Bbva Usa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Bbva Usa 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bbva Usa 15 South 20Th Street Birmingham, AL 35233 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,731 |
| Total Mortgage Loan Application Amount | $2,053,106,000 |
| Average Mortgage Loan Application Amount | $979,986 |
| Highest Mortgage Loan Application Amount | $35,739,000 |
| Average Applicant Income | $203,605 |
| Highest Applicant Income | $8,324,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Bbva Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bbva Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Bbva Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bbva Usa serves its applicants.
Each category highlights the total number of mortgage applications processed by Bbva Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bbva Usa's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 770 | $ 174,387,000 | $ 226,000 | $ 77,000 |
| Harris County Texas | 721 | $ 115,355,000 | $ 159,000 | $ 114,000 |
| Jefferson County Alabama | 694 | $ 95,394,000 | $ 137,000 | $ 64,000 |
| Duval County Florida | 603 | $ 67,328,000 | $ 111,000 | $ 62,000 |
| Bexar County Texas | 502 | $ 96,156,000 | $ 191,000 | $ 122,000 |
| Mobile County Alabama | 484 | $ 37,040,000 | $ 76,000 | $ 66,000 |
| Pima County Arizona | 450 | $ 61,317,000 | $ 136,000 | $ 100,000 |
| Dallas County Texas | 446 | $ 54,775,000 | $ 122,000 | $ 123,000 |
| Madison County Alabama | 348 | $ 60,849,000 | $ 174,000 | $ 86,000 |
| Tarrant County Texas | 329 | $ 45,635,000 | $ 138,000 | $ 91,000 |
| Travis County Texas | 313 | $ 55,575,000 | $ 177,000 | $ 109,000 |
| Montgomery County Alabama | 242 | $ 37,648,000 | $ 155,000 | $ 82,000 |
| Shelby County Alabama | 221 | $ 36,246,000 | $ 164,000 | $ 82,000 |
| Clay County Florida | 206 | $ 22,239,000 | $ 107,000 | $ 61,000 |
| Baldwin County Alabama | 171 | $ 42,706,000 | $ 249,000 | $ 109,000 |
| Tuscaloosa County Alabama | 168 | $ 23,706,000 | $ 141,000 | $ 71,000 |
| Collin County Texas | 160 | $ 15,983,000 | $ 99,000 | $ 171,000 |
| Escambia County Florida | 157 | $ 17,491,000 | $ 111,000 | $ 66,000 |
| Bernalillo County New Mexico | 157 | $ 19,447,000 | $ 123,000 | $ 109,000 |
| Denton County Texas | 143 | $ 14,113,000 | $ 98,000 | $ 224,000 |
| Okaloosa County Florida | 132 | $ 21,809,000 | $ 165,000 | $ 77,000 |
| Alachua County Florida | 131 | $ 20,172,000 | $ 153,000 | $ 154,000 |
| St. Johns County Florida | 129 | $ 24,336,000 | $ 188,000 | $ 152,000 |
| Montgomery County Texas | 124 | $ 12,336,000 | $ 99,000 | $ 113,000 |
| Morgan County Alabama | 121 | $ 15,469,000 | $ 127,000 | $ 98,000 |
| DeKalb County Alabama | 120 | $ 9,264,000 | $ 77,000 | $ 55,000 |
| Lee County Alabama | 117 | $ 24,713,000 | $ 211,000 | $ 89,000 |
| Fort Bend County Texas | 117 | $ 10,248,000 | $ 87,000 | $ 112,000 |
| Houston County Alabama | 116 | $ 15,825,000 | $ 136,000 | $ 89,000 |
| Williamson County Texas | 104 | $ 14,788,000 | $ 142,000 | $ 117,000 |
| Limestone County Alabama | 103 | $ 12,696,000 | $ 123,000 | $ 68,000 |
| Bell County Texas | 95 | $ 11,281,000 | $ 118,000 | $ 76,000 |
| Brazoria County Texas | 91 | $ 9,211,000 | $ 101,000 | $ 90,000 |
| Denver County Colorado | 86 | $ 12,494,000 | $ 145,000 | $ 61,000 |
| Cochise County Arizona | 84 | $ 6,723,000 | $ 80,000 | $ 70,000 |
| Nassau County Florida | 82 | $ 17,542,000 | $ 213,000 | $ 87,000 |
| Adams County Colorado | 81 | $ 10,784,000 | $ 133,000 | $ 63,000 |
| Pinal County Arizona | 78 | $ 7,671,000 | $ 98,000 | $ 57,000 |
| Santa Rosa County Florida | 77 | $ 12,605,000 | $ 163,000 | $ 101,000 |
| Calhoun County Alabama | 75 | $ 6,539,000 | $ 87,000 | $ 39,000 |
| Lauderdale County Alabama | 74 | $ 7,502,000 | $ 101,000 | $ 68,000 |
| Brazos County Texas | 71 | $ 9,155,000 | $ 128,000 | $ 81,000 |
| Walker County Alabama | 70 | $ 4,622,000 | $ 66,000 | $ 59,000 |
| Yavapai County Arizona | 68 | $ 10,354,000 | $ 152,000 | $ 61,000 |
| Etowah County Alabama | 67 | $ 4,980,000 | $ 74,000 | $ 51,000 |
| Arapahoe County Colorado | 67 | $ 8,877,000 | $ 132,000 | $ 67,000 |
| Jefferson County Colorado | 66 | $ 10,453,000 | $ 158,000 | $ 71,000 |
| Marion County Florida | 63 | $ 10,275,000 | $ 163,000 | $ 85,000 |
| McLennan County Texas | 55 | $ 5,655,000 | $ 102,000 | $ 85,000 |
| Marshall County Alabama | 51 | $ 8,399,000 | $ 164,000 | $ 88,000 |
| Hernando County Florida | 51 | $ 3,906,000 | $ 76,000 | $ 82,000 |
| Blount County Alabama | 47 | $ 3,153,000 | $ 67,000 | $ 45,000 |
| Colbert County Alabama | 47 | $ 3,722,000 | $ 79,000 | $ 62,000 |
| Mohave County Arizona | 47 | $ 3,607,000 | $ 76,000 | $ 46,000 |
| Cullman County Alabama | 41 | $ 3,042,000 | $ 74,000 | $ 66,000 |
| Galveston County Texas | 40 | $ 4,872,000 | $ 121,000 | $ 136,000 |
| Douglas County Colorado | 38 | $ 4,597,000 | $ 120,000 | $ 133,000 |
| Comal County Texas | 38 | $ 8,743,000 | $ 230,000 | $ 128,000 |
| Jackson County Alabama | 37 | $ 2,843,000 | $ 76,000 | $ 51,000 |
| Coconino County Arizona | 37 | $ 9,309,000 | $ 251,000 | $ 117,000 |
| Boulder County Colorado | 37 | $ 7,911,000 | $ 213,000 | $ 72,000 |
| Sandoval County New Mexico | 36 | $ 4,225,000 | $ 117,000 | $ 73,000 |
| St. Clair County Alabama | 34 | $ 4,049,000 | $ 119,000 | $ 93,000 |
| Weld County Colorado | 29 | $ 1,677,000 | $ 57,000 | $ 53,000 |
| Hays County Texas | 27 | $ 3,162,000 | $ 117,000 | $ 96,000 |
| Elmore County Alabama | 25 | $ 6,164,000 | $ 246,000 | $ 118,000 |
| Gila County Arizona | 24 | $ 6,007,000 | $ 250,000 | $ 58,000 |
| Larimer County Colorado | 24 | $ 3,914,000 | $ 163,000 | $ 73,000 |
| Walton County Florida | 24 | $ 19,955,000 | $ 831,000 | $ 331,000 |
| Yuma County Arizona | 21 | $ 1,896,000 | $ 90,000 | $ 90,000 |
| Bay County Florida | 21 | $ 7,790,000 | $ 370,000 | $ 167,000 |
| Guadalupe County Texas | 21 | $ 1,565,000 | $ 74,000 | $ 86,000 |
| Navajo County Arizona | 20 | $ 2,516,000 | $ 125,000 | $ 46,000 |
| Nueces County Texas | 19 | $ 3,468,000 | $ 182,000 | $ 150,000 |
| Rockwall County Texas | 19 | $ 3,152,000 | $ 165,000 | $ 160,000 |
| Johnson County Texas | 18 | $ 1,515,000 | $ 84,000 | $ 67,000 |
| Lawrence County Alabama | 17 | $ 1,433,000 | $ 84,000 | $ 64,000 |
| Talladega County Alabama | 17 | $ 860,000 | $ 50,000 | $ 57,000 |
| Hillsborough County Florida | 17 | $ 15,382,000 | $ 904,000 | $ 192,000 |
| Ellis County Texas | 17 | $ 781,000 | $ 45,000 | $ 69,000 |
| Parker County Texas | 16 | $ 2,292,000 | $ 143,000 | $ 110,000 |
| Barbour County Alabama | 15 | $ 1,377,000 | $ 91,000 | $ 62,000 |
| El Paso County Colorado | 15 | $ 4,667,000 | $ 311,000 | $ 170,000 |
| Broward County Florida | 15 | $ 56,843,000 | $ 3,789,000 | $ 66,000 |
| Tallapoosa County Alabama | 14 | $ 4,656,000 | $ 332,000 | $ 209,000 |
| Kaufman County Texas | 13 | $ 1,538,000 | $ 118,000 | $ 80,000 |
| Autauga County Alabama | 12 | $ 1,149,000 | $ 95,000 | $ 87,000 |
| Dale County Alabama | 12 | $ 728,000 | $ 60,000 | $ 57,000 |
| Bandera County Texas | 12 | $ 1,498,000 | $ 124,000 | $ 111,000 |
| Henry County Alabama | 11 | $ 1,723,000 | $ 156,000 | $ 95,000 |
| Bradford County Florida | 11 | $ 890,000 | $ 80,000 | $ 72,000 |
| Pasco County Florida | 11 | $ 977,000 | $ 88,000 | $ 78,000 |
| Santa Fe County New Mexico | 11 | $ 3,520,000 | $ 320,000 | $ 191,000 |
| Cherokee County Alabama | 10 | $ 1,384,000 | $ 138,000 | $ 118,000 |
| Brevard County Florida | 9 | $ 11,977,000 | $ 1,330,000 | $ 104,000 |
| Miami-Dade County Florida | 9 | $ 45,797,000 | $ 5,088,000 | $ 156,000 |
| Winston County Alabama | 8 | $ 2,180,000 | $ 272,000 | $ 293,000 |
| Flagler County Florida | 8 | $ 1,475,000 | $ 184,000 | $ 255,000 |
| Palm Beach County Florida | 8 | $ 1,450,000 | $ 181,000 | $ 89,000 |
| Kendall County Texas | 8 | $ 3,307,000 | $ 413,000 | $ 416,000 |
| Chilton County Alabama | 7 | $ 1,322,000 | $ 188,000 | $ 67,000 |
| Geneva County Alabama | 7 | $ 429,000 | $ 61,000 | $ 60,000 |
| Orange County California | 7 | $ 10,799,000 | $ 1,542,000 | $ 273,000 |
| San Diego County California | 7 | $ 6,386,000 | $ 912,000 | $ 267,000 |
| Broomfield County Colorado | 7 | $ 1,124,000 | $ 160,000 | $ 71,000 |
| Lake County Florida | 7 | $ 976,000 | $ 139,000 | $ 145,000 |
| Orange County Florida | 7 | $ 16,357,000 | $ 2,336,000 | $ 63,000 |
| Putnam County Florida | 7 | $ 472,000 | $ 67,000 | $ 90,000 |
| Seminole County Florida | 7 | $ 420,000 | $ 60,000 | $ 148,000 |
| Bastrop County Texas | 7 | $ 408,000 | $ 58,000 | $ 74,000 |
| Burnet County Texas | 7 | $ 1,331,000 | $ 190,000 | $ 193,000 |
| Grimes County Texas | 7 | $ 1,091,000 | $ 155,000 | $ 123,000 |
| Llano County Texas | 7 | $ 1,510,000 | $ 215,000 | $ 349,000 |
| Butler County Alabama | 6 | $ 939,000 | $ 156,000 | $ 69,000 |
| Eagle County Colorado | 6 | $ 2,736,000 | $ 456,000 | $ 403,000 |
| Pueblo County Colorado | 6 | $ 147,000 | $ 24,000 | $ 34,000 |
| Leon County Florida | 6 | $ 4,476,000 | $ 746,000 | $ 65,000 |
| Volusia County Florida | 6 | $ 4,964,000 | $ 827,000 | $ 136,000 |
| Valencia County New Mexico | 6 | $ 295,000 | $ 49,000 | $ 69,000 |
| Aransas County Texas | 6 | $ 1,307,000 | $ 217,000 | $ 449,000 |
| Franklin County Alabama | 5 | $ 278,000 | $ 55,000 | $ 42,000 |
| Summit County Colorado | 5 | $ 1,731,000 | $ 346,000 | $ 241,000 |
| Fulton County Georgia | 5 | $ 41,290,000 | $ 8,258,000 | $ 82,000 |
| Cameron County Texas | 5 | $ 251,000 | $ 50,000 | $ 107,000 |
| Coryell County Texas | 5 | $ 188,000 | $ 37,000 | $ 38,000 |
| Grayson County Texas | 5 | $ 557,000 | $ 111,000 | $ 147,000 |
| Hood County Texas | 5 | $ 367,000 | $ 73,000 | $ 97,000 |
| Hunt County Texas | 5 | $ 93,000 | $ 18,000 | $ 59,000 |
| Kerr County Texas | 5 | $ 809,000 | $ 161,000 | $ 139,000 |
| Liberty County Texas | 5 | $ 83,000 | $ 16,000 | $ 54,000 |
| Medina County Texas | 5 | $ 654,000 | $ 130,000 | $ 178,000 |
| San Jacinto County Texas | 5 | $ 157,000 | $ 31,000 | $ 90,000 |
| Waller County Texas | 5 | $ 258,000 | $ 51,000 | $ 95,000 |
| Chambers County Alabama | 4 | $ 284,000 | $ 71,000 | $ 70,000 |
| Coffee County Alabama | 4 | $ 644,000 | $ 161,000 | $ 71,000 |
| Greene County Alabama | 4 | $ 1,650,000 | $ 412,000 | $ 160,000 |
| Hale County Alabama | 4 | $ 411,000 | $ 102,000 | $ 56,000 |
| Macon County Alabama | 4 | $ 159,000 | $ 39,000 | $ 30,000 |
| Pickens County Alabama | 4 | $ 378,000 | $ 94,000 | $ 57,000 |
| Clear Creek County Colorado | 4 | $ 489,000 | $ 122,000 | $ 51,000 |
| Baker County Florida | 4 | $ 460,000 | $ 115,000 | $ 60,000 |
| Levy County Florida | 4 | $ 589,000 | $ 147,000 | $ 166,000 |
| Manatee County Florida | 4 | $ 579,000 | $ 144,000 | $ 176,000 |
| Sumter County Florida | 4 | $ 751,000 | $ 187,000 | $ 194,000 |
| Cook County Illinois | 4 | $ 7,466,000 | $ 1,866,000 | $ 74,000 |
| Hidalgo County Texas | 4 | $ 93,000 | $ 23,000 | $ 107,000 |
| Polk County Texas | 4 | $ 426,000 | $ 106,000 | $ 215,000 |
| Clarke County Alabama | 3 | $ 285,000 | $ 95,000 | $ 86,000 |
| Lowndes County Alabama | 3 | $ 279,000 | $ 93,000 | $ 51,000 |
| Randolph County Alabama | 3 | $ 185,000 | $ 61,000 | $ 76,000 |
| Russell County Alabama | 3 | $ 124,000 | $ 41,000 | $ 95,000 |
| Washington County Alabama | 3 | $ 57,000 | $ 19,000 | $ 46,000 |
| Apache County Arizona | 3 | $ 77,000 | $ 25,000 | $ 61,000 |
| Santa Cruz County Arizona | 3 | $ 303,000 | $ 101,000 | $ 50,000 |
| San Miguel County Colorado | 3 | $ 3,507,000 | $ 1,169,000 | $ 600,000 |
| Citrus County Florida | 3 | $ 1,114,000 | $ 371,000 | $ 347,000 |
| Lee County Florida | 3 | $ 3,508,000 | $ 1,169,000 | $ 709,000 |
| Pinellas County Florida | 3 | $ 591,000 | $ 197,000 | $ 238,000 |
| Suwannee County Florida | 3 | $ 113,000 | $ 37,000 | $ 51,000 |
| Honolulu County Hawaii | 3 | $ 1,710,000 | $ 570,000 | $ 531,000 |
| Orleans County Louisiana | 3 | $ 1,502,000 | $ 500,000 | $ 123,000 |
| Cibola County New Mexico | 3 | $ 153,000 | $ 51,000 | $ 29,000 |
| New York County New York | 3 | $ 5,165,000 | $ 1,721,000 | $ 2,298,000 |
| Trumbull County Ohio | 3 | $ 65,000 | $ 21,000 | $ 68,000 |
| Davidson County Tennessee | 3 | $ 551,000 | $ 183,000 | $ 163,000 |
| Franklin County Tennessee | 3 | $ 1,105,000 | $ 368,000 | $ 338,000 |
| Knox County Tennessee | 3 | $ 431,000 | $ 143,000 | $ 324,000 |
| Austin County Texas | 3 | $ 104,000 | $ 34,000 | $ 79,000 |
| Chambers County Texas | 3 | $ 65,000 | $ 21,000 | $ 65,000 |
| Hill County Texas | 3 | $ 401,000 | $ 133,000 | $ 178,000 |
| Lampasas County Texas | 3 | $ 43,000 | $ 14,000 | $ 71,000 |
| Lee County Texas | 3 | $ 704,000 | $ 234,000 | $ 107,000 |
| Lubbock County Texas | 3 | $ 231,000 | $ 77,000 | $ 80,000 |
| Navarro County Texas | 3 | $ 293,000 | $ 97,000 | $ 109,000 |
| Robertson County Texas | 3 | $ 133,000 | $ 44,000 | $ 91,000 |
| Somervell County Texas | 3 | $ 152,000 | $ 50,000 | $ 92,000 |
| Walker County Texas | 3 | $ 214,000 | $ 71,000 | $ 75,000 |
| Wilson County Texas | 3 | $ 486,000 | $ 162,000 | $ 27,000 |
| Bullock County Alabama | 2 | $ 30,000 | $ 15,000 | $ 50,000 |
| Crenshaw County Alabama | 2 | $ 25,000 | $ 12,000 | $ 142,000 |
| Marengo County Alabama | 2 | $ 78,000 | $ 39,000 | $ 46,000 |
| Marion County Alabama | 2 | $ 60,000 | $ 30,000 | $ 50,000 |
| Graham County Arizona | 2 | $ 10,000 | $ 5,000 | $ 50,000 |
| Mesa County Colorado | 2 | $ 25,000 | $ 12,000 | $ 82,000 |
| Park County Colorado | 2 | $ 765,000 | $ 382,000 | $ 216,000 |
| Pitkin County Colorado | 2 | $ 2,579,000 | $ 1,289,000 | $ 2,266,000 |
| Columbia County Florida | 2 | $ 210,000 | $ 105,000 | $ 49,000 |
| Jefferson County Florida | 2 | $ 330,000 | $ 165,000 | $ 87,000 |
| Monroe County Florida | 2 | $ 755,000 | $ 377,000 | $ 278,000 |
| Polk County Florida | 2 | $ 13,000 | $ 6,000 | $ 56,000 |
| Sarasota County Florida | 2 | $ 394,000 | $ 197,000 | $ 207,000 |
| Camden County Georgia | 2 | $ 193,000 | $ 96,000 | $ 40,000 |
| Cherokee County Georgia | 2 | $ 394,000 | $ 197,000 | $ 120,000 |
| Clarke County Georgia | 2 | $ 16,700,000 | $ 8,350,000 | $ 0 |
| DeKalb County Georgia | 2 | $ 5,433,000 | $ 2,716,000 | $ 39,000 |
| Henry County Georgia | 2 | $ 538,000 | $ 269,000 | $ 130,000 |
| Hawaii County Hawaii | 2 | $ 2,950,000 | $ 1,475,000 | $ 300,000 |
| East Baton Rouge County Louisiana | 2 | $ 1,604,000 | $ 802,000 | $ 673,000 |
| Jefferson County Louisiana | 2 | $ 376,000 | $ 188,000 | $ 38,000 |
| Jackson County Mississippi | 2 | $ 750,000 | $ 375,000 | $ 173,000 |
| Rankin County Mississippi | 2 | $ 350,000 | $ 175,000 | $ 58,000 |
| Dona Ana County New Mexico | 2 | $ 260,000 | $ 130,000 | $ 47,000 |
| Cuyahoga County Ohio | 2 | $ 316,000 | $ 158,000 | $ 79,000 |
| Allegheny County Pennsylvania | 2 | $ 239,000 | $ 119,000 | $ 67,000 |
| Giles County Tennessee | 2 | $ 40,000 | $ 20,000 | $ 11,000 |
| Marion County Tennessee | 2 | $ 365,000 | $ 182,000 | $ 185,000 |
| Sevier County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 275,000 |
| Williamson County Tennessee | 2 | $ 412,000 | $ 206,000 | $ 62,000 |
| Atascosa County Texas | 2 | $ 114,000 | $ 57,000 | $ 57,000 |
| Blanco County Texas | 2 | $ 264,000 | $ 132,000 | $ 69,000 |
| Caldwell County Texas | 2 | $ 211,000 | $ 105,000 | $ 48,000 |
| Callahan County Texas | 2 | $ 30,000 | $ 15,000 | $ 29,000 |
| Deaf Smith County Texas | 2 | $ 40,000 | $ 20,000 | $ 125,000 |
| El Paso County Texas | 2 | $ 639,000 | $ 319,000 | $ 236,000 |
| Fannin County Texas | 2 | $ 113,000 | $ 56,000 | $ 82,000 |
| Fayette County Texas | 2 | $ 214,000 | $ 107,000 | $ 62,000 |
| Jasper County Texas | 2 | $ 425,000 | $ 212,000 | $ 443,000 |
| Jefferson County Texas | 2 | $ 33,000 | $ 16,000 | $ 78,000 |
| Potter County Texas | 2 | $ 64,000 | $ 32,000 | $ 58,000 |
| Sabine County Texas | 2 | $ 150,000 | $ 75,000 | $ 239,000 |
| Taylor County Texas | 2 | $ 35,000 | $ 17,000 | $ 81,000 |
| Trinity County Texas | 2 | $ 54,000 | $ 27,000 | $ 85,000 |
| Upshur County Texas | 2 | $ 82,000 | $ 41,000 | $ 47,000 |
| Washington County Texas | 2 | $ 317,000 | $ 158,000 | $ 182,000 |
| Wichita County Texas | 2 | $ 366,000 | $ 183,000 | $ 136,000 |
| Island County Washington | 2 | $ 760,000 | $ 380,000 | $ 252,000 |
| King County Washington | 2 | $ 460,000 | $ 230,000 | $ 79,000 |
| Pierce County Washington | 2 | $ 692,000 | $ 346,000 | $ 117,000 |
| Bibb County Alabama | 1 | $ 218,000 | $ 218,000 | $ 110,000 |
| Cleburne County Alabama | 1 | $ 93,000 | $ 93,000 | $ 38,000 |
| Conecuh County Alabama | 1 | $ 383,000 | $ 383,000 | $ 246,000 |
| Covington County Alabama | 1 | $ 29,000 | $ 29,000 | $ 44,000 |
| Dallas County Alabama | 1 | $ 96,000 | $ 96,000 | $ 44,000 |
| Escambia County Alabama | 1 | $ 31,000 | $ 31,000 | $ 118,000 |
| Fayette County Alabama | 1 | $ 43,000 | $ 43,000 | $ 25,000 |
| Anchorage County Alaska | 1 | $ 336,000 | $ 336,000 | $ 2,349,000 |
| Greenlee County Arizona | 1 | $ 82,000 | $ 82,000 | $ 29,000 |
| La Paz County Arizona | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Cleburne County Arkansas | 1 | $ 176,000 | $ 176,000 | $ 183,000 |
| Yell County Arkansas | 1 | $ 86,000 | $ 86,000 | $ 52,000 |
| Los Angeles County California | 1 | $ 200,000 | $ 200,000 | $ 53,000 |
| Riverside County California | 1 | $ 268,000 | $ 268,000 | $ 72,000 |
| Ventura County California | 1 | $ 537,000 | $ 537,000 | $ 1,334,000 |
| Chaffee County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,170,000 |
| Delta County Colorado | 1 | $ 460,000 | $ 460,000 | $ 234,000 |
| Elbert County Colorado | 1 | $ 239,000 | $ 239,000 | $ 80,000 |
| Garfield County Colorado | 1 | $ 1,900,000 | $ 1,900,000 | $ 127,000 |
| Gunnison County Colorado | 1 | $ 1,750,000 | $ 1,750,000 | $ 990,000 |
| Huerfano County Colorado | 1 | $ 57,000 | $ 57,000 | $ 23,000 |
| Lincoln County Colorado | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Montrose County Colorado | 1 | $ 10,000 | $ 10,000 | $ 110,000 |
| Routt County Colorado | 1 | $ 312,000 | $ 312,000 | $ 135,000 |
| Saguache County Colorado | 1 | $ 40,000 | $ 40,000 | $ 7,000 |
| Teller County Colorado | 1 | $ 168,000 | $ 168,000 | $ 31,000 |
| Litchfield County Connecticut | 1 | $ 282,000 | $ 282,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 6,900,000 | $ 6,900,000 | $ 0 |
| Charlotte County Florida | 1 | $ 500,000 | $ 500,000 | $ 233,000 |
| Collier County Florida | 1 | $ 375,000 | $ 375,000 | $ 56,000 |
| Dixie County Florida | 1 | $ 30,000 | $ 30,000 | $ 36,000 |
| Franklin County Florida | 1 | $ 1,220,000 | $ 1,220,000 | $ 0 |
| Gilchrist County Florida | 1 | $ 60,000 | $ 60,000 | $ 93,000 |
| Hamilton County Florida | 1 | $ 75,000 | $ 75,000 | $ 156,000 |
| Holmes County Florida | 1 | $ 60,000 | $ 60,000 | $ 67,000 |
| Jackson County Florida | 1 | $ 80,000 | $ 80,000 | $ 53,000 |
| Osceola County Florida | 1 | $ 5,000 | $ 5,000 | $ 46,000 |
| Union County Florida | 1 | $ 25,000 | $ 25,000 | $ 122,000 |
| Washington County Florida | 1 | $ 120,000 | $ 120,000 | $ 110,000 |
| Bibb County Georgia | 1 | $ 13,140,000 | $ 13,140,000 | $ 0 |
| Chatham County Georgia | 1 | $ 126,000 | $ 126,000 | $ 39,000 |
| Cobb County Georgia | 1 | $ 896,000 | $ 896,000 | $ 350,000 |
| Douglas County Georgia | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Early County Georgia | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Fannin County Georgia | 1 | $ 188,000 | $ 188,000 | $ 110,000 |
| Glynn County Georgia | 1 | $ 100,000 | $ 100,000 | $ 32,000 |
| Hall County Georgia | 1 | $ 267,000 | $ 267,000 | $ 75,000 |
| Quitman County Georgia | 1 | $ 160,000 | $ 160,000 | $ 34,000 |
| Kauai County Hawaii | 1 | $ 960,000 | $ 960,000 | $ 13,000 |
| Bonner County Idaho | 1 | $ 1,715,000 | $ 1,715,000 | $ 1,320,000 |
| Cassia County Idaho | 1 | $ 44,000 | $ 44,000 | $ 74,000 |
| Kootenai County Idaho | 1 | $ 1,225,000 | $ 1,225,000 | $ 0 |
| DuPage County Illinois | 1 | $ 212,000 | $ 212,000 | $ 153,000 |
| Hendricks County Indiana | 1 | $ 250,000 | $ 250,000 | $ 87,000 |
| Porter County Indiana | 1 | $ 140,000 | $ 140,000 | $ 23,000 |
| Johnson County Iowa | 1 | $ 158,000 | $ 158,000 | $ 41,000 |
| Woodbury County Iowa | 1 | $ 184,000 | $ 184,000 | $ 93,000 |
| Wyandotte County Kansas | 1 | $ 11,400,000 | $ 11,400,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 127,000 | $ 127,000 | $ 72,000 |
| Jefferson County Kentucky | 1 | $ 11,000 | $ 11,000 | $ 11,000 |
| Warren County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 66,000 |
| Ascension County Louisiana | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Bossier County Louisiana | 1 | $ 154,000 | $ 154,000 | $ 36,000 |
| Barnstable County Massachusetts | 1 | $ 442,000 | $ 442,000 | $ 102,000 |
| Middlesex County Massachusetts | 1 | $ 19,200,000 | $ 19,200,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 250,000 | $ 250,000 | $ 49,000 |
| Kalamazoo County Michigan | 1 | $ 405,000 | $ 405,000 | $ 300,000 |
| Macomb County Michigan | 1 | $ 18,300,000 | $ 18,300,000 | $ 0 |
| Olmsted County Minnesota | 1 | $ 159,000 | $ 159,000 | $ 150,000 |
| Harrison County Mississippi | 1 | $ 285,000 | $ 285,000 | $ 281,000 |
| Hinds County Mississippi | 1 | $ 119,000 | $ 119,000 | $ 33,000 |
| Itawamba County Mississippi | 1 | $ 14,000 | $ 14,000 | $ 9,000 |
| Lafayette County Mississippi | 1 | $ 214,000 | $ 214,000 | $ 117,000 |
| Lauderdale County Mississippi | 1 | $ 41,000 | $ 41,000 | $ 17,000 |
| Madison County Mississippi | 1 | $ 202,000 | $ 202,000 | $ 119,000 |
| Marion County Mississippi | 1 | $ 88,000 | $ 88,000 | $ 46,000 |
| Boone County Missouri | 1 | $ 133,000 | $ 133,000 | $ 40,000 |
| Clay County Missouri | 1 | $ 52,000 | $ 52,000 | $ 40,000 |
| Jackson County Missouri | 1 | $ 258,000 | $ 258,000 | $ 0 |
| Ripley County Missouri | 1 | $ 67,000 | $ 67,000 | $ 91,000 |
| Carbon County Montana | 1 | $ 420,000 | $ 420,000 | $ 237,000 |
| Flathead County Montana | 1 | $ 125,000 | $ 125,000 | $ 562,000 |
| Lake County Montana | 1 | $ 1,425,000 | $ 1,425,000 | $ 306,000 |
| Park County Montana | 1 | $ 210,000 | $ 210,000 | $ 200,000 |
| Douglas County Nebraska | 1 | $ 46,000 | $ 46,000 | $ 1,049,000 |
| Keith County Nebraska | 1 | $ 47,000 | $ 47,000 | $ 31,000 |
| Clark County Nevada | 1 | $ 212,000 | $ 212,000 | $ 60,000 |
| Chaves County New Mexico | 1 | $ 20,000 | $ 20,000 | $ 50,000 |
| Colfax County New Mexico | 1 | $ 109,000 | $ 109,000 | $ 28,000 |
| Curry County New Mexico | 1 | $ 5,000 | $ 5,000 | $ 37,000 |
| Socorro County New Mexico | 1 | $ 91,000 | $ 91,000 | $ 35,000 |
| Torrance County New Mexico | 1 | $ 3,000 | $ 3,000 | $ 48,000 |
| Queens County New York | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Rockland County New York | 1 | $ 450,000 | $ 450,000 | $ 252,000 |
| Westchester County New York | 1 | $ 263,000 | $ 263,000 | $ 95,000 |
| Durham County North Carolina | 1 | $ 176,000 | $ 176,000 | $ 39,000 |
| Forsyth County North Carolina | 1 | $ 6,500,000 | $ 6,500,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 900,000 | $ 900,000 | $ 610,000 |
| Macon County North Carolina | 1 | $ 800,000 | $ 800,000 | $ 150,000 |
| Person County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 64,000 |
| Transylvania County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 555,000 |
| Wood County Ohio | 1 | $ 96,000 | $ 96,000 | $ 360,000 |
| Cotton County Oklahoma | 1 | $ 61,000 | $ 61,000 | $ 166,000 |
| Mayes County Oklahoma | 1 | $ 200,000 | $ 200,000 | $ 329,000 |
| Multnomah County Oregon | 1 | $ 291,000 | $ 291,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 41,000 |
| Montgomery County Pennsylvania | 1 | $ 249,000 | $ 249,000 | $ 41,000 |
| Beaufort County South Carolina | 1 | $ 10,000,000 | $ 10,000,000 | $ 0 |
| Hampton County South Carolina | 1 | $ 48,000 | $ 48,000 | $ 44,000 |
| Pickens County South Carolina | 1 | $ 220,000 | $ 220,000 | $ 724,000 |
| Hamblen County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 64,000 |
| Marshall County Tennessee | 1 | $ 640,000 | $ 640,000 | $ 1,680,000 |
| Shelby County Tennessee | 1 | $ 259,000 | $ 259,000 | $ 42,000 |
| Washington County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 225,000 |
| Anderson County Texas | 1 | $ 81,000 | $ 81,000 | $ 100,000 |
| Angelina County Texas | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Bosque County Texas | 1 | $ 205,000 | $ 205,000 | $ 194,000 |
| Burleson County Texas | 1 | $ 13,000 | $ 13,000 | $ 81,000 |
| Collingsworth County Texas | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Dawson County Texas | 1 | $ 1,155,000 | $ 1,155,000 | $ 412,000 |
| Delta County Texas | 1 | $ 45,000 | $ 45,000 | $ 62,000 |
| DeWitt County Texas | 1 | $ 165,000 | $ 165,000 | $ 156,000 |
| Erath County Texas | 1 | $ 60,000 | $ 60,000 | $ 114,000 |
| Falls County Texas | 1 | $ 48,000 | $ 48,000 | $ 109,000 |
| Franklin County Texas | 1 | $ 400,000 | $ 400,000 | $ 466,000 |
| Frio County Texas | 1 | $ 1,550,000 | $ 1,550,000 | $ 3,428,000 |
| Gillespie County Texas | 1 | $ 15,000 | $ 15,000 | $ 144,000 |
| Gray County Texas | 1 | $ 10,000 | $ 10,000 | $ 48,000 |
| Harrison County Texas | 1 | $ 61,000 | $ 61,000 | $ 21,000 |
| Henderson County Texas | 1 | $ 4,000 | $ 4,000 | $ 23,000 |
| Kinney County Texas | 1 | $ 90,000 | $ 90,000 | $ 84,000 |
| Lavaca County Texas | 1 | $ 47,000 | $ 47,000 | $ 240,000 |
| Limestone County Texas | 1 | $ 45,000 | $ 45,000 | $ 21,000 |
| Live Oak County Texas | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Marion County Texas | 1 | $ 154,000 | $ 154,000 | $ 57,000 |
| Matagorda County Texas | 1 | $ 66,000 | $ 66,000 | $ 25,000 |
| Midland County Texas | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| Milam County Texas | 1 | $ 249,000 | $ 249,000 | $ 138,000 |
| Montague County Texas | 1 | $ 25,000 | $ 25,000 | $ 264,000 |
| Morris County Texas | 1 | $ 51,000 | $ 51,000 | $ 37,000 |
| Orange County Texas | 1 | $ 20,000 | $ 20,000 | $ 120,000 |
| Palo Pinto County Texas | 1 | $ 240,000 | $ 240,000 | $ 118,000 |
| Real County Texas | 1 | $ 92,000 | $ 92,000 | $ 175,000 |
| Red River County Texas | 1 | $ 8,000 | $ 8,000 | $ 50,000 |
| Rusk County Texas | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| Smith County Texas | 1 | $ 410,000 | $ 410,000 | $ 346,000 |
| Throckmorton County Texas | 1 | $ 70,000 | $ 70,000 | $ 45,000 |
| Val Verde County Texas | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Victoria County Texas | 1 | $ 198,000 | $ 198,000 | $ 94,000 |
| Webb County Texas | 1 | $ 161,000 | $ 161,000 | $ 180,000 |
| Wharton County Texas | 1 | $ 18,000 | $ 18,000 | $ 101,000 |
| Wise County Texas | 1 | $ 48,000 | $ 48,000 | $ 118,000 |
| Wood County Texas | 1 | $ 18,000 | $ 18,000 | $ 90,000 |
| Young County Texas | 1 | $ 6,000 | $ 6,000 | $ 35,000 |
| Davis County Utah | 1 | $ 108,000 | $ 108,000 | $ 179,000 |
| Salt Lake County Utah | 1 | $ 180,000 | $ 180,000 | $ 72,000 |
| Summit County Utah | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 371,000 | $ 371,000 | $ 227,000 |
| Virginia Beach County Virginia | 1 | $ 124,000 | $ 124,000 | $ 42,000 |
| Whatcom County Washington | 1 | $ 233,000 | $ 233,000 | $ 100,000 |
| Ashland County Wisconsin | 1 | $ 3,000 | $ 3,000 | $ 12,000 |
| Dane County Wisconsin | 1 | $ 206,000 | $ 206,000 | $ 42,000 |
| La Crosse County Wisconsin | 1 | $ 141,000 | $ 141,000 | $ 72,000 |
| Milwaukee County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Laramie County Wyoming | 1 | $ 202,000 | $ 202,000 | $ 46,000 |
| Sublette County Wyoming | 1 | $ 525,000 | $ 525,000 | $ 339,000 |
Mortgage Loan Application Detail Totals for Bbva Usa in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,334 | $1,134,849,000 | $802,684 | $35,739,000 | $272,894 | $4,700,000 |
| Refinancing | 3,801 | $800,570,000 | $1,562,678 | $20,500,000 | $163,392 | $8,324,000 |
| Home Improvement | 3,596 | $117,687,000 | $22,200 | $1,000,000 | $52,900 | $3,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,884 | $1,172,267,000 | $305,594 | $3,437,000 | $257,135 | $8,324,000 |
| Not Provided | 4,090 | $286,354,000 | $136,263 | $2,800,000 | $81,105 | $4,700,000 |
| Hispanic | 687 | $93,863,000 | $285,272 | $4,020,000 | $240,818 | $1,700,000 |
| Black or African American | 615 | $64,036,000 | $330,416 | $3,000,000 | $309,666 | $3,931,000 |
| Not applicable | 205 | $381,333,000 | $6,105,117 | $35,739,000 | $6,647 | $518,000 |
| Asian | 184 | $39,891,000 | $272,750 | $2,500,000 | $154,916 | $1,833,000 |
| American Indian or Alaskan Native | 46 | $11,146,000 | $429,000 | $1,969,000 | $177,857 | $600,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $4,216,000 | $312,600 | $800,000 | $115,600 | $346,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,541 | $2,027,844,000 | $1,321,414 | $35,739,000 | $219,390 | $8,324,000 |
| FHA-insured (Federal Housing Administration) | 113 | $13,420,000 | $126,666 | $238,000 | $42,333 | $147,000 |
| VA-guaranteed (Veterans Administration) | 76 | $11,751,000 | $165,833 | $246,000 | $57,833 | $207,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $91,000 | $91,000 | $91,000 | $35,000 | $35,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,789 | $1,444,256,000 | $1,624,538 | $21,542,000 | $247,076 | $4,700,000 |
| Application Denied By Financial Institution | 2,709 | $182,421,000 | $659,388 | $35,739,000 | $85,888 | $1,788,000 |
| Application Withdrawn By Applicant | 1,700 | $324,424,000 | $1,182,705 | $20,500,000 | $152,176 | $1,904,000 |
| Application Approved But Not Accepted | 275 | $54,776,000 | $338,222 | $2,000,000 | $179,222 | $8,324,000 |
| File Closed For Incompleteness | 200 | $41,215,000 | $169,857 | $2,800,000 | $88,428 | $1,584,000 |
| Loan Purchased By The Institution | 58 | $6,014,000 | $106,000 | $155,000 | $87,800 | $258,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,852 | $61,888,000 | $69,200 | $1,100,000 | $67,700 | $1,788,000 |
| Debt-To-Income Ratio | 478 | $30,979,000 | $216,750 | $1,100,000 | $55,500 | $500,000 |
| Collateral | 188 | $11,703,000 | $77,272 | $593,000 | $102,545 | $530,000 |
| Other | 117 | $73,023,000 | $1,465,375 | $35,739,000 | $53,875 | $992,000 |
| Employment History | 41 | $1,864,000 | $48,250 | $196,000 | $60,250 | $409,000 |
| Credit Application Incomplete | 18 | $1,592,000 | $83,250 | $350,000 | $94,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $858,000 | $125,250 | $228,000 | $85,250 | $156,000 |
| Unverifiable Information | 5 | $514,000 | $107,666 | $132,000 | $742,333 | $1,716,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bbva Usa's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bbva Usa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.