Wright Patman Congressional Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Wright Patman Congressional Federal Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wright Patman Congressional Federal Credit Union 10461 White Granite Drive Oakton, VA 22124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 649 |
| Total Mortgage Loan Application Amount | $148,035,000 |
| Average Mortgage Loan Application Amount | $246,600 |
| Highest Mortgage Loan Application Amount | $1,405,000 |
| Average Applicant Income | $233,800 |
| Highest Applicant Income | $900,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Wright Patman Congressional Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wright Patman Congressional Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Wright Patman Congressional Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wright Patman Congressional Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Wright Patman Congressional Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wright Patman Congressional Federal Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| District of Columbia County District Of Columbia | 80 | $ 24,250,000 | $ 303,000 | $ 245,000 |
| Fairfax County Virginia | 61 | $ 14,085,000 | $ 230,000 | $ 236,000 |
| Prince George's County Maryland | 58 | $ 10,930,000 | $ 188,000 | $ 135,000 |
| Montgomery County Maryland | 43 | $ 11,195,000 | $ 260,000 | $ 247,000 |
| Arlington County Virginia | 21 | $ 6,905,000 | $ 328,000 | $ 250,000 |
| Loudoun County Virginia | 19 | $ 3,845,000 | $ 202,000 | $ 244,000 |
| Charles County Maryland | 16 | $ 2,880,000 | $ 180,000 | $ 164,000 |
| Alexandria County Virginia | 15 | $ 4,475,000 | $ 298,000 | $ 286,000 |
| Anne Arundel County Maryland | 12 | $ 2,540,000 | $ 211,000 | $ 215,000 |
| Calvert County Maryland | 11 | $ 3,095,000 | $ 281,000 | $ 205,000 |
| Prince William County Virginia | 10 | $ 1,630,000 | $ 163,000 | $ 108,000 |
| Palm Beach County Florida | 8 | $ 2,160,000 | $ 270,000 | $ 222,000 |
| Los Angeles County California | 6 | $ 1,950,000 | $ 325,000 | $ 260,000 |
| Stafford County Virginia | 6 | $ 320,000 | $ 53,000 | $ 154,000 |
| Cook County Illinois | 5 | $ 975,000 | $ 195,000 | $ 181,000 |
| Frederick County Maryland | 5 | $ 775,000 | $ 155,000 | $ 180,000 |
| Richmond City County Virginia | 5 | $ 595,000 | $ 119,000 | $ 99,000 |
| Virginia Beach County Virginia | 5 | $ 1,035,000 | $ 207,000 | $ 143,000 |
| Miami-Dade County Florida | 4 | $ 1,960,000 | $ 490,000 | $ 243,000 |
| Pinellas County Florida | 4 | $ 1,010,000 | $ 252,000 | $ 164,000 |
| Howard County Maryland | 4 | $ 480,000 | $ 120,000 | $ 204,000 |
| Queen Anne's County Maryland | 4 | $ 250,000 | $ 62,000 | $ 133,000 |
| Mecklenburg County North Carolina | 4 | $ 870,000 | $ 217,000 | $ 159,000 |
| Wake County North Carolina | 4 | $ 2,020,000 | $ 505,000 | $ 351,000 |
| Frederick County Virginia | 4 | $ 530,000 | $ 132,000 | $ 122,000 |
| King County Washington | 4 | $ 2,090,000 | $ 522,000 | $ 212,000 |
| Jefferson County West Virginia | 4 | $ 660,000 | $ 165,000 | $ 143,000 |
| Sussex County Delaware | 3 | $ 925,000 | $ 308,000 | $ 472,000 |
| Broward County Florida | 3 | $ 345,000 | $ 115,000 | $ 113,000 |
| Leon County Florida | 3 | $ 755,000 | $ 251,000 | $ 216,000 |
| Sarasota County Florida | 3 | $ 565,000 | $ 188,000 | $ 164,000 |
| St. Johns County Florida | 3 | $ 1,015,000 | $ 338,000 | $ 313,000 |
| Baltimore County Maryland | 3 | $ 665,000 | $ 221,000 | $ 178,000 |
| St. Mary's County Maryland | 3 | $ 155,000 | $ 51,000 | $ 151,000 |
| Jackson County Missouri | 3 | $ 255,000 | $ 85,000 | $ 227,000 |
| Clark County Nevada | 3 | $ 515,000 | $ 171,000 | $ 158,000 |
| New Hanover County North Carolina | 3 | $ 435,000 | $ 145,000 | $ 196,000 |
| Horry County South Carolina | 3 | $ 325,000 | $ 108,000 | $ 297,000 |
| Harris County Texas | 3 | $ 415,000 | $ 138,000 | $ 120,000 |
| Warren County Virginia | 3 | $ 195,000 | $ 65,000 | $ 163,000 |
| Maricopa County Arizona | 2 | $ 750,000 | $ 375,000 | $ 547,000 |
| Alameda County California | 2 | $ 140,000 | $ 70,000 | $ 107,000 |
| Sacramento County California | 2 | $ 140,000 | $ 70,000 | $ 299,000 |
| San Francisco County California | 2 | $ 50,000 | $ 25,000 | $ 267,000 |
| Shasta County California | 2 | $ 200,000 | $ 100,000 | $ 66,000 |
| Hartford County Connecticut | 2 | $ 500,000 | $ 250,000 | $ 239,000 |
| Hillsborough County Florida | 2 | $ 330,000 | $ 165,000 | $ 120,000 |
| Appling County Georgia | 2 | $ 210,000 | $ 105,000 | $ 33,000 |
| Chatham County Georgia | 2 | $ 550,000 | $ 275,000 | $ 219,000 |
| Clayton County Georgia | 2 | $ 250,000 | $ 125,000 | $ 102,000 |
| Columbia County Georgia | 2 | $ 270,000 | $ 135,000 | $ 344,000 |
| DeKalb County Georgia | 2 | $ 90,000 | $ 45,000 | $ 183,000 |
| Fulton County Georgia | 2 | $ 1,090,000 | $ 545,000 | $ 190,000 |
| Carroll County Maryland | 2 | $ 320,000 | $ 160,000 | $ 75,000 |
| Douglas County Nebraska | 2 | $ 530,000 | $ 265,000 | $ 269,000 |
| Union County New Jersey | 2 | $ 600,000 | $ 300,000 | $ 469,000 |
| Dutchess County New York | 2 | $ 270,000 | $ 135,000 | $ 98,000 |
| Northampton County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 199,000 |
| Multnomah County Oregon | 2 | $ 180,000 | $ 90,000 | $ 172,000 |
| Allegheny County Pennsylvania | 2 | $ 340,000 | $ 170,000 | $ 152,000 |
| Delaware County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 347,000 |
| Montgomery County Pennsylvania | 2 | $ 110,000 | $ 55,000 | $ 159,000 |
| Philadelphia County Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 103,000 |
| York County Pennsylvania | 2 | $ 1,120,000 | $ 560,000 | $ 190,000 |
| Beaufort County South Carolina | 2 | $ 530,000 | $ 265,000 | $ 314,000 |
| Berkeley County South Carolina | 2 | $ 250,000 | $ 125,000 | $ 102,000 |
| Charleston County South Carolina | 2 | $ 180,000 | $ 90,000 | $ 104,000 |
| Maverick County Texas | 2 | $ 410,000 | $ 205,000 | $ 112,000 |
| Travis County Texas | 2 | $ 1,300,000 | $ 650,000 | $ 211,000 |
| Charlottesville County Virginia | 2 | $ 600,000 | $ 300,000 | $ 174,000 |
| Chesterfield County Virginia | 2 | $ 730,000 | $ 365,000 | $ 142,000 |
| Fauquier County Virginia | 2 | $ 240,000 | $ 120,000 | $ 171,000 |
| Manassas County Virginia | 2 | $ 450,000 | $ 225,000 | $ 101,000 |
| Spotsylvania County Virginia | 2 | $ 420,000 | $ 210,000 | $ 249,000 |
| Jefferson County Alabama | 1 | $ 115,000 | $ 115,000 | $ 102,000 |
| Madison County Alabama | 1 | $ 95,000 | $ 95,000 | $ 255,000 |
| Pima County Arizona | 1 | $ 255,000 | $ 255,000 | $ 116,000 |
| Faulkner County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| Contra Costa County California | 1 | $ 635,000 | $ 635,000 | $ 176,000 |
| Monterey County California | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
| Riverside County California | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| San Diego County California | 1 | $ 55,000 | $ 55,000 | $ 132,000 |
| Santa Barbara County California | 1 | $ 105,000 | $ 105,000 | $ 328,000 |
| Siskiyou County California | 1 | $ 345,000 | $ 345,000 | $ 416,000 |
| Sonoma County California | 1 | $ 105,000 | $ 105,000 | $ 193,000 |
| Ventura County California | 1 | $ 685,000 | $ 685,000 | $ 290,000 |
| Adams County Colorado | 1 | $ 165,000 | $ 165,000 | $ 166,000 |
| Eagle County Colorado | 1 | $ 35,000 | $ 35,000 | $ 167,000 |
| Garfield County Colorado | 1 | $ 885,000 | $ 885,000 | $ 238,000 |
| Larimer County Colorado | 1 | $ 355,000 | $ 355,000 | $ 541,000 |
| Fairfield County Connecticut | 1 | $ 55,000 | $ 55,000 | $ 360,000 |
| New Castle County Delaware | 1 | $ 325,000 | $ 325,000 | $ 256,000 |
| Collier County Florida | 1 | $ 505,000 | $ 505,000 | $ 365,000 |
| Duval County Florida | 1 | $ 65,000 | $ 65,000 | $ 151,000 |
| Manatee County Florida | 1 | $ 15,000 | $ 15,000 | $ 120,000 |
| Marion County Florida | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Orange County Florida | 1 | $ 115,000 | $ 115,000 | $ 125,000 |
| Santa Rosa County Florida | 1 | $ 705,000 | $ 705,000 | $ 491,000 |
| Cobb County Georgia | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Dougherty County Georgia | 1 | $ 95,000 | $ 95,000 | $ 174,000 |
| Glynn County Georgia | 1 | $ 235,000 | $ 235,000 | $ 109,000 |
| Gordon County Georgia | 1 | $ 495,000 | $ 495,000 | $ 193,000 |
| Grady County Georgia | 1 | $ 35,000 | $ 35,000 | $ 162,000 |
| Gwinnett County Georgia | 1 | $ 35,000 | $ 35,000 | $ 104,000 |
| Rockdale County Georgia | 1 | $ 55,000 | $ 55,000 | $ 97,000 |
| Nez Perce County Idaho | 1 | $ 175,000 | $ 175,000 | $ 158,000 |
| Kendall County Illinois | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Will County Illinois | 1 | $ 25,000 | $ 25,000 | $ 131,000 |
| Porter County Indiana | 1 | $ 385,000 | $ 385,000 | $ 200,000 |
| Campbell County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| East Baton Rouge County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 151,000 |
| Cumberland County Maine | 1 | $ 155,000 | $ 155,000 | $ 253,000 |
| Waldo County Maine | 1 | $ 305,000 | $ 305,000 | $ 370,000 |
| Allegany County Maryland | 1 | $ 35,000 | $ 35,000 | $ 437,000 |
| Harford County Maryland | 1 | $ 145,000 | $ 145,000 | $ 101,000 |
| Kent County Maryland | 1 | $ 165,000 | $ 165,000 | $ 224,000 |
| Washington County Maryland | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
| Essex County Massachusetts | 1 | $ 115,000 | $ 115,000 | $ 127,000 |
| Middlesex County Massachusetts | 1 | $ 105,000 | $ 105,000 | $ 292,000 |
| Norfolk County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 196,000 |
| Suffolk County Massachusetts | 1 | $ 465,000 | $ 465,000 | $ 132,000 |
| Worcester County Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 122,000 |
| Kent County Michigan | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Hennepin County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 150,000 |
| Ramsey County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 550,000 |
| Buchanan County Missouri | 1 | $ 35,000 | $ 35,000 | $ 97,000 |
| St. Charles County Missouri | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| St. Louis County Missouri | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Morrill County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Cheshire County New Hampshire | 1 | $ 25,000 | $ 25,000 | $ 190,000 |
| Rockingham County New Hampshire | 1 | $ 155,000 | $ 155,000 | $ 309,000 |
| Camden County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Cape May County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 255,000 |
| Essex County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 87,000 |
| Hunterdon County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 275,000 |
| Mercer County New Jersey | 1 | $ 675,000 | $ 675,000 | $ 408,000 |
| Ocean County New Jersey | 1 | $ 445,000 | $ 445,000 | $ 251,000 |
| Bernalillo County New Mexico | 1 | $ 415,000 | $ 415,000 | $ 142,000 |
| Chautauqua County New York | 1 | $ 305,000 | $ 305,000 | $ 140,000 |
| Kings County New York | 1 | $ 105,000 | $ 105,000 | $ 145,000 |
| Monroe County New York | 1 | $ 105,000 | $ 105,000 | $ 144,000 |
| Nassau County New York | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
| Orange County New York | 1 | $ 35,000 | $ 35,000 | $ 108,000 |
| Queens County New York | 1 | $ 115,000 | $ 115,000 | $ 196,000 |
| Saratoga County New York | 1 | $ 545,000 | $ 545,000 | $ 233,000 |
| Bladen County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 150,000 |
| Brunswick County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 99,000 |
| Buncombe County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 158,000 |
| Camden County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 125,000 |
| Durham County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 173,000 |
| Guilford County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 193,000 |
| Harnett County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 274,000 |
| Iredell County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 186,000 |
| Moore County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 95,000 |
| Orange County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 175,000 |
| Pender County North Carolina | 1 | $ 825,000 | $ 825,000 | $ 530,000 |
| Rowan County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 120,000 |
| Surry County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
| Cuyahoga County Ohio | 1 | $ 25,000 | $ 25,000 | $ 177,000 |
| Franklin County Ohio | 1 | $ 125,000 | $ 125,000 | $ 230,000 |
| Garvin County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Jefferson County Oregon | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Bucks County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 126,000 |
| Centre County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 150,000 |
| Dauphin County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 150,000 |
| Lancaster County Pennsylvania | 1 | $ 455,000 | $ 455,000 | $ 108,000 |
| Providence County Rhode Island | 1 | $ 125,000 | $ 125,000 | $ 148,000 |
| Lancaster County South Carolina | 1 | $ 425,000 | $ 425,000 | $ 262,000 |
| McCormick County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 22,000 |
| Spartanburg County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 128,000 |
| Davidson County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 158,000 |
| Loudon County Tennessee | 1 | $ 605,000 | $ 605,000 | $ 407,000 |
| Comal County Texas | 1 | $ 325,000 | $ 325,000 | $ 180,000 |
| Tarrant County Texas | 1 | $ 385,000 | $ 385,000 | $ 250,000 |
| Wichita County Texas | 1 | $ 225,000 | $ 225,000 | $ 200,000 |
| Utah County Utah | 1 | $ 155,000 | $ 155,000 | $ 206,000 |
| Windham County Vermont | 1 | $ 205,000 | $ 205,000 | $ 145,000 |
| Accomack County Virginia | 1 | $ 95,000 | $ 95,000 | $ 98,000 |
| Augusta County Virginia | 1 | $ 35,000 | $ 35,000 | $ 69,000 |
| Dinwiddie County Virginia | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Fairfax City County Virginia | 1 | $ 165,000 | $ 165,000 | $ 102,000 |
| Fredericksburg County Virginia | 1 | $ 35,000 | $ 35,000 | $ 137,000 |
| Greene County Virginia | 1 | $ 195,000 | $ 195,000 | $ 154,000 |
| Henrico County Virginia | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| King George County Virginia | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| Manassas Park County Virginia | 1 | $ 445,000 | $ 445,000 | $ 120,000 |
| Rappahannock County Virginia | 1 | $ 225,000 | $ 225,000 | $ 260,000 |
| Island County Washington | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Berkeley County West Virginia | 1 | $ 245,000 | $ 245,000 | $ 163,000 |
| Fayette County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 18,000 |
| Washburn County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
Mortgage Loan Application Detail Totals for Wright Patman Congressional Federal Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 426 | $64,530,000 | $151,000 | $1,055,000 | $200,000 | $855,000 |
| Home Purchase | 151 | $70,785,000 | $468,000 | $1,405,000 | $223,000 | $900,000 |
| Home Improvement | 45 | $4,075,000 | $90,000 | $305,000 | $176,000 | $444,000 |
| Refinancing | 24 | $8,080,000 | $336,000 | $835,000 | $176,000 | $550,000 |
| Other Purpose | 3 | $565,000 | $188,000 | $405,000 | $394,000 | $577,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 329 | $78,705,000 | $239,000 | $1,405,000 | $214,000 | $900,000 |
| Not Provided | 144 | $30,860,000 | $214,000 | $1,005,000 | $211,000 | $800,000 |
| Black or African American | 106 | $19,410,000 | $183,000 | $855,000 | $161,000 | $527,000 |
| Hispanic | 37 | $9,695,000 | $262,000 | $1,085,000 | $196,000 | $469,000 |
| Asian | 19 | $6,175,000 | $325,000 | $1,365,000 | $214,000 | $481,000 |
| American Indian or Alaskan Native | 4 | $530,000 | $132,000 | $305,000 | $163,000 | $271,000 |
| Not applicable | 1 | $45,000 | $45,000 | $45,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 649 | $148,035,000 | $228,000 | $1,405,000 | $204,000 | $900,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 454 | $99,190,000 | $218,000 | $1,305,000 | $212,000 | $900,000 |
| Application Denied By Financial Institution | 97 | $19,775,000 | $203,000 | $1,055,000 | $149,000 | $618,000 |
| Application Withdrawn By Applicant | 64 | $21,430,000 | $334,000 | $1,365,000 | $218,000 | $800,000 |
| Application Approved But Not Accepted | 20 | $4,580,000 | $229,000 | $705,000 | $240,000 | $827,000 |
| File Closed For Incompleteness | 14 | $3,060,000 | $218,000 | $1,405,000 | $202,000 | $485,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 552 | $128,260,000 | $232,000 | $1,405,000 | $213,000 | $900,000 |
| Debt-To-Income Ratio | 47 | $8,175,000 | $173,000 | $805,000 | $116,000 | $308,000 |
| Credit History | 21 | $3,835,000 | $182,000 | $835,000 | $163,000 | $618,000 |
| Collateral | 13 | $3,615,000 | $278,000 | $825,000 | $200,000 | $600,000 |
| Other | 10 | $2,460,000 | $246,000 | $1,055,000 | $156,000 | $325,000 |
| Mortgage Insurance Denied | 3 | $845,000 | $281,000 | $505,000 | $304,000 | $340,000 |
| Unverifiable Information | 2 | $770,000 | $385,000 | $735,000 | $186,000 | $276,000 |
| Employment History | 1 | $75,000 | $75,000 | $75,000 | $108,000 | $108,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wright Patman Congressional Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wright Patman Congressional Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.