BBVA USA Mortgage Lending & HMDA Data, 2010

In 2010, BBVA USA of Birmingham, AL reported 23,880 mortgage applications totaling $5.7 billion, up 5% from 2009. The average application was for $239,612, and applicants reported an average income of $144,078. 42% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (3,057), Dallas-Plano-Irving, TX (1,938) and Phoenix-Mesa-Glendale, AZ (1,359) (applications in parentheses).

Mortgage Company & Address BBVA USA
15 South 20th Street
Birmingham, AL 35233
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 23,880
Total Mortgage Loan Application Amount $5,721,947,000
Average Mortgage Loan Application Amount $239,612
Highest Mortgage Loan Application Amount $14,400,000
Average Applicant Income $144,078
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BBVA USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for BBVA USA by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 1,836 $ 531,269,000 $ 289,362 $ 195,000
Maricopa, Arizona 1,294 $ 491,502,000 $ 379,831 $ 194,000
Bexar, Texas 1,178 $ 279,950,000 $ 237,648 $ 165,000
Dallas, Texas 1,034 $ 259,697,000 $ 251,157 $ 156,000
Tarrant, Texas 954 $ 173,400,000 $ 181,761 $ 115,000
Jefferson, Alabama 848 $ 194,032,000 $ 228,811 $ 121,000
Hidalgo, Texas 845 $ 96,184,000 $ 113,827 $ 90,000
Travis, Texas 640 $ 185,165,000 $ 289,320 $ 170,000
Webb, Texas 527 $ 66,406,000 $ 126,007 $ 79,000
El Paso, Texas 485 $ 75,133,000 $ 154,913 $ 93,000
Pima, Arizona 470 $ 99,411,000 $ 211,512 $ 107,000
Cameron, Texas 457 $ 49,075,000 $ 107,385 $ 106,000
Montgomery, Texas 454 $ 113,703,000 $ 250,447 $ 178,000
Duval, Florida 445 $ 101,773,000 $ 228,703 $ 133,000
Collin, Texas 441 $ 111,789,000 $ 253,489 $ 155,000
Fort Bend, Texas 387 $ 89,227,000 $ 230,560 $ 160,000
Denver, Colorado 384 $ 130,551,000 $ 339,976 $ 148,000
Denton, Texas 344 $ 66,932,000 $ 194,569 $ 116,000
Bernalillo, New Mexico 331 $ 90,711,000 $ 274,051 $ 130,000
Montgomery, Alabama 318 $ 54,366,000 $ 170,962 $ 111,000
Mobile, Alabama 308 $ 46,276,000 $ 150,246 $ 96,000
Shelby, Alabama 306 $ 72,942,000 $ 238,372 $ 121,000
Madison, Alabama 277 $ 74,242,000 $ 268,021 $ 184,000
Williamson, Texas 249 $ 44,363,000 $ 178,164 $ 107,000
Douglas, Colorado 232 $ 80,884,000 $ 348,637 $ 154,000
Arapahoe, Colorado 214 $ 58,752,000 $ 274,542 $ 134,000
Jefferson, Colorado 201 $ 51,669,000 $ 257,059 $ 118,000
Baldwin, Alabama 189 $ 38,034,000 $ 201,238 $ 140,000
St. Johns, Florida 185 $ 55,339,000 $ 299,129 $ 170,000
Galveston, Texas 184 $ 41,232,000 $ 224,086 $ 177,000
Brazos, Texas 181 $ 41,007,000 $ 226,558 $ 133,000
Parker, Texas 180 $ 30,472,000 $ 169,288 $ 112,000
Tuscaloosa, Alabama 177 $ 41,034,000 $ 231,830 $ 140,000
Brazoria, Texas 157 $ 23,771,000 $ 151,407 $ 112,000
El Paso, Colorado 149 $ 65,789,000 $ 441,536 $ 197,000
Nueces, Texas 147 $ 21,175,000 $ 144,047 $ 141,000
Adams, Colorado 142 $ 26,984,000 $ 190,028 $ 91,000
Alachua, Florida 142 $ 31,180,000 $ 219,577 $ 128,000
Boulder, Colorado 138 $ 42,864,000 $ 310,608 $ 132,000
Clay, Florida 137 $ 23,092,000 $ 168,554 $ 86,000
Jefferson, Texas 135 $ 16,695,000 $ 123,666 $ 98,000
Riverside, California 134 $ 28,332,000 $ 211,432 $ 108,000
Bell, Texas 134 $ 23,816,000 $ 177,731 $ 126,000
Larimer, Colorado 127 $ 33,771,000 $ 265,913 $ 129,000
Dona Ana, New Mexico 120 $ 29,531,000 $ 246,091 $ 113,000
Lee, Alabama 113 $ 22,607,000 $ 200,061 $ 95,000
Mohave, Arizona 108 $ 15,994,000 $ 148,092 $ 81,000
Okaloosa, Florida 106 $ 31,055,000 $ 292,971 $ 156,000
Yavapai, Arizona 103 $ 25,567,000 $ 248,223 $ 97,000
McLennan, Texas 103 $ 13,768,000 $ 133,669 $ 92,000
Calhoun, Alabama 100 $ 10,266,000 $ 102,660 $ 64,000
Escambia, Florida 95 $ 20,193,000 $ 212,557 $ 141,000
Lubbock, Texas 86 $ 10,448,000 $ 121,488 $ 88,000
Hood, Texas 83 $ 15,193,000 $ 183,048 $ 110,000
Walton, Florida 80 $ 36,657,000 $ 458,212 $ 400,000
Sandoval, New Mexico 80 $ 21,709,000 $ 271,362 $ 105,000
San Diego, California 79 $ 40,710,000 $ 515,316 $ 209,000
San Joaquin, California 77 $ 12,267,000 $ 159,311 $ 86,000
DeKalb, Alabama 75 $ 9,551,000 $ 127,346 $ 69,000
Etowah, Alabama 75 $ 11,030,000 $ 147,066 $ 78,000
Maverick, Texas 74 $ 6,088,000 $ 82,270 $ 66,000
Barbour, Alabama 73 $ 11,138,000 $ 152,575 $ 92,000
Houston, Alabama 71 $ 10,670,000 $ 150,281 $ 87,000
Cochise, Arizona 71 $ 9,173,000 $ 129,197 $ 77,000
Hays, Texas 71 $ 13,807,000 $ 194,464 $ 112,000
Morgan, Alabama 70 $ 9,743,000 $ 139,185 $ 108,000
Val Verde, Texas 70 $ 5,510,000 $ 78,714 $ 70,000
Osceola, Florida 69 $ 10,863,000 $ 157,434 $ 150,000
Coconino, Arizona 67 $ 18,558,000 $ 276,985 $ 140,000
Limestone, Alabama 66 $ 11,239,000 $ 170,287 $ 104,000
Nassau, Florida 66 $ 15,613,000 $ 236,560 $ 144,000
Hardin, Texas 66 $ 9,014,000 $ 136,575 $ 123,000
Pinal, Arizona 65 $ 6,790,000 $ 104,461 $ 201,000
Lauderdale, Alabama 63 $ 9,036,000 $ 143,428 $ 103,000
Los Angeles, California 61 $ 41,528,000 $ 680,786 $ 309,000
Orange, Florida 60 $ 19,449,000 $ 324,150 $ 192,000
Comal, Texas 60 $ 18,753,000 $ 312,550 $ 166,000
Weld, Colorado 58 $ 12,446,000 $ 214,586 $ 86,000
St. Clair, Alabama 56 $ 9,355,000 $ 167,053 $ 90,000
Stanislaus, California 55 $ 8,480,000 $ 154,181 $ 88,000
Ellis, Texas 55 $ 6,188,000 $ 112,509 $ 72,000
Blount, Alabama 51 $ 6,221,000 $ 121,980 $ 68,000
Colbert, Alabama 50 $ 6,126,000 $ 122,520 $ 68,000
Jackson, Alabama 44 $ 5,297,000 $ 120,386 $ 94,000
Jasper, Texas 44 $ 5,153,000 $ 117,113 $ 101,000
Johnson, Texas 44 $ 5,865,000 $ 133,295 $ 83,000
Orange, California 43 $ 38,068,000 $ 885,302 $ 326,000
Ector, Texas 43 $ 4,662,000 $ 108,418 $ 104,000
Santa Rosa, Florida 42 $ 10,886,000 $ 259,190 $ 150,000
Smith, Texas 42 $ 7,292,000 $ 173,619 $ 96,000
Navajo, Arizona 41 $ 7,106,000 $ 173,317 $ 102,000
Cullman, Alabama 40 $ 6,903,000 $ 172,575 $ 97,000
Marshall, Alabama 39 $ 10,193,000 $ 261,358 $ 162,000
Elmore, Alabama 38 $ 10,807,000 $ 284,394 $ 115,000
Marion, Florida 38 $ 5,644,000 $ 148,526 $ 86,000
Orange, Texas 38 $ 2,689,000 $ 70,763 $ 74,000
Starr, Texas 38 $ 2,542,000 $ 66,894 $ 51,000
Taylor, Texas 38 $ 4,922,000 $ 129,526 $ 84,000
Walker, Alabama 37 $ 5,232,000 $ 141,405 $ 100,000
Lincoln, New Mexico 35 $ 7,027,000 $ 200,771 $ 131,000
Kaufman, Texas 35 $ 3,913,000 $ 111,800 $ 91,000
Contra Costa, California 33 $ 22,917,000 $ 694,454 $ 304,000
Gila, Arizona 31 $ 7,559,000 $ 243,838 $ 231,000
San Bernardino, California 31 $ 6,911,000 $ 222,935 $ 106,000
Luna, New Mexico 30 $ 3,085,000 $ 102,833 $ 40,000
Fresno, California 28 $ 5,718,000 $ 204,214 $ 135,000
Polk, Florida 28 $ 4,218,000 $ 150,642 $ 245,000
Kendall, Texas 28 $ 19,188,000 $ 685,285 $ 199,000
Broomfield, Colorado 27 $ 7,743,000 $ 286,777 $ 97,000
Hernando, Florida 26 $ 2,851,000 $ 109,653 $ 55,000
Guadalupe, Texas 26 $ 5,466,000 $ 210,230 $ 138,000
Rockwall, Texas 26 $ 6,491,000 $ 249,653 $ 161,000
Otero, New Mexico 23 $ 3,362,000 $ 146,173 $ 77,000
San Mateo, California 22 $ 12,078,000 $ 549,000 $ 187,000
Eagle, Colorado 22 $ 32,702,000 $ 1,486,454 $ 1,025,000
Burnet, Texas 22 $ 6,163,000 $ 280,136 $ 208,000
Grimes, Texas 22 $ 3,345,000 $ 152,045 $ 96,000
Santa Fe, New Mexico 21 $ 7,829,000 $ 372,809 $ 251,000
King, Washington 21 $ 14,475,000 $ 689,285 $ 262,000
Alameda, California 20 $ 11,667,000 $ 583,350 $ 265,000
Sierra, New Mexico 20 $ 2,210,000 $ 110,500 $ 68,000
Davidson, Tennessee 20 $ 7,163,000 $ 358,150 $ 216,000
Austin, Texas 20 $ 2,971,000 $ 148,550 $ 92,000
Sacramento, California 19 $ 6,306,000 $ 331,894 $ 201,000
Howard, Texas 19 $ 1,498,000 $ 78,842 $ 57,000
Kerr, Texas 19 $ 3,937,000 $ 207,210 $ 82,000
Tyler, Texas 19 $ 1,452,000 $ 76,421 $ 75,000
Walker, Texas 18 $ 2,564,000 $ 142,444 $ 198,000
Bay, Florida 17 $ 4,399,000 $ 258,764 $ 256,000
Merced, California 16 $ 3,697,000 $ 231,062 $ 106,000
Santa Clara, California 16 $ 9,697,000 $ 606,062 $ 224,000
Miami-Dade, Florida 16 $ 7,875,000 $ 492,187 $ 258,000
Putnam, Florida 16 $ 2,203,000 $ 137,687 $ 80,000
Bastrop, Texas 16 $ 1,878,000 $ 117,375 $ 184,000
Jones, Texas 16 $ 980,000 $ 61,250 $ 61,000
Washington, Texas 16 $ 3,157,000 $ 197,312 $ 131,000
Willacy, Texas 16 $ 1,187,000 $ 74,187 $ 54,000
Talladega, Alabama 15 $ 2,505,000 $ 167,000 $ 99,000
Grand, Colorado 15 $ 5,193,000 $ 346,200 $ 203,000
Summit, Colorado 15 $ 11,210,000 $ 747,333 $ 473,000
Calaveras, California 14 $ 3,331,000 $ 237,928 $ 96,000
San Francisco, California 14 $ 8,410,000 $ 600,714 $ 181,000
Clark, Nevada 14 $ 5,391,000 $ 385,071 $ 175,000
Gregg, Texas 14 $ 1,192,000 $ 85,142 $ 68,000
Tallapoosa, Alabama 13 $ 3,805,000 $ 292,692 $ 200,000
Placer, California 13 $ 5,888,000 $ 452,923 $ 390,000
Tuolumne, California 13 $ 1,887,000 $ 145,153 $ 61,000
Pinellas, Florida 13 $ 3,513,000 $ 270,230 $ 159,000
Hale, Texas 13 $ 1,298,000 $ 99,846 $ 74,000
Polk, Texas 13 $ 1,438,000 $ 110,615 $ 204,000
Wise, Texas 13 $ 2,398,000 $ 184,461 $ 98,000
Lawrence, Alabama 12 $ 1,388,000 $ 115,666 $ 55,000
Citrus, Florida 12 $ 2,042,000 $ 170,166 $ 138,000
Lake, Florida 12 $ 3,007,000 $ 250,583 $ 169,000
Valencia, New Mexico 12 $ 1,663,000 $ 138,583 $ 78,000
Bandera, Texas 12 $ 1,548,000 $ 129,000 $ 98,000
Llano, Texas 12 $ 8,265,000 $ 688,750 $ 561,000
Midland, Texas 12 $ 2,120,000 $ 176,666 $ 119,000
Santa Cruz, Arizona 11 $ 2,630,000 $ 239,090 $ 85,000
Hillsborough, Florida 11 $ 3,850,000 $ 350,000 $ 184,000
Cook, Illinois 11 $ 5,724,000 $ 520,363 $ 773,000
Harrison, Texas 11 $ 885,000 $ 80,454 $ 57,000
Tom Green, Texas 11 $ 1,109,000 $ 100,818 $ 64,000
Autauga, Alabama 10 $ 1,331,000 $ 133,100 $ 61,000
Henry, Alabama 10 $ 1,232,000 $ 123,200 $ 77,000
Macon, Alabama 10 $ 967,000 $ 96,700 $ 61,000
Kern, California 10 $ 1,273,000 $ 127,300 $ 79,000
Pitkin, Colorado 10 $ 46,725,000 $ 4,672,500 $ 1,670,000
Flagler, Florida 10 $ 1,625,000 $ 162,500 $ 163,000
Manatee, Florida 10 $ 2,724,000 $ 272,400 $ 225,000
Johnson, Kansas 10 $ 5,713,000 $ 571,300 $ 331,000
Winston, Alabama 9 $ 3,873,000 $ 430,333 $ 219,000
Amador, California 9 $ 1,762,000 $ 195,777 $ 52,000
Ventura, California 9 $ 5,338,000 $ 593,111 $ 238,000
Broward, Florida 9 $ 6,878,000 $ 764,222 $ 690,000
St. Louis, Missouri 9 $ 5,189,000 $ 576,555 $ 269,000
Oklahoma, Oklahoma 9 $ 2,831,000 $ 314,555 $ 158,000
Grayson, Texas 9 $ 934,000 $ 103,777 $ 116,000
Limestone, Texas 9 $ 805,000 $ 89,444 $ 70,000
Dale, Alabama 8 $ 1,032,000 $ 129,000 $ 104,000
Marin, California 8 $ 7,628,000 $ 953,500 $ 1,114,000
Pueblo, Colorado 8 $ 1,810,000 $ 226,250 $ 123,000
Aransas, Texas 8 $ 2,129,000 $ 266,125 $ 354,000
Chambers, Texas 8 $ 1,345,000 $ 168,125 $ 122,000
Coryell, Texas 8 $ 884,000 $ 110,500 $ 77,000
Navarro, Texas 8 $ 1,037,000 $ 129,625 $ 106,000
Sabine, Texas 8 $ 812,000 $ 101,500 $ 121,000
San Patricio, Texas 8 $ 1,591,000 $ 198,875 $ 102,000
Waller, Texas 8 $ 1,529,000 $ 191,125 $ 163,000
Wilson, Texas 8 $ 1,198,000 $ 149,750 $ 73,000
Cherokee, Alabama 7 $ 903,000 $ 129,000 $ 82,000
San Miguel, Colorado 7 $ 8,871,000 $ 1,267,285 $ 550,000
Fulton, Georgia 7 $ 3,800,000 $ 542,857 $ 400,000
Essex, Massachusetts 7 $ 4,200,000 $ 600,000 $ 225,000
Suffolk, Massachusetts 7 $ 2,783,000 $ 397,571 $ 198,000
Hamilton, Tennessee 7 $ 2,288,000 $ 326,857 $ 156,000
Atascosa, Texas 7 $ 819,000 $ 117,000 $ 35,000
Blanco, Texas 7 $ 5,057,000 $ 722,428 $ 691,000
Medina, Texas 7 $ 1,254,000 $ 179,142 $ 97,000
Palo Pinto, Texas 7 $ 1,044,000 $ 149,142 $ 110,000
Hale, Alabama 6 $ 1,445,000 $ 240,833 $ 177,000
El Dorado, California 6 $ 3,208,000 $ 534,666 $ 265,000
Napa, California 6 $ 4,076,000 $ 679,333 $ 251,000
Solano, California 6 $ 3,263,000 $ 543,833 $ 204,000
Elbert, Colorado 6 $ 1,862,000 $ 310,333 $ 127,000
Gunnison, Colorado 6 $ 5,252,000 $ 875,333 $ 1,769,000
Teller, Colorado 6 $ 3,279,000 $ 546,500 $ 240,000
Brevard, Florida 6 $ 2,650,000 $ 441,666 $ 204,000
Lee, Florida 6 $ 1,390,000 $ 231,666 $ 243,000
Middlesex, Massachusetts 6 $ 3,830,000 $ 638,333 $ 240,000
Gillespie, Texas 6 $ 1,369,000 $ 228,166 $ 108,000
Henderson, Texas 6 $ 1,007,000 $ 167,833 $ 185,000
Salt Lake, Utah 6 $ 2,816,000 $ 469,333 $ 199,000
Chilton, Alabama 5 $ 737,000 $ 147,400 $ 45,000
Franklin, Alabama 5 $ 806,000 $ 161,200 $ 281,000
La Plata, Colorado 5 $ 3,144,000 $ 628,800 $ 200,000
Hartford, Connecticut 5 $ 3,403,000 $ 680,600 $ 242,000
Bradford, Florida 5 $ 619,000 $ 123,800 $ 65,000
Seminole, Florida 5 $ 3,121,000 $ 624,200 $ 327,000
Multnomah, Oregon 5 $ 3,236,000 $ 647,200 $ 303,000
Hill, Texas 5 $ 669,000 $ 133,800 $ 105,000
Matagorda, Texas 5 $ 995,000 $ 199,000 $ 160,000
Rusk, Texas 5 $ 286,000 $ 57,200 $ 30,000
San Augustine, Texas 5 $ 614,000 $ 122,800 $ 65,000
Somervell, Texas 5 $ 1,248,000 $ 249,600 $ 116,000
Van Zandt, Texas 5 $ 594,000 $ 118,800 $ 89,000
Wharton, Texas 5 $ 741,000 $ 148,200 $ 162,000
Bibb, Alabama 4 $ 552,000 $ 138,000 $ 108,000
Coffee, Alabama 4 $ 799,000 $ 199,750 $ 70,000
Geneva, Alabama 4 $ 353,000 $ 88,250 $ 53,000
Greene, Alabama 4 $ 219,000 $ 54,750 $ 171,000
Sonoma, California 4 $ 2,372,000 $ 593,000 $ 306,000
Mesa, Colorado 4 $ 1,701,000 $ 425,250 $ 271,000
Collier, Florida 4 $ 2,094,000 $ 523,500 $ 230,000
Sarasota, Florida 4 $ 1,919,000 $ 479,750 $ 270,000
Honolulu, Hawaii 4 $ 3,158,000 $ 789,500 $ 229,000
Bannock, Idaho 4 $ 1,469,000 $ 367,250 $ 203,000
Jefferson, Louisiana 4 $ 673,000 $ 168,250 $ 210,000
Worcester, Massachusetts 4 $ 2,159,000 $ 539,750 $ 267,000
Olmsted, Minnesota 4 $ 622,000 $ 155,500 $ 83,000
San Juan, New Mexico 4 $ 1,310,000 $ 327,500 $ 175,000
Torrance, New Mexico 4 $ 418,000 $ 104,500 $ 25,000
Durham, North Carolina 4 $ 767,000 $ 191,750 $ 65,000
Allegheny, Pennsylvania 4 $ 1,743,000 $ 435,750 $ 261,000
Montgomery, Pennsylvania 4 $ 1,958,000 $ 489,500 $ 261,000
Angelina, Texas 4 $ 454,000 $ 113,500 $ 149,000
Cherokee, Texas 4 $ 361,000 $ 90,250 $ 83,000
Colorado, Texas 4 $ 587,000 $ 146,750 $ 61,000
Falls, Texas 4 $ 201,000 $ 50,250 $ 52,000
Madison, Texas 4 $ 366,000 $ 91,500 $ 211,000
Nacogdoches, Texas 4 $ 658,000 $ 164,500 $ 121,000
Newton, Texas 4 $ 166,000 $ 41,500 $ 113,000
Randall, Texas 4 $ 973,000 $ 243,250 $ 326,000
Runnels, Texas 4 $ 300,000 $ 75,000 $ 49,000
Davis, Utah 4 $ 1,832,000 $ 458,000 $ 197,000
Lowndes, Alabama 3 $ 203,000 $ 67,666 $ 250,000
Randolph, Alabama 3 $ 476,000 $ 158,666 $ 58,000
Russell, Alabama 3 $ 465,000 $ 155,000 $ 93,000
Anchorage, Alaska 3 $ 773,000 $ 257,666 $ 213,000
Santa Barbara, California 3 $ 1,243,000 $ 414,333 $ 156,000
Archuleta, Colorado 3 $ 1,397,000 $ 465,666 $ 957,000
Park, Colorado 3 $ 734,000 $ 244,666 $ 198,000
Routt, Colorado 3 $ 1,250,000 $ 416,666 $ 1,025,000
District of Columbia, District Of Columbia 3 $ 4,373,000 $ 1,457,666 $ 824,000
Palm Beach, Florida 3 $ 1,438,000 $ 479,333 $ 166,000
Pasco, Florida 3 $ 390,000 $ 130,000 $ 69,000
Sumter, Florida 3 $ 352,000 $ 117,333 $ 27,000
Kauai, Hawaii 3 $ 2,475,000 $ 825,000 $ 290,000
Bonneville, Idaho 3 $ 1,221,000 $ 407,000 $ 314,000
Cumberland, Maine 3 $ 1,544,000 $ 514,666 $ 194,000
Norfolk, Massachusetts 3 $ 1,290,000 $ 430,000 $ 136,000
Erie, New York 3 $ 911,000 $ 303,666 $ 156,000
Wake, North Carolina 3 $ 1,104,000 $ 368,000 $ 301,000
Clackamas, Oregon 3 $ 1,576,000 $ 525,333 $ 278,000
Shelby, Tennessee 3 $ 722,000 $ 240,666 $ 199,000
Erath, Texas 3 $ 974,000 $ 324,666 $ 309,000
Fannin, Texas 3 $ 484,000 $ 161,333 $ 76,000
Hamilton, Texas 3 $ 355,000 $ 118,333 $ 72,000
Hunt, Texas 3 $ 129,000 $ 43,000 $ 101,000
Lee, Texas 3 $ 331,000 $ 110,333 $ 76,000
Milam, Texas 3 $ 334,000 $ 111,333 $ 86,000
Upshur, Texas 3 $ 310,000 $ 103,333 $ 77,000
Fairfax, Virginia 3 $ 2,145,000 $ 715,000 $ 255,000
Clark, Washington 3 $ 1,875,000 $ 625,000 $ 279,000
Cleburne, Alabama 2 $ 360,000 $ 180,000 $ 32,000
Coosa, Alabama 2 $ 506,000 $ 253,000 $ 407,000
Escambia, Alabama 2 $ 113,000 $ 56,500 $ 26,000
Monroe, Alabama 2 $ 418,000 $ 209,000 $ 164,000
Pickens, Alabama 2 $ 312,000 $ 156,000 $ 110,000
Apache, Arizona 2 $ 370,000 $ 185,000 $ 470,000
Yuma, Arizona 2 $ 1,478,000 $ 739,000 $ 572,000
Benton, Arkansas 2 $ 580,000 $ 290,000 $ 134,000
Pulaski, Arkansas 2 $ 272,000 $ 136,000 $ 46,000
Madera, California 2 $ 490,000 $ 245,000 $ 151,000
Nevada, California 2 $ 1,455,000 $ 727,500 $ 313,000
San Luis Obispo, California 2 $ 675,000 $ 337,500 $ 185,000
Santa Cruz, California 2 $ 2,210,000 $ 1,105,000 $ 317,000
Shasta, California 2 $ 326,000 $ 163,000 $ 55,000
Tulare, California 2 $ 75,000 $ 37,500 $ 74,000
Clear Creek, Colorado 2 $ 173,000 $ 86,500 $ 123,000
Custer, Colorado 2 $ 574,000 $ 287,000 $ 140,000
Gilpin, Colorado 2 $ 246,000 $ 123,000 $ 89,000
Ouray, Colorado 2 $ 1,580,000 $ 790,000 $ 137,000
Fairfield, Connecticut 2 $ 4,616,000 $ 2,308,000 $ 216,000
New Castle, Delaware 2 $ 423,000 $ 211,500 $ 98,000
Baker, Florida 2 $ 277,000 $ 138,500 $ 41,000
Holmes, Florida 2 $ 138,000 $ 69,000 $ 52,000
Levy, Florida 2 $ 268,000 $ 134,000 $ 63,000
Volusia, Florida 2 $ 1,046,000 $ 523,000 $ 255,000
Clay, Georgia 2 $ 198,000 $ 99,000 $ 62,000
Dade, Georgia 2 $ 500,000 $ 250,000 $ 404,000
DeKalb, Georgia 2 $ 936,000 $ 468,000 $ 598,000
Henry, Georgia 2 $ 633,000 $ 316,500 $ 145,000
Quitman, Georgia 2 $ 214,000 $ 107,000 $ 54,000
Kane, Illinois 2 $ 254,000 $ 127,000 $ 41,000
Lake, Illinois 2 $ 1,686,000 $ 843,000 $ 292,000
Hamilton, Indiana 2 $ 313,000 $ 156,500 $ 48,000
Jefferson, Kentucky 2 $ 674,000 $ 337,000 $ 220,000
Orleans, Louisiana 2 $ 478,000 $ 239,000 $ 111,000
Oakland, Michigan 2 $ 357,000 $ 178,500 $ 138,000
Washtenaw, Michigan 2 $ 1,468,000 $ 734,000 $ 488,000
Jackson, Mississippi 2 $ 488,000 $ 244,000 $ 110,000
Madison, Mississippi 2 $ 555,000 $ 277,500 $ 100,000
Greene, Missouri 2 $ 514,000 $ 257,000 $ 225,000
Lancaster, Nebraska 2 $ 206,000 $ 103,000 $ 159,000
Burlington, New Jersey 2 $ 1,408,000 $ 704,000 $ 312,000
De Baca, New Mexico 2 $ 105,000 $ 52,500 $ 32,000
Jefferson, New York 2 $ 834,000 $ 417,000 $ 300,000
Kings, New York 2 $ 1,322,000 $ 661,000 $ 756,000
New York, New York 2 $ 5,286,000 $ 2,643,000 $ 5,548,000
Otsego, New York 2 $ 965,000 $ 482,500 $ 297,000
Suffolk, New York 2 $ 660,000 $ 330,000 $ 257,000
Mecklenburg, North Carolina 2 $ 624,000 $ 312,000 $ 250,000
New Hanover, North Carolina 2 $ 1,253,000 $ 626,500 $ 258,000
Cleveland, Oklahoma 2 $ 244,000 $ 122,000 $ 45,000
Tulsa, Oklahoma 2 $ 480,000 $ 240,000 $ 223,000
Klamath, Oregon 2 $ 333,000 $ 166,500 $ 81,000
Washington, Oregon 2 $ 1,364,000 $ 682,000 $ 274,000
Delaware, Pennsylvania 2 $ 1,559,000 $ 779,500 $ 406,000
Lewis, Tennessee 2 $ 138,000 $ 69,000 $ 66,000
Sumner, Tennessee 2 $ 547,000 $ 273,500 $ 139,000
Andrews, Texas 2 $ 89,000 $ 44,500 $ 54,000
DeWitt, Texas 2 $ 424,000 $ 212,000 $ 100,000
Edwards, Texas 2 $ 25,000 $ 12,500 $ 88,000
Haskell, Texas 2 $ 30,000 $ 15,000 $ 35,000
Jim Wells, Texas 2 $ 358,000 $ 179,000 $ 163,000
Kinney, Texas 2 $ 157,000 $ 78,500 $ 85,000
Lampasas, Texas 2 $ 300,000 $ 150,000 $ 51,000
Leon, Texas 2 $ 263,000 $ 131,500 $ 70,000
Liberty, Texas 2 $ 273,000 $ 136,500 $ 44,000
Mason, Texas 2 $ 224,000 $ 112,000 $ 43,000
Morris, Texas 2 $ 83,000 $ 41,500 $ 31,000
Real, Texas 2 $ 470,000 $ 235,000 $ 96,000
Robertson, Texas 2 $ 85,000 $ 42,500 $ 57,000
Uvalde, Texas 2 $ 230,000 $ 115,000 $ 113,000
Victoria, Texas 2 $ 507,000 $ 253,500 $ 191,000
Wichita, Texas 2 $ 1,217,000 $ 608,500 $ 354,000
Wood, Texas 2 $ 316,000 $ 158,000 $ 215,000
Zavala, Texas 2 $ 113,000 $ 56,500 $ 53,000
Utah, Utah 2 $ 1,300,000 $ 650,000 $ 225,000
Cabell, West Virginia 2 $ 308,000 $ 154,000 $ 68,000
Dane, Wisconsin 2 $ 338,000 $ 169,000 $ 49,000
Bullock, Alabama 1 $ 10,000 $ 10,000 $ 31,000
Clay, Alabama 1 $ 61,000 $ 61,000 $ 216,000
Covington, Alabama 1 $ 84,000 $ 84,000 $ 37,000
Dallas, Alabama 1 $ 75,000 $ 75,000 $ 32,000
Marengo, Alabama 1 $ 56,000 $ 56,000 $ 93,000
Marion, Alabama 1 $ 72,000 $ 72,000 $ 47,000
Pike, Alabama 1 $ 120,000 $ 120,000 $ 71,000
Sumter, Alabama 1 $ 65,000 $ 65,000 $ 65,000
Washington, Alabama 1 $ 78,000 $ 78,000 $ 32,000
Baxter, Arkansas 1 $ 336,000 $ 336,000 $ 330,000
Cleveland, Arkansas 1 $ 87,000 $ 87,000 $ 31,000
Saline, Arkansas 1 $ 295,000 $ 295,000 $ 152,000
Butte, California 1 $ 300,000 $ 300,000 $ 168,000
Humboldt, California 1 $ 190,000 $ 190,000 $ 261,000
Kings, California 1 $ 15,000 $ 15,000 $ 94,000
Lake, California 1 $ 98,000 $ 98,000 $ 31,000
Monterey, California 1 $ 270,000 $ 270,000 $ 64,000
Garfield, Colorado 1 $ 340,000 $ 340,000 $ 102,000
Huerfano, Colorado 1 $ 385,000 $ 385,000 $ 302,000
Moffat, Colorado 1 $ 255,000 $ 255,000 $ 105,000
Montrose, Colorado 1 $ 158,000 $ 158,000 $ 113,000
Morgan, Colorado 1 $ 43,000 $ 43,000 $ 18,000
Otero, Colorado 1 $ 60,000 $ 60,000 $ 62,000
Rio Grande, Colorado 1 $ 350,000 $ 350,000 $ 93,000
New Haven, Connecticut 1 $ 253,000 $ 253,000 $ 106,000
Tolland, Connecticut 1 $ 500,000 $ 500,000 $ 550,000
Franklin, Florida 1 $ 1,000,000 $ 1,000,000 $ 360,000
Gilchrist, Florida 1 $ 180,000 $ 180,000 $ 81,000
Gulf, Florida 1 $ 105,000 $ 105,000 $ 47,000
Jackson, Florida 1 $ 127,000 $ 127,000 $ 33,000
Leon, Florida 1 $ 380,000 $ 380,000 $ 200,000
Martin, Florida 1 $ 748,000 $ 748,000 $ 300,000
Monroe, Florida 1 $ 855,000 $ 855,000 $ 442,000
Taylor, Florida 1 $ 158,000 $ 158,000 $ 200,000
Union, Florida 1 $ 124,000 $ 124,000 $ 43,000
Chatham, Georgia 1 $ 490,000 $ 490,000 $ 150,000
Cobb, Georgia 1 $ 260,000 $ 260,000 $ 303,000
Muscogee, Georgia 1 $ 300,000 $ 300,000 $ 128,000
Richmond, Georgia 1 $ 71,000 $ 71,000 $ 43,000
Rockdale, Georgia 1 $ 310,000 $ 310,000 $ 277,000
Seminole, Georgia 1 $ 261,000 $ 261,000 $ 185,000
Tift, Georgia 1 $ 533,000 $ 533,000 $ 375,000
Troup, Georgia 1 $ 198,000 $ 198,000 $ 149,000
White, Georgia 1 $ 88,000 $ 88,000 $ 5,000
Maui, Hawaii 1 $ 1,000,000 $ 1,000,000 $ 410,000
Bingham, Idaho 1 $ 65,000 $ 65,000 $ 56,000
Jefferson, Idaho 1 $ 555,000 $ 555,000 $ 154,000
DuPage, Illinois 1 $ 651,000 $ 651,000 $ 390,000
Peoria, Illinois 1 $ 405,000 $ 405,000 $ 220,000
Rock Island, Illinois 1 $ 500,000 $ 500,000 $ 500,000
Bremer, Iowa 1 $ 330,000 $ 330,000 $ 96,000
Polk, Iowa 1 $ 153,000 $ 153,000 $ 52,000
Jackson, Kentucky 1 $ 34,000 $ 34,000 $ 16,000
Oldham, Kentucky 1 $ 685,000 $ 685,000 $ 250,000
Bossier, Louisiana 1 $ 193,000 $ 193,000 $ 44,000
Caddo, Louisiana 1 $ 270,000 $ 270,000 $ 384,000
East Baton Rouge, Louisiana 1 $ 523,000 $ 523,000 $ 140,000
Lafayette, Louisiana 1 $ 274,000 $ 274,000 $ 0
Oxford, Maine 1 $ 415,000 $ 415,000 $ 172,000
York, Maine 1 $ 190,000 $ 190,000 $ 193,000
Montgomery, Maryland 1 $ 325,000 $ 325,000 $ 194,000
Bristol, Massachusetts 1 $ 650,000 $ 650,000 $ 240,000
Plymouth, Massachusetts 1 $ 1,600,000 $ 1,600,000 $ 1,528,000
Cheboygan, Michigan 1 $ 140,000 $ 140,000 $ 44,000
Ramsey, Minnesota 1 $ 218,000 $ 218,000 $ 98,000
Harrison, Mississippi 1 $ 221,000 $ 221,000 $ 579,000
Hinds, Mississippi 1 $ 295,000 $ 295,000 $ 100,000
Rankin, Mississippi 1 $ 260,000 $ 260,000 $ 100,000
Stone, Mississippi 1 $ 142,000 $ 142,000 $ 100,000
Clay, Missouri 1 $ 130,000 $ 130,000 $ 50,000
Platte, Missouri 1 $ 420,000 $ 420,000 $ 250,000
Taney, Missouri 1 $ 744,000 $ 744,000 $ 368,000
Flathead, Montana 1 $ 250,000 $ 250,000 $ 2,164,000
Lewis and Clark, Montana 1 $ 660,000 $ 660,000 $ 298,000
Silver Bow, Montana 1 $ 325,000 $ 325,000 $ 150,000
Otoe, Nebraska 1 $ 96,000 $ 96,000 $ 19,000
Sarpy, Nebraska 1 $ 235,000 $ 235,000 $ 140,000
Douglas, Nevada 1 $ 385,000 $ 385,000 $ 425,000
Lyon, Nevada 1 $ 94,000 $ 94,000 $ 30,000
Washoe, Nevada 1 $ 142,000 $ 142,000 $ 44,000
Carroll, New Hampshire 1 $ 240,000 $ 240,000 $ 121,000
Grafton, New Hampshire 1 $ 185,000 $ 185,000 $ 47,000
Rockingham, New Hampshire 1 $ 621,000 $ 621,000 $ 300,000
Atlantic, New Jersey 1 $ 865,000 $ 865,000 $ 235,000
Camden, New Jersey 1 $ 198,000 $ 198,000 $ 50,000
Monmouth, New Jersey 1 $ 1,050,000 $ 1,050,000 $ 528,000
Cibola, New Mexico 1 $ 107,000 $ 107,000 $ 52,000
Curry, New Mexico 1 $ 170,000 $ 170,000 $ 92,000
Eddy, New Mexico 1 $ 192,000 $ 192,000 $ 90,000
Los Alamos, New Mexico 1 $ 390,000 $ 390,000 $ 200,000
McKinley, New Mexico 1 $ 120,000 $ 120,000 $ 92,000
Mora, New Mexico 1 $ 87,000 $ 87,000 $ 126,000
Rio Arriba, New Mexico 1 $ 215,000 $ 215,000 $ 52,000
San Miguel, New Mexico 1 $ 74,000 $ 74,000 $ 39,000
Dutchess, New York 1 $ 225,000 $ 225,000 $ 95,000
Onondaga, New York 1 $ 152,000 $ 152,000 $ 48,000
Orange, New York 1 $ 570,000 $ 570,000 $ 180,000
Tioga, New York 1 $ 147,000 $ 147,000 $ 92,000
Westchester, New York 1 $ 407,000 $ 407,000 $ 133,000
Davidson, North Carolina 1 $ 28,000 $ 28,000 $ 68,000
Gaston, North Carolina 1 $ 414,000 $ 414,000 $ 145,000
Hertford, North Carolina 1 $ 240,000 $ 240,000 $ 163,000
Lincoln, North Carolina 1 $ 435,000 $ 435,000 $ 160,000
Macon, North Carolina 1 $ 122,000 $ 122,000 $ 280,000
Erie, Ohio 1 $ 86,000 $ 86,000 $ 94,000
Franklin, Ohio 1 $ 127,000 $ 127,000 $ 48,000
Hamilton, Ohio 1 $ 300,000 $ 300,000 $ 166,000
Montgomery, Ohio 1 $ 305,000 $ 305,000 $ 180,000
Summit, Ohio 1 $ 120,000 $ 120,000 $ 38,000
Carter, Oklahoma 1 $ 208,000 $ 208,000 $ 75,000
Logan, Oklahoma 1 $ 221,000 $ 221,000 $ 78,000
Jackson, Oregon 1 $ 689,000 $ 689,000 $ 350,000
Tillamook, Oregon 1 $ 375,000 $ 375,000 $ 460,000
Lebanon, Pennsylvania 1 $ 615,000 $ 615,000 $ 240,000
Luzerne, Pennsylvania 1 $ 490,000 $ 490,000 $ 277,000
Union, Pennsylvania 1 $ 198,000 $ 198,000 $ 160,000
Fairfield, South Carolina 1 $ 400,000 $ 400,000 $ 157,000
Richland, South Carolina 1 $ 690,000 $ 690,000 $ 323,000
Spartanburg, South Carolina 1 $ 182,000 $ 182,000 $ 49,000
Bradley, Tennessee 1 $ 89,000 $ 89,000 $ 113,000
Franklin, Tennessee 1 $ 353,000 $ 353,000 $ 370,000
Lincoln, Tennessee 1 $ 166,000 $ 166,000 $ 69,000
Sevier, Tennessee 1 $ 204,000 $ 204,000 $ 409,000
Sullivan, Tennessee 1 $ 160,000 $ 160,000 $ 45,000
Williamson, Tennessee 1 $ 613,000 $ 613,000 $ 205,000
Anderson, Texas 1 $ 155,000 $ 155,000 $ 432,000
Bosque, Texas 1 $ 185,000 $ 185,000 $ 125,000
Bowie, Texas 1 $ 165,000 $ 165,000 $ 120,000
Brewster, Texas 1 $ 359,000 $ 359,000 $ 155,000
Burleson, Texas 1 $ 5,000 $ 5,000 $ 26,000
Calhoun, Texas 1 $ 234,000 $ 234,000 $ 101,000
Callahan, Texas 1 $ 211,000 $ 211,000 $ 107,000
Camp, Texas 1 $ 495,000 $ 495,000 $ 449,000
Cass, Texas 1 $ 25,000 $ 25,000 $ 49,000
Cooke, Texas 1 $ 242,000 $ 242,000 $ 179,000
Dawson, Texas 1 $ 49,000 $ 49,000 $ 23,000
Dimmit, Texas 1 $ 3,000 $ 3,000 $ 33,000
Donley, Texas 1 $ 15,000 $ 15,000 $ 131,000
Page:

Mortgage Loan Application Detail Totals for BBVA USA in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 13,248 $2,934,200,000 $221,000 $14,400,000 $133,000 $9,999,000
Home Purchase 9,468 $2,746,494,000 $290,000 $6,825,000 $165,000 $9,999,000
Home Improvement 1,164 $41,253,000 $35,000 $1,298,000 $100,000 $3,600,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,923 $3,283,909,000 $254,000 $5,200,000 $151,000 $9,999,000
Hispanic 4,926 $748,000,000 $151,000 $1,900,000 $105,000 $9,142,000
Not Provided 3,763 $1,109,052,000 $294,000 $14,400,000 $177,000 $9,999,000
Black or African American 1,048 $174,977,000 $166,000 $3,400,000 $103,000 $4,000,000
Asian 997 $314,271,000 $315,000 $1,863,000 $169,000 $1,296,000
Not applicable 93 $64,052,000 $688,000 $10,500,000 $117,000 $2,015,000
American Indian or Alaskan Native 82 $16,546,000 $201,000 $779,000 $134,000 $814,000
Native Hawaiian or Other Pacific Islander 48 $11,140,000 $232,000 $1,573,000 $179,000 $1,090,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 21,569 $5,399,057,000 $250,000 $14,400,000 $152,000 $9,999,000
FHA-insured (Federal Housing Administration) 2,080 $282,156,000 $135,000 $1,450,000 $66,000 $3,884,000
VA-guaranteed (Veterans Administration) 228 $40,648,000 $178,000 $559,000 $77,000 $600,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $86,000 $28,000 $46,000 $68,000 $135,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,102 $3,004,754,000 $297,000 $14,400,000 $180,000 $9,999,000
Application Denied By Financial Institution 5,189 $819,170,000 $157,000 $10,500,000 $90,000 $9,142,000
Application Withdrawn By Applicant 4,509 $1,052,139,000 $233,000 $3,500,000 $142,000 $8,400,000
File Closed For Incompleteness 2,877 $609,036,000 $211,000 $2,800,000 $131,000 $4,848,000
Application Approved But Not Accepted 967 $204,874,000 $211,000 $3,496,000 $126,000 $3,388,000
Loan Purchased By The Institution 236 $31,974,000 $135,000 $417,000 $67,000 $471,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,337 $227,939,000 $97,000 $1,600,000 $80,000 $9,142,000
Debt-To-Income Ratio 1,487 $308,832,000 $207,000 $3,500,000 $70,000 $2,000,000
Collateral 760 $170,358,000 $224,000 $10,500,000 $137,000 $4,060,000
Other 387 $72,570,000 $187,000 $3,500,000 $128,000 $3,245,000
Unverifiable Information 79 $16,171,000 $204,000 $900,000 $145,000 $1,077,000
Employment History 76 $13,456,000 $177,000 $550,000 $66,000 $289,000
Mortgage Insurance Denied 33 $5,081,000 $153,000 $536,000 $84,000 $254,000
Insufficient Cash (Downpayment, Closing Cost) 26 $4,577,000 $176,000 $700,000 $79,000 $222,000
Credit Application Incomplete 4 $186,000 $46,000 $125,000 $94,000 $167,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into BBVA USA's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess BBVA USA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet with aggregated HMDA statistics today.

Download the Alabama Lender List