Wright Patman Congressional Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Wright Patman Congressional Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wright Patman Congressional Federal Credit Union 10461 White Granite Drive Oakton, VA 22124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 912 |
| Total Mortgage Loan Application Amount | $214,280,000 |
| Average Mortgage Loan Application Amount | $261,600 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $263,000 |
| Highest Applicant Income | $7,714,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Wright Patman Congressional Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wright Patman Congressional Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Wright Patman Congressional Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wright Patman Congressional Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Wright Patman Congressional Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wright Patman Congressional Federal Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| District of Columbia County District Of Columbia | 120 | $ 34,120,000 | $ 284,000 | $ 234,000 |
| Fairfax County Virginia | 91 | $ 24,695,000 | $ 271,000 | $ 247,000 |
| Prince George's County Maryland | 79 | $ 15,245,000 | $ 192,000 | $ 133,000 |
| Montgomery County Maryland | 54 | $ 12,480,000 | $ 231,000 | $ 267,000 |
| Alexandria County Virginia | 34 | $ 8,590,000 | $ 252,000 | $ 236,000 |
| Prince William County Virginia | 31 | $ 6,715,000 | $ 216,000 | $ 155,000 |
| Arlington County Virginia | 30 | $ 8,470,000 | $ 282,000 | $ 255,000 |
| Loudoun County Virginia | 25 | $ 5,335,000 | $ 213,000 | $ 226,000 |
| Charles County Maryland | 19 | $ 3,945,000 | $ 207,000 | $ 125,000 |
| Anne Arundel County Maryland | 13 | $ 2,535,000 | $ 195,000 | $ 187,000 |
| Los Angeles County California | 10 | $ 1,930,000 | $ 193,000 | $ 188,000 |
| Howard County Maryland | 9 | $ 1,995,000 | $ 221,000 | $ 211,000 |
| St. Mary's County Maryland | 8 | $ 1,350,000 | $ 168,000 | $ 155,000 |
| Maricopa County Arizona | 7 | $ 2,385,000 | $ 340,000 | $ 181,000 |
| Wake County North Carolina | 7 | $ 1,755,000 | $ 250,000 | $ 155,000 |
| Stafford County Virginia | 7 | $ 1,045,000 | $ 149,000 | $ 174,000 |
| Baltimore County Maryland | 6 | $ 1,790,000 | $ 298,000 | $ 189,000 |
| Baltimore City County Maryland | 6 | $ 720,000 | $ 120,000 | $ 84,000 |
| Frederick County Maryland | 6 | $ 1,760,000 | $ 293,000 | $ 177,000 |
| Clark County Nevada | 6 | $ 1,390,000 | $ 231,000 | $ 222,000 |
| Philadelphia County Pennsylvania | 6 | $ 760,000 | $ 126,000 | $ 133,000 |
| San Diego County California | 5 | $ 905,000 | $ 181,000 | $ 184,000 |
| Denver County Colorado | 5 | $ 2,505,000 | $ 501,000 | $ 237,000 |
| Collier County Florida | 5 | $ 1,825,000 | $ 365,000 | $ 246,000 |
| Pinellas County Florida | 5 | $ 1,435,000 | $ 287,000 | $ 1,713,000 |
| Fulton County Georgia | 5 | $ 1,055,000 | $ 211,000 | $ 119,000 |
| Westchester County New York | 5 | $ 1,595,000 | $ 319,000 | $ 449,000 |
| Durham County North Carolina | 5 | $ 1,335,000 | $ 267,000 | $ 177,000 |
| Sussex County Delaware | 4 | $ 1,930,000 | $ 482,000 | $ 215,000 |
| Broward County Florida | 4 | $ 1,220,000 | $ 305,000 | $ 119,000 |
| Lee County Florida | 4 | $ 780,000 | $ 195,000 | $ 76,000 |
| Worcester County Maryland | 4 | $ 310,000 | $ 77,000 | $ 207,000 |
| Mecklenburg County North Carolina | 4 | $ 680,000 | $ 170,000 | $ 153,000 |
| Contra Costa County California | 3 | $ 305,000 | $ 101,000 | $ 181,000 |
| Riverside County California | 3 | $ 645,000 | $ 215,000 | $ 281,000 |
| Palm Beach County Florida | 3 | $ 655,000 | $ 218,000 | $ 115,000 |
| Marion County Indiana | 3 | $ 355,000 | $ 118,000 | $ 78,000 |
| Cumberland County Maine | 3 | $ 545,000 | $ 181,000 | $ 182,000 |
| Calvert County Maryland | 3 | $ 185,000 | $ 61,000 | $ 154,000 |
| Carroll County Maryland | 3 | $ 865,000 | $ 288,000 | $ 206,000 |
| Queen Anne's County Maryland | 3 | $ 665,000 | $ 221,000 | $ 127,000 |
| Stearns County Minnesota | 3 | $ 305,000 | $ 101,000 | $ 413,000 |
| Bernalillo County New Mexico | 3 | $ 415,000 | $ 138,000 | $ 151,000 |
| Bronx County New York | 3 | $ 1,265,000 | $ 421,000 | $ 272,000 |
| Providence County Rhode Island | 3 | $ 775,000 | $ 258,000 | $ 63,000 |
| Charleston County South Carolina | 3 | $ 415,000 | $ 138,000 | $ 118,000 |
| Hamilton County Tennessee | 3 | $ 1,075,000 | $ 358,000 | $ 297,000 |
| Fauquier County Virginia | 3 | $ 405,000 | $ 135,000 | $ 110,000 |
| Richmond City County Virginia | 3 | $ 385,000 | $ 128,000 | $ 102,000 |
| Virginia Beach County Virginia | 3 | $ 595,000 | $ 198,000 | $ 267,000 |
| King County Washington | 3 | $ 595,000 | $ 198,000 | $ 116,000 |
| Baldwin County Alabama | 2 | $ 730,000 | $ 365,000 | $ 331,000 |
| Pima County Arizona | 2 | $ 170,000 | $ 85,000 | $ 25,000 |
| Alameda County California | 2 | $ 660,000 | $ 330,000 | $ 117,000 |
| Orange County California | 2 | $ 200,000 | $ 100,000 | $ 169,000 |
| Solano County California | 2 | $ 370,000 | $ 185,000 | $ 108,000 |
| Arapahoe County Colorado | 2 | $ 730,000 | $ 365,000 | $ 216,000 |
| El Paso County Colorado | 2 | $ 400,000 | $ 200,000 | $ 102,000 |
| Larimer County Colorado | 2 | $ 280,000 | $ 140,000 | $ 112,000 |
| Fairfield County Connecticut | 2 | $ 470,000 | $ 235,000 | $ 204,000 |
| Flagler County Florida | 2 | $ 110,000 | $ 55,000 | $ 111,000 |
| Miami-Dade County Florida | 2 | $ 300,000 | $ 150,000 | $ 89,000 |
| Sarasota County Florida | 2 | $ 2,700,000 | $ 1,350,000 | $ 814,000 |
| St. Lucie County Florida | 2 | $ 990,000 | $ 495,000 | $ 171,000 |
| Sumter County Florida | 2 | $ 810,000 | $ 405,000 | $ 110,000 |
| Cook County Illinois | 2 | $ 620,000 | $ 310,000 | $ 185,000 |
| York County Maine | 2 | $ 320,000 | $ 160,000 | $ 165,000 |
| Harford County Maryland | 2 | $ 250,000 | $ 125,000 | $ 191,000 |
| Talbot County Maryland | 2 | $ 760,000 | $ 380,000 | $ 692,000 |
| Plymouth County Massachusetts | 2 | $ 210,000 | $ 105,000 | $ 253,000 |
| Wayne County Michigan | 2 | $ 420,000 | $ 210,000 | $ 255,000 |
| Hennepin County Minnesota | 2 | $ 530,000 | $ 265,000 | $ 65,000 |
| Ramsey County Minnesota | 2 | $ 150,000 | $ 75,000 | $ 80,000 |
| Atlantic County New Jersey | 2 | $ 130,000 | $ 65,000 | $ 163,000 |
| Cape May County New Jersey | 2 | $ 470,000 | $ 235,000 | $ 304,000 |
| Santa Fe County New Mexico | 2 | $ 1,210,000 | $ 605,000 | $ 391,000 |
| Taos County New Mexico | 2 | $ 300,000 | $ 150,000 | $ 75,000 |
| Currituck County North Carolina | 2 | $ 630,000 | $ 315,000 | $ 585,000 |
| Moore County North Carolina | 2 | $ 580,000 | $ 290,000 | $ 174,000 |
| New Hanover County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 93,000 |
| Franklin County Ohio | 2 | $ 140,000 | $ 70,000 | $ 292,000 |
| Multnomah County Oregon | 2 | $ 790,000 | $ 395,000 | $ 270,000 |
| Allegheny County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 239,000 |
| Wayne County Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 120,000 |
| Dallas County Texas | 2 | $ 930,000 | $ 465,000 | $ 175,000 |
| Chesterfield County Virginia | 2 | $ 210,000 | $ 105,000 | $ 419,000 |
| Culpeper County Virginia | 2 | $ 620,000 | $ 310,000 | $ 172,000 |
| Falls Church County Virginia | 2 | $ 640,000 | $ 320,000 | $ 126,000 |
| Frederick County Virginia | 2 | $ 260,000 | $ 130,000 | $ 84,000 |
| Henrico County Virginia | 2 | $ 100,000 | $ 50,000 | $ 140,000 |
| Roanoke City County Virginia | 2 | $ 870,000 | $ 435,000 | $ 193,000 |
| Spotsylvania County Virginia | 2 | $ 380,000 | $ 190,000 | $ 298,000 |
| Pierce County Washington | 2 | $ 130,000 | $ 65,000 | $ 135,000 |
| Jefferson County West Virginia | 2 | $ 130,000 | $ 65,000 | $ 90,000 |
| Kanawha County West Virginia | 2 | $ 210,000 | $ 105,000 | $ 156,000 |
| Jefferson County Alabama | 1 | $ 95,000 | $ 95,000 | $ 400,000 |
| Lee County Alabama | 1 | $ 95,000 | $ 95,000 | $ 204,000 |
| Craighead County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 294,000 |
| Faulkner County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 139,000 |
| Monterey County California | 1 | $ 125,000 | $ 125,000 | $ 128,000 |
| Placer County California | 1 | $ 155,000 | $ 155,000 | $ 178,000 |
| San Francisco County California | 1 | $ 325,000 | $ 325,000 | $ 389,000 |
| Santa Clara County California | 1 | $ 75,000 | $ 75,000 | $ 346,000 |
| Santa Cruz County California | 1 | $ 405,000 | $ 405,000 | $ 94,000 |
| Siskiyou County California | 1 | $ 415,000 | $ 415,000 | $ 408,000 |
| Garfield County Colorado | 1 | $ 55,000 | $ 55,000 | $ 188,000 |
| Montrose County Colorado | 1 | $ 75,000 | $ 75,000 | $ 83,000 |
| Weld County Colorado | 1 | $ 45,000 | $ 45,000 | $ 122,000 |
| Bay County Florida | 1 | $ 375,000 | $ 375,000 | $ 160,000 |
| Brevard County Florida | 1 | $ 165,000 | $ 165,000 | $ 279,000 |
| Hillsborough County Florida | 1 | $ 435,000 | $ 435,000 | $ 263,000 |
| Lake County Florida | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Manatee County Florida | 1 | $ 205,000 | $ 205,000 | $ 252,000 |
| Martin County Florida | 1 | $ 105,000 | $ 105,000 | $ 113,000 |
| Nassau County Florida | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| Orange County Florida | 1 | $ 35,000 | $ 35,000 | $ 198,000 |
| Pasco County Florida | 1 | $ 155,000 | $ 155,000 | $ 216,000 |
| St. Johns County Florida | 1 | $ 285,000 | $ 285,000 | $ 153,000 |
| Walton County Florida | 1 | $ 445,000 | $ 445,000 | $ 34,000 |
| Chatham County Georgia | 1 | $ 105,000 | $ 105,000 | $ 430,000 |
| Cobb County Georgia | 1 | $ 475,000 | $ 475,000 | $ 170,000 |
| DeKalb County Georgia | 1 | $ 105,000 | $ 105,000 | $ 277,000 |
| Douglas County Georgia | 1 | $ 325,000 | $ 325,000 | $ 60,000 |
| Fayette County Georgia | 1 | $ 265,000 | $ 265,000 | $ 276,000 |
| Gwinnett County Georgia | 1 | $ 75,000 | $ 75,000 | $ 114,000 |
| Morgan County Georgia | 1 | $ 55,000 | $ 55,000 | $ 185,000 |
| Richmond County Georgia | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Hawaii County Hawaii | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| Kootenai County Idaho | 1 | $ 245,000 | $ 245,000 | $ 387,000 |
| Jackson County Illinois | 1 | $ 295,000 | $ 295,000 | $ 57,000 |
| Lake County Illinois | 1 | $ 175,000 | $ 175,000 | $ 475,000 |
| Monroe County Indiana | 1 | $ 355,000 | $ 355,000 | $ 98,000 |
| Putnam County Indiana | 1 | $ 385,000 | $ 385,000 | $ 109,000 |
| Guthrie County Iowa | 1 | $ 125,000 | $ 125,000 | $ 201,000 |
| Sedgwick County Kansas | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Jefferson County Kentucky | 1 | $ 505,000 | $ 505,000 | $ 159,000 |
| Oldham County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 283,000 |
| Rapides County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 9,000 |
| Terrebonne County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 156,000 |
| Hancock County Maine | 1 | $ 235,000 | $ 235,000 | $ 69,000 |
| Allegany County Maryland | 1 | $ 75,000 | $ 75,000 | $ 173,000 |
| Caroline County Maryland | 1 | $ 55,000 | $ 55,000 | $ 102,000 |
| Wicomico County Maryland | 1 | $ 305,000 | $ 305,000 | $ 72,000 |
| Barnstable County Massachusetts | 1 | $ 355,000 | $ 355,000 | $ 211,000 |
| Essex County Massachusetts | 1 | $ 365,000 | $ 365,000 | $ 210,000 |
| Hampden County Massachusetts | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Suffolk County Massachusetts | 1 | $ 45,000 | $ 45,000 | $ 268,000 |
| Worcester County Massachusetts | 1 | $ 35,000 | $ 35,000 | $ 286,000 |
| Alpena County Michigan | 1 | $ 125,000 | $ 125,000 | $ 156,000 |
| Grand Traverse County Michigan | 1 | $ 535,000 | $ 535,000 | $ 285,000 |
| Ingham County Michigan | 1 | $ 75,000 | $ 75,000 | $ 125,000 |
| Kalamazoo County Michigan | 1 | $ 255,000 | $ 255,000 | $ 131,000 |
| Oakland County Michigan | 1 | $ 175,000 | $ 175,000 | $ 395,000 |
| Ottawa County Michigan | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Washington County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 208,000 |
| Harrison County Mississippi | 1 | $ 265,000 | $ 265,000 | $ 66,000 |
| Madison County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Jackson County Missouri | 1 | $ 145,000 | $ 145,000 | $ 221,000 |
| St. Louis City County Missouri | 1 | $ 135,000 | $ 135,000 | $ 391,000 |
| Douglas County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Washington County Nebraska | 1 | $ 245,000 | $ 245,000 | $ 147,000 |
| Washoe County Nevada | 1 | $ 115,000 | $ 115,000 | $ 173,000 |
| Cheshire County New Hampshire | 1 | $ 575,000 | $ 575,000 | $ 190,000 |
| Rockingham County New Hampshire | 1 | $ 75,000 | $ 75,000 | $ 257,000 |
| Sullivan County New Hampshire | 1 | $ 175,000 | $ 175,000 | $ 330,000 |
| Camden County New Jersey | 1 | $ 375,000 | $ 375,000 | $ 188,000 |
| Essex County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 334,000 |
| Hudson County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 248,000 |
| Hunterdon County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 215,000 |
| Ocean County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 174,000 |
| Somerset County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 143,000 |
| Union County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 361,000 |
| Greene County New York | 1 | $ 45,000 | $ 45,000 | $ 86,000 |
| New York County New York | 1 | $ 385,000 | $ 385,000 | $ 284,000 |
| Ontario County New York | 1 | $ 155,000 | $ 155,000 | $ 219,000 |
| Schuyler County New York | 1 | $ 335,000 | $ 335,000 | $ 154,000 |
| Tioga County New York | 1 | $ 35,000 | $ 35,000 | $ 93,000 |
| Yates County New York | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Brunswick County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 84,000 |
| Cabarrus County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 344,000 |
| Dare County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 139,000 |
| Forsyth County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Lincoln County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 365,000 |
| Orange County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 188,000 |
| Stanly County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 105,000 |
| Union County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 212,000 |
| Butler County Ohio | 1 | $ 105,000 | $ 105,000 | $ 109,000 |
| Darke County Ohio | 1 | $ 105,000 | $ 105,000 | $ 170,000 |
| Montgomery County Ohio | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Morrow County Ohio | 1 | $ 15,000 | $ 15,000 | $ 112,000 |
| Garvin County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Deschutes County Oregon | 1 | $ 405,000 | $ 405,000 | $ 410,000 |
| Bucks County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 140,000 |
| Lancaster County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 236,000 |
| Montgomery County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 282,000 |
| Washington County Pennsylvania | 1 | $ 435,000 | $ 435,000 | $ 168,000 |
| Bristol County Rhode Island | 1 | $ 85,000 | $ 85,000 | $ 145,000 |
| Newport County Rhode Island | 1 | $ 765,000 | $ 765,000 | $ 240,000 |
| Allendale County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Horry County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Lexington County South Carolina | 1 | $ 585,000 | $ 585,000 | $ 184,000 |
| Davidson County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 171,000 |
| Marshall County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 180,000 |
| Robertson County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 174,000 |
| Shelby County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Harris County Texas | 1 | $ 535,000 | $ 535,000 | $ 337,000 |
| Smith County Texas | 1 | $ 325,000 | $ 325,000 | $ 293,000 |
| Salt Lake County Utah | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Utah County Utah | 1 | $ 105,000 | $ 105,000 | $ 179,000 |
| Rutland County Vermont | 1 | $ 185,000 | $ 185,000 | $ 199,000 |
| Albemarle County Virginia | 1 | $ 165,000 | $ 165,000 | $ 687,000 |
| Amelia County Virginia | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Amherst County Virginia | 1 | $ 385,000 | $ 385,000 | $ 346,000 |
| Charlottesville County Virginia | 1 | $ 85,000 | $ 85,000 | $ 155,000 |
| Fairfax City County Virginia | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Hanover County Virginia | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Lexington County Virginia | 1 | $ 255,000 | $ 255,000 | $ 49,000 |
| Louisa County Virginia | 1 | $ 395,000 | $ 395,000 | $ 92,000 |
| Newport News County Virginia | 1 | $ 175,000 | $ 175,000 | $ 647,000 |
| Norfolk County Virginia | 1 | $ 35,000 | $ 35,000 | $ 292,000 |
| Rappahannock County Virginia | 1 | $ 105,000 | $ 105,000 | $ 103,000 |
| Shenandoah County Virginia | 1 | $ 55,000 | $ 55,000 | $ 275,000 |
| Warren County Virginia | 1 | $ 315,000 | $ 315,000 | $ 757,000 |
| Westmoreland County Virginia | 1 | $ 275,000 | $ 275,000 | $ 94,000 |
| Clallam County Washington | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Thurston County Washington | 1 | $ 135,000 | $ 135,000 | $ 134,000 |
| Whatcom County Washington | 1 | $ 45,000 | $ 45,000 | $ 160,000 |
| Berkeley County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 71,000 |
| Morgan County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 478,000 |
| La Crosse County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 150,000 |
| Rock County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Washington County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for Wright Patman Congressional Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 565 | $96,535,000 | $170,000 | $975,000 | $214,000 | $7,714,000 |
| Home Purchase | 207 | $80,775,000 | $390,000 | $2,005,000 | $206,000 | $1,353,000 |
| Refinancing | 78 | $25,900,000 | $332,000 | $955,000 | $186,000 | $647,000 |
| Home Improvement | 58 | $10,100,000 | $174,000 | $645,000 | $238,000 | $1,380,000 |
| Other Purpose | 4 | $970,000 | $242,000 | $405,000 | $471,000 | $1,050,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 463 | $112,785,000 | $243,000 | $2,005,000 | $225,000 | $2,175,000 |
| Not Provided | 209 | $46,365,000 | $221,000 | $1,095,000 | $207,000 | $1,271,000 |
| Black or African American | 154 | $32,470,000 | $210,000 | $1,125,000 | $202,000 | $7,714,000 |
| Hispanic | 43 | $11,185,000 | $260,000 | $805,000 | $175,000 | $797,000 |
| Asian | 20 | $5,830,000 | $291,000 | $875,000 | $191,000 | $509,000 |
| American Indian or Alaskan Native | 5 | $1,145,000 | $229,000 | $695,000 | $125,000 | $276,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $410,000 | $205,000 | $305,000 | $183,000 | $251,000 |
| Not applicable | 2 | $510,000 | $255,000 | $405,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 912 | $214,280,000 | $234,000 | $2,005,000 | $213,000 | $7,714,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 640 | $147,420,000 | $230,000 | $2,005,000 | $216,000 | $2,175,000 |
| Application Denied By Financial Institution | 119 | $25,405,000 | $213,000 | $1,125,000 | $203,000 | $7,714,000 |
| Application Withdrawn By Applicant | 104 | $28,920,000 | $278,000 | $1,135,000 | $216,000 | $1,380,000 |
| File Closed For Incompleteness | 27 | $7,945,000 | $294,000 | $715,000 | $186,000 | $600,000 |
| Application Approved But Not Accepted | 22 | $4,590,000 | $208,000 | $505,000 | $186,000 | $469,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 793 | $188,875,000 | $238,000 | $2,005,000 | $214,000 | $2,175,000 |
| Debt-To-Income Ratio | 62 | $14,120,000 | $227,000 | $975,000 | $110,000 | $636,000 |
| Credit History | 21 | $3,935,000 | $187,000 | $625,000 | $507,000 | $7,714,000 |
| Collateral | 17 | $2,425,000 | $142,000 | $315,000 | $127,000 | $391,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $3,000,000 | $375,000 | $1,125,000 | $259,000 | $350,000 |
| Other | 5 | $645,000 | $129,000 | $335,000 | $193,000 | $425,000 |
| Unverifiable Information | 4 | $740,000 | $185,000 | $285,000 | $152,000 | $300,000 |
| Mortgage Insurance Denied | 1 | $135,000 | $135,000 | $135,000 | $478,000 | $478,000 |
| Employment History | 1 | $405,000 | $405,000 | $405,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wright Patman Congressional Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wright Patman Congressional Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.