Wright Patman Congressional Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Wright Patman Congressional Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wright Patman Congressional Federal Credit Union 10461 White Granite Drive Oakton, VA 22124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 935 |
| Total Mortgage Loan Application Amount | $340,575,000 |
| Average Mortgage Loan Application Amount | $331,000 |
| Highest Mortgage Loan Application Amount | $1,445,000 |
| Average Applicant Income | $204,600 |
| Highest Applicant Income | $4,273,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Wright Patman Congressional Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wright Patman Congressional Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Wright Patman Congressional Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wright Patman Congressional Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Wright Patman Congressional Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wright Patman Congressional Federal Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| District of Columbia County District Of Columbia | 112 | $ 49,770,000 | $ 444,000 | $ 215,000 |
| Fairfax County Virginia | 91 | $ 37,365,000 | $ 410,000 | $ 184,000 |
| Prince George's County Maryland | 69 | $ 18,175,000 | $ 263,000 | $ 123,000 |
| Montgomery County Maryland | 50 | $ 19,820,000 | $ 396,000 | $ 225,000 |
| Loudoun County Virginia | 29 | $ 8,785,000 | $ 302,000 | $ 164,000 |
| Arlington County Virginia | 26 | $ 13,590,000 | $ 522,000 | $ 230,000 |
| Alexandria County Virginia | 24 | $ 10,500,000 | $ 437,000 | $ 220,000 |
| Prince William County Virginia | 24 | $ 7,370,000 | $ 307,000 | $ 143,000 |
| Anne Arundel County Maryland | 14 | $ 5,710,000 | $ 407,000 | $ 187,000 |
| Charles County Maryland | 13 | $ 3,565,000 | $ 274,000 | $ 138,000 |
| Howard County Maryland | 11 | $ 3,445,000 | $ 313,000 | $ 173,000 |
| Sussex County Delaware | 9 | $ 3,865,000 | $ 429,000 | $ 245,000 |
| Baltimore City County Maryland | 9 | $ 2,375,000 | $ 263,000 | $ 151,000 |
| Calvert County Maryland | 8 | $ 1,670,000 | $ 208,000 | $ 155,000 |
| Palm Beach County Florida | 6 | $ 2,680,000 | $ 446,000 | $ 253,000 |
| Maricopa County Arizona | 5 | $ 1,505,000 | $ 301,000 | $ 171,000 |
| Fulton County Georgia | 5 | $ 755,000 | $ 151,000 | $ 98,000 |
| Frederick County Maryland | 5 | $ 1,245,000 | $ 249,000 | $ 107,000 |
| Charleston County South Carolina | 5 | $ 2,605,000 | $ 521,000 | $ 308,000 |
| King County Washington | 5 | $ 1,635,000 | $ 327,000 | $ 152,000 |
| Sacramento County California | 4 | $ 1,340,000 | $ 335,000 | $ 275,000 |
| Sarasota County Florida | 4 | $ 1,690,000 | $ 422,000 | $ 134,000 |
| DeKalb County Georgia | 4 | $ 1,810,000 | $ 452,000 | $ 176,000 |
| Cook County Illinois | 4 | $ 2,000,000 | $ 500,000 | $ 245,000 |
| Clark County Nevada | 4 | $ 870,000 | $ 217,000 | $ 81,000 |
| Allegheny County Pennsylvania | 4 | $ 1,150,000 | $ 287,000 | $ 138,000 |
| Harris County Texas | 4 | $ 1,530,000 | $ 382,000 | $ 185,000 |
| Culpeper County Virginia | 4 | $ 800,000 | $ 200,000 | $ 88,000 |
| Arapahoe County Colorado | 3 | $ 2,455,000 | $ 818,000 | $ 224,000 |
| Jefferson County Colorado | 3 | $ 1,135,000 | $ 378,000 | $ 184,000 |
| Orange County Florida | 3 | $ 585,000 | $ 195,000 | $ 72,000 |
| Seminole County Florida | 3 | $ 1,055,000 | $ 351,000 | $ 91,000 |
| Gwinnett County Georgia | 3 | $ 685,000 | $ 228,000 | $ 138,000 |
| Oakland County Michigan | 3 | $ 855,000 | $ 285,000 | $ 232,000 |
| Nassau County New York | 3 | $ 1,745,000 | $ 581,000 | $ 208,000 |
| Brunswick County North Carolina | 3 | $ 955,000 | $ 318,000 | $ 117,000 |
| Denton County Texas | 3 | $ 775,000 | $ 258,000 | $ 702,000 |
| Travis County Texas | 3 | $ 1,125,000 | $ 375,000 | $ 173,000 |
| Fauquier County Virginia | 3 | $ 325,000 | $ 108,000 | $ 59,000 |
| Lancaster County Virginia | 3 | $ 1,075,000 | $ 358,000 | $ 319,000 |
| Stafford County Virginia | 3 | $ 465,000 | $ 155,000 | $ 137,000 |
| Jefferson County West Virginia | 3 | $ 725,000 | $ 241,000 | $ 120,000 |
| Pima County Arizona | 2 | $ 530,000 | $ 265,000 | $ 85,000 |
| Los Angeles County California | 2 | $ 1,390,000 | $ 695,000 | $ 211,000 |
| Marin County California | 2 | $ 1,160,000 | $ 580,000 | $ 498,000 |
| San Diego County California | 2 | $ 360,000 | $ 180,000 | $ 143,000 |
| Garfield County Colorado | 2 | $ 800,000 | $ 400,000 | $ 212,000 |
| Fairfield County Connecticut | 2 | $ 890,000 | $ 445,000 | $ 119,000 |
| Broward County Florida | 2 | $ 420,000 | $ 210,000 | $ 102,000 |
| Collier County Florida | 2 | $ 780,000 | $ 390,000 | $ 209,000 |
| Hillsborough County Florida | 2 | $ 410,000 | $ 205,000 | $ 124,000 |
| Martin County Florida | 2 | $ 560,000 | $ 280,000 | $ 152,000 |
| Miami-Dade County Florida | 2 | $ 600,000 | $ 300,000 | $ 189,000 |
| Pasco County Florida | 2 | $ 430,000 | $ 215,000 | $ 158,000 |
| St. Lucie County Florida | 2 | $ 600,000 | $ 300,000 | $ 121,000 |
| Cobb County Georgia | 2 | $ 350,000 | $ 175,000 | $ 95,000 |
| Marion County Indiana | 2 | $ 970,000 | $ 485,000 | $ 277,000 |
| Baltimore County Maryland | 2 | $ 1,750,000 | $ 875,000 | $ 396,000 |
| St. Mary's County Maryland | 2 | $ 360,000 | $ 180,000 | $ 39,000 |
| Barnstable County Massachusetts | 2 | $ 480,000 | $ 240,000 | $ 402,000 |
| Essex County Massachusetts | 2 | $ 1,120,000 | $ 560,000 | $ 365,000 |
| Middlesex County Massachusetts | 2 | $ 260,000 | $ 130,000 | $ 107,000 |
| St. Louis County Missouri | 2 | $ 940,000 | $ 470,000 | $ 287,000 |
| Dutchess County New York | 2 | $ 270,000 | $ 135,000 | $ 118,000 |
| Steuben County New York | 2 | $ 180,000 | $ 90,000 | $ 177,000 |
| Buncombe County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 200,000 |
| New Hanover County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 122,000 |
| Wake County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 294,000 |
| Philadelphia County Pennsylvania | 2 | $ 680,000 | $ 340,000 | $ 119,000 |
| Horry County South Carolina | 2 | $ 230,000 | $ 115,000 | $ 122,000 |
| Davidson County Tennessee | 2 | $ 1,170,000 | $ 585,000 | $ 226,000 |
| Dallas County Texas | 2 | $ 1,130,000 | $ 565,000 | $ 231,000 |
| Weber County Utah | 2 | $ 230,000 | $ 115,000 | $ 122,000 |
| Falls Church County Virginia | 2 | $ 1,350,000 | $ 675,000 | $ 371,000 |
| James City County Virginia | 2 | $ 180,000 | $ 90,000 | $ 84,000 |
| Norfolk County Virginia | 2 | $ 390,000 | $ 195,000 | $ 99,000 |
| Northumberland County Virginia | 2 | $ 570,000 | $ 285,000 | $ 94,000 |
| Richmond City County Virginia | 2 | $ 430,000 | $ 215,000 | $ 251,000 |
| Westmoreland County Virginia | 2 | $ 570,000 | $ 285,000 | $ 80,000 |
| Hardy County West Virginia | 2 | $ 650,000 | $ 325,000 | $ 447,000 |
| Ozaukee County Wisconsin | 2 | $ 540,000 | $ 270,000 | $ 229,000 |
| Jefferson County Alabama | 1 | $ 355,000 | $ 355,000 | $ 138,000 |
| Madison County Alabama | 1 | $ 195,000 | $ 195,000 | $ 390,000 |
| Yavapai County Arizona | 1 | $ 305,000 | $ 305,000 | $ 174,000 |
| Alameda County California | 1 | $ 305,000 | $ 305,000 | $ 186,000 |
| Contra Costa County California | 1 | $ 155,000 | $ 155,000 | $ 166,000 |
| Imperial County California | 1 | $ 265,000 | $ 265,000 | $ 87,000 |
| Riverside County California | 1 | $ 225,000 | $ 225,000 | $ 22,000 |
| Santa Barbara County California | 1 | $ 175,000 | $ 175,000 | $ 151,000 |
| Boulder County Colorado | 1 | $ 545,000 | $ 545,000 | $ 109,000 |
| Denver County Colorado | 1 | $ 1,245,000 | $ 1,245,000 | $ 265,000 |
| Douglas County Colorado | 1 | $ 345,000 | $ 345,000 | $ 208,000 |
| Eagle County Colorado | 1 | $ 545,000 | $ 545,000 | $ 266,000 |
| Summit County Colorado | 1 | $ 335,000 | $ 335,000 | $ 208,000 |
| New Haven County Connecticut | 1 | $ 275,000 | $ 275,000 | $ 256,000 |
| New Castle County Delaware | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Bay County Florida | 1 | $ 245,000 | $ 245,000 | $ 173,000 |
| Brevard County Florida | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| Charlotte County Florida | 1 | $ 355,000 | $ 355,000 | $ 154,000 |
| Duval County Florida | 1 | $ 335,000 | $ 335,000 | $ 125,000 |
| Escambia County Florida | 1 | $ 325,000 | $ 325,000 | $ 145,000 |
| Flagler County Florida | 1 | $ 305,000 | $ 305,000 | $ 145,000 |
| Hernando County Florida | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Lee County Florida | 1 | $ 305,000 | $ 305,000 | $ 126,000 |
| Leon County Florida | 1 | $ 315,000 | $ 315,000 | $ 214,000 |
| Osceola County Florida | 1 | $ 485,000 | $ 485,000 | $ 103,000 |
| Pinellas County Florida | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| St. Johns County Florida | 1 | $ 1,345,000 | $ 1,345,000 | $ 441,000 |
| Bibb County Georgia | 1 | $ 95,000 | $ 95,000 | $ 150,000 |
| Bryan County Georgia | 1 | $ 435,000 | $ 435,000 | $ 164,000 |
| Newton County Georgia | 1 | $ 195,000 | $ 195,000 | $ 36,000 |
| Sumter County Georgia | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Hawaii County Hawaii | 1 | $ 115,000 | $ 115,000 | $ 276,000 |
| Kendall County Illinois | 1 | $ 25,000 | $ 25,000 | $ 166,000 |
| Lake County Illinois | 1 | $ 685,000 | $ 685,000 | $ 393,000 |
| Madison County Illinois | 1 | $ 295,000 | $ 295,000 | $ 160,000 |
| Hamilton County Indiana | 1 | $ 335,000 | $ 335,000 | $ 223,000 |
| Steuben County Indiana | 1 | $ 495,000 | $ 495,000 | $ 145,000 |
| Polk County Iowa | 1 | $ 175,000 | $ 175,000 | $ 330,000 |
| Campbell County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| Ascension County Louisiana | 1 | $ 545,000 | $ 545,000 | $ 311,000 |
| East Baton Rouge County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Lafourche County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 120,000 |
| Carroll County Maryland | 1 | $ 335,000 | $ 335,000 | $ 247,000 |
| Harford County Maryland | 1 | $ 55,000 | $ 55,000 | $ 275,000 |
| Washington County Maryland | 1 | $ 225,000 | $ 225,000 | $ 103,000 |
| Suffolk County Massachusetts | 1 | $ 265,000 | $ 265,000 | $ 192,000 |
| Allegan County Michigan | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Gogebic County Michigan | 1 | $ 75,000 | $ 75,000 | $ 105,000 |
| Ingham County Michigan | 1 | $ 275,000 | $ 275,000 | $ 268,000 |
| Kent County Michigan | 1 | $ 15,000 | $ 15,000 | $ 65,000 |
| Wayne County Michigan | 1 | $ 225,000 | $ 225,000 | $ 107,000 |
| Hennepin County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 192,000 |
| Harrison County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 23,000 |
| St. Charles County Missouri | 1 | $ 275,000 | $ 275,000 | $ 88,000 |
| Washoe County Nevada | 1 | $ 305,000 | $ 305,000 | $ 128,000 |
| Burlington County New Jersey | 1 | $ 295,000 | $ 295,000 | $ 473,000 |
| Essex County New Jersey | 1 | $ 295,000 | $ 295,000 | $ 94,000 |
| Mercer County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 100,000 |
| Morris County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 201,000 |
| Ocean County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 86,000 |
| Somerset County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 168,000 |
| Sussex County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 105,000 |
| Rio Arriba County New Mexico | 1 | $ 405,000 | $ 405,000 | $ 363,000 |
| Santa Fe County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 221,000 |
| Erie County New York | 1 | $ 195,000 | $ 195,000 | $ 131,000 |
| New York County New York | 1 | $ 195,000 | $ 195,000 | $ 217,000 |
| Saratoga County New York | 1 | $ 275,000 | $ 275,000 | $ 129,000 |
| Yates County New York | 1 | $ 435,000 | $ 435,000 | $ 228,000 |
| Forsyth County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 91,000 |
| Guilford County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 107,000 |
| Johnston County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 180,000 |
| Mecklenburg County North Carolina | 1 | $ 695,000 | $ 695,000 | $ 398,000 |
| Moore County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 420,000 |
| Orange County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 168,000 |
| Perquimans County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 180,000 |
| Pitt County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 89,000 |
| Wilson County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 261,000 |
| Butler County Ohio | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Cuyahoga County Ohio | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Summit County Ohio | 1 | $ 225,000 | $ 225,000 | $ 324,000 |
| Tulsa County Oklahoma | 1 | $ 425,000 | $ 425,000 | $ 229,000 |
| Lane County Oregon | 1 | $ 425,000 | $ 425,000 | $ 367,000 |
| Multnomah County Oregon | 1 | $ 425,000 | $ 425,000 | $ 81,000 |
| Adams County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 177,000 |
| Blair County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 576,000 |
| Chester County Pennsylvania | 1 | $ 495,000 | $ 495,000 | $ 475,000 |
| Erie County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 174,000 |
| Franklin County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
| Montgomery County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 577,000 |
| Schuylkill County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 190,000 |
| Newport County Rhode Island | 1 | $ 565,000 | $ 565,000 | $ 190,000 |
| Providence County Rhode Island | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Georgetown County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 108,000 |
| Lancaster County South Carolina | 1 | $ 465,000 | $ 465,000 | $ 250,000 |
| Lexington County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 125,000 |
| Hamilton County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 193,000 |
| Marshall County Tennessee | 1 | $ 585,000 | $ 585,000 | $ 166,000 |
| Sevier County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 264,000 |
| Shelby County Tennessee | 1 | $ 725,000 | $ 725,000 | $ 310,000 |
| Bexar County Texas | 1 | $ 405,000 | $ 405,000 | $ 234,000 |
| Hays County Texas | 1 | $ 435,000 | $ 435,000 | $ 128,000 |
| Montgomery County Texas | 1 | $ 255,000 | $ 255,000 | $ 150,000 |
| Tarrant County Texas | 1 | $ 545,000 | $ 545,000 | $ 185,000 |
| Chesterfield County Virginia | 1 | $ 45,000 | $ 45,000 | $ 165,000 |
| Fredericksburg County Virginia | 1 | $ 35,000 | $ 35,000 | $ 135,000 |
| Manassas County Virginia | 1 | $ 235,000 | $ 235,000 | $ 91,000 |
| Newport News County Virginia | 1 | $ 505,000 | $ 505,000 | $ 355,000 |
| Pulaski County Virginia | 1 | $ 455,000 | $ 455,000 | $ 163,000 |
| Spotsylvania County Virginia | 1 | $ 65,000 | $ 65,000 | $ 84,000 |
| Virginia Beach County Virginia | 1 | $ 375,000 | $ 375,000 | $ 189,000 |
| Tucker County West Virginia | 1 | $ 655,000 | $ 655,000 | $ 274,000 |
| Price County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Walworth County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for Wright Patman Congressional Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 350 | $126,540,000 | $361,000 | $1,335,000 | $203,000 | $1,298,000 |
| Cash-out Refinancing | 304 | $100,780,000 | $331,000 | $1,205,000 | $177,000 | $1,080,000 |
| Home Purchase | 211 | $93,655,000 | $443,000 | $1,445,000 | $210,000 | $1,904,000 |
| Other Purpose | 56 | $16,400,000 | $292,000 | $815,000 | $224,000 | $4,273,000 |
| Home Improvement | 14 | $3,200,000 | $228,000 | $715,000 | $209,000 | $600,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 486 | $185,690,000 | $382,000 | $1,445,000 | $206,000 | $979,000 |
| Not Provided | 177 | $64,055,000 | $361,000 | $1,295,000 | $229,000 | $4,273,000 |
| Black or African American | 154 | $47,620,000 | $309,000 | $885,000 | $157,000 | $528,000 |
| Hispanic | 57 | $19,725,000 | $346,000 | $995,000 | $155,000 | $740,000 |
| Asian | 33 | $13,065,000 | $395,000 | $825,000 | $188,000 | $724,000 |
| American Indian or Alaskan Native | 8 | $2,390,000 | $298,000 | $775,000 | $115,000 | $229,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $595,000 | $595,000 | $595,000 | $252,000 | $252,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 935 | $340,575,000 | $364,000 | $1,445,000 | $198,000 | $4,273,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 589 | $211,485,000 | $359,000 | $1,345,000 | $194,000 | $1,904,000 |
| File Closed For Incompleteness | 141 | $54,385,000 | $385,000 | $1,335,000 | $225,000 | $979,000 |
| Application Withdrawn By Applicant | 94 | $34,450,000 | $366,000 | $1,005,000 | $192,000 | $1,080,000 |
| Application Denied By Financial Institution | 91 | $32,325,000 | $355,000 | $1,445,000 | $190,000 | $4,273,000 |
| Application Approved But Not Accepted | 20 | $7,930,000 | $396,000 | $995,000 | $177,000 | $473,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 844 | $308,250,000 | $365,000 | $1,345,000 | $198,000 | $1,904,000 |
| Debt-To-Income Ratio | 35 | $11,855,000 | $338,000 | $805,000 | $85,000 | $219,000 |
| Credit History | 26 | $8,680,000 | $333,000 | $975,000 | $161,000 | $450,000 |
| Other | 12 | $4,570,000 | $380,000 | $1,445,000 | $546,000 | $4,273,000 |
| Collateral | 11 | $3,375,000 | $306,000 | $825,000 | $182,000 | $313,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $2,040,000 | $510,000 | $1,015,000 | $176,000 | $318,000 |
| Unverifiable Information | 2 | $1,020,000 | $510,000 | $885,000 | $289,000 | $535,000 |
| Employment History | 1 | $785,000 | $785,000 | $785,000 | $141,000 | $141,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wright Patman Congressional Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wright Patman Congressional Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.