Countrywide Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Countrywide Bank, N.A. 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Countrywide Bank, N.A. 35 North Lake, Ms 35-148 Pasadena, CA 91101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 180,014 |
| Total Mortgage Loan Application Amount | $48,034,135,000 |
| Average Mortgage Loan Application Amount | $160,653 |
| Highest Mortgage Loan Application Amount | $6,000,000 |
| Average Applicant Income | $95,895 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Countrywide Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Countrywide Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Countrywide Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Countrywide Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Countrywide Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Countrywide Bank, N.A.'s mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 11,506 | $ 5,337,975,000 | $ 463,000 | $ 160,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 7,341 | $ 3,182,738,000 | $ 433,000 | $ 154,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 6,543 | $ 1,864,826,000 | $ 285,000 | $ 114,000 |
| DALLAS-PLANO-IRVING, TX | 6,027 | $ 575,140,000 | $ 95,000 | $ 94,000 |
| LAS VEGAS-PARADISE, NV | 5,608 | $ 1,428,971,000 | $ 254,000 | $ 110,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 5,436 | $ 2,484,917,000 | $ 457,000 | $ 139,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 5,293 | $ 2,705,742,000 | $ 511,000 | $ 184,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 5,120 | $ 303,936,000 | $ 59,000 | $ 100,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 4,732 | $ 1,372,740,000 | $ 290,000 | $ 117,000 |
| DENVER-AURORA, CO | 4,320 | $ 968,133,000 | $ 224,000 | $ 99,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 4,289 | $ 2,207,544,000 | $ 514,000 | $ 156,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 4,152 | $ 1,138,442,000 | $ 274,000 | $ 109,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 3,408 | $ 644,387,000 | $ 189,000 | $ 97,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 3,016 | $ 756,725,000 | $ 250,000 | $ 101,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 3,011 | $ 464,031,000 | $ 154,000 | $ 95,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 2,632 | $ 1,546,072,000 | $ 587,000 | $ 189,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2,473 | $ 520,433,000 | $ 210,000 | $ 86,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 2,338 | $ 622,396,000 | $ 266,000 | $ 106,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 2,313 | $ 1,033,845,000 | $ 446,000 | $ 146,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 2,092 | $ 507,582,000 | $ 242,000 | $ 102,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,956 | $ 543,379,000 | $ 277,000 | $ 126,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 1,598 | $ 373,930,000 | $ 233,000 | $ 98,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 1,568 | $ 438,837,000 | $ 279,000 | $ 112,000 |
| AUSTIN-ROUND ROCK, TX | 1,515 | $ 126,676,000 | $ 83,000 | $ 116,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 1,413 | $ 241,055,000 | $ 170,000 | $ 90,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,386 | $ 260,392,000 | $ 187,000 | $ 88,000 |
| BOSTON-QUINCY, MA | 1,347 | $ 424,885,000 | $ 315,000 | $ 117,000 |
| FORT WORTH-ARLINGTON, TX | 1,337 | $ 81,007,000 | $ 60,000 | $ 85,000 |
| SALT LAKE CITY, UT | 1,280 | $ 232,578,000 | $ 181,000 | $ 109,000 |
| PHILADELPHIA, PA | 1,151 | $ 234,877,000 | $ 204,000 | $ 111,000 |
| BALTIMORE-TOWSON, MD | 1,101 | $ 192,749,000 | $ 175,000 | $ 108,000 |
| STOCKTON, CA | 1,097 | $ 313,836,000 | $ 286,000 | $ 99,000 |
| ST. LOUIS, MO-IL | 1,087 | $ 179,257,000 | $ 164,000 | $ 84,000 |
| ORLANDO, FL | 1,073 | $ 201,867,000 | $ 188,000 | $ 84,000 |
| SARASOTA-BRADENTON-VENICE, FL | 902 | $ 240,407,000 | $ 266,000 | $ 134,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 892 | $ 284,184,000 | $ 318,000 | $ 120,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 876 | $ 159,449,000 | $ 182,000 | $ 95,000 |
| EDISON, NJ | 866 | $ 241,372,000 | $ 278,000 | $ 122,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 861 | $ 135,238,000 | $ 157,000 | $ 84,000 |
| SANTA ROSA-PETALUMA, CA | 822 | $ 328,516,000 | $ 399,000 | $ 132,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 821 | $ 452,513,000 | $ 551,000 | $ 177,000 |
| INDIANAPOLIS, IN | 800 | $ 156,358,000 | $ 195,000 | $ 100,000 |
| SAN ANTONIO, TX | 781 | $ 53,465,000 | $ 68,000 | $ 105,000 |
| VALLEJO-FAIRFIELD, CA | 758 | $ 245,796,000 | $ 324,000 | $ 106,000 |
| PROVO-OREM, UT | 738 | $ 131,127,000 | $ 177,000 | $ 86,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 732 | $ 304,622,000 | $ 416,000 | $ 167,000 |
| COLORADO SPRINGS, CO | 709 | $ 117,349,000 | $ 165,000 | $ 88,000 |
| SALINAS, CA | 703 | $ 317,189,000 | $ 451,000 | $ 135,000 |
| COLUMBUS, OH | 698 | $ 116,667,000 | $ 167,000 | $ 84,000 |
| CAPE CORAL-FORT MYERS, FL | 685 | $ 156,300,000 | $ 228,000 | $ 118,000 |
| TACOMA, WA | 653 | $ 105,452,000 | $ 161,000 | $ 88,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 645 | $ 104,228,000 | $ 161,000 | $ 79,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 620 | $ 113,896,000 | $ 183,000 | $ 98,000 |
| FORT COLLINS-LOVELAND, CO | 609 | $ 114,391,000 | $ 187,000 | $ 87,000 |
| BOISE CITY-NAMPA, ID | 600 | $ 73,332,000 | $ 122,000 | $ 84,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 586 | $ 138,434,000 | $ 236,000 | $ 104,000 |
| NEWARK-UNION, NJ-PA | 580 | $ 177,119,000 | $ 305,000 | $ 137,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 576 | $ 106,694,000 | $ 185,000 | $ 97,000 |
| ESSEX COUNTY, MA | 566 | $ 174,685,000 | $ 308,000 | $ 107,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 564 | $ 192,082,000 | $ 340,000 | $ 153,000 |
| MODESTO, CA | 560 | $ 124,617,000 | $ 222,000 | $ 102,000 |
| JACKSONVILLE, FL | 549 | $ 103,639,000 | $ 188,000 | $ 100,000 |
| BIRMINGHAM-HOOVER, AL | 539 | $ 60,782,000 | $ 112,000 | $ 92,000 |
| NAPLES-MARCO ISLAND, FL | 538 | $ 177,226,000 | $ 329,000 | $ 159,000 |
| RALEIGH-CARY, NC | 526 | $ 107,960,000 | $ 205,000 | $ 96,000 |
| FRESNO, CA | 524 | $ 86,339,000 | $ 164,000 | $ 102,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 523 | $ 101,770,000 | $ 194,000 | $ 100,000 |
| LOUISVILLE, KY-IN | 515 | $ 94,142,000 | $ 182,000 | $ 91,000 |
| NASSAU-SUFFOLK, NY | 513 | $ 173,806,000 | $ 338,000 | $ 132,000 |
| BAKERSFIELD, CA | 511 | $ 71,754,000 | $ 140,000 | $ 100,000 |
| KANSAS CITY, MO-KS | 497 | $ 69,358,000 | $ 139,000 | $ 86,000 |
| OGDEN-CLEARFIELD, UT | 481 | $ 66,027,000 | $ 137,000 | $ 80,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 478 | $ 180,443,000 | $ 377,000 | $ 138,000 |
| RENO-SPARKS, NV | 452 | $ 113,111,000 | $ 250,000 | $ 106,000 |
| SANTA CRUZ-WATSONVILLE, CA | 448 | $ 210,576,000 | $ 470,000 | $ 188,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 436 | $ 147,898,000 | $ 339,000 | $ 136,000 |
| BOULDER, CO | 429 | $ 117,255,000 | $ 273,000 | $ 109,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 419 | $ 114,802,000 | $ 273,000 | $ 91,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 406 | $ 89,262,000 | $ 219,000 | $ 105,000 |
| GREELEY, CO | 392 | $ 69,545,000 | $ 177,000 | $ 82,000 |
| TUCSON, AZ | 386 | $ 51,141,000 | $ 132,000 | $ 105,000 |
| CAMDEN, NJ | 380 | $ 62,023,000 | $ 163,000 | $ 101,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 378 | $ 61,788,000 | $ 163,000 | $ 99,000 |
| ALBUQUERQUE, NM | 360 | $ 33,290,000 | $ 92,000 | $ 81,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 353 | $ 60,607,000 | $ 171,000 | $ 87,000 |
| NEW HAVEN-MILFORD, CT | 346 | $ 69,257,000 | $ 200,000 | $ 89,000 |
| GRAND RAPIDS-WYOMING, MI | 343 | $ 46,268,000 | $ 134,000 | $ 77,000 |
| WORCESTER, MA | 328 | $ 75,837,000 | $ 231,000 | $ 93,000 |
| RICHMOND, VA | 327 | $ 35,862,000 | $ 109,000 | $ 89,000 |
| PITTSBURGH, PA | 326 | $ 47,344,000 | $ 145,000 | $ 81,000 |
| AKRON, OH | 296 | $ 42,631,000 | $ 144,000 | $ 72,000 |
| BARNSTABLE TOWN, MA | 293 | $ 92,879,000 | $ 316,000 | $ 123,000 |
| NAPA, CA | 287 | $ 132,130,000 | $ 460,000 | $ 152,000 |
| HONOLULU, HI | 281 | $ 72,908,000 | $ 259,000 | $ 159,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 267 | $ 48,719,000 | $ 182,000 | $ 100,000 |
| MADISON, WI | 266 | $ 45,817,000 | $ 172,000 | $ 86,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 260 | $ 71,680,000 | $ 275,000 | $ 133,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 244 | $ 52,014,000 | $ 213,000 | $ 102,000 |
| MERCED, CA | 243 | $ 52,066,000 | $ 214,000 | $ 103,000 |
| TULSA, OK | 236 | $ 22,029,000 | $ 93,000 | $ 91,000 |
| MANCHESTER-NASHUA, NH | 235 | $ 48,355,000 | $ 205,000 | $ 91,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 225 | $ 43,689,000 | $ 194,000 | $ 140,000 |
| OKLAHOMA CITY, OK | 221 | $ 20,226,000 | $ 91,000 | $ 72,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 219 | $ 52,164,000 | $ 238,000 | $ 109,000 |
| AMARILLO, TX | 217 | $ 5,256,000 | $ 24,000 | $ 64,000 |
| MEDFORD, OR | 214 | $ 38,778,000 | $ 181,000 | $ 84,000 |
| BREMERTON-SILVERDALE, WA | 212 | $ 36,746,000 | $ 173,000 | $ 90,000 |
| PANAMA CITY-LYNN HAVEN, FL | 208 | $ 53,948,000 | $ 259,000 | $ 167,000 |
| PRESCOTT, AZ | 206 | $ 42,681,000 | $ 207,000 | $ 96,000 |
| LEXINGTON-FAYETTE, KY | 200 | $ 30,423,000 | $ 152,000 | $ 79,000 |
| DAYTON, OH | 197 | $ 23,850,000 | $ 121,000 | $ 78,000 |
| WILMINGTON, NC | 196 | $ 52,266,000 | $ 266,000 | $ 129,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 193 | $ 33,536,000 | $ 173,000 | $ 93,000 |
| OCEAN CITY, NJ | 186 | $ 78,104,000 | $ 419,000 | $ 158,000 |
| HUNTSVILLE, AL | 185 | $ 10,865,000 | $ 58,000 | $ 78,000 |
| LANSING-EAST LANSING, MI | 180 | $ 25,387,000 | $ 141,000 | $ 79,000 |
| SALEM, OR | 179 | $ 16,430,000 | $ 91,000 | $ 68,000 |
| VISALIA-PORTERVILLE, CA | 176 | $ 19,550,000 | $ 111,000 | $ 94,000 |
| ANN ARBOR, MI | 174 | $ 40,406,000 | $ 232,000 | $ 117,000 |
| DURHAM, NC | 165 | $ 36,343,000 | $ 220,000 | $ 108,000 |
| YUBA CITY, CA | 163 | $ 29,514,000 | $ 181,000 | $ 86,000 |
| EUGENE-SPRINGFIELD, OR | 157 | $ 16,540,000 | $ 105,000 | $ 65,000 |
| GREENSBORO-HIGH POINT, NC | 156 | $ 22,985,000 | $ 147,000 | $ 94,000 |
| MEMPHIS, TN-MS-AR | 156 | $ 28,761,000 | $ 184,000 | $ 119,000 |
| SPRINGFIELD, MA | 156 | $ 20,447,000 | $ 131,000 | $ 81,000 |
| BEND, OR | 152 | $ 25,865,000 | $ 170,000 | $ 102,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 150 | $ 13,027,000 | $ 86,000 | $ 84,000 |
| FLINT, MI | 143 | $ 22,717,000 | $ 158,000 | $ 93,000 |
| OLYMPIA, WA | 143 | $ 16,171,000 | $ 113,000 | $ 87,000 |
| COLLEGE STATION-BRYAN, TX | 141 | $ 4,855,000 | $ 34,000 | $ 88,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 141 | $ 27,809,000 | $ 197,000 | $ 123,000 |
| PUNTA GORDA, FL | 141 | $ 28,074,000 | $ 199,000 | $ 110,000 |
| ST. GEORGE, UT | 138 | $ 23,431,000 | $ 169,000 | $ 83,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 136 | $ 25,808,000 | $ 189,000 | $ 105,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 132 | $ 17,495,000 | $ 132,000 | $ 80,000 |
| KNOXVILLE, TN | 132 | $ 20,404,000 | $ 154,000 | $ 98,000 |
| ANCHORAGE, AK | 126 | $ 19,160,000 | $ 152,000 | $ 99,000 |
| ASHEVILLE, NC | 123 | $ 21,719,000 | $ 176,000 | $ 84,000 |
| ATLANTIC CITY, NJ | 123 | $ 28,724,000 | $ 233,000 | $ 111,000 |
| REDDING, CA | 122 | $ 19,797,000 | $ 162,000 | $ 102,000 |
| GARY, IN | 121 | $ 17,045,000 | $ 140,000 | $ 88,000 |
| WILMINGTON, DE-MD-NJ | 119 | $ 22,183,000 | $ 186,000 | $ 108,000 |
| CANTON-MASSILLON, OH | 117 | $ 14,123,000 | $ 120,000 | $ 68,000 |
| CORPUS CHRISTI, TX | 113 | $ 6,109,000 | $ 54,000 | $ 126,000 |
| LAKELAND, FL | 112 | $ 15,175,000 | $ 135,000 | $ 77,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 112 | $ 20,481,000 | $ 182,000 | $ 133,000 |
| EL PASO, TX | 107 | $ 5,340,000 | $ 49,000 | $ 135,000 |
| CHICO, CA | 106 | $ 19,933,000 | $ 188,000 | $ 94,000 |
| COLUMBIA, SC | 105 | $ 18,451,000 | $ 175,000 | $ 121,000 |
| FLAGSTAFF, AZ | 103 | $ 22,778,000 | $ 221,000 | $ 98,000 |
| TRENTON-EWING, NJ | 103 | $ 20,917,000 | $ 203,000 | $ 118,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 99 | $ 5,738,000 | $ 57,000 | $ 120,000 |
| MCALLEN-EDINBURG-PHARR, TX | 98 | $ 5,189,000 | $ 52,000 | $ 82,000 |
| SANTA FE, NM | 98 | $ 26,820,000 | $ 273,000 | $ 141,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 96 | $ 10,693,000 | $ 111,000 | $ 63,000 |
| GRAND JUNCTION, CO | 95 | $ 12,176,000 | $ 128,000 | $ 78,000 |
| HOLLAND-GRAND HAVEN, MI | 94 | $ 14,407,000 | $ 153,000 | $ 86,000 |
| GAINESVILLE, GA | 93 | $ 15,082,000 | $ 162,000 | $ 83,000 |
| DES MOINES, IA | 92 | $ 8,640,000 | $ 93,000 | $ 67,000 |
| FORT WAYNE, IN | 92 | $ 9,745,000 | $ 105,000 | $ 62,000 |
| MONTGOMERY, AL | 92 | $ 10,220,000 | $ 111,000 | $ 93,000 |
| BEAUMONT-PORT ARTHUR, TX | 91 | $ 3,430,000 | $ 37,000 | $ 87,000 |
| SPOKANE, WA | 90 | $ 9,982,000 | $ 110,000 | $ 91,000 |
| YORK-HANOVER, PA | 89 | $ 6,447,000 | $ 72,000 | $ 77,000 |
| BELLINGHAM, WA | 88 | $ 12,617,000 | $ 143,000 | $ 82,000 |
| BATON ROUGE, LA | 87 | $ 9,539,000 | $ 109,000 | $ 72,000 |
| HARRISBURG-CARLISLE, PA | 83 | $ 5,008,000 | $ 60,000 | $ 100,000 |
| MADERA, CA | 81 | $ 14,575,000 | $ 179,000 | $ 98,000 |
| TOLEDO, OH | 81 | $ 11,670,000 | $ 144,000 | $ 70,000 |
| PUEBLO, CO | 79 | $ 5,863,000 | $ 74,000 | $ 75,000 |
| IDAHO FALLS, ID | 78 | $ 8,873,000 | $ 113,000 | $ 85,000 |
| SAVANNAH, GA | 77 | $ 9,543,000 | $ 123,000 | $ 126,000 |
| WINCHESTER, VA-WV | 77 | $ 9,692,000 | $ 125,000 | $ 67,000 |
| AUBURN-OPELIKA, AL | 76 | $ 8,263,000 | $ 108,000 | $ 70,000 |
| NORWICH-NEW LONDON, CT | 74 | $ 12,853,000 | $ 173,000 | $ 92,000 |
| SHREVEPORT-BOSSIER CITY, LA | 74 | $ 9,551,000 | $ 129,000 | $ 92,000 |
| LANCASTER, PA | 73 | $ 5,942,000 | $ 81,000 | $ 66,000 |
| GREEN BAY, WI | 72 | $ 12,313,000 | $ 171,000 | $ 79,000 |
| LOGAN, UT-ID | 72 | $ 6,063,000 | $ 84,000 | $ 72,000 |
| ABILENE, TX | 71 | $ 2,389,000 | $ 33,000 | $ 76,000 |
| COEUR D'ALENE, ID | 71 | $ 11,230,000 | $ 158,000 | $ 79,000 |
| GREENVILLE, SC | 71 | $ 11,720,000 | $ 165,000 | $ 88,000 |
| READING, PA | 71 | $ 7,113,000 | $ 100,000 | $ 75,000 |
| TALLAHASSEE, FL | 71 | $ 11,168,000 | $ 157,000 | $ 78,000 |
| TUSCALOOSA, AL | 69 | $ 6,410,000 | $ 92,000 | $ 77,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 68 | $ 9,228,000 | $ 135,000 | $ 88,000 |
| TYLER, TX | 68 | $ 2,889,000 | $ 42,000 | $ 78,000 |
| JACKSON, MS | 67 | $ 8,867,000 | $ 132,000 | $ 74,000 |
| MOBILE, AL | 67 | $ 8,173,000 | $ 121,000 | $ 101,000 |
| SPRINGFIELD, MO | 67 | $ 4,577,000 | $ 68,000 | $ 86,000 |
| CHARLOTTESVILLE, VA | 63 | $ 10,273,000 | $ 163,000 | $ 100,000 |
| MISSOULA, MT | 62 | $ 10,001,000 | $ 161,000 | $ 99,000 |
| ROCHESTER, MN | 62 | $ 8,694,000 | $ 140,000 | $ 77,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 59 | $ 10,200,000 | $ 172,000 | $ 71,000 |
| APPLETON, WI | 58 | $ 5,472,000 | $ 94,000 | $ 58,000 |
| RACINE, WI | 58 | $ 7,372,000 | $ 127,000 | $ 73,000 |
| MIDLAND, TX | 57 | $ 2,210,000 | $ 38,000 | $ 93,000 |
| VERO BEACH, FL | 57 | $ 15,058,000 | $ 264,000 | $ 115,000 |
| WACO, TX | 57 | $ 2,051,000 | $ 35,000 | $ 126,000 |
| ST. CLOUD, MN | 55 | $ 6,918,000 | $ 125,000 | $ 57,000 |
| CHATTANOOGA, TN-GA | 52 | $ 7,656,000 | $ 147,000 | $ 130,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 52 | $ 2,107,000 | $ 40,000 | $ 128,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 52 | $ 10,976,000 | $ 211,000 | $ 103,000 |
| GADSDEN, AL | 49 | $ 3,591,000 | $ 73,000 | $ 84,000 |
| KALAMAZOO-PORTAGE, MI | 49 | $ 6,728,000 | $ 137,000 | $ 67,000 |
| SPARTANBURG, SC | 48 | $ 6,344,000 | $ 132,000 | $ 70,000 |
| POCATELLO, ID | 47 | $ 2,495,000 | $ 53,000 | $ 66,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 47 | $ 4,599,000 | $ 97,000 | $ 66,000 |
| BUFFALO-NIAGARA FALLS, NY | 46 | $ 4,447,000 | $ 96,000 | $ 88,000 |
| BLOOMINGTON-NORMAL, IL | 45 | $ 2,795,000 | $ 62,000 | $ 94,000 |
| EL CENTRO, CA | 45 | $ 6,434,000 | $ 142,000 | $ 104,000 |
| SIOUX FALLS, SD | 45 | $ 7,172,000 | $ 159,000 | $ 81,000 |
| BROWNSVILLE-HARLINGEN, TX | 44 | $ 3,380,000 | $ 76,000 | $ 94,000 |
| FARGO, ND-MN | 44 | $ 4,595,000 | $ 104,000 | $ 83,000 |
| ROCKFORD, IL | 44 | $ 4,082,000 | $ 92,000 | $ 104,000 |
| OCALA, FL | 43 | $ 5,523,000 | $ 128,000 | $ 75,000 |
| SHERMAN-DENISON, TX | 43 | $ 2,482,000 | $ 57,000 | $ 143,000 |
| WARNER ROBINS, GA | 43 | $ 2,526,000 | $ 58,000 | $ 88,000 |
| WINSTON-SALEM, NC | 43 | $ 7,300,000 | $ 169,000 | $ 113,000 |
| HANFORD-CORCORAN, CA | 41 | $ 3,499,000 | $ 85,000 | $ 95,000 |
| OSHKOSH-NEENAH, WI | 41 | $ 3,668,000 | $ 89,000 | $ 64,000 |
| ROCHESTER, NY | 40 | $ 4,959,000 | $ 123,000 | $ 110,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 39 | $ 1,682,000 | $ 43,000 | $ 72,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 38 | $ 3,899,000 | $ 102,000 | $ 90,000 |
| GAINESVILLE, FL | 38 | $ 4,359,000 | $ 114,000 | $ 101,000 |
| GULFPORT-BILOXI, MS | 38 | $ 4,454,000 | $ 117,000 | $ 169,000 |
| CLARKSVILLE, TN-KY | 37 | $ 3,032,000 | $ 81,000 | $ 91,000 |
| FAYETTEVILLE, NC | 37 | $ 4,515,000 | $ 122,000 | $ 100,000 |
| LONGVIEW, TX | 37 | $ 906,000 | $ 24,000 | $ 83,000 |
| MONROE, MI | 37 | $ 4,933,000 | $ 133,000 | $ 67,000 |
| CEDAR RAPIDS, IA | 36 | $ 2,645,000 | $ 73,000 | $ 63,000 |
| HICKORY-LENOIR-MORGANTON, NC | 36 | $ 6,662,000 | $ 185,000 | $ 88,000 |
| LAREDO, TX | 36 | $ 1,250,000 | $ 34,000 | $ 97,000 |
| EVANSVILLE, IN-KY | 35 | $ 4,221,000 | $ 120,000 | $ 86,000 |
| SCRANTON--WILKES-BARRE, PA | 35 | $ 2,919,000 | $ 83,000 | $ 71,000 |
| SPRINGFIELD, OH | 35 | $ 3,472,000 | $ 99,000 | $ 63,000 |
| YAKIMA, WA | 35 | $ 1,953,000 | $ 55,000 | $ 69,000 |
| LAFAYETTE, LA | 34 | $ 3,752,000 | $ 110,000 | $ 84,000 |
| MOUNT VERNON-ANACORTES, WA | 34 | $ 8,823,000 | $ 259,000 | $ 119,000 |
| WICHITA, KS | 34 | $ 2,166,000 | $ 63,000 | $ 55,000 |
| YUMA, AZ | 33 | $ 4,112,000 | $ 124,000 | $ 93,000 |
| DOVER, DE | 32 | $ 4,086,000 | $ 127,000 | $ 63,000 |
| JACKSONVILLE, NC | 32 | $ 5,493,000 | $ 171,000 | $ 144,000 |
| LONGVIEW, WA | 32 | $ 1,984,000 | $ 62,000 | $ 65,000 |
| MUSKEGON-NORTON SHORES, MI | 32 | $ 3,118,000 | $ 97,000 | $ 54,000 |
| CARSON CITY, NV | 31 | $ 4,504,000 | $ 145,000 | $ 112,000 |
| CORVALLIS, OR | 30 | $ 3,029,000 | $ 100,000 | $ 73,000 |
| DULUTH, MN-WI | 30 | $ 4,774,000 | $ 159,000 | $ 74,000 |
| IOWA CITY, IA | 30 | $ 1,973,000 | $ 65,000 | $ 97,000 |
| JOHNSON CITY, TN | 30 | $ 4,557,000 | $ 151,000 | $ 89,000 |
| SYRACUSE, NY | 30 | $ 2,035,000 | $ 67,000 | $ 102,000 |
| ANDERSON, SC | 29 | $ 4,314,000 | $ 148,000 | $ 66,000 |
| ATHENS-CLARKE COUNTY, GA | 29 | $ 3,191,000 | $ 110,000 | $ 81,000 |
| ELIZABETHTOWN, KY | 29 | $ 3,194,000 | $ 110,000 | $ 83,000 |
| ROANOKE, VA | 29 | $ 4,521,000 | $ 155,000 | $ 105,000 |
| LYNCHBURG, VA | 28 | $ 3,465,000 | $ 123,000 | $ 85,000 |
| CHEYENNE, WY | 27 | $ 4,504,000 | $ 166,000 | $ 82,000 |
| JANESVILLE, WI | 27 | $ 4,292,000 | $ 158,000 | $ 67,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 27 | $ 6,484,000 | $ 240,000 | $ 132,000 |
| ODESSA, TX | 27 | $ 737,000 | $ 27,000 | $ 70,000 |
| RAPID CITY, SD | 27 | $ 2,833,000 | $ 104,000 | $ 87,000 |
| WENATCHEE, WA | 27 | $ 4,782,000 | $ 177,000 | $ 109,000 |
| ANDERSON, IN | 26 | $ 2,313,000 | $ 88,000 | $ 74,000 |
| CHAMPAIGN-URBANA, IL | 26 | $ 2,423,000 | $ 93,000 | $ 122,000 |
| COLUMBIA, MO | 26 | $ 2,534,000 | $ 97,000 | $ 67,000 |
| COLUMBUS, GA-AL | 26 | $ 3,554,000 | $ 136,000 | $ 77,000 |
| ALBANY-SCHENECTADY-TROY, NY | 25 | $ 2,296,000 | $ 91,000 | $ 97,000 |
| BURLINGTON, NC | 25 | $ 3,673,000 | $ 146,000 | $ 71,000 |
| ELKHART-GOSHEN, IN | 25 | $ 2,134,000 | $ 85,000 | $ 73,000 |
| FOND DU LAC, WI | 25 | $ 1,280,000 | $ 51,000 | $ 71,000 |
| GREENVILLE, NC | 25 | $ 1,559,000 | $ 62,000 | $ 54,000 |
| LINCOLN, NE | 25 | $ 1,580,000 | $ 63,000 | $ 80,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 25 | $ 2,283,000 | $ 91,000 | $ 62,000 |
| SHEBOYGAN, WI | 25 | $ 1,157,000 | $ 46,000 | $ 91,000 |
| LAFAYETTE, IN | 24 | $ 2,411,000 | $ 100,000 | $ 73,000 |
| BOWLING GREEN, KY | 23 | $ 3,021,000 | $ 131,000 | $ 123,000 |
| WAUSAU, WI | 23 | $ 1,845,000 | $ 80,000 | $ 72,000 |
| BILLINGS, MT | 22 | $ 1,074,000 | $ 48,000 | $ 59,000 |
| CHARLESTON, WV | 22 | $ 3,158,000 | $ 143,000 | $ 121,000 |
| JACKSON, MI | 22 | $ 2,130,000 | $ 96,000 | $ 55,000 |
| BATTLE CREEK, MI | 21 | $ 1,770,000 | $ 84,000 | $ 60,000 |
| BRUNSWICK, GA | 21 | $ 4,146,000 | $ 197,000 | $ 100,000 |
| LUBBOCK, TX | 21 | $ 1,115,000 | $ 53,000 | $ 88,000 |
| MUNCIE, IN | 21 | $ 1,964,000 | $ 93,000 | $ 84,000 |
| SANDUSKY, OH | 21 | $ 2,811,000 | $ 133,000 | $ 89,000 |
| DECATUR, AL | 20 | $ 990,000 | $ 49,000 | $ 61,000 |
| LAWRENCE, KS | 20 | $ 2,961,000 | $ 148,000 | $ 85,000 |
| NILES-BENTON HARBOR, MI | 20 | $ 4,803,000 | $ 240,000 | $ 199,000 |
| PEORIA, IL | 20 | $ 1,349,000 | $ 67,000 | $ 59,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 19 | $ 2,498,000 | $ 131,000 | $ 61,000 |
| SPRINGFIELD, IL | 19 | $ 1,086,000 | $ 57,000 | $ 73,000 |
| BLOOMINGTON, IN | 18 | $ 2,345,000 | $ 130,000 | $ 66,000 |
| ERIE, PA | 18 | $ 1,558,000 | $ 86,000 | $ 113,000 |
| JEFFERSON CITY, MO | 18 | $ 1,218,000 | $ 67,000 | $ 63,000 |
| VICTORIA, TX | 18 | $ 466,000 | $ 25,000 | $ 119,000 |
| BISMARCK, ND | 17 | $ 1,172,000 | $ 68,000 | $ 71,000 |
| FLORENCE-MUSCLE SHOALS, AL | 17 | $ 704,000 | $ 41,000 | $ 80,000 |
| HARRISONBURG, VA | 17 | $ 961,000 | $ 56,000 | $ 123,000 |
| MANSFIELD, OH | 17 | $ 2,007,000 | $ 118,000 | $ 69,000 |
| PASCAGOULA, MS | 17 | $ 1,040,000 | $ 61,000 | $ 64,000 |
| SAN ANGELO, TX | 17 | $ 656,000 | $ 38,000 | $ 89,000 |
| ST. JOSEPH, MO-KS | 17 | $ 1,489,000 | $ 87,000 | $ 68,000 |
| WATERLOO-CEDAR FALLS, IA | 17 | $ 1,612,000 | $ 94,000 | $ 54,000 |
| DUBUQUE, IA | 16 | $ 1,464,000 | $ 91,000 | $ 51,000 |
| HATTIESBURG, MS | 16 | $ 697,000 | $ 43,000 | $ 72,000 |
| FORT SMITH, AR-OK | 15 | $ 2,189,000 | $ 145,000 | $ 102,000 |
| JOPLIN, MO | 15 | $ 763,000 | $ 50,000 | $ 144,000 |
| LEBANON, PA | 15 | $ 1,275,000 | $ 85,000 | $ 75,000 |
| MACON, GA | 15 | $ 1,371,000 | $ 91,000 | $ 93,000 |
| BAY CITY, MI | 14 | $ 1,286,000 | $ 91,000 | $ 66,000 |
| DOTHAN, AL | 14 | $ 1,212,000 | $ 86,000 | $ 129,000 |
| KOKOMO, IN | 14 | $ 1,003,000 | $ 71,000 | $ 78,000 |
| LA CROSSE, WI-MN | 14 | $ 949,000 | $ 67,000 | $ 75,000 |
| MICHIGAN CITY-LA PORTE, IN | 14 | $ 1,985,000 | $ 141,000 | $ 109,000 |
| MORRISTOWN, TN | 14 | $ 1,478,000 | $ 105,000 | $ 75,000 |
| FARMINGTON, NM | 13 | $ 1,128,000 | $ 86,000 | $ 83,000 |
| LAS CRUCES, NM | 12 | $ 831,000 | $ 69,000 | $ 110,000 |
| TOPEKA, KS | 12 | $ 1,832,000 | $ 152,000 | $ 75,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 12 | $ 1,148,000 | $ 95,000 | $ 86,000 |
| WICHITA FALLS, TX | 12 | $ 260,000 | $ 21,000 | $ 61,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 11 | $ 434,000 | $ 39,000 | $ 78,000 |
| FAIRBANKS, AK | 11 | $ 726,000 | $ 66,000 | $ 79,000 |
| STATE COLLEGE, PA | 11 | $ 1,277,000 | $ 116,000 | $ 72,000 |
| EAU CLAIRE, WI | 10 | $ 1,780,000 | $ 178,000 | $ 76,000 |
| JACKSON, TN | 10 | $ 1,233,000 | $ 123,000 | $ 67,000 |
| LEWISTON, ID-WA | 10 | $ 244,000 | $ 24,000 | $ 46,000 |
| OWENSBORO, KY | 10 | $ 1,593,000 | $ 159,000 | $ 64,000 |
| ROCKY MOUNT, NC | 10 | $ 777,000 | $ 77,000 | $ 49,000 |
| TEXARKANA, TX-TEXARKANA, AR | 10 | $ 264,000 | $ 26,000 | $ 74,000 |
| ALEXANDRIA, LA | 9 | $ 228,000 | $ 25,000 | $ 82,000 |
| CLEVELAND, TN | 9 | $ 2,007,000 | $ 223,000 | $ 80,000 |
| GREAT FALLS, MT | 9 | $ 207,000 | $ 23,000 | $ 54,000 |
| PITTSFIELD, MA | 9 | $ 2,530,000 | $ 281,000 | $ 140,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 8 | $ 692,000 | $ 86,000 | $ 65,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 8 | $ 286,000 | $ 35,000 | $ 70,000 |
| KINGSTON, NY | 8 | $ 1,277,000 | $ 159,000 | $ 120,000 |
| LEWISTON-AUBURN, ME | 8 | $ 332,000 | $ 41,000 | $ 54,000 |
| LIMA, OH | 8 | $ 940,000 | $ 117,000 | $ 204,000 |
| SALISBURY, MD | 8 | $ 1,286,000 | $ 160,000 | $ 108,000 |
| SIOUX CITY, IA-NE-SD | 8 | $ 495,000 | $ 61,000 | $ 104,000 |
| BINGHAMTON, NY | 7 | $ 390,000 | $ 55,000 | $ 61,000 |
| FLORENCE, SC | 7 | $ 714,000 | $ 102,000 | $ 63,000 |
| JOHNSTOWN, PA | 7 | $ 270,000 | $ 38,000 | $ 40,000 |
| LAWTON, OK | 7 | $ 447,000 | $ 63,000 | $ 85,000 |
| MONROE, LA | 7 | $ 361,000 | $ 51,000 | $ 56,000 |
| ROME, GA | 7 | $ 449,000 | $ 64,000 | $ 71,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 7 | $ 823,000 | $ 117,000 | $ 105,000 |
| ALBANY, GA | 6 | $ 243,000 | $ 40,000 | $ 65,000 |
| ALTOONA, PA | 6 | $ 1,194,000 | $ 199,000 | $ 115,000 |
| BANGOR, ME | 6 | $ 290,000 | $ 48,000 | $ 51,000 |
| GOLDSBORO, NC | 6 | $ 527,000 | $ 87,000 | $ 229,000 |
| LAKE CHARLES, LA | 6 | $ 803,000 | $ 133,000 | $ 99,000 |
| SUMTER, SC | 6 | $ 646,000 | $ 107,000 | $ 66,000 |
| WHEELING, WV-OH | 6 | $ 510,000 | $ 85,000 | $ 50,000 |
| COLUMBUS, IN | 5 | $ 221,000 | $ 44,000 | $ 46,000 |
| CUMBERLAND, MD-WV | 5 | $ 512,000 | $ 102,000 | $ 109,000 |
| DALTON, GA | 5 | $ 621,000 | $ 124,000 | $ 133,000 |
| GRAND FORKS, ND-MN | 5 | $ 202,000 | $ 40,000 | $ 42,000 |
| HINESVILLE-FORT STEWART, GA | 5 | $ 348,000 | $ 69,000 | $ 79,000 |
| PARKERSBURG-MARIETTA, WV-OH | 5 | $ 784,000 | $ 156,000 | $ 64,000 |
| TERRE HAUTE, IN | 5 | $ 190,000 | $ 38,000 | $ 58,000 |
| GLENS FALLS, NY | 4 | $ 126,000 | $ 31,000 | $ 135,000 |
| HOT SPRINGS, AR | 4 | $ 1,485,000 | $ 371,000 | $ 139,000 |
| ANNISTON-OXFORD, AL | 3 | $ 237,000 | $ 79,000 | $ 63,000 |
| CASPER, WY | 3 | $ 284,000 | $ 94,000 | $ 60,000 |
| DANVILLE, IL | 3 | $ 90,000 | $ 30,000 | $ 72,000 |
| DANVILLE, VA | 3 | $ 286,000 | $ 95,000 | $ 60,000 |
| DECATUR, IL | 3 | $ 63,000 | $ 21,000 | $ 87,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 3 | $ 692,000 | $ 230,000 | $ 129,000 |
| KANKAKEE-BRADLEY, IL | 3 | $ 273,000 | $ 91,000 | $ 74,000 |
| UTICA-ROME, NY | 3 | $ 150,000 | $ 50,000 | $ 62,000 |
| AMES, IA | 2 | $ 124,000 | $ 62,000 | $ 85,000 |
| ITHACA, NY | 2 | $ 262,000 | $ 131,000 | $ 103,000 |
| MORGANTOWN, WV | 2 | $ 401,000 | $ 200,000 | $ 115,000 |
| VALDOSTA, GA | 2 | $ 83,000 | $ 41,000 | $ 102,000 |
| WILLIAMSPORT, PA | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
Mortgage Loan Application Detail Totals for Countrywide Bank, N.A. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 105,347 | $27,554,036,000 | $179,470 | $6,000,000 | $105,235 | $9,996,000 |
| Refinancing | 67,126 | $19,033,436,000 | $206,372 | $6,000,000 | $98,862 | $9,999,000 |
| Home Improvement | 7,541 | $1,446,663,000 | $96,117 | $5,000,000 | $83,588 | $3,164,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 87,733 | $25,186,791,000 | $213,392 | $6,000,000 | $103,745 | $9,999,000 |
| Not applicable | 39,919 | $7,121,514,000 | $131,568 | $2,000,000 | $98,313 | $8,400,000 |
| Not Provided | 16,938 | $5,132,246,000 | $180,333 | $5,143,000 | $100,019 | $6,000,000 |
| Hispanic | 15,079 | $3,895,429,000 | $182,723 | $6,000,000 | $80,978 | $4,977,000 |
| Asian | 13,985 | $5,174,110,000 | $229,659 | $4,180,000 | $107,659 | $4,033,000 |
| Black or African American | 5,168 | $1,159,614,000 | $200,000 | $2,972,000 | $96,760 | $3,960,000 |
| Native Hawaiian or Other Pacific Islander | 812 | $257,725,000 | $237,181 | $2,258,000 | $102,787 | $3,714,000 |
| American Indian or Alaskan Native | 380 | $106,706,000 | $195,083 | $3,000,000 | $99,027 | $888,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 179,237 | $47,934,102,000 | $185,607 | $6,000,000 | $99,450 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 724 | $90,720,000 | $130,571 | $294,000 | $51,142 | $175,000 |
| VA-guaranteed (Veterans Administration) | 53 | $9,313,000 | $173,000 | $319,000 | $47,800 | $138,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 54,956 | $16,918,611,000 | $212,764 | $3,625,000 | $101,019 | $9,996,000 |
| Loan Originated | 44,028 | $12,223,563,000 | $185,745 | $6,000,000 | $94,666 | $4,000,000 |
| Loan Purchased By The Institution | 39,900 | $7,113,877,000 | $131,549 | $2,000,000 | $98,333 | $8,400,000 |
| Application Withdrawn By Applicant | 29,615 | $8,676,065,000 | $213,941 | $6,000,000 | $97,078 | $9,000,000 |
| Application Approved But Not Accepted | 11,515 | $3,102,019,000 | $190,340 | $3,000,000 | $99,760 | $9,999,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 23,489 | $7,271,849,000 | $205,313 | $3,000,000 | $102,980 | $9,996,000 |
| Collateral | 16,534 | $5,242,662,000 | $218,666 | $3,600,000 | $115,686 | $9,058,000 |
| Debt-To-Income Ratio | 10,221 | $2,880,864,000 | $210,000 | $3,000,000 | $72,941 | $900,000 |
| Credit History | 2,378 | $696,541,000 | $189,212 | $3,625,000 | $105,340 | $5,236,000 |
| Unverifiable Information | 1,924 | $582,547,000 | $200,954 | $3,000,000 | $105,136 | $1,200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 360 | $212,855,000 | $470,000 | $3,000,000 | $182,206 | $2,000,000 |
| Credit Application Incomplete | 46 | $30,943,000 | $717,846 | $2,400,000 | $288,000 | $1,740,000 |
| Employment History | 4 | $350,000 | $109,666 | $265,000 | $72,000 | $101,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Countrywide Bank, N.A.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Countrywide Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.