Credit Suisse
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Credit Suisse 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Credit Suisse 302 Carnegie Center 2Nd Floor Princeton, NJ 08540 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,879 |
| Total Mortgage Loan Application Amount | $613,419,000 |
| Average Mortgage Loan Application Amount | $200,714 |
| Highest Mortgage Loan Application Amount | $1,650,000 |
| Average Applicant Income | $84,767 |
| Highest Applicant Income | $1,404,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Credit Suisse. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Credit Suisse's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Credit Suisse's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Credit Suisse serves its applicants.
Each category highlights the total number of mortgage applications processed by Credit Suisse, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Credit Suisse's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hillsborough County Florida | 157 | $ 23,312,000 | $ 148,000 | $ 64,000 |
| Essex County New Jersey | 153 | $ 30,336,000 | $ 198,000 | $ 81,000 |
| Union County New Jersey | 110 | $ 20,925,000 | $ 190,000 | $ 81,000 |
| Monmouth County New Jersey | 107 | $ 26,754,000 | $ 250,000 | $ 106,000 |
| Middlesex County New Jersey | 91 | $ 19,192,000 | $ 210,000 | $ 106,000 |
| Orange County North Carolina | 80 | $ 20,175,000 | $ 252,000 | $ 72,000 |
| Wake County North Carolina | 74 | $ 14,839,000 | $ 200,000 | $ 81,000 |
| Fairfax County Virginia | 69 | $ 13,176,000 | $ 190,000 | $ 84,000 |
| Hudson County New Jersey | 68 | $ 15,946,000 | $ 234,000 | $ 88,000 |
| Sarasota County Florida | 67 | $ 14,400,000 | $ 214,000 | $ 102,000 |
| Ocean County New Jersey | 59 | $ 11,996,000 | $ 203,000 | $ 85,000 |
| Miami-Dade County Florida | 57 | $ 11,357,000 | $ 199,000 | $ 120,000 |
| Bergen County New Jersey | 56 | $ 17,851,000 | $ 318,000 | $ 94,000 |
| Passaic County New Jersey | 56 | $ 10,029,000 | $ 179,000 | $ 73,000 |
| Durham County North Carolina | 53 | $ 8,169,000 | $ 154,000 | $ 90,000 |
| Broward County Florida | 51 | $ 13,258,000 | $ 259,000 | $ 163,000 |
| Orange County Florida | 50 | $ 8,500,000 | $ 170,000 | $ 68,000 |
| Somerset County New Jersey | 50 | $ 12,710,000 | $ 254,000 | $ 96,000 |
| Pinellas County Florida | 45 | $ 11,938,000 | $ 265,000 | $ 140,000 |
| Bristol County Massachusetts | 42 | $ 6,139,000 | $ 146,000 | $ 24,000 |
| Westchester County New York | 41 | $ 11,751,000 | $ 286,000 | $ 88,000 |
| Prince William County Virginia | 41 | $ 6,427,000 | $ 156,000 | $ 84,000 |
| Morris County New Jersey | 37 | $ 9,680,000 | $ 261,000 | $ 109,000 |
| Lee County Florida | 35 | $ 5,958,000 | $ 170,000 | $ 89,000 |
| Kings County New York | 34 | $ 11,851,000 | $ 348,000 | $ 120,000 |
| Philadelphia County Pennsylvania | 34 | $ 3,264,000 | $ 96,000 | $ 115,000 |
| Palm Beach County Florida | 30 | $ 7,583,000 | $ 252,000 | $ 74,000 |
| Mecklenburg County North Carolina | 28 | $ 3,332,000 | $ 119,000 | $ 42,000 |
| Collier County Florida | 26 | $ 10,429,000 | $ 401,000 | $ 178,000 |
| Mercer County New Jersey | 26 | $ 4,785,000 | $ 184,000 | $ 127,000 |
| Nassau County New York | 26 | $ 7,612,000 | $ 292,000 | $ 111,000 |
| Fulton County Georgia | 24 | $ 8,439,000 | $ 351,000 | $ 230,000 |
| Pasco County Florida | 22 | $ 2,884,000 | $ 131,000 | $ 75,000 |
| Suffolk County New York | 22 | $ 5,138,000 | $ 233,000 | $ 131,000 |
| Queens County New York | 21 | $ 5,830,000 | $ 277,000 | $ 71,000 |
| New Castle County Delaware | 20 | $ 2,297,000 | $ 114,000 | $ 112,000 |
| Bronx County New York | 20 | $ 6,315,000 | $ 315,000 | $ 87,000 |
| Rockland County New York | 20 | $ 5,682,000 | $ 284,000 | $ 117,000 |
| Allegheny County Pennsylvania | 20 | $ 1,826,000 | $ 91,000 | $ 72,000 |
| Sussex County New Jersey | 19 | $ 4,009,000 | $ 211,000 | $ 73,000 |
| Richmond County New York | 19 | $ 4,726,000 | $ 248,000 | $ 91,000 |
| Manatee County Florida | 17 | $ 4,437,000 | $ 261,000 | $ 179,000 |
| Atlantic County New Jersey | 15 | $ 1,866,000 | $ 124,000 | $ 71,000 |
| Camden County New Jersey | 15 | $ 1,806,000 | $ 120,000 | $ 64,000 |
| Loudoun County Virginia | 15 | $ 3,490,000 | $ 232,000 | $ 87,000 |
| Fairfield County Connecticut | 14 | $ 2,626,000 | $ 187,000 | $ 98,000 |
| Burlington County New Jersey | 14 | $ 2,430,000 | $ 173,000 | $ 79,000 |
| Chatham County North Carolina | 14 | $ 4,779,000 | $ 341,000 | $ 81,000 |
| Travis County Texas | 14 | $ 1,401,000 | $ 100,000 | $ 105,000 |
| Adams County Colorado | 13 | $ 2,203,000 | $ 169,000 | $ 67,000 |
| Seminole County Florida | 13 | $ 1,534,000 | $ 118,000 | $ 51,000 |
| Clark County Nevada | 13 | $ 3,039,000 | $ 233,000 | $ 66,000 |
| Cape May County New Jersey | 13 | $ 5,218,000 | $ 401,000 | $ 330,000 |
| Pueblo County Colorado | 12 | $ 1,160,000 | $ 96,000 | $ 0 |
| St. Johns County Florida | 12 | $ 4,363,000 | $ 363,000 | $ 140,000 |
| Warren County New Jersey | 12 | $ 2,206,000 | $ 183,000 | $ 106,000 |
| Chester County Pennsylvania | 12 | $ 2,596,000 | $ 216,000 | $ 98,000 |
| El Paso County Colorado | 11 | $ 1,378,000 | $ 125,000 | $ 61,000 |
| Volusia County Florida | 11 | $ 1,236,000 | $ 112,000 | $ 128,000 |
| Gloucester County New Jersey | 11 | $ 1,273,000 | $ 115,000 | $ 78,000 |
| Maricopa County Arizona | 10 | $ 2,347,000 | $ 234,000 | $ 111,000 |
| Duval County Florida | 10 | $ 2,093,000 | $ 209,000 | $ 97,000 |
| Prince George's County Maryland | 10 | $ 1,663,000 | $ 166,000 | $ 61,000 |
| Bucks County Pennsylvania | 10 | $ 1,909,000 | $ 190,000 | $ 86,000 |
| Flagler County Florida | 9 | $ 1,759,000 | $ 195,000 | $ 106,000 |
| Lake County Florida | 9 | $ 950,000 | $ 105,000 | $ 33,000 |
| Middlesex County Massachusetts | 9 | $ 3,735,000 | $ 415,000 | $ 133,000 |
| Orange County New York | 9 | $ 2,210,000 | $ 245,000 | $ 64,000 |
| Putnam County New York | 9 | $ 2,645,000 | $ 293,000 | $ 87,000 |
| Alamance County North Carolina | 9 | $ 866,000 | $ 96,000 | $ 99,000 |
| Cabarrus County North Carolina | 9 | $ 841,000 | $ 93,000 | $ 24,000 |
| Union County North Carolina | 9 | $ 1,369,000 | $ 152,000 | $ 85,000 |
| Los Angeles County California | 8 | $ 3,526,000 | $ 440,000 | $ 175,000 |
| Cobb County Georgia | 8 | $ 913,000 | $ 114,000 | $ 47,000 |
| Charles County Maryland | 8 | $ 1,173,000 | $ 146,000 | $ 105,000 |
| New York County New York | 8 | $ 3,811,000 | $ 476,000 | $ 152,000 |
| Polk County Florida | 7 | $ 628,000 | $ 89,000 | $ 29,000 |
| Montgomery County Maryland | 7 | $ 2,143,000 | $ 306,000 | $ 141,000 |
| Hunterdon County New Jersey | 7 | $ 2,659,000 | $ 379,000 | $ 110,000 |
| Gaston County North Carolina | 7 | $ 489,000 | $ 69,000 | $ 32,000 |
| Dallas County Texas | 7 | $ 928,000 | $ 132,000 | $ 136,000 |
| Pinal County Arizona | 6 | $ 553,000 | $ 92,000 | $ 120,000 |
| Larimer County Colorado | 6 | $ 809,000 | $ 134,000 | $ 60,000 |
| Hartford County Connecticut | 6 | $ 923,000 | $ 153,000 | $ 45,000 |
| New Haven County Connecticut | 6 | $ 648,000 | $ 108,000 | $ 94,000 |
| Charlotte County Florida | 6 | $ 1,444,000 | $ 240,000 | $ 78,000 |
| York County Maine | 6 | $ 1,365,000 | $ 227,000 | $ 22,000 |
| Barnstable County Massachusetts | 6 | $ 2,416,000 | $ 402,000 | $ 173,000 |
| Hillsborough County New Hampshire | 6 | $ 1,105,000 | $ 184,000 | $ 25,000 |
| New Hanover County North Carolina | 6 | $ 4,131,000 | $ 688,000 | $ 180,000 |
| Contra Costa County California | 5 | $ 2,676,000 | $ 535,000 | $ 228,000 |
| San Francisco County California | 5 | $ 2,332,000 | $ 466,000 | $ 93,000 |
| Denver County Colorado | 5 | $ 585,000 | $ 117,000 | $ 28,000 |
| Eagle County Colorado | 5 | $ 1,189,000 | $ 237,000 | $ 129,000 |
| Weld County Colorado | 5 | $ 1,116,000 | $ 223,000 | $ 64,000 |
| Osceola County Florida | 5 | $ 630,000 | $ 126,000 | $ 57,000 |
| DeKalb County Georgia | 5 | $ 587,000 | $ 117,000 | $ 135,000 |
| Gwinnett County Georgia | 5 | $ 1,577,000 | $ 315,000 | $ 132,000 |
| Essex County Massachusetts | 5 | $ 1,136,000 | $ 227,000 | $ 33,000 |
| Plymouth County Massachusetts | 5 | $ 1,189,000 | $ 237,000 | $ 76,000 |
| Dare County North Carolina | 5 | $ 3,555,000 | $ 711,000 | $ 317,000 |
| Delaware County Pennsylvania | 5 | $ 509,000 | $ 101,000 | $ 61,000 |
| Collin County Texas | 5 | $ 1,041,000 | $ 208,000 | $ 152,000 |
| Arlington County Virginia | 5 | $ 856,000 | $ 171,000 | $ 72,000 |
| Culpeper County Virginia | 5 | $ 932,000 | $ 186,000 | $ 84,000 |
| San Bernardino County California | 4 | $ 636,000 | $ 159,000 | $ 72,000 |
| San Diego County California | 4 | $ 1,237,000 | $ 309,000 | $ 144,000 |
| Douglas County Colorado | 4 | $ 491,000 | $ 122,000 | $ 66,000 |
| Bay County Florida | 4 | $ 518,000 | $ 129,000 | $ 28,000 |
| Brevard County Florida | 4 | $ 573,000 | $ 143,000 | $ 138,000 |
| Hernando County Florida | 4 | $ 447,000 | $ 111,000 | $ 48,000 |
| St. Lucie County Florida | 4 | $ 597,000 | $ 149,000 | $ 30,000 |
| Cumberland County Maine | 4 | $ 569,000 | $ 142,000 | $ 96,000 |
| Suffolk County Massachusetts | 4 | $ 1,100,000 | $ 275,000 | $ 188,000 |
| Worcester County Massachusetts | 4 | $ 844,000 | $ 211,000 | $ 22,000 |
| Rockingham County New Hampshire | 4 | $ 1,128,000 | $ 282,000 | $ 50,000 |
| Forsyth County North Carolina | 4 | $ 375,000 | $ 93,000 | $ 56,000 |
| Erie County Pennsylvania | 4 | $ 206,000 | $ 51,000 | $ 96,000 |
| Bristol County Rhode Island | 4 | $ 445,000 | $ 111,000 | $ 0 |
| Solano County California | 3 | $ 1,132,000 | $ 377,000 | $ 96,000 |
| Garfield County Colorado | 3 | $ 381,000 | $ 127,000 | $ 48,000 |
| Indian River County Florida | 3 | $ 472,000 | $ 157,000 | $ 180,000 |
| Leon County Florida | 3 | $ 193,000 | $ 64,000 | $ 24,000 |
| Cherokee County Georgia | 3 | $ 471,000 | $ 157,000 | $ 45,000 |
| Fayette County Georgia | 3 | $ 471,000 | $ 157,000 | $ 84,000 |
| Baltimore County Maryland | 3 | $ 596,000 | $ 198,000 | $ 30,000 |
| Wayne County Michigan | 3 | $ 157,000 | $ 52,000 | $ 105,000 |
| Merrimack County New Hampshire | 3 | $ 772,000 | $ 257,000 | $ 80,000 |
| Greene County New York | 3 | $ 453,000 | $ 151,000 | $ 112,000 |
| Buncombe County North Carolina | 3 | $ 352,000 | $ 117,000 | $ 148,000 |
| Carteret County North Carolina | 3 | $ 554,000 | $ 184,000 | $ 148,000 |
| Catawba County North Carolina | 3 | $ 240,000 | $ 80,000 | $ 96,000 |
| Granville County North Carolina | 3 | $ 443,000 | $ 147,000 | $ 108,000 |
| Guilford County North Carolina | 3 | $ 519,000 | $ 173,000 | $ 76,000 |
| Lee County North Carolina | 3 | $ 522,000 | $ 174,000 | $ 24,000 |
| Montgomery County Pennsylvania | 3 | $ 1,386,000 | $ 462,000 | $ 296,000 |
| Westmoreland County Pennsylvania | 3 | $ 370,000 | $ 123,000 | $ 132,000 |
| York County South Carolina | 3 | $ 400,000 | $ 133,000 | $ 39,000 |
| El Paso County Texas | 3 | $ 211,000 | $ 70,000 | $ 0 |
| Alexandria County Virginia | 3 | $ 426,000 | $ 142,000 | $ 48,000 |
| Alameda County California | 2 | $ 973,000 | $ 486,000 | $ 96,000 |
| Marin County California | 2 | $ 1,933,000 | $ 966,000 | $ 222,000 |
| Napa County California | 2 | $ 1,103,000 | $ 551,000 | $ 360,000 |
| Orange County California | 2 | $ 1,199,000 | $ 599,000 | $ 144,000 |
| San Benito County California | 2 | $ 447,000 | $ 223,000 | $ 60,000 |
| Arapahoe County Colorado | 2 | $ 102,000 | $ 51,000 | $ 48,000 |
| Elbert County Colorado | 2 | $ 608,000 | $ 304,000 | $ 120,000 |
| Grand County Colorado | 2 | $ 1,168,000 | $ 584,000 | $ 228,000 |
| Jefferson County Colorado | 2 | $ 480,000 | $ 240,000 | $ 144,000 |
| Pitkin County Colorado | 2 | $ 1,294,000 | $ 647,000 | $ 156,000 |
| San Miguel County Colorado | 2 | $ 1,141,000 | $ 570,000 | $ 1,020,000 |
| Kent County Delaware | 2 | $ 235,000 | $ 117,000 | $ 78,000 |
| Bacon County Georgia | 2 | $ 150,000 | $ 75,000 | $ 48,000 |
| Fannin County Georgia | 2 | $ 370,000 | $ 185,000 | $ 114,000 |
| Henry County Georgia | 2 | $ 177,000 | $ 88,000 | $ 72,000 |
| Rabun County Georgia | 2 | $ 652,000 | $ 326,000 | $ 138,000 |
| Sagadahoc County Maine | 2 | $ 647,000 | $ 323,000 | $ 72,000 |
| Dorchester County Maryland | 2 | $ 211,000 | $ 105,000 | $ 36,000 |
| Washington County Maryland | 2 | $ 101,000 | $ 50,000 | $ 120,000 |
| Norfolk County Massachusetts | 2 | $ 588,000 | $ 294,000 | $ 96,000 |
| Sandoval County New Mexico | 2 | $ 315,000 | $ 157,000 | $ 96,000 |
| Ulster County New York | 2 | $ 435,000 | $ 217,000 | $ 54,000 |
| Brunswick County North Carolina | 2 | $ 278,000 | $ 139,000 | $ 78,000 |
| Clay County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 90,000 |
| Franklin County North Carolina | 2 | $ 452,000 | $ 226,000 | $ 120,000 |
| Harnett County North Carolina | 2 | $ 221,000 | $ 110,000 | $ 36,000 |
| Hoke County North Carolina | 2 | $ 93,000 | $ 46,000 | $ 72,000 |
| Iredell County North Carolina | 2 | $ 119,000 | $ 59,000 | $ 72,000 |
| Johnston County North Carolina | 2 | $ 311,000 | $ 155,000 | $ 120,000 |
| Moore County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 54,000 |
| Onslow County North Carolina | 2 | $ 848,000 | $ 424,000 | $ 162,000 |
| Rutherford County North Carolina | 2 | $ 603,000 | $ 301,000 | $ 24,000 |
| Washington County Pennsylvania | 2 | $ 83,000 | $ 41,000 | $ 72,000 |
| Sevier County Tennessee | 2 | $ 155,000 | $ 77,000 | $ 60,000 |
| Comal County Texas | 2 | $ 109,000 | $ 54,000 | $ 360,000 |
| Tooele County Utah | 2 | $ 119,000 | $ 59,000 | $ 48,000 |
| Falls Church County Virginia | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Frederick County Virginia | 2 | $ 197,000 | $ 98,000 | $ 72,000 |
| Manassas Park County Virginia | 2 | $ 263,000 | $ 131,000 | $ 96,000 |
| Richmond City County Virginia | 2 | $ 164,000 | $ 82,000 | $ 0 |
| Stafford County Virginia | 2 | $ 223,000 | $ 111,000 | $ 60,000 |
| Warren County Virginia | 2 | $ 217,000 | $ 108,000 | $ 60,000 |
| King County Washington | 2 | $ 370,000 | $ 185,000 | $ 84,000 |
| Pima County Arizona | 1 | $ 72,000 | $ 72,000 | $ 48,000 |
| Pulaski County Arkansas | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Sacramento County California | 1 | $ 279,000 | $ 279,000 | $ 108,000 |
| San Mateo County California | 1 | $ 370,000 | $ 370,000 | $ 0 |
| Santa Barbara County California | 1 | $ 476,000 | $ 476,000 | $ 240,000 |
| Santa Clara County California | 1 | $ 384,000 | $ 384,000 | $ 144,000 |
| Litchfield County Connecticut | 1 | $ 188,000 | $ 188,000 | $ 60,000 |
| New London County Connecticut | 1 | $ 260,000 | $ 260,000 | $ 84,000 |
| Sussex County Delaware | 1 | $ 521,000 | $ 521,000 | $ 312,000 |
| Highlands County Florida | 1 | $ 57,000 | $ 57,000 | $ 60,000 |
| Monroe County Florida | 1 | $ 466,000 | $ 466,000 | $ 144,000 |
| Okaloosa County Florida | 1 | $ 401,000 | $ 401,000 | $ 192,000 |
| Walton County Florida | 1 | $ 520,000 | $ 520,000 | $ 0 |
| Barrow County Georgia | 1 | $ 96,000 | $ 96,000 | $ 36,000 |
| Carroll County Georgia | 1 | $ 143,000 | $ 143,000 | $ 36,000 |
| Forsyth County Georgia | 1 | $ 304,000 | $ 304,000 | $ 96,000 |
| Hall County Georgia | 1 | $ 420,000 | $ 420,000 | $ 120,000 |
| Paulding County Georgia | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Pickens County Georgia | 1 | $ 187,000 | $ 187,000 | $ 48,000 |
| Jefferson County Iowa | 1 | $ 70,000 | $ 70,000 | $ 36,000 |
| Fayette County Kentucky | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Cecil County Maryland | 1 | $ 260,000 | $ 260,000 | $ 168,000 |
| Harford County Maryland | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Worcester County Maryland | 1 | $ 276,000 | $ 276,000 | $ 0 |
| Berkshire County Massachusetts | 1 | $ 114,000 | $ 114,000 | $ 132,000 |
| Franklin County Massachusetts | 1 | $ 211,000 | $ 211,000 | $ 72,000 |
| Nantucket County Massachusetts | 1 | $ 506,000 | $ 506,000 | $ 156,000 |
| Macomb County Michigan | 1 | $ 28,000 | $ 28,000 | $ 108,000 |
| Dutchess County New York | 1 | $ 260,000 | $ 260,000 | $ 60,000 |
| Hamilton County New York | 1 | $ 117,000 | $ 117,000 | $ 36,000 |
| Warren County New York | 1 | $ 188,000 | $ 188,000 | $ 108,000 |
| Alexander County North Carolina | 1 | $ 191,000 | $ 191,000 | $ 60,000 |
| Cherokee County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 48,000 |
| Cumberland County North Carolina | 1 | $ 59,000 | $ 59,000 | $ 36,000 |
| Pender County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 108,000 |
| Randolph County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Rowan County North Carolina | 1 | $ 101,000 | $ 101,000 | $ 60,000 |
| Clackamas County Oregon | 1 | $ 174,000 | $ 174,000 | $ 36,000 |
| Berks County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| Blair County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Columbia County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 158,000 | $ 158,000 | $ 120,000 |
| McKean County Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 48,000 |
| Pike County Pennsylvania | 1 | $ 59,000 | $ 59,000 | $ 240,000 |
| Schuylkill County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Tioga County Pennsylvania | 1 | $ 170,000 | $ 170,000 | $ 108,000 |
| Providence County Rhode Island | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Horry County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 84,000 |
| Montgomery County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Lee County Texas | 1 | $ 247,000 | $ 247,000 | $ 204,000 |
| Bennington County Vermont | 1 | $ 400,000 | $ 400,000 | $ 228,000 |
| Fairfax City County Virginia | 1 | $ 260,000 | $ 260,000 | $ 120,000 |
| Spotsylvania County Virginia | 1 | $ 522,000 | $ 522,000 | $ 228,000 |
| Virginia Beach County Virginia | 1 | $ 248,000 | $ 248,000 | $ 60,000 |
| Clark County Washington | 1 | $ 244,000 | $ 244,000 | $ 0 |
Mortgage Loan Application Detail Totals for Credit Suisse in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,888 | $362,155,000 | $169,857 | $1,500,000 | $76,107 | $1,404,000 |
| Refinancing | 985 | $249,080,000 | $223,880 | $1,650,000 | $95,280 | $600,000 |
| Home Improvement | 6 | $2,184,000 | $295,666 | $880,000 | $78,000 | $252,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,770 | $399,779,000 | $194,607 | $1,609,000 | $89,250 | $1,404,000 |
| Hispanic | 507 | $100,348,000 | $172,625 | $1,650,000 | $68,500 | $540,000 |
| Black or African American | 225 | $38,123,000 | $187,800 | $1,000,000 | $83,266 | $744,000 |
| Asian | 215 | $39,759,000 | $216,000 | $1,625,000 | $94,600 | $408,000 |
| Not Provided | 146 | $33,043,000 | $189,875 | $984,000 | $91,625 | $456,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $1,445,000 | $122,666 | $240,000 | $35,333 | $168,000 |
| American Indian or Alaskan Native | 4 | $922,000 | $231,666 | $350,000 | $130,000 | $180,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,879 | $613,419,000 | $184,033 | $1,650,000 | $81,100 | $1,404,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,368 | $497,012,000 | $191,862 | $1,625,000 | $83,103 | $1,404,000 |
| Application Approved But Not Accepted | 259 | $62,590,000 | $217,473 | $1,386,000 | $81,000 | $660,000 |
| Application Denied By Financial Institution | 243 | $52,898,000 | $208,000 | $1,650,000 | $88,058 | $744,000 |
| Application Withdrawn By Applicant | 9 | $919,000 | $119,200 | $340,000 | $40,800 | $108,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Suisse's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Credit Suisse's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.