Countrywide Bank, N.A. Mortgage Lending & HMDA Data, 2005
In 2005, Countrywide Bank, N.A. of Pasadena, CA reported 360,401 mortgage applications totaling $98.5 billion, up 100% from 2004. The average application was for $273,210, and applicants reported an average income of $123,581. 24% of its applications resulted in an originated loan and 36% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (22,172), Riverside-San Bernardino-Ontario, CA (14,859) and Las Vegas-Paradise, NV (10,864) (applications in parentheses).
| Mortgage Company & Address | Countrywide Bank, N.A. 35 North Lake, Ms 35-148 Pasadena, CA 91101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 360,401 |
| Total Mortgage Loan Application Amount | $98,465,274,000 |
| Average Mortgage Loan Application Amount | $273,210 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $123,581 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Countrywide Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 22,172 | $ 10,386,933,000 | $ 468,470 | $ 162,000 |
| Riverside-San Bernardino-Ontario, CA | 14,859 | $ 4,762,678,000 | $ 320,524 | $ 132,000 |
| Las Vegas-Paradise, NV | 10,864 | $ 2,948,910,000 | $ 271,438 | $ 127,000 |
| Phoenix-Mesa-Scottsdale, AZ | 9,604 | $ 1,979,584,000 | $ 206,120 | $ 129,000 |
| Dallas-Plano-Irving, TX | 9,435 | $ 1,061,130,000 | $ 112,467 | $ 93,000 |
| San Diego-Carlsbad-San Marcos, CA | 9,311 | $ 4,315,839,000 | $ 463,520 | $ 170,000 |
| Oakland-Fremont-Hayward, CA | 9,187 | $ 4,391,820,000 | $ 478,047 | $ 158,000 |
| Chicago-Naperville-Joliet, IL | 8,816 | $ 2,194,398,000 | $ 248,910 | $ 97,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 8,765 | $ 2,958,333,000 | $ 337,516 | $ 139,000 |
| Santa Ana-Anaheim-Irvine, CA | 8,351 | $ 4,753,148,000 | $ 569,171 | $ 206,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 6,181 | $ 3,394,240,000 | $ 549,140 | $ 165,000 |
| Seattle-Bellevue-Everett, WA | 5,969 | $ 1,496,504,000 | $ 250,712 | $ 105,000 |
| Denver-Aurora, CO | 5,954 | $ 1,118,844,000 | $ 187,914 | $ 107,000 |
| Houston-Baytown-Sugar Land, TX | 5,873 | $ 344,891,000 | $ 58,724 | $ 104,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 5,367 | $ 1,472,008,000 | $ 274,270 | $ 116,000 |
| Atlanta-Sandy Springs-Marietta, GA | 5,333 | $ 794,810,000 | $ 149,036 | $ 97,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 5,029 | $ 985,027,000 | $ 195,869 | $ 85,000 |
| Miami-Miami Beach-Kendall, FL | 4,993 | $ 1,597,386,000 | $ 319,925 | $ 198,000 |
| Orlando, FL | 4,517 | $ 971,994,000 | $ 215,185 | $ 116,000 |
| Tampa-St. Petersburg-Clearwater, FL | 4,402 | $ 909,651,000 | $ 206,644 | $ 96,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 3,957 | $ 1,903,439,000 | $ 481,030 | $ 163,000 |
| Warren-Farmington Hills-Troy, MI | 3,670 | $ 796,692,000 | $ 217,082 | $ 96,000 |
| San Francisco-San Mateo-Redwood City, CA | 3,513 | $ 2,305,919,000 | $ 656,395 | $ 214,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 3,223 | $ 1,014,513,000 | $ 314,772 | $ 137,000 |
| Portland-Vancouver-Beaverton, OR-WA | 3,157 | $ 547,385,000 | $ 173,387 | $ 102,000 |
| Bethesda-Frederick-Gaithersburg, MD | 3,085 | $ 893,856,000 | $ 289,742 | $ 112,000 |
| New York-Wayne-White Plains, NY-NJ | 2,842 | $ 1,280,489,000 | $ 450,559 | $ 174,000 |
| Philadelphia, PA | 2,777 | $ 587,702,000 | $ 211,631 | $ 114,000 |
| Stockton, CA | 2,656 | $ 921,215,000 | $ 346,842 | $ 122,000 |
| Austin-Round Rock, TX | 2,572 | $ 194,326,000 | $ 75,554 | $ 114,000 |
| Boise City-Nampa, ID | 2,552 | $ 326,926,000 | $ 128,105 | $ 98,000 |
| Salt Lake City, UT | 2,519 | $ 481,026,000 | $ 190,959 | $ 143,000 |
| Fort Worth-Arlington, TX | 2,453 | $ 191,831,000 | $ 78,202 | $ 91,000 |
| Sarasota-Bradenton-Venice, FL | 2,334 | $ 707,867,000 | $ 303,284 | $ 144,000 |
| Cape Coral-Fort Myers, FL | 2,250 | $ 611,837,000 | $ 271,927 | $ 114,000 |
| Edison, NJ | 2,186 | $ 652,654,000 | $ 298,560 | $ 129,000 |
| Boston-Quincy, MA | 2,086 | $ 683,515,000 | $ 327,667 | $ 128,000 |
| St. Louis, MO-IL | 2,082 | $ 281,056,000 | $ 134,993 | $ 80,000 |
| Baltimore-Towson, MD | 2,077 | $ 429,553,000 | $ 206,814 | $ 107,000 |
| Cleveland-Elyria-Mentor, OH | 1,911 | $ 273,627,000 | $ 143,185 | $ 83,000 |
| Newark-Union, NJ-PA | 1,847 | $ 521,443,000 | $ 282,318 | $ 126,000 |
| Vallejo-Fairfield, CA | 1,817 | $ 671,963,000 | $ 369,820 | $ 125,000 |
| Detroit-Livonia-Dearborn, MI | 1,808 | $ 246,732,000 | $ 136,466 | $ 82,000 |
| Modesto, CA | 1,756 | $ 513,690,000 | $ 292,534 | $ 118,000 |
| Salinas, CA | 1,751 | $ 836,455,000 | $ 477,701 | $ 159,000 |
| Tacoma, WA | 1,723 | $ 316,703,000 | $ 183,809 | $ 98,000 |
| Naples-Marco Island, FL | 1,643 | $ 657,825,000 | $ 400,380 | $ 223,000 |
| Bakersfield, CA | 1,620 | $ 352,620,000 | $ 217,666 | $ 111,000 |
| Fresno, CA | 1,619 | $ 382,443,000 | $ 236,221 | $ 113,000 |
| Columbus, OH | 1,557 | $ 238,570,000 | $ 153,224 | $ 81,000 |
| Jacksonville, FL | 1,547 | $ 276,806,000 | $ 178,930 | $ 105,000 |
| Nassau-Suffolk, NY | 1,545 | $ 602,089,000 | $ 389,701 | $ 168,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 1,535 | $ 969,891,000 | $ 631,850 | $ 236,000 |
| Bridgeport-Stamford-Norwalk, CT | 1,457 | $ 712,464,000 | $ 488,993 | $ 177,000 |
| Nashville-Davidson--Murfreesboro, TN | 1,444 | $ 209,457,000 | $ 145,053 | $ 90,000 |
| Cincinnati-Middletown, OH-KY-IN | 1,420 | $ 186,992,000 | $ 131,684 | $ 85,000 |
| San Antonio, TX | 1,397 | $ 93,242,000 | $ 66,744 | $ 115,000 |
| Cambridge-Newton-Framingham, MA | 1,361 | $ 449,157,000 | $ 330,019 | $ 106,000 |
| Santa Rosa-Petaluma, CA | 1,324 | $ 614,896,000 | $ 464,422 | $ 180,000 |
| Milwaukee-Waukesha-West Allis, WI | 1,305 | $ 214,387,000 | $ 164,281 | $ 90,000 |
| Indianapolis, IN | 1,301 | $ 198,589,000 | $ 152,643 | $ 100,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,291 | $ 216,901,000 | $ 168,010 | $ 88,000 |
| Tucson, AZ | 1,243 | $ 197,702,000 | $ 159,052 | $ 112,000 |
| Camden, NJ | 1,166 | $ 203,911,000 | $ 174,880 | $ 106,000 |
| Charlotte-Gastonia-Concord, NC-SC | 1,086 | $ 157,720,000 | $ 145,230 | $ 89,000 |
| Colorado Springs, CO | 1,081 | $ 154,314,000 | $ 142,751 | $ 93,000 |
| Reno-Sparks, NV | 1,062 | $ 322,682,000 | $ 303,843 | $ 114,000 |
| Birmingham-Hoover, AL | 1,028 | $ 89,044,000 | $ 86,618 | $ 71,000 |
| Kansas City, MO-KS | 974 | $ 114,366,000 | $ 117,418 | $ 93,000 |
| Raleigh-Cary, NC | 973 | $ 151,070,000 | $ 155,262 | $ 95,000 |
| Merced, CA | 970 | $ 266,496,000 | $ 274,738 | $ 123,000 |
| Provo-Orem, UT | 970 | $ 166,525,000 | $ 171,675 | $ 95,000 |
| Pittsburgh, PA | 927 | $ 122,523,000 | $ 132,171 | $ 80,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 923 | $ 251,601,000 | $ 272,590 | $ 143,000 |
| Ogden-Clearfield, UT | 920 | $ 116,150,000 | $ 126,250 | $ 77,000 |
| Essex County, MA | 894 | $ 263,130,000 | $ 294,328 | $ 102,000 |
| Providence-New Bedford-Fall River, RI-MA | 893 | $ 212,387,000 | $ 237,835 | $ 122,000 |
| Louisville, KY-IN | 887 | $ 120,950,000 | $ 136,358 | $ 95,000 |
| Grand Rapids-Wyoming, MI | 876 | $ 109,816,000 | $ 125,360 | $ 73,000 |
| Albuquerque, NM | 814 | $ 83,745,000 | $ 102,880 | $ 96,000 |
| Charleston-North Charleston, SC | 798 | $ 206,544,000 | $ 258,827 | $ 102,000 |
| San Luis Obispo-Paso Robles, CA | 778 | $ 327,700,000 | $ 421,208 | $ 183,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 749 | $ 149,023,000 | $ 198,962 | $ 90,000 |
| Honolulu, HI | 725 | $ 200,488,000 | $ 276,535 | $ 180,000 |
| Palm Bay-Melbourne-Titusville, FL | 713 | $ 146,005,000 | $ 204,775 | $ 88,000 |
| Fort Collins-Loveland, CO | 707 | $ 103,246,000 | $ 146,033 | $ 94,000 |
| Lake County-Kenosha County, IL-WI | 694 | $ 217,719,000 | $ 313,716 | $ 136,000 |
| Lakeland, FL | 677 | $ 111,284,000 | $ 164,378 | $ 82,000 |
| Richmond, VA | 677 | $ 97,381,000 | $ 143,841 | $ 89,000 |
| Port St. Lucie-Fort Pierce, FL | 649 | $ 155,148,000 | $ 239,057 | $ 127,000 |
| Lansing-East Lansing, MI | 645 | $ 86,650,000 | $ 134,341 | $ 82,000 |
| Santa Cruz-Watsonville, CA | 640 | $ 338,241,000 | $ 528,501 | $ 174,000 |
| Worcester, MA | 613 | $ 135,839,000 | $ 221,597 | $ 90,000 |
| Greeley, CO | 611 | $ 89,721,000 | $ 146,842 | $ 84,000 |
| Yuba City, CA | 603 | $ 147,521,000 | $ 244,645 | $ 104,000 |
| Napa, CA | 592 | $ 307,253,000 | $ 519,008 | $ 172,000 |
| Bremerton-Silverdale, WA | 586 | $ 109,762,000 | $ 187,307 | $ 103,000 |
| Hartford-West Hartford-East Hartford, CT | 582 | $ 115,760,000 | $ 198,900 | $ 110,000 |
| Akron, OH | 576 | $ 75,463,000 | $ 131,012 | $ 84,000 |
| New Haven-Milford, CT | 568 | $ 126,463,000 | $ 222,646 | $ 105,000 |
| Madison, WI | 563 | $ 84,291,000 | $ 149,717 | $ 74,000 |
| Fort Walton Beach-Crestview-Destin, FL | 532 | $ 171,380,000 | $ 322,142 | $ 140,000 |
| Memphis, TN-MS-AR | 524 | $ 67,926,000 | $ 129,629 | $ 82,000 |
| Oklahoma City, OK | 521 | $ 44,296,000 | $ 85,021 | $ 116,000 |
| New Orleans-Metairie-Kenner, LA | 511 | $ 76,980,000 | $ 150,645 | $ 90,000 |
| Dayton, OH | 506 | $ 41,804,000 | $ 82,616 | $ 77,000 |
| Lexington-Fayette, KY | 490 | $ 58,323,000 | $ 119,026 | $ 84,000 |
| Visalia-Porterville, CA | 490 | $ 86,516,000 | $ 176,563 | $ 98,000 |
| Wilmington, NC | 488 | $ 138,297,000 | $ 283,395 | $ 194,000 |
| Spokane, WA | 477 | $ 58,023,000 | $ 121,641 | $ 79,000 |
| Ocean City, NJ | 469 | $ 227,235,000 | $ 484,509 | $ 246,000 |
| Prescott, AZ | 467 | $ 104,309,000 | $ 223,359 | $ 122,000 |
| Tulsa, OK | 463 | $ 40,385,000 | $ 87,224 | $ 89,000 |
| Pensacola-Ferry Pass-Brent, FL | 462 | $ 83,194,000 | $ 180,073 | $ 116,000 |
| Atlantic City, NJ | 459 | $ 121,885,000 | $ 265,544 | $ 96,000 |
| Flint, MI | 447 | $ 73,413,000 | $ 164,234 | $ 91,000 |
| Manchester-Nashua, NH | 429 | $ 92,603,000 | $ 215,857 | $ 96,000 |
| Boulder, CO | 426 | $ 100,252,000 | $ 235,333 | $ 118,000 |
| Medford, OR | 424 | $ 89,489,000 | $ 211,058 | $ 95,000 |
| Barnstable Town, MA | 417 | $ 150,898,000 | $ 361,865 | $ 137,000 |
| Bend, OR | 396 | $ 87,344,000 | $ 220,565 | $ 135,000 |
| Rockingham County-Strafford County, NH | 396 | $ 85,192,000 | $ 215,131 | $ 98,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 394 | $ 60,483,000 | $ 153,510 | $ 87,000 |
| St. George, UT | 393 | $ 82,193,000 | $ 209,142 | $ 103,000 |
| Montgomery, AL | 387 | $ 33,938,000 | $ 87,695 | $ 76,000 |
| Ann Arbor, MI | 385 | $ 79,042,000 | $ 205,303 | $ 114,000 |
| Eugene-Springfield, OR | 382 | $ 46,460,000 | $ 121,623 | $ 81,000 |
| Huntsville, AL | 380 | $ 25,868,000 | $ 68,073 | $ 82,000 |
| Salem, OR | 376 | $ 40,089,000 | $ 106,619 | $ 84,000 |
| Anchorage, AK | 372 | $ 67,459,000 | $ 181,341 | $ 116,000 |
| Panama City-Lynn Haven, FL | 371 | $ 107,235,000 | $ 289,043 | $ 165,000 |
| Madera, CA | 356 | $ 90,545,000 | $ 254,339 | $ 121,000 |
| Coeur D'Alene, ID | 336 | $ 57,849,000 | $ 172,169 | $ 109,000 |
| Punta Gorda, FL | 335 | $ 77,924,000 | $ 232,608 | $ 101,000 |
| Olympia, WA | 320 | $ 46,132,000 | $ 144,162 | $ 98,000 |
| Trenton-Ewing, NJ | 315 | $ 70,512,000 | $ 223,847 | $ 131,000 |
| Knoxville, TN | 309 | $ 26,570,000 | $ 85,987 | $ 101,000 |
| Wilmington, DE-MD-NJ | 309 | $ 57,622,000 | $ 186,478 | $ 92,000 |
| Durham, NC | 301 | $ 51,110,000 | $ 169,800 | $ 107,000 |
| Amarillo, TX | 291 | $ 14,605,000 | $ 50,189 | $ 90,000 |
| Springfield, MA | 285 | $ 41,034,000 | $ 143,978 | $ 76,000 |
| Redding, CA | 278 | $ 58,786,000 | $ 211,460 | $ 104,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 274 | $ 66,376,000 | $ 242,248 | $ 179,000 |
| Des Moines, IA | 261 | $ 20,393,000 | $ 78,134 | $ 75,000 |
| Green Bay, WI | 254 | $ 36,661,000 | $ 144,334 | $ 83,000 |
| Gary, IN | 252 | $ 32,964,000 | $ 130,809 | $ 96,000 |
| College Station-Bryan, TX | 250 | $ 10,196,000 | $ 40,784 | $ 96,000 |
| Kennewick-Richland-Pasco, WA | 250 | $ 15,308,000 | $ 61,232 | $ 79,000 |
| Baton Rouge, LA | 249 | $ 27,722,000 | $ 111,333 | $ 98,000 |
| Chico, CA | 249 | $ 50,333,000 | $ 202,140 | $ 95,000 |
| El Paso, TX | 248 | $ 15,659,000 | $ 63,141 | $ 111,000 |
| Asheville, NC | 247 | $ 34,684,000 | $ 140,421 | $ 83,000 |
| McAllen-Edinburg-Pharr, TX | 242 | $ 15,269,000 | $ 63,095 | $ 115,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 237 | $ 54,507,000 | $ 229,987 | $ 120,000 |
| Toledo, OH | 234 | $ 28,084,000 | $ 120,017 | $ 74,000 |
| Greensboro-High Point, NC | 231 | $ 29,042,000 | $ 125,722 | $ 92,000 |
| Canton-Massillon, OH | 230 | $ 31,299,000 | $ 136,082 | $ 79,000 |
| Santa Fe, NM | 225 | $ 59,985,000 | $ 266,600 | $ 137,000 |
| Bellingham, WA | 222 | $ 37,221,000 | $ 167,662 | $ 98,000 |
| Holland-Grand Haven, MI | 220 | $ 31,994,000 | $ 145,427 | $ 74,000 |
| Lancaster, PA | 217 | $ 17,779,000 | $ 81,930 | $ 66,000 |
| Charlottesville, VA | 205 | $ 32,900,000 | $ 160,487 | $ 98,000 |
| Omaha-Council Bluffs, NE-IA | 204 | $ 15,729,000 | $ 77,102 | $ 94,000 |
| Flagstaff, AZ | 203 | $ 46,026,000 | $ 226,729 | $ 120,000 |
| Chattanooga, TN-GA | 202 | $ 22,291,000 | $ 110,351 | $ 86,000 |
| Grand Junction, CO | 200 | $ 28,228,000 | $ 141,140 | $ 78,000 |
| Springfield, MO | 198 | $ 13,987,000 | $ 70,641 | $ 69,000 |
| York-Hanover, PA | 198 | $ 15,026,000 | $ 75,888 | $ 74,000 |
| Corpus Christi, TX | 197 | $ 11,939,000 | $ 60,604 | $ 134,000 |
| Albany-Schenectady-Troy, NY | 195 | $ 21,061,000 | $ 108,005 | $ 102,000 |
| Portland-South Portland-Biddeford, ME | 195 | $ 36,864,000 | $ 189,046 | $ 105,000 |
| Ocala, FL | 190 | $ 28,590,000 | $ 150,473 | $ 79,000 |
| Fort Wayne, IN | 188 | $ 20,062,000 | $ 106,712 | $ 69,000 |
| Youngstown-Warren-Boardman, OH-PA | 184 | $ 19,840,000 | $ 107,826 | $ 67,000 |
| Columbia, SC | 182 | $ 30,482,000 | $ 167,483 | $ 106,000 |
| Pueblo, CO | 182 | $ 14,436,000 | $ 79,318 | $ 71,000 |
| El Centro, CA | 179 | $ 30,565,000 | $ 170,754 | $ 104,000 |
| Norwich-New London, CT | 179 | $ 37,090,000 | $ 207,206 | $ 97,000 |
| Gainesville, FL | 172 | $ 25,937,000 | $ 150,796 | $ 114,000 |
| Reading, PA | 170 | $ 18,284,000 | $ 107,552 | $ 75,000 |
| Idaho Falls, ID | 168 | $ 19,210,000 | $ 114,345 | $ 68,000 |
| Tallahassee, FL | 168 | $ 28,409,000 | $ 169,101 | $ 103,000 |
| Rockford, IL | 165 | $ 14,385,000 | $ 87,181 | $ 80,000 |
| Hanford-Corcoran, CA | 164 | $ 24,838,000 | $ 151,451 | $ 111,000 |
| Mobile, AL | 163 | $ 19,068,000 | $ 116,981 | $ 98,000 |
| Logan, UT-ID | 162 | $ 11,969,000 | $ 73,882 | $ 58,000 |
| Jackson, MS | 160 | $ 22,490,000 | $ 140,562 | $ 87,000 |
| Tuscaloosa, AL | 156 | $ 12,793,000 | $ 82,006 | $ 90,000 |
| Hagerstown-Martinsburg, MD-WV | 154 | $ 23,321,000 | $ 151,435 | $ 85,000 |
| Harrisburg-Carlisle, PA | 153 | $ 14,403,000 | $ 94,137 | $ 84,000 |
| Kalamazoo-Portage, MI | 153 | $ 16,767,000 | $ 109,588 | $ 90,000 |
| Shreveport-Bossier City, LA | 153 | $ 16,995,000 | $ 111,078 | $ 106,000 |
| Gainesville, GA | 152 | $ 22,192,000 | $ 146,000 | $ 77,000 |
| St. Cloud, MN | 142 | $ 16,436,000 | $ 115,746 | $ 70,000 |
| Columbia, MO | 141 | $ 7,141,000 | $ 50,645 | $ 61,000 |
| Auburn-Opelika, AL | 140 | $ 16,596,000 | $ 118,542 | $ 76,000 |
| Muskegon-Norton Shores, MI | 138 | $ 14,765,000 | $ 106,992 | $ 67,000 |
| Vero Beach, FL | 137 | $ 42,349,000 | $ 309,116 | $ 126,000 |
| Missoula, MT | 135 | $ 14,392,000 | $ 106,607 | $ 88,000 |
| Janesville, WI | 134 | $ 14,965,000 | $ 111,679 | $ 58,000 |
| Jackson, MI | 133 | $ 15,900,000 | $ 119,548 | $ 65,000 |
| Wichita, KS | 132 | $ 15,483,000 | $ 117,295 | $ 75,000 |
| Appleton, WI | 130 | $ 14,084,000 | $ 108,338 | $ 61,000 |
| Greenville, SC | 129 | $ 17,413,000 | $ 134,984 | $ 88,000 |
| Niles-Benton Harbor, MI | 129 | $ 22,284,000 | $ 172,744 | $ 101,000 |
| Savannah, GA | 129 | $ 18,530,000 | $ 143,643 | $ 149,000 |
| Winchester, VA-WV | 129 | $ 21,788,000 | $ 168,899 | $ 102,000 |
| Mount Vernon-Anacortes, WA | 127 | $ 24,606,000 | $ 193,748 | $ 81,000 |
| Waco, TX | 125 | $ 5,757,000 | $ 46,056 | $ 103,000 |
| Cedar Rapids, IA | 119 | $ 8,955,000 | $ 75,252 | $ 77,000 |
| Winston-Salem, NC | 118 | $ 13,327,000 | $ 112,940 | $ 92,000 |
| Yuma, AZ | 118 | $ 17,361,000 | $ 147,127 | $ 105,000 |
| Sioux Falls, SD | 117 | $ 14,781,000 | $ 126,333 | $ 75,000 |
| Longview, WA | 116 | $ 13,013,000 | $ 112,181 | $ 82,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 114 | $ 18,416,000 | $ 161,543 | $ 70,000 |
| Wenatchee, WA | 114 | $ 15,477,000 | $ 135,763 | $ 120,000 |
| Rochester, NY | 113 | $ 10,419,000 | $ 92,203 | $ 98,000 |
| Springfield, OH | 113 | $ 5,935,000 | $ 52,522 | $ 68,000 |
| Sheboygan, WI | 112 | $ 6,426,000 | $ 57,375 | $ 74,000 |
| Racine, WI | 111 | $ 14,306,000 | $ 128,882 | $ 69,000 |
| Syracuse, NY | 111 | $ 8,754,000 | $ 78,864 | $ 80,000 |
| Johnson City, TN | 107 | $ 7,596,000 | $ 70,990 | $ 68,000 |
| Oshkosh-Neenah, WI | 107 | $ 8,203,000 | $ 76,663 | $ 78,000 |
| Pocatello, ID | 107 | $ 7,974,000 | $ 74,523 | $ 99,000 |
| Rochester, MN | 105 | $ 13,982,000 | $ 133,161 | $ 84,000 |
| Lubbock, TX | 104 | $ 5,119,000 | $ 49,221 | $ 89,000 |
| Roanoke, VA | 104 | $ 13,183,000 | $ 126,759 | $ 95,000 |
| Buffalo-Niagara Falls, NY | 103 | $ 11,239,000 | $ 109,116 | $ 94,000 |
| Tyler, TX | 102 | $ 4,687,000 | $ 45,950 | $ 128,000 |
| Beaumont-Port Arthur, TX | 99 | $ 4,234,000 | $ 42,767 | $ 96,000 |
| Scranton--Wilkes-Barre, PA | 96 | $ 10,246,000 | $ 106,729 | $ 154,000 |
| Yakima, WA | 92 | $ 8,441,000 | $ 91,750 | $ 69,000 |
| Evansville, IN-KY | 90 | $ 7,284,000 | $ 80,933 | $ 73,000 |
| Fargo, ND-MN | 90 | $ 10,001,000 | $ 111,122 | $ 78,000 |
| Killeen-Temple-Fort Hood, TX | 90 | $ 4,536,000 | $ 50,400 | $ 92,000 |
| Duluth, MN-WI | 88 | $ 8,940,000 | $ 101,590 | $ 72,000 |
| Abilene, TX | 86 | $ 2,387,000 | $ 27,755 | $ 82,000 |
| Davenport-Moline-Rock Island, IA-IL | 86 | $ 3,868,000 | $ 44,976 | $ 75,000 |
| Lynchburg, VA | 86 | $ 9,503,000 | $ 110,500 | $ 90,000 |
| Midland, TX | 86 | $ 3,108,000 | $ 36,139 | $ 79,000 |
| Battle Creek, MI | 83 | $ 10,114,000 | $ 121,855 | $ 66,000 |
| Cheyenne, WY | 83 | $ 5,485,000 | $ 66,084 | $ 73,000 |
| Jacksonville, NC | 82 | $ 16,656,000 | $ 203,121 | $ 149,000 |
| Hickory-Lenoir-Morganton, NC | 80 | $ 11,380,000 | $ 142,250 | $ 89,000 |
| Elizabethtown, KY | 79 | $ 5,446,000 | $ 68,936 | $ 70,000 |
| Monroe, MI | 76 | $ 11,059,000 | $ 145,513 | $ 74,000 |
| Iowa City, IA | 75 | $ 6,235,000 | $ 83,133 | $ 86,000 |
| Saginaw-Saginaw Township North, MI | 75 | $ 8,631,000 | $ 115,080 | $ 79,000 |
| South Bend-Mishawaka, IN-MI | 75 | $ 5,893,000 | $ 78,573 | $ 66,000 |
| Brownsville-Harlingen, TX | 74 | $ 6,087,000 | $ 82,256 | $ 148,000 |
| Lawrence, KS | 71 | $ 5,682,000 | $ 80,028 | $ 64,000 |
| Clarksville, TN-KY | 69 | $ 6,208,000 | $ 89,971 | $ 81,000 |
| Columbus, GA-AL | 69 | $ 6,878,000 | $ 99,681 | $ 79,000 |
| Athens-Clarke County, GA | 67 | $ 4,285,000 | $ 63,955 | $ 81,000 |
| Dover, DE | 67 | $ 9,068,000 | $ 135,343 | $ 85,000 |
| Topeka, KS | 67 | $ 5,606,000 | $ 83,671 | $ 88,000 |
| Greenville, NC | 65 | $ 4,564,000 | $ 70,215 | $ 65,000 |
| Rapid City, SD | 65 | $ 7,230,000 | $ 111,230 | $ 95,000 |
| Bloomington-Normal, IL | 64 | $ 4,191,000 | $ 65,484 | $ 92,000 |
| Gadsden, AL | 64 | $ 4,433,000 | $ 69,265 | $ 86,000 |
| Little Rock-North Little Rock, AR | 64 | $ 7,514,000 | $ 117,406 | $ 84,000 |
| Gulfport-Biloxi, MS | 63 | $ 7,578,000 | $ 120,285 | $ 124,000 |
| Peoria, IL | 62 | $ 4,545,000 | $ 73,306 | $ 64,000 |
| Spartanburg, SC | 62 | $ 7,816,000 | $ 126,064 | $ 101,000 |
| Bismarck, ND | 60 | $ 4,976,000 | $ 82,933 | $ 108,000 |
| Carson City, NV | 60 | $ 14,344,000 | $ 239,066 | $ 114,000 |
| Fond Du Lac, WI | 59 | $ 3,930,000 | $ 66,610 | $ 55,000 |
| Augusta-Richmond County, GA-SC | 58 | $ 4,612,000 | $ 79,517 | $ 84,000 |
| Salisbury, MD | 56 | $ 6,786,000 | $ 121,178 | $ 74,000 |
| Harrisonburg, VA | 55 | $ 6,626,000 | $ 120,472 | $ 90,000 |
| Kingsport-Bristol-Bristol, TN-VA | 55 | $ 4,131,000 | $ 75,109 | $ 79,000 |
| Warner Robins, GA | 55 | $ 3,850,000 | $ 70,000 | $ 96,000 |
| Macon, GA | 54 | $ 5,193,000 | $ 96,166 | $ 85,000 |
| Wausau, WI | 53 | $ 3,712,000 | $ 70,037 | $ 60,000 |
| Bowling Green, KY | 52 | $ 4,990,000 | $ 95,961 | $ 96,000 |
| Fayetteville, NC | 52 | $ 5,460,000 | $ 105,000 | $ 83,000 |
| Odessa, TX | 52 | $ 1,304,000 | $ 25,076 | $ 73,000 |
| Vineland-Millville-Bridgeton, NJ | 52 | $ 8,510,000 | $ 163,653 | $ 107,000 |
| Corvallis, OR | 51 | $ 5,420,000 | $ 106,274 | $ 106,000 |
| Joplin, MO | 50 | $ 3,406,000 | $ 68,120 | $ 81,000 |
| Waterloo-Cedar Falls, IA | 50 | $ 2,213,000 | $ 44,260 | $ 65,000 |
| Billings, MT | 49 | $ 2,957,000 | $ 60,346 | $ 78,000 |
| Decatur, AL | 49 | $ 2,192,000 | $ 44,734 | $ 56,000 |
| Sherman-Denison, TX | 49 | $ 3,150,000 | $ 64,285 | $ 88,000 |
| Burlington-South Burlington, VT | 48 | $ 4,402,000 | $ 91,708 | $ 102,000 |
| Las Cruces, NM | 48 | $ 4,704,000 | $ 98,000 | $ 108,000 |
| Lincoln, NE | 44 | $ 4,200,000 | $ 95,454 | $ 66,000 |
| Sandusky, OH | 44 | $ 6,984,000 | $ 158,727 | $ 86,000 |
| Burlington, NC | 43 | $ 5,189,000 | $ 120,674 | $ 88,000 |
| Champaign-Urbana, IL | 43 | $ 3,123,000 | $ 72,627 | $ 67,000 |
| Lafayette, LA | 43 | $ 3,384,000 | $ 78,697 | $ 89,000 |
| Brunswick, GA | 42 | $ 13,169,000 | $ 313,547 | $ 156,000 |
| Elkhart-Goshen, IN | 42 | $ 3,971,000 | $ 94,547 | $ 67,000 |
| Erie, PA | 42 | $ 4,091,000 | $ 97,404 | $ 83,000 |
| Dothan, AL | 41 | $ 3,548,000 | $ 86,536 | $ 96,000 |
| Cleveland, TN | 40 | $ 3,821,000 | $ 95,525 | $ 74,000 |
| Laredo, TX | 40 | $ 1,528,000 | $ 38,200 | $ 62,000 |
| Anderson, IN | 39 | $ 4,195,000 | $ 107,564 | $ 85,000 |
| Lewiston, ID-WA | 39 | $ 2,009,000 | $ 51,512 | $ 69,000 |
| Owensboro, KY | 39 | $ 2,220,000 | $ 56,923 | $ 76,000 |
| Bloomington, IN | 37 | $ 4,422,000 | $ 119,513 | $ 94,000 |
| Eau Claire, WI | 37 | $ 3,237,000 | $ 87,486 | $ 62,000 |
| Farmington, NM | 37 | $ 2,912,000 | $ 78,702 | $ 77,000 |
| Hattiesburg, MS | 37 | $ 2,401,000 | $ 64,891 | $ 133,000 |
| Jackson, TN | 37 | $ 3,489,000 | $ 94,297 | $ 73,000 |
| Casper, WY | 36 | $ 4,367,000 | $ 121,305 | $ 87,000 |
| Dalton, GA | 36 | $ 2,509,000 | $ 69,694 | $ 62,000 |
| Kingston, NY | 36 | $ 6,293,000 | $ 174,805 | $ 139,000 |
| San Angelo, TX | 36 | $ 1,311,000 | $ 36,416 | $ 86,000 |
| Utica-Rome, NY | 36 | $ 2,087,000 | $ 57,972 | $ 80,000 |
| Pascagoula, MS | 35 | $ 3,588,000 | $ 102,514 | $ 112,000 |
| Fairbanks, AK | 33 | $ 3,153,000 | $ 95,545 | $ 133,000 |
| Glens Falls, NY | 33 | $ 6,403,000 | $ 194,030 | $ 152,000 |
| La Crosse, WI-MN | 33 | $ 3,823,000 | $ 115,848 | $ 75,000 |
| Morristown, TN | 33 | $ 2,624,000 | $ 79,515 | $ 87,000 |
| Victoria, TX | 33 | $ 1,232,000 | $ 37,333 | $ 76,000 |
| Charleston, WV | 32 | $ 3,557,000 | $ 111,156 | $ 76,000 |
| Longview, TX | 32 | $ 2,023,000 | $ 63,218 | $ 88,000 |
| Bay City, MI | 31 | $ 3,862,000 | $ 124,580 | $ 69,000 |
| Lawton, OK | 30 | $ 1,930,000 | $ 64,333 | $ 85,000 |
| Lebanon, PA | 29 | $ 2,539,000 | $ 87,551 | $ 91,000 |
| Monroe, LA | 29 | $ 1,995,000 | $ 68,793 | $ 87,000 |
| Springfield, IL | 29 | $ 1,839,000 | $ 63,413 | $ 80,000 |
| State College, PA | 29 | $ 3,869,000 | $ 133,413 | $ 66,000 |
| Jefferson City, MO | 28 | $ 1,194,000 | $ 42,642 | $ 71,000 |
| Blacksburg-Christiansburg-Radford, VA | 27 | $ 3,020,000 | $ 111,851 | $ 70,000 |
| Rome, GA | 27 | $ 2,347,000 | $ 86,925 | $ 67,000 |
| Great Falls, MT | 26 | $ 1,570,000 | $ 60,384 | $ 77,000 |
| Mansfield, OH | 26 | $ 3,013,000 | $ 115,884 | $ 146,000 |
| Michigan City-La Porte, IN | 26 | $ 4,281,000 | $ 164,653 | $ 222,000 |
| Wichita Falls, TX | 26 | $ 1,701,000 | $ 65,423 | $ 83,000 |
| Lake Charles, LA | 25 | $ 1,880,000 | $ 75,200 | $ 67,000 |
| Dubuque, IA | 24 | $ 1,370,000 | $ 57,083 | $ 65,000 |
| Goldsboro, NC | 24 | $ 1,811,000 | $ 75,458 | $ 84,000 |
| Muncie, IN | 24 | $ 2,326,000 | $ 96,916 | $ 93,000 |
| Florence-Muscle Shoals, AL | 23 | $ 1,386,000 | $ 60,260 | $ 63,000 |
| Kokomo, IN | 22 | $ 2,093,000 | $ 95,136 | $ 64,000 |
| Rocky Mount, NC | 21 | $ 3,048,000 | $ 145,142 | $ 92,000 |
| Albany, GA | 20 | $ 1,228,000 | $ 61,400 | $ 72,000 |
| Anderson, SC | 20 | $ 2,847,000 | $ 142,350 | $ 88,000 |
| Altoona, PA | 19 | $ 1,793,000 | $ 94,368 | $ 51,000 |
| Kankakee-Bradley, IL | 19 | $ 2,363,000 | $ 124,368 | $ 91,000 |
| St. Joseph, MO-KS | 19 | $ 1,632,000 | $ 85,894 | $ 67,000 |
| Williamsport, PA | 19 | $ 1,016,000 | $ 53,473 | $ 47,000 |
| Ames, IA | 18 | $ 1,314,000 | $ 73,000 | $ 89,000 |
| Lafayette, IN | 18 | $ 1,755,000 | $ 97,500 | $ 48,000 |
| Decatur, IL | 17 | $ 669,000 | $ 39,352 | $ 71,000 |
| Sioux City, IA-NE-SD | 17 | $ 587,000 | $ 34,529 | $ 69,000 |
| Grand Forks, ND-MN | 16 | $ 1,188,000 | $ 74,250 | $ 64,000 |
| Houma-Bayou Cane-Thibodaux, LA | 16 | $ 1,659,000 | $ 103,687 | $ 133,000 |
| Texarkana, Tx-Texarkana, AR | 16 | $ 1,129,000 | $ 70,562 | $ 60,000 |
| Binghamton, NY | 15 | $ 901,000 | $ 60,066 | $ 75,000 |
| Morgantown, WV | 15 | $ 3,177,000 | $ 211,800 | $ 122,000 |
| Bangor, ME | 14 | $ 1,057,000 | $ 75,500 | $ 49,000 |
| Danville, VA | 14 | $ 1,146,000 | $ 81,857 | $ 94,000 |
| Parkersburg-Marietta, WV-OH | 14 | $ 1,299,000 | $ 92,785 | $ 60,000 |
| Pittsfield, MA | 14 | $ 1,414,000 | $ 101,000 | $ 98,000 |
| Florence, SC | 13 | $ 1,251,000 | $ 96,230 | $ 87,000 |
| Lewiston-Auburn, ME | 13 | $ 1,060,000 | $ 81,538 | $ 75,000 |
| Alexandria, LA | 12 | $ 418,000 | $ 34,833 | $ 63,000 |
| Columbus, IN | 12 | $ 696,000 | $ 58,000 | $ 52,000 |
| Lima, OH | 12 | $ 943,000 | $ 78,583 | $ 101,000 |
| Valdosta, GA | 12 | $ 1,652,000 | $ 137,666 | $ 143,000 |
| Terre Haute, IN | 10 | $ 324,000 | $ 32,400 | $ 58,000 |
| Anniston-Oxford, AL | 9 | $ 326,000 | $ 36,222 | $ 61,000 |
| Elmira, NY | 9 | $ 781,000 | $ 86,777 | $ 158,000 |
| Huntington-Ashland, WV-KY-OH | 9 | $ 1,020,000 | $ 113,333 | $ 64,000 |
| Sumter, SC | 9 | $ 645,000 | $ 71,666 | $ 71,000 |
| Weirton-Steubenville, WV-OH | 9 | $ 1,228,000 | $ 136,444 | $ 114,000 |
| Cumberland, MD-WV | 8 | $ 397,000 | $ 49,625 | $ 65,000 |
| Hinesville-Fort Stewart, GA | 8 | $ 265,000 | $ 33,125 | $ 89,000 |
| Ithaca, NY | 8 | $ 837,000 | $ 104,625 | $ 93,000 |
| Johnstown, PA | 8 | $ 546,000 | $ 68,250 | $ 107,000 |
| Hot Springs, AR | 7 | $ 957,000 | $ 136,714 | $ 119,000 |
| Wheeling, WV-OH | 6 | $ 785,000 | $ 130,833 | $ 78,000 |
| Fort Smith, AR-OK | 5 | $ 963,000 | $ 192,600 | $ 76,000 |
| Jonesboro, AR | 4 | $ 788,000 | $ 197,000 | $ 70,000 |
| Danville, IL | 2 | $ 33,000 | $ 16,500 | $ 75,000 |
| Pine Bluff, AR | 2 | $ 194,000 | $ 97,000 | $ 32,000 |
Mortgage Loan Application Detail Totals for Countrywide Bank, N.A. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 203,727 | $52,347,854,000 | $179,057 | $8,000,000 | $110,846 | $9,999,000 |
| Refinancing | 139,309 | $41,647,077,000 | $210,392 | $10,000,000 | $100,745 | $9,999,000 |
| Home Improvement | 17,365 | $4,470,343,000 | $131,823 | $5,775,000 | $93,078 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 160,707 | $46,284,046,000 | $221,115 | $10,000,000 | $111,076 | $9,999,000 |
| Not applicable | 81,582 | $14,841,148,000 | $117,117 | $6,009,000 | $83,333 | $9,999,000 |
| Hispanic | 45,267 | $13,416,665,000 | $184,900 | $6,000,000 | $87,500 | $6,000,000 |
| Not Provided | 29,380 | $9,688,639,000 | $206,862 | $8,000,000 | $113,196 | $9,999,000 |
| Asian | 25,614 | $9,674,296,000 | $236,333 | $4,500,000 | $120,450 | $3,180,000 |
| Black or African American | 14,733 | $3,556,992,000 | $189,625 | $4,463,000 | $95,562 | $9,999,000 |
| Native Hawaiian or Other Pacific Islander | 2,166 | $752,614,000 | $226,243 | $2,500,000 | $125,609 | $3,500,000 |
| American Indian or Alaskan Native | 952 | $250,874,000 | $174,311 | $1,500,000 | $109,977 | $1,458,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 358,788 | $98,269,742,000 | $190,692 | $10,000,000 | $105,230 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 1,429 | $164,416,000 | $140,542 | $463,000 | $46,428 | $2,000,000 |
| VA-guaranteed (Veterans Administration) | 184 | $31,116,000 | $161,342 | $523,000 | $64,314 | $581,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 131,507 | $41,532,594,000 | $230,865 | $6,000,000 | $110,576 | $9,999,000 |
| Loan Originated | 87,640 | $24,522,991,000 | $186,440 | $7,000,000 | $102,980 | $9,999,000 |
| Loan Purchased By The Institution | 81,582 | $14,841,148,000 | $117,117 | $6,009,000 | $83,333 | $9,999,000 |
| Application Withdrawn By Applicant | 36,847 | $11,424,360,000 | $224,961 | $10,000,000 | $106,000 | $9,999,000 |
| Application Approved But Not Accepted | 22,825 | $6,144,181,000 | $193,940 | $4,130,000 | $104,680 | $5,000,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 58,386 | $18,485,128,000 | $218,019 | $6,000,000 | $120,134 | $9,999,000 |
| Other | 45,835 | $14,100,103,000 | $233,980 | $3,720,000 | $113,196 | $9,999,000 |
| Credit History | 9,671 | $3,249,540,000 | $224,588 | $4,000,000 | $112,647 | $9,999,000 |
| Unverifiable Information | 8,197 | $2,460,729,000 | $227,254 | $2,925,000 | $74,627 | $6,000,000 |
| Debt-To-Income Ratio | 7,284 | $2,488,006,000 | $269,647 | $3,050,000 | $100,549 | $2,669,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,438 | $562,001,000 | $278,113 | $3,000,000 | $124,409 | $9,999,000 |
| Credit Application Incomplete | 644 | $169,998,000 | $270,363 | $1,495,000 | $100,909 | $1,194,000 |
| Employment History | 47 | $15,192,000 | $285,588 | $1,176,000 | $106,823 | $371,000 |
| Mortgage Insurance Denied | 5 | $1,897,000 | $355,333 | $451,000 | $163,666 | $267,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Countrywide Bank, N.A.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Countrywide Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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