Countrywide Bank, N.A. Mortgage Lending & HMDA Data, 2004

In 2004, Countrywide Bank, N.A. of Pasadena, CA reported 180,014 mortgage applications totaling $48.0 billion, up 130% from 2003. The average application was for $266,835, and applicants reported an average income of $114,850. 24% of its applications resulted in an originated loan and 31% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (11,506), San Diego-Carlsbad-San Marcos, CA (7,341) and Riverside-San Bernardino-Ontario, CA (6,543) (applications in parentheses).

Mortgage Company & Address Countrywide Bank, N.A.
35 North Lake, Ms 35-148
Pasadena, CA 91101
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 180,014
Total Mortgage Loan Application Amount $48,034,135,000
Average Mortgage Loan Application Amount $266,835
Highest Mortgage Loan Application Amount $6,000,000
Average Applicant Income $114,850
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Countrywide Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Countrywide Bank, N.A. by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 11,506 $ 5,337,975,000 $ 463,929 $ 160,000
San Diego, California 7,341 $ 3,182,738,000 $ 433,556 $ 154,000
Clark, Nevada 5,608 $ 1,428,971,000 $ 254,809 $ 110,000
Orange, California 5,293 $ 2,705,742,000 $ 511,192 $ 184,000
Riverside, California 4,455 $ 1,354,491,000 $ 304,038 $ 122,000
Santa Clara, California 4,195 $ 2,169,310,000 $ 517,117 $ 163,000
Harris, Texas 3,358 $ 202,219,000 $ 60,220 $ 94,000
Maricopa, Arizona 3,210 $ 619,602,000 $ 193,022 $ 101,000
Sacramento, California 2,933 $ 757,759,000 $ 258,356 $ 93,000
Contra Costa, California 2,812 $ 1,291,137,000 $ 459,152 $ 132,000
Cook, Illinois 2,801 $ 829,978,000 $ 296,314 $ 117,000
Fairfax, Virginia 2,788 $ 822,577,000 $ 295,041 $ 131,000
Alameda, California 2,624 $ 1,193,780,000 $ 454,946 $ 146,000
Dallas, Texas 2,529 $ 247,844,000 $ 98,000 $ 82,000
Broward, Florida 2,338 $ 622,396,000 $ 266,208 $ 106,000
Ventura, California 2,313 $ 1,033,845,000 $ 446,971 $ 146,000
King, Washington 2,242 $ 609,744,000 $ 271,964 $ 106,000
San Bernardino, California 2,088 $ 510,335,000 $ 244,413 $ 106,000
Miami-Dade, Florida 1,956 $ 543,379,000 $ 277,801 $ 126,000
Collin, Texas 1,612 $ 152,426,000 $ 94,557 $ 95,000
Palm Beach, Florida 1,568 $ 438,837,000 $ 279,870 $ 112,000
Montgomery, Maryland 1,568 $ 415,464,000 $ 264,964 $ 115,000
Denton, Texas 1,483 $ 140,765,000 $ 94,919 $ 98,000
San Mateo, California 1,299 $ 752,095,000 $ 578,979 $ 163,000
Prince William, Virginia 1,246 $ 283,726,000 $ 227,709 $ 104,000
Tarrant, Texas 1,186 $ 74,840,000 $ 63,102 $ 83,000
Salt Lake, Utah 1,163 $ 198,323,000 $ 170,527 $ 93,000
Prince George's, Maryland 1,160 $ 192,482,000 $ 165,932 $ 80,000
Placer, California 1,097 $ 390,181,000 $ 355,680 $ 141,000
San Joaquin, California 1,097 $ 313,836,000 $ 286,085 $ 99,000
Loudoun, Virginia 1,015 $ 271,688,000 $ 267,672 $ 119,000
Denver, Colorado 1,014 $ 220,771,000 $ 217,722 $ 92,000
Travis, Texas 980 $ 98,146,000 $ 100,148 $ 148,000
Oakland, Michigan 905 $ 250,761,000 $ 277,083 $ 127,000
Middlesex, Massachusetts 892 $ 284,184,000 $ 318,591 $ 120,000
Hennepin, Minnesota 881 $ 209,503,000 $ 237,801 $ 98,000
Arapahoe, Colorado 867 $ 193,363,000 $ 223,025 $ 93,000
Jefferson, Colorado 859 $ 194,300,000 $ 226,193 $ 94,000
Sonoma, California 822 $ 328,516,000 $ 399,654 $ 132,000
Santa Barbara, California 821 $ 452,513,000 $ 551,172 $ 177,000
San Francisco, California 810 $ 449,239,000 $ 554,616 $ 199,000
Snohomish, Washington 774 $ 146,981,000 $ 189,897 $ 93,000
Douglas, Colorado 764 $ 208,797,000 $ 273,294 $ 125,000
Solano, California 758 $ 245,796,000 $ 324,269 $ 106,000
Utah, Utah 733 $ 130,714,000 $ 178,327 $ 90,000
Fairfield, Connecticut 732 $ 304,622,000 $ 416,150 $ 167,000
Monterey, California 703 $ 317,189,000 $ 451,193 $ 135,000
Lee, Florida 685 $ 156,300,000 $ 228,175 $ 118,000
El Paso, Colorado 672 $ 110,827,000 $ 164,921 $ 90,000
Fulton, Georgia 668 $ 130,526,000 $ 195,398 $ 132,000
Fort Bend, Texas 658 $ 34,387,000 $ 52,259 $ 96,000
Pierce, Washington 653 $ 105,452,000 $ 161,488 $ 88,000
Orange, Florida 630 $ 125,590,000 $ 199,349 $ 83,000
Bexar, Texas 622 $ 41,439,000 $ 66,622 $ 105,000
Wayne, Michigan 620 $ 113,896,000 $ 183,703 $ 98,000
Sarasota, Florida 615 $ 167,366,000 $ 272,139 $ 149,000
Larimer, Colorado 609 $ 114,391,000 $ 187,834 $ 87,000
Adams, Colorado 595 $ 102,352,000 $ 172,020 $ 82,000
Pinellas, Florida 587 $ 127,799,000 $ 217,715 $ 96,000
District of Columbia, District Of Columbia 586 $ 138,434,000 $ 236,235 $ 104,000
DuPage, Illinois 582 $ 159,677,000 $ 274,359 $ 134,000
Multnomah, Oregon 580 $ 89,176,000 $ 153,751 $ 82,000
Suffolk, Massachusetts 573 $ 184,654,000 $ 322,258 $ 111,000
Essex, Massachusetts 566 $ 174,685,000 $ 308,630 $ 107,000
Hillsborough, Florida 565 $ 98,643,000 $ 174,589 $ 91,000
Stanislaus, California 560 $ 124,617,000 $ 222,530 $ 102,000
Collier, Florida 538 $ 177,226,000 $ 329,416 $ 159,000
Fresno, California 524 $ 86,339,000 $ 164,769 $ 102,000
Frederick, Maryland 524 $ 92,118,000 $ 175,797 $ 83,000
Marin, California 523 $ 344,738,000 $ 659,154 $ 216,000
Kern, California 511 $ 71,754,000 $ 140,418 $ 100,000
Montgomery, Texas 511 $ 38,955,000 $ 76,232 $ 110,000
St. Louis, Missouri 486 $ 96,877,000 $ 199,335 $ 108,000
Cobb, Georgia 482 $ 74,171,000 $ 153,881 $ 94,000
Wake, North Carolina 482 $ 102,598,000 $ 212,858 $ 106,000
San Luis Obispo, California 478 $ 180,443,000 $ 377,495 $ 138,000
Ada, Idaho 469 $ 59,897,000 $ 127,712 $ 82,000
Cuyahoga, Ohio 456 $ 70,353,000 $ 154,282 $ 90,000
Santa Cruz, California 448 $ 210,576,000 $ 470,035 $ 188,000
Washoe, Nevada 448 $ 112,587,000 $ 251,310 $ 106,000
Gwinnett, Georgia 444 $ 60,868,000 $ 137,090 $ 85,000
Washington, Oregon 437 $ 65,774,000 $ 150,512 $ 79,000
Lake, Illinois 436 $ 147,898,000 $ 339,215 $ 136,000
Macomb, Michigan 435 $ 71,237,000 $ 163,763 $ 76,000
Williamson, Texas 435 $ 23,989,000 $ 55,147 $ 94,000
Boulder, Colorado 429 $ 117,255,000 $ 273,321 $ 109,000
Norfolk, Massachusetts 428 $ 144,776,000 $ 338,261 $ 138,000
El Dorado, California 415 $ 147,023,000 $ 354,272 $ 134,000
Mecklenburg, North Carolina 413 $ 74,520,000 $ 180,435 $ 101,000
Franklin, Ohio 403 $ 66,722,000 $ 165,563 $ 91,000
Weld, Colorado 392 $ 69,545,000 $ 177,410 $ 82,000
Pima, Arizona 386 $ 51,141,000 $ 132,489 $ 105,000
Jefferson, Kentucky 378 $ 68,151,000 $ 180,293 $ 97,000
Clark, Washington 375 $ 60,311,000 $ 160,829 $ 104,000
Anne Arundel, Maryland 366 $ 61,466,000 $ 167,939 $ 99,000
Davidson, Tennessee 355 $ 55,465,000 $ 156,239 $ 94,000
Johnson, Kansas 352 $ 64,726,000 $ 183,880 $ 102,000
New Haven, Connecticut 346 $ 69,257,000 $ 200,164 $ 89,000
Plymouth, Massachusetts 346 $ 95,455,000 $ 275,881 $ 101,000
Davis, Utah 345 $ 48,486,000 $ 140,539 $ 74,000
Dakota, Minnesota 339 $ 66,738,000 $ 196,867 $ 79,000
Worcester, Massachusetts 328 $ 75,837,000 $ 231,210 $ 93,000
Clackamas, Oregon 328 $ 74,811,000 $ 228,082 $ 125,000
Marion, Indiana 326 $ 51,919,000 $ 159,260 $ 96,000
Bergen, New Jersey 325 $ 121,340,000 $ 373,353 $ 138,000
Montgomery, Pennsylvania 320 $ 66,735,000 $ 208,546 $ 116,000
Will, Illinois 313 $ 65,716,000 $ 209,955 $ 108,000
Arlington, Virginia 312 $ 85,511,000 $ 274,073 $ 122,000
Charles, Maryland 308 $ 55,438,000 $ 179,993 $ 75,000
Anoka, Minnesota 305 $ 56,513,000 $ 185,288 $ 87,000
DeKalb, Georgia 304 $ 45,830,000 $ 150,756 $ 99,000
Charleston, South Carolina 304 $ 94,623,000 $ 311,259 $ 105,000
Stafford, Virginia 300 $ 56,729,000 $ 189,096 $ 89,000
Kent, Michigan 297 $ 41,026,000 $ 138,134 $ 77,000
Ramsey, Minnesota 296 $ 52,074,000 $ 175,925 $ 70,000
Barnstable, Massachusetts 293 $ 92,879,000 $ 316,993 $ 123,000
St. Charles, Missouri 290 $ 42,557,000 $ 146,748 $ 83,000
Duval, Florida 289 $ 47,424,000 $ 164,096 $ 87,000
Bernalillo, New Mexico 289 $ 27,031,000 $ 93,532 $ 83,000
Napa, California 287 $ 132,130,000 $ 460,383 $ 152,000
Yolo, California 287 $ 77,777,000 $ 271,000 $ 118,000
Manatee, Florida 287 $ 73,041,000 $ 254,498 $ 113,000
Honolulu, Hawaii 281 $ 72,908,000 $ 259,459 $ 159,000
Jefferson, Alabama 280 $ 32,033,000 $ 114,403 $ 104,000
Bucks, Pennsylvania 280 $ 64,802,000 $ 231,435 $ 104,000
Brazoria, Texas 275 $ 11,614,000 $ 42,232 $ 96,000
Milwaukee, Wisconsin 273 $ 33,456,000 $ 122,549 $ 68,000
Kane, Illinois 271 $ 51,457,000 $ 189,878 $ 89,000
Ocean, New Jersey 265 $ 68,708,000 $ 259,275 $ 104,000
Suffolk, New York 262 $ 80,540,000 $ 307,404 $ 116,000
Spotsylvania, Virginia 262 $ 42,264,000 $ 161,312 $ 86,000
Okaloosa, Florida 260 $ 71,680,000 $ 275,692 $ 133,000
Jackson, Missouri 259 $ 37,665,000 $ 145,424 $ 82,000
Galveston, Texas 258 $ 12,901,000 $ 50,003 $ 125,000
Hamilton, Indiana 253 $ 67,900,000 $ 268,379 $ 134,000
Hamilton, Ohio 253 $ 43,699,000 $ 172,723 $ 84,000
Nassau, New York 251 $ 93,266,000 $ 371,577 $ 149,000
Philadelphia, Pennsylvania 249 $ 38,447,000 $ 154,405 $ 88,000
Hartford, Connecticut 244 $ 39,783,000 $ 163,045 $ 83,000
Merced, California 243 $ 52,066,000 $ 214,263 $ 103,000
Dane, Wisconsin 242 $ 42,477,000 $ 175,524 $ 89,000
Summit, Ohio 240 $ 34,212,000 $ 142,550 $ 78,000
Alexandria, Virginia 237 $ 50,899,000 $ 214,763 $ 103,000
Baltimore, Maryland 236 $ 34,796,000 $ 147,440 $ 113,000
Hillsborough, New Hampshire 235 $ 48,355,000 $ 205,765 $ 91,000
Monmouth, New Jersey 232 $ 70,240,000 $ 302,758 $ 144,000
Middlesex, New Jersey 229 $ 57,037,000 $ 249,069 $ 110,000
Brevard, Florida 225 $ 43,689,000 $ 194,173 $ 140,000
Seminole, Florida 221 $ 37,513,000 $ 169,742 $ 82,000
Williamson, Tennessee 217 $ 61,786,000 $ 284,728 $ 122,000
Howard, Maryland 214 $ 54,574,000 $ 255,018 $ 125,000
Jackson, Oregon 214 $ 38,778,000 $ 181,205 $ 84,000
Flagler, Florida 212 $ 32,542,000 $ 153,500 $ 99,000
Monroe, Florida 212 $ 109,067,000 $ 514,466 $ 213,000
Kitsap, Washington 212 $ 36,746,000 $ 173,330 $ 90,000
Cherokee, Georgia 209 $ 29,007,000 $ 138,789 $ 102,000
Bay, Florida 208 $ 53,948,000 $ 259,365 $ 167,000
Yavapai, Arizona 206 $ 42,681,000 $ 207,189 $ 96,000
Rockingham, New Hampshire 206 $ 47,683,000 $ 231,470 $ 111,000
Pinal, Arizona 198 $ 24,785,000 $ 125,176 $ 85,000
Washington, Minnesota 198 $ 46,419,000 $ 234,439 $ 89,000
Providence, Rhode Island 196 $ 37,638,000 $ 192,030 $ 89,000
Volusia, Florida 193 $ 33,536,000 $ 173,761 $ 93,000
Walton, Florida 189 $ 70,089,000 $ 370,841 $ 213,000
Pasco, Florida 187 $ 27,622,000 $ 147,711 $ 79,000
Bristol, Massachusetts 187 $ 43,303,000 $ 231,566 $ 89,000
Butler, Ohio 187 $ 29,694,000 $ 158,791 $ 79,000
Waukesha, Wisconsin 187 $ 54,063,000 $ 289,106 $ 108,000
Cape May, New Jersey 186 $ 78,104,000 $ 419,913 $ 158,000
Eagle, Colorado 185 $ 78,749,000 $ 425,670 $ 191,000
Ellis, Texas 185 $ 13,932,000 $ 75,308 $ 90,000
Shelby, Alabama 184 $ 24,390,000 $ 132,554 $ 104,000
Livingston, Michigan 180 $ 41,141,000 $ 228,561 $ 94,000
Union, New Jersey 179 $ 48,299,000 $ 269,826 $ 104,000
Tulsa, Oklahoma 179 $ 17,703,000 $ 98,899 $ 93,000
Tulare, California 176 $ 19,550,000 $ 111,079 $ 94,000
Washtenaw, Michigan 174 $ 40,406,000 $ 232,218 $ 117,000
Morris, New Jersey 169 $ 58,121,000 $ 343,911 $ 142,000
Queens, New York 165 $ 49,783,000 $ 301,715 $ 93,000
Chester, Pennsylvania 164 $ 40,085,000 $ 244,420 $ 159,000
Burlington, New Jersey 158 $ 28,429,000 $ 179,930 $ 116,000
Lane, Oregon 157 $ 16,540,000 $ 105,350 $ 65,000
Virginia Beach, Virginia 157 $ 29,494,000 $ 187,859 $ 94,000
Madison, Alabama 154 $ 9,619,000 $ 62,461 $ 85,000
Forsyth, Georgia 153 $ 27,872,000 $ 182,169 $ 122,000
Lorain, Ohio 153 $ 23,406,000 $ 152,980 $ 70,000
St. Johns, Florida 152 $ 38,331,000 $ 252,177 $ 135,000
Deschutes, Oregon 152 $ 25,865,000 $ 170,164 $ 102,000
Mohave, Arizona 149 $ 21,980,000 $ 147,516 $ 123,000
Osceola, Florida 147 $ 24,757,000 $ 168,414 $ 82,000
Marion, Oregon 147 $ 14,015,000 $ 95,340 $ 69,000
Henry, Georgia 146 $ 15,077,000 $ 103,267 $ 77,000
Calvert, Maryland 146 $ 23,742,000 $ 162,616 $ 96,000
Fauquier, Virginia 146 $ 27,347,000 $ 187,308 $ 94,000
Nevada, California 145 $ 45,549,000 $ 314,131 $ 135,000
Fayette, Kentucky 145 $ 21,841,000 $ 150,627 $ 79,000
Scott, Minnesota 144 $ 30,311,000 $ 210,493 $ 97,000
Genesee, Michigan 143 $ 22,717,000 $ 158,860 $ 93,000
Essex, New Jersey 143 $ 48,151,000 $ 336,720 $ 184,000
Allegheny, Pennsylvania 143 $ 21,844,000 $ 152,755 $ 83,000
Thurston, Washington 143 $ 16,171,000 $ 113,083 $ 87,000
Shelby, Tennessee 142 $ 25,868,000 $ 182,169 $ 105,000
Charlotte, Florida 141 $ 28,074,000 $ 199,106 $ 110,000
Somerset, New Jersey 140 $ 45,387,000 $ 324,192 $ 131,000
Brazos, Texas 140 $ 4,831,000 $ 34,507 $ 89,000
Randall, Texas 140 $ 3,570,000 $ 25,500 $ 71,000
Summit, Colorado 138 $ 41,975,000 $ 304,166 $ 158,000
Maui, Hawaii 138 $ 60,601,000 $ 439,137 $ 227,000
Delaware, Pennsylvania 138 $ 24,808,000 $ 179,768 $ 99,000
Washington, Utah 138 $ 23,431,000 $ 169,789 $ 83,000
Guilford, North Carolina 137 $ 20,744,000 $ 151,416 $ 108,000
Delaware, Ohio 133 $ 27,552,000 $ 207,157 $ 104,000
Weber, Utah 132 $ 16,745,000 $ 126,856 $ 86,000
Clay, Missouri 127 $ 16,089,000 $ 126,685 $ 80,000
Montgomery, Ohio 127 $ 16,059,000 $ 126,448 $ 82,000
St. Lucie, Florida 126 $ 21,421,000 $ 170,007 $ 88,000
St. Louis City, Missouri 125 $ 13,855,000 $ 110,840 $ 70,000
Camden, New Jersey 125 $ 19,587,000 $ 156,696 $ 96,000
McHenry, Illinois 123 $ 23,000,000 $ 186,991 $ 95,000
Atlantic, New Jersey 123 $ 28,724,000 $ 233,528 $ 111,000
Shasta, California 122 $ 19,797,000 $ 162,270 $ 102,000
Rutherford, Tennessee 122 $ 10,212,000 $ 83,704 $ 69,000
Oklahoma, Oklahoma 121 $ 11,627,000 $ 96,090 $ 77,000
Westchester, New York 120 $ 50,419,000 $ 420,158 $ 147,000
New Hanover, North Carolina 120 $ 27,009,000 $ 225,075 $ 105,000
Anchorage, Alaska 119 $ 18,553,000 $ 155,907 $ 103,000
New Castle, Delaware 119 $ 22,183,000 $ 186,411 $ 108,000
Jefferson, Missouri 119 $ 14,206,000 $ 119,378 $ 64,000
Warren, Ohio 119 $ 21,000,000 $ 176,470 $ 88,000
Baldwin, Alabama 115 $ 29,341,000 $ 255,139 $ 147,000
Canyon, Idaho 114 $ 10,791,000 $ 94,657 $ 88,000
Henrico, Virginia 114 $ 12,482,000 $ 109,491 $ 79,000
Sussex, Delaware 113 $ 33,209,000 $ 293,884 $ 175,000
Polk, Florida 112 $ 15,175,000 $ 135,491 $ 77,000
Horry, South Carolina 112 $ 20,481,000 $ 182,866 $ 133,000
Lake, Ohio 111 $ 16,899,000 $ 152,243 $ 87,000
Stark, Ohio 111 $ 13,369,000 $ 120,441 $ 66,000
Ingham, Michigan 110 $ 15,161,000 $ 137,827 $ 79,000
Wright, Minnesota 107 $ 20,055,000 $ 187,429 $ 77,000
El Paso, Texas 107 $ 5,340,000 $ 49,906 $ 135,000
Butte, California 106 $ 19,933,000 $ 188,047 $ 94,000
Harford, Maryland 106 $ 14,298,000 $ 134,886 $ 110,000
Berkeley, West Virginia 106 $ 14,375,000 $ 135,613 $ 68,000
Hudson, New Jersey 105 $ 30,543,000 $ 290,885 $ 117,000
Rockwall, Texas 104 $ 11,879,000 $ 114,221 $ 121,000
Coconino, Arizona 103 $ 22,778,000 $ 221,145 $ 98,000
Hampden, Massachusetts 103 $ 12,063,000 $ 117,116 $ 77,000
Mercer, New Jersey 103 $ 20,917,000 $ 203,077 $ 118,000
Douglas, Nebraska 102 $ 9,424,000 $ 92,392 $ 98,000
Chesterfield, Virginia 101 $ 11,537,000 $ 114,227 $ 96,000
Jefferson, West Virginia 101 $ 15,936,000 $ 157,782 $ 81,000
Broomfield, Colorado 99 $ 21,507,000 $ 217,242 $ 117,000
Orleans, Louisiana 99 $ 23,451,000 $ 236,878 $ 115,000
Santa Fe, New Mexico 98 $ 26,820,000 $ 273,673 $ 141,000
Hidalgo, Texas 98 $ 5,189,000 $ 52,948 $ 82,000
Blaine, Idaho 97 $ 38,155,000 $ 393,350 $ 152,000
Gloucester, New Jersey 97 $ 14,007,000 $ 144,402 $ 87,000
Litchfield, Connecticut 96 $ 21,969,000 $ 228,843 $ 104,000
Mesa, Colorado 95 $ 12,176,000 $ 128,168 $ 78,000
Kings, New York 95 $ 29,554,000 $ 311,094 $ 113,000
San Benito, California 94 $ 38,234,000 $ 406,744 $ 132,000
Ottawa, Michigan 94 $ 14,407,000 $ 153,265 $ 86,000
Buncombe, North Carolina 94 $ 17,617,000 $ 187,414 $ 78,000
Knox, Tennessee 94 $ 12,192,000 $ 129,702 $ 78,000
Martin, Florida 93 $ 30,743,000 $ 330,569 $ 137,000
Hall, Georgia 93 $ 15,082,000 $ 162,172 $ 83,000
Medina, Ohio 93 $ 14,739,000 $ 158,483 $ 76,000
Summit, Utah 93 $ 32,221,000 $ 346,462 $ 172,000
Durham, North Carolina 91 $ 15,758,000 $ 173,164 $ 98,000
Kent, Rhode Island 91 $ 15,641,000 $ 171,879 $ 96,000
Spokane, Washington 90 $ 9,982,000 $ 110,911 $ 91,000
Fayette, Georgia 89 $ 18,903,000 $ 212,393 $ 123,000
York, Pennsylvania 89 $ 6,447,000 $ 72,438 $ 77,000
Beaufort, South Carolina 89 $ 27,136,000 $ 304,898 $ 134,000
Whatcom, Washington 88 $ 12,617,000 $ 143,375 $ 82,000
Manassas, Virginia 87 $ 15,257,000 $ 175,367 $ 78,000
Nueces, Texas 86 $ 4,394,000 $ 51,093 $ 94,000
Allen, Indiana 85 $ 8,945,000 $ 105,235 $ 60,000
Cumberland, Maine 84 $ 15,824,000 $ 188,380 $ 95,000
Richmond, New York 84 $ 22,632,000 $ 269,428 $ 99,000
Yuba, California 83 $ 16,095,000 $ 193,915 $ 85,000
Sumner, Tennessee 82 $ 15,646,000 $ 190,804 $ 115,000
Hays, Texas 82 $ 4,081,000 $ 49,768 $ 89,000
Warren, Virginia 82 $ 11,830,000 $ 144,268 $ 66,000
Madera, California 81 $ 14,575,000 $ 179,938 $ 98,000
Passaic, New Jersey 81 $ 22,230,000 $ 274,444 $ 122,000
Sutter, California 80 $ 13,419,000 $ 167,737 $ 88,000
Baltimore City, Maryland 80 $ 10,441,000 $ 130,512 $ 86,000
Union, North Carolina 80 $ 22,301,000 $ 278,762 $ 130,000
Clermont, Ohio 80 $ 9,397,000 $ 117,462 $ 63,000
Benton, Washington 80 $ 4,728,000 $ 59,100 $ 146,000
Pueblo, Colorado 79 $ 5,863,000 $ 74,215 $ 75,000
Middlesex, Connecticut 78 $ 16,086,000 $ 206,230 $ 95,000
Hawaii, Hawaii 78 $ 29,268,000 $ 375,230 $ 206,000
Kaufman, Texas 78 $ 5,224,000 $ 66,974 $ 134,000
Douglas, Georgia 77 $ 10,289,000 $ 133,623 $ 86,000
Carver, Minnesota 77 $ 18,709,000 $ 242,974 $ 100,000
Lee, Alabama 76 $ 8,263,000 $ 108,723 $ 70,000
Garfield, Colorado 76 $ 18,977,000 $ 249,697 $ 105,000
Lake, Florida 75 $ 14,007,000 $ 186,760 $ 95,000
Santa Rosa, Florida 75 $ 15,326,000 $ 204,346 $ 111,000
St. Tammany, Louisiana 75 $ 12,105,000 $ 161,400 $ 115,000
New London, Connecticut 74 $ 12,853,000 $ 173,689 $ 92,000
Humboldt, California 73 $ 12,623,000 $ 172,917 $ 79,000
Lancaster, Pennsylvania 73 $ 5,942,000 $ 81,397 $ 66,000
Jefferson, Louisiana 72 $ 10,727,000 $ 148,986 $ 81,000
Cache, Utah 72 $ 6,063,000 $ 84,208 $ 72,000
Kootenai, Idaho 71 $ 11,230,000 $ 158,169 $ 79,000
Berks, Pennsylvania 71 $ 7,113,000 $ 100,183 $ 75,000
Potter, Texas 70 $ 1,555,000 $ 22,214 $ 55,000
Culpeper, Virginia 70 $ 11,357,000 $ 162,242 $ 96,000
Fairfax City, Virginia 70 $ 17,886,000 $ 255,514 $ 143,000
Lake, California 69 $ 14,851,000 $ 215,231 $ 150,000
Polk, Iowa 69 $ 6,363,000 $ 92,217 $ 62,000
Carroll, Maryland 69 $ 12,398,000 $ 179,681 $ 106,000
Coweta, Georgia 68 $ 7,738,000 $ 113,794 $ 83,000
Washington, Maryland 68 $ 9,228,000 $ 135,705 $ 88,000
Smith, Texas 68 $ 2,889,000 $ 42,485 $ 78,000
Mobile, Alabama 67 $ 8,173,000 $ 121,985 $ 101,000
Clay, Florida 67 $ 9,137,000 $ 136,373 $ 84,000
Clayton, Georgia 67 $ 7,626,000 $ 113,820 $ 74,000
Hendricks, Indiana 67 $ 11,659,000 $ 174,014 $ 93,000
St. Croix, Wisconsin 67 $ 11,686,000 $ 174,417 $ 86,000
Paulding, Georgia 66 $ 7,041,000 $ 106,681 $ 77,000
Oldham, Kentucky 66 $ 16,615,000 $ 251,742 $ 106,000
Dare, North Carolina 66 $ 25,262,000 $ 382,757 $ 169,000
Westmoreland, Pennsylvania 66 $ 10,330,000 $ 156,515 $ 87,000
Brown, Wisconsin 66 $ 11,154,000 $ 169,000 $ 80,000
Tuscaloosa, Alabama 65 $ 6,263,000 $ 96,353 $ 77,000
Northampton, Pennsylvania 65 $ 9,481,000 $ 145,861 $ 88,000
Taylor, Texas 65 $ 2,187,000 $ 33,646 $ 77,000
Teton, Wyoming 65 $ 29,721,000 $ 457,246 $ 199,000
Bonneville, Idaho 64 $ 7,273,000 $ 113,640 $ 80,000
Kenton, Kentucky 64 $ 6,309,000 $ 98,578 $ 75,000
St. Mary's, Maryland 64 $ 8,621,000 $ 134,703 $ 91,000
Sherburne, Minnesota 64 $ 9,616,000 $ 150,250 $ 75,000
Calaveras, California 63 $ 15,259,000 $ 242,206 $ 124,000
Lake, Indiana 63 $ 7,614,000 $ 120,857 $ 76,000
Montgomery, Alabama 62 $ 7,537,000 $ 121,564 $ 91,000
Missoula, Montana 62 $ 10,001,000 $ 161,306 $ 99,000
Jefferson, Texas 62 $ 2,478,000 $ 39,967 $ 100,000
Frederick, Virginia 62 $ 6,976,000 $ 112,516 $ 72,000
Escambia, Florida 61 $ 10,482,000 $ 171,836 $ 95,000
Chatham, Georgia 61 $ 7,801,000 $ 127,885 $ 112,000
Lehigh, Pennsylvania 61 $ 7,472,000 $ 122,491 $ 70,000
Parker, Texas 61 $ 3,159,000 $ 51,786 $ 92,000
Sandoval, New Mexico 60 $ 5,540,000 $ 92,333 $ 81,000
Iredell, North Carolina 60 $ 14,562,000 $ 242,700 $ 113,000
Berkeley, South Carolina 60 $ 12,088,000 $ 201,466 $ 83,000
Boone, Kentucky 59 $ 8,255,000 $ 139,915 $ 69,000
Mahoning, Ohio 59 $ 6,603,000 $ 111,915 $ 63,000
Mono, California 58 $ 23,000,000 $ 396,551 $ 234,000
Madison, Illinois 58 $ 4,764,000 $ 82,137 $ 69,000
Greenville, South Carolina 58 $ 10,706,000 $ 184,586 $ 95,000
Guadalupe, Texas 58 $ 2,290,000 $ 39,482 $ 79,000
Island, Washington 58 $ 11,970,000 $ 206,379 $ 87,000
Racine, Wisconsin 58 $ 7,372,000 $ 127,103 $ 73,000
Indian River, Florida 57 $ 15,058,000 $ 264,175 $ 115,000
Leon, Florida 57 $ 9,428,000 $ 165,403 $ 75,000
East Baton Rouge, Louisiana 57 $ 6,926,000 $ 121,508 $ 74,000
York, South Carolina 57 $ 11,968,000 $ 209,964 $ 85,000
McLennan, Texas 57 $ 2,051,000 $ 35,982 $ 126,000
Midland, Texas 57 $ 2,210,000 $ 38,771 $ 93,000
Douglas, Nevada 56 $ 18,534,000 $ 330,964 $ 168,000
Hunterdon, New Jersey 56 $ 16,590,000 $ 296,250 $ 118,000
Fairfield, Ohio 56 $ 7,924,000 $ 141,500 $ 73,000
Portage, Ohio 56 $ 8,419,000 $ 150,339 $ 61,000
Orange, North Carolina 55 $ 15,960,000 $ 290,181 $ 129,000
Washington, Rhode Island 55 $ 15,297,000 $ 278,127 $ 112,000
Dorchester, South Carolina 55 $ 8,091,000 $ 147,109 $ 76,000
Comal, Texas 55 $ 5,550,000 $ 100,909 $ 119,000
York, Maine 54 $ 10,954,000 $ 202,851 $ 142,000
Brunswick, North Carolina 54 $ 18,872,000 $ 349,481 $ 173,000
Walker, Texas 54 $ 1,314,000 $ 24,333 $ 91,000
Chesapeake, Virginia 54 $ 9,445,000 $ 174,907 $ 103,000
Manassas Park, Virginia 54 $ 10,884,000 $ 201,555 $ 74,000
Porter, Indiana 53 $ 9,036,000 $ 170,490 $ 111,000
Lexington, South Carolina 53 $ 10,400,000 $ 196,226 $ 78,000
Wilson, Tennessee 53 $ 9,632,000 $ 181,735 $ 80,000
Mendocino, California 52 $ 14,140,000 $ 271,923 $ 134,000
Olmsted, Minnesota 51 $ 7,337,000 $ 143,862 $ 77,000
Johnson, Texas 51 $ 1,741,000 $ 34,137 $ 91,000
King George, Virginia 51 $ 8,347,000 $ 163,666 $ 90,000
Hamilton, Tennessee 50 $ 7,348,000 $ 146,960 $ 138,000
Kenosha, Wisconsin 50 $ 6,516,000 $ 130,320 $ 76,000
Etowah, Alabama 49 $ 3,591,000 $ 73,285 $ 84,000
Platte, Missouri 49 $ 10,270,000 $ 209,591 $ 105,000
Grand, Colorado 48 $ 11,521,000 $ 240,020 $ 142,000
Newton, Georgia 48 $ 3,977,000 $ 82,854 $ 71,000
Flathead, Montana 48 $ 8,926,000 $ 185,958 $ 91,000
Geauga, Ohio 48 $ 9,841,000 $ 205,020 $ 90,000
Licking, Ohio 48 $ 7,617,000 $ 158,687 $ 67,000
Spartanburg, South Carolina 48 $ 6,344,000 $ 132,166 $ 70,000
Elbert, Colorado 47 $ 11,016,000 $ 234,382 $ 102,000
Hernando, Florida 47 $ 6,328,000 $ 134,638 $ 79,000
St. Joseph, Indiana 47 $ 4,599,000 $ 97,851 $ 66,000
Cleveland, Oklahoma 47 $ 4,496,000 $ 95,659 $ 67,000
Newport, Rhode Island 47 $ 14,562,000 $ 309,829 $ 148,000
Outagamie, Wisconsin 47 $ 4,655,000 $ 99,042 $ 56,000
St. Clair, Illinois 46 $ 3,941,000 $ 85,673 $ 73,000
Yamhill, Oregon 46 $ 7,695,000 $ 167,282 $ 72,000
Imperial, California 45 $ 6,434,000 $ 142,977 $ 104,000
Bannock, Idaho 45 $ 2,455,000 $ 54,555 $ 60,000
McLean, Illinois 45 $ 2,795,000 $ 62,111 $ 94,000
Gallatin, Montana 45 $ 6,626,000 $ 147,244 $ 205,000
Cabarrus, North Carolina 45 $ 4,001,000 $ 88,911 $ 66,000
Richland, South Carolina 45 $ 6,799,000 $ 151,088 $ 174,000
Burnet, Texas 45 $ 2,682,000 $ 59,600 $ 90,000
Johnson, Indiana 44 $ 6,966,000 $ 158,318 $ 93,000
Crow Wing, Minnesota 44 $ 12,405,000 $ 281,931 $ 143,000
Stearns, Minnesota 44 $ 5,621,000 $ 127,750 $ 53,000
Sarpy, Nebraska 44 $ 2,996,000 $ 68,090 $ 70,000
Lyon, Nevada 44 $ 5,922,000 $ 134,590 $ 101,000
Cass, North Dakota 44 $ 4,595,000 $ 104,431 $ 83,000
Cumberland, Pennsylvania 44 $ 2,001,000 $ 45,477 $ 102,000
Cameron, Texas 44 $ 3,380,000 $ 76,818 $ 94,000
Hanover, Virginia 44 $ 4,528,000 $ 102,909 $ 101,000
Tuolumne, California 43 $ 10,456,000 $ 243,162 $ 131,000
Windham, Connecticut 43 $ 5,041,000 $ 117,232 $ 87,000
Marion, Florida 43 $ 5,523,000 $ 128,441 $ 75,000
Houston, Georgia 43 $ 2,526,000 $ 58,744 $ 88,000
Caddo, Louisiana 43 $ 6,121,000 $ 142,348 $ 92,000
Hampshire, Massachusetts 43 $ 6,771,000 $ 157,465 $ 96,000
Eaton, Michigan 43 $ 5,884,000 $ 136,837 $ 70,000
DeSoto, Mississippi 43 $ 4,513,000 $ 104,953 $ 81,000
Bell, Texas 43 $ 1,810,000 $ 42,093 $ 145,000
Grayson, Texas 43 $ 2,482,000 $ 57,720 $ 143,000
Cass, Missouri 42 $ 3,828,000 $ 91,142 $ 70,000
Walworth, Wisconsin 42 $ 10,601,000 $ 252,404 $ 136,000
Kings, California 41 $ 3,499,000 $ 85,341 $ 95,000
Greene, Missouri 41 $ 2,971,000 $ 72,463 $ 92,000
Forsyth, North Carolina 41 $ 6,758,000 $ 164,829 $ 111,000
Lucas, Ohio 41 $ 5,760,000 $ 140,487 $ 79,000
Sevier, Tennessee 41 $ 8,451,000 $ 206,121 $ 162,000
Winnebago, Wisconsin 41 $ 3,668,000 $ 89,463 $ 64,000
Park, Colorado 40 $ 6,482,000 $ 162,050 $ 80,000
Nassau, Florida 40 $ 8,612,000 $ 215,300 $ 102,000
St. Clair, Michigan 40 $ 5,078,000 $ 126,950 $ 71,000
Chisago, Minnesota 40 $ 7,313,000 $ 182,825 $ 77,000
Butler, Pennsylvania 40 $ 7,395,000 $ 184,875 $ 91,000
St. Clair, Alabama 39 $ 2,394,000 $ 61,384 $ 86,000
Kendall, Illinois 39 $ 6,669,000 $ 171,000 $ 87,000
Scott, Iowa 39 $ 1,682,000 $ 43,128 $ 72,000
Grand Traverse, Michigan 39 $ 9,212,000 $ 236,205 $ 87,000
Washington, Pennsylvania 39 $ 3,909,000 $ 100,230 $ 72,000
Wise, Texas 39 $ 1,267,000 $ 32,487 $ 74,000
Tehama, California 38 $ 4,981,000 $ 131,078 $ 100,000
Lapeer, Michigan 38 $ 5,713,000 $ 150,342 $ 73,000
Strafford, New Hampshire 38 $ 4,331,000 $ 113,973 $ 80,000
Monroe, Pennsylvania 38 $ 4,071,000 $ 107,131 $ 83,000
Amador, California 37 $ 7,960,000 $ 215,135 $ 89,000
Teller, Colorado 37 $ 6,522,000 $ 176,270 $ 82,000
Alachua, Florida 37 $ 4,204,000 $ 113,621 $ 103,000
Boone, Indiana 37 $ 9,550,000 $ 258,108 $ 119,000
Kalamazoo, Michigan 37 $ 4,994,000 $ 134,972 $ 64,000
Monroe, Michigan 37 $ 4,933,000 $ 133,324 $ 67,000
Erie, New York 37 $ 3,638,000 $ 98,324 $ 97,000
Gaston, North Carolina 37 $ 5,856,000 $ 158,270 $ 76,000
Trumbull, Ohio 37 $ 4,090,000 $ 110,540 $ 63,000
Linn, Oregon 37 $ 2,066,000 $ 55,837 $ 70,000
Dauphin, Pennsylvania 37 $ 2,937,000 $ 79,378 $ 102,000
Washington, Wisconsin 37 $ 5,583,000 $ 150,891 $ 72,000
Montgomery, Tennessee 36 $ 2,941,000 $ 81,694 $ 84,000
Henderson, Texas 36 $ 1,604,000 $ 44,555 $ 81,000
Hunt, Texas 36 $ 3,070,000 $ 85,277 $ 60,000
Webb, Texas 36 $ 1,250,000 $ 34,722 $ 97,000
Jefferson, Wisconsin 36 $ 4,651,000 $ 129,194 $ 65,000
La Plata, Colorado 35 $ 7,488,000 $ 213,942 $ 96,000
Orange, New York 35 $ 7,707,000 $ 220,200 $ 102,000
Cumberland, North Carolina 35 $ 4,451,000 $ 127,171 $ 104,000
Clark, Ohio 35 $ 3,472,000 $ 99,200 $ 63,000
Yakima, Washington 35 $ 1,953,000 $ 55,800 $ 69,000
Benton, Arkansas 34 $ 4,985,000 $ 146,617 $ 64,000
Harrison, Mississippi 34 $ 4,054,000 $ 119,235 $ 191,000
Greene, Ohio 34 $ 4,211,000 $ 123,852 $ 83,000
Minnehaha, South Dakota 34 $ 4,869,000 $ 143,205 $ 79,000
Skagit, Washington 34 $ 8,823,000 $ 259,500 $ 119,000
Yuma, Arizona 33 $ 4,112,000 $ 124,606 $ 93,000
Hancock, Indiana 33 $ 4,358,000 $ 132,060 $ 73,000
Bullitt, Kentucky 33 $ 4,633,000 $ 140,393 $ 70,000
Lewis and Clark, Montana 33 $ 1,612,000 $ 48,848 $ 80,000
Sussex, New Jersey 33 $ 5,958,000 $ 180,545 $ 101,000
Johnston, North Carolina 33 $ 3,995,000 $ 121,060 $ 73,000
Albemarle, Virginia 33 $ 6,720,000 $ 203,636 $ 123,000
Kent, Delaware 32 $ 4,086,000 $ 127,687 $ 63,000
Bonner, Idaho 32 $ 6,572,000 $ 205,375 $ 112,000
Winnebago, Illinois 32 $ 2,310,000 $ 72,187 $ 80,000
Sedgwick, Kansas 32 $ 2,027,000 $ 63,343 $ 56,000
Lafayette, Louisiana 32 $ 3,704,000 $ 115,750 $ 86,000
Muskegon, Michigan 32 $ 3,118,000 $ 97,437 $ 54,000
Carteret, North Carolina 32 $ 8,350,000 $ 260,937 $ 143,000
Currituck, North Carolina 32 $ 15,451,000 $ 482,843 $ 215,000
Onslow, North Carolina 32 $ 5,493,000 $ 171,656 $ 144,000
Polk, Oregon 32 $ 2,415,000 $ 75,468 $ 64,000
Cowlitz, Washington 32 $ 1,984,000 $ 62,000 $ 65,000
Limestone, Alabama 31 $ 1,246,000 $ 40,193 $ 60,000
Routt, Colorado 31 $ 15,581,000 $ 502,612 $ 329,000
Tolland, Connecticut 31 $ 4,738,000 $ 152,838 $ 85,000
Walton, Georgia 31 $ 3,003,000 $ 96,870 $ 84,000
Kauai, Hawaii 31 $ 15,665,000 $ 505,322 $ 240,000
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Mortgage Loan Application Detail Totals for Countrywide Bank, N.A. in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 105,347 $27,554,036,000 $179,470 $6,000,000 $105,235 $9,996,000
Refinancing 67,126 $19,033,436,000 $206,372 $6,000,000 $98,862 $9,999,000
Home Improvement 7,541 $1,446,663,000 $96,117 $5,000,000 $83,588 $3,164,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 87,733 $25,186,791,000 $213,392 $6,000,000 $103,745 $9,999,000
Not applicable 39,919 $7,121,514,000 $131,568 $2,000,000 $98,313 $8,400,000
Not Provided 16,938 $5,132,246,000 $180,333 $5,143,000 $100,019 $6,000,000
Hispanic 15,079 $3,895,429,000 $182,723 $6,000,000 $80,978 $4,977,000
Asian 13,985 $5,174,110,000 $229,659 $4,180,000 $107,659 $4,033,000
Black or African American 5,168 $1,159,614,000 $200,000 $2,972,000 $96,760 $3,960,000
Native Hawaiian or Other Pacific Islander 812 $257,725,000 $237,181 $2,258,000 $102,787 $3,714,000
American Indian or Alaskan Native 380 $106,706,000 $195,083 $3,000,000 $99,027 $888,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 179,237 $47,934,102,000 $185,607 $6,000,000 $99,450 $9,999,000
FHA-insured (Federal Housing Administration) 724 $90,720,000 $130,571 $294,000 $51,142 $175,000
VA-guaranteed (Veterans Administration) 53 $9,313,000 $173,000 $319,000 $47,800 $138,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 54,956 $16,918,611,000 $212,764 $3,625,000 $101,019 $9,996,000
Loan Originated 44,028 $12,223,563,000 $185,745 $6,000,000 $94,666 $4,000,000
Loan Purchased By The Institution 39,900 $7,113,877,000 $131,549 $2,000,000 $98,333 $8,400,000
Application Withdrawn By Applicant 29,615 $8,676,065,000 $213,941 $6,000,000 $97,078 $9,000,000
Application Approved But Not Accepted 11,515 $3,102,019,000 $190,340 $3,000,000 $99,760 $9,999,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 23,489 $7,271,849,000 $205,313 $3,000,000 $102,980 $9,996,000
Collateral 16,534 $5,242,662,000 $218,666 $3,600,000 $115,686 $9,058,000
Debt-To-Income Ratio 10,221 $2,880,864,000 $210,000 $3,000,000 $72,941 $900,000
Credit History 2,378 $696,541,000 $189,212 $3,625,000 $105,340 $5,236,000
Unverifiable Information 1,924 $582,547,000 $200,954 $3,000,000 $105,136 $1,200,000
Insufficient Cash (Downpayment, Closing Cost) 360 $212,855,000 $470,000 $3,000,000 $182,206 $2,000,000
Credit Application Incomplete 46 $30,943,000 $717,846 $2,400,000 $288,000 $1,740,000
Employment History 4 $350,000 $109,666 $265,000 $72,000 $101,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Countrywide Bank, N.A.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Countrywide Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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