Wright Patman Congressional Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Wright Patman Congressional Federal Credit Union 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wright Patman Congressional Federal Credit Union 10461 White Granite Drive Oakton, VA 22124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 849 |
| Total Mortgage Loan Application Amount | $236,369,000 |
| Average Mortgage Loan Application Amount | $250,000 |
| Highest Mortgage Loan Application Amount | $1,800,000 |
| Average Applicant Income | $161,666 |
| Highest Applicant Income | $1,397,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Wright Patman Congressional Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wright Patman Congressional Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Wright Patman Congressional Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wright Patman Congressional Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Wright Patman Congressional Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wright Patman Congressional Federal Credit Union's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| District of Columbia County District Of Columbia | 116 | $ 37,436,000 | $ 322,000 | $ 174,000 |
| Fairfax County Virginia | 87 | $ 26,183,000 | $ 300,000 | $ 212,000 |
| Montgomery County Maryland | 40 | $ 12,940,000 | $ 323,000 | $ 187,000 |
| Prince George's County Maryland | 34 | $ 6,669,000 | $ 196,000 | $ 130,000 |
| Arlington County Virginia | 33 | $ 9,807,000 | $ 297,000 | $ 156,000 |
| Alexandria County Virginia | 27 | $ 8,188,000 | $ 303,000 | $ 211,000 |
| Prince William County Virginia | 19 | $ 4,770,000 | $ 251,000 | $ 140,000 |
| Anne Arundel County Maryland | 18 | $ 4,122,000 | $ 229,000 | $ 168,000 |
| Los Angeles County California | 8 | $ 2,214,000 | $ 276,000 | $ 130,000 |
| Charles County Maryland | 8 | $ 1,766,000 | $ 220,000 | $ 94,000 |
| Loudoun County Virginia | 8 | $ 2,296,000 | $ 287,000 | $ 118,000 |
| Calvert County Maryland | 7 | $ 1,940,000 | $ 277,000 | $ 147,000 |
| Cook County Illinois | 6 | $ 2,326,000 | $ 387,000 | $ 193,000 |
| Howard County Maryland | 5 | $ 1,053,000 | $ 210,000 | $ 207,000 |
| Multnomah County Oregon | 5 | $ 1,039,000 | $ 207,000 | $ 163,000 |
| Jefferson County West Virginia | 5 | $ 1,156,000 | $ 231,000 | $ 139,000 |
| Palm Beach County Florida | 4 | $ 1,251,000 | $ 312,000 | $ 195,000 |
| Baltimore City County Maryland | 4 | $ 1,015,000 | $ 253,000 | $ 115,000 |
| St. Mary's County Maryland | 4 | $ 1,664,000 | $ 416,000 | $ 137,000 |
| Mecklenburg County North Carolina | 4 | $ 959,000 | $ 239,000 | $ 163,000 |
| Fairfax City County Virginia | 4 | $ 1,498,000 | $ 374,000 | $ 234,000 |
| Alameda County California | 3 | $ 1,409,000 | $ 469,000 | $ 148,000 |
| Sussex County Delaware | 3 | $ 715,000 | $ 238,000 | $ 174,000 |
| Miami-Dade County Florida | 3 | $ 658,000 | $ 219,000 | $ 167,000 |
| Frederick County Maryland | 3 | $ 473,000 | $ 157,000 | $ 109,000 |
| Lane County Oregon | 3 | $ 1,458,000 | $ 486,000 | $ 263,000 |
| Tarrant County Texas | 3 | $ 1,219,000 | $ 406,000 | $ 173,000 |
| Maricopa County Arizona | 2 | $ 994,000 | $ 497,000 | $ 417,000 |
| Arapahoe County Colorado | 2 | $ 325,000 | $ 162,000 | $ 45,000 |
| Eagle County Colorado | 2 | $ 497,000 | $ 248,000 | $ 98,000 |
| New Castle County Delaware | 2 | $ 131,000 | $ 65,000 | $ 122,000 |
| Sarasota County Florida | 2 | $ 1,407,000 | $ 703,000 | $ 245,000 |
| Cobb County Georgia | 2 | $ 290,000 | $ 145,000 | $ 100,000 |
| DeKalb County Georgia | 2 | $ 302,000 | $ 151,000 | $ 342,000 |
| Fulton County Georgia | 2 | $ 297,000 | $ 148,000 | $ 109,000 |
| Baltimore County Maryland | 2 | $ 797,000 | $ 398,000 | $ 183,000 |
| Queen Anne's County Maryland | 2 | $ 785,000 | $ 392,000 | $ 129,000 |
| Wayne County Michigan | 2 | $ 251,000 | $ 125,000 | $ 124,000 |
| Hennepin County Minnesota | 2 | $ 414,000 | $ 207,000 | $ 164,000 |
| Ramsey County Minnesota | 2 | $ 460,000 | $ 230,000 | $ 302,000 |
| Mercer County New Jersey | 2 | $ 1,000,000 | $ 500,000 | $ 205,000 |
| Erie County New York | 2 | $ 252,000 | $ 126,000 | $ 86,000 |
| Clackamas County Oregon | 2 | $ 679,000 | $ 339,000 | $ 157,000 |
| Philadelphia County Pennsylvania | 2 | $ 645,000 | $ 322,000 | $ 162,000 |
| Charleston County South Carolina | 2 | $ 496,000 | $ 248,000 | $ 110,000 |
| Nueces County Texas | 2 | $ 288,000 | $ 144,000 | $ 179,000 |
| Travis County Texas | 2 | $ 680,000 | $ 340,000 | $ 130,000 |
| Chittenden County Vermont | 2 | $ 487,000 | $ 243,000 | $ 111,000 |
| Caroline County Virginia | 2 | $ 190,000 | $ 95,000 | $ 99,000 |
| Chesterfield County Virginia | 2 | $ 185,000 | $ 92,000 | $ 132,000 |
| Stafford County Virginia | 2 | $ 620,000 | $ 310,000 | $ 77,000 |
| King County Washington | 2 | $ 628,000 | $ 314,000 | $ 131,000 |
| Milwaukee County Wisconsin | 2 | $ 369,000 | $ 184,000 | $ 180,000 |
| Lee County Alabama | 1 | $ 104,000 | $ 104,000 | $ 154,000 |
| Pulaski County Arkansas | 1 | $ 245,000 | $ 245,000 | $ 213,000 |
| Orange County California | 1 | $ 290,000 | $ 290,000 | $ 87,000 |
| Placer County California | 1 | $ 91,000 | $ 91,000 | $ 187,000 |
| Riverside County California | 1 | $ 312,000 | $ 312,000 | $ 149,000 |
| Sacramento County California | 1 | $ 296,000 | $ 296,000 | $ 151,000 |
| San Diego County California | 1 | $ 25,000 | $ 25,000 | $ 203,000 |
| Santa Clara County California | 1 | $ 400,000 | $ 400,000 | $ 153,000 |
| Santa Cruz County California | 1 | $ 400,000 | $ 400,000 | $ 107,000 |
| Ventura County California | 1 | $ 65,000 | $ 65,000 | $ 169,000 |
| Boulder County Colorado | 1 | $ 200,000 | $ 200,000 | $ 74,000 |
| Jefferson County Colorado | 1 | $ 360,000 | $ 360,000 | $ 79,000 |
| Fairfield County Connecticut | 1 | $ 266,000 | $ 266,000 | $ 128,000 |
| New London County Connecticut | 1 | $ 188,000 | $ 188,000 | $ 97,000 |
| Windham County Connecticut | 1 | $ 86,000 | $ 86,000 | $ 314,000 |
| Duval County Florida | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Hillsborough County Florida | 1 | $ 40,000 | $ 40,000 | $ 99,000 |
| Lee County Florida | 1 | $ 307,000 | $ 307,000 | $ 84,000 |
| Osceola County Florida | 1 | $ 75,000 | $ 75,000 | $ 179,000 |
| Pinellas County Florida | 1 | $ 950,000 | $ 950,000 | $ 300,000 |
| Seminole County Florida | 1 | $ 190,000 | $ 190,000 | $ 119,000 |
| Chatham County Georgia | 1 | $ 106,000 | $ 106,000 | $ 115,000 |
| Gwinnett County Georgia | 1 | $ 247,000 | $ 247,000 | $ 82,000 |
| Ada County Idaho | 1 | $ 326,000 | $ 326,000 | $ 47,000 |
| McLean County Illinois | 1 | $ 73,000 | $ 73,000 | $ 240,000 |
| Hamilton County Indiana | 1 | $ 216,000 | $ 216,000 | $ 117,000 |
| Marion County Indiana | 1 | $ 211,000 | $ 211,000 | $ 206,000 |
| Porter County Indiana | 1 | $ 406,000 | $ 406,000 | $ 245,000 |
| Warren County Iowa | 1 | $ 198,000 | $ 198,000 | $ 105,000 |
| East Baton Rouge County Louisiana | 1 | $ 200,000 | $ 200,000 | $ 185,000 |
| Carroll County Maryland | 1 | $ 137,000 | $ 137,000 | $ 124,000 |
| Washington County Maryland | 1 | $ 191,000 | $ 191,000 | $ 80,000 |
| Barnstable County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 935,000 |
| Franklin County Massachusetts | 1 | $ 220,000 | $ 220,000 | $ 120,000 |
| Middlesex County Massachusetts | 1 | $ 470,000 | $ 470,000 | $ 1,109,000 |
| Plymouth County Massachusetts | 1 | $ 432,000 | $ 432,000 | $ 137,000 |
| Antrim County Michigan | 1 | $ 185,000 | $ 185,000 | $ 144,000 |
| Emmet County Michigan | 1 | $ 254,000 | $ 254,000 | $ 191,000 |
| Muskegon County Michigan | 1 | $ 70,000 | $ 70,000 | $ 109,000 |
| Oakland County Michigan | 1 | $ 62,000 | $ 62,000 | $ 160,000 |
| Madison County Mississippi | 1 | $ 199,000 | $ 199,000 | $ 56,000 |
| Jackson County Missouri | 1 | $ 222,000 | $ 222,000 | $ 69,000 |
| Clark County Nevada | 1 | $ 417,000 | $ 417,000 | $ 178,000 |
| Bergen County New Jersey | 1 | $ 368,000 | $ 368,000 | $ 136,000 |
| Hudson County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 237,000 |
| Monmouth County New Jersey | 1 | $ 370,000 | $ 370,000 | $ 237,000 |
| Ocean County New Jersey | 1 | $ 518,000 | $ 518,000 | $ 182,000 |
| Passaic County New Jersey | 1 | $ 242,000 | $ 242,000 | $ 234,000 |
| Bernalillo County New Mexico | 1 | $ 370,000 | $ 370,000 | $ 220,000 |
| Sandoval County New Mexico | 1 | $ 158,000 | $ 158,000 | $ 71,000 |
| Santa Fe County New Mexico | 1 | $ 640,000 | $ 640,000 | $ 334,000 |
| Onondaga County New York | 1 | $ 36,000 | $ 36,000 | $ 227,000 |
| Orange County New York | 1 | $ 262,000 | $ 262,000 | $ 160,000 |
| Buncombe County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 130,000 |
| Cabarrus County North Carolina | 1 | $ 258,000 | $ 258,000 | $ 98,000 |
| Catawba County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 79,000 |
| Dare County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 89,000 |
| Gaston County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 130,000 |
| Guilford County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 230,000 |
| New Hanover County North Carolina | 1 | $ 248,000 | $ 248,000 | $ 120,000 |
| Orange County North Carolina | 1 | $ 232,000 | $ 232,000 | $ 107,000 |
| Perquimans County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 128,000 |
| Wake County North Carolina | 1 | $ 333,000 | $ 333,000 | $ 242,000 |
| Franklin County Ohio | 1 | $ 260,000 | $ 260,000 | $ 86,000 |
| Hamilton County Ohio | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Ottawa County Ohio | 1 | $ 97,000 | $ 97,000 | $ 113,000 |
| Summit County Ohio | 1 | $ 247,000 | $ 247,000 | $ 225,000 |
| Tulsa County Oklahoma | 1 | $ 508,000 | $ 508,000 | $ 652,000 |
| Jefferson County Oregon | 1 | $ 189,000 | $ 189,000 | $ 48,000 |
| Josephine County Oregon | 1 | $ 114,000 | $ 114,000 | $ 52,000 |
| Allegheny County Pennsylvania | 1 | $ 24,000 | $ 24,000 | $ 39,000 |
| Bucks County Pennsylvania | 1 | $ 304,000 | $ 304,000 | $ 210,000 |
| Montgomery County Pennsylvania | 1 | $ 348,000 | $ 348,000 | $ 150,000 |
| York County Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 60,000 |
| Beaufort County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 132,000 |
| Berkeley County South Carolina | 1 | $ 283,000 | $ 283,000 | $ 86,000 |
| Pickens County South Carolina | 1 | $ 90,000 | $ 90,000 | $ 79,000 |
| Davidson County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 161,000 |
| Williamson County Tennessee | 1 | $ 323,000 | $ 323,000 | $ 85,000 |
| Wilson County Tennessee | 1 | $ 312,000 | $ 312,000 | $ 155,000 |
| Harris County Texas | 1 | $ 12,000 | $ 12,000 | $ 37,000 |
| Williamson County Texas | 1 | $ 271,000 | $ 271,000 | $ 104,000 |
| Washington County Utah | 1 | $ 316,000 | $ 316,000 | $ 377,000 |
| Rutland County Vermont | 1 | $ 53,000 | $ 53,000 | $ 39,000 |
| Clarke County Virginia | 1 | $ 260,000 | $ 260,000 | $ 133,000 |
| Culpeper County Virginia | 1 | $ 236,000 | $ 236,000 | $ 70,000 |
| Falls Church County Virginia | 1 | $ 480,000 | $ 480,000 | $ 143,000 |
| Fauquier County Virginia | 1 | $ 129,000 | $ 129,000 | $ 41,000 |
| Franklin County Virginia | 1 | $ 355,000 | $ 355,000 | $ 122,000 |
| Fredericksburg County Virginia | 1 | $ 268,000 | $ 268,000 | $ 75,000 |
| Henrico County Virginia | 1 | $ 153,000 | $ 153,000 | $ 126,000 |
| Louisa County Virginia | 1 | $ 161,000 | $ 161,000 | $ 51,000 |
| Manassas County Virginia | 1 | $ 234,000 | $ 234,000 | $ 163,000 |
| Nelson County Virginia | 1 | $ 80,000 | $ 80,000 | $ 201,000 |
| Newport News County Virginia | 1 | $ 72,000 | $ 72,000 | $ 42,000 |
| Richmond City County Virginia | 1 | $ 252,000 | $ 252,000 | $ 161,000 |
| Roanoke County Virginia | 1 | $ 165,000 | $ 165,000 | $ 150,000 |
| Warren County Virginia | 1 | $ 330,000 | $ 330,000 | $ 116,000 |
| Yakima County Washington | 1 | $ 350,000 | $ 350,000 | $ 158,000 |
| Cabell County West Virginia | 1 | $ 150,000 | $ 150,000 | $ 107,000 |
| Kanawha County West Virginia | 1 | $ 90,000 | $ 90,000 | $ 104,000 |
| Kewaunee County Wisconsin | 1 | $ 110,000 | $ 110,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for Wright Patman Congressional Federal Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 528 | $159,390,000 | $301,000 | $1,200,000 | $170,000 | $1,397,000 |
| Home Purchase | 192 | $57,375,000 | $298,000 | $1,800,000 | $151,000 | $935,000 |
| Home Improvement | 129 | $19,604,000 | $151,000 | $950,000 | $164,000 | $550,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 513 | $152,105,000 | $296,000 | $1,200,000 | $178,000 | $1,397,000 |
| Black or African American | 132 | $29,540,000 | $223,000 | $980,000 | $123,000 | $554,000 |
| Not Provided | 100 | $25,436,000 | $254,000 | $1,800,000 | $169,000 | $750,000 |
| Hispanic | 66 | $17,602,000 | $266,000 | $680,000 | $151,000 | $592,000 |
| Asian | 33 | $10,461,000 | $317,000 | $580,000 | $159,000 | $480,000 |
| American Indian or Alaskan Native | 5 | $1,225,000 | $245,000 | $491,000 | $102,000 | $206,000 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 849 | $236,369,000 | $278,000 | $1,800,000 | $165,000 | $1,397,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 467 | $129,260,000 | $276,000 | $1,043,000 | $175,000 | $1,397,000 |
| Application Withdrawn By Applicant | 153 | $51,471,000 | $336,000 | $1,171,000 | $160,000 | $750,000 |
| Application Denied By Financial Institution | 132 | $27,787,000 | $210,000 | $1,800,000 | $117,000 | $520,000 |
| File Closed For Incompleteness | 61 | $21,219,000 | $347,000 | $953,000 | $194,000 | $900,000 |
| Application Approved But Not Accepted | 36 | $6,632,000 | $184,000 | $604,000 | $183,000 | $592,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 50 | $10,959,000 | $219,000 | $1,800,000 | $88,000 | $252,000 |
| Credit History | 40 | $7,959,000 | $198,000 | $544,000 | $135,000 | $300,000 |
| Collateral | 23 | $4,894,000 | $212,000 | $530,000 | $127,000 | $314,000 |
| Mortgage Insurance Denied | 11 | $1,926,000 | $175,000 | $640,000 | $196,000 | $520,000 |
| Other | 2 | $424,000 | $212,000 | $329,000 | $104,000 | $111,000 |
| Employment History | 2 | $792,000 | $396,000 | $520,000 | $95,000 | $138,000 |
| Unverifiable Information | 1 | $200,000 | $200,000 | $200,000 | $66,000 | $66,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wright Patman Congressional Federal Credit Union's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wright Patman Congressional Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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