Countrywide Bank, N.A. Mortgage Lending & HMDA Data, 2004
In 2004, Countrywide Bank, N.A. of Pasadena, CA reported 180,014 mortgage applications totaling $48.0 billion, up 130% from 2003. The average application was for $266,835, and applicants reported an average income of $114,850. 24% of its applications resulted in an originated loan and 31% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (11,506), San Diego-Carlsbad-San Marcos, CA (7,341) and Riverside-San Bernardino-Ontario, CA (6,543) (applications in parentheses).
| Mortgage Company & Address | Countrywide Bank, N.A. 35 North Lake, Ms 35-148 Pasadena, CA 91101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 180,014 |
| Total Mortgage Loan Application Amount | $48,034,135,000 |
| Average Mortgage Loan Application Amount | $266,835 |
| Highest Mortgage Loan Application Amount | $6,000,000 |
| Average Applicant Income | $114,850 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Countrywide Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 11,506 | $ 5,337,975,000 | $ 463,929 | $ 160,000 |
| San Diego-Carlsbad-San Marcos, CA | 7,341 | $ 3,182,738,000 | $ 433,556 | $ 154,000 |
| Riverside-San Bernardino-Ontario, CA | 6,543 | $ 1,864,826,000 | $ 285,010 | $ 114,000 |
| Dallas-Plano-Irving, TX | 6,027 | $ 575,140,000 | $ 95,427 | $ 94,000 |
| Las Vegas-Paradise, NV | 5,608 | $ 1,428,971,000 | $ 254,809 | $ 110,000 |
| Oakland-Fremont-Hayward, CA | 5,436 | $ 2,484,917,000 | $ 457,122 | $ 139,000 |
| Santa Ana-Anaheim-Irvine, CA | 5,293 | $ 2,705,742,000 | $ 511,192 | $ 184,000 |
| Houston-Baytown-Sugar Land, TX | 5,120 | $ 303,936,000 | $ 59,362 | $ 100,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 4,732 | $ 1,372,740,000 | $ 290,097 | $ 117,000 |
| Denver-Aurora, CO | 4,320 | $ 968,133,000 | $ 224,104 | $ 99,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 4,289 | $ 2,207,544,000 | $ 514,698 | $ 156,000 |
| Chicago-Naperville-Joliet, IL | 4,152 | $ 1,138,442,000 | $ 274,191 | $ 109,000 |
| Phoenix-Mesa-Scottsdale, AZ | 3,408 | $ 644,387,000 | $ 189,080 | $ 97,000 |
| Seattle-Bellevue-Everett, WA | 3,016 | $ 756,725,000 | $ 250,903 | $ 101,000 |
| Atlanta-Sandy Springs-Marietta, GA | 3,011 | $ 464,031,000 | $ 154,111 | $ 95,000 |
| San Francisco-San Mateo-Redwood City, CA | 2,632 | $ 1,546,072,000 | $ 587,413 | $ 189,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2,473 | $ 520,433,000 | $ 210,446 | $ 86,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2,338 | $ 622,396,000 | $ 266,208 | $ 106,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2,313 | $ 1,033,845,000 | $ 446,971 | $ 146,000 |
| Bethesda-Frederick-Gaithersburg, MD | 2,092 | $ 507,582,000 | $ 242,630 | $ 102,000 |
| Miami-Miami Beach-Kendall, FL | 1,956 | $ 543,379,000 | $ 277,801 | $ 126,000 |
| Warren-Farmington Hills-Troy, MI | 1,598 | $ 373,930,000 | $ 233,998 | $ 98,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 1,568 | $ 438,837,000 | $ 279,870 | $ 112,000 |
| Austin-Round Rock, TX | 1,515 | $ 126,676,000 | $ 83,614 | $ 116,000 |
| Portland-Vancouver-Beaverton, OR-WA | 1,413 | $ 241,055,000 | $ 170,598 | $ 90,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,386 | $ 260,392,000 | $ 187,873 | $ 88,000 |
| Boston-Quincy, MA | 1,347 | $ 424,885,000 | $ 315,430 | $ 117,000 |
| Fort Worth-Arlington, TX | 1,337 | $ 81,007,000 | $ 60,588 | $ 85,000 |
| Salt Lake City, UT | 1,280 | $ 232,578,000 | $ 181,701 | $ 109,000 |
| Philadelphia, PA | 1,151 | $ 234,877,000 | $ 204,063 | $ 111,000 |
| Baltimore-Towson, MD | 1,101 | $ 192,749,000 | $ 175,067 | $ 108,000 |
| Stockton, CA | 1,097 | $ 313,836,000 | $ 286,085 | $ 99,000 |
| St. Louis, MO-IL | 1,087 | $ 179,257,000 | $ 164,909 | $ 84,000 |
| Orlando, FL | 1,073 | $ 201,867,000 | $ 188,133 | $ 84,000 |
| Sarasota-Bradenton-Venice, FL | 902 | $ 240,407,000 | $ 266,526 | $ 134,000 |
| Cambridge-Newton-Framingham, MA | 892 | $ 284,184,000 | $ 318,591 | $ 120,000 |
| Nashville-Davidson--Murfreesboro, TN | 876 | $ 159,449,000 | $ 182,019 | $ 95,000 |
| Edison, NJ | 866 | $ 241,372,000 | $ 278,720 | $ 122,000 |
| Cleveland-Elyria-Mentor, OH | 861 | $ 135,238,000 | $ 157,070 | $ 84,000 |
| Santa Rosa-Petaluma, CA | 822 | $ 328,516,000 | $ 399,654 | $ 132,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 821 | $ 452,513,000 | $ 551,172 | $ 177,000 |
| Indianapolis, IN | 800 | $ 156,358,000 | $ 195,447 | $ 100,000 |
| San Antonio, TX | 781 | $ 53,465,000 | $ 68,457 | $ 105,000 |
| Vallejo-Fairfield, CA | 758 | $ 245,796,000 | $ 324,269 | $ 106,000 |
| Provo-Orem, UT | 738 | $ 131,127,000 | $ 177,678 | $ 86,000 |
| Bridgeport-Stamford-Norwalk, CT | 732 | $ 304,622,000 | $ 416,150 | $ 167,000 |
| Colorado Springs, CO | 709 | $ 117,349,000 | $ 165,513 | $ 88,000 |
| Salinas, CA | 703 | $ 317,189,000 | $ 451,193 | $ 135,000 |
| Columbus, OH | 698 | $ 116,667,000 | $ 167,144 | $ 84,000 |
| Cape Coral-Fort Myers, FL | 685 | $ 156,300,000 | $ 228,175 | $ 118,000 |
| Tacoma, WA | 653 | $ 105,452,000 | $ 161,488 | $ 88,000 |
| Cincinnati-Middletown, OH-KY-IN | 645 | $ 104,228,000 | $ 161,593 | $ 79,000 |
| Detroit-Livonia-Dearborn, MI | 620 | $ 113,896,000 | $ 183,703 | $ 98,000 |
| Fort Collins-Loveland, CO | 609 | $ 114,391,000 | $ 187,834 | $ 87,000 |
| Boise City-Nampa, ID | 600 | $ 73,332,000 | $ 122,220 | $ 84,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 586 | $ 138,434,000 | $ 236,235 | $ 104,000 |
| Newark-Union, NJ-PA | 580 | $ 177,119,000 | $ 305,377 | $ 137,000 |
| Charlotte-Gastonia-Concord, NC-SC | 576 | $ 106,694,000 | $ 185,232 | $ 97,000 |
| Essex County, MA | 566 | $ 174,685,000 | $ 308,630 | $ 107,000 |
| New York-Wayne-White Plains, NY-NJ | 564 | $ 192,082,000 | $ 340,570 | $ 153,000 |
| Modesto, CA | 560 | $ 124,617,000 | $ 222,530 | $ 102,000 |
| Jacksonville, FL | 549 | $ 103,639,000 | $ 188,777 | $ 100,000 |
| Birmingham-Hoover, AL | 539 | $ 60,782,000 | $ 112,768 | $ 92,000 |
| Naples-Marco Island, FL | 538 | $ 177,226,000 | $ 329,416 | $ 159,000 |
| Raleigh-Cary, NC | 526 | $ 107,960,000 | $ 205,247 | $ 96,000 |
| Fresno, CA | 524 | $ 86,339,000 | $ 164,769 | $ 102,000 |
| Milwaukee-Waukesha-West Allis, WI | 523 | $ 101,770,000 | $ 194,588 | $ 100,000 |
| Louisville, KY-IN | 515 | $ 94,142,000 | $ 182,800 | $ 91,000 |
| Nassau-Suffolk, NY | 513 | $ 173,806,000 | $ 338,803 | $ 132,000 |
| Bakersfield, CA | 511 | $ 71,754,000 | $ 140,418 | $ 100,000 |
| Kansas City, MO-KS | 497 | $ 69,358,000 | $ 139,553 | $ 86,000 |
| Ogden-Clearfield, UT | 481 | $ 66,027,000 | $ 137,270 | $ 80,000 |
| San Luis Obispo-Paso Robles, CA | 478 | $ 180,443,000 | $ 377,495 | $ 138,000 |
| Reno-Sparks, NV | 452 | $ 113,111,000 | $ 250,245 | $ 106,000 |
| Santa Cruz-Watsonville, CA | 448 | $ 210,576,000 | $ 470,035 | $ 188,000 |
| Lake County-Kenosha County, IL-WI | 436 | $ 147,898,000 | $ 339,215 | $ 136,000 |
| Boulder, CO | 429 | $ 117,255,000 | $ 273,321 | $ 109,000 |
| Charleston-North Charleston, SC | 419 | $ 114,802,000 | $ 273,990 | $ 91,000 |
| Providence-New Bedford-Fall River, RI-MA | 406 | $ 89,262,000 | $ 219,857 | $ 105,000 |
| Greeley, CO | 392 | $ 69,545,000 | $ 177,410 | $ 82,000 |
| Tucson, AZ | 386 | $ 51,141,000 | $ 132,489 | $ 105,000 |
| Camden, NJ | 380 | $ 62,023,000 | $ 163,218 | $ 101,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 378 | $ 61,788,000 | $ 163,460 | $ 99,000 |
| Albuquerque, NM | 360 | $ 33,290,000 | $ 92,472 | $ 81,000 |
| Hartford-West Hartford-East Hartford, CT | 353 | $ 60,607,000 | $ 171,691 | $ 87,000 |
| New Haven-Milford, CT | 346 | $ 69,257,000 | $ 200,164 | $ 89,000 |
| Grand Rapids-Wyoming, MI | 343 | $ 46,268,000 | $ 134,892 | $ 77,000 |
| Worcester, MA | 328 | $ 75,837,000 | $ 231,210 | $ 93,000 |
| Richmond, VA | 327 | $ 35,862,000 | $ 109,669 | $ 89,000 |
| Pittsburgh, PA | 326 | $ 47,344,000 | $ 145,226 | $ 81,000 |
| Akron, OH | 296 | $ 42,631,000 | $ 144,023 | $ 72,000 |
| Barnstable Town, MA | 293 | $ 92,879,000 | $ 316,993 | $ 123,000 |
| Napa, CA | 287 | $ 132,130,000 | $ 460,383 | $ 152,000 |
| Honolulu, HI | 281 | $ 72,908,000 | $ 259,459 | $ 159,000 |
| New Orleans-Metairie-Kenner, LA | 267 | $ 48,719,000 | $ 182,468 | $ 100,000 |
| Madison, WI | 266 | $ 45,817,000 | $ 172,244 | $ 86,000 |
| Fort Walton Beach-Crestview-Destin, FL | 260 | $ 71,680,000 | $ 275,692 | $ 133,000 |
| Rockingham County-Strafford County, NH | 244 | $ 52,014,000 | $ 213,172 | $ 102,000 |
| Merced, CA | 243 | $ 52,066,000 | $ 214,263 | $ 103,000 |
| Tulsa, OK | 236 | $ 22,029,000 | $ 93,343 | $ 91,000 |
| Manchester-Nashua, NH | 235 | $ 48,355,000 | $ 205,765 | $ 91,000 |
| Palm Bay-Melbourne-Titusville, FL | 225 | $ 43,689,000 | $ 194,173 | $ 140,000 |
| Oklahoma City, OK | 221 | $ 20,226,000 | $ 91,520 | $ 72,000 |
| Port St. Lucie-Fort Pierce, FL | 219 | $ 52,164,000 | $ 238,191 | $ 109,000 |
| Amarillo, TX | 217 | $ 5,256,000 | $ 24,221 | $ 64,000 |
| Medford, OR | 214 | $ 38,778,000 | $ 181,205 | $ 84,000 |
| Bremerton-Silverdale, WA | 212 | $ 36,746,000 | $ 173,330 | $ 90,000 |
| Panama City-Lynn Haven, FL | 208 | $ 53,948,000 | $ 259,365 | $ 167,000 |
| Prescott, AZ | 206 | $ 42,681,000 | $ 207,189 | $ 96,000 |
| Lexington-Fayette, KY | 200 | $ 30,423,000 | $ 152,115 | $ 79,000 |
| Dayton, OH | 197 | $ 23,850,000 | $ 121,065 | $ 78,000 |
| Wilmington, NC | 196 | $ 52,266,000 | $ 266,663 | $ 129,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 193 | $ 33,536,000 | $ 173,761 | $ 93,000 |
| Ocean City, NJ | 186 | $ 78,104,000 | $ 419,913 | $ 158,000 |
| Huntsville, AL | 185 | $ 10,865,000 | $ 58,729 | $ 78,000 |
| Lansing-East Lansing, MI | 180 | $ 25,387,000 | $ 141,038 | $ 79,000 |
| Salem, OR | 179 | $ 16,430,000 | $ 91,787 | $ 68,000 |
| Visalia-Porterville, CA | 176 | $ 19,550,000 | $ 111,079 | $ 94,000 |
| Ann Arbor, MI | 174 | $ 40,406,000 | $ 232,218 | $ 117,000 |
| Durham, NC | 165 | $ 36,343,000 | $ 220,260 | $ 108,000 |
| Yuba City, CA | 163 | $ 29,514,000 | $ 181,067 | $ 86,000 |
| Eugene-Springfield, OR | 157 | $ 16,540,000 | $ 105,350 | $ 65,000 |
| Greensboro-High Point, NC | 156 | $ 22,985,000 | $ 147,339 | $ 94,000 |
| Memphis, TN-MS-AR | 156 | $ 28,761,000 | $ 184,365 | $ 119,000 |
| Springfield, MA | 156 | $ 20,447,000 | $ 131,070 | $ 81,000 |
| Bend, OR | 152 | $ 25,865,000 | $ 170,164 | $ 102,000 |
| Omaha-Council Bluffs, NE-IA | 150 | $ 13,027,000 | $ 86,846 | $ 84,000 |
| Flint, MI | 143 | $ 22,717,000 | $ 158,860 | $ 93,000 |
| Olympia, WA | 143 | $ 16,171,000 | $ 113,083 | $ 87,000 |
| College Station-Bryan, TX | 141 | $ 4,855,000 | $ 34,432 | $ 88,000 |
| Portland-South Portland-Biddeford, ME | 141 | $ 27,809,000 | $ 197,226 | $ 123,000 |
| Punta Gorda, FL | 141 | $ 28,074,000 | $ 199,106 | $ 110,000 |
| St. George, UT | 138 | $ 23,431,000 | $ 169,789 | $ 83,000 |
| Pensacola-Ferry Pass-Brent, FL | 136 | $ 25,808,000 | $ 189,764 | $ 105,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 132 | $ 17,495,000 | $ 132,537 | $ 80,000 |
| Knoxville, TN | 132 | $ 20,404,000 | $ 154,575 | $ 98,000 |
| Anchorage, AK | 126 | $ 19,160,000 | $ 152,063 | $ 99,000 |
| Asheville, NC | 123 | $ 21,719,000 | $ 176,577 | $ 84,000 |
| Atlantic City, NJ | 123 | $ 28,724,000 | $ 233,528 | $ 111,000 |
| Redding, CA | 122 | $ 19,797,000 | $ 162,270 | $ 102,000 |
| Gary, IN | 121 | $ 17,045,000 | $ 140,867 | $ 88,000 |
| Wilmington, DE-MD-NJ | 119 | $ 22,183,000 | $ 186,411 | $ 108,000 |
| Canton-Massillon, OH | 117 | $ 14,123,000 | $ 120,709 | $ 68,000 |
| Corpus Christi, TX | 113 | $ 6,109,000 | $ 54,061 | $ 126,000 |
| Lakeland, FL | 112 | $ 15,175,000 | $ 135,491 | $ 77,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 112 | $ 20,481,000 | $ 182,866 | $ 133,000 |
| El Paso, TX | 107 | $ 5,340,000 | $ 49,906 | $ 135,000 |
| Chico, CA | 106 | $ 19,933,000 | $ 188,047 | $ 94,000 |
| Columbia, SC | 105 | $ 18,451,000 | $ 175,723 | $ 121,000 |
| Flagstaff, AZ | 103 | $ 22,778,000 | $ 221,145 | $ 98,000 |
| Trenton-Ewing, NJ | 103 | $ 20,917,000 | $ 203,077 | $ 118,000 |
| Kennewick-Richland-Pasco, WA | 99 | $ 5,738,000 | $ 57,959 | $ 120,000 |
| McAllen-Edinburg-Pharr, TX | 98 | $ 5,189,000 | $ 52,948 | $ 82,000 |
| Santa Fe, NM | 98 | $ 26,820,000 | $ 273,673 | $ 141,000 |
| Youngstown-Warren-Boardman, OH-PA | 96 | $ 10,693,000 | $ 111,385 | $ 63,000 |
| Grand Junction, CO | 95 | $ 12,176,000 | $ 128,168 | $ 78,000 |
| Holland-Grand Haven, MI | 94 | $ 14,407,000 | $ 153,265 | $ 86,000 |
| Gainesville, GA | 93 | $ 15,082,000 | $ 162,172 | $ 83,000 |
| Des Moines, IA | 92 | $ 8,640,000 | $ 93,913 | $ 67,000 |
| Fort Wayne, IN | 92 | $ 9,745,000 | $ 105,923 | $ 62,000 |
| Montgomery, AL | 92 | $ 10,220,000 | $ 111,086 | $ 93,000 |
| Beaumont-Port Arthur, TX | 91 | $ 3,430,000 | $ 37,692 | $ 87,000 |
| Spokane, WA | 90 | $ 9,982,000 | $ 110,911 | $ 91,000 |
| York-Hanover, PA | 89 | $ 6,447,000 | $ 72,438 | $ 77,000 |
| Bellingham, WA | 88 | $ 12,617,000 | $ 143,375 | $ 82,000 |
| Baton Rouge, LA | 87 | $ 9,539,000 | $ 109,643 | $ 72,000 |
| Harrisburg-Carlisle, PA | 83 | $ 5,008,000 | $ 60,337 | $ 100,000 |
| Madera, CA | 81 | $ 14,575,000 | $ 179,938 | $ 98,000 |
| Toledo, OH | 81 | $ 11,670,000 | $ 144,074 | $ 70,000 |
| Pueblo, CO | 79 | $ 5,863,000 | $ 74,215 | $ 75,000 |
| Idaho Falls, ID | 78 | $ 8,873,000 | $ 113,756 | $ 85,000 |
| Savannah, GA | 77 | $ 9,543,000 | $ 123,935 | $ 126,000 |
| Winchester, VA-WV | 77 | $ 9,692,000 | $ 125,870 | $ 67,000 |
| Auburn-Opelika, AL | 76 | $ 8,263,000 | $ 108,723 | $ 70,000 |
| Norwich-New London, CT | 74 | $ 12,853,000 | $ 173,689 | $ 92,000 |
| Shreveport-Bossier City, LA | 74 | $ 9,551,000 | $ 129,067 | $ 92,000 |
| Lancaster, PA | 73 | $ 5,942,000 | $ 81,397 | $ 66,000 |
| Green Bay, WI | 72 | $ 12,313,000 | $ 171,013 | $ 79,000 |
| Logan, UT-ID | 72 | $ 6,063,000 | $ 84,208 | $ 72,000 |
| Abilene, TX | 71 | $ 2,389,000 | $ 33,647 | $ 76,000 |
| Coeur D'Alene, ID | 71 | $ 11,230,000 | $ 158,169 | $ 79,000 |
| Greenville, SC | 71 | $ 11,720,000 | $ 165,070 | $ 88,000 |
| Reading, PA | 71 | $ 7,113,000 | $ 100,183 | $ 75,000 |
| Tallahassee, FL | 71 | $ 11,168,000 | $ 157,295 | $ 78,000 |
| Tuscaloosa, AL | 69 | $ 6,410,000 | $ 92,898 | $ 77,000 |
| Hagerstown-Martinsburg, MD-WV | 68 | $ 9,228,000 | $ 135,705 | $ 88,000 |
| Tyler, TX | 68 | $ 2,889,000 | $ 42,485 | $ 78,000 |
| Jackson, MS | 67 | $ 8,867,000 | $ 132,343 | $ 74,000 |
| Mobile, AL | 67 | $ 8,173,000 | $ 121,985 | $ 101,000 |
| Springfield, MO | 67 | $ 4,577,000 | $ 68,313 | $ 86,000 |
| Charlottesville, VA | 63 | $ 10,273,000 | $ 163,063 | $ 100,000 |
| Missoula, MT | 62 | $ 10,001,000 | $ 161,306 | $ 99,000 |
| Rochester, MN | 62 | $ 8,694,000 | $ 140,225 | $ 77,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 59 | $ 10,200,000 | $ 172,881 | $ 71,000 |
| Appleton, WI | 58 | $ 5,472,000 | $ 94,344 | $ 58,000 |
| Racine, WI | 58 | $ 7,372,000 | $ 127,103 | $ 73,000 |
| Midland, TX | 57 | $ 2,210,000 | $ 38,771 | $ 93,000 |
| Vero Beach, FL | 57 | $ 15,058,000 | $ 264,175 | $ 115,000 |
| Waco, TX | 57 | $ 2,051,000 | $ 35,982 | $ 126,000 |
| St. Cloud, MN | 55 | $ 6,918,000 | $ 125,781 | $ 57,000 |
| Chattanooga, TN-GA | 52 | $ 7,656,000 | $ 147,230 | $ 130,000 |
| Killeen-Temple-Fort Hood, TX | 52 | $ 2,107,000 | $ 40,519 | $ 128,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 52 | $ 10,976,000 | $ 211,076 | $ 103,000 |
| Gadsden, AL | 49 | $ 3,591,000 | $ 73,285 | $ 84,000 |
| Kalamazoo-Portage, MI | 49 | $ 6,728,000 | $ 137,306 | $ 67,000 |
| Spartanburg, SC | 48 | $ 6,344,000 | $ 132,166 | $ 70,000 |
| Pocatello, ID | 47 | $ 2,495,000 | $ 53,085 | $ 66,000 |
| South Bend-Mishawaka, IN-MI | 47 | $ 4,599,000 | $ 97,851 | $ 66,000 |
| Buffalo-Niagara Falls, NY | 46 | $ 4,447,000 | $ 96,673 | $ 88,000 |
| Bloomington-Normal, IL | 45 | $ 2,795,000 | $ 62,111 | $ 94,000 |
| El Centro, CA | 45 | $ 6,434,000 | $ 142,977 | $ 104,000 |
| Sioux Falls, SD | 45 | $ 7,172,000 | $ 159,377 | $ 81,000 |
| Brownsville-Harlingen, TX | 44 | $ 3,380,000 | $ 76,818 | $ 94,000 |
| Fargo, ND-MN | 44 | $ 4,595,000 | $ 104,431 | $ 83,000 |
| Rockford, IL | 44 | $ 4,082,000 | $ 92,772 | $ 104,000 |
| Ocala, FL | 43 | $ 5,523,000 | $ 128,441 | $ 75,000 |
| Sherman-Denison, TX | 43 | $ 2,482,000 | $ 57,720 | $ 143,000 |
| Warner Robins, GA | 43 | $ 2,526,000 | $ 58,744 | $ 88,000 |
| Winston-Salem, NC | 43 | $ 7,300,000 | $ 169,767 | $ 113,000 |
| Hanford-Corcoran, CA | 41 | $ 3,499,000 | $ 85,341 | $ 95,000 |
| Oshkosh-Neenah, WI | 41 | $ 3,668,000 | $ 89,463 | $ 64,000 |
| Rochester, NY | 40 | $ 4,959,000 | $ 123,975 | $ 110,000 |
| Davenport-Moline-Rock Island, IA-IL | 39 | $ 1,682,000 | $ 43,128 | $ 72,000 |
| Augusta-Richmond County, GA-SC | 38 | $ 3,899,000 | $ 102,605 | $ 90,000 |
| Gainesville, FL | 38 | $ 4,359,000 | $ 114,710 | $ 101,000 |
| Gulfport-Biloxi, MS | 38 | $ 4,454,000 | $ 117,210 | $ 169,000 |
| Clarksville, TN-KY | 37 | $ 3,032,000 | $ 81,945 | $ 91,000 |
| Fayetteville, NC | 37 | $ 4,515,000 | $ 122,027 | $ 100,000 |
| Longview, TX | 37 | $ 906,000 | $ 24,486 | $ 83,000 |
| Monroe, MI | 37 | $ 4,933,000 | $ 133,324 | $ 67,000 |
| Cedar Rapids, IA | 36 | $ 2,645,000 | $ 73,472 | $ 63,000 |
| Hickory-Lenoir-Morganton, NC | 36 | $ 6,662,000 | $ 185,055 | $ 88,000 |
| Laredo, TX | 36 | $ 1,250,000 | $ 34,722 | $ 97,000 |
| Evansville, IN-KY | 35 | $ 4,221,000 | $ 120,600 | $ 86,000 |
| Scranton--Wilkes-Barre, PA | 35 | $ 2,919,000 | $ 83,400 | $ 71,000 |
| Springfield, OH | 35 | $ 3,472,000 | $ 99,200 | $ 63,000 |
| Yakima, WA | 35 | $ 1,953,000 | $ 55,800 | $ 69,000 |
| Lafayette, LA | 34 | $ 3,752,000 | $ 110,352 | $ 84,000 |
| Mount Vernon-Anacortes, WA | 34 | $ 8,823,000 | $ 259,500 | $ 119,000 |
| Wichita, KS | 34 | $ 2,166,000 | $ 63,705 | $ 55,000 |
| Yuma, AZ | 33 | $ 4,112,000 | $ 124,606 | $ 93,000 |
| Dover, DE | 32 | $ 4,086,000 | $ 127,687 | $ 63,000 |
| Jacksonville, NC | 32 | $ 5,493,000 | $ 171,656 | $ 144,000 |
| Longview, WA | 32 | $ 1,984,000 | $ 62,000 | $ 65,000 |
| Muskegon-Norton Shores, MI | 32 | $ 3,118,000 | $ 97,437 | $ 54,000 |
| Carson City, NV | 31 | $ 4,504,000 | $ 145,290 | $ 112,000 |
| Corvallis, OR | 30 | $ 3,029,000 | $ 100,966 | $ 73,000 |
| Duluth, MN-WI | 30 | $ 4,774,000 | $ 159,133 | $ 74,000 |
| Iowa City, IA | 30 | $ 1,973,000 | $ 65,766 | $ 97,000 |
| Johnson City, TN | 30 | $ 4,557,000 | $ 151,900 | $ 89,000 |
| Syracuse, NY | 30 | $ 2,035,000 | $ 67,833 | $ 102,000 |
| Anderson, SC | 29 | $ 4,314,000 | $ 148,758 | $ 66,000 |
| Athens-Clarke County, GA | 29 | $ 3,191,000 | $ 110,034 | $ 81,000 |
| Elizabethtown, KY | 29 | $ 3,194,000 | $ 110,137 | $ 83,000 |
| Roanoke, VA | 29 | $ 4,521,000 | $ 155,896 | $ 105,000 |
| Lynchburg, VA | 28 | $ 3,465,000 | $ 123,750 | $ 85,000 |
| Cheyenne, WY | 27 | $ 4,504,000 | $ 166,814 | $ 82,000 |
| Janesville, WI | 27 | $ 4,292,000 | $ 158,962 | $ 67,000 |
| Little Rock-North Little Rock, AR | 27 | $ 6,484,000 | $ 240,148 | $ 132,000 |
| Odessa, TX | 27 | $ 737,000 | $ 27,296 | $ 70,000 |
| Rapid City, SD | 27 | $ 2,833,000 | $ 104,925 | $ 87,000 |
| Wenatchee, WA | 27 | $ 4,782,000 | $ 177,111 | $ 109,000 |
| Anderson, IN | 26 | $ 2,313,000 | $ 88,961 | $ 74,000 |
| Champaign-Urbana, IL | 26 | $ 2,423,000 | $ 93,192 | $ 122,000 |
| Columbia, MO | 26 | $ 2,534,000 | $ 97,461 | $ 67,000 |
| Columbus, GA-AL | 26 | $ 3,554,000 | $ 136,692 | $ 77,000 |
| Albany-Schenectady-Troy, NY | 25 | $ 2,296,000 | $ 91,840 | $ 97,000 |
| Burlington, NC | 25 | $ 3,673,000 | $ 146,920 | $ 71,000 |
| Elkhart-Goshen, IN | 25 | $ 2,134,000 | $ 85,360 | $ 73,000 |
| Fond Du Lac, WI | 25 | $ 1,280,000 | $ 51,200 | $ 71,000 |
| Greenville, NC | 25 | $ 1,559,000 | $ 62,360 | $ 54,000 |
| Lincoln, NE | 25 | $ 1,580,000 | $ 63,200 | $ 80,000 |
| Saginaw-Saginaw Township North, MI | 25 | $ 2,283,000 | $ 91,320 | $ 62,000 |
| Sheboygan, WI | 25 | $ 1,157,000 | $ 46,280 | $ 91,000 |
| Lafayette, IN | 24 | $ 2,411,000 | $ 100,458 | $ 73,000 |
| Bowling Green, KY | 23 | $ 3,021,000 | $ 131,347 | $ 123,000 |
| Wausau, WI | 23 | $ 1,845,000 | $ 80,217 | $ 72,000 |
| Billings, MT | 22 | $ 1,074,000 | $ 48,818 | $ 59,000 |
| Charleston, WV | 22 | $ 3,158,000 | $ 143,545 | $ 121,000 |
| Jackson, MI | 22 | $ 2,130,000 | $ 96,818 | $ 55,000 |
| Battle Creek, MI | 21 | $ 1,770,000 | $ 84,285 | $ 60,000 |
| Brunswick, GA | 21 | $ 4,146,000 | $ 197,428 | $ 100,000 |
| Lubbock, TX | 21 | $ 1,115,000 | $ 53,095 | $ 88,000 |
| Muncie, IN | 21 | $ 1,964,000 | $ 93,523 | $ 84,000 |
| Sandusky, OH | 21 | $ 2,811,000 | $ 133,857 | $ 89,000 |
| Decatur, AL | 20 | $ 990,000 | $ 49,500 | $ 61,000 |
| Lawrence, KS | 20 | $ 2,961,000 | $ 148,050 | $ 85,000 |
| Niles-Benton Harbor, MI | 20 | $ 4,803,000 | $ 240,150 | $ 199,000 |
| Peoria, IL | 20 | $ 1,349,000 | $ 67,450 | $ 59,000 |
| Kingsport-Bristol-Bristol, TN-VA | 19 | $ 2,498,000 | $ 131,473 | $ 61,000 |
| Springfield, IL | 19 | $ 1,086,000 | $ 57,157 | $ 73,000 |
| Bloomington, IN | 18 | $ 2,345,000 | $ 130,277 | $ 66,000 |
| Erie, PA | 18 | $ 1,558,000 | $ 86,555 | $ 113,000 |
| Jefferson City, MO | 18 | $ 1,218,000 | $ 67,666 | $ 63,000 |
| Victoria, TX | 18 | $ 466,000 | $ 25,888 | $ 119,000 |
| Bismarck, ND | 17 | $ 1,172,000 | $ 68,941 | $ 71,000 |
| Florence-Muscle Shoals, AL | 17 | $ 704,000 | $ 41,411 | $ 80,000 |
| Harrisonburg, VA | 17 | $ 961,000 | $ 56,529 | $ 123,000 |
| Mansfield, OH | 17 | $ 2,007,000 | $ 118,058 | $ 69,000 |
| Pascagoula, MS | 17 | $ 1,040,000 | $ 61,176 | $ 64,000 |
| San Angelo, TX | 17 | $ 656,000 | $ 38,588 | $ 89,000 |
| St. Joseph, MO-KS | 17 | $ 1,489,000 | $ 87,588 | $ 68,000 |
| Waterloo-Cedar Falls, IA | 17 | $ 1,612,000 | $ 94,823 | $ 54,000 |
| Dubuque, IA | 16 | $ 1,464,000 | $ 91,500 | $ 51,000 |
| Hattiesburg, MS | 16 | $ 697,000 | $ 43,562 | $ 72,000 |
| Fort Smith, AR-OK | 15 | $ 2,189,000 | $ 145,933 | $ 102,000 |
| Joplin, MO | 15 | $ 763,000 | $ 50,866 | $ 144,000 |
| Lebanon, PA | 15 | $ 1,275,000 | $ 85,000 | $ 75,000 |
| Macon, GA | 15 | $ 1,371,000 | $ 91,400 | $ 93,000 |
| Bay City, MI | 14 | $ 1,286,000 | $ 91,857 | $ 66,000 |
| Dothan, AL | 14 | $ 1,212,000 | $ 86,571 | $ 129,000 |
| Kokomo, IN | 14 | $ 1,003,000 | $ 71,642 | $ 78,000 |
| La Crosse, WI-MN | 14 | $ 949,000 | $ 67,785 | $ 75,000 |
| Michigan City-La Porte, IN | 14 | $ 1,985,000 | $ 141,785 | $ 109,000 |
| Morristown, TN | 14 | $ 1,478,000 | $ 105,571 | $ 75,000 |
| Farmington, NM | 13 | $ 1,128,000 | $ 86,769 | $ 83,000 |
| Las Cruces, NM | 12 | $ 831,000 | $ 69,250 | $ 110,000 |
| Topeka, KS | 12 | $ 1,832,000 | $ 152,666 | $ 75,000 |
| Vineland-Millville-Bridgeton, NJ | 12 | $ 1,148,000 | $ 95,666 | $ 86,000 |
| Wichita Falls, TX | 12 | $ 260,000 | $ 21,666 | $ 61,000 |
| Burlington-South Burlington, VT | 11 | $ 434,000 | $ 39,454 | $ 78,000 |
| Fairbanks, AK | 11 | $ 726,000 | $ 66,000 | $ 79,000 |
| State College, PA | 11 | $ 1,277,000 | $ 116,090 | $ 72,000 |
| Eau Claire, WI | 10 | $ 1,780,000 | $ 178,000 | $ 76,000 |
| Jackson, TN | 10 | $ 1,233,000 | $ 123,300 | $ 67,000 |
| Lewiston, ID-WA | 10 | $ 244,000 | $ 24,400 | $ 46,000 |
| Owensboro, KY | 10 | $ 1,593,000 | $ 159,300 | $ 64,000 |
| Rocky Mount, NC | 10 | $ 777,000 | $ 77,700 | $ 49,000 |
| Texarkana, Tx-Texarkana, AR | 10 | $ 264,000 | $ 26,400 | $ 74,000 |
| Alexandria, LA | 9 | $ 228,000 | $ 25,333 | $ 82,000 |
| Cleveland, TN | 9 | $ 2,007,000 | $ 223,000 | $ 80,000 |
| Great Falls, MT | 9 | $ 207,000 | $ 23,000 | $ 54,000 |
| Pittsfield, MA | 9 | $ 2,530,000 | $ 281,111 | $ 140,000 |
| Blacksburg-Christiansburg-Radford, VA | 8 | $ 692,000 | $ 86,500 | $ 65,000 |
| Houma-Bayou Cane-Thibodaux, LA | 8 | $ 286,000 | $ 35,750 | $ 70,000 |
| Kingston, NY | 8 | $ 1,277,000 | $ 159,625 | $ 120,000 |
| Lewiston-Auburn, ME | 8 | $ 332,000 | $ 41,500 | $ 54,000 |
| Lima, OH | 8 | $ 940,000 | $ 117,500 | $ 204,000 |
| Salisbury, MD | 8 | $ 1,286,000 | $ 160,750 | $ 108,000 |
| Sioux City, IA-NE-SD | 8 | $ 495,000 | $ 61,875 | $ 104,000 |
| Binghamton, NY | 7 | $ 390,000 | $ 55,714 | $ 61,000 |
| Florence, SC | 7 | $ 714,000 | $ 102,000 | $ 63,000 |
| Johnstown, PA | 7 | $ 270,000 | $ 38,571 | $ 40,000 |
| Lawton, OK | 7 | $ 447,000 | $ 63,857 | $ 85,000 |
| Monroe, LA | 7 | $ 361,000 | $ 51,571 | $ 56,000 |
| Rome, GA | 7 | $ 449,000 | $ 64,142 | $ 71,000 |
| Weirton-Steubenville, WV-OH | 7 | $ 823,000 | $ 117,571 | $ 105,000 |
| Albany, GA | 6 | $ 243,000 | $ 40,500 | $ 65,000 |
| Altoona, PA | 6 | $ 1,194,000 | $ 199,000 | $ 115,000 |
| Bangor, ME | 6 | $ 290,000 | $ 48,333 | $ 51,000 |
| Goldsboro, NC | 6 | $ 527,000 | $ 87,833 | $ 229,000 |
| Lake Charles, LA | 6 | $ 803,000 | $ 133,833 | $ 99,000 |
| Sumter, SC | 6 | $ 646,000 | $ 107,666 | $ 66,000 |
| Wheeling, WV-OH | 6 | $ 510,000 | $ 85,000 | $ 50,000 |
| Columbus, IN | 5 | $ 221,000 | $ 44,200 | $ 46,000 |
| Cumberland, MD-WV | 5 | $ 512,000 | $ 102,400 | $ 109,000 |
| Dalton, GA | 5 | $ 621,000 | $ 124,200 | $ 133,000 |
| Grand Forks, ND-MN | 5 | $ 202,000 | $ 40,400 | $ 42,000 |
| Hinesville-Fort Stewart, GA | 5 | $ 348,000 | $ 69,600 | $ 79,000 |
| Parkersburg-Marietta, WV-OH | 5 | $ 784,000 | $ 156,800 | $ 64,000 |
| Terre Haute, IN | 5 | $ 190,000 | $ 38,000 | $ 58,000 |
| Glens Falls, NY | 4 | $ 126,000 | $ 31,500 | $ 135,000 |
| Hot Springs, AR | 4 | $ 1,485,000 | $ 371,250 | $ 139,000 |
| Anniston-Oxford, AL | 3 | $ 237,000 | $ 79,000 | $ 63,000 |
| Casper, WY | 3 | $ 284,000 | $ 94,666 | $ 60,000 |
| Danville, IL | 3 | $ 90,000 | $ 30,000 | $ 72,000 |
| Danville, VA | 3 | $ 286,000 | $ 95,333 | $ 60,000 |
| Decatur, IL | 3 | $ 63,000 | $ 21,000 | $ 87,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 692,000 | $ 230,666 | $ 129,000 |
| Kankakee-Bradley, IL | 3 | $ 273,000 | $ 91,000 | $ 74,000 |
| Utica-Rome, NY | 3 | $ 150,000 | $ 50,000 | $ 62,000 |
| Ames, IA | 2 | $ 124,000 | $ 62,000 | $ 85,000 |
| Ithaca, NY | 2 | $ 262,000 | $ 131,000 | $ 103,000 |
| Morgantown, WV | 2 | $ 401,000 | $ 200,500 | $ 115,000 |
| Valdosta, GA | 2 | $ 83,000 | $ 41,500 | $ 102,000 |
| Williamsport, PA | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
Mortgage Loan Application Detail Totals for Countrywide Bank, N.A. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 105,347 | $27,554,036,000 | $179,470 | $6,000,000 | $105,235 | $9,996,000 |
| Refinancing | 67,126 | $19,033,436,000 | $206,372 | $6,000,000 | $98,862 | $9,999,000 |
| Home Improvement | 7,541 | $1,446,663,000 | $96,117 | $5,000,000 | $83,588 | $3,164,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 87,733 | $25,186,791,000 | $213,392 | $6,000,000 | $103,745 | $9,999,000 |
| Not applicable | 39,919 | $7,121,514,000 | $131,568 | $2,000,000 | $98,313 | $8,400,000 |
| Not Provided | 16,938 | $5,132,246,000 | $180,333 | $5,143,000 | $100,019 | $6,000,000 |
| Hispanic | 15,079 | $3,895,429,000 | $182,723 | $6,000,000 | $80,978 | $4,977,000 |
| Asian | 13,985 | $5,174,110,000 | $229,659 | $4,180,000 | $107,659 | $4,033,000 |
| Black or African American | 5,168 | $1,159,614,000 | $200,000 | $2,972,000 | $96,760 | $3,960,000 |
| Native Hawaiian or Other Pacific Islander | 812 | $257,725,000 | $237,181 | $2,258,000 | $102,787 | $3,714,000 |
| American Indian or Alaskan Native | 380 | $106,706,000 | $195,083 | $3,000,000 | $99,027 | $888,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 179,237 | $47,934,102,000 | $185,607 | $6,000,000 | $99,450 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 724 | $90,720,000 | $130,571 | $294,000 | $51,142 | $175,000 |
| VA-guaranteed (Veterans Administration) | 53 | $9,313,000 | $173,000 | $319,000 | $47,800 | $138,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 54,956 | $16,918,611,000 | $212,764 | $3,625,000 | $101,019 | $9,996,000 |
| Loan Originated | 44,028 | $12,223,563,000 | $185,745 | $6,000,000 | $94,666 | $4,000,000 |
| Loan Purchased By The Institution | 39,900 | $7,113,877,000 | $131,549 | $2,000,000 | $98,333 | $8,400,000 |
| Application Withdrawn By Applicant | 29,615 | $8,676,065,000 | $213,941 | $6,000,000 | $97,078 | $9,000,000 |
| Application Approved But Not Accepted | 11,515 | $3,102,019,000 | $190,340 | $3,000,000 | $99,760 | $9,999,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 23,489 | $7,271,849,000 | $205,313 | $3,000,000 | $102,980 | $9,996,000 |
| Collateral | 16,534 | $5,242,662,000 | $218,666 | $3,600,000 | $115,686 | $9,058,000 |
| Debt-To-Income Ratio | 10,221 | $2,880,864,000 | $210,000 | $3,000,000 | $72,941 | $900,000 |
| Credit History | 2,378 | $696,541,000 | $189,212 | $3,625,000 | $105,340 | $5,236,000 |
| Unverifiable Information | 1,924 | $582,547,000 | $200,954 | $3,000,000 | $105,136 | $1,200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 360 | $212,855,000 | $470,000 | $3,000,000 | $182,206 | $2,000,000 |
| Credit Application Incomplete | 46 | $30,943,000 | $717,846 | $2,400,000 | $288,000 | $1,740,000 |
| Employment History | 4 | $350,000 | $109,666 | $265,000 | $72,000 | $101,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Countrywide Bank, N.A.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Countrywide Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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