Communityamerica Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Communityamerica Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Communityamerica Credit Union 9777 Ridge Dr Lenexa, KS 66219 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,720 |
| Total Mortgage Loan Application Amount | $1,403,620,000 |
| Average Mortgage Loan Application Amount | $159,600 |
| Highest Mortgage Loan Application Amount | $34,375,000 |
| Average Applicant Income | $126,000 |
| Highest Applicant Income | $5,040,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Communityamerica Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Communityamerica Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Communityamerica Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Communityamerica Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Communityamerica Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Communityamerica Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jackson County Missouri | 2,445 | $ 316,535,000 | $ 129,000 | $ 108,000 |
| Johnson County Kansas | 2,385 | $ 501,975,000 | $ 210,000 | $ 158,000 |
| Clay County Missouri | 1,472 | $ 197,040,000 | $ 133,000 | $ 116,000 |
| Platte County Missouri | 554 | $ 83,130,000 | $ 150,000 | $ 151,000 |
| Wyandotte County Kansas | 425 | $ 53,465,000 | $ 125,000 | $ 88,000 |
| Cass County Missouri | 292 | $ 43,090,000 | $ 147,000 | $ 131,000 |
| Leavenworth County Kansas | 187 | $ 29,405,000 | $ 157,000 | $ 116,000 |
| Miami County Kansas | 84 | $ 12,570,000 | $ 149,000 | $ 123,000 |
| Douglas County Kansas | 68 | $ 10,960,000 | $ 161,000 | $ 130,000 |
| Lafayette County Missouri | 62 | $ 8,070,000 | $ 130,000 | $ 99,000 |
| Ray County Missouri | 50 | $ 6,380,000 | $ 127,000 | $ 88,000 |
| Clinton County Missouri | 41 | $ 5,495,000 | $ 134,000 | $ 119,000 |
| Shawnee County Kansas | 38 | $ 4,700,000 | $ 123,000 | $ 93,000 |
| Johnson County Missouri | 33 | $ 4,875,000 | $ 147,000 | $ 129,000 |
| Buchanan County Missouri | 32 | $ 5,100,000 | $ 159,000 | $ 122,000 |
| St. Louis County Missouri | 32 | $ 3,490,000 | $ 109,000 | $ 128,000 |
| St. Charles County Missouri | 31 | $ 4,455,000 | $ 143,000 | $ 156,000 |
| Camden County Missouri | 26 | $ 7,250,000 | $ 278,000 | $ 281,000 |
| Franklin County Kansas | 24 | $ 4,210,000 | $ 175,000 | $ 112,000 |
| Benton County Missouri | 17 | $ 1,965,000 | $ 115,000 | $ 106,000 |
| Caldwell County Missouri | 13 | $ 1,955,000 | $ 150,000 | $ 87,000 |
| Sedgwick County Kansas | 12 | $ 2,090,000 | $ 174,000 | $ 162,000 |
| Jefferson County Kansas | 10 | $ 1,110,000 | $ 111,000 | $ 70,000 |
| Linn County Kansas | 10 | $ 1,170,000 | $ 117,000 | $ 106,000 |
| Morgan County Missouri | 9 | $ 1,485,000 | $ 165,000 | $ 150,000 |
| Daviess County Missouri | 8 | $ 1,380,000 | $ 172,000 | $ 101,000 |
| Henry County Missouri | 8 | $ 1,080,000 | $ 135,000 | $ 126,000 |
| Harris County Texas | 7 | $ 2,475,000 | $ 353,000 | $ 173,000 |
| Tarrant County Texas | 7 | $ 2,615,000 | $ 373,000 | $ 138,000 |
| Pasco County Florida | 6 | $ 3,110,000 | $ 518,000 | $ 236,000 |
| Boone County Missouri | 6 | $ 1,670,000 | $ 278,000 | $ 128,000 |
| Greene County Missouri | 6 | $ 1,280,000 | $ 213,000 | $ 87,000 |
| St. Louis City County Missouri | 6 | $ 1,280,000 | $ 213,000 | $ 91,000 |
| Crawford County Kansas | 5 | $ 635,000 | $ 127,000 | $ 208,000 |
| Bates County Missouri | 5 | $ 545,000 | $ 109,000 | $ 79,000 |
| DeKalb County Missouri | 5 | $ 545,000 | $ 109,000 | $ 105,000 |
| Grundy County Missouri | 5 | $ 395,000 | $ 79,000 | $ 95,000 |
| Jasper County Missouri | 5 | $ 885,000 | $ 177,000 | $ 129,000 |
| Jefferson County Missouri | 5 | $ 975,000 | $ 195,000 | $ 132,000 |
| Stone County Missouri | 5 | $ 1,835,000 | $ 367,000 | $ 219,000 |
| Taney County Missouri | 5 | $ 1,155,000 | $ 231,000 | $ 202,000 |
| Lee County Florida | 4 | $ 1,230,000 | $ 307,000 | $ 201,000 |
| Osage County Kansas | 4 | $ 790,000 | $ 197,000 | $ 80,000 |
| Christian County Missouri | 4 | $ 900,000 | $ 225,000 | $ 149,000 |
| Pettis County Missouri | 4 | $ 620,000 | $ 155,000 | $ 165,000 |
| Douglas County Nebraska | 4 | $ 720,000 | $ 180,000 | $ 118,000 |
| Maricopa County Arizona | 3 | $ 1,055,000 | $ 351,000 | $ 297,000 |
| Lonoke County Arkansas | 3 | $ 625,000 | $ 208,000 | $ 80,000 |
| Hillsborough County Florida | 3 | $ 1,275,000 | $ 425,000 | $ 170,000 |
| Indian River County Florida | 3 | $ 775,000 | $ 258,000 | $ 106,000 |
| Pinellas County Florida | 3 | $ 775,000 | $ 258,000 | $ 80,000 |
| Volusia County Florida | 3 | $ 865,000 | $ 288,000 | $ 177,000 |
| Atchison County Kansas | 3 | $ 195,000 | $ 65,000 | $ 133,000 |
| Butler County Kansas | 3 | $ 585,000 | $ 195,000 | $ 282,000 |
| Ramsey County Minnesota | 3 | $ 825,000 | $ 275,000 | $ 151,000 |
| Andrew County Missouri | 3 | $ 425,000 | $ 141,000 | $ 117,000 |
| Gasconade County Missouri | 3 | $ 905,000 | $ 301,000 | $ 156,000 |
| Lincoln County Missouri | 3 | $ 535,000 | $ 178,000 | $ 89,000 |
| Livingston County Missouri | 3 | $ 455,000 | $ 151,000 | $ 175,000 |
| Oklahoma County Oklahoma | 3 | $ 1,375,000 | $ 458,000 | $ 184,000 |
| Montgomery County Alabama | 2 | $ 240,000 | $ 120,000 | $ 162,000 |
| Pima County Arizona | 2 | $ 510,000 | $ 255,000 | $ 96,000 |
| El Paso County Colorado | 2 | $ 790,000 | $ 395,000 | $ 187,000 |
| Larimer County Colorado | 2 | $ 1,100,000 | $ 550,000 | $ 174,000 |
| Park County Colorado | 2 | $ 690,000 | $ 345,000 | $ 191,000 |
| Broward County Florida | 2 | $ 560,000 | $ 280,000 | $ 125,000 |
| Flagler County Florida | 2 | $ 540,000 | $ 270,000 | $ 132,000 |
| Orange County Florida | 2 | $ 580,000 | $ 290,000 | $ 127,000 |
| Polk County Florida | 2 | $ 720,000 | $ 360,000 | $ 134,000 |
| Santa Rosa County Florida | 2 | $ 870,000 | $ 435,000 | $ 167,000 |
| Cherokee County Georgia | 2 | $ 210,000 | $ 105,000 | $ 69,000 |
| Henry County Georgia | 2 | $ 260,000 | $ 130,000 | $ 49,000 |
| Cook County Illinois | 2 | $ 550,000 | $ 275,000 | $ 99,000 |
| DuPage County Illinois | 2 | $ 590,000 | $ 295,000 | $ 221,000 |
| McHenry County Illinois | 2 | $ 1,100,000 | $ 550,000 | $ 334,000 |
| Lake County Indiana | 2 | $ 370,000 | $ 185,000 | $ 175,000 |
| Polk County Iowa | 2 | $ 200,000 | $ 100,000 | $ 48,000 |
| Pottawattamie County Iowa | 2 | $ 500,000 | $ 250,000 | $ 145,000 |
| Labette County Kansas | 2 | $ 120,000 | $ 60,000 | $ 81,000 |
| Lyon County Kansas | 2 | $ 430,000 | $ 215,000 | $ 117,000 |
| Montgomery County Kansas | 2 | $ 250,000 | $ 125,000 | $ 84,000 |
| Pottawatomie County Kansas | 2 | $ 220,000 | $ 110,000 | $ 121,000 |
| Riley County Kansas | 2 | $ 340,000 | $ 170,000 | $ 126,000 |
| Saline County Kansas | 2 | $ 230,000 | $ 115,000 | $ 201,000 |
| Cedar County Missouri | 2 | $ 200,000 | $ 100,000 | $ 142,000 |
| Cole County Missouri | 2 | $ 470,000 | $ 235,000 | $ 117,000 |
| Douglas County Missouri | 2 | $ 130,000 | $ 65,000 | $ 72,000 |
| Hickory County Missouri | 2 | $ 290,000 | $ 145,000 | $ 114,000 |
| Marion County Missouri | 2 | $ 150,000 | $ 75,000 | $ 53,000 |
| Nodaway County Missouri | 2 | $ 260,000 | $ 130,000 | $ 78,000 |
| Polk County Missouri | 2 | $ 430,000 | $ 215,000 | $ 43,000 |
| Pulaski County Missouri | 2 | $ 290,000 | $ 145,000 | $ 187,000 |
| St. Clair County Missouri | 2 | $ 360,000 | $ 180,000 | $ 56,000 |
| York County South Carolina | 2 | $ 470,000 | $ 235,000 | $ 81,000 |
| Bradley County Tennessee | 2 | $ 680,000 | $ 340,000 | $ 112,000 |
| Sevier County Tennessee | 2 | $ 660,000 | $ 330,000 | $ 125,000 |
| Collin County Texas | 2 | $ 1,140,000 | $ 570,000 | $ 252,000 |
| Dallas County Texas | 2 | $ 210,000 | $ 105,000 | $ 151,000 |
| Denton County Texas | 2 | $ 510,000 | $ 255,000 | $ 179,000 |
| Chesterfield County Virginia | 2 | $ 810,000 | $ 405,000 | $ 147,000 |
| King County Washington | 2 | $ 1,330,000 | $ 665,000 | $ 202,000 |
| Mobile County Alabama | 1 | $ 45,000 | $ 45,000 | $ 51,000 |
| Pinal County Arizona | 1 | $ 345,000 | $ 345,000 | $ 78,000 |
| Yavapai County Arizona | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Benton County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Pike County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 89,000 |
| Pulaski County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Washington County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Contra Costa County California | 1 | $ 275,000 | $ 275,000 | $ 167,000 |
| Los Angeles County California | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Monterey County California | 1 | $ 215,000 | $ 215,000 | $ 167,000 |
| San Bernardino County California | 1 | $ 735,000 | $ 735,000 | $ 162,000 |
| Arapahoe County Colorado | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Clear Creek County Colorado | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| Custer County Colorado | 1 | $ 135,000 | $ 135,000 | $ 25,000 |
| Douglas County Colorado | 1 | $ 675,000 | $ 675,000 | $ 325,000 |
| Pueblo County Colorado | 1 | $ 325,000 | $ 325,000 | $ 131,000 |
| Summit County Colorado | 1 | $ 125,000 | $ 125,000 | $ 249,000 |
| Bay County Florida | 1 | $ 275,000 | $ 275,000 | $ 592,000 |
| Duval County Florida | 1 | $ 285,000 | $ 285,000 | $ 75,000 |
| Escambia County Florida | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Manatee County Florida | 1 | $ 495,000 | $ 495,000 | $ 110,000 |
| Marion County Florida | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Palm Beach County Florida | 1 | $ 605,000 | $ 605,000 | $ 302,000 |
| Sarasota County Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 786,000 |
| Brooks County Georgia | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Bryan County Georgia | 1 | $ 275,000 | $ 275,000 | $ 101,000 |
| Chatham County Georgia | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Cobb County Georgia | 1 | $ 645,000 | $ 645,000 | $ 190,000 |
| Cook County Georgia | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| DeKalb County Georgia | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Floyd County Georgia | 1 | $ 165,000 | $ 165,000 | $ 221,000 |
| Fulton County Georgia | 1 | $ 225,000 | $ 225,000 | $ 240,000 |
| Gordon County Georgia | 1 | $ 325,000 | $ 325,000 | $ 136,000 |
| Hall County Georgia | 1 | $ 235,000 | $ 235,000 | $ 152,000 |
| Muscogee County Georgia | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Newton County Georgia | 1 | $ 195,000 | $ 195,000 | $ 113,000 |
| Rockdale County Georgia | 1 | $ 535,000 | $ 535,000 | $ 101,000 |
| Walker County Georgia | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Jersey County Illinois | 1 | $ 65,000 | $ 65,000 | $ 119,000 |
| Kendall County Illinois | 1 | $ 475,000 | $ 475,000 | $ 166,000 |
| Ogle County Illinois | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Winnebago County Illinois | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Hamilton County Indiana | 1 | $ 475,000 | $ 475,000 | $ 186,000 |
| Hendricks County Indiana | 1 | $ 455,000 | $ 455,000 | $ 145,000 |
| Henry County Indiana | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Marion County Indiana | 1 | $ 305,000 | $ 305,000 | $ 75,000 |
| Vermillion County Indiana | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Dallas County Iowa | 1 | $ 565,000 | $ 565,000 | $ 228,000 |
| Monona County Iowa | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Page County Iowa | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Allen County Kansas | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Barton County Kansas | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Clay County Kansas | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Coffey County Kansas | 1 | $ 355,000 | $ 355,000 | $ 53,000 |
| Cowley County Kansas | 1 | $ 95,000 | $ 95,000 | $ 90,000 |
| Dickinson County Kansas | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Kingman County Kansas | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| McPherson County Kansas | 1 | $ 275,000 | $ 275,000 | $ 99,000 |
| Ottawa County Kansas | 1 | $ 145,000 | $ 145,000 | $ 99,000 |
| Phillips County Kansas | 1 | $ 35,000 | $ 35,000 | $ 158,000 |
| Pratt County Kansas | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Wabaunsee County Kansas | 1 | $ 105,000 | $ 105,000 | $ 363,000 |
| Vernon County Louisiana | 1 | $ 355,000 | $ 355,000 | $ 266,000 |
| Kalamazoo County Michigan | 1 | $ 265,000 | $ 265,000 | $ 138,000 |
| Lapeer County Michigan | 1 | $ 355,000 | $ 355,000 | $ 108,000 |
| Muskegon County Michigan | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Oakland County Michigan | 1 | $ 515,000 | $ 515,000 | $ 223,000 |
| Anoka County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 210,000 |
| Chisago County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Hennepin County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 210,000 |
| DeSoto County Mississippi | 1 | $ 315,000 | $ 315,000 | $ 180,000 |
| George County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Lafayette County Mississippi | 1 | $ 365,000 | $ 365,000 | $ 70,000 |
| Barry County Missouri | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Butler County Missouri | 1 | $ 195,000 | $ 195,000 | $ 44,000 |
| Callaway County Missouri | 1 | $ 265,000 | $ 265,000 | $ 105,000 |
| Franklin County Missouri | 1 | $ 245,000 | $ 245,000 | $ 125,000 |
| Holt County Missouri | 1 | $ 65,000 | $ 65,000 | $ 190,000 |
| Linn County Missouri | 1 | $ 145,000 | $ 145,000 | $ 110,000 |
| Moniteau County Missouri | 1 | $ 305,000 | $ 305,000 | $ 70,000 |
| Montgomery County Missouri | 1 | $ 155,000 | $ 155,000 | $ 108,000 |
| Newton County Missouri | 1 | $ 25,000 | $ 25,000 | $ 108,000 |
| Phelps County Missouri | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| Randolph County Missouri | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Saline County Missouri | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| St. Francois County Missouri | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| Lancaster County Nebraska | 1 | $ 595,000 | $ 595,000 | $ 533,000 |
| Richardson County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 74,000 |
| Sarpy County Nebraska | 1 | $ 275,000 | $ 275,000 | $ 172,000 |
| Camden County New Jersey | 1 | $ 445,000 | $ 445,000 | $ 230,000 |
| Ocean County New Jersey | 1 | $ 455,000 | $ 455,000 | $ 167,000 |
| Salem County New Jersey | 1 | $ 415,000 | $ 415,000 | $ 230,000 |
| Bernalillo County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Johnston County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 182,000 |
| Vance County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Clark County Ohio | 1 | $ 95,000 | $ 95,000 | $ 100,000 |
| Lake County Ohio | 1 | $ 545,000 | $ 545,000 | $ 101,000 |
| Mahoning County Ohio | 1 | $ 135,000 | $ 135,000 | $ 105,000 |
| Perry County Ohio | 1 | $ 245,000 | $ 245,000 | $ 79,000 |
| Scioto County Ohio | 1 | $ 125,000 | $ 125,000 | $ 170,000 |
| Delaware County Oklahoma | 1 | $ 295,000 | $ 295,000 | $ 199,000 |
| Jackson County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 115,000 |
| Texas County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Tulsa County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 178,000 |
| Lane County Oregon | 1 | $ 435,000 | $ 435,000 | $ 219,000 |
| Charleston County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 86,000 |
| Florence County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 110,000 |
| Davidson County Tennessee | 1 | $ 2,195,000 | $ 2,195,000 | $ 1,589,000 |
| Houston County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Marion County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 110,000 |
| Montgomery County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 112,000 |
| Rutherford County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 72,000 |
| Sullivan County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Williamson County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Ellis County Texas | 1 | $ 375,000 | $ 375,000 | $ 125,000 |
| Fort Bend County Texas | 1 | $ 245,000 | $ 245,000 | $ 89,000 |
| Galveston County Texas | 1 | $ 385,000 | $ 385,000 | $ 185,000 |
| Hidalgo County Texas | 1 | $ 405,000 | $ 405,000 | $ 192,000 |
| Kaufman County Texas | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Sutton County Texas | 1 | $ 95,000 | $ 95,000 | $ 140,000 |
| Williamson County Texas | 1 | $ 435,000 | $ 435,000 | $ 155,000 |
| Henrico County Virginia | 1 | $ 325,000 | $ 325,000 | $ 115,000 |
| Lynchburg County Virginia | 1 | $ 175,000 | $ 175,000 | $ 266,000 |
| Richmond City County Virginia | 1 | $ 475,000 | $ 475,000 | $ 189,000 |
| Spotsylvania County Virginia | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Stafford County Virginia | 1 | $ 485,000 | $ 485,000 | $ 250,000 |
| Barron County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 135,000 |
| Milwaukee County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Ozaukee County Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 90,000 |
| St. Croix County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 500,000 |
Mortgage Loan Application Detail Totals for Communityamerica Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,524 | $677,660,000 | $268,000 | $2,195,000 | $130,000 | $2,100,000 |
| Home Improvement | 2,365 | $182,425,000 | $77,000 | $505,000 | $137,000 | $5,040,000 |
| Other Purpose | 1,542 | $107,150,000 | $69,000 | $645,000 | $125,000 | $1,800,000 |
| Refinancing | 1,306 | $235,740,000 | $180,000 | $34,375,000 | $128,000 | $1,187,000 |
| Cash-out Refinancing | 983 | $200,645,000 | $204,000 | $1,505,000 | $110,000 | $2,036,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,222 | $964,560,000 | $155,000 | $2,195,000 | $132,000 | $5,040,000 |
| Not Provided | 806 | $138,690,000 | $172,000 | $1,565,000 | $135,000 | $2,100,000 |
| Black or African American | 642 | $119,030,000 | $185,000 | $34,375,000 | $102,000 | $1,104,000 |
| Hispanic | 522 | $68,480,000 | $131,000 | $705,000 | $103,000 | $977,000 |
| Asian | 281 | $68,305,000 | $243,000 | $1,045,000 | $132,000 | $904,000 |
| Not applicable | 143 | $27,915,000 | $195,000 | $1,505,000 | $0 | $0 |
| American Indian or Alaskan Native | 64 | $10,020,000 | $156,000 | $1,405,000 | $134,000 | $1,614,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $2,250,000 | $125,000 | $255,000 | $108,000 | $261,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,485 | $1,347,995,000 | $158,000 | $34,375,000 | $130,000 | $5,040,000 |
| FHA-insured (Federal Housing Administration) | 162 | $34,870,000 | $215,000 | $525,000 | $75,000 | $230,000 |
| VA-guaranteed (Veterans Administration) | 69 | $19,985,000 | $289,000 | $835,000 | $101,000 | $289,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $770,000 | $192,000 | $275,000 | $73,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,926 | $985,910,000 | $166,000 | $2,195,000 | $136,000 | $2,036,000 |
| Application Denied By Financial Institution | 1,487 | $133,565,000 | $89,000 | $1,425,000 | $102,000 | $1,800,000 |
| Application Withdrawn By Applicant | 727 | $190,685,000 | $262,000 | $34,375,000 | $128,000 | $5,040,000 |
| Application Approved But Not Accepted | 399 | $54,075,000 | $135,000 | $995,000 | $126,000 | $726,000 |
| File Closed For Incompleteness | 181 | $39,385,000 | $217,000 | $875,000 | $108,000 | $388,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,233 | $1,270,055,000 | $175,000 | $34,375,000 | $134,000 | $5,040,000 |
| Debt-To-Income Ratio | 464 | $43,940,000 | $94,000 | $645,000 | $68,000 | $442,000 |
| Credit Application Incomplete | 439 | $34,205,000 | $77,000 | $455,000 | $133,000 | $1,800,000 |
| Credit History | 322 | $27,680,000 | $85,000 | $525,000 | $93,000 | $900,000 |
| Other | 141 | $13,735,000 | $97,000 | $1,425,000 | $118,000 | $572,000 |
| Collateral | 97 | $10,605,000 | $109,000 | $835,000 | $115,000 | $437,000 |
| Unverifiable Information | 12 | $1,420,000 | $118,000 | $285,000 | $138,000 | $255,000 |
| Employment History | 11 | $1,795,000 | $163,000 | $445,000 | $123,000 | $415,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $185,000 | $185,000 | $185,000 | $57,000 | $57,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Communityamerica Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Communityamerica Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.