 205,000 $ 93,000
Harrison County Mississippi 1 $ 575,000 $ 575,000 $ 325,000
Holmes County Mississippi 1 $ 365,000 $ 365,000 $ 0
Jackson County Mississippi 1 $ 185,000 $ 185,000 $ 221,000
Leake County Mississippi 1 $ 255,000 $ 255,000 $ 129,000
Lincoln County Mississippi 1 $ 215,000 $ 215,000 $ 130,000
Pearl River County Mississippi 1 $ 205,000 $ 205,000 $ 80,000
Pike County Mississippi 1 $ 115,000 $ 115,000 $ 24,000
Sharkey County Mississippi 1 $ 225,000 $ 225,000 $ 151,000
Simpson County Mississippi 1 $ 165,000 $ 165,000 $ 30,000
Smith County Mississippi 1 $ 165,000 $ 165,000 $ 108,000
Sunflower County Mississippi 1 $ 55,000 $ 55,000 $ 76,000
Boone County Missouri 1 $ 335,000 $ 335,000 $ 118,000
Buchanan County Missouri 1 $ 105,000 $ 105,000 $ 1,034,000
Clay County Missouri 1 $ 245,000 $ 245,000 $ 41,000
Jasper County Missouri 1 $ 205,000 $ 205,000 $ 82,000
Flathead County Montana 1 $ 2,505,000 $ 2,505,000 $ 948,000
Douglas County Nebraska 1 $ 135,000 $ 135,000 $ 57,000
Taos County New Mexico 1 $ 225,000 $ 225,000 $ 100,000
Valencia County New Mexico 1 $ 225,000 $ 225,000 $ 104,000
Carteret County North Carolina 1 $ 455,000 $ 455,000 $ 351,000
Jackson County North Carolina 1 $ 285,000 $ 285,000 $ 81,000
Rockingham County North Carolina 1 $ 65,000 $ 65,000 $ 17,000
Muskingum County Ohio 1 $ 75,000 $ 75,000 $ 19,000
Comanche County Oklahoma 1 $ 185,000 $ 185,000 $ 112,000
Garfield County Oklahoma 1 $ 85,000 $ 85,000 $ 0
Jackson County Oklahoma 1 $ 95,000 $ 95,000 $ 58,000
Lincoln County Oklahoma 1 $ 245,000 $ 245,000 $ 0
Logan County Oklahoma 1 $ 235,000 $ 235,000 $ 97,000
Osage County Oklahoma 1 $ 85,000 $ 85,000 $ 24,000
Georgetown County South Carolina 1 $ 205,000 $ 205,000 $ 72,000
Greenville County South Carolina 1 $ 165,000 $ 165,000 $ 44,000
Blount County Tennessee 1 $ 275,000 $ 275,000 $ 69,000
Clay County Tennessee 1 $ 95,000 $ 95,000 $ 61,000
Franklin County Tennessee 1 $ 145,000 $ 145,000 $ 52,000
Knox County Tennessee 1 $ 205,000 $ 205,000 $ 35,000
Madison County Tennessee 1 $ 215,000 $ 215,000 $ 100,000
Montgomery County Tennessee 1 $ 365,000 $ 365,000 $ 114,000
Rhea County Tennessee 1 $ 205,000 $ 205,000 $ 144,000
Warren County Tennessee 1 $ 185,000 $ 185,000 $ 65,000
Bandera County Texas 1 $ 225,000 $ 225,000 $ 132,000
Cass County Texas 1 $ 225,000 $ 225,000 $ 0
Chambers County Texas 1 $ 335,000 $ 335,000 $ 194,000
Comal County Texas 1 $ 345,000 $ 345,000 $ 125,000
Coryell County Texas 1 $ 515,000 $ 515,000 $ 0
Fayette County Texas 1 $ 255,000 $ 255,000 $ 127,000
Gregg County Texas 1 $ 105,000 $ 105,000 $ 24,000
Grimes County Texas 1 $ 255,000 $ 255,000 $ 146,000
Hamilton County Texas 1 $ 1,165,000 $ 1,165,000 $ 477,000
Harrison County Texas 1 $ 265,000 $ 265,000 $ 170,000
Hopkins County Texas 1 $ 225,000 $ 225,000 $ 242,000
Hutchinson County Texas 1 $ 1,785,000 $ 1,785,000 $ 0
Jasper County Texas 1 $ 235,000 $ 235,000 $ 0
Live Oak County Texas 1 $ 305,000 $ 305,000 $ 116,000
Matagorda County Texas 1 $ 3,605,000 $ 3,605,000 $ 0
McLennan County Texas 1 $ 195,000 $ 195,000 $ 62,000
Navarro County Texas 1 $ 805,000 $ 805,000 $ 422,000
Palo Pinto County Texas 1 $ 1,145,000 $ 1,145,000 $ 399,000
Polk County Texas 1 $ 545,000 $ 545,000 $ 687,000
Rusk County Texas 1 $ 135,000 $ 135,000 $ 81,000
Tom Green County Texas 1 $ 1,505,000 $ 1,505,000 $ 0
Upshur County Texas 1 $ 825,000 $ 825,000 $ 0
Victoria County Texas 1 $ 395,000 $ 395,000 $ 325,000
Webb County Texas 1 $ 135,000 $ 135,000 $ 40,000
Wichita County Texas 1 $ 1,205,000 $ 1,205,000 $ 0
Davis County Utah 1 $ 925,000 $ 925,000 $ 271,000
Wasatch County Utah 1 $ 2,505,000 $ 2,505,000 $ 495,000

Mortgage Loan Application Detail Totals for Origin Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,636 $544,420,000 $332,000 $12,585,000 $161,000 $8,888,000
Refinancing 1,171 $327,325,000 $279,000 $3,005,000 $169,000 $3,713,000
Cash-out Refinancing 524 $189,240,000 $361,000 $28,305,000 $200,000 $7,370,000
Home Improvement 7 $885,000 $126,000 $605,000 $55,000 $80,000
Other Purpose 5 $365,000 $73,000 $145,000 $37,000 $50,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,148 $650,440,000 $302,000 $4,255,000 $170,000 $7,370,000
Not applicable 368 $179,060,000 $486,000 $28,305,000 $0 $0
Hispanic 308 $72,320,000 $234,000 $2,555,000 $145,000 $8,888,000
Black or African American 254 $52,370,000 $206,000 $965,000 $103,000 $1,886,000
Not Provided 157 $62,925,000 $400,000 $3,185,000 $264,000 $3,504,000
Asian 83 $34,685,000 $417,000 $2,065,000 $270,000 $5,991,000
American Indian or Alaskan Native 17 $8,155,000 $479,000 $3,065,000 $274,000 $1,535,000
Native Hawaiian or Other Pacific Islander 4 $820,000 $205,000 $305,000 $75,000 $120,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,798 $945,670,000 $337,000 $28,305,000 $192,000 $8,888,000
FHA-insured (Federal Housing Administration) 353 $72,875,000 $206,000 $415,000 $69,000 $365,000
VA-guaranteed (Veterans Administration) 102 $27,900,000 $273,000 $565,000 $93,000 $326,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 90 $15,790,000 $175,000 $315,000 $54,000 $110,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,494 $821,840,000 $329,000 $28,305,000 $170,000 $7,370,000
Application Withdrawn By Applicant 472 $148,220,000 $314,000 $3,185,000 $183,000 $3,257,000
Application Denied By Financial Institution 244 $50,480,000 $206,000 $995,000 $137,000 $8,888,000
Application Approved But Not Accepted 100 $32,660,000 $326,000 $3,065,000 $199,000 $7,032,000
File Closed For Incompleteness 33 $9,035,000 $273,000 $925,000 $179,000 $1,452,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,099 $1,011,755,000 $326,000 $28,305,000 $173,000 $7,370,000
Debt-To-Income Ratio 101 $23,745,000 $235,000 $995,000 $177,000 $8,888,000
Credit History 80 $14,020,000 $175,000 $805,000 $119,000 $1,878,000
Other 20 $4,870,000 $243,000 $635,000 $89,000 $223,000
Collateral 12 $2,840,000 $236,000 $465,000 $140,000 $316,000
Credit Application Incomplete 12 $1,890,000 $157,000 $335,000 $79,000 $167,000
Unverifiable Information 10 $1,840,000 $184,000 $545,000 $90,000 $235,000
Insufficient Cash (Downpayment, Closing Cost) 6 $700,000 $116,000 $155,000 $93,000 $268,000
Employment History 3 $575,000 $191,000 $295,000 $49,000 $65,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Origin Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Origin Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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