Wright Patman Congressional Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Wright Patman Congressional Federal Credit Union 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wright Patman Congressional Federal Credit Union 10461 White Granite Drive Oakton, VA 22124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 657 |
| Total Mortgage Loan Application Amount | $158,615,000 |
| Average Mortgage Loan Application Amount | $220,333 |
| Highest Mortgage Loan Application Amount | $1,680,000 |
| Average Applicant Income | $163,666 |
| Highest Applicant Income | $1,150,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Wright Patman Congressional Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wright Patman Congressional Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Wright Patman Congressional Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wright Patman Congressional Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Wright Patman Congressional Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wright Patman Congressional Federal Credit Union's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 83 | $ 25,098,000 | $ 302,000 | $ 187,000 |
| District of Columbia County District Of Columbia | 82 | $ 27,317,000 | $ 333,000 | $ 184,000 |
| Prince George's County Maryland | 69 | $ 11,604,000 | $ 168,000 | $ 114,000 |
| Montgomery County Maryland | 35 | $ 8,458,000 | $ 241,000 | $ 198,000 |
| Arlington County Virginia | 25 | $ 7,464,000 | $ 298,000 | $ 187,000 |
| Alexandria County Virginia | 22 | $ 7,170,000 | $ 325,000 | $ 207,000 |
| Anne Arundel County Maryland | 21 | $ 5,445,000 | $ 259,000 | $ 139,000 |
| Prince William County Virginia | 21 | $ 4,345,000 | $ 206,000 | $ 138,000 |
| Loudoun County Virginia | 14 | $ 4,195,000 | $ 299,000 | $ 187,000 |
| Charles County Maryland | 9 | $ 1,406,000 | $ 156,000 | $ 99,000 |
| Baltimore County Maryland | 8 | $ 1,536,000 | $ 192,000 | $ 170,000 |
| St. Mary's County Maryland | 6 | $ 724,000 | $ 120,000 | $ 86,000 |
| Calvert County Maryland | 5 | $ 649,000 | $ 129,000 | $ 138,000 |
| Howard County Maryland | 5 | $ 174,000 | $ 34,000 | $ 183,000 |
| Fauquier County Virginia | 5 | $ 1,281,000 | $ 256,000 | $ 195,000 |
| Maricopa County Arizona | 4 | $ 667,000 | $ 166,000 | $ 198,000 |
| Gwinnett County Georgia | 4 | $ 785,000 | $ 196,000 | $ 216,000 |
| Baltimore City County Maryland | 4 | $ 492,000 | $ 123,000 | $ 116,000 |
| Los Angeles County California | 3 | $ 847,000 | $ 282,000 | $ 309,000 |
| Orange County California | 3 | $ 601,000 | $ 200,000 | $ 102,000 |
| Denver County Colorado | 3 | $ 1,160,000 | $ 386,000 | $ 204,000 |
| Sussex County Delaware | 3 | $ 320,000 | $ 106,000 | $ 140,000 |
| Cobb County Georgia | 3 | $ 454,000 | $ 151,000 | $ 93,000 |
| Fulton County Georgia | 3 | $ 941,000 | $ 313,000 | $ 91,000 |
| Frederick County Maryland | 3 | $ 875,000 | $ 291,000 | $ 171,000 |
| Nassau County New York | 3 | $ 694,000 | $ 231,000 | $ 93,000 |
| Durham County North Carolina | 3 | $ 478,000 | $ 159,000 | $ 83,000 |
| Guilford County North Carolina | 3 | $ 120,000 | $ 40,000 | $ 155,000 |
| Mecklenburg County North Carolina | 3 | $ 631,000 | $ 210,000 | $ 175,000 |
| Alameda County California | 2 | $ 732,000 | $ 366,000 | $ 157,000 |
| Contra Costa County California | 2 | $ 598,000 | $ 299,000 | $ 187,000 |
| Sacramento County California | 2 | $ 152,000 | $ 76,000 | $ 279,000 |
| Santa Barbara County California | 2 | $ 484,000 | $ 242,000 | $ 194,000 |
| Jefferson County Colorado | 2 | $ 299,000 | $ 149,000 | $ 144,000 |
| Hartford County Connecticut | 2 | $ 329,000 | $ 164,000 | $ 247,000 |
| Marion County Florida | 2 | $ 235,000 | $ 117,000 | $ 208,000 |
| Miami-Dade County Florida | 2 | $ 586,000 | $ 293,000 | $ 141,000 |
| Volusia County Florida | 2 | $ 73,000 | $ 36,000 | $ 131,000 |
| Cook County Illinois | 2 | $ 733,000 | $ 366,000 | $ 263,000 |
| Caddo County Louisiana | 2 | $ 135,000 | $ 67,000 | $ 76,000 |
| Oakland County Michigan | 2 | $ 378,000 | $ 189,000 | $ 77,000 |
| Mercer County New Jersey | 2 | $ 185,000 | $ 92,000 | $ 148,000 |
| New Hanover County North Carolina | 2 | $ 194,000 | $ 97,000 | $ 63,000 |
| Horry County South Carolina | 2 | $ 344,000 | $ 172,000 | $ 129,000 |
| Fairfax City County Virginia | 2 | $ 50,000 | $ 25,000 | $ 81,000 |
| Frederick County Virginia | 2 | $ 223,000 | $ 111,000 | $ 277,000 |
| Orange County Virginia | 2 | $ 565,000 | $ 282,000 | $ 233,000 |
| Page County Virginia | 2 | $ 254,000 | $ 127,000 | $ 118,000 |
| Richmond City County Virginia | 2 | $ 574,000 | $ 287,000 | $ 110,000 |
| Shenandoah County Virginia | 2 | $ 458,000 | $ 229,000 | $ 106,000 |
| Virginia Beach County Virginia | 2 | $ 347,000 | $ 173,000 | $ 101,000 |
| Clark County Washington | 2 | $ 491,000 | $ 245,000 | $ 112,000 |
| Berkeley County West Virginia | 2 | $ 290,000 | $ 145,000 | $ 131,000 |
| Jefferson County West Virginia | 2 | $ 571,000 | $ 285,000 | $ 84,000 |
| Autauga County Alabama | 1 | $ 140,000 | $ 140,000 | $ 164,000 |
| Pima County Arizona | 1 | $ 349,000 | $ 349,000 | $ 187,000 |
| Nevada County California | 1 | $ 580,000 | $ 580,000 | $ 260,000 |
| Riverside County California | 1 | $ 183,000 | $ 183,000 | $ 60,000 |
| Santa Clara County California | 1 | $ 164,000 | $ 164,000 | $ 241,000 |
| Sonoma County California | 1 | $ 294,000 | $ 294,000 | $ 197,000 |
| Arapahoe County Colorado | 1 | $ 206,000 | $ 206,000 | $ 67,000 |
| Broomfield County Colorado | 1 | $ 648,000 | $ 648,000 | $ 267,000 |
| El Paso County Colorado | 1 | $ 171,000 | $ 171,000 | $ 95,000 |
| Larimer County Colorado | 1 | $ 451,000 | $ 451,000 | $ 126,000 |
| Fairfield County Connecticut | 1 | $ 276,000 | $ 276,000 | $ 192,000 |
| Middlesex County Connecticut | 1 | $ 400,000 | $ 400,000 | $ 135,000 |
| New Castle County Delaware | 1 | $ 424,000 | $ 424,000 | $ 207,000 |
| Broward County Florida | 1 | $ 20,000 | $ 20,000 | $ 180,000 |
| Citrus County Florida | 1 | $ 200,000 | $ 200,000 | $ 101,000 |
| Lee County Florida | 1 | $ 334,000 | $ 334,000 | $ 125,000 |
| Leon County Florida | 1 | $ 238,000 | $ 238,000 | $ 83,000 |
| Martin County Florida | 1 | $ 144,000 | $ 144,000 | $ 65,000 |
| Palm Beach County Florida | 1 | $ 60,000 | $ 60,000 | $ 144,000 |
| Pinellas County Florida | 1 | $ 275,000 | $ 275,000 | $ 201,000 |
| Chatham County Georgia | 1 | $ 62,000 | $ 62,000 | $ 18,000 |
| DeKalb County Georgia | 1 | $ 325,000 | $ 325,000 | $ 599,000 |
| DuPage County Illinois | 1 | $ 77,000 | $ 77,000 | $ 629,000 |
| East Baton Rouge County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Ouachita County Louisiana | 1 | $ 10,000 | $ 10,000 | $ 58,000 |
| Cumberland County Maine | 1 | $ 40,000 | $ 40,000 | $ 205,000 |
| Caroline County Maryland | 1 | $ 15,000 | $ 15,000 | $ 71,000 |
| Wicomico County Maryland | 1 | $ 212,000 | $ 212,000 | $ 100,000 |
| Barnstable County Massachusetts | 1 | $ 250,000 | $ 250,000 | $ 558,000 |
| Essex County Massachusetts | 1 | $ 60,000 | $ 60,000 | $ 65,000 |
| Worcester County Massachusetts | 1 | $ 270,000 | $ 270,000 | $ 120,000 |
| Kent County Michigan | 1 | $ 149,000 | $ 149,000 | $ 86,000 |
| Washtenaw County Michigan | 1 | $ 330,000 | $ 330,000 | $ 165,000 |
| Hennepin County Minnesota | 1 | $ 67,000 | $ 67,000 | $ 70,000 |
| Clark County Nevada | 1 | $ 296,000 | $ 296,000 | $ 133,000 |
| Cape May County New Jersey | 1 | $ 162,000 | $ 162,000 | $ 174,000 |
| Essex County New Jersey | 1 | $ 310,000 | $ 310,000 | $ 283,000 |
| Dona Ana County New Mexico | 1 | $ 20,000 | $ 20,000 | $ 58,000 |
| Columbia County New York | 1 | $ 44,000 | $ 44,000 | $ 83,000 |
| Onondaga County New York | 1 | $ 416,000 | $ 416,000 | $ 270,000 |
| Orange County New York | 1 | $ 106,000 | $ 106,000 | $ 89,000 |
| Putnam County New York | 1 | $ 323,000 | $ 323,000 | $ 177,000 |
| Saratoga County New York | 1 | $ 276,000 | $ 276,000 | $ 122,000 |
| Schenectady County New York | 1 | $ 65,000 | $ 65,000 | $ 17,000 |
| Westchester County New York | 1 | $ 268,000 | $ 268,000 | $ 112,000 |
| Cabarrus County North Carolina | 1 | $ 309,000 | $ 309,000 | $ 329,000 |
| Orange County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 207,000 |
| Rowan County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 140,000 |
| Union County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 76,000 |
| Wake County North Carolina | 1 | $ 253,000 | $ 253,000 | $ 204,000 |
| Warren County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 290,000 |
| Franklin County Ohio | 1 | $ 400,000 | $ 400,000 | $ 197,000 |
| Benton County Oregon | 1 | $ 300,000 | $ 300,000 | $ 118,000 |
| Clackamas County Oregon | 1 | $ 268,000 | $ 268,000 | $ 117,000 |
| Lane County Oregon | 1 | $ 100,000 | $ 100,000 | $ 248,000 |
| Multnomah County Oregon | 1 | $ 228,000 | $ 228,000 | $ 120,000 |
| Franklin County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Lancaster County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 127,000 |
| Northampton County Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 77,000 |
| Philadelphia County Pennsylvania | 1 | $ 170,000 | $ 170,000 | $ 72,000 |
| York County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 115,000 |
| Kent County Rhode Island | 1 | $ 60,000 | $ 60,000 | $ 83,000 |
| Lexington County South Carolina | 1 | $ 128,000 | $ 128,000 | $ 92,000 |
| Harris County Texas | 1 | $ 374,000 | $ 374,000 | $ 122,000 |
| Montgomery County Texas | 1 | $ 279,000 | $ 279,000 | $ 131,000 |
| San Saba County Texas | 1 | $ 101,000 | $ 101,000 | $ 161,000 |
| Tarrant County Texas | 1 | $ 261,000 | $ 261,000 | $ 90,000 |
| Travis County Texas | 1 | $ 332,000 | $ 332,000 | $ 166,000 |
| Williamson County Texas | 1 | $ 133,000 | $ 133,000 | $ 107,000 |
| Salt Lake County Utah | 1 | $ 460,000 | $ 460,000 | $ 120,000 |
| Rutland County Vermont | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
| Albemarle County Virginia | 1 | $ 305,000 | $ 305,000 | $ 237,000 |
| Charlottesville County Virginia | 1 | $ 50,000 | $ 50,000 | $ 132,000 |
| Chesterfield County Virginia | 1 | $ 20,000 | $ 20,000 | $ 50,000 |
| Culpeper County Virginia | 1 | $ 275,000 | $ 275,000 | $ 75,000 |
| Essex County Virginia | 1 | $ 160,000 | $ 160,000 | $ 59,000 |
| Falls Church County Virginia | 1 | $ 550,000 | $ 550,000 | $ 456,000 |
| Hanover County Virginia | 1 | $ 53,000 | $ 53,000 | $ 149,000 |
| James City County Virginia | 1 | $ 20,000 | $ 20,000 | $ 110,000 |
| Lexington County Virginia | 1 | $ 279,000 | $ 279,000 | $ 211,000 |
| Manassas County Virginia | 1 | $ 254,000 | $ 254,000 | $ 169,000 |
| Newport News County Virginia | 1 | $ 536,000 | $ 536,000 | $ 327,000 |
| Rappahannock County Virginia | 1 | $ 616,000 | $ 616,000 | $ 401,000 |
| Spotsylvania County Virginia | 1 | $ 160,000 | $ 160,000 | $ 57,000 |
| Stafford County Virginia | 1 | $ 20,000 | $ 20,000 | $ 218,000 |
| Westmoreland County Virginia | 1 | $ 271,000 | $ 271,000 | $ 66,000 |
| King County Washington | 1 | $ 647,000 | $ 647,000 | $ 199,000 |
| Hampshire County West Virginia | 1 | $ 86,000 | $ 86,000 | $ 83,000 |
Mortgage Loan Application Detail Totals for Wright Patman Congressional Federal Credit Union in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 361 | $85,630,000 | $237,000 | $1,134,000 | $157,000 | $1,088,000 |
| Home Purchase | 186 | $64,281,000 | $345,000 | $1,680,000 | $154,000 | $553,000 |
| Home Improvement | 110 | $8,704,000 | $79,000 | $600,000 | $180,000 | $1,150,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 386 | $102,958,000 | $266,000 | $1,680,000 | $182,000 | $1,150,000 |
| Black or African American | 132 | $25,431,000 | $192,000 | $760,000 | $115,000 | $377,000 |
| Not Provided | 81 | $15,947,000 | $196,000 | $939,000 | $132,000 | $350,000 |
| Hispanic | 42 | $10,757,000 | $256,000 | $764,000 | $159,000 | $524,000 |
| Asian | 13 | $2,596,000 | $199,000 | $430,000 | $152,000 | $270,000 |
| American Indian or Alaskan Native | 2 | $506,000 | $253,000 | $268,000 | $96,000 | $117,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $420,000 | $420,000 | $420,000 | $211,000 | $211,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 657 | $158,615,000 | $241,000 | $1,680,000 | $160,000 | $1,150,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 380 | $93,929,000 | $247,000 | $1,680,000 | $175,000 | $1,088,000 |
| Application Denied By Financial Institution | 121 | $22,145,000 | $183,000 | $995,000 | $120,000 | $629,000 |
| Application Withdrawn By Applicant | 92 | $28,239,000 | $306,000 | $939,000 | $140,000 | $467,000 |
| File Closed For Incompleteness | 38 | $12,525,000 | $329,000 | $749,000 | $185,000 | $1,150,000 |
| Application Approved But Not Accepted | 26 | $1,777,000 | $68,000 | $250,000 | $166,000 | $558,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 44 | $8,711,000 | $197,000 | $891,000 | $95,000 | $278,000 |
| Credit History | 37 | $5,750,000 | $155,000 | $594,000 | $123,000 | $377,000 |
| Collateral | 18 | $3,157,000 | $175,000 | $995,000 | $144,000 | $350,000 |
| Other | 11 | $1,687,000 | $153,000 | $516,000 | $126,000 | $225,000 |
| Mortgage Insurance Denied | 3 | $361,000 | $120,000 | $204,000 | $134,000 | $214,000 |
| Unverifiable Information | 2 | $857,000 | $428,000 | $600,000 | $97,000 | $193,000 |
| Employment History | 2 | $194,000 | $97,000 | $144,000 | $105,000 | $140,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $939,000 | $469,000 | $744,000 | $375,000 | $629,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wright Patman Congressional Federal Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wright Patman Congressional Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.