Consumers Cooperative Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Consumers Cooperative Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Consumers Cooperative Credit Union 1075 Tri-State Parkway Gurnee, IL 60061 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 2,971 |
| Total Mortgage Loan Application Amount | $553,175,000 |
| Average Mortgage Loan Application Amount | $162,200 |
| Highest Mortgage Loan Application Amount | $3,815,000 |
| Average Applicant Income | $115,800 |
| Highest Applicant Income | $2,478,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Consumers Cooperative Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Consumers Cooperative Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Consumers Cooperative Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Consumers Cooperative Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Consumers Cooperative Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Consumers Cooperative Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lake County Illinois | 1,206 | $ 180,620,000 | $ 149,000 | $ 96,000 |
| Cook County Illinois | 493 | $ 106,535,000 | $ 216,000 | $ 138,000 |
| McHenry County Illinois | 237 | $ 37,205,000 | $ 156,000 | $ 115,000 |
| DuPage County Illinois | 107 | $ 22,685,000 | $ 212,000 | $ 135,000 |
| Kenosha County Wisconsin | 100 | $ 16,400,000 | $ 164,000 | $ 97,000 |
| Kane County Illinois | 76 | $ 12,620,000 | $ 166,000 | $ 141,000 |
| Will County Illinois | 22 | $ 8,760,000 | $ 398,000 | $ 107,000 |
| Broward County Florida | 21 | $ 6,265,000 | $ 298,000 | $ 144,000 |
| Maricopa County Arizona | 15 | $ 4,165,000 | $ 277,000 | $ 144,000 |
| Racine County Wisconsin | 15 | $ 2,885,000 | $ 192,000 | $ 130,000 |
| Walworth County Wisconsin | 15 | $ 2,525,000 | $ 168,000 | $ 131,000 |
| Lake County Indiana | 10 | $ 2,280,000 | $ 228,000 | $ 106,000 |
| Tarrant County Texas | 10 | $ 2,010,000 | $ 201,000 | $ 101,000 |
| Palm Beach County Florida | 7 | $ 1,785,000 | $ 255,000 | $ 133,000 |
| Milwaukee County Wisconsin | 7 | $ 3,765,000 | $ 537,000 | $ 103,000 |
| Lee County Florida | 6 | $ 1,120,000 | $ 186,000 | $ 120,000 |
| DeKalb County Illinois | 6 | $ 740,000 | $ 123,000 | $ 97,000 |
| Kendall County Illinois | 6 | $ 810,000 | $ 135,000 | $ 157,000 |
| Cuyahoga County Ohio | 6 | $ 1,160,000 | $ 193,000 | $ 95,000 |
| Travis County Texas | 5 | $ 1,315,000 | $ 263,000 | $ 130,000 |
| Rock County Wisconsin | 5 | $ 925,000 | $ 185,000 | $ 73,000 |
| Pinal County Arizona | 4 | $ 850,000 | $ 212,000 | $ 123,000 |
| Santa Clara County California | 4 | $ 1,680,000 | $ 420,000 | $ 190,000 |
| Miami-Dade County Florida | 4 | $ 2,350,000 | $ 587,000 | $ 470,000 |
| Orange County Florida | 4 | $ 970,000 | $ 242,000 | $ 106,000 |
| Pinellas County Florida | 4 | $ 870,000 | $ 217,000 | $ 173,000 |
| Fulton County Georgia | 4 | $ 840,000 | $ 210,000 | $ 72,000 |
| Winnebago County Illinois | 4 | $ 450,000 | $ 112,000 | $ 83,000 |
| Wake County North Carolina | 4 | $ 980,000 | $ 245,000 | $ 160,000 |
| Davidson County Tennessee | 4 | $ 1,530,000 | $ 382,000 | $ 702,000 |
| Sumner County Tennessee | 4 | $ 1,430,000 | $ 357,000 | $ 193,000 |
| Dallas County Texas | 4 | $ 1,850,000 | $ 462,000 | $ 203,000 |
| Guadalupe County Texas | 4 | $ 570,000 | $ 142,000 | $ 95,000 |
| Harris County Texas | 4 | $ 4,340,000 | $ 1,085,000 | $ 367,000 |
| Waukesha County Wisconsin | 4 | $ 1,640,000 | $ 410,000 | $ 164,000 |
| Contra Costa County California | 3 | $ 1,195,000 | $ 398,000 | $ 296,000 |
| Los Angeles County California | 3 | $ 265,000 | $ 88,000 | $ 198,000 |
| San Mateo County California | 3 | $ 905,000 | $ 301,000 | $ 135,000 |
| Brevard County Florida | 3 | $ 1,695,000 | $ 565,000 | $ 203,000 |
| Sarasota County Florida | 3 | $ 685,000 | $ 228,000 | $ 144,000 |
| Boone County Illinois | 3 | $ 555,000 | $ 185,000 | $ 126,000 |
| Porter County Indiana | 3 | $ 635,000 | $ 211,000 | $ 92,000 |
| St. Louis County Missouri | 3 | $ 325,000 | $ 108,000 | $ 101,000 |
| Stark County Ohio | 3 | $ 435,000 | $ 145,000 | $ 83,000 |
| Allegheny County Pennsylvania | 3 | $ 335,000 | $ 111,000 | $ 99,000 |
| Fort Bend County Texas | 3 | $ 725,000 | $ 241,000 | $ 207,000 |
| Hidalgo County Texas | 3 | $ 435,000 | $ 145,000 | $ 68,000 |
| Montgomery County Texas | 3 | $ 505,000 | $ 168,000 | $ 52,000 |
| Williamson County Texas | 3 | $ 745,000 | $ 248,000 | $ 190,000 |
| Marquette County Wisconsin | 3 | $ 465,000 | $ 155,000 | $ 68,000 |
| Vilas County Wisconsin | 3 | $ 385,000 | $ 128,000 | $ 121,000 |
| Washington County Wisconsin | 3 | $ 365,000 | $ 121,000 | $ 136,000 |
| Alameda County California | 2 | $ 1,000,000 | $ 500,000 | $ 370,000 |
| Butte County California | 2 | $ 570,000 | $ 285,000 | $ 153,000 |
| Riverside County California | 2 | $ 310,000 | $ 155,000 | $ 267,000 |
| Duval County Florida | 2 | $ 310,000 | $ 155,000 | $ 40,000 |
| Flagler County Florida | 2 | $ 450,000 | $ 225,000 | $ 118,000 |
| Hillsborough County Florida | 2 | $ 820,000 | $ 410,000 | $ 136,000 |
| Manatee County Florida | 2 | $ 590,000 | $ 295,000 | $ 111,000 |
| Sumter County Florida | 2 | $ 530,000 | $ 265,000 | $ 145,000 |
| Forsyth County Georgia | 2 | $ 610,000 | $ 305,000 | $ 98,000 |
| Gwinnett County Georgia | 2 | $ 690,000 | $ 345,000 | $ 125,000 |
| Champaign County Illinois | 2 | $ 380,000 | $ 190,000 | $ 81,000 |
| Coles County Illinois | 2 | $ 260,000 | $ 130,000 | $ 114,000 |
| Jackson County Illinois | 2 | $ 700,000 | $ 350,000 | $ 217,000 |
| Jo Daviess County Illinois | 2 | $ 230,000 | $ 115,000 | $ 91,000 |
| Lee County Illinois | 2 | $ 250,000 | $ 125,000 | $ 114,000 |
| Sangamon County Illinois | 2 | $ 420,000 | $ 210,000 | $ 69,000 |
| Marion County Indiana | 2 | $ 300,000 | $ 150,000 | $ 101,000 |
| Cass County Missouri | 2 | $ 330,000 | $ 165,000 | $ 150,000 |
| New Hanover County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 156,000 |
| Charleston County South Carolina | 2 | $ 960,000 | $ 480,000 | $ 120,000 |
| Greenville County South Carolina | 2 | $ 420,000 | $ 210,000 | $ 121,000 |
| York County South Carolina | 2 | $ 480,000 | $ 240,000 | $ 77,000 |
| Shelby County Tennessee | 2 | $ 570,000 | $ 285,000 | $ 155,000 |
| Johnson County Texas | 2 | $ 610,000 | $ 305,000 | $ 152,000 |
| Carroll County Virginia | 2 | $ 150,000 | $ 75,000 | $ 21,000 |
| Juneau County Wisconsin | 2 | $ 710,000 | $ 355,000 | $ 125,000 |
| Marathon County Wisconsin | 2 | $ 490,000 | $ 245,000 | $ 159,000 |
| Oneida County Wisconsin | 2 | $ 700,000 | $ 350,000 | $ 182,000 |
| Ozaukee County Wisconsin | 2 | $ 960,000 | $ 480,000 | $ 170,000 |
| Waushara County Wisconsin | 2 | $ 170,000 | $ 85,000 | $ 48,000 |
| Gila County Arizona | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Pima County Arizona | 1 | $ 225,000 | $ 225,000 | $ 137,000 |
| Yuma County Arizona | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| El Dorado County California | 1 | $ 25,000 | $ 25,000 | $ 135,000 |
| Santa Barbara County California | 1 | $ 205,000 | $ 205,000 | $ 210,000 |
| Solano County California | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Alachua County Florida | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Escambia County Florida | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Gulf County Florida | 1 | $ 205,000 | $ 205,000 | $ 213,000 |
| Indian River County Florida | 1 | $ 345,000 | $ 345,000 | $ 116,000 |
| Lake County Florida | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Marion County Florida | 1 | $ 185,000 | $ 185,000 | $ 25,000 |
| Pasco County Florida | 1 | $ 395,000 | $ 395,000 | $ 125,000 |
| Polk County Florida | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Seminole County Florida | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| St. Johns County Florida | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
| Volusia County Florida | 1 | $ 165,000 | $ 165,000 | $ 120,000 |
| Wakulla County Florida | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Bibb County Georgia | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Cherokee County Georgia | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Cobb County Georgia | 1 | $ 265,000 | $ 265,000 | $ 207,000 |
| DeKalb County Georgia | 1 | $ 95,000 | $ 95,000 | $ 24,000 |
| Douglas County Georgia | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Fannin County Georgia | 1 | $ 165,000 | $ 165,000 | $ 96,000 |
| Fayette County Georgia | 1 | $ 525,000 | $ 525,000 | $ 107,000 |
| Hall County Georgia | 1 | $ 65,000 | $ 65,000 | $ 159,000 |
| Muscogee County Georgia | 1 | $ 305,000 | $ 305,000 | $ 70,000 |
| Bond County Illinois | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Bureau County Illinois | 1 | $ 75,000 | $ 75,000 | $ 97,000 |
| Grundy County Illinois | 1 | $ 275,000 | $ 275,000 | $ 170,000 |
| Kankakee County Illinois | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Macon County Illinois | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Mason County Illinois | 1 | $ 155,000 | $ 155,000 | $ 173,000 |
| McLean County Illinois | 1 | $ 255,000 | $ 255,000 | $ 153,000 |
| Peoria County Illinois | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Stephenson County Illinois | 1 | $ 55,000 | $ 55,000 | $ 139,000 |
| Washington County Illinois | 1 | $ 115,000 | $ 115,000 | $ 854,000 |
| Cass County Indiana | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Hamilton County Indiana | 1 | $ 575,000 | $ 575,000 | $ 343,000 |
| Johnson County Indiana | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Kosciusko County Indiana | 1 | $ 175,000 | $ 175,000 | $ 140,000 |
| St. Joseph County Indiana | 1 | $ 125,000 | $ 125,000 | $ 146,000 |
| Vigo County Indiana | 1 | $ 55,000 | $ 55,000 | $ 91,000 |
| Charles County Maryland | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Livingston County Michigan | 1 | $ 55,000 | $ 55,000 | $ 151,000 |
| Oakland County Michigan | 1 | $ 85,000 | $ 85,000 | $ 97,000 |
| Callaway County Missouri | 1 | $ 235,000 | $ 235,000 | $ 225,000 |
| Camden County Missouri | 1 | $ 935,000 | $ 935,000 | $ 827,000 |
| Jackson County Missouri | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Jefferson County Missouri | 1 | $ 305,000 | $ 305,000 | $ 74,000 |
| Lincoln County Missouri | 1 | $ 115,000 | $ 115,000 | $ 142,000 |
| Miller County Missouri | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Newton County Missouri | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| St. Francois County Missouri | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Washoe County Nevada | 1 | $ 405,000 | $ 405,000 | $ 250,000 |
| Morris County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 108,000 |
| Currituck County North Carolina | 1 | $ 685,000 | $ 685,000 | $ 299,000 |
| Davie County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 94,000 |
| Forsyth County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 110,000 |
| Gaston County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 183,000 |
| Iredell County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Johnston County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Union County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Butler County Ohio | 1 | $ 315,000 | $ 315,000 | $ 170,000 |
| Clark County Ohio | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Richland County Ohio | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| Tuscarawas County Ohio | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Warren County Ohio | 1 | $ 265,000 | $ 265,000 | $ 111,000 |
| Canadian County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 68,000 |
| Chester County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 220,000 |
| Delaware County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 89,000 |
| Montgomery County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 324,000 |
| Northampton County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Philadelphia County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Wayne County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Westmoreland County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 165,000 |
| Georgetown County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 168,000 |
| Spartanburg County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Hamilton County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 125,000 |
| Henry County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Loudon County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 165,000 |
| Maury County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 24,000 |
| Montgomery County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Rutherford County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 152,000 |
| Bexar County Texas | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| Brown County Texas | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Collin County Texas | 1 | $ 455,000 | $ 455,000 | $ 180,000 |
| Denton County Texas | 1 | $ 305,000 | $ 305,000 | $ 221,000 |
| Galveston County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Lampasas County Texas | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Parker County Texas | 1 | $ 345,000 | $ 345,000 | $ 76,000 |
| Robertson County Texas | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| Chesterfield County Virginia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 975,000 | $ 975,000 | $ 282,000 |
| Loudoun County Virginia | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Roanoke City County Virginia | 1 | $ 155,000 | $ 155,000 | $ 245,000 |
| King County Washington | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Bayfield County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 111,000 |
| Calumet County Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 253,000 |
| Dane County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 191,000 |
| Door County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 61,000 |
| Green County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Jefferson County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 99,000 |
| Richland County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 155,000 |
| Sawyer County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for Consumers Cooperative Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 947 | $184,435,000 | $194,000 | $2,865,000 | $108,000 | $1,090,000 |
| Home Purchase | 860 | $209,400,000 | $243,000 | $3,815,000 | $100,000 | $1,836,000 |
| Cash-out Refinancing | 534 | $103,690,000 | $194,000 | $1,995,000 | $113,000 | $2,478,000 |
| Home Improvement | 347 | $24,355,000 | $70,000 | $725,000 | $123,000 | $660,000 |
| Other Purpose | 283 | $31,295,000 | $110,000 | $845,000 | $135,000 | $675,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,538 | $275,930,000 | $179,000 | $2,825,000 | $124,000 | $2,478,000 |
| Hispanic | 615 | $93,705,000 | $152,000 | $1,205,000 | $81,000 | $1,716,000 |
| Not Provided | 399 | $76,015,000 | $190,000 | $2,165,000 | $103,000 | $675,000 |
| Black or African American | 192 | $29,830,000 | $155,000 | $525,000 | $82,000 | $264,000 |
| Asian | 148 | $37,040,000 | $250,000 | $2,205,000 | $138,000 | $510,000 |
| Not applicable | 32 | $26,790,000 | $837,000 | $3,815,000 | $0 | $0 |
| American Indian or Alaskan Native | 14 | $2,960,000 | $211,000 | $935,000 | $208,000 | $827,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $55,000 | $55,000 | $55,000 | $132,000 | $132,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,859 | $532,405,000 | $186,000 | $3,815,000 | $111,000 | $2,478,000 |
| FHA-insured (Federal Housing Administration) | 112 | $20,770,000 | $185,000 | $385,000 | $103,000 | $1,836,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,620 | $310,750,000 | $191,000 | $3,815,000 | $121,000 | $1,778,000 |
| Application Denied By Financial Institution | 444 | $69,090,000 | $155,000 | $2,165,000 | $90,000 | $2,478,000 |
| Application Withdrawn By Applicant | 302 | $55,060,000 | $182,000 | $1,275,000 | $122,000 | $399,000 |
| Preapproval Denied by Financial Institution | 239 | $47,075,000 | $196,000 | $1,205,000 | $73,000 | $1,836,000 |
| File Closed For Incompleteness | 155 | $27,435,000 | $177,000 | $605,000 | $125,000 | $660,000 |
| Application Approved But Not Accepted | 136 | $25,550,000 | $187,000 | $995,000 | $116,000 | $1,090,000 |
| Preapproval Approved but not Accepted | 75 | $18,215,000 | $242,000 | $545,000 | $91,000 | $298,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,288 | $437,010,000 | $191,000 | $3,815,000 | $120,000 | $1,778,000 |
| Debt-To-Income Ratio | 421 | $73,175,000 | $173,000 | $2,165,000 | $67,000 | $2,478,000 |
| Credit History | 174 | $28,010,000 | $160,000 | $545,000 | $111,000 | $1,836,000 |
| Collateral | 24 | $3,930,000 | $163,000 | $575,000 | $118,000 | $343,000 |
| Employment History | 21 | $4,025,000 | $191,000 | $485,000 | $69,000 | $129,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $3,375,000 | $177,000 | $315,000 | $64,000 | $111,000 |
| Other | 17 | $2,515,000 | $147,000 | $335,000 | $164,000 | $675,000 |
| Unverifiable Information | 7 | $1,135,000 | $162,000 | $305,000 | $214,000 | $854,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Consumers Cooperative Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Consumers Cooperative Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.