BBVA USA Mortgage Lending & HMDA Data, 2008

In 2008, BBVA USA of Birmingham, AL reported 17,566 mortgage applications totaling $3.3 billion, up 59% from 2007. The average application was for $188,757, and applicants reported an average income of $116,063. 47% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (2,711), San Antonio, TX (1,297) and Dallas-Plano-Irving, TX (1,011) (applications in parentheses).

Mortgage Company & Address BBVA USA
15 South 20th Street
Birmingham, AL 35233
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 17,566
Total Mortgage Loan Application Amount $3,315,716,000
Average Mortgage Loan Application Amount $188,757
Highest Mortgage Loan Application Amount $13,600,000
Average Applicant Income $116,063
Highest Applicant Income $8,899,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BBVA USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for BBVA USA by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 1,657 $ 297,717,000 $ 179,672 $ 112,000
Bexar, Texas 1,114 $ 199,223,000 $ 178,835 $ 114,000
Webb, Texas 950 $ 70,485,000 $ 74,194 $ 61,000
Maricopa, Arizona 860 $ 269,411,000 $ 313,268 $ 142,000
Hidalgo, Texas 678 $ 62,375,000 $ 91,998 $ 75,000
Travis, Texas 584 $ 145,359,000 $ 248,902 $ 98,000
Jefferson, Alabama 565 $ 110,058,000 $ 194,792 $ 109,000
Dallas, Texas 529 $ 121,203,000 $ 229,117 $ 187,000
Duval, Florida 448 $ 90,307,000 $ 201,578 $ 120,000
Tarrant, Texas 405 $ 70,095,000 $ 173,074 $ 134,000
Cameron, Texas 404 $ 31,397,000 $ 77,715 $ 61,000
Montgomery, Texas 331 $ 57,458,000 $ 173,589 $ 132,000
Mobile, Alabama 324 $ 44,131,000 $ 136,206 $ 107,000
Fort Bend, Texas 276 $ 43,931,000 $ 159,170 $ 87,000
Pima, Arizona 274 $ 44,710,000 $ 163,175 $ 122,000
Williamson, Texas 269 $ 48,097,000 $ 178,799 $ 61,000
Montgomery, Alabama 232 $ 34,143,000 $ 147,168 $ 83,000
Madison, Alabama 213 $ 63,688,000 $ 299,004 $ 202,000
Denton, Texas 208 $ 29,369,000 $ 141,197 $ 117,000
Brazoria, Texas 200 $ 24,931,000 $ 124,655 $ 66,000
Bernalillo, New Mexico 198 $ 37,559,000 $ 189,691 $ 99,000
Collin, Texas 196 $ 34,093,000 $ 173,943 $ 145,000
Nueces, Texas 192 $ 16,729,000 $ 87,130 $ 89,000
Galveston, Texas 191 $ 36,563,000 $ 191,429 $ 50,000
Denver, Colorado 165 $ 48,332,000 $ 292,921 $ 146,000
Shelby, Alabama 164 $ 43,018,000 $ 262,304 $ 135,000
El Paso, Texas 155 $ 21,335,000 $ 137,645 $ 89,000
Tuscaloosa, Alabama 141 $ 25,057,000 $ 177,709 $ 121,000
Maverick, Texas 136 $ 6,269,000 $ 46,095 $ 49,000
Bell, Texas 131 $ 17,011,000 $ 129,854 $ 96,000
Jefferson, Texas 130 $ 18,728,000 $ 144,061 $ 64,000
Arapahoe, Colorado 129 $ 29,124,000 $ 225,767 $ 120,000
Baldwin, Alabama 128 $ 32,661,000 $ 255,164 $ 166,000
Cochise, Arizona 126 $ 15,788,000 $ 125,301 $ 75,000
Brazos, Texas 122 $ 25,783,000 $ 211,336 $ 158,000
Douglas, Colorado 114 $ 29,171,000 $ 255,885 $ 140,000
Adams, Colorado 111 $ 17,717,000 $ 159,612 $ 85,000
Jefferson, Colorado 111 $ 26,061,000 $ 234,783 $ 113,000
Clay, Florida 110 $ 24,504,000 $ 222,763 $ 94,000
Parker, Texas 107 $ 17,357,000 $ 162,214 $ 131,000
Lee, Alabama 105 $ 29,006,000 $ 276,247 $ 180,000
Limestone, Alabama 95 $ 13,212,000 $ 139,073 $ 63,000
Hays, Texas 94 $ 17,482,000 $ 185,978 $ 56,000
Calhoun, Alabama 88 $ 9,344,000 $ 106,181 $ 60,000
Val Verde, Texas 86 $ 6,904,000 $ 80,279 $ 64,000
DeKalb, Alabama 83 $ 10,097,000 $ 121,650 $ 56,000
Comal, Texas 82 $ 25,666,000 $ 313,000 $ 172,000
Escambia, Florida 81 $ 15,415,000 $ 190,308 $ 155,000
Houston, Alabama 76 $ 14,444,000 $ 190,052 $ 91,000
Boulder, Colorado 76 $ 22,668,000 $ 298,263 $ 128,000
Alachua, Florida 74 $ 15,654,000 $ 211,540 $ 157,000
St. Johns, Florida 74 $ 35,742,000 $ 483,000 $ 213,000
Pinal, Arizona 73 $ 10,091,000 $ 138,232 $ 58,000
Okaloosa, Florida 72 $ 18,035,000 $ 250,486 $ 243,000
Hardin, Texas 67 $ 6,807,000 $ 101,597 $ 60,000
Sandoval, New Mexico 64 $ 13,458,000 $ 210,281 $ 122,000
Morgan, Alabama 63 $ 8,568,000 $ 136,000 $ 58,000
Yavapai, Arizona 63 $ 18,877,000 $ 299,634 $ 129,000
Bay, Florida 63 $ 25,693,000 $ 407,825 $ 399,000
McLennan, Texas 59 $ 7,313,000 $ 123,949 $ 69,000
Lauderdale, Alabama 58 $ 9,449,000 $ 162,913 $ 94,000
Etowah, Alabama 56 $ 5,553,000 $ 99,160 $ 66,000
Nassau, Florida 56 $ 17,366,000 $ 310,107 $ 139,000
Walker, Alabama 54 $ 6,698,000 $ 124,037 $ 95,000
Hood, Texas 53 $ 11,012,000 $ 207,773 $ 154,000
Coconino, Arizona 52 $ 16,833,000 $ 323,711 $ 211,000
Larimer, Colorado 52 $ 9,927,000 $ 190,903 $ 94,000
Chatham, Georgia 52 $ 9,303,000 $ 178,903 $ 1,000
Weld, Colorado 51 $ 9,534,000 $ 186,941 $ 85,000
Johnson, Texas 49 $ 4,472,000 $ 91,265 $ 111,000
Walton, Florida 48 $ 24,922,000 $ 519,208 $ 370,000
Cullman, Alabama 45 $ 7,891,000 $ 175,355 $ 81,000
Marion, Florida 44 $ 11,736,000 $ 266,727 $ 294,000
Orange, Texas 44 $ 5,142,000 $ 116,863 $ 32,000
El Paso, Colorado 43 $ 11,275,000 $ 262,209 $ 128,000
Tallapoosa, Alabama 42 $ 15,684,000 $ 373,428 $ 250,000
Dona Ana, New Mexico 38 $ 6,364,000 $ 167,473 $ 385,000
Guadalupe, Texas 37 $ 6,161,000 $ 166,513 $ 52,000
Marshall, Alabama 36 $ 4,622,000 $ 128,388 $ 89,000
St. Clair, Alabama 33 $ 5,498,000 $ 166,606 $ 88,000
Chambers, Texas 33 $ 5,599,000 $ 169,666 $ 14,000
Kendall, Texas 33 $ 14,644,000 $ 443,757 $ 248,000
Jackson, Alabama 31 $ 3,366,000 $ 108,580 $ 108,000
Colbert, Alabama 30 $ 3,448,000 $ 114,933 $ 88,000
Miami-Dade, Florida 30 $ 14,907,000 $ 496,900 $ 280,000
Blount, Alabama 29 $ 3,632,000 $ 125,241 $ 54,000
Summit, Utah 26 $ 14,604,000 $ 561,692 $ 513,000
Navajo, Arizona 24 $ 5,073,000 $ 211,375 $ 96,000
Ellis, Texas 24 $ 2,607,000 $ 108,625 $ 104,000
Rockwall, Texas 24 $ 2,605,000 $ 108,541 $ 135,000
Barbour, Alabama 23 $ 3,584,000 $ 155,826 $ 97,000
Mohave, Arizona 21 $ 3,542,000 $ 168,666 $ 70,000
Santa Rosa, Florida 21 $ 5,180,000 $ 246,666 $ 139,000
Elmore, Alabama 20 $ 3,733,000 $ 186,650 $ 98,000
Talladega, Alabama 20 $ 2,676,000 $ 133,800 $ 70,000
Gila, Arizona 20 $ 5,271,000 $ 263,550 $ 103,000
Smith, Texas 20 $ 4,290,000 $ 214,500 $ 170,000
Hernando, Florida 19 $ 3,189,000 $ 167,842 $ 104,000
Kaufman, Texas 19 $ 1,244,000 $ 65,473 $ 95,000
Lubbock, Texas 19 $ 2,444,000 $ 128,631 $ 113,000
Starr, Texas 19 $ 554,000 $ 29,157 $ 53,000
Zapata, Texas 19 $ 1,518,000 $ 79,894 $ 87,000
Citrus, Florida 18 $ 3,151,000 $ 175,055 $ 70,000
Bryan, Georgia 18 $ 4,404,000 $ 244,666 $ 0
Sierra, New Mexico 16 $ 1,274,000 $ 79,625 $ 65,000
Broomfield, Colorado 15 $ 4,813,000 $ 320,866 $ 124,000
Salt Lake, Utah 15 $ 3,870,000 $ 258,000 $ 78,000
Terrebonne, Louisiana 14 $ 2,256,000 $ 161,142 $ 15,000
Willacy, Texas 14 $ 377,000 $ 26,928 $ 43,000
Otero, New Mexico 13 $ 1,072,000 $ 82,461 $ 53,000
Tyler, Texas 13 $ 884,000 $ 68,000 $ 89,000
Lawrence, Alabama 11 $ 1,523,000 $ 138,454 $ 57,000
Santa Cruz, Arizona 11 $ 1,908,000 $ 173,454 $ 68,000
Hunt, Texas 11 $ 1,430,000 $ 130,000 $ 71,000
Taylor, Texas 11 $ 1,523,000 $ 138,454 $ 240,000
Hillsborough, Florida 10 $ 2,796,000 $ 279,600 $ 98,000
Atascosa, Texas 10 $ 902,000 $ 90,200 $ 74,000
Wharton, Texas 10 $ 1,592,000 $ 159,200 $ 71,000
San Diego, California 9 $ 5,081,000 $ 564,555 $ 911,000
Pasco, Florida 9 $ 1,855,000 $ 206,111 $ 188,000
Cook, Illinois 9 $ 3,329,000 $ 369,888 $ 241,000
Valencia, New Mexico 9 $ 2,006,000 $ 222,888 $ 78,000
Bandera, Texas 9 $ 1,581,000 $ 175,666 $ 86,000
Bastrop, Texas 9 $ 971,000 $ 107,888 $ 68,000
Coryell, Texas 9 $ 647,000 $ 71,888 $ 86,000
Llano, Texas 9 $ 2,837,000 $ 315,222 $ 564,000
Medina, Texas 9 $ 1,396,000 $ 155,111 $ 33,000
Walker, Texas 9 $ 1,174,000 $ 130,444 $ 64,000
Chilton, Alabama 8 $ 1,730,000 $ 216,250 $ 165,000
Fayette, Kentucky 8 $ 1,591,000 $ 198,875 $ 60,000
Hennepin, Minnesota 8 $ 2,397,000 $ 299,625 $ 140,000
Dimmit, Texas 8 $ 1,062,000 $ 132,750 $ 83,000
Liberty, Texas 8 $ 553,000 $ 69,125 $ 90,000
San Patricio, Texas 8 $ 944,000 $ 118,000 $ 76,000
King, Washington 8 $ 2,387,000 $ 298,375 $ 425,000
Autauga, Alabama 7 $ 879,000 $ 125,571 $ 97,000
Cherokee, Alabama 7 $ 979,000 $ 139,857 $ 78,000
Orange, Florida 7 $ 1,846,000 $ 263,714 $ 168,000
Pinellas, Florida 7 $ 1,935,000 $ 276,428 $ 207,000
Luna, New Mexico 7 $ 534,000 $ 76,285 $ 61,000
Philadelphia, Pennsylvania 7 $ 1,532,000 $ 218,857 $ 72,000
Jasper, Texas 7 $ 722,000 $ 103,142 $ 27,000
Milam, Texas 7 $ 1,544,000 $ 220,571 $ 143,000
Waller, Texas 7 $ 1,133,000 $ 161,857 $ 41,000
Washington, Texas 7 $ 916,000 $ 130,857 $ 51,000
Dale, Alabama 6 $ 695,000 $ 115,833 $ 60,000
Eagle, Colorado 6 $ 19,308,000 $ 3,218,000 $ 423,000
Summit, Colorado 6 $ 2,753,000 $ 458,833 $ 229,000
Palm Beach, Florida 6 $ 2,307,000 $ 384,500 $ 456,000
Cobb, Georgia 6 $ 2,034,000 $ 339,000 $ 126,000
Lafourche, Louisiana 6 $ 779,000 $ 129,833 $ 0
Clark, Nevada 6 $ 2,247,000 $ 374,500 $ 192,000
Santa Fe, New Mexico 6 $ 1,831,000 $ 305,166 $ 663,000
Berkeley, South Carolina 6 $ 1,176,000 $ 196,000 $ 0
Davidson, Tennessee 6 $ 1,329,000 $ 221,500 $ 103,000
Aransas, Texas 6 $ 770,000 $ 128,333 $ 85,000
Austin, Texas 6 $ 996,000 $ 166,000 $ 18,000
Caldwell, Texas 6 $ 545,000 $ 90,833 $ 104,000
Ector, Texas 6 $ 795,000 $ 132,500 $ 130,000
Grimes, Texas 6 $ 891,000 $ 148,500 $ 50,000
Jim Wells, Texas 6 $ 346,000 $ 57,666 $ 58,000
Kerr, Texas 6 $ 922,000 $ 153,666 $ 69,000
Lampasas, Texas 6 $ 365,000 $ 60,833 $ 73,000
Matagorda, Texas 6 $ 655,000 $ 109,166 $ 63,000
Osceola, Florida 5 $ 1,600,000 $ 320,000 $ 778,000
Volusia, Florida 5 $ 1,320,000 $ 264,000 $ 211,000
Fulton, Georgia 5 $ 1,755,000 $ 351,000 $ 1,085,000
Marion, Indiana 5 $ 659,000 $ 131,800 $ 47,000
Orleans, Louisiana 5 $ 924,000 $ 184,800 $ 40,000
St. Louis City, Missouri 5 $ 919,000 $ 183,800 $ 68,000
Douglas, Nebraska 5 $ 877,000 $ 175,400 $ 64,000
Oklahoma, Oklahoma 5 $ 769,000 $ 153,800 $ 56,000
Allegheny, Pennsylvania 5 $ 1,198,000 $ 239,600 $ 121,000
Beaufort, South Carolina 5 $ 2,115,000 $ 423,000 $ 72,000
Fayette, Texas 5 $ 1,370,000 $ 274,000 $ 74,000
Kleberg, Texas 5 $ 723,000 $ 144,600 $ 89,000
Palo Pinto, Texas 5 $ 1,347,000 $ 269,400 $ 1,880,000
Somervell, Texas 5 $ 299,000 $ 59,800 $ 64,000
Tom Green, Texas 5 $ 485,000 $ 97,000 $ 64,000
Wise, Texas 5 $ 575,000 $ 115,000 $ 77,000
Butler, Alabama 4 $ 219,000 $ 54,750 $ 179,000
Cleburne, Alabama 4 $ 802,000 $ 200,500 $ 66,000
Fayette, Alabama 4 $ 150,000 $ 37,500 $ 63,000
Macon, Alabama 4 $ 315,000 $ 78,750 $ 48,000
Washington, Alabama 4 $ 386,000 $ 96,500 $ 52,000
Winston, Alabama 4 $ 1,384,000 $ 346,000 $ 256,000
Los Angeles, California 4 $ 9,423,000 $ 2,355,750 $ 725,000
Riverside, California 4 $ 3,656,000 $ 914,000 $ 499,000
Clear Creek, Colorado 4 $ 738,000 $ 184,500 $ 298,000
Bradford, Florida 4 $ 630,000 $ 157,500 $ 72,000
Flagler, Florida 4 $ 713,000 $ 178,250 $ 259,000
Lake, Florida 4 $ 1,505,000 $ 376,250 $ 185,000
Leon, Florida 4 $ 859,000 $ 214,750 $ 184,000
Suffolk, Massachusetts 4 $ 1,641,000 $ 410,250 $ 343,000
Lincoln, New Mexico 4 $ 1,037,000 $ 259,250 $ 655,000
Durham, North Carolina 4 $ 784,000 $ 196,000 $ 77,000
Franklin, Ohio 4 $ 983,000 $ 245,750 $ 97,000
Hamilton, Ohio 4 $ 708,000 $ 177,000 $ 86,000
Multnomah, Oregon 4 $ 1,168,000 $ 292,000 $ 13,000
Shelby, Tennessee 4 $ 647,000 $ 161,750 $ 66,000
Angelina, Texas 4 $ 677,000 $ 169,250 $ 63,000
Cherokee, Texas 4 $ 842,000 $ 210,500 $ 114,000
Gillespie, Texas 4 $ 1,007,000 $ 251,750 $ 55,000
Hale, Texas 4 $ 129,000 $ 32,250 $ 149,000
Hill, Texas 4 $ 549,000 $ 137,250 $ 76,000
Jones, Texas 4 $ 99,000 $ 24,750 $ 29,000
Polk, Texas 4 $ 547,000 $ 136,750 $ 32,000
Robertson, Texas 4 $ 787,000 $ 196,750 $ 389,000
Chittenden, Vermont 4 $ 1,101,000 $ 275,250 $ 87,000
Pierce, Washington 4 $ 1,421,000 $ 355,250 $ 122,000
Bibb, Alabama 3 $ 638,000 $ 212,666 $ 160,000
Franklin, Alabama 3 $ 371,000 $ 123,666 $ 100,000
Geneva, Alabama 3 $ 224,000 $ 74,666 $ 68,000
Henry, Alabama 3 $ 521,000 $ 173,666 $ 251,000
Lowndes, Alabama 3 $ 132,000 $ 44,000 $ 54,000
Pickens, Alabama 3 $ 92,000 $ 30,666 $ 34,000
Pike, Alabama 3 $ 294,000 $ 98,000 $ 186,000
Randolph, Alabama 3 $ 930,000 $ 310,000 $ 144,000
Apache, Arizona 3 $ 455,000 $ 151,666 $ 43,000
Graham, Arizona 3 $ 577,000 $ 192,333 $ 0
Elbert, Colorado 3 $ 377,000 $ 125,666 $ 103,000
Grand, Colorado 3 $ 1,091,000 $ 363,666 $ 268,000
Mesa, Colorado 3 $ 2,170,000 $ 723,333 $ 426,000
Park, Colorado 3 $ 632,000 $ 210,666 $ 140,000
Teller, Colorado 3 $ 239,000 $ 79,666 $ 78,000
Levy, Florida 3 $ 133,000 $ 44,333 $ 28,000
Manatee, Florida 3 $ 2,045,000 $ 681,666 $ 366,000
St. Mary, Louisiana 3 $ 417,000 $ 139,000 $ 0
Jackson, Mississippi 3 $ 954,000 $ 318,000 $ 177,000
Socorro, New Mexico 3 $ 219,000 $ 73,000 $ 52,000
Cuyahoga, Ohio 3 $ 802,000 $ 267,333 $ 102,000
Tulsa, Oklahoma 3 $ 495,000 $ 165,000 $ 63,000
Sevier, Tennessee 3 $ 653,000 $ 217,666 $ 579,000
Burleson, Texas 3 $ 214,000 $ 71,333 $ 60,000
Burnet, Texas 3 $ 185,000 $ 61,666 $ 105,000
Colorado, Texas 3 $ 356,000 $ 118,666 $ 75,000
Erath, Texas 3 $ 225,000 $ 75,000 $ 89,000
Falls, Texas 3 $ 111,000 $ 37,000 $ 50,000
Frio, Texas 3 $ 68,000 $ 22,666 $ 98,000
Grayson, Texas 3 $ 461,000 $ 153,666 $ 135,000
Henderson, Texas 3 $ 523,000 $ 174,333 $ 293,000
Lavaca, Texas 3 $ 235,000 $ 78,333 $ 75,000
Lee, Texas 3 $ 610,000 $ 203,333 $ 34,000
Live Oak, Texas 3 $ 434,000 $ 144,666 $ 54,000
Runnels, Texas 3 $ 62,000 $ 20,666 $ 42,000
Uvalde, Texas 3 $ 392,000 $ 130,666 $ 96,000
Wilson, Texas 3 $ 73,000 $ 24,333 $ 86,000
Thurston, Washington 3 $ 769,000 $ 256,333 $ 0
Milwaukee, Wisconsin 3 $ 560,000 $ 186,666 $ 57,000
Coffee, Alabama 2 $ 635,000 $ 317,500 $ 142,000
Coosa, Alabama 2 $ 446,000 $ 223,000 $ 512,000
Escambia, Alabama 2 $ 164,000 $ 82,000 $ 65,000
Hale, Alabama 2 $ 310,000 $ 155,000 $ 60,000
Alameda, California 2 $ 917,000 $ 458,500 $ 95,000
Kern, California 2 $ 977,000 $ 488,500 $ 95,000
Orange, California 2 $ 5,262,000 $ 2,631,000 $ 613,000
Placer, California 2 $ 617,000 $ 308,500 $ 385,000
Sacramento, California 2 $ 595,000 $ 297,500 $ 88,000
San Joaquin, California 2 $ 664,000 $ 332,000 $ 110,000
San Luis Obispo, California 2 $ 680,000 $ 340,000 $ 109,000
Stanislaus, California 2 $ 1,350,000 $ 675,000 $ 397,000
Archuleta, Colorado 2 $ 512,000 $ 256,000 $ 266,000
Chaffee, Colorado 2 $ 2,662,000 $ 1,331,000 $ 616,000
Gilpin, Colorado 2 $ 333,000 $ 166,500 $ 98,000
Pitkin, Colorado 2 $ 4,501,000 $ 2,250,500 $ 1,090,000
Routt, Colorado 2 $ 1,135,000 $ 567,500 $ 281,000
Fairfield, Connecticut 2 $ 678,000 $ 339,000 $ 104,000
New Haven, Connecticut 2 $ 455,000 $ 227,500 $ 49,000
Brevard, Florida 2 $ 901,000 $ 450,500 $ 415,000
Gadsden, Florida 2 $ 289,000 $ 144,500 $ 62,000
Lee, Florida 2 $ 381,000 $ 190,500 $ 305,000
Putnam, Florida 2 $ 248,000 $ 124,000 $ 51,000
DeKalb, Georgia 2 $ 1,215,000 $ 607,500 $ 255,000
Troup, Georgia 2 $ 310,000 $ 155,000 $ 65,000
Maui, Hawaii 2 $ 1,385,000 $ 692,500 $ 658,000
Peoria, Illinois 2 $ 225,000 $ 112,500 $ 46,000
Jefferson, Kentucky 2 $ 301,000 $ 150,500 $ 46,000
Caddo, Louisiana 2 $ 372,000 $ 186,000 $ 62,000
East Baton Rouge, Louisiana 2 $ 397,000 $ 198,500 $ 221,000
Jefferson, Louisiana 2 $ 334,000 $ 167,000 $ 43,000
Cumberland, Maine 2 $ 401,000 $ 200,500 $ 70,000
Howard, Maryland 2 $ 1,230,000 $ 615,000 $ 371,000
Prince George's, Maryland 2 $ 805,000 $ 402,500 $ 175,000
Bristol, Massachusetts 2 $ 481,000 $ 240,500 $ 425,000
Middlesex, Massachusetts 2 $ 955,000 $ 477,500 $ 190,000
Nantucket, Massachusetts 2 $ 3,448,000 $ 1,724,000 $ 532,000
Norfolk, Massachusetts 2 $ 989,000 $ 494,500 $ 114,000
Worcester, Massachusetts 2 $ 605,000 $ 302,500 $ 99,000
Wayne, Michigan 2 $ 380,000 $ 190,000 $ 45,000
Harrison, Mississippi 2 $ 941,000 $ 470,500 $ 381,000
Jasper, Missouri 2 $ 361,000 $ 180,500 $ 57,000
Lake, Montana 2 $ 2,730,000 $ 1,365,000 $ 2,510,000
Rio Arriba, New Mexico 2 $ 614,000 $ 307,000 $ 118,000
Torrance, New Mexico 2 $ 321,000 $ 160,500 $ 72,000
Kings, New York 2 $ 967,000 $ 483,500 $ 304,000
Suffolk, New York 2 $ 1,666,000 $ 833,000 $ 328,000
Montgomery, Ohio 2 $ 632,000 $ 316,000 $ 23,000
Clackamas, Oregon 2 $ 634,000 $ 317,000 $ 55,000
Montgomery, Pennsylvania 2 $ 516,000 $ 258,000 $ 43,000
Greenville, South Carolina 2 $ 529,000 $ 264,500 $ 215,000
Hamilton, Tennessee 2 $ 765,000 $ 382,500 $ 21,000
Rutherford, Tennessee 2 $ 474,000 $ 237,000 $ 78,000
Washington, Tennessee 2 $ 587,000 $ 293,500 $ 142,000
Bosque, Texas 2 $ 446,000 $ 223,000 $ 57,000
Eastland, Texas 2 $ 178,000 $ 89,000 $ 9,000
Gregg, Texas 2 $ 776,000 $ 388,000 $ 215,000
Houston, Texas 2 $ 258,000 $ 129,000 $ 74,000
Jim Hogg, Texas 2 $ 116,000 $ 58,000 $ 54,000
San Jacinto, Texas 2 $ 230,000 $ 115,000 $ 0
Sutton, Texas 2 $ 16,000 $ 8,000 $ 62,000
Trinity, Texas 2 $ 216,000 $ 108,000 $ 103,000
Van Zandt, Texas 2 $ 321,000 $ 160,500 $ 373,000
Victoria, Texas 2 $ 97,000 $ 48,500 $ 89,000
Davis, Utah 2 $ 1,065,000 $ 532,500 $ 163,000
Clark, Washington 2 $ 796,000 $ 398,000 $ 129,000
Cabell, West Virginia 2 $ 379,000 $ 189,500 $ 79,000
Waukesha, Wisconsin 2 $ 514,000 $ 257,000 $ 63,000
Natrona, Wyoming 2 $ 392,000 $ 196,000 $ 70,000
Clarke, Alabama 1 $ 100,000 $ 100,000 $ 58,000
Clay, Alabama 1 $ 46,000 $ 46,000 $ 5,000
Conecuh, Alabama 1 $ 63,000 $ 63,000 $ 35,000
Crenshaw, Alabama 1 $ 42,000 $ 42,000 $ 20,000
Dallas, Alabama 1 $ 205,000 $ 205,000 $ 76,000
Greene, Alabama 1 $ 30,000 $ 30,000 $ 38,000
Lamar, Alabama 1 $ 60,000 $ 60,000 $ 71,000
Marengo, Alabama 1 $ 46,000 $ 46,000 $ 34,000
Monroe, Alabama 1 $ 355,000 $ 355,000 $ 174,000
Russell, Alabama 1 $ 12,000 $ 12,000 $ 22,000
Wilcox, Alabama 1 $ 72,000 $ 72,000 $ 25,000
Montgomery, Arkansas 1 $ 95,000 $ 95,000 $ 287,000
Saline, Arkansas 1 $ 289,000 $ 289,000 $ 205,000
Washington, Arkansas 1 $ 81,000 $ 81,000 $ 76,000
Fresno, California 1 $ 230,000 $ 230,000 $ 45,000
Lake, California 1 $ 352,000 $ 352,000 $ 161,000
Delta, Colorado 1 $ 958,000 $ 958,000 $ 481,000
Fremont, Colorado 1 $ 47,000 $ 47,000 $ 53,000
Garfield, Colorado 1 $ 333,000 $ 333,000 $ 60,000
Gunnison, Colorado 1 $ 350,000 $ 350,000 $ 0
Las Animas, Colorado 1 $ 383,000 $ 383,000 $ 166,000
Morgan, Colorado 1 $ 248,000 $ 248,000 $ 159,000
San Miguel, Colorado 1 $ 6,125,000 $ 6,125,000 $ 2,756,000
New Castle, Delaware 1 $ 205,000 $ 205,000 $ 48,000
District of Columbia, District Of Columbia 1 $ 299,000 $ 299,000 $ 44,000
Baker, Florida 1 $ 180,000 $ 180,000 $ 46,000
Broward, Florida 1 $ 878,000 $ 878,000 $ 1,340,000
Charlotte, Florida 1 $ 240,000 $ 240,000 $ 155,000
Collier, Florida 1 $ 650,000 $ 650,000 $ 673,000
Gilchrist, Florida 1 $ 43,000 $ 43,000 $ 20,000
Hamilton, Florida 1 $ 175,000 $ 175,000 $ 113,000
Jackson, Florida 1 $ 10,000 $ 10,000 $ 61,000
Sarasota, Florida 1 $ 10,000 $ 10,000 $ 26,000
St. Lucie, Florida 1 $ 155,000 $ 155,000 $ 193,000
Taylor, Florida 1 $ 80,000 $ 80,000 $ 132,000
Baldwin, Georgia 1 $ 226,000 $ 226,000 $ 205,000
Bibb, Georgia 1 $ 150,000 $ 150,000 $ 44,000
Carroll, Georgia 1 $ 436,000 $ 436,000 $ 282,000
Cherokee, Georgia 1 $ 185,000 $ 185,000 $ 69,000
Coweta, Georgia 1 $ 245,000 $ 245,000 $ 120,000
Dade, Georgia 1 $ 150,000 $ 150,000 $ 225,000
Douglas, Georgia 1 $ 38,000 $ 38,000 $ 32,000
Effingham, Georgia 1 $ 121,000 $ 121,000 $ 0
Greene, Georgia 1 $ 382,000 $ 382,000 $ 84,000
Liberty, Georgia 1 $ 120,000 $ 120,000 $ 0
Rabun, Georgia 1 $ 915,000 $ 915,000 $ 1,498,000
Stewart, Georgia 1 $ 100,000 $ 100,000 $ 10,000
Towns, Georgia 1 $ 308,000 $ 308,000 $ 241,000
Union, Georgia 1 $ 175,000 $ 175,000 $ 211,000
Walton, Georgia 1 $ 111,000 $ 111,000 $ 217,000
Honolulu, Hawaii 1 $ 480,000 $ 480,000 $ 106,000
Bannock, Idaho 1 $ 175,000 $ 175,000 $ 43,000
Kootenai, Idaho 1 $ 134,000 $ 134,000 $ 86,000
Montgomery, Indiana 1 $ 180,000 $ 180,000 $ 132,000
St. Joseph, Indiana 1 $ 150,000 $ 150,000 $ 111,000
Steuben, Indiana 1 $ 7,000 $ 7,000 $ 31,000
Tippecanoe, Indiana 1 $ 184,000 $ 184,000 $ 160,000
Johnson, Iowa 1 $ 152,000 $ 152,000 $ 46,000
Geary, Kansas 1 $ 179,000 $ 179,000 $ 63,000
Sedgwick, Kansas 1 $ 133,000 $ 133,000 $ 44,000
Barren, Kentucky 1 $ 260,000 $ 260,000 $ 225,000
Oldham, Kentucky 1 $ 177,000 $ 177,000 $ 83,000
Bossier, Louisiana 1 $ 144,000 $ 144,000 $ 43,000
Lafayette, Louisiana 1 $ 786,000 $ 786,000 $ 450,000
Natchitoches, Louisiana 1 $ 220,000 $ 220,000 $ 102,000
St. Martin, Louisiana 1 $ 63,000 $ 63,000 $ 50,000
St. Tammany, Louisiana 1 $ 287,000 $ 287,000 $ 0
Penobscot, Maine 1 $ 299,000 $ 299,000 $ 225,000
York, Maine 1 $ 431,000 $ 431,000 $ 257,000
Montgomery, Maryland 1 $ 265,000 $ 265,000 $ 52,000
Essex, Massachusetts 1 $ 320,000 $ 320,000 $ 113,000
Emmet, Michigan 1 $ 75,000 $ 75,000 $ 0
Kent, Michigan 1 $ 135,000 $ 135,000 $ 71,000
Mecosta, Michigan 1 $ 90,000 $ 90,000 $ 32,000
Saginaw, Michigan 1 $ 127,000 $ 127,000 $ 43,000
Washtenaw, Michigan 1 $ 125,000 $ 125,000 $ 42,000
Olmsted, Minnesota 1 $ 179,000 $ 179,000 $ 282,000
Ramsey, Minnesota 1 $ 128,000 $ 128,000 $ 46,000
Forrest, Mississippi 1 $ 140,000 $ 140,000 $ 110,000
Hinds, Mississippi 1 $ 225,000 $ 225,000 $ 159,000
Lee, Mississippi 1 $ 142,000 $ 142,000 $ 265,000
Clay, Missouri 1 $ 124,000 $ 124,000 $ 44,000
Jackson, Missouri 1 $ 158,000 $ 158,000 $ 41,000
Johnson, Missouri 1 $ 199,000 $ 199,000 $ 130,000
St. Louis, Missouri 1 $ 130,000 $ 130,000 $ 46,000
Stone, Missouri 1 $ 155,000 $ 155,000 $ 57,000
Madison, Montana 1 $ 5,500,000 $ 5,500,000 $ 4,917,000
Madison, Nebraska 1 $ 247,000 $ 247,000 $ 150,000
Sarpy, Nebraska 1 $ 256,000 $ 256,000 $ 127,000
Chaves, New Mexico 1 $ 50,000 $ 50,000 $ 126,000
Curry, New Mexico 1 $ 100,000 $ 100,000 $ 42,000
McKinley, New Mexico 1 $ 140,000 $ 140,000 $ 69,000
Taos, New Mexico 1 $ 88,000 $ 88,000 $ 93,000
Nassau, New York 1 $ 330,000 $ 330,000 $ 110,000
New York, New York 1 $ 1,600,000 $ 1,600,000 $ 790,000
Onondaga, New York 1 $ 131,000 $ 131,000 $ 50,000
Brunswick, North Carolina 1 $ 303,000 $ 303,000 $ 90,000
Buncombe, North Carolina 1 $ 597,000 $ 597,000 $ 177,000
Cherokee, North Carolina 1 $ 125,000 $ 125,000 $ 144,000
Cumberland, North Carolina 1 $ 334,000 $ 334,000 $ 330,000
Forsyth, North Carolina 1 $ 251,000 $ 251,000 $ 97,000
Harnett, North Carolina 1 $ 320,000 $ 320,000 $ 186,000
Mecklenburg, North Carolina 1 $ 5,900,000 $ 5,900,000 $ 0
Orange, North Carolina 1 $ 257,000 $ 257,000 $ 68,000
Wake, North Carolina 1 $ 400,000 $ 400,000 $ 170,000
Stark, North Dakota 1 $ 245,000 $ 245,000 $ 293,000
Clermont, Ohio 1 $ 242,000 $ 242,000 $ 50,000
Marion, Ohio 1 $ 53,000 $ 53,000 $ 202,000
Portage, Ohio 1 $ 125,000 $ 125,000 $ 47,000
Summit, Ohio 1 $ 169,000 $ 169,000 $ 45,000
Bryan, Oklahoma 1 $ 142,000 $ 142,000 $ 41,000
Canadian, Oklahoma 1 $ 117,000 $ 117,000 $ 189,000
Osage, Oklahoma 1 $ 212,000 $ 212,000 $ 40,000
Klamath, Oregon 1 $ 229,000 $ 229,000 $ 91,000
Lincoln, Oregon 1 $ 625,000 $ 625,000 $ 757,000
Beaver, Pennsylvania 1 $ 40,000 $ 40,000 $ 124,000
Bucks, Pennsylvania 1 $ 278,000 $ 278,000 $ 125,000
Lehigh, Pennsylvania 1 $ 325,000 $ 325,000 $ 172,000
Mercer, Pennsylvania 1 $ 80,000 $ 80,000 $ 45,000
Union, Pennsylvania 1 $ 212,000 $ 212,000 $ 187,000
Westmoreland, Pennsylvania 1 $ 133,000 $ 133,000 $ 60,000
Barnwell, South Carolina 1 $ 371,000 $ 371,000 $ 308,000
Charleston, South Carolina 1 $ 130,000 $ 130,000 $ 0
Horry, South Carolina 1 $ 380,000 $ 380,000 $ 195,000
Lexington, South Carolina 1 $ 142,000 $ 142,000 $ 101,000
Spartanburg, South Carolina 1 $ 177,000 $ 177,000 $ 465,000
Sumter, South Carolina 1 $ 112,000 $ 112,000 $ 0
Blount, Tennessee 1 $ 235,000 $ 235,000 $ 152,000
Knox, Tennessee 1 $ 200,000 $ 200,000 $ 43,000
Lincoln, Tennessee 1 $ 273,000 $ 273,000 $ 208,000
Putnam, Tennessee 1 $ 123,000 $ 123,000 $ 49,000
Anderson, Texas 1 $ 3,000 $ 3,000 $ 38,000
Bee, Texas 1 $ 5,000 $ 5,000 $ 41,000
Brooks, Texas 1 $ 70,000 $ 70,000 $ 42,000
Brown, Texas 1 $ 180,000 $ 180,000 $ 0
Calhoun, Texas 1 $ 136,000 $ 136,000 $ 0
Callahan, Texas 1 $ 85,000 $ 85,000 $ 48,000
Castro, Texas 1 $ 350,000 $ 350,000 $ 191,000
Coleman, Texas 1 $ 141,000 $ 141,000 $ 0
Dawson, Texas 1 $ 81,000 $ 81,000 $ 95,000
DeWitt, Texas 1 $ 184,000 $ 184,000 $ 0
Duval, Texas 1 $ 136,000 $ 136,000 $ 158,000
Franklin, Texas 1 $ 345,000 $ 345,000 $ 2,360,000
Goliad, Texas 1 $ 35,000 $ 35,000 $ 27,000
Gonzales, Texas 1 $ 279,000 $ 279,000 $ 200,000
Gray, Texas 1 $ 50,000 $ 50,000 $ 42,000
Hamilton, Texas 1 $ 18,000 $ 18,000 $ 118,000
Harrison, Texas 1 $ 112,000 $ 112,000 $ 0
Howard, Texas 1 $ 23,000 $ 23,000 $ 0
Irion, Texas 1 $ 25,000 $ 25,000 $ 62,000
Jackson, Texas 1 $ 104,000 $ 104,000 $ 0
Kinney, Texas 1 $ 32,000 $ 32,000 $ 37,000
Lamar, Texas 1 $ 86,000 $ 86,000 $ 43,000
Leon, Texas 1 $ 40,000 $ 40,000 $ 115,000
Limestone, Texas 1 $ 180,000 $ 180,000 $ 96,000
Midland, Texas 1 $ 1,320,000 $ 1,320,000 $ 380,000
Morris, Texas 1 $ 59,000 $ 59,000 $ 38,000
Navarro, Texas 1 $ 40,000 $ 40,000 $ 102,000
Nolan, Texas 1 $ 10,000 $ 10,000 $ 47,000
Potter, Texas 1 $ 15,000 $ 15,000 $ 55,000
Randall, Texas 1 $ 3,000 $ 3,000 $ 59,000
Reagan, Texas 1 $ 47,000 $ 47,000 $ 53,000
Reeves, Texas 1 $ 102,000 $ 102,000 $ 66,000
Refugio, Texas 1 $ 18,000 $ 18,000 $ 116,000
San Augustine, Texas 1 $ 47,000 $ 47,000 $ 29,000
San Saba, Texas 1 $ 38,000 $ 38,000 $ 67,000
Wichita, Texas 1 $ 35,000 $ 35,000 $ 140,000
Young, Texas 1 $ 320,000 $ 320,000 $ 405,000
Iron, Utah 1 $ 350,000 $ 350,000 $ 120,000
San Juan, Utah 1 $ 105,000 $ 105,000 $ 184,000
Utah, Utah 1 $ 420,000 $ 420,000 $ 185,000
Windsor, Vermont 1 $ 265,000 $ 265,000 $ 45,000
Chesapeake, Virginia 1 $ 420,000 $ 420,000 $ 200,000
Henrico, Virginia 1 $ 295,000 $ 295,000 $ 400,000
Norfolk, Virginia 1 $ 135,000 $ 135,000 $ 47,000
Northampton, Virginia 1 $ 126,000 $ 126,000 $ 400,000
Orange, Virginia 1 $ 200,000 $ 200,000 $ 48,000
Washington, Virginia 1 $ 409,000 $ 409,000 $ 400,000
Benton, Washington 1 $ 500,000 $ 500,000 $ 225,000
Chelan, Washington 1 $ 207,000 $ 207,000 $ 72,000
Whatcom, Washington 1 $ 228,000 $ 228,000 $ 217,000
Monongalia, West Virginia 1 $ 78,000 $ 78,000 $ 226,000
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Mortgage Loan Application Detail Totals for BBVA USA in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,931 $1,837,899,000 $231,000 $6,000,000 $122,000 $8,899,000
Refinancing 6,376 $1,359,336,000 $213,000 $13,600,000 $122,000 $8,661,000
Home Improvement 3,259 $118,481,000 $36,000 $1,200,000 $90,000 $1,923,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,767 $1,808,606,000 $232,000 $6,125,000 $161,000 $8,899,000
Hispanic 4,306 $455,006,000 $105,000 $4,080,000 $87,000 $4,913,000
Not applicable 2,178 $458,459,000 $210,000 $13,600,000 $0 $0
Not Provided 2,038 $382,149,000 $187,000 $2,800,000 $134,000 $8,661,000
Black or African American 848 $107,712,000 $127,000 $1,880,000 $97,000 $5,014,000
Asian 335 $90,785,000 $271,000 $6,000,000 $146,000 $3,359,000
American Indian or Alaskan Native 49 $6,572,000 $134,000 $1,120,000 $121,000 $969,000
Native Hawaiian or Other Pacific Islander 45 $6,427,000 $142,000 $650,000 $124,000 $472,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,766 $2,892,398,000 $195,000 $13,600,000 $130,000 $8,899,000
FHA-insured (Federal Housing Administration) 2,505 $363,650,000 $145,000 $413,000 $43,000 $505,000
VA-guaranteed (Veterans Administration) 295 $59,668,000 $202,000 $513,000 $27,000 $192,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,169 $1,819,676,000 $222,000 $13,600,000 $155,000 $8,899,000
Application Denied By Financial Institution 3,848 $333,408,000 $86,000 $2,700,000 $78,000 $2,000,000
Application Withdrawn By Applicant 2,248 $496,724,000 $220,000 $5,000,000 $134,000 $8,661,000
Loan Purchased By The Institution 2,046 $382,953,000 $187,000 $500,000 $0 $0
Application Approved But Not Accepted 654 $178,128,000 $272,000 $2,800,000 $150,000 $5,111,000
File Closed For Incompleteness 601 $104,827,000 $174,000 $2,665,000 $117,000 $2,485,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,717 $109,130,000 $63,000 $680,000 $82,000 $2,000,000
Debt-To-Income Ratio 1,161 $124,848,000 $107,000 $2,700,000 $57,000 $1,320,000
Collateral 422 $44,719,000 $105,000 $1,450,000 $114,000 $1,500,000
Other 420 $39,013,000 $92,000 $2,060,000 $88,000 $1,132,000
Unverifiable Information 66 $7,278,000 $110,000 $387,000 $75,000 $301,000
Employment History 38 $4,594,000 $120,000 $725,000 $72,000 $293,000
Insufficient Cash (Downpayment, Closing Cost) 16 $2,544,000 $159,000 $680,000 $78,000 $198,000
Credit Application Incomplete 5 $480,000 $96,000 $240,000 $76,000 $138,000
Mortgage Insurance Denied 3 $802,000 $267,000 $534,000 $123,000 $177,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into BBVA USA's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess BBVA USA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet with aggregated HMDA statistics today.

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