Countrywide Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Countrywide Bank, N.A. 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Countrywide Bank, N.A. 35 North Lake, Ms 35-148 Pasadena, CA 91101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 360,401 |
| Total Mortgage Loan Application Amount | $98,465,274,000 |
| Average Mortgage Loan Application Amount | $173,792 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $101,616 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Countrywide Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Countrywide Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Countrywide Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Countrywide Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Countrywide Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Countrywide Bank, N.A.'s mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 22,172 | $ 10,386,933,000 | $ 468,000 | $ 162,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 14,859 | $ 4,762,678,000 | $ 320,000 | $ 132,000 |
| LAS VEGAS-PARADISE, NV | 10,864 | $ 2,948,910,000 | $ 271,000 | $ 127,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 9,604 | $ 1,979,584,000 | $ 206,000 | $ 129,000 |
| DALLAS-PLANO-IRVING, TX | 9,435 | $ 1,061,130,000 | $ 112,000 | $ 93,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 9,311 | $ 4,315,839,000 | $ 463,000 | $ 170,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 9,187 | $ 4,391,820,000 | $ 478,000 | $ 158,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 8,816 | $ 2,194,398,000 | $ 248,000 | $ 97,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 8,765 | $ 2,958,333,000 | $ 337,000 | $ 139,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 8,351 | $ 4,753,148,000 | $ 569,000 | $ 206,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 6,181 | $ 3,394,240,000 | $ 549,000 | $ 165,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 5,969 | $ 1,496,504,000 | $ 250,000 | $ 105,000 |
| DENVER-AURORA, CO | 5,954 | $ 1,118,844,000 | $ 187,000 | $ 107,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 5,873 | $ 344,891,000 | $ 58,000 | $ 104,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 5,367 | $ 1,472,008,000 | $ 274,000 | $ 116,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 5,333 | $ 794,810,000 | $ 149,000 | $ 97,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 5,029 | $ 985,027,000 | $ 195,000 | $ 85,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 4,993 | $ 1,597,386,000 | $ 319,000 | $ 198,000 |
| ORLANDO, FL | 4,517 | $ 971,994,000 | $ 215,000 | $ 116,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 4,402 | $ 909,651,000 | $ 206,000 | $ 96,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 3,957 | $ 1,903,439,000 | $ 481,000 | $ 163,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 3,670 | $ 796,692,000 | $ 217,000 | $ 96,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 3,513 | $ 2,305,919,000 | $ 656,000 | $ 214,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 3,223 | $ 1,014,513,000 | $ 314,000 | $ 137,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 3,157 | $ 547,385,000 | $ 173,000 | $ 102,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 3,085 | $ 893,856,000 | $ 289,000 | $ 112,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 2,842 | $ 1,280,489,000 | $ 450,000 | $ 174,000 |
| PHILADELPHIA, PA | 2,777 | $ 587,702,000 | $ 211,000 | $ 114,000 |
| STOCKTON, CA | 2,656 | $ 921,215,000 | $ 346,000 | $ 122,000 |
| AUSTIN-ROUND ROCK, TX | 2,572 | $ 194,326,000 | $ 75,000 | $ 114,000 |
| BOISE CITY-NAMPA, ID | 2,552 | $ 326,926,000 | $ 128,000 | $ 98,000 |
| SALT LAKE CITY, UT | 2,519 | $ 481,026,000 | $ 190,000 | $ 143,000 |
| FORT WORTH-ARLINGTON, TX | 2,453 | $ 191,831,000 | $ 78,000 | $ 91,000 |
| SARASOTA-BRADENTON-VENICE, FL | 2,334 | $ 707,867,000 | $ 303,000 | $ 144,000 |
| CAPE CORAL-FORT MYERS, FL | 2,250 | $ 611,837,000 | $ 271,000 | $ 114,000 |
| EDISON, NJ | 2,186 | $ 652,654,000 | $ 298,000 | $ 129,000 |
| BOSTON-QUINCY, MA | 2,086 | $ 683,515,000 | $ 327,000 | $ 128,000 |
| ST. LOUIS, MO-IL | 2,082 | $ 281,056,000 | $ 134,000 | $ 80,000 |
| BALTIMORE-TOWSON, MD | 2,077 | $ 429,553,000 | $ 206,000 | $ 107,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 1,911 | $ 273,627,000 | $ 143,000 | $ 83,000 |
| NEWARK-UNION, NJ-PA | 1,847 | $ 521,443,000 | $ 282,000 | $ 126,000 |
| VALLEJO-FAIRFIELD, CA | 1,817 | $ 671,963,000 | $ 369,000 | $ 125,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 1,808 | $ 246,732,000 | $ 136,000 | $ 82,000 |
| MODESTO, CA | 1,756 | $ 513,690,000 | $ 292,000 | $ 118,000 |
| SALINAS, CA | 1,751 | $ 836,455,000 | $ 477,000 | $ 159,000 |
| TACOMA, WA | 1,723 | $ 316,703,000 | $ 183,000 | $ 98,000 |
| NAPLES-MARCO ISLAND, FL | 1,643 | $ 657,825,000 | $ 400,000 | $ 223,000 |
| BAKERSFIELD, CA | 1,620 | $ 352,620,000 | $ 217,000 | $ 111,000 |
| FRESNO, CA | 1,619 | $ 382,443,000 | $ 236,000 | $ 113,000 |
| COLUMBUS, OH | 1,557 | $ 238,570,000 | $ 153,000 | $ 81,000 |
| JACKSONVILLE, FL | 1,547 | $ 276,806,000 | $ 178,000 | $ 105,000 |
| NASSAU-SUFFOLK, NY | 1,545 | $ 602,089,000 | $ 389,000 | $ 168,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 1,535 | $ 969,891,000 | $ 631,000 | $ 236,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1,457 | $ 712,464,000 | $ 488,000 | $ 177,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 1,444 | $ 209,457,000 | $ 145,000 | $ 90,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 1,420 | $ 186,992,000 | $ 131,000 | $ 85,000 |
| SAN ANTONIO, TX | 1,397 | $ 93,242,000 | $ 66,000 | $ 115,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1,361 | $ 449,157,000 | $ 330,000 | $ 106,000 |
| SANTA ROSA-PETALUMA, CA | 1,324 | $ 614,896,000 | $ 464,000 | $ 180,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1,305 | $ 214,387,000 | $ 164,000 | $ 90,000 |
| INDIANAPOLIS, IN | 1,301 | $ 198,589,000 | $ 152,000 | $ 100,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1,291 | $ 216,901,000 | $ 168,000 | $ 88,000 |
| TUCSON, AZ | 1,243 | $ 197,702,000 | $ 159,000 | $ 112,000 |
| CAMDEN, NJ | 1,166 | $ 203,911,000 | $ 174,000 | $ 106,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 1,086 | $ 157,720,000 | $ 145,000 | $ 89,000 |
| COLORADO SPRINGS, CO | 1,081 | $ 154,314,000 | $ 142,000 | $ 93,000 |
| RENO-SPARKS, NV | 1,062 | $ 322,682,000 | $ 303,000 | $ 114,000 |
| BIRMINGHAM-HOOVER, AL | 1,028 | $ 89,044,000 | $ 86,000 | $ 71,000 |
| KANSAS CITY, MO-KS | 974 | $ 114,366,000 | $ 117,000 | $ 93,000 |
| RALEIGH-CARY, NC | 973 | $ 151,070,000 | $ 155,000 | $ 95,000 |
| MERCED, CA | 970 | $ 266,496,000 | $ 274,000 | $ 123,000 |
| PROVO-OREM, UT | 970 | $ 166,525,000 | $ 171,000 | $ 95,000 |
| PITTSBURGH, PA | 927 | $ 122,523,000 | $ 132,000 | $ 80,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 923 | $ 251,601,000 | $ 272,000 | $ 143,000 |
| OGDEN-CLEARFIELD, UT | 920 | $ 116,150,000 | $ 126,000 | $ 77,000 |
| ESSEX COUNTY, MA | 894 | $ 263,130,000 | $ 294,000 | $ 102,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 893 | $ 212,387,000 | $ 237,000 | $ 122,000 |
| LOUISVILLE, KY-IN | 887 | $ 120,950,000 | $ 136,000 | $ 95,000 |
| GRAND RAPIDS-WYOMING, MI | 876 | $ 109,816,000 | $ 125,000 | $ 73,000 |
| ALBUQUERQUE, NM | 814 | $ 83,745,000 | $ 102,000 | $ 96,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 798 | $ 206,544,000 | $ 258,000 | $ 102,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 778 | $ 327,700,000 | $ 421,000 | $ 183,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 749 | $ 149,023,000 | $ 198,000 | $ 90,000 |
| HONOLULU, HI | 725 | $ 200,488,000 | $ 276,000 | $ 180,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 713 | $ 146,005,000 | $ 204,000 | $ 88,000 |
| FORT COLLINS-LOVELAND, CO | 707 | $ 103,246,000 | $ 146,000 | $ 94,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 694 | $ 217,719,000 | $ 313,000 | $ 136,000 |
| LAKELAND, FL | 677 | $ 111,284,000 | $ 164,000 | $ 82,000 |
| RICHMOND, VA | 677 | $ 97,381,000 | $ 143,000 | $ 89,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 649 | $ 155,148,000 | $ 239,000 | $ 127,000 |
| LANSING-EAST LANSING, MI | 645 | $ 86,650,000 | $ 134,000 | $ 82,000 |
| SANTA CRUZ-WATSONVILLE, CA | 640 | $ 338,241,000 | $ 528,000 | $ 174,000 |
| WORCESTER, MA | 613 | $ 135,839,000 | $ 221,000 | $ 90,000 |
| GREELEY, CO | 611 | $ 89,721,000 | $ 146,000 | $ 84,000 |
| YUBA CITY, CA | 603 | $ 147,521,000 | $ 244,000 | $ 104,000 |
| NAPA, CA | 592 | $ 307,253,000 | $ 519,000 | $ 172,000 |
| BREMERTON-SILVERDALE, WA | 586 | $ 109,762,000 | $ 187,000 | $ 103,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 582 | $ 115,760,000 | $ 198,000 | $ 110,000 |
| AKRON, OH | 576 | $ 75,463,000 | $ 131,000 | $ 84,000 |
| NEW HAVEN-MILFORD, CT | 568 | $ 126,463,000 | $ 222,000 | $ 105,000 |
| MADISON, WI | 563 | $ 84,291,000 | $ 149,000 | $ 74,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 532 | $ 171,380,000 | $ 322,000 | $ 140,000 |
| MEMPHIS, TN-MS-AR | 524 | $ 67,926,000 | $ 129,000 | $ 82,000 |
| OKLAHOMA CITY, OK | 521 | $ 44,296,000 | $ 85,000 | $ 116,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 511 | $ 76,980,000 | $ 150,000 | $ 90,000 |
| DAYTON, OH | 506 | $ 41,804,000 | $ 82,000 | $ 77,000 |
| LEXINGTON-FAYETTE, KY | 490 | $ 58,323,000 | $ 119,000 | $ 84,000 |
| VISALIA-PORTERVILLE, CA | 490 | $ 86,516,000 | $ 176,000 | $ 98,000 |
| WILMINGTON, NC | 488 | $ 138,297,000 | $ 283,000 | $ 194,000 |
| SPOKANE, WA | 477 | $ 58,023,000 | $ 121,000 | $ 79,000 |
| OCEAN CITY, NJ | 469 | $ 227,235,000 | $ 484,000 | $ 246,000 |
| PRESCOTT, AZ | 467 | $ 104,309,000 | $ 223,000 | $ 122,000 |
| TULSA, OK | 463 | $ 40,385,000 | $ 87,000 | $ 89,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 462 | $ 83,194,000 | $ 180,000 | $ 116,000 |
| ATLANTIC CITY, NJ | 459 | $ 121,885,000 | $ 265,000 | $ 96,000 |
| FLINT, MI | 447 | $ 73,413,000 | $ 164,000 | $ 91,000 |
| MANCHESTER-NASHUA, NH | 429 | $ 92,603,000 | $ 215,000 | $ 96,000 |
| BOULDER, CO | 426 | $ 100,252,000 | $ 235,000 | $ 118,000 |
| MEDFORD, OR | 424 | $ 89,489,000 | $ 211,000 | $ 95,000 |
| BARNSTABLE TOWN, MA | 417 | $ 150,898,000 | $ 361,000 | $ 137,000 |
| BEND, OR | 396 | $ 87,344,000 | $ 220,000 | $ 135,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 396 | $ 85,192,000 | $ 215,000 | $ 98,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 394 | $ 60,483,000 | $ 153,000 | $ 87,000 |
| ST. GEORGE, UT | 393 | $ 82,193,000 | $ 209,000 | $ 103,000 |
| MONTGOMERY, AL | 387 | $ 33,938,000 | $ 87,000 | $ 76,000 |
| ANN ARBOR, MI | 385 | $ 79,042,000 | $ 205,000 | $ 114,000 |
| EUGENE-SPRINGFIELD, OR | 382 | $ 46,460,000 | $ 121,000 | $ 81,000 |
| HUNTSVILLE, AL | 380 | $ 25,868,000 | $ 68,000 | $ 82,000 |
| SALEM, OR | 376 | $ 40,089,000 | $ 106,000 | $ 84,000 |
| ANCHORAGE, AK | 372 | $ 67,459,000 | $ 181,000 | $ 116,000 |
| PANAMA CITY-LYNN HAVEN, FL | 371 | $ 107,235,000 | $ 289,000 | $ 165,000 |
| MADERA, CA | 356 | $ 90,545,000 | $ 254,000 | $ 121,000 |
| COEUR D'ALENE, ID | 336 | $ 57,849,000 | $ 172,000 | $ 109,000 |
| PUNTA GORDA, FL | 335 | $ 77,924,000 | $ 232,000 | $ 101,000 |
| OLYMPIA, WA | 320 | $ 46,132,000 | $ 144,000 | $ 98,000 |
| TRENTON-EWING, NJ | 315 | $ 70,512,000 | $ 223,000 | $ 131,000 |
| KNOXVILLE, TN | 309 | $ 26,570,000 | $ 85,000 | $ 101,000 |
| WILMINGTON, DE-MD-NJ | 309 | $ 57,622,000 | $ 186,000 | $ 92,000 |
| DURHAM, NC | 301 | $ 51,110,000 | $ 169,000 | $ 107,000 |
| AMARILLO, TX | 291 | $ 14,605,000 | $ 50,000 | $ 90,000 |
| SPRINGFIELD, MA | 285 | $ 41,034,000 | $ 143,000 | $ 76,000 |
| REDDING, CA | 278 | $ 58,786,000 | $ 211,000 | $ 104,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 274 | $ 66,376,000 | $ 242,000 | $ 179,000 |
| DES MOINES, IA | 261 | $ 20,393,000 | $ 78,000 | $ 75,000 |
| GREEN BAY, WI | 254 | $ 36,661,000 | $ 144,000 | $ 83,000 |
| GARY, IN | 252 | $ 32,964,000 | $ 130,000 | $ 96,000 |
| COLLEGE STATION-BRYAN, TX | 250 | $ 10,196,000 | $ 40,000 | $ 96,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 250 | $ 15,308,000 | $ 61,000 | $ 79,000 |
| BATON ROUGE, LA | 249 | $ 27,722,000 | $ 111,000 | $ 98,000 |
| CHICO, CA | 249 | $ 50,333,000 | $ 202,000 | $ 95,000 |
| EL PASO, TX | 248 | $ 15,659,000 | $ 63,000 | $ 111,000 |
| ASHEVILLE, NC | 247 | $ 34,684,000 | $ 140,000 | $ 83,000 |
| MCALLEN-EDINBURG-PHARR, TX | 242 | $ 15,269,000 | $ 63,000 | $ 115,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 237 | $ 54,507,000 | $ 229,000 | $ 120,000 |
| TOLEDO, OH | 234 | $ 28,084,000 | $ 120,000 | $ 74,000 |
| GREENSBORO-HIGH POINT, NC | 231 | $ 29,042,000 | $ 125,000 | $ 92,000 |
| CANTON-MASSILLON, OH | 230 | $ 31,299,000 | $ 136,000 | $ 79,000 |
| SANTA FE, NM | 225 | $ 59,985,000 | $ 266,000 | $ 137,000 |
| BELLINGHAM, WA | 222 | $ 37,221,000 | $ 167,000 | $ 98,000 |
| HOLLAND-GRAND HAVEN, MI | 220 | $ 31,994,000 | $ 145,000 | $ 74,000 |
| LANCASTER, PA | 217 | $ 17,779,000 | $ 81,000 | $ 66,000 |
| CHARLOTTESVILLE, VA | 205 | $ 32,900,000 | $ 160,000 | $ 98,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 204 | $ 15,729,000 | $ 77,000 | $ 94,000 |
| FLAGSTAFF, AZ | 203 | $ 46,026,000 | $ 226,000 | $ 120,000 |
| CHATTANOOGA, TN-GA | 202 | $ 22,291,000 | $ 110,000 | $ 86,000 |
| GRAND JUNCTION, CO | 200 | $ 28,228,000 | $ 141,000 | $ 78,000 |
| SPRINGFIELD, MO | 198 | $ 13,987,000 | $ 70,000 | $ 69,000 |
| YORK-HANOVER, PA | 198 | $ 15,026,000 | $ 75,000 | $ 74,000 |
| CORPUS CHRISTI, TX | 197 | $ 11,939,000 | $ 60,000 | $ 134,000 |
| ALBANY-SCHENECTADY-TROY, NY | 195 | $ 21,061,000 | $ 108,000 | $ 102,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 195 | $ 36,864,000 | $ 189,000 | $ 105,000 |
| OCALA, FL | 190 | $ 28,590,000 | $ 150,000 | $ 79,000 |
| FORT WAYNE, IN | 188 | $ 20,062,000 | $ 106,000 | $ 69,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 184 | $ 19,840,000 | $ 107,000 | $ 67,000 |
| COLUMBIA, SC | 182 | $ 30,482,000 | $ 167,000 | $ 106,000 |
| PUEBLO, CO | 182 | $ 14,436,000 | $ 79,000 | $ 71,000 |
| EL CENTRO, CA | 179 | $ 30,565,000 | $ 170,000 | $ 104,000 |
| NORWICH-NEW LONDON, CT | 179 | $ 37,090,000 | $ 207,000 | $ 97,000 |
| GAINESVILLE, FL | 172 | $ 25,937,000 | $ 150,000 | $ 114,000 |
| READING, PA | 170 | $ 18,284,000 | $ 107,000 | $ 75,000 |
| IDAHO FALLS, ID | 168 | $ 19,210,000 | $ 114,000 | $ 68,000 |
| TALLAHASSEE, FL | 168 | $ 28,409,000 | $ 169,000 | $ 103,000 |
| ROCKFORD, IL | 165 | $ 14,385,000 | $ 87,000 | $ 80,000 |
| HANFORD-CORCORAN, CA | 164 | $ 24,838,000 | $ 151,000 | $ 111,000 |
| MOBILE, AL | 163 | $ 19,068,000 | $ 116,000 | $ 98,000 |
| LOGAN, UT-ID | 162 | $ 11,969,000 | $ 73,000 | $ 58,000 |
| JACKSON, MS | 160 | $ 22,490,000 | $ 140,000 | $ 87,000 |
| TUSCALOOSA, AL | 156 | $ 12,793,000 | $ 82,000 | $ 90,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 154 | $ 23,321,000 | $ 151,000 | $ 85,000 |
| HARRISBURG-CARLISLE, PA | 153 | $ 14,403,000 | $ 94,000 | $ 84,000 |
| KALAMAZOO-PORTAGE, MI | 153 | $ 16,767,000 | $ 109,000 | $ 90,000 |
| SHREVEPORT-BOSSIER CITY, LA | 153 | $ 16,995,000 | $ 111,000 | $ 106,000 |
| GAINESVILLE, GA | 152 | $ 22,192,000 | $ 146,000 | $ 77,000 |
| ST. CLOUD, MN | 142 | $ 16,436,000 | $ 115,000 | $ 70,000 |
| COLUMBIA, MO | 141 | $ 7,141,000 | $ 50,000 | $ 61,000 |
| AUBURN-OPELIKA, AL | 140 | $ 16,596,000 | $ 118,000 | $ 76,000 |
| MUSKEGON-NORTON SHORES, MI | 138 | $ 14,765,000 | $ 106,000 | $ 67,000 |
| VERO BEACH, FL | 137 | $ 42,349,000 | $ 309,000 | $ 126,000 |
| MISSOULA, MT | 135 | $ 14,392,000 | $ 106,000 | $ 88,000 |
| JANESVILLE, WI | 134 | $ 14,965,000 | $ 111,000 | $ 58,000 |
| JACKSON, MI | 133 | $ 15,900,000 | $ 119,000 | $ 65,000 |
| WICHITA, KS | 132 | $ 15,483,000 | $ 117,000 | $ 75,000 |
| APPLETON, WI | 130 | $ 14,084,000 | $ 108,000 | $ 61,000 |
| GREENVILLE, SC | 129 | $ 17,413,000 | $ 134,000 | $ 88,000 |
| NILES-BENTON HARBOR, MI | 129 | $ 22,284,000 | $ 172,000 | $ 101,000 |
| SAVANNAH, GA | 129 | $ 18,530,000 | $ 143,000 | $ 149,000 |
| WINCHESTER, VA-WV | 129 | $ 21,788,000 | $ 168,000 | $ 102,000 |
| MOUNT VERNON-ANACORTES, WA | 127 | $ 24,606,000 | $ 193,000 | $ 81,000 |
| WACO, TX | 125 | $ 5,757,000 | $ 46,000 | $ 103,000 |
| CEDAR RAPIDS, IA | 119 | $ 8,955,000 | $ 75,000 | $ 77,000 |
| WINSTON-SALEM, NC | 118 | $ 13,327,000 | $ 112,000 | $ 92,000 |
| YUMA, AZ | 118 | $ 17,361,000 | $ 147,000 | $ 105,000 |
| SIOUX FALLS, SD | 117 | $ 14,781,000 | $ 126,000 | $ 75,000 |
| LONGVIEW, WA | 116 | $ 13,013,000 | $ 112,000 | $ 82,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 114 | $ 18,416,000 | $ 161,000 | $ 70,000 |
| WENATCHEE, WA | 114 | $ 15,477,000 | $ 135,000 | $ 120,000 |
| ROCHESTER, NY | 113 | $ 10,419,000 | $ 92,000 | $ 98,000 |
| SPRINGFIELD, OH | 113 | $ 5,935,000 | $ 52,000 | $ 68,000 |
| SHEBOYGAN, WI | 112 | $ 6,426,000 | $ 57,000 | $ 74,000 |
| RACINE, WI | 111 | $ 14,306,000 | $ 128,000 | $ 69,000 |
| SYRACUSE, NY | 111 | $ 8,754,000 | $ 78,000 | $ 80,000 |
| JOHNSON CITY, TN | 107 | $ 7,596,000 | $ 70,000 | $ 68,000 |
| OSHKOSH-NEENAH, WI | 107 | $ 8,203,000 | $ 76,000 | $ 78,000 |
| POCATELLO, ID | 107 | $ 7,974,000 | $ 74,000 | $ 99,000 |
| ROCHESTER, MN | 105 | $ 13,982,000 | $ 133,000 | $ 84,000 |
| LUBBOCK, TX | 104 | $ 5,119,000 | $ 49,000 | $ 89,000 |
| ROANOKE, VA | 104 | $ 13,183,000 | $ 126,000 | $ 95,000 |
| BUFFALO-NIAGARA FALLS, NY | 103 | $ 11,239,000 | $ 109,000 | $ 94,000 |
| TYLER, TX | 102 | $ 4,687,000 | $ 45,000 | $ 128,000 |
| BEAUMONT-PORT ARTHUR, TX | 99 | $ 4,234,000 | $ 42,000 | $ 96,000 |
| SCRANTON--WILKES-BARRE, PA | 96 | $ 10,246,000 | $ 106,000 | $ 154,000 |
| YAKIMA, WA | 92 | $ 8,441,000 | $ 91,000 | $ 69,000 |
| EVANSVILLE, IN-KY | 90 | $ 7,284,000 | $ 80,000 | $ 73,000 |
| FARGO, ND-MN | 90 | $ 10,001,000 | $ 111,000 | $ 78,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 90 | $ 4,536,000 | $ 50,000 | $ 92,000 |
| DULUTH, MN-WI | 88 | $ 8,940,000 | $ 101,000 | $ 72,000 |
| ABILENE, TX | 86 | $ 2,387,000 | $ 27,000 | $ 82,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 86 | $ 3,868,000 | $ 44,000 | $ 75,000 |
| LYNCHBURG, VA | 86 | $ 9,503,000 | $ 110,000 | $ 90,000 |
| MIDLAND, TX | 86 | $ 3,108,000 | $ 36,000 | $ 79,000 |
| BATTLE CREEK, MI | 83 | $ 10,114,000 | $ 121,000 | $ 66,000 |
| CHEYENNE, WY | 83 | $ 5,485,000 | $ 66,000 | $ 73,000 |
| JACKSONVILLE, NC | 82 | $ 16,656,000 | $ 203,000 | $ 149,000 |
| HICKORY-LENOIR-MORGANTON, NC | 80 | $ 11,380,000 | $ 142,000 | $ 89,000 |
| ELIZABETHTOWN, KY | 79 | $ 5,446,000 | $ 68,000 | $ 70,000 |
| MONROE, MI | 76 | $ 11,059,000 | $ 145,000 | $ 74,000 |
| IOWA CITY, IA | 75 | $ 6,235,000 | $ 83,000 | $ 86,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 75 | $ 8,631,000 | $ 115,000 | $ 79,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 75 | $ 5,893,000 | $ 78,000 | $ 66,000 |
| BROWNSVILLE-HARLINGEN, TX | 74 | $ 6,087,000 | $ 82,000 | $ 148,000 |
| LAWRENCE, KS | 71 | $ 5,682,000 | $ 80,000 | $ 64,000 |
| CLARKSVILLE, TN-KY | 69 | $ 6,208,000 | $ 89,000 | $ 81,000 |
| COLUMBUS, GA-AL | 69 | $ 6,878,000 | $ 99,000 | $ 79,000 |
| ATHENS-CLARKE COUNTY, GA | 67 | $ 4,285,000 | $ 63,000 | $ 81,000 |
| DOVER, DE | 67 | $ 9,068,000 | $ 135,000 | $ 85,000 |
| TOPEKA, KS | 67 | $ 5,606,000 | $ 83,000 | $ 88,000 |
| GREENVILLE, NC | 65 | $ 4,564,000 | $ 70,000 | $ 65,000 |
| RAPID CITY, SD | 65 | $ 7,230,000 | $ 111,000 | $ 95,000 |
| BLOOMINGTON-NORMAL, IL | 64 | $ 4,191,000 | $ 65,000 | $ 92,000 |
| GADSDEN, AL | 64 | $ 4,433,000 | $ 69,000 | $ 86,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 64 | $ 7,514,000 | $ 117,000 | $ 84,000 |
| GULFPORT-BILOXI, MS | 63 | $ 7,578,000 | $ 120,000 | $ 124,000 |
| PEORIA, IL | 62 | $ 4,545,000 | $ 73,000 | $ 64,000 |
| SPARTANBURG, SC | 62 | $ 7,816,000 | $ 126,000 | $ 101,000 |
| BISMARCK, ND | 60 | $ 4,976,000 | $ 82,000 | $ 108,000 |
| CARSON CITY, NV | 60 | $ 14,344,000 | $ 239,000 | $ 114,000 |
| FOND DU LAC, WI | 59 | $ 3,930,000 | $ 66,000 | $ 55,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 58 | $ 4,612,000 | $ 79,000 | $ 84,000 |
| SALISBURY, MD | 56 | $ 6,786,000 | $ 121,000 | $ 74,000 |
| HARRISONBURG, VA | 55 | $ 6,626,000 | $ 120,000 | $ 90,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 55 | $ 4,131,000 | $ 75,000 | $ 79,000 |
| WARNER ROBINS, GA | 55 | $ 3,850,000 | $ 70,000 | $ 96,000 |
| MACON, GA | 54 | $ 5,193,000 | $ 96,000 | $ 85,000 |
| WAUSAU, WI | 53 | $ 3,712,000 | $ 70,000 | $ 60,000 |
| BOWLING GREEN, KY | 52 | $ 4,990,000 | $ 95,000 | $ 96,000 |
| FAYETTEVILLE, NC | 52 | $ 5,460,000 | $ 105,000 | $ 83,000 |
| ODESSA, TX | 52 | $ 1,304,000 | $ 25,000 | $ 73,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 52 | $ 8,510,000 | $ 163,000 | $ 107,000 |
| CORVALLIS, OR | 51 | $ 5,420,000 | $ 106,000 | $ 106,000 |
| JOPLIN, MO | 50 | $ 3,406,000 | $ 68,000 | $ 81,000 |
| WATERLOO-CEDAR FALLS, IA | 50 | $ 2,213,000 | $ 44,000 | $ 65,000 |
| BILLINGS, MT | 49 | $ 2,957,000 | $ 60,000 | $ 78,000 |
| DECATUR, AL | 49 | $ 2,192,000 | $ 44,000 | $ 56,000 |
| SHERMAN-DENISON, TX | 49 | $ 3,150,000 | $ 64,000 | $ 88,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 48 | $ 4,402,000 | $ 91,000 | $ 102,000 |
| LAS CRUCES, NM | 48 | $ 4,704,000 | $ 98,000 | $ 108,000 |
| LINCOLN, NE | 44 | $ 4,200,000 | $ 95,000 | $ 66,000 |
| SANDUSKY, OH | 44 | $ 6,984,000 | $ 158,000 | $ 86,000 |
| BURLINGTON, NC | 43 | $ 5,189,000 | $ 120,000 | $ 88,000 |
| CHAMPAIGN-URBANA, IL | 43 | $ 3,123,000 | $ 72,000 | $ 67,000 |
| LAFAYETTE, LA | 43 | $ 3,384,000 | $ 78,000 | $ 89,000 |
| BRUNSWICK, GA | 42 | $ 13,169,000 | $ 313,000 | $ 156,000 |
| ELKHART-GOSHEN, IN | 42 | $ 3,971,000 | $ 94,000 | $ 67,000 |
| ERIE, PA | 42 | $ 4,091,000 | $ 97,000 | $ 83,000 |
| DOTHAN, AL | 41 | $ 3,548,000 | $ 86,000 | $ 96,000 |
| CLEVELAND, TN | 40 | $ 3,821,000 | $ 95,000 | $ 74,000 |
| LAREDO, TX | 40 | $ 1,528,000 | $ 38,000 | $ 62,000 |
| ANDERSON, IN | 39 | $ 4,195,000 | $ 107,000 | $ 85,000 |
| LEWISTON, ID-WA | 39 | $ 2,009,000 | $ 51,000 | $ 69,000 |
| OWENSBORO, KY | 39 | $ 2,220,000 | $ 56,000 | $ 76,000 |
| BLOOMINGTON, IN | 37 | $ 4,422,000 | $ 119,000 | $ 94,000 |
| EAU CLAIRE, WI | 37 | $ 3,237,000 | $ 87,000 | $ 62,000 |
| FARMINGTON, NM | 37 | $ 2,912,000 | $ 78,000 | $ 77,000 |
| HATTIESBURG, MS | 37 | $ 2,401,000 | $ 64,000 | $ 133,000 |
| JACKSON, TN | 37 | $ 3,489,000 | $ 94,000 | $ 73,000 |
| CASPER, WY | 36 | $ 4,367,000 | $ 121,000 | $ 87,000 |
| DALTON, GA | 36 | $ 2,509,000 | $ 69,000 | $ 62,000 |
| KINGSTON, NY | 36 | $ 6,293,000 | $ 174,000 | $ 139,000 |
| SAN ANGELO, TX | 36 | $ 1,311,000 | $ 36,000 | $ 86,000 |
| UTICA-ROME, NY | 36 | $ 2,087,000 | $ 57,000 | $ 80,000 |
| PASCAGOULA, MS | 35 | $ 3,588,000 | $ 102,000 | $ 112,000 |
| FAIRBANKS, AK | 33 | $ 3,153,000 | $ 95,000 | $ 133,000 |
| GLENS FALLS, NY | 33 | $ 6,403,000 | $ 194,000 | $ 152,000 |
| LA CROSSE, WI-MN | 33 | $ 3,823,000 | $ 115,000 | $ 75,000 |
| MORRISTOWN, TN | 33 | $ 2,624,000 | $ 79,000 | $ 87,000 |
| VICTORIA, TX | 33 | $ 1,232,000 | $ 37,000 | $ 76,000 |
| CHARLESTON, WV | 32 | $ 3,557,000 | $ 111,000 | $ 76,000 |
| LONGVIEW, TX | 32 | $ 2,023,000 | $ 63,000 | $ 88,000 |
| BAY CITY, MI | 31 | $ 3,862,000 | $ 124,000 | $ 69,000 |
| LAWTON, OK | 30 | $ 1,930,000 | $ 64,000 | $ 85,000 |
| LEBANON, PA | 29 | $ 2,539,000 | $ 87,000 | $ 91,000 |
| MONROE, LA | 29 | $ 1,995,000 | $ 68,000 | $ 87,000 |
| SPRINGFIELD, IL | 29 | $ 1,839,000 | $ 63,000 | $ 80,000 |
| STATE COLLEGE, PA | 29 | $ 3,869,000 | $ 133,000 | $ 66,000 |
| JEFFERSON CITY, MO | 28 | $ 1,194,000 | $ 42,000 | $ 71,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 27 | $ 3,020,000 | $ 111,000 | $ 70,000 |
| ROME, GA | 27 | $ 2,347,000 | $ 86,000 | $ 67,000 |
| GREAT FALLS, MT | 26 | $ 1,570,000 | $ 60,000 | $ 77,000 |
| MANSFIELD, OH | 26 | $ 3,013,000 | $ 115,000 | $ 146,000 |
| MICHIGAN CITY-LA PORTE, IN | 26 | $ 4,281,000 | $ 164,000 | $ 222,000 |
| WICHITA FALLS, TX | 26 | $ 1,701,000 | $ 65,000 | $ 83,000 |
| LAKE CHARLES, LA | 25 | $ 1,880,000 | $ 75,000 | $ 67,000 |
| DUBUQUE, IA | 24 | $ 1,370,000 | $ 57,000 | $ 65,000 |
| GOLDSBORO, NC | 24 | $ 1,811,000 | $ 75,000 | $ 84,000 |
| MUNCIE, IN | 24 | $ 2,326,000 | $ 96,000 | $ 93,000 |
| FLORENCE-MUSCLE SHOALS, AL | 23 | $ 1,386,000 | $ 60,000 | $ 63,000 |
| KOKOMO, IN | 22 | $ 2,093,000 | $ 95,000 | $ 64,000 |
| ROCKY MOUNT, NC | 21 | $ 3,048,000 | $ 145,000 | $ 92,000 |
| ALBANY, GA | 20 | $ 1,228,000 | $ 61,000 | $ 72,000 |
| ANDERSON, SC | 20 | $ 2,847,000 | $ 142,000 | $ 88,000 |
| ALTOONA, PA | 19 | $ 1,793,000 | $ 94,000 | $ 51,000 |
| KANKAKEE-BRADLEY, IL | 19 | $ 2,363,000 | $ 124,000 | $ 91,000 |
| ST. JOSEPH, MO-KS | 19 | $ 1,632,000 | $ 85,000 | $ 67,000 |
| WILLIAMSPORT, PA | 19 | $ 1,016,000 | $ 53,000 | $ 47,000 |
| AMES, IA | 18 | $ 1,314,000 | $ 73,000 | $ 89,000 |
| LAFAYETTE, IN | 18 | $ 1,755,000 | $ 97,000 | $ 48,000 |
| DECATUR, IL | 17 | $ 669,000 | $ 39,000 | $ 71,000 |
| SIOUX CITY, IA-NE-SD | 17 | $ 587,000 | $ 34,000 | $ 69,000 |
| GRAND FORKS, ND-MN | 16 | $ 1,188,000 | $ 74,000 | $ 64,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 16 | $ 1,659,000 | $ 103,000 | $ 133,000 |
| TEXARKANA, TX-TEXARKANA, AR | 16 | $ 1,129,000 | $ 70,000 | $ 60,000 |
| BINGHAMTON, NY | 15 | $ 901,000 | $ 60,000 | $ 75,000 |
| MORGANTOWN, WV | 15 | $ 3,177,000 | $ 211,000 | $ 122,000 |
| BANGOR, ME | 14 | $ 1,057,000 | $ 75,000 | $ 49,000 |
| DANVILLE, VA | 14 | $ 1,146,000 | $ 81,000 | $ 94,000 |
| PARKERSBURG-MARIETTA, WV-OH | 14 | $ 1,299,000 | $ 92,000 | $ 60,000 |
| PITTSFIELD, MA | 14 | $ 1,414,000 | $ 101,000 | $ 98,000 |
| FLORENCE, SC | 13 | $ 1,251,000 | $ 96,000 | $ 87,000 |
| LEWISTON-AUBURN, ME | 13 | $ 1,060,000 | $ 81,000 | $ 75,000 |
| ALEXANDRIA, LA | 12 | $ 418,000 | $ 34,000 | $ 63,000 |
| COLUMBUS, IN | 12 | $ 696,000 | $ 58,000 | $ 52,000 |
| LIMA, OH | 12 | $ 943,000 | $ 78,000 | $ 101,000 |
| VALDOSTA, GA | 12 | $ 1,652,000 | $ 137,000 | $ 143,000 |
| TERRE HAUTE, IN | 10 | $ 324,000 | $ 32,000 | $ 58,000 |
| ANNISTON-OXFORD, AL | 9 | $ 326,000 | $ 36,000 | $ 61,000 |
| ELMIRA, NY | 9 | $ 781,000 | $ 86,000 | $ 158,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 9 | $ 1,020,000 | $ 113,000 | $ 64,000 |
| SUMTER, SC | 9 | $ 645,000 | $ 71,000 | $ 71,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 9 | $ 1,228,000 | $ 136,000 | $ 114,000 |
| CUMBERLAND, MD-WV | 8 | $ 397,000 | $ 49,000 | $ 65,000 |
| HINESVILLE-FORT STEWART, GA | 8 | $ 265,000 | $ 33,000 | $ 89,000 |
| ITHACA, NY | 8 | $ 837,000 | $ 104,000 | $ 93,000 |
| JOHNSTOWN, PA | 8 | $ 546,000 | $ 68,000 | $ 107,000 |
| HOT SPRINGS, AR | 7 | $ 957,000 | $ 136,000 | $ 119,000 |
| WHEELING, WV-OH | 6 | $ 785,000 | $ 130,000 | $ 78,000 |
| FORT SMITH, AR-OK | 5 | $ 963,000 | $ 192,000 | $ 76,000 |
| JONESBORO, AR | 4 | $ 788,000 | $ 197,000 | $ 70,000 |
| DANVILLE, IL | 2 | $ 33,000 | $ 16,000 | $ 75,000 |
| PINE BLUFF, AR | 2 | $ 194,000 | $ 97,000 | $ 32,000 |
Mortgage Loan Application Detail Totals for Countrywide Bank, N.A. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 203,727 | $52,347,854,000 | $179,057 | $8,000,000 | $110,846 | $9,999,000 |
| Refinancing | 139,309 | $41,647,077,000 | $210,392 | $10,000,000 | $100,745 | $9,999,000 |
| Home Improvement | 17,365 | $4,470,343,000 | $131,823 | $5,775,000 | $93,078 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 160,707 | $46,284,046,000 | $221,115 | $10,000,000 | $111,076 | $9,999,000 |
| Not applicable | 81,582 | $14,841,148,000 | $117,117 | $6,009,000 | $83,333 | $9,999,000 |
| Hispanic | 45,267 | $13,416,665,000 | $184,900 | $6,000,000 | $87,500 | $6,000,000 |
| Not Provided | 29,380 | $9,688,639,000 | $206,862 | $8,000,000 | $113,196 | $9,999,000 |
| Asian | 25,614 | $9,674,296,000 | $236,333 | $4,500,000 | $120,450 | $3,180,000 |
| Black or African American | 14,733 | $3,556,992,000 | $189,625 | $4,463,000 | $95,562 | $9,999,000 |
| Native Hawaiian or Other Pacific Islander | 2,166 | $752,614,000 | $226,243 | $2,500,000 | $125,609 | $3,500,000 |
| American Indian or Alaskan Native | 952 | $250,874,000 | $174,311 | $1,500,000 | $109,977 | $1,458,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 358,788 | $98,269,742,000 | $190,692 | $10,000,000 | $105,230 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 1,429 | $164,416,000 | $140,542 | $463,000 | $46,428 | $2,000,000 |
| VA-guaranteed (Veterans Administration) | 184 | $31,116,000 | $161,342 | $523,000 | $64,314 | $581,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 131,507 | $41,532,594,000 | $230,865 | $6,000,000 | $110,576 | $9,999,000 |
| Loan Originated | 87,640 | $24,522,991,000 | $186,440 | $7,000,000 | $102,980 | $9,999,000 |
| Loan Purchased By The Institution | 81,582 | $14,841,148,000 | $117,117 | $6,009,000 | $83,333 | $9,999,000 |
| Application Withdrawn By Applicant | 36,847 | $11,424,360,000 | $224,961 | $10,000,000 | $106,000 | $9,999,000 |
| Application Approved But Not Accepted | 22,825 | $6,144,181,000 | $193,940 | $4,130,000 | $104,680 | $5,000,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 58,386 | $18,485,128,000 | $218,019 | $6,000,000 | $120,134 | $9,999,000 |
| Other | 45,835 | $14,100,103,000 | $233,980 | $3,720,000 | $113,196 | $9,999,000 |
| Credit History | 9,671 | $3,249,540,000 | $224,588 | $4,000,000 | $112,647 | $9,999,000 |
| Unverifiable Information | 8,197 | $2,460,729,000 | $227,254 | $2,925,000 | $74,627 | $6,000,000 |
| Debt-To-Income Ratio | 7,284 | $2,488,006,000 | $269,647 | $3,050,000 | $100,549 | $2,669,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,438 | $562,001,000 | $278,113 | $3,000,000 | $124,409 | $9,999,000 |
| Credit Application Incomplete | 644 | $169,998,000 | $270,363 | $1,495,000 | $100,909 | $1,194,000 |
| Employment History | 47 | $15,192,000 | $285,588 | $1,176,000 | $106,823 | $371,000 |
| Mortgage Insurance Denied | 5 | $1,897,000 | $355,333 | $451,000 | $163,666 | $267,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Countrywide Bank, N.A.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Countrywide Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.