BBVA USA Mortgage Lending & HMDA Data, 2015

In 2015, BBVA USA of Birmingham, AL reported 23,579 mortgage applications totaling $7.3 billion, up 2% from 2014. The average application was for $308,849, and applicants reported an average income of $173,148. 53% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (2,699), Phoenix-Mesa-Scottsdale, AZ (1,840) and Dallas-Plano-Irving, TX (1,801) (applications in parentheses).

Mortgage Company & Address BBVA USA
15 South 20th St
Birmingham, AL 35233
Tel #: available with data download
Federal Regulator * available with data download
Years 2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 23,579
Total Mortgage Loan Application Amount $7,282,363,000
Average Mortgage Loan Application Amount $308,849
Highest Mortgage Loan Application Amount $26,000,000
Average Applicant Income $173,148
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BBVA USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for BBVA USA by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 1,802 $ 640,536,000 $ 355,458 $ 218,000
Maricopa, Arizona 1,754 $ 581,660,000 $ 331,619 $ 180,000
Dallas, Texas 964 $ 270,418,000 $ 280,516 $ 159,000
Bexar, Texas 823 $ 190,865,000 $ 231,913 $ 172,000
Tarrant, Texas 813 $ 176,603,000 $ 217,223 $ 135,000
Travis, Texas 782 $ 255,742,000 $ 327,035 $ 174,000
Jefferson, Alabama 723 $ 141,790,000 $ 196,113 $ 105,000
Los Angeles, California 626 $ 479,916,000 $ 766,638 $ 303,000
San Diego, California 538 $ 361,144,000 $ 671,271 $ 336,000
Riverside, California 455 $ 116,111,000 $ 255,189 $ 124,000
Orange, Florida 438 $ 131,095,000 $ 299,303 $ 247,000
Hidalgo, Texas 411 $ 60,123,000 $ 146,284 $ 106,000
Denver, Colorado 409 $ 136,534,000 $ 333,823 $ 161,000
Duval, Florida 369 $ 82,166,000 $ 222,672 $ 136,000
Collin, Texas 369 $ 105,379,000 $ 285,579 $ 159,000
Montgomery, Texas 330 $ 110,191,000 $ 333,912 $ 217,000
Pima, Arizona 324 $ 73,411,000 $ 226,577 $ 150,000
Denton, Texas 323 $ 80,026,000 $ 247,758 $ 178,000
Fort Bend, Texas 322 $ 103,359,000 $ 320,990 $ 195,000
Miami-Dade, Florida 306 $ 140,369,000 $ 458,722 $ 361,000
Arapahoe, Colorado 293 $ 79,731,000 $ 272,119 $ 118,000
Webb, Texas 286 $ 31,742,000 $ 110,986 $ 93,000
Osceola, Florida 245 $ 55,221,000 $ 225,391 $ 197,000
Bernalillo, New Mexico 245 $ 58,406,000 $ 238,391 $ 135,000
El Paso, Texas 245 $ 40,021,000 $ 163,351 $ 91,000
Cameron, Texas 239 $ 29,148,000 $ 121,958 $ 81,000
Williamson, Texas 232 $ 43,502,000 $ 187,508 $ 122,000
Orange, California 225 $ 171,617,000 $ 762,742 $ 293,000
Mobile, Alabama 213 $ 22,306,000 $ 104,723 $ 73,000
Adams, Colorado 208 $ 41,943,000 $ 201,649 $ 78,000
Shelby, Alabama 205 $ 46,692,000 $ 227,765 $ 124,000
Stanislaus, California 175 $ 35,988,000 $ 205,645 $ 84,000
Douglas, Colorado 175 $ 73,929,000 $ 422,451 $ 165,000
El Paso, Colorado 175 $ 77,523,000 $ 442,988 $ 214,000
Sacramento, California 167 $ 63,040,000 $ 377,485 $ 169,000
Bell, Texas 155 $ 23,949,000 $ 154,509 $ 103,000
San Joaquin, California 146 $ 28,327,000 $ 194,020 $ 97,000
Madison, Alabama 140 $ 27,072,000 $ 193,371 $ 183,000
Jefferson, Colorado 138 $ 41,394,000 $ 299,956 $ 123,000
Walton, Florida 136 $ 82,620,000 $ 607,500 $ 409,000
Alameda, California 135 $ 82,118,000 $ 608,281 $ 217,000
Santa Clara, California 130 $ 85,683,000 $ 659,100 $ 229,000
Galveston, Texas 122 $ 34,306,000 $ 281,196 $ 199,000
Mohave, Arizona 121 $ 21,631,000 $ 178,768 $ 104,000
Montgomery, Alabama 119 $ 15,273,000 $ 128,344 $ 95,000
Alachua, Florida 119 $ 34,954,000 $ 293,731 $ 163,000
St. Johns, Florida 115 $ 34,850,000 $ 303,043 $ 173,000
San Bernardino, California 114 $ 39,345,000 $ 345,131 $ 191,000
Nueces, Texas 112 $ 19,598,000 $ 174,982 $ 157,000
Contra Costa, California 111 $ 73,397,000 $ 661,234 $ 234,000
Baldwin, Alabama 106 $ 25,555,000 $ 241,084 $ 146,000
Escambia, Florida 106 $ 22,928,000 $ 216,301 $ 140,000
Polk, Florida 102 $ 22,338,000 $ 219,000 $ 166,000
Weld, Colorado 99 $ 24,479,000 $ 247,262 $ 113,000
Clay, Florida 95 $ 14,525,000 $ 152,894 $ 86,000
Okaloosa, Florida 95 $ 33,198,000 $ 349,452 $ 230,000
Brazoria, Texas 94 $ 19,430,000 $ 206,702 $ 154,000
Lubbock, Texas 92 $ 12,549,000 $ 136,402 $ 91,000
Jefferson, Texas 89 $ 12,661,000 $ 142,258 $ 114,000
Barbour, Alabama 87 $ 11,217,000 $ 128,931 $ 67,000
Pinal, Arizona 86 $ 11,227,000 $ 130,546 $ 62,000
Fresno, California 86 $ 35,142,000 $ 408,627 $ 199,000
Merced, California 86 $ 18,026,000 $ 209,604 $ 129,000
Parker, Texas 86 $ 15,105,000 $ 175,639 $ 117,000
McLennan, Texas 85 $ 11,704,000 $ 137,694 $ 93,000
Sandoval, New Mexico 81 $ 17,085,000 $ 210,925 $ 109,000
San Mateo, California 79 $ 64,546,000 $ 817,037 $ 285,000
Larimer, Colorado 78 $ 24,498,000 $ 314,076 $ 147,000
Placer, California 77 $ 43,807,000 $ 568,922 $ 249,000
St. Clair, Alabama 76 $ 10,858,000 $ 142,868 $ 69,000
Houston, Alabama 68 $ 9,300,000 $ 136,764 $ 161,000
Ellis, Texas 66 $ 7,360,000 $ 111,515 $ 78,000
Boulder, Colorado 65 $ 25,011,000 $ 384,784 $ 314,000
Broward, Florida 64 $ 23,274,000 $ 363,656 $ 261,000
Yavapai, Arizona 63 $ 12,386,000 $ 196,603 $ 157,000
Kern, California 63 $ 19,229,000 $ 305,222 $ 173,000
Tuscaloosa, Alabama 61 $ 10,367,000 $ 169,950 $ 107,000
Hays, Texas 61 $ 14,813,000 $ 242,836 $ 168,000
Lee, Alabama 59 $ 7,498,000 $ 127,084 $ 76,000
Marion, Florida 57 $ 7,559,000 $ 132,614 $ 116,000
Brazos, Texas 55 $ 35,887,000 $ 652,490 $ 195,000
Maverick, Texas 54 $ 3,308,000 $ 61,259 $ 65,000
Coconino, Arizona 52 $ 18,744,000 $ 360,461 $ 257,000
Calhoun, Alabama 50 $ 4,306,000 $ 86,120 $ 55,000
Ventura, California 46 $ 36,037,000 $ 783,413 $ 345,000
Johnson, Texas 46 $ 7,208,000 $ 156,695 $ 80,000
Etowah, Alabama 45 $ 4,597,000 $ 102,155 $ 55,000
Dona Ana, New Mexico 45 $ 9,579,000 $ 212,866 $ 117,000
Starr, Texas 44 $ 3,485,000 $ 79,204 $ 71,000
Leon, Florida 42 $ 6,274,000 $ 149,380 $ 58,000
Colbert, Alabama 39 $ 4,321,000 $ 110,794 $ 50,000
Walker, Alabama 39 $ 4,887,000 $ 125,307 $ 64,000
Rockwall, Texas 39 $ 9,914,000 $ 254,205 $ 167,000
Cochise, Arizona 38 $ 2,824,000 $ 74,315 $ 79,000
Santa Rosa, Florida 38 $ 10,157,000 $ 267,289 $ 203,000
Hood, Texas 38 $ 4,302,000 $ 113,210 $ 126,000
Comal, Texas 37 $ 9,744,000 $ 263,351 $ 153,000
DeKalb, Alabama 36 $ 4,277,000 $ 118,805 $ 74,000
Navajo, Arizona 35 $ 7,729,000 $ 220,828 $ 110,000
Clark, Nevada 34 $ 23,009,000 $ 676,735 $ 371,000
Limestone, Alabama 32 $ 3,823,000 $ 119,468 $ 68,000
Lauderdale, Alabama 31 $ 3,761,000 $ 121,322 $ 73,000
Palm Beach, Florida 31 $ 13,215,000 $ 426,290 $ 264,000
Kaufman, Texas 31 $ 4,423,000 $ 142,677 $ 66,000
Morgan, Alabama 30 $ 3,343,000 $ 111,433 $ 58,000
Smith, Texas 30 $ 6,035,000 $ 201,166 $ 144,000
Burnet, Texas 29 $ 9,937,000 $ 342,655 $ 228,000
Hardin, Texas 29 $ 3,995,000 $ 137,758 $ 99,000
Gregg, Texas 28 $ 3,542,000 $ 126,500 $ 71,000
Blount, Alabama 27 $ 2,566,000 $ 95,037 $ 49,000
El Dorado, California 27 $ 16,525,000 $ 612,037 $ 292,000
King, Washington 27 $ 21,004,000 $ 777,925 $ 367,000
Val Verde, Texas 26 $ 3,508,000 $ 134,923 $ 75,000
Jackson, Alabama 25 $ 4,185,000 $ 167,400 $ 82,000
Broomfield, Colorado 25 $ 9,090,000 $ 363,600 $ 242,000
Hernando, Florida 25 $ 2,026,000 $ 81,040 $ 67,000
Nassau, Florida 25 $ 6,357,000 $ 254,280 $ 117,000
Howard, Texas 25 $ 2,709,000 $ 108,360 $ 60,000
Kendall, Texas 24 $ 15,794,000 $ 658,083 $ 363,000
Cullman, Alabama 23 $ 4,173,000 $ 181,434 $ 87,000
Bay, Florida 23 $ 3,950,000 $ 171,739 $ 173,000
Otero, New Mexico 23 $ 2,661,000 $ 115,695 $ 60,000
Jim Hogg, Texas 23 $ 255,000 $ 11,086 $ 59,000
Talladega, Alabama 22 $ 2,674,000 $ 121,545 $ 66,000
Marin, California 22 $ 21,482,000 $ 976,454 $ 368,000
Lake, Florida 22 $ 6,018,000 $ 273,545 $ 160,000
Jasper, Texas 22 $ 3,046,000 $ 138,454 $ 78,000
San Francisco, California 21 $ 17,245,000 $ 821,190 $ 296,000
Polk, Texas 20 $ 3,053,000 $ 152,650 $ 142,000
Zapata, Texas 20 $ 430,000 $ 21,500 $ 98,000
Santa Fe, New Mexico 19 $ 7,800,000 $ 410,526 $ 300,000
Midland, Texas 19 $ 9,888,000 $ 520,421 $ 246,000
Gila, Arizona 18 $ 3,780,000 $ 210,000 $ 177,000
Citrus, Florida 18 $ 1,951,000 $ 108,388 $ 59,000
Pasco, Florida 18 $ 1,877,000 $ 104,277 $ 63,000
Ector, Texas 18 $ 3,818,000 $ 212,111 $ 137,000
Taylor, Texas 18 $ 3,049,000 $ 169,388 $ 129,000
Tom Green, Texas 18 $ 1,546,000 $ 85,888 $ 54,000
Waller, Texas 18 $ 5,945,000 $ 330,277 $ 206,000
Henry, Alabama 16 $ 2,664,000 $ 166,500 $ 101,000
Eagle, Colorado 16 $ 45,670,000 $ 2,854,375 $ 2,661,000
Pinellas, Florida 16 $ 7,025,000 $ 439,062 $ 181,000
Bastrop, Texas 16 $ 2,572,000 $ 160,750 $ 68,000
Henderson, Texas 16 $ 3,343,000 $ 208,937 $ 177,000
Marshall, Alabama 15 $ 2,599,000 $ 173,266 $ 139,000
Amador, California 15 $ 3,066,000 $ 204,400 $ 80,000
Sonoma, California 15 $ 10,085,000 $ 672,333 $ 224,000
Hillsborough, Florida 15 $ 5,620,000 $ 374,666 $ 212,000
Fulton, Georgia 15 $ 6,017,000 $ 401,133 $ 565,000
Lincoln, New Mexico 15 $ 2,505,000 $ 167,000 $ 141,000
Multnomah, Oregon 15 $ 6,191,000 $ 412,733 $ 194,000
Walker, Texas 15 $ 2,454,000 $ 163,600 $ 93,000
Elmore, Alabama 14 $ 3,925,000 $ 280,357 $ 174,000
Tulare, California 14 $ 4,814,000 $ 343,857 $ 196,000
Flagler, Florida 14 $ 3,048,000 $ 217,714 $ 141,000
Orange, Texas 14 $ 1,448,000 $ 103,428 $ 74,000
Dale, Alabama 13 $ 1,871,000 $ 143,923 $ 90,000
Monterey, California 13 $ 9,382,000 $ 721,692 $ 321,000
Collier, Florida 13 $ 6,798,000 $ 522,923 $ 248,000
Seminole, Florida 13 $ 4,902,000 $ 377,076 $ 210,000
Guadalupe, Texas 13 $ 1,736,000 $ 133,538 $ 98,000
Hale, Texas 13 $ 828,000 $ 63,692 $ 49,000
Yolo, California 12 $ 7,909,000 $ 659,083 $ 286,000
Brevard, Florida 12 $ 6,143,000 $ 511,916 $ 196,000
Grimes, Texas 12 $ 2,099,000 $ 174,916 $ 98,000
Harrison, Texas 12 $ 1,066,000 $ 88,833 $ 75,000
Willacy, Texas 12 $ 1,116,000 $ 93,000 $ 89,000
Tallapoosa, Alabama 11 $ 2,631,000 $ 239,181 $ 183,000
Solano, California 10 $ 4,960,000 $ 496,000 $ 241,000
Grand, Colorado 10 $ 3,081,000 $ 308,100 $ 266,000
Grayson, Texas 10 $ 1,764,000 $ 176,400 $ 268,000
San Luis Obispo, California 9 $ 5,494,000 $ 610,444 $ 199,000
Summit, Colorado 9 $ 3,840,000 $ 426,666 $ 364,000
Lee, Florida 9 $ 3,698,000 $ 410,888 $ 215,000
Manatee, Florida 9 $ 2,980,000 $ 331,111 $ 208,000
Volusia, Florida 9 $ 2,721,000 $ 302,333 $ 342,000
DeKalb, Georgia 9 $ 24,870,000 $ 2,763,333 $ 163,000
Gillespie, Texas 9 $ 5,107,000 $ 567,444 $ 923,000
Hunt, Texas 9 $ 1,002,000 $ 111,333 $ 82,000
Limestone, Texas 9 $ 1,227,000 $ 136,333 $ 88,000
Wise, Texas 9 $ 1,264,000 $ 140,444 $ 80,000
Santa Cruz, Arizona 8 $ 1,546,000 $ 193,250 $ 107,000
Calaveras, California 8 $ 3,098,000 $ 387,250 $ 131,000
Santa Barbara, California 8 $ 6,613,000 $ 826,625 $ 342,000
Santa Cruz, California 8 $ 5,072,000 $ 634,000 $ 215,000
Elbert, Colorado 8 $ 2,949,000 $ 368,625 $ 103,000
St. Lucie, Florida 8 $ 549,000 $ 68,625 $ 42,000
Washoe, Nevada 8 $ 4,479,000 $ 559,875 $ 254,000
Deschutes, Oregon 8 $ 4,989,000 $ 623,625 $ 326,000
Kleberg, Texas 8 $ 816,000 $ 102,000 $ 109,000
Autauga, Alabama 7 $ 1,300,000 $ 185,714 $ 55,000
Franklin, Alabama 7 $ 497,000 $ 71,000 $ 33,000
Geneva, Alabama 7 $ 665,000 $ 95,000 $ 40,000
Clear Creek, Colorado 7 $ 3,880,000 $ 554,285 $ 221,000
Valencia, New Mexico 7 $ 1,137,000 $ 162,428 $ 127,000
La Salle, Texas 7 $ 76,000 $ 10,857 $ 83,000
Medina, Texas 7 $ 1,319,000 $ 188,428 $ 101,000
Snohomish, Washington 7 $ 5,006,000 $ 715,142 $ 292,000
La Paz, Arizona 6 $ 1,395,000 $ 232,500 $ 148,000
Napa, California 6 $ 4,873,000 $ 812,166 $ 387,000
Gwinnett, Georgia 6 $ 1,528,000 $ 254,666 $ 144,000
Middlesex, Massachusetts 6 $ 4,833,000 $ 805,500 $ 409,000
Oklahoma, Oklahoma 6 $ 1,383,000 $ 230,500 $ 89,000
Jones, Texas 6 $ 414,000 $ 69,000 $ 67,000
Kerr, Texas 6 $ 628,000 $ 104,666 $ 74,000
Newton, Texas 6 $ 630,000 $ 105,000 $ 59,000
Washington, Texas 6 $ 872,000 $ 145,333 $ 55,000
Wilson, Texas 6 $ 798,000 $ 133,000 $ 97,000
Coffee, Alabama 5 $ 317,000 $ 63,400 $ 59,000
Hale, Alabama 5 $ 471,000 $ 94,200 $ 73,000
Russell, Alabama 5 $ 425,000 $ 85,000 $ 77,000
Benton, Arkansas 5 $ 1,821,000 $ 364,200 $ 175,000
Mesa, Colorado 5 $ 2,455,000 $ 491,000 $ 234,000
Routt, Colorado 5 $ 4,128,000 $ 825,600 $ 574,000
Putnam, Florida 5 $ 444,000 $ 88,800 $ 31,000
Sarasota, Florida 5 $ 2,454,000 $ 490,800 $ 299,000
Orleans, Louisiana 5 $ 1,952,000 $ 390,400 $ 167,000
Clackamas, Oregon 5 $ 3,092,000 $ 618,400 $ 231,000
Lane, Oregon 5 $ 2,022,000 $ 404,400 $ 225,000
Philadelphia, Pennsylvania 5 $ 27,151,000 $ 5,430,200 $ 86,000
Davidson, Tennessee 5 $ 1,430,000 $ 286,000 $ 150,000
Aransas, Texas 5 $ 1,884,000 $ 376,800 $ 232,000
Atascosa, Texas 5 $ 867,000 $ 173,400 $ 103,000
Bandera, Texas 5 $ 1,135,000 $ 227,000 $ 120,000
Cherokee, Texas 5 $ 475,000 $ 95,000 $ 54,000
Eastland, Texas 5 $ 1,171,000 $ 234,200 $ 93,000
Llano, Texas 5 $ 2,311,000 $ 462,200 $ 230,000
Rusk, Texas 5 $ 179,000 $ 35,800 $ 59,000
Tyler, Texas 5 $ 340,000 $ 68,000 $ 50,000
Upshur, Texas 5 $ 610,000 $ 122,000 $ 79,000
Winston, Alabama 4 $ 327,000 $ 81,750 $ 51,000
Graham, Arizona 4 $ 874,000 $ 218,500 $ 124,000
Butte, California 4 $ 1,921,000 $ 480,250 $ 253,000
Lake, California 4 $ 1,610,000 $ 402,500 $ 244,000
Mono, California 4 $ 1,523,000 $ 380,750 $ 326,000
Nevada, California 4 $ 2,498,000 $ 624,500 $ 305,000
La Plata, Colorado 4 $ 2,158,000 $ 539,500 $ 464,000
Pueblo, Colorado 4 $ 698,000 $ 174,500 $ 64,000
San Miguel, Colorado 4 $ 3,659,000 $ 914,750 $ 779,000
Bradford, Florida 4 $ 184,000 $ 46,000 $ 37,000
Johnson, Kansas 4 $ 2,209,000 $ 552,250 $ 358,000
Jefferson, Louisiana 4 $ 1,488,000 $ 372,000 $ 103,000
Cleveland, Oklahoma 4 $ 457,000 $ 114,250 $ 307,000
Tulsa, Oklahoma 4 $ 620,000 $ 155,000 $ 99,000
Jackson, Oregon 4 $ 3,836,000 $ 959,000 $ 2,713,000
Austin, Texas 4 $ 641,000 $ 160,250 $ 146,000
Burleson, Texas 4 $ 422,000 $ 105,500 $ 72,000
Caldwell, Texas 4 $ 353,000 $ 88,250 $ 89,000
Falls, Texas 4 $ 408,000 $ 102,000 $ 70,000
Liberty, Texas 4 $ 488,000 $ 122,000 $ 68,000
Matagorda, Texas 4 $ 610,000 $ 152,500 $ 183,000
Navarro, Texas 4 $ 165,000 $ 41,250 $ 49,000
San Patricio, Texas 4 $ 809,000 $ 202,250 $ 188,000
Butler, Alabama 3 $ 398,000 $ 132,666 $ 43,000
Chilton, Alabama 3 $ 336,000 $ 112,000 $ 94,000
Coosa, Alabama 3 $ 361,000 $ 120,333 $ 78,000
Yuma, Arizona 3 $ 481,000 $ 160,333 $ 96,000
Pulaski, Arkansas 3 $ 607,000 $ 202,333 $ 159,000
Mendocino, California 3 $ 1,198,000 $ 399,333 $ 160,000
Tuolumne, California 3 $ 520,000 $ 173,333 $ 65,000
Archuleta, Colorado 3 $ 763,000 $ 254,333 $ 177,000
Pitkin, Colorado 3 $ 3,313,000 $ 1,104,333 $ 671,000
Forsyth, Georgia 3 $ 1,022,000 $ 340,666 $ 92,000
Quitman, Georgia 3 $ 127,000 $ 42,333 $ 31,000
Kootenai, Idaho 3 $ 515,000 $ 171,666 $ 122,000
Norfolk, Massachusetts 3 $ 5,386,000 $ 1,795,333 $ 405,000
Lea, New Mexico 3 $ 1,029,000 $ 343,000 $ 26,000
San Juan, New Mexico 3 $ 903,000 $ 301,000 $ 337,000
Sierra, New Mexico 3 $ 322,000 $ 107,333 $ 34,000
Hamilton, Tennessee 3 $ 723,000 $ 241,000 $ 278,000
Shelby, Tennessee 3 $ 23,713,000 $ 7,904,333 $ 75,000
Blanco, Texas 3 $ 1,414,000 $ 471,333 $ 211,000
Calhoun, Texas 3 $ 365,000 $ 121,666 $ 94,000
Chambers, Texas 3 $ 971,000 $ 323,666 $ 193,000
Coryell, Texas 3 $ 93,000 $ 31,000 $ 113,000
Fayette, Texas 3 $ 629,000 $ 209,666 $ 102,000
Frio, Texas 3 $ 45,000 $ 15,000 $ 63,000
Hill, Texas 3 $ 259,000 $ 86,333 $ 52,000
Hockley, Texas 3 $ 141,000 $ 47,000 $ 156,000
Houston, Texas 3 $ 786,000 $ 262,000 $ 96,000
Jim Wells, Texas 3 $ 276,000 $ 92,000 $ 50,000
Lampasas, Texas 3 $ 371,000 $ 123,666 $ 41,000
Wichita, Texas 3 $ 1,403,000 $ 467,666 $ 359,000
Clark, Washington 3 $ 1,677,000 $ 559,000 $ 270,000
Grant, Washington 3 $ 1,119,000 $ 373,000 $ 411,000
Pierce, Washington 3 $ 1,537,000 $ 512,333 $ 226,000
Lawrence, Alabama 2 $ 148,000 $ 74,000 $ 29,000
Macon, Alabama 2 $ 181,000 $ 90,500 $ 55,000
Marion, Alabama 2 $ 255,000 $ 127,500 $ 117,000
Imperial, California 2 $ 207,000 $ 103,500 $ 24,000
Lassen, California 2 $ 492,000 $ 246,000 $ 122,000
Madera, California 2 $ 325,000 $ 162,500 $ 118,000
Yuba, California 2 $ 518,000 $ 259,000 $ 186,000
Gunnison, Colorado 2 $ 976,000 $ 488,000 $ 570,000
Huerfano, Colorado 2 $ 1,082,000 $ 541,000 $ 274,000
Park, Colorado 2 $ 466,000 $ 233,000 $ 169,000
Teller, Colorado 2 $ 569,000 $ 284,500 $ 82,000
Columbia, Florida 2 $ 363,000 $ 181,500 $ 118,000
Ben Hill, Georgia 2 $ 160,000 $ 80,000 $ 41,000
Chatham, Georgia 2 $ 478,000 $ 239,000 $ 172,000
Cobb, Georgia 2 $ 698,000 $ 349,000 $ 120,000
Columbia, Georgia 2 $ 336,000 $ 168,000 $ 82,000
Troup, Georgia 2 $ 440,000 $ 220,000 $ 75,000
Caddo, Louisiana 2 $ 309,000 $ 154,500 $ 78,000
East Baton Rouge, Louisiana 2 $ 423,000 $ 211,500 $ 229,000
Bristol, Massachusetts 2 $ 1,250,000 $ 625,000 $ 259,000
Worcester, Massachusetts 2 $ 896,000 $ 448,000 $ 249,000
Cibola, New Mexico 2 $ 227,000 $ 113,500 $ 80,000
Hidalgo, New Mexico 2 $ 146,000 $ 73,000 $ 54,000
McKinley, New Mexico 2 $ 203,000 $ 101,500 $ 92,000
Torrance, New Mexico 2 $ 162,000 $ 81,000 $ 88,000
Summit, Ohio 2 $ 181,000 $ 90,500 $ 182,000
Benton, Oregon 2 $ 593,000 $ 296,500 $ 207,000
Giles, Tennessee 2 $ 352,000 $ 176,000 $ 221,000
Angelina, Texas 2 $ 279,000 $ 139,500 $ 60,000
Bee, Texas 2 $ 468,000 $ 234,000 $ 80,000
Brewster, Texas 2 $ 395,000 $ 197,500 $ 298,000
Cooke, Texas 2 $ 358,000 $ 179,000 $ 134,000
Crosby, Texas 2 $ 121,000 $ 60,500 $ 29,000
Dimmit, Texas 2 $ 102,000 $ 51,000 $ 54,000
Erath, Texas 2 $ 403,000 $ 201,500 $ 74,000
Franklin, Texas 2 $ 684,000 $ 342,000 $ 261,000
Gray, Texas 2 $ 185,000 $ 92,500 $ 82,000
Hopkins, Texas 2 $ 751,000 $ 375,500 $ 2,213,000
Kimble, Texas 2 $ 123,000 $ 61,500 $ 43,000
Lamar, Texas 2 $ 537,000 $ 268,500 $ 180,000
Leon, Texas 2 $ 218,000 $ 109,000 $ 114,000
Marion, Texas 2 $ 508,000 $ 254,000 $ 217,000
Palo Pinto, Texas 2 $ 222,000 $ 111,000 $ 78,000
Presidio, Texas 2 $ 329,000 $ 164,500 $ 661,000
Refugio, Texas 2 $ 9,000 $ 4,500 $ 44,000
Somervell, Texas 2 $ 534,000 $ 267,000 $ 139,000
Swisher, Texas 2 $ 121,000 $ 60,500 $ 37,000
Uvalde, Texas 2 $ 518,000 $ 259,000 $ 264,000
Van Zandt, Texas 2 $ 231,000 $ 115,500 $ 52,000
Loudoun, Virginia 2 $ 1,414,000 $ 707,000 $ 258,000
Mathews, Virginia 2 $ 834,000 $ 417,000 $ 250,000
Spokane, Washington 2 $ 621,000 $ 310,500 $ 229,000
Bibb, Alabama 1 $ 50,000 $ 50,000 $ 234,000
Cherokee, Alabama 1 $ 108,000 $ 108,000 $ 51,000
Choctaw, Alabama 1 $ 172,000 $ 172,000 $ 38,000
Clay, Alabama 1 $ 84,000 $ 84,000 $ 15,000
Cleburne, Alabama 1 $ 8,000 $ 8,000 $ 77,000
Covington, Alabama 1 $ 143,000 $ 143,000 $ 85,000
Crenshaw, Alabama 1 $ 47,000 $ 47,000 $ 31,000
Dallas, Alabama 1 $ 143,000 $ 143,000 $ 116,000
Escambia, Alabama 1 $ 20,000 $ 20,000 $ 30,000
Lamar, Alabama 1 $ 90,000 $ 90,000 $ 42,000
Lowndes, Alabama 1 $ 5,000 $ 5,000 $ 52,000
Marengo, Alabama 1 $ 85,000 $ 85,000 $ 30,000
Monroe, Alabama 1 $ 110,000 $ 110,000 $ 55,000
Pike, Alabama 1 $ 15,000 $ 15,000 $ 70,000
Sumter, Alabama 1 $ 3,000 $ 3,000 $ 46,000
Wilcox, Alabama 1 $ 2,000 $ 2,000 $ 9,000
Apache, Arizona 1 $ 9,000 $ 9,000 $ 16,000
Cleburne, Arkansas 1 $ 500,000 $ 500,000 $ 65,000
Crawford, Arkansas 1 $ 239,000 $ 239,000 $ 16,000
Crittenden, Arkansas 1 $ 124,000 $ 124,000 $ 126,000
Sebastian, Arkansas 1 $ 53,000 $ 53,000 $ 3,000
Washington, Arkansas 1 $ 144,000 $ 144,000 $ 135,000
Kings, California 1 $ 96,000 $ 96,000 $ 134,000
Plumas, California 1 $ 420,000 $ 420,000 $ 444,000
San Benito, California 1 $ 517,000 $ 517,000 $ 108,000
Shasta, California 1 $ 231,000 $ 231,000 $ 264,000
Chaffee, Colorado 1 $ 400,000 $ 400,000 $ 224,000
Custer, Colorado 1 $ 85,000 $ 85,000 $ 64,000
Fremont, Colorado 1 $ 464,000 $ 464,000 $ 201,000
Garfield, Colorado 1 $ 146,000 $ 146,000 $ 71,000
Gilpin, Colorado 1 $ 139,000 $ 139,000 $ 110,000
Lake, Colorado 1 $ 296,000 $ 296,000 $ 416,000
Montrose, Colorado 1 $ 125,000 $ 125,000 $ 76,000
Rio Blanco, Colorado 1 $ 140,000 $ 140,000 $ 80,000
Washington, Colorado 1 $ 38,000 $ 38,000 $ 78,000
Hartford, Connecticut 1 $ 557,000 $ 557,000 $ 245,000
Baker, Florida 1 $ 165,000 $ 165,000 $ 80,000
Gadsden, Florida 1 $ 50,000 $ 50,000 $ 148,000
Gilchrist, Florida 1 $ 90,000 $ 90,000 $ 27,000
Indian River, Florida 1 $ 51,000 $ 51,000 $ 31,000
Jackson, Florida 1 $ 25,000 $ 25,000 $ 41,000
Levy, Florida 1 $ 25,000 $ 25,000 $ 53,000
Martin, Florida 1 $ 248,000 $ 248,000 $ 275,000
Monroe, Florida 1 $ 641,000 $ 641,000 $ 325,000
Washington, Florida 1 $ 204,000 $ 204,000 $ 168,000
Bulloch, Georgia 1 $ 102,000 $ 102,000 $ 99,000
Clayton, Georgia 1 $ 69,000 $ 69,000 $ 69,000
Douglas, Georgia 1 $ 275,000 $ 275,000 $ 77,000
Fayette, Georgia 1 $ 404,000 $ 404,000 $ 233,000
Henry, Georgia 1 $ 60,000 $ 60,000 $ 69,000
Oconee, Georgia 1 $ 268,000 $ 268,000 $ 125,000
Pierce, Georgia 1 $ 50,000 $ 50,000 $ 28,000
Richmond, Georgia 1 $ 400,000 $ 400,000 $ 242,000
Rockdale, Georgia 1 $ 81,000 $ 81,000 $ 27,000
Union, Georgia 1 $ 222,000 $ 222,000 $ 210,000
Ada, Idaho 1 $ 238,000 $ 238,000 $ 129,000
Benewah, Idaho 1 $ 231,000 $ 231,000 $ 192,000
Bonner, Idaho 1 $ 218,000 $ 218,000 $ 304,000
Canyon, Idaho 1 $ 556,000 $ 556,000 $ 450,000
Idaho, Idaho 1 $ 49,000 $ 49,000 $ 96,000
Cowley, Kansas 1 $ 105,000 $ 105,000 $ 53,000
Ascension, Louisiana 1 $ 151,000 $ 151,000 $ 102,000
Lafayette, Louisiana 1 $ 170,000 $ 170,000 $ 64,000
St. Tammany, Louisiana 1 $ 180,000 $ 180,000 $ 69,000
Tangipahoa, Louisiana 1 $ 62,000 $ 62,000 $ 84,000
Vernon, Louisiana 1 $ 200,000 $ 200,000 $ 50,000
Essex, Massachusetts 1 $ 228,000 $ 228,000 $ 260,000
Hampden, Massachusetts 1 $ 525,000 $ 525,000 $ 300,000
Plymouth, Massachusetts 1 $ 235,000 $ 235,000 $ 624,000
Park, Montana 1 $ 342,000 $ 342,000 $ 183,000
Curry, New Mexico 1 $ 177,000 $ 177,000 $ 215,000
Eddy, New Mexico 1 $ 12,693,000 $ 12,693,000 $ 0
Grant, New Mexico 1 $ 417,000 $ 417,000 $ 198,000
Los Alamos, New Mexico 1 $ 473,000 $ 473,000 $ 178,000
Luna, New Mexico 1 $ 106,000 $ 106,000 $ 55,000
Quay, New Mexico 1 $ 214,000 $ 214,000 $ 206,000
Taos, New Mexico 1 $ 148,000 $ 148,000 $ 84,000
Clermont, Ohio 1 $ 366,000 $ 366,000 $ 106,000
Cuyahoga, Ohio 1 $ 564,000 $ 564,000 $ 240,000
Greene, Ohio 1 $ 570,000 $ 570,000 $ 715,000
Hamilton, Ohio 1 $ 1,035,000 $ 1,035,000 $ 558,000
Union, Ohio 1 $ 875,000 $ 875,000 $ 366,000
Washington, Ohio 1 $ 250,000 $ 250,000 $ 72,000
Cherokee, Oklahoma 1 $ 50,000 $ 50,000 $ 28,000
Woodward, Oklahoma 1 $ 181,000 $ 181,000 $ 94,000
Clatsop, Oregon 1 $ 271,000 $ 271,000 $ 285,000
Washington, Oregon 1 $ 112,000 $ 112,000 $ 279,000
Allegheny, Pennsylvania 1 $ 942,000 $ 942,000 $ 350,000
Berks, Pennsylvania 1 $ 898,000 $ 898,000 $ 523,000
Bucks, Pennsylvania 1 $ 732,000 $ 732,000 $ 180,000
Butler, Pennsylvania 1 $ 900,000 $ 900,000 $ 325,000
Lancaster, Pennsylvania 1 $ 737,000 $ 737,000 $ 282,000
Lehigh, Pennsylvania 1 $ 180,000 $ 180,000 $ 220,000
Luzerne, Pennsylvania 1 $ 407,000 $ 407,000 $ 444,000
Montgomery, Pennsylvania 1 $ 349,000 $ 349,000 $ 290,000
Montour, Pennsylvania 1 $ 134,000 $ 134,000 $ 54,000
Knox, Tennessee 1 $ 207,000 $ 207,000 $ 105,000
Rutherford, Tennessee 1 $ 125,000 $ 125,000 $ 137,000
Sequatchie, Tennessee 1 $ 224,000 $ 224,000 $ 82,000
Williamson, Tennessee 1 $ 289,000 $ 289,000 $ 78,000
Andrews, Texas 1 $ 80,000 $ 80,000 $ 66,000
Bosque, Texas 1 $ 44,000 $ 44,000 $ 18,000
Bowie, Texas 1 $ 675,000 $ 675,000 $ 300,000
Brooks, Texas 1 $ 128,000 $ 128,000 $ 63,000
Brown, Texas 1 $ 58,000 $ 58,000 $ 142,000
Camp, Texas 1 $ 116,000 $ 116,000 $ 38,000
Childress, Texas 1 $ 879,000 $ 879,000 $ 397,000
Coleman, Texas 1 $ 36,000 $ 36,000 $ 97,000
Colorado, Texas 1 $ 406,000 $ 406,000 $ 288,000
Cottle, Texas 1 $ 150,000 $ 150,000 $ 60,000
Dawson, Texas 1 $ 112,000 $ 112,000 $ 70,000
DeWitt, Texas 1 $ 10,000 $ 10,000 $ 35,000
Edwards, Texas 1 $ 172,000 $ 172,000 $ 48,000
Fannin, Texas 1 $ 233,000 $ 233,000 $ 120,000
Floyd, Texas 1 $ 116,000 $ 116,000 $ 103,000
Freestone, Texas 1 $ 10,000 $ 10,000 $ 85,000
Gaines, Texas 1 $ 115,000 $ 115,000 $ 45,000
Jack, Texas 1 $ 819,000 $ 819,000 $ 473,000
Lee, Texas 1 $ 167,000 $ 167,000 $ 70,000
Madison, Texas 1 $ 174,000 $ 174,000 $ 105,000
Martin, Texas 1 $ 93,000 $ 93,000 $ 60,000
McCulloch, Texas 1 $ 90,000 $ 90,000 $ 48,000
Milam, Texas 1 $ 63,000 $ 63,000 $ 97,000
Mitchell, Texas 1 $ 170,000 $ 170,000 $ 53,000
Nacogdoches, Texas 1 $ 25,000 $ 25,000 $ 168,000
Potter, Texas 1 $ 266,000 $ 266,000 $ 165,000
Runnels, Texas 1 $ 140,000 $ 140,000 $ 60,000
Sabine, Texas 1 $ 220,000 $ 220,000 $ 43,000
San Augustine, Texas 1 $ 8,000 $ 8,000 $ 55,000
San Saba, Texas 1 $ 35,000 $ 35,000 $ 138,000
Victoria, Texas 1 $ 361,000 $ 361,000 $ 413,000
Wharton, Texas 1 $ 300,000 $ 300,000 $ 106,000
Wood, Texas 1 $ 85,000 $ 85,000 $ 52,000
Young, Texas 1 $ 195,000 $ 195,000 $ 72,000
Zavala, Texas 1 $ 2,000 $ 2,000 $ 35,000
Alexandria, Virginia 1 $ 476,000 $ 476,000 $ 250,000
Arlington, Virginia 1 $ 349,000 $ 349,000 $ 122,000
Carroll, Virginia 1 $ 115,000 $ 115,000 $ 300,000
Fairfax, Virginia 1 $ 998,000 $ 998,000 $ 410,000
Roanoke, Virginia 1 $ 482,000 $ 482,000 $ 182,000
Chelan, Washington 1 $ 831,000 $ 831,000 $ 635,000
Kitsap, Washington 1 $ 284,000 $ 284,000 $ 438,000
Whatcom, Washington 1 $ 238,000 $ 238,000 $ 84,000

Mortgage Loan Application Detail Totals for BBVA USA in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 14,345 $4,910,612,000 $342,000 $26,000,000 $180,000 $9,999,000
Refinancing 7,274 $2,304,353,000 $316,000 $6,710,000 $178,000 $9,999,000
Home Improvement 1,960 $67,398,000 $34,000 $1,160,000 $105,000 $8,160,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,830 $3,881,229,000 $328,000 $6,650,000 $184,000 $9,999,000
Hispanic 5,584 $1,166,921,000 $208,000 $6,710,000 $141,000 $9,999,000
Not Provided 3,033 $1,109,115,000 $365,000 $6,407,000 $198,000 $6,793,000
Asian 1,538 $698,398,000 $454,000 $5,428,000 $232,000 $8,160,000
Black or African American 1,412 $268,343,000 $190,000 $2,100,000 $102,000 $3,000,000
American Indian or Alaskan Native 86 $17,467,000 $203,000 $1,280,000 $102,000 $519,000
Native Hawaiian or Other Pacific Islander 80 $24,537,000 $306,000 $2,000,000 $132,000 $1,103,000
Not applicable 16 $116,353,000 $7,272,000 $26,000,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 21,841 $6,959,250,000 $318,000 $26,000,000 $181,000 $9,999,000
FHA-insured (Federal Housing Administration) 1,313 $203,486,000 $154,000 $636,000 $64,000 $579,000
VA-guaranteed (Veterans Administration) 316 $66,545,000 $210,000 $700,000 $80,000 $328,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 109 $53,082,000 $486,000 $2,000,000 $204,000 $900,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 12,402 $4,193,356,000 $338,000 $26,000,000 $189,000 $9,999,000
Application Withdrawn By Applicant 4,454 $1,487,078,000 $333,000 $6,710,000 $194,000 $9,999,000
Application Denied By Financial Institution 4,004 $804,596,000 $200,000 $3,500,000 $108,000 $5,941,000
File Closed For Incompleteness 1,452 $531,367,000 $365,000 $6,650,000 $214,000 $9,999,000
Loan Purchased By The Institution 820 $132,731,000 $161,000 $614,000 $59,000 $1,226,000
Application Approved But Not Accepted 447 $133,235,000 $298,000 $2,000,000 $202,000 $4,334,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,391 $155,560,000 $111,000 $2,000,000 $93,000 $2,280,000
Debt-To-Income Ratio 1,179 $282,681,000 $239,000 $3,500,000 $83,000 $1,972,000
Other 865 $222,791,000 $257,000 $1,709,000 $131,000 $3,661,000
Collateral 345 $79,200,000 $229,000 $3,130,000 $168,000 $2,356,000
Insufficient Cash (Downpayment, Closing Cost) 104 $29,705,000 $285,000 $2,000,000 $186,000 $5,941,000
Unverifiable Information 68 $21,103,000 $310,000 $2,500,000 $134,000 $2,445,000
Employment History 42 $11,367,000 $270,000 $1,406,000 $114,000 $330,000
Credit Application Incomplete 9 $1,806,000 $200,000 $452,000 $81,000 $310,000
Mortgage Insurance Denied 1 $383,000 $383,000 $383,000 $136,000 $136,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into BBVA USA's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess BBVA USA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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