Countybank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Countybank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Countybank 425 Main Street Greenwood, SC 29646 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 2,666 |
| Total Mortgage Loan Application Amount | $649,390,000 |
| Average Mortgage Loan Application Amount | $246,000 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $136,000 |
| Highest Applicant Income | $930,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Countybank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Countybank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Countybank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Countybank serves its applicants.
Each category highlights the total number of mortgage applications processed by Countybank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Countybank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greenville County South Carolina | 1,110 | $ 283,220,000 | $ 255,000 | $ 109,000 |
| Greenwood County South Carolina | 294 | $ 54,670,000 | $ 185,000 | $ 103,000 |
| Knox County Tennessee | 246 | $ 62,080,000 | $ 252,000 | $ 102,000 |
| Spartanburg County South Carolina | 216 | $ 46,070,000 | $ 213,000 | $ 87,000 |
| Anderson County South Carolina | 178 | $ 39,360,000 | $ 221,000 | $ 93,000 |
| Pickens County South Carolina | 63 | $ 13,925,000 | $ 221,000 | $ 92,000 |
| Laurens County South Carolina | 51 | $ 11,115,000 | $ 217,000 | $ 87,000 |
| Blount County Tennessee | 35 | $ 10,105,000 | $ 288,000 | $ 107,000 |
| Abbeville County South Carolina | 29 | $ 5,475,000 | $ 188,000 | $ 104,000 |
| Loudon County Tennessee | 27 | $ 7,455,000 | $ 276,000 | $ 89,000 |
| Oconee County South Carolina | 26 | $ 7,590,000 | $ 291,000 | $ 190,000 |
| Davidson County Tennessee | 25 | $ 9,095,000 | $ 363,000 | $ 154,000 |
| Charleston County South Carolina | 22 | $ 7,170,000 | $ 325,000 | $ 133,000 |
| York County South Carolina | 19 | $ 4,875,000 | $ 256,000 | $ 108,000 |
| Williamson County Tennessee | 18 | $ 7,860,000 | $ 436,000 | $ 148,000 |
| Anderson County Tennessee | 17 | $ 3,595,000 | $ 211,000 | $ 76,000 |
| Lexington County South Carolina | 15 | $ 3,425,000 | $ 228,000 | $ 88,000 |
| Richland County South Carolina | 14 | $ 3,000,000 | $ 214,000 | $ 117,000 |
| Roane County Tennessee | 14 | $ 4,100,000 | $ 292,000 | $ 123,000 |
| Mecklenburg County North Carolina | 10 | $ 3,050,000 | $ 305,000 | $ 135,000 |
| Berkeley County South Carolina | 10 | $ 3,510,000 | $ 351,000 | $ 167,000 |
| Sevier County Tennessee | 10 | $ 2,070,000 | $ 207,000 | $ 70,000 |
| Newberry County South Carolina | 8 | $ 2,300,000 | $ 287,000 | $ 90,000 |
| Hillsborough County Florida | 7 | $ 1,415,000 | $ 202,000 | $ 291,000 |
| Monroe County Tennessee | 7 | $ 1,455,000 | $ 207,000 | $ 87,000 |
| Beaufort County South Carolina | 6 | $ 2,570,000 | $ 428,000 | $ 217,000 |
| McCormick County South Carolina | 6 | $ 980,000 | $ 163,000 | $ 90,000 |
| Jefferson County Tennessee | 6 | $ 1,460,000 | $ 243,000 | $ 112,000 |
| Cherokee County South Carolina | 5 | $ 1,025,000 | $ 205,000 | $ 90,000 |
| Georgetown County South Carolina | 5 | $ 1,175,000 | $ 235,000 | $ 91,000 |
| Horry County South Carolina | 5 | $ 1,315,000 | $ 263,000 | $ 138,000 |
| Campbell County Tennessee | 5 | $ 955,000 | $ 191,000 | $ 107,000 |
| Shelby County Tennessee | 5 | $ 1,275,000 | $ 255,000 | $ 78,000 |
| Wilson County Tennessee | 5 | $ 1,385,000 | $ 277,000 | $ 84,000 |
| Wake County North Carolina | 4 | $ 1,060,000 | $ 265,000 | $ 95,000 |
| Aiken County South Carolina | 4 | $ 1,040,000 | $ 260,000 | $ 125,000 |
| Cocke County Tennessee | 4 | $ 510,000 | $ 127,000 | $ 69,000 |
| Grainger County Tennessee | 4 | $ 990,000 | $ 247,000 | $ 72,000 |
| Hamblen County Tennessee | 4 | $ 560,000 | $ 140,000 | $ 54,000 |
| Fulton County Georgia | 3 | $ 1,025,000 | $ 341,000 | $ 95,000 |
| Gwinnett County Georgia | 3 | $ 1,015,000 | $ 338,000 | $ 184,000 |
| Dorchester County South Carolina | 3 | $ 605,000 | $ 201,000 | $ 77,000 |
| Brevard County Florida | 2 | $ 840,000 | $ 420,000 | $ 114,000 |
| Broward County Florida | 2 | $ 560,000 | $ 280,000 | $ 136,000 |
| Collier County Florida | 2 | $ 1,030,000 | $ 515,000 | $ 189,000 |
| Escambia County Florida | 2 | $ 450,000 | $ 225,000 | $ 79,000 |
| Orange County Florida | 2 | $ 550,000 | $ 275,000 | $ 229,000 |
| Palm Beach County Florida | 2 | $ 670,000 | $ 335,000 | $ 82,000 |
| Cobb County Georgia | 2 | $ 780,000 | $ 390,000 | $ 120,000 |
| Columbia County Georgia | 2 | $ 690,000 | $ 345,000 | $ 80,000 |
| Coweta County Georgia | 2 | $ 400,000 | $ 200,000 | $ 50,000 |
| Forsyth County Georgia | 2 | $ 570,000 | $ 285,000 | $ 75,000 |
| Dearborn County Indiana | 2 | $ 420,000 | $ 210,000 | $ 227,000 |
| Cleveland County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 52,000 |
| Davidson County North Carolina | 2 | $ 560,000 | $ 280,000 | $ 89,000 |
| Forsyth County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 91,000 |
| Guilford County North Carolina | 2 | $ 690,000 | $ 345,000 | $ 98,000 |
| Iredell County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 99,000 |
| Moore County North Carolina | 2 | $ 750,000 | $ 375,000 | $ 72,000 |
| Transylvania County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 81,000 |
| Colleton County South Carolina | 2 | $ 850,000 | $ 425,000 | $ 423,000 |
| Saluda County South Carolina | 2 | $ 210,000 | $ 105,000 | $ 61,000 |
| Union County South Carolina | 2 | $ 340,000 | $ 170,000 | $ 74,000 |
| Bedford County Tennessee | 2 | $ 340,000 | $ 170,000 | $ 27,000 |
| Fentress County Tennessee | 2 | $ 770,000 | $ 385,000 | $ 189,000 |
| McMinn County Tennessee | 2 | $ 580,000 | $ 290,000 | $ 135,000 |
| Sumner County Tennessee | 2 | $ 900,000 | $ 450,000 | $ 92,000 |
| Union County Tennessee | 2 | $ 500,000 | $ 250,000 | $ 97,000 |
| Jefferson County Alabama | 1 | $ 355,000 | $ 355,000 | $ 157,000 |
| Greene County Arkansas | 1 | $ 595,000 | $ 595,000 | $ 166,000 |
| Jefferson County Colorado | 1 | $ 325,000 | $ 325,000 | $ 192,000 |
| San Miguel County Colorado | 1 | $ 115,000 | $ 115,000 | $ 195,000 |
| Citrus County Florida | 1 | $ 315,000 | $ 315,000 | $ 154,000 |
| Duval County Florida | 1 | $ 155,000 | $ 155,000 | $ 330,000 |
| Leon County Florida | 1 | $ 75,000 | $ 75,000 | $ 258,000 |
| Marion County Florida | 1 | $ 265,000 | $ 265,000 | $ 156,000 |
| Pasco County Florida | 1 | $ 445,000 | $ 445,000 | $ 150,000 |
| Pinellas County Florida | 1 | $ 445,000 | $ 445,000 | $ 121,000 |
| St. Lucie County Florida | 1 | $ 305,000 | $ 305,000 | $ 124,000 |
| Sumter County Florida | 1 | $ 365,000 | $ 365,000 | $ 116,000 |
| Volusia County Florida | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Walton County Florida | 1 | $ 245,000 | $ 245,000 | $ 99,000 |
| Barrow County Georgia | 1 | $ 305,000 | $ 305,000 | $ 106,000 |
| Bulloch County Georgia | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Catoosa County Georgia | 1 | $ 205,000 | $ 205,000 | $ 211,000 |
| Chatham County Georgia | 1 | $ 305,000 | $ 305,000 | $ 255,000 |
| Cherokee County Georgia | 1 | $ 95,000 | $ 95,000 | $ 22,000 |
| Meriwether County Georgia | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Monroe County Georgia | 1 | $ 235,000 | $ 235,000 | $ 238,000 |
| Oconee County Georgia | 1 | $ 325,000 | $ 325,000 | $ 92,000 |
| Pickens County Georgia | 1 | $ 265,000 | $ 265,000 | $ 54,000 |
| Putnam County Georgia | 1 | $ 295,000 | $ 295,000 | $ 201,000 |
| Walton County Georgia | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Clark County Indiana | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Scott County Indiana | 1 | $ 375,000 | $ 375,000 | $ 92,000 |
| Fayette County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Oldham County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 175,000 |
| Orleans County Louisiana | 1 | $ 375,000 | $ 375,000 | $ 317,000 |
| Grand Traverse County Michigan | 1 | $ 355,000 | $ 355,000 | $ 285,000 |
| Macomb County Michigan | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Brunswick County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 34,000 |
| Buncombe County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 33,000 |
| Carteret County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Catawba County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 65,000 |
| Durham County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
| Gaston County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 171,000 |
| Jackson County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 133,000 |
| Johnston County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 83,000 |
| Macon County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 152,000 |
| Pender County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| Pitt County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 153,000 |
| Polk County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 68,000 |
| Rutherford County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Union County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 162,000 |
| Lackawanna County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 123,000 |
| Barnwell County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 136,000 |
| Chester County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Dillon County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 94,000 |
| Florence County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 197,000 |
| Kershaw County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Orangeburg County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Bradley County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 69,000 |
| Cheatham County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 230,000 |
| Coffee County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 110,000 |
| Cumberland County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Fayette County Tennessee | 1 | $ 505,000 | $ 505,000 | $ 138,000 |
| Maury County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 102,000 |
| Montgomery County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Putnam County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Rhea County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 136,000 |
| Rutherford County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 136,000 |
| Washington County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 196,000 |
| Loudoun County Virginia | 1 | $ 265,000 | $ 265,000 | $ 220,000 |
| Petersburg County Virginia | 1 | $ 165,000 | $ 165,000 | $ 122,000 |
Mortgage Loan Application Detail Totals for Countybank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,007 | $272,465,000 | $270,000 | $1,505,000 | $106,000 | $930,000 |
| Refinancing | 985 | $222,285,000 | $225,000 | $1,205,000 | $105,000 | $763,000 |
| Cash-out Refinancing | 650 | $147,940,000 | $227,000 | $1,085,000 | $104,000 | $649,000 |
| Other Purpose | 15 | $5,305,000 | $353,000 | $1,405,000 | $228,000 | $636,000 |
| Home Improvement | 9 | $1,395,000 | $155,000 | $505,000 | $137,000 | $391,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,240 | $543,050,000 | $242,000 | $1,505,000 | $106,000 | $930,000 |
| Not Provided | 248 | $63,400,000 | $255,000 | $1,405,000 | $111,000 | $791,000 |
| Black or African American | 64 | $12,130,000 | $189,000 | $435,000 | $81,000 | $624,000 |
| Asian | 54 | $16,420,000 | $304,000 | $1,085,000 | $151,000 | $619,000 |
| Hispanic | 46 | $9,850,000 | $214,000 | $445,000 | $76,000 | $180,000 |
| American Indian or Alaskan Native | 6 | $1,540,000 | $256,000 | $475,000 | $121,000 | $281,000 |
| Not applicable | 4 | $2,040,000 | $510,000 | $685,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $325,000 | $325,000 | $325,000 | $76,000 | $76,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,437 | $593,425,000 | $243,000 | $1,505,000 | $108,000 | $930,000 |
| FHA-insured (Federal Housing Administration) | 112 | $22,660,000 | $202,000 | $365,000 | $67,000 | $223,000 |
| VA-guaranteed (Veterans Administration) | 95 | $29,245,000 | $307,000 | $1,055,000 | $107,000 | $465,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 22 | $4,060,000 | $184,000 | $315,000 | $55,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,209 | $538,235,000 | $243,000 | $1,505,000 | $107,000 | $930,000 |
| Application Withdrawn By Applicant | 376 | $94,520,000 | $251,000 | $1,405,000 | $108,000 | $636,000 |
| Application Denied By Financial Institution | 76 | $15,660,000 | $206,000 | $545,000 | $78,000 | $624,000 |
| Application Approved But Not Accepted | 5 | $975,000 | $195,000 | $385,000 | $109,000 | $208,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,590 | $633,730,000 | $244,000 | $1,505,000 | $107,000 | $930,000 |
| Credit History | 33 | $5,635,000 | $170,000 | $385,000 | $89,000 | $624,000 |
| Debt-To-Income Ratio | 28 | $7,050,000 | $251,000 | $545,000 | $61,000 | $124,000 |
| Collateral | 7 | $1,625,000 | $232,000 | $375,000 | $117,000 | $317,000 |
| Other | 4 | $760,000 | $190,000 | $325,000 | $76,000 | $144,000 |
| Employment History | 3 | $485,000 | $161,000 | $225,000 | $58,000 | $79,000 |
| Unverifiable Information | 1 | $105,000 | $105,000 | $105,000 | $28,000 | $28,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Countybank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Countybank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.