Corning
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Corning.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Corning One Credit Union Plaza Corning, NY 14830 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,610 |
| Total Mortgage Loan Application Amount | $415,750,000 |
| Average Mortgage Loan Application Amount | $109,600 |
| Highest Mortgage Loan Application Amount | $1,705,000 |
| Average Applicant Income | $101,400 |
| Highest Applicant Income | $1,974,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Steuben County New York | 733 | $ 66,495,000 | $ 90,000 | $ 97,000 |
| New Hanover County North Carolina | 537 | $ 73,045,000 | $ 136,000 | $ 105,000 |
| Chemung County New York | 515 | $ 41,605,000 | $ 80,000 | $ 98,000 |
| Brunswick County North Carolina | 199 | $ 22,885,000 | $ 115,000 | $ 89,000 |
| Franklin County Pennsylvania | 172 | $ 13,970,000 | $ 81,000 | $ 88,000 |
| Pender County North Carolina | 102 | $ 12,480,000 | $ 122,000 | $ 92,000 |
| Schuyler County New York | 92 | $ 8,650,000 | $ 94,000 | $ 88,000 |
| Tioga County Pennsylvania | 83 | $ 6,345,000 | $ 76,000 | $ 73,000 |
| Bradford County Pennsylvania | 33 | $ 2,995,000 | $ 90,000 | $ 130,000 |
| Tompkins County New York | 26 | $ 4,290,000 | $ 165,000 | $ 123,000 |
| Wake County North Carolina | 24 | $ 4,030,000 | $ 167,000 | $ 126,000 |
| Centre County Pennsylvania | 24 | $ 2,410,000 | $ 100,000 | $ 86,000 |
| Monroe County New York | 23 | $ 2,875,000 | $ 125,000 | $ 139,000 |
| Allegheny County Pennsylvania | 17 | $ 1,665,000 | $ 97,000 | $ 104,000 |
| Washington County Pennsylvania | 15 | $ 645,000 | $ 43,000 | $ 60,000 |
| Ontario County New York | 13 | $ 1,475,000 | $ 113,000 | $ 122,000 |
| Yates County New York | 12 | $ 3,090,000 | $ 257,000 | $ 152,000 |
| Union County North Carolina | 12 | $ 870,000 | $ 72,000 | $ 79,000 |
| Westmoreland County Pennsylvania | 12 | $ 740,000 | $ 61,000 | $ 76,000 |
| Mecklenburg County North Carolina | 11 | $ 1,425,000 | $ 129,000 | $ 90,000 |
| Erie County New York | 9 | $ 695,000 | $ 77,000 | $ 128,000 |
| Onondaga County New York | 8 | $ 860,000 | $ 107,000 | $ 127,000 |
| Cabarrus County North Carolina | 8 | $ 1,440,000 | $ 180,000 | $ 92,000 |
| Onslow County North Carolina | 8 | $ 870,000 | $ 108,000 | $ 95,000 |
| Bucks County Pennsylvania | 8 | $ 1,190,000 | $ 148,000 | $ 228,000 |
| Sarasota County Florida | 7 | $ 845,000 | $ 120,000 | $ 96,000 |
| Washington County Maryland | 7 | $ 535,000 | $ 76,000 | $ 104,000 |
| Tioga County New York | 7 | $ 605,000 | $ 86,000 | $ 104,000 |
| Columbus County North Carolina | 7 | $ 495,000 | $ 70,000 | $ 133,000 |
| Clinton County Pennsylvania | 7 | $ 475,000 | $ 67,000 | $ 65,000 |
| Allegany County New York | 6 | $ 310,000 | $ 51,000 | $ 74,000 |
| Cayuga County New York | 6 | $ 550,000 | $ 91,000 | $ 150,000 |
| Niagara County New York | 6 | $ 680,000 | $ 113,000 | $ 94,000 |
| Suffolk County New York | 6 | $ 870,000 | $ 145,000 | $ 207,000 |
| Forsyth County North Carolina | 6 | $ 1,050,000 | $ 175,000 | $ 80,000 |
| Clearfield County Pennsylvania | 6 | $ 370,000 | $ 61,000 | $ 94,000 |
| Collier County Florida | 5 | $ 1,505,000 | $ 301,000 | $ 293,000 |
| Pinellas County Florida | 5 | $ 735,000 | $ 147,000 | $ 118,000 |
| Broome County New York | 5 | $ 375,000 | $ 75,000 | $ 62,000 |
| Duplin County North Carolina | 5 | $ 655,000 | $ 131,000 | $ 81,000 |
| Franklin County North Carolina | 5 | $ 1,195,000 | $ 239,000 | $ 79,000 |
| Cumberland County Pennsylvania | 5 | $ 835,000 | $ 167,000 | $ 86,000 |
| Fayette County Pennsylvania | 5 | $ 175,000 | $ 35,000 | $ 50,000 |
| Hernando County Florida | 4 | $ 180,000 | $ 45,000 | $ 46,000 |
| Hillsborough County Florida | 4 | $ 620,000 | $ 155,000 | $ 103,000 |
| Manatee County Florida | 4 | $ 860,000 | $ 215,000 | $ 201,000 |
| Palm Beach County Florida | 4 | $ 480,000 | $ 120,000 | $ 102,000 |
| Cook County Illinois | 4 | $ 420,000 | $ 105,000 | $ 90,000 |
| Frederick County Maryland | 4 | $ 140,000 | $ 35,000 | $ 113,000 |
| Hampden County Massachusetts | 4 | $ 250,000 | $ 62,000 | $ 117,000 |
| Bergen County New Jersey | 4 | $ 570,000 | $ 142,000 | $ 125,000 |
| St. Lawrence County New York | 4 | $ 340,000 | $ 85,000 | $ 70,000 |
| Catawba County North Carolina | 4 | $ 520,000 | $ 130,000 | $ 141,000 |
| Iredell County North Carolina | 4 | $ 340,000 | $ 85,000 | $ 105,000 |
| Chester County Pennsylvania | 4 | $ 650,000 | $ 162,000 | $ 143,000 |
| New Castle County Delaware | 3 | $ 525,000 | $ 175,000 | $ 214,000 |
| Brevard County Florida | 3 | $ 255,000 | $ 85,000 | $ 53,000 |
| Sumter County Florida | 3 | $ 705,000 | $ 235,000 | $ 311,000 |
| Livingston County New York | 3 | $ 265,000 | $ 88,000 | $ 94,000 |
| Madison County New York | 3 | $ 195,000 | $ 65,000 | $ 282,000 |
| Nassau County New York | 3 | $ 585,000 | $ 195,000 | $ 143,000 |
| Buncombe County North Carolina | 3 | $ 345,000 | $ 115,000 | $ 136,000 |
| Carteret County North Carolina | 3 | $ 135,000 | $ 45,000 | $ 58,000 |
| Durham County North Carolina | 3 | $ 385,000 | $ 128,000 | $ 105,000 |
| Johnston County North Carolina | 3 | $ 265,000 | $ 88,000 | $ 97,000 |
| Moore County North Carolina | 3 | $ 585,000 | $ 195,000 | $ 77,000 |
| Orange County North Carolina | 3 | $ 755,000 | $ 251,000 | $ 138,000 |
| Stanly County North Carolina | 3 | $ 165,000 | $ 55,000 | $ 97,000 |
| Watauga County North Carolina | 3 | $ 385,000 | $ 128,000 | $ 116,000 |
| Adams County Pennsylvania | 3 | $ 425,000 | $ 141,000 | $ 51,000 |
| Fulton County Pennsylvania | 3 | $ 425,000 | $ 141,000 | $ 71,000 |
| Huntingdon County Pennsylvania | 3 | $ 145,000 | $ 48,000 | $ 65,000 |
| Lycoming County Pennsylvania | 3 | $ 235,000 | $ 78,000 | $ 85,000 |
| Montgomery County Pennsylvania | 3 | $ 375,000 | $ 125,000 | $ 257,000 |
| Santa Clara County California | 2 | $ 210,000 | $ 105,000 | $ 209,000 |
| Alachua County Florida | 2 | $ 460,000 | $ 230,000 | $ 80,000 |
| Broward County Florida | 2 | $ 650,000 | $ 325,000 | $ 178,000 |
| Duval County Florida | 2 | $ 210,000 | $ 105,000 | $ 142,000 |
| Lake County Florida | 2 | $ 160,000 | $ 80,000 | $ 72,000 |
| Polk County Florida | 2 | $ 280,000 | $ 140,000 | $ 66,000 |
| Boyle County Kentucky | 2 | $ 160,000 | $ 80,000 | $ 183,000 |
| Fayette County Kentucky | 2 | $ 280,000 | $ 140,000 | $ 187,000 |
| Harford County Maryland | 2 | $ 40,000 | $ 20,000 | $ 133,000 |
| Howard County Maryland | 2 | $ 340,000 | $ 170,000 | $ 128,000 |
| Montgomery County Maryland | 2 | $ 440,000 | $ 220,000 | $ 230,000 |
| Prince George's County Maryland | 2 | $ 50,000 | $ 25,000 | $ 87,000 |
| Queen Anne's County Maryland | 2 | $ 370,000 | $ 185,000 | $ 111,000 |
| Middlesex County Massachusetts | 2 | $ 220,000 | $ 110,000 | $ 210,000 |
| Mercer County New Jersey | 2 | $ 260,000 | $ 130,000 | $ 155,000 |
| Cattaraugus County New York | 2 | $ 20,000 | $ 10,000 | $ 121,000 |
| Columbia County New York | 2 | $ 310,000 | $ 155,000 | $ 63,000 |
| Schenectady County New York | 2 | $ 240,000 | $ 120,000 | $ 57,000 |
| Seneca County New York | 2 | $ 270,000 | $ 135,000 | $ 147,000 |
| Westchester County New York | 2 | $ 310,000 | $ 155,000 | $ 246,000 |
| Alamance County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 149,000 |
| Bladen County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 87,000 |
| Chatham County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 146,000 |
| Henderson County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 77,000 |
| Franklin County Ohio | 2 | $ 380,000 | $ 190,000 | $ 152,000 |
| Stark County Ohio | 2 | $ 160,000 | $ 80,000 | $ 82,000 |
| Armstrong County Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 53,000 |
| Luzerne County Pennsylvania | 2 | $ 30,000 | $ 15,000 | $ 151,000 |
| Potter County Pennsylvania | 2 | $ 270,000 | $ 135,000 | $ 117,000 |
| Berkeley County West Virginia | 2 | $ 50,000 | $ 25,000 | $ 50,000 |
| Maricopa County Arizona | 1 | $ 85,000 | $ 85,000 | $ 147,000 |
| Alameda County California | 1 | $ 55,000 | $ 55,000 | $ 238,000 |
| Orange County California | 1 | $ 105,000 | $ 105,000 | $ 235,000 |
| San Mateo County California | 1 | $ 165,000 | $ 165,000 | $ 250,000 |
| Yolo County California | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
| New Haven County Connecticut | 1 | $ 125,000 | $ 125,000 | $ 159,000 |
| Tolland County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 182,000 |
| Kent County Delaware | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Calhoun County Florida | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| Charlotte County Florida | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| Clay County Florida | 1 | $ 35,000 | $ 35,000 | $ 56,000 |
| Flagler County Florida | 1 | $ 15,000 | $ 15,000 | $ 76,000 |
| Hardee County Florida | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| Highlands County Florida | 1 | $ 185,000 | $ 185,000 | $ 162,000 |
| Marion County Florida | 1 | $ 45,000 | $ 45,000 | $ 123,000 |
| Miami-Dade County Florida | 1 | $ 225,000 | $ 225,000 | $ 351,000 |
| Orange County Florida | 1 | $ 165,000 | $ 165,000 | $ 130,000 |
| Pasco County Florida | 1 | $ 465,000 | $ 465,000 | $ 335,000 |
| Seminole County Florida | 1 | $ 255,000 | $ 255,000 | $ 48,000 |
| St. Lucie County Florida | 1 | $ 15,000 | $ 15,000 | $ 34,000 |
| Volusia County Florida | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Gwinnett County Georgia | 1 | $ 105,000 | $ 105,000 | $ 118,000 |
| DuPage County Illinois | 1 | $ 75,000 | $ 75,000 | $ 165,000 |
| Lake County Illinois | 1 | $ 155,000 | $ 155,000 | $ 319,000 |
| McHenry County Illinois | 1 | $ 365,000 | $ 365,000 | $ 69,000 |
| McLean County Illinois | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Boone County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| Jefferson County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 203,000 |
| York County Maine | 1 | $ 35,000 | $ 35,000 | $ 144,000 |
| Baltimore County Maryland | 1 | $ 155,000 | $ 155,000 | $ 103,000 |
| Garrett County Maryland | 1 | $ 135,000 | $ 135,000 | $ 94,000 |
| Worcester County Maryland | 1 | $ 215,000 | $ 215,000 | $ 155,000 |
| Barnstable County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 151,000 |
| Plymouth County Massachusetts | 1 | $ 65,000 | $ 65,000 | $ 234,000 |
| Atlantic County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 105,000 |
| Middlesex County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 260,000 |
| Ocean County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 305,000 |
| Passaic County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 158,000 |
| Somerset County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 126,000 |
| Sussex County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| Bernalillo County New Mexico | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Albany County New York | 1 | $ 305,000 | $ 305,000 | $ 175,000 |
| Chautauqua County New York | 1 | $ 125,000 | $ 125,000 | $ 209,000 |
| Cortland County New York | 1 | $ 195,000 | $ 195,000 | $ 262,000 |
| Delaware County New York | 1 | $ 115,000 | $ 115,000 | $ 132,000 |
| Dutchess County New York | 1 | $ 335,000 | $ 335,000 | $ 158,000 |
| Franklin County New York | 1 | $ 65,000 | $ 65,000 | $ 140,000 |
| Genesee County New York | 1 | $ 85,000 | $ 85,000 | $ 94,000 |
| Jefferson County New York | 1 | $ 145,000 | $ 145,000 | $ 101,000 |
| Orange County New York | 1 | $ 185,000 | $ 185,000 | $ 35,000 |
| Oswego County New York | 1 | $ 105,000 | $ 105,000 | $ 95,000 |
| Otsego County New York | 1 | $ 35,000 | $ 35,000 | $ 125,000 |
| Queens County New York | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Warren County New York | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Wayne County New York | 1 | $ 15,000 | $ 15,000 | $ 107,000 |
| Caldwell County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 156,000 |
| Craven County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Cumberland County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 92,000 |
| Davidson County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Guilford County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Harnett County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 73,000 |
| Haywood County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 88,000 |
| Jackson County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 139,000 |
| Lincoln County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 175,000 |
| Pitt County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 71,000 |
| Richmond County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 131,000 |
| Robeson County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 169,000 |
| Rockingham County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| Sampson County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Scotland County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Stokes County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Warren County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 95,000 |
| Clermont County Ohio | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Medina County Ohio | 1 | $ 5,000 | $ 5,000 | $ 36,000 |
| Beaver County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| Berks County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 107,000 |
| Blair County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 197,000 |
| Cambria County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Greene County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 130,000 |
| Lackawanna County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 187,000 |
| Lancaster County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 116,000 |
| Lebanon County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 168,000 |
| Mifflin County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| Northampton County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 103,000 |
| Philadelphia County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 168,000 |
| Somerset County Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 138,000 |
| Sullivan County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 69,000 |
| Abbeville County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Beaufort County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 225,000 |
| Horry County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 67,000 |
| Lexington County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| York County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 102,000 |
| Davidson County Tennessee | 1 | $ 535,000 | $ 535,000 | $ 313,000 |
| Hamilton County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Knox County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 23,000 |
| Sumner County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Wilson County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 140,000 |
| Collin County Texas | 1 | $ 35,000 | $ 35,000 | $ 177,000 |
| Harris County Texas | 1 | $ 15,000 | $ 15,000 | $ 150,000 |
| Alexandria County Virginia | 1 | $ 225,000 | $ 225,000 | $ 155,000 |
| Fairfax County Virginia | 1 | $ 95,000 | $ 95,000 | $ 240,000 |
| Frederick County Virginia | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| Hampton County Virginia | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| James City County Virginia | 1 | $ 5,000 | $ 5,000 | $ 61,000 |
| Loudoun County Virginia | 1 | $ 45,000 | $ 45,000 | $ 216,000 |
| Rappahannock County Virginia | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Roanoke County Virginia | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Hancock County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Corning in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,417 | $232,305,000 | $163,000 | $905,000 | $100,000 | $848,000 |
| Refinancing | 842 | $93,120,000 | $110,000 | $855,000 | $99,000 | $510,000 |
| Home Improvement | 607 | $25,785,000 | $42,000 | $505,000 | $94,000 | $425,000 |
| Other Purpose | 529 | $24,045,000 | $45,000 | $405,000 | $95,000 | $848,000 |
| Cash-out Refinancing | 215 | $40,495,000 | $188,000 | $1,705,000 | $119,000 | $1,974,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,982 | $334,390,000 | $112,000 | $1,705,000 | $98,000 | $1,974,000 |
| Not Provided | 340 | $43,290,000 | $127,000 | $855,000 | $104,000 | $420,000 |
| Asian | 86 | $15,420,000 | $179,000 | $435,000 | $124,000 | $425,000 |
| Black or African American | 80 | $7,180,000 | $89,000 | $495,000 | $88,000 | $312,000 |
| Hispanic | 66 | $6,930,000 | $105,000 | $395,000 | $93,000 | $300,000 |
| Not applicable | 35 | $5,445,000 | $155,000 | $865,000 | $78,000 | $106,000 |
| American Indian or Alaskan Native | 11 | $775,000 | $70,000 | $275,000 | $66,000 | $138,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $195,000 | $195,000 | $195,000 | $84,000 | $84,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,588 | $411,850,000 | $114,000 | $1,705,000 | $99,000 | $1,974,000 |
| VA-guaranteed (Veterans Administration) | 22 | $3,900,000 | $177,000 | $305,000 | $65,000 | $117,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,169 | $231,975,000 | $106,000 | $1,705,000 | $107,000 | $1,974,000 |
| Application Denied By Financial Institution | 386 | $30,990,000 | $80,000 | $505,000 | $70,000 | $487,000 |
| Preapproval Approved but not Accepted | 341 | $65,255,000 | $191,000 | $705,000 | $104,000 | $550,000 |
| Application Approved But Not Accepted | 304 | $37,420,000 | $123,000 | $485,000 | $99,000 | $742,000 |
| Preapproval Denied by Financial Institution | 185 | $27,495,000 | $148,000 | $635,000 | $62,000 | $295,000 |
| File Closed For Incompleteness | 113 | $10,345,000 | $91,000 | $315,000 | $110,000 | $425,000 |
| Application Withdrawn By Applicant | 112 | $12,270,000 | $109,000 | $455,000 | $81,000 | $262,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,039 | $357,265,000 | $117,000 | $1,705,000 | $105,000 | $1,974,000 |
| Credit History | 238 | $21,490,000 | $90,000 | $345,000 | $69,000 | $487,000 |
| Debt-To-Income Ratio | 215 | $24,835,000 | $115,000 | $505,000 | $56,000 | $276,000 |
| Other | 44 | $4,570,000 | $103,000 | $635,000 | $109,000 | $425,000 |
| Collateral | 38 | $2,890,000 | $76,000 | $335,000 | $81,000 | $242,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $2,860,000 | $143,000 | $305,000 | $57,000 | $111,000 |
| Employment History | 8 | $830,000 | $103,000 | $155,000 | $62,000 | $152,000 |
| Mortgage Insurance Denied | 4 | $410,000 | $102,000 | $165,000 | $35,000 | $39,000 |
| Unverifiable Information | 4 | $600,000 | $150,000 | $265,000 | $68,000 | $99,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.