Credit Suisse Mortgage Lending & HMDA Data, 2006

In 2006, Credit Suisse of Princeton, NJ reported 26,828 mortgage applications totaling $5.0 billion, up 45% from 2005. The average application was for $186,954, and applicants reported an average income of $110,232. 63% of its applications resulted in an originated loan and 33% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (3,031), Chicago-Naperville-Joliet, IL (1,765) and Newark-Union, NJ-PA (1,647) (applications in parentheses).

Mortgage Company & Address Credit Suisse
302 Carnegie Center 2nd Floor
Princeton, NJ 08540
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  
Total Number of Mortgage Applications 26,828
Total Mortgage Loan Application Amount $5,015,628,000
Average Mortgage Loan Application Amount $186,954
Highest Mortgage Loan Application Amount $3,250,000
Average Applicant Income $110,232
Highest Applicant Income $4,504,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Credit Suisse filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Credit Suisse by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 1,372 $ 223,378,000 $ 162,811 $ 97,000
Essex, New Jersey 973 $ 205,806,000 $ 211,516 $ 110,000
Maricopa, Arizona 894 $ 158,466,000 $ 177,255 $ 117,000
Kings, New York 734 $ 249,945,000 $ 340,524 $ 124,000
Miami-Dade, Florida 676 $ 136,722,000 $ 202,251 $ 126,000
Union, New Jersey 509 $ 112,619,000 $ 221,255 $ 98,000
Hudson, New Jersey 460 $ 111,578,000 $ 242,560 $ 115,000
Queens, New York 455 $ 151,080,000 $ 332,043 $ 123,000
Horry, South Carolina 434 $ 75,933,000 $ 174,960 $ 174,000
Bronx, New York 379 $ 104,758,000 $ 276,406 $ 119,000
Palm Beach, Florida 369 $ 70,780,000 $ 191,815 $ 102,000
Fairfield, Connecticut 363 $ 91,860,000 $ 253,057 $ 103,000
Broward, Florida 331 $ 60,998,000 $ 184,283 $ 101,000
Clark, Nevada 313 $ 67,113,000 $ 214,418 $ 116,000
Wayne, Michigan 302 $ 22,709,000 $ 75,195 $ 90,000
Charleston, South Carolina 301 $ 53,482,000 $ 177,681 $ 118,000
Passaic, New Jersey 292 $ 66,552,000 $ 227,917 $ 96,000
Middlesex, New Jersey 281 $ 57,994,000 $ 206,384 $ 108,000
Lee, Florida 269 $ 46,597,000 $ 173,223 $ 139,000
Westchester, New York 265 $ 75,287,000 $ 284,101 $ 138,000
Suffolk, New York 254 $ 58,450,000 $ 230,118 $ 99,000
Lake, Illinois 248 $ 30,235,000 $ 121,915 $ 72,000
Orange, Florida 233 $ 43,003,000 $ 184,562 $ 93,000
San Diego, California 223 $ 73,322,000 $ 328,798 $ 149,000
Bergen, New Jersey 220 $ 64,357,000 $ 292,531 $ 121,000
Hillsborough, Florida 217 $ 33,518,000 $ 154,460 $ 123,000
Philadelphia, Pennsylvania 217 $ 19,771,000 $ 91,110 $ 69,000
New Castle, Delaware 211 $ 25,283,000 $ 119,824 $ 93,000
Los Angeles, California 204 $ 67,085,000 $ 328,848 $ 127,000
Nassau, New York 202 $ 56,971,000 $ 282,034 $ 121,000
Suffolk, Massachusetts 197 $ 49,618,000 $ 251,868 $ 133,000
Middlesex, Massachusetts 196 $ 47,900,000 $ 244,387 $ 120,000
Monmouth, New Jersey 194 $ 48,276,000 $ 248,845 $ 137,000
Montgomery, Maryland 190 $ 46,858,000 $ 246,621 $ 95,000
New Haven, Connecticut 184 $ 27,421,000 $ 149,027 $ 102,000
Harris, Texas 174 $ 16,521,000 $ 94,948 $ 144,000
Oakland, Michigan 169 $ 25,028,000 $ 148,094 $ 117,000
Prince George's, Maryland 166 $ 34,713,000 $ 209,114 $ 100,000
Somerset, New Jersey 165 $ 34,198,000 $ 207,260 $ 106,000
Pima, Arizona 155 $ 22,332,000 $ 144,077 $ 84,000
Ocean, New Jersey 154 $ 35,230,000 $ 228,766 $ 122,000
DuPage, Illinois 153 $ 25,239,000 $ 164,960 $ 151,000
Beaufort, South Carolina 151 $ 25,887,000 $ 171,437 $ 161,000
Mecklenburg, North Carolina 147 $ 14,875,000 $ 101,190 $ 129,000
Bristol, Massachusetts 140 $ 24,758,000 $ 176,842 $ 89,000
Essex, Massachusetts 136 $ 29,433,000 $ 216,419 $ 90,000
Providence, Rhode Island 129 $ 22,207,000 $ 172,147 $ 90,000
St. Louis, Missouri 127 $ 11,782,000 $ 92,771 $ 74,000
Pinellas, Florida 125 $ 19,095,000 $ 152,760 $ 98,000
Fulton, Georgia 125 $ 23,621,000 $ 188,968 $ 94,000
Duval, Florida 124 $ 15,824,000 $ 127,612 $ 93,000
Baltimore City, Maryland 119 $ 12,109,000 $ 101,756 $ 134,000
Cuyahoga, Ohio 119 $ 8,698,000 $ 73,092 $ 78,000
Gwinnett, Georgia 118 $ 16,939,000 $ 143,550 $ 86,000
Franklin, Ohio 117 $ 8,271,000 $ 70,692 $ 77,000
Tarrant, Texas 114 $ 9,486,000 $ 83,210 $ 125,000
Riverside, California 107 $ 28,702,000 $ 268,242 $ 121,000
Wake, North Carolina 107 $ 12,249,000 $ 114,476 $ 156,000
Baltimore, Maryland 106 $ 20,243,000 $ 190,971 $ 80,000
Bucks, Pennsylvania 104 $ 19,189,000 $ 184,509 $ 96,000
Kane, Illinois 101 $ 11,305,000 $ 111,930 $ 89,000
King, Washington 98 $ 22,175,000 $ 226,275 $ 126,000
Mercer, New Jersey 96 $ 10,587,000 $ 110,281 $ 126,000
Berkeley, South Carolina 96 $ 12,611,000 $ 131,364 $ 102,000
Seminole, Florida 95 $ 15,747,000 $ 165,757 $ 143,000
Atlantic, New Jersey 95 $ 19,546,000 $ 205,747 $ 107,000
Worcester, Massachusetts 94 $ 16,937,000 $ 180,180 $ 96,000
Milwaukee, Wisconsin 93 $ 8,797,000 $ 94,591 $ 140,000
Orange, New York 92 $ 15,639,000 $ 169,989 $ 92,000
St. Louis City, Missouri 91 $ 6,995,000 $ 76,868 $ 96,000
Will, Illinois 90 $ 13,330,000 $ 148,111 $ 90,000
Pinal, Arizona 89 $ 12,245,000 $ 137,584 $ 141,000
Fairfax, Virginia 89 $ 23,460,000 $ 263,595 $ 75,000
Orange, California 84 $ 29,237,000 $ 348,059 $ 127,000
Hartford, Connecticut 84 $ 12,145,000 $ 144,583 $ 92,000
Hillsborough, New Hampshire 83 $ 13,875,000 $ 167,168 $ 74,000
Volusia, Florida 82 $ 11,431,000 $ 139,402 $ 85,000
Macomb, Michigan 82 $ 8,672,000 $ 105,756 $ 72,000
Morris, New Jersey 82 $ 19,881,000 $ 242,451 $ 193,000
Bernalillo, New Mexico 82 $ 9,329,000 $ 113,768 $ 56,000
Richmond, New York 82 $ 19,715,000 $ 240,426 $ 93,000
Montgomery, Pennsylvania 81 $ 11,939,000 $ 147,395 $ 82,000
Camden, New Jersey 80 $ 8,156,000 $ 101,950 $ 96,000
St. Lucie, Florida 78 $ 12,602,000 $ 161,564 $ 138,000
District of Columbia, District Of Columbia 77 $ 19,227,000 $ 249,701 $ 91,000
Salt Lake, Utah 77 $ 10,589,000 $ 137,519 $ 54,000
Prince William, Virginia 77 $ 19,914,000 $ 258,623 $ 90,000
New York, New York 75 $ 31,935,000 $ 425,800 $ 192,000
Cobb, Georgia 72 $ 8,457,000 $ 117,458 $ 73,000
Fresno, California 71 $ 11,391,000 $ 160,436 $ 110,000
Pasco, Florida 71 $ 9,458,000 $ 133,211 $ 88,000
Norfolk, Massachusetts 71 $ 19,074,000 $ 268,647 $ 125,000
Sarasota, Florida 66 $ 13,565,000 $ 205,530 $ 163,000
Plymouth, Massachusetts 66 $ 15,405,000 $ 233,409 $ 97,000
Collin, Texas 65 $ 13,953,000 $ 214,661 $ 157,000
Collier, Florida 64 $ 17,437,000 $ 272,453 $ 111,000
Osceola, Florida 64 $ 10,504,000 $ 164,125 $ 124,000
Chatham, Georgia 62 $ 9,607,000 $ 154,951 $ 78,000
DeKalb, Georgia 62 $ 9,832,000 $ 158,580 $ 96,000
San Bernardino, California 61 $ 13,030,000 $ 213,606 $ 114,000
Delaware, Pennsylvania 61 $ 6,845,000 $ 112,213 $ 62,000
Dorchester, South Carolina 59 $ 6,041,000 $ 102,389 $ 92,000
Anne Arundel, Maryland 58 $ 11,373,000 $ 196,086 $ 102,000
Rockland, New York 57 $ 16,863,000 $ 295,842 $ 110,000
Pueblo, Colorado 54 $ 3,208,000 $ 59,407 $ 31,000
Travis, Texas 54 $ 6,257,000 $ 115,870 $ 335,000
Utah, Utah 53 $ 9,927,000 $ 187,301 $ 23,000
Lehigh, Pennsylvania 51 $ 4,176,000 $ 81,882 $ 79,000
York, Pennsylvania 51 $ 5,406,000 $ 106,000 $ 57,000
New London, Connecticut 50 $ 8,430,000 $ 168,600 $ 71,000
Burlington, New Jersey 50 $ 8,612,000 $ 172,240 $ 66,000
Kent, Delaware 48 $ 6,928,000 $ 144,333 $ 68,000
Hennepin, Minnesota 48 $ 6,706,000 $ 139,708 $ 134,000
Durham, North Carolina 48 $ 4,178,000 $ 87,041 $ 83,000
Rensselaer, New York 47 $ 3,550,000 $ 75,531 $ 115,000
Pierce, Washington 47 $ 8,361,000 $ 177,893 $ 84,000
Lake, Florida 45 $ 7,293,000 $ 162,066 $ 100,000
Northampton, Pennsylvania 45 $ 3,936,000 $ 87,466 $ 114,000
Manatee, Florida 44 $ 9,829,000 $ 223,386 $ 146,000
Warren, New Jersey 44 $ 9,815,000 $ 223,068 $ 99,000
Shelby, Tennessee 44 $ 4,822,000 $ 109,590 $ 338,000
Polk, Florida 43 $ 5,321,000 $ 123,744 $ 73,000
Sussex, New Jersey 43 $ 7,984,000 $ 185,674 $ 83,000
Richland, South Carolina 43 $ 3,244,000 $ 75,441 $ 98,000
Loudoun, Virginia 43 $ 11,581,000 $ 269,325 $ 114,000
Sedgwick, Kansas 42 $ 2,744,000 $ 65,333 $ 174,000
Albany, New York 42 $ 3,675,000 $ 87,500 $ 78,000
Santa Clara, California 41 $ 15,341,000 $ 374,170 $ 100,000
Lake, Indiana 41 $ 5,209,000 $ 127,048 $ 119,000
St. Charles, Missouri 41 $ 6,378,000 $ 155,560 $ 114,000
Alameda, California 40 $ 13,555,000 $ 338,875 $ 88,000
Multnomah, Oregon 40 $ 6,097,000 $ 152,425 $ 95,000
Berks, Pennsylvania 40 $ 4,609,000 $ 115,225 $ 52,000
Benton, Arkansas 39 $ 4,107,000 $ 105,307 $ 181,000
Brevard, Florida 39 $ 5,815,000 $ 149,102 $ 110,000
St. Johns, Florida 38 $ 7,092,000 $ 186,631 $ 76,000
Dallas, Texas 38 $ 6,695,000 $ 176,184 $ 131,000
Jackson, Missouri 36 $ 2,201,000 $ 61,138 $ 113,000
Clark, Washington 36 $ 6,370,000 $ 176,944 $ 99,000
Contra Costa, California 35 $ 12,876,000 $ 367,885 $ 124,000
Gloucester, New Jersey 35 $ 5,497,000 $ 157,057 $ 71,000
Lexington, South Carolina 35 $ 2,577,000 $ 73,628 $ 56,000
Flagler, Florida 34 $ 4,122,000 $ 121,235 $ 82,000
Clayton, Georgia 34 $ 2,422,000 $ 71,235 $ 55,000
Hampden, Massachusetts 34 $ 4,227,000 $ 124,323 $ 69,000
Snohomish, Washington 34 $ 8,069,000 $ 237,323 $ 147,000
Union, North Carolina 33 $ 4,933,000 $ 149,484 $ 138,000
Tulsa, Oklahoma 33 $ 1,944,000 $ 58,909 $ 150,000
Chester, Pennsylvania 33 $ 8,417,000 $ 255,060 $ 113,000
Williamson, Texas 32 $ 2,871,000 $ 89,718 $ 175,000
Suffolk, Virginia 32 $ 1,619,000 $ 50,593 $ 62,000
Sangamon, Illinois 31 $ 3,266,000 $ 105,354 $ 86,000
Frederick, Maryland 31 $ 6,592,000 $ 212,645 $ 98,000
Georgetown, South Carolina 31 $ 8,419,000 $ 271,580 $ 104,000
Kent, Rhode Island 30 $ 3,741,000 $ 124,700 $ 74,000
Howard, Maryland 29 $ 8,306,000 $ 286,413 $ 105,000
Hamilton, Ohio 29 $ 3,608,000 $ 124,413 $ 85,000
Adams, Colorado 28 $ 3,989,000 $ 142,464 $ 208,000
Winnebago, Illinois 28 $ 2,974,000 $ 106,214 $ 105,000
Genesee, Michigan 28 $ 2,989,000 $ 106,750 $ 60,000
Washtenaw, Michigan 28 $ 6,229,000 $ 222,464 $ 173,000
Le Sueur, Minnesota 28 $ 6,609,000 $ 236,035 $ 71,000
Merrimack, New Hampshire 28 $ 3,851,000 $ 137,535 $ 69,000
Hunterdon, New Jersey 28 $ 8,334,000 $ 297,642 $ 134,000
Charlotte, Florida 27 $ 3,700,000 $ 137,037 $ 201,000
McHenry, Illinois 27 $ 4,390,000 $ 162,592 $ 143,000
Tulare, California 26 $ 3,527,000 $ 135,653 $ 78,000
Arapahoe, Colorado 26 $ 3,945,000 $ 151,730 $ 200,000
DeSoto, Mississippi 26 $ 1,336,000 $ 51,384 $ 151,000
Harrison, Mississippi 26 $ 2,769,000 $ 106,500 $ 291,000
Cape May, New Jersey 26 $ 10,303,000 $ 396,269 $ 132,000
Dutchess, New York 26 $ 6,842,000 $ 263,153 $ 95,000
Washington, Oregon 26 $ 4,563,000 $ 175,500 $ 96,000
Sacramento, California 25 $ 5,101,000 $ 204,040 $ 111,000
Clay, Florida 25 $ 2,944,000 $ 117,760 $ 47,000
Martin, Florida 25 $ 6,155,000 $ 246,200 $ 99,000
Shawnee, Kansas 25 $ 1,537,000 $ 61,480 $ 98,000
Rockingham, New Hampshire 25 $ 4,699,000 $ 187,960 $ 113,000
Cumberland, New Jersey 25 $ 3,258,000 $ 130,320 $ 62,000
Sandoval, New Mexico 25 $ 4,010,000 $ 160,400 $ 89,000
Summit, Ohio 25 $ 2,138,000 $ 85,520 $ 80,000
Greenville, South Carolina 25 $ 2,728,000 $ 109,120 $ 126,000
Litchfield, Connecticut 24 $ 3,768,000 $ 157,000 $ 85,000
Escambia, Florida 24 $ 2,478,000 $ 103,250 $ 29,000
Henry, Georgia 24 $ 2,288,000 $ 95,333 $ 61,000
York, Maine 24 $ 3,716,000 $ 154,833 $ 102,000
Boone, Missouri 24 $ 1,867,000 $ 77,791 $ 107,000
Jefferson, Missouri 24 $ 2,272,000 $ 94,666 $ 109,000
Washington, New York 24 $ 2,349,000 $ 97,875 $ 100,000
Spartanburg, South Carolina 24 $ 1,668,000 $ 69,500 $ 118,000
Bexar, Texas 24 $ 1,457,000 $ 60,708 $ 119,000
Fort Bend, Texas 24 $ 3,152,000 $ 131,333 $ 89,000
Galveston, Texas 24 $ 2,815,000 $ 117,291 $ 209,000
Sussex, Delaware 23 $ 3,917,000 $ 170,304 $ 83,000
Madison, Illinois 23 $ 1,912,000 $ 83,130 $ 96,000
Porter, Indiana 23 $ 3,550,000 $ 154,347 $ 132,000
Virginia Beach, Virginia 23 $ 4,358,000 $ 189,478 $ 61,000
Marion, Florida 22 $ 2,464,000 $ 112,000 $ 58,000
Berkshire, Massachusetts 22 $ 2,095,000 $ 95,227 $ 63,000
Dakota, Minnesota 22 $ 3,520,000 $ 160,000 $ 74,000
Strafford, New Hampshire 22 $ 3,065,000 $ 139,318 $ 98,000
Lucas, Ohio 22 $ 1,454,000 $ 66,090 $ 90,000
York, South Carolina 22 $ 2,444,000 $ 111,090 $ 160,000
Montgomery, Texas 22 $ 3,498,000 $ 159,000 $ 68,000
Chesterfield, Virginia 22 $ 3,181,000 $ 144,590 $ 50,000
Livingston, Michigan 21 $ 2,601,000 $ 123,857 $ 62,000
Ramsey, Minnesota 21 $ 2,352,000 $ 112,000 $ 75,000
Onondaga, New York 21 $ 1,318,000 $ 62,761 $ 151,000
Montgomery, Ohio 21 $ 1,728,000 $ 82,285 $ 85,000
Allegheny, Pennsylvania 21 $ 1,319,000 $ 62,809 $ 76,000
Spokane, Washington 21 $ 1,744,000 $ 83,047 $ 61,000
San Joaquin, California 20 $ 4,321,000 $ 216,050 $ 95,000
Clarke, Georgia 20 $ 1,879,000 $ 93,950 $ 83,000
Honolulu, Hawaii 20 $ 5,782,000 $ 289,100 $ 188,000
Harford, Maryland 20 $ 3,520,000 $ 176,000 $ 72,000
Johnston, North Carolina 20 $ 1,928,000 $ 96,400 $ 104,000
Orange, North Carolina 20 $ 4,304,000 $ 215,200 $ 155,000
Stark, Ohio 20 $ 1,588,000 $ 79,400 $ 81,000
Spotsylvania, Virginia 20 $ 4,095,000 $ 204,750 $ 108,000
Baldwin, Alabama 19 $ 3,722,000 $ 195,894 $ 381,000
Guilford, North Carolina 19 $ 2,100,000 $ 110,526 $ 62,000
Monroe, Pennsylvania 19 $ 2,960,000 $ 155,789 $ 84,000
Denton, Texas 19 $ 4,332,000 $ 228,000 $ 122,000
Hidalgo, Texas 19 $ 2,153,000 $ 113,315 $ 151,000
Kern, California 18 $ 3,201,000 $ 177,833 $ 119,000
Stanislaus, California 18 $ 3,807,000 $ 211,500 $ 57,000
Middlesex, Connecticut 18 $ 2,700,000 $ 150,000 $ 72,000
Monroe, Florida 18 $ 7,926,000 $ 440,333 $ 302,000
Cherokee, Georgia 18 $ 2,881,000 $ 160,055 $ 106,000
Washington, Maryland 18 $ 3,352,000 $ 186,222 $ 57,000
Olmsted, Minnesota 18 $ 1,620,000 $ 90,000 $ 130,000
Clackamas, Oregon 18 $ 5,303,000 $ 294,611 $ 213,000
Lancaster, Pennsylvania 18 $ 2,209,000 $ 122,722 $ 42,000
Henrico, Virginia 18 $ 2,712,000 $ 150,666 $ 148,000
Stafford, Virginia 18 $ 4,368,000 $ 242,666 $ 90,000
San Francisco, California 17 $ 11,420,000 $ 671,764 $ 239,000
El Paso, Colorado 17 $ 2,550,000 $ 150,000 $ 52,000
Polk, Iowa 17 $ 2,262,000 $ 133,058 $ 93,000
Jackson, Michigan 17 $ 912,000 $ 53,647 $ 155,000
Erie, New York 17 $ 996,000 $ 58,588 $ 100,000
Schenectady, New York 17 $ 1,249,000 $ 73,470 $ 75,000
Nueces, Texas 17 $ 1,526,000 $ 89,764 $ 223,000
Santa Rosa, Florida 16 $ 2,209,000 $ 138,062 $ 104,000
Grafton, New Hampshire 16 $ 2,110,000 $ 131,875 $ 47,000
Rogers, Oklahoma 16 $ 1,458,000 $ 91,125 $ 184,000
Dauphin, Pennsylvania 16 $ 1,531,000 $ 95,687 $ 24,000
Arlington, Virginia 16 $ 4,582,000 $ 286,375 $ 121,000
Solano, California 15 $ 4,104,000 $ 273,600 $ 114,000
Jefferson, Colorado 15 $ 3,698,000 $ 246,533 $ 40,000
Weld, Colorado 15 $ 2,622,000 $ 174,800 $ 254,000
Indian River, Florida 15 $ 2,030,000 $ 135,333 $ 55,000
Maui, Hawaii 15 $ 4,417,000 $ 294,466 $ 201,000
Kent, Michigan 15 $ 1,212,000 $ 80,800 $ 44,000
Scott, Minnesota 15 $ 3,629,000 $ 241,933 $ 53,000
Broome, New York 15 $ 948,000 $ 63,200 $ 164,000
Ulster, New York 15 $ 2,772,000 $ 184,800 $ 83,000
Iredell, North Carolina 15 $ 2,101,000 $ 140,066 $ 62,000
Sumter, South Carolina 15 $ 498,000 $ 33,200 $ 97,000
Tolland, Connecticut 14 $ 1,750,000 $ 125,000 $ 57,000
Hernando, Florida 14 $ 2,210,000 $ 157,857 $ 56,000
St. Clair, Illinois 14 $ 1,291,000 $ 92,214 $ 60,000
Barnstable, Massachusetts 14 $ 3,531,000 $ 252,214 $ 140,000
Rice, Minnesota 14 $ 3,130,000 $ 223,571 $ 78,000
Sullivan, New York 14 $ 2,043,000 $ 145,928 $ 86,000
Lackawanna, Pennsylvania 14 $ 1,351,000 $ 96,500 $ 95,000
Madison, Tennessee 14 $ 873,000 $ 62,357 $ 135,000
Douglas, Colorado 13 $ 2,525,000 $ 194,230 $ 283,000
Sullivan, New Hampshire 13 $ 1,609,000 $ 123,769 $ 94,000
Gaston, North Carolina 13 $ 2,308,000 $ 177,538 $ 199,000
Luzerne, Pennsylvania 13 $ 831,000 $ 63,923 $ 116,000
Newport, Rhode Island 13 $ 2,284,000 $ 175,692 $ 101,000
Bell, Texas 13 $ 1,396,000 $ 107,384 $ 247,000
Summit, Utah 13 $ 7,928,000 $ 609,846 $ 178,000
Kenosha, Wisconsin 13 $ 1,333,000 $ 102,538 $ 38,000
Carroll, Georgia 12 $ 1,202,000 $ 100,166 $ 85,000
Paulding, Georgia 12 $ 960,000 $ 80,000 $ 67,000
Kendall, Illinois 12 $ 2,142,000 $ 178,500 $ 128,000
Putnam, New York 12 $ 2,457,000 $ 204,750 $ 114,000
Saratoga, New York 12 $ 1,613,000 $ 134,416 $ 86,000
Cumberland, Pennsylvania 12 $ 1,321,000 $ 110,083 $ 68,000
Pike, Pennsylvania 12 $ 1,242,000 $ 103,500 $ 94,000
Davis, Utah 12 $ 1,744,000 $ 145,333 $ 104,000
Madison, Alabama 11 $ 531,000 $ 48,272 $ 47,000
Yavapai, Arizona 11 $ 3,332,000 $ 302,909 $ 145,000
Merced, California 11 $ 2,875,000 $ 261,363 $ 72,000
Bay, Florida 11 $ 2,010,000 $ 182,727 $ 391,000
Carroll, Maryland 11 $ 1,697,000 $ 154,272 $ 81,000
Anoka, Minnesota 11 $ 1,845,000 $ 167,727 $ 123,000
Dare, North Carolina 11 $ 5,986,000 $ 544,181 $ 197,000
New Hanover, North Carolina 11 $ 2,241,000 $ 203,727 $ 70,000
Licking, Ohio 11 $ 901,000 $ 81,909 $ 102,000
Jasper, South Carolina 11 $ 1,243,000 $ 113,000 $ 161,000
Davidson, Tennessee 11 $ 1,914,000 $ 174,000 $ 144,000
Portsmouth, Virginia 11 $ 1,027,000 $ 93,363 $ 61,000
Richmond City, Virginia 11 $ 2,004,000 $ 182,181 $ 19,000
Mobile, Alabama 10 $ 1,035,000 $ 103,500 $ 82,000
Santa Cruz, Arizona 10 $ 908,000 $ 90,800 $ 46,000
Eagle, Colorado 10 $ 2,428,000 $ 242,800 $ 77,000
Windham, Connecticut 10 $ 1,602,000 $ 160,200 $ 25,000
Citrus, Florida 10 $ 1,115,000 $ 111,500 $ 62,000
Richmond, Georgia 10 $ 1,012,000 $ 101,200 $ 111,000
Jefferson, Kentucky 10 $ 793,000 $ 79,300 $ 69,000
Kalamazoo, Michigan 10 $ 802,000 $ 80,200 $ 50,000
Washoe, Nevada 10 $ 2,332,000 $ 233,200 $ 134,000
Belknap, New Hampshire 10 $ 1,144,000 $ 114,400 $ 93,000
Florence, South Carolina 10 $ 573,000 $ 57,300 $ 382,000
El Paso, Texas 10 $ 1,301,000 $ 130,100 $ 153,000
Fauquier, Virginia 10 $ 2,793,000 $ 279,300 $ 97,000
Norfolk, Virginia 10 $ 1,543,000 $ 154,300 $ 85,000
Thurston, Washington 10 $ 1,393,000 $ 139,300 $ 78,000
Berkeley, West Virginia 10 $ 1,513,000 $ 151,300 $ 63,000
Limestone, Alabama 9 $ 667,000 $ 74,111 $ 177,000
San Mateo, California 9 $ 4,100,000 $ 455,555 $ 111,000
Denver, Colorado 9 $ 1,125,000 $ 125,000 $ 57,000
Douglas, Georgia 9 $ 925,000 $ 102,777 $ 62,000
Hall, Georgia 9 $ 1,474,000 $ 163,777 $ 74,000
Spalding, Georgia 9 $ 456,000 $ 50,666 $ 148,000
Grundy, Illinois 9 $ 898,000 $ 99,777 $ 79,000
Hamilton, Indiana 9 $ 632,000 $ 70,222 $ 126,000
Ascension, Louisiana 9 $ 852,000 $ 94,666 $ 131,000
Cumberland, Maine 9 $ 1,715,000 $ 190,555 $ 78,000
Charles, Maryland 9 $ 1,913,000 $ 212,555 $ 132,000
Greene, Missouri 9 $ 916,000 $ 101,777 $ 65,000
Columbia, New York 9 $ 1,085,000 $ 120,555 $ 75,000
Cabarrus, North Carolina 9 $ 729,000 $ 81,000 $ 49,000
Marion, Oregon 9 $ 1,444,000 $ 160,444 $ 186,000
Mercer, Pennsylvania 9 $ 761,000 $ 84,555 $ 62,000
Weber, Utah 9 $ 830,000 $ 92,222 $ 72,000
Chesapeake, Virginia 9 $ 1,459,000 $ 162,111 $ 107,000
Navajo, Arizona 8 $ 1,653,000 $ 206,625 $ 85,000
Washington, Arkansas 8 $ 761,000 $ 95,125 $ 200,000
Ventura, California 8 $ 2,532,000 $ 316,500 $ 177,000
Alachua, Florida 8 $ 1,100,000 $ 137,500 $ 105,000
Leon, Florida 8 $ 742,000 $ 92,750 $ 48,000
Coweta, Georgia 8 $ 918,000 $ 114,750 $ 99,000
Newton, Georgia 8 $ 703,000 $ 87,875 $ 78,000
Hawaii, Hawaii 8 $ 3,305,000 $ 413,125 $ 103,000
Marion, Indiana 8 $ 480,000 $ 60,000 $ 146,000
Johnson, Kansas 8 $ 1,246,000 $ 155,750 $ 88,000
Hardin, Kentucky 8 $ 945,000 $ 118,125 $ 192,000
East Baton Rouge, Louisiana 8 $ 706,000 $ 88,250 $ 129,000
Calvert, Maryland 8 $ 1,868,000 $ 233,500 $ 141,000
Cecil, Maryland 8 $ 1,912,000 $ 239,000 $ 60,000
Talbot, Maryland 8 $ 4,254,000 $ 531,750 $ 165,000
Calhoun, Michigan 8 $ 478,000 $ 59,750 $ 57,000
Ingham, Michigan 8 $ 792,000 $ 99,000 $ 41,000
Cayuga, New York 8 $ 606,000 $ 75,750 $ 63,000
Forsyth, North Carolina 8 $ 548,000 $ 68,500 $ 75,000
Butler, Ohio 8 $ 1,107,000 $ 138,375 $ 141,000
Lorain, Ohio 8 $ 877,000 $ 109,625 $ 31,000
Lincoln, Oregon 8 $ 3,285,000 $ 410,625 $ 615,000
Yamhill, Oregon 8 $ 1,429,000 $ 178,625 $ 109,000
Franklin, Pennsylvania 8 $ 1,051,000 $ 131,375 $ 60,000
Brazoria, Texas 8 $ 710,000 $ 88,750 $ 90,000
Burnet, Texas 8 $ 619,000 $ 77,375 $ 0
Grayson, Texas 8 $ 439,000 $ 54,875 $ 112,000
Orleans, Vermont 8 $ 845,000 $ 105,625 $ 55,000
Anchorage, Alaska 7 $ 1,420,000 $ 202,857 $ 105,000
Boulder, Colorado 7 $ 2,633,000 $ 376,142 $ 161,000
Okaloosa, Florida 7 $ 1,187,000 $ 169,571 $ 116,000
Gilmer, Georgia 7 $ 1,431,000 $ 204,428 $ 148,000
Rockdale, Georgia 7 $ 388,000 $ 55,428 $ 201,000
St. Mary's, Maryland 7 $ 2,265,000 $ 323,571 $ 56,000
Warren, Missouri 7 $ 832,000 $ 118,857 $ 61,000
Lincoln, New Mexico 7 $ 943,000 $ 134,714 $ 203,000
Monroe, New York 7 $ 748,000 $ 106,857 $ 119,000
Cleveland, North Carolina 7 $ 326,000 $ 46,571 $ 89,000
Warren, Ohio 7 $ 696,000 $ 99,428 $ 113,000
Oklahoma, Oklahoma 7 $ 355,000 $ 50,714 $ 68,000
Carbon, Pennsylvania 7 $ 787,000 $ 112,428 $ 94,000
Washington, Pennsylvania 7 $ 964,000 $ 137,714 $ 109,000
Washington, Rhode Island 7 $ 1,044,000 $ 149,142 $ 74,000
Anderson, South Carolina 7 $ 703,000 $ 100,428 $ 205,000
Newberry, South Carolina 7 $ 277,000 $ 39,571 $ 144,000
Orangeburg, South Carolina 7 $ 448,000 $ 64,000 $ 40,000
Wasatch, Utah 7 $ 1,866,000 $ 266,571 $ 30,000
Washington, Utah 7 $ 1,140,000 $ 162,857 $ 36,000
Bennington, Vermont 7 $ 1,479,000 $ 211,285 $ 66,000
Windham, Vermont 7 $ 1,023,000 $ 146,142 $ 48,000
Culpeper, Virginia 7 $ 1,349,000 $ 192,714 $ 74,000
Kings, California 6 $ 807,000 $ 134,500 $ 58,000
Marin, California 6 $ 4,055,000 $ 675,833 $ 42,000
Monterey, California 6 $ 2,055,000 $ 342,500 $ 85,000
Placer, California 6 $ 1,831,000 $ 305,166 $ 113,000
San Luis Obispo, California 6 $ 3,540,000 $ 590,000 $ 114,000
Nassau, Florida 6 $ 711,000 $ 118,500 $ 119,000
Effingham, Georgia 6 $ 792,000 $ 132,000 $ 45,000
Ada, Idaho 6 $ 1,342,000 $ 223,666 $ 132,000
Allen, Indiana 6 $ 477,000 $ 79,500 $ 72,000
Hendricks, Indiana 6 $ 484,000 $ 80,666 $ 111,000
Miami, Indiana 6 $ 201,000 $ 33,500 $ 91,000
Wicomico, Maryland 6 $ 881,000 $ 146,833 $ 142,000
Worcester, Maryland 6 $ 966,000 $ 161,000 $ 86,000
Lapeer, Michigan 6 $ 570,000 $ 95,000 $ 28,000
St. Clair, Michigan 6 $ 782,000 $ 130,333 $ 68,000
Van Buren, Michigan 6 $ 781,000 $ 130,166 $ 100,000
Madison, Mississippi 6 $ 320,000 $ 53,333 $ 174,000
Rankin, Mississippi 6 $ 516,000 $ 86,000 $ 202,000
Johnson, Missouri 6 $ 592,000 $ 98,666 $ 139,000
Taney, Missouri 6 $ 379,000 $ 63,166 $ 109,000
Coos, New Hampshire 6 $ 2,145,000 $ 357,500 $ 781,000
Warren, New York 6 $ 517,000 $ 86,166 $ 178,000
Ashe, North Carolina 6 $ 633,000 $ 105,500 $ 460,000
Brunswick, North Carolina 6 $ 750,000 $ 125,000 $ 89,000
Buncombe, North Carolina 6 $ 698,000 $ 116,333 $ 69,000
Onslow, North Carolina 6 $ 426,000 $ 71,000 $ 48,000
Geauga, Ohio 6 $ 1,254,000 $ 209,000 $ 125,000
Mahoning, Ohio 6 $ 462,000 $ 77,000 $ 31,000
Medina, Ohio 6 $ 487,000 $ 81,166 $ 0
Wagoner, Oklahoma 6 $ 401,000 $ 66,833 $ 181,000
Jackson, Oregon 6 $ 1,198,000 $ 199,666 $ 141,000
Aiken, South Carolina 6 $ 927,000 $ 154,500 $ 90,000
Fairfield, South Carolina 6 $ 193,000 $ 32,166 $ 80,000
Alexandria, Virginia 6 $ 1,083,000 $ 180,500 $ 17,000
Frederick, Virginia 6 $ 1,369,000 $ 228,166 $ 95,000
Whatcom, Washington 6 $ 1,214,000 $ 202,333 $ 15,000
Hardy, West Virginia 6 $ 391,000 $ 65,166 $ 61,000
Waukesha, Wisconsin 6 $ 1,004,000 $ 167,333 $ 114,000
Cochise, Arizona 5 $ 1,053,000 $ 210,600 $ 74,000
Sebastian, Arkansas 5 $ 436,000 $ 87,200 $ 129,000
Lake, California 5 $ 1,224,000 $ 244,800 $ 84,000
Garfield, Colorado 5 $ 1,152,000 $ 230,400 $ 0
Putnam, Florida 5 $ 612,000 $ 122,400 $ 107,000
Bartow, Georgia 5 $ 393,000 $ 78,600 $ 24,000
Forsyth, Georgia 5 $ 470,000 $ 94,000 $ 45,000
Gordon, Georgia 5 $ 520,000 $ 104,000 $ 54,000
Franklin, Massachusetts 5 $ 858,000 $ 171,600 $ 51,000
Gogebic, Michigan 5 $ 527,000 $ 105,400 $ 51,000
Goodhue, Minnesota 5 $ 735,000 $ 147,000 $ 86,000
Buchanan, Missouri 5 $ 338,000 $ 67,600 $ 221,000
Lancaster, Nebraska 5 $ 932,000 $ 186,400 $ 49,000
Oneida, New York 5 $ 350,000 $ 70,000 $ 62,000
Cumberland, North Carolina 5 $ 318,000 $ 63,600 $ 725,000
Harnett, North Carolina 5 $ 414,000 $ 82,800 $ 16,000
McDowell, North Carolina 5 $ 510,000 $ 102,000 $ 82,000
Pender, North Carolina 5 $ 1,037,000 $ 207,400 $ 132,000
Fairfield, Ohio 5 $ 405,000 $ 81,000 $ 75,000
Lane, Oregon 5 $ 680,000 $ 136,000 $ 106,000
Bristol, Rhode Island 5 $ 1,364,000 $ 272,800 $ 109,000
Kershaw, South Carolina 5 $ 404,000 $ 80,800 $ 75,000
Wilson, Tennessee 5 $ 719,000 $ 143,800 $ 128,000
Smith, Texas 5 $ 541,000 $ 108,200 $ 57,000
Franklin, Vermont 5 $ 539,000 $ 107,800 $ 23,000
Orange, Vermont 5 $ 997,000 $ 199,400 $ 89,000
King George, Virginia 5 $ 671,000 $ 134,200 $ 60,000
Roanoke City, Virginia 5 $ 419,000 $ 83,800 $ 22,000
Kittitas, Washington 5 $ 613,000 $ 122,600 $ 34,000
St. Croix, Wisconsin 5 $ 708,000 $ 141,600 $ 28,000
Elmore, Alabama 4 $ 200,000 $ 50,000 $ 55,000
Houston, Alabama 4 $ 196,000 $ 49,000 $ 168,000
Gila, Arizona 4 $ 569,000 $ 142,250 $ 48,000
Butte, California 4 $ 658,000 $ 164,500 $ 134,000
Shasta, California 4 $ 941,000 $ 235,250 $ 87,000
Columbia, Florida 4 $ 462,000 $ 115,500 $ 99,000
Highlands, Florida 4 $ 464,000 $ 116,000 $ 79,000
Barrow, Georgia 4 $ 821,000 $ 205,250 $ 175,000
Greene, Georgia 4 $ 1,095,000 $ 273,750 $ 311,000
Houston, Georgia 4 $ 237,000 $ 59,250 $ 295,000
Jackson, Georgia 4 $ 490,000 $ 122,500 $ 114,000
Kauai, Hawaii 4 $ 1,022,000 $ 255,500 $ 84,000
Mason, Illinois 4 $ 173,000 $ 43,250 $ 105,000
LaPorte, Indiana 4 $ 394,000 $ 98,500 $ 72,000
Dallas, Iowa 4 $ 411,000 $ 102,750 $ 66,000
Caddo, Louisiana 4 $ 339,000 $ 84,750 $ 77,000
St. Charles, Louisiana 4 $ 285,000 $ 71,250 $ 54,000
Androscoggin, Maine 4 $ 211,000 $ 52,750 $ 216,000
Dukes, Massachusetts 4 $ 3,086,000 $ 771,500 $ 186,000
Monroe, Michigan 4 $ 505,000 $ 126,250 $ 27,000
Muskegon, Michigan 4 $ 448,000 $ 112,000 $ 66,000
Sherburne, Minnesota 4 $ 419,000 $ 104,750 $ 53,000
Washington, Minnesota 4 $ 383,000 $ 95,750 $ 133,000
Nye, Nevada 4 $ 250,000 $ 62,500 $ 61,000
Cheshire, New Hampshire 4 $ 708,000 $ 177,000 $ 106,000
McKinley, New Mexico 4 $ 358,000 $ 89,500 $ 57,000
Santa Fe, New Mexico 4 $ 515,000 $ 128,750 $ 27,000
Valencia, New Mexico 4 $ 365,000 $ 91,250 $ 23,000
Clinton, New York 4 $ 389,000 $ 97,250 $ 46,000
Livingston, New York 4 $ 520,000 $ 130,000 $ 116,000
Otsego, New York 4 $ 260,000 $ 65,000 $ 76,000
Currituck, North Carolina 4 $ 2,538,000 $ 634,500 $ 203,000
Lincoln, North Carolina 4 $ 619,000 $ 154,750 $ 113,000
Ashtabula, Ohio 4 $ 194,000 $ 48,500 $ 109,000
Delaware, Ohio 4 $ 400,000 $ 100,000 $ 89,000
Greene, Ohio 4 $ 115,000 $ 28,750 $ 36,000
Portage, Ohio 4 $ 364,000 $ 91,000 $ 97,000
Trumbull, Ohio 4 $ 347,000 $ 86,750 $ 62,000
Deschutes, Oregon 4 $ 635,000 $ 158,750 $ 144,000
Polk, Oregon 4 $ 318,000 $ 79,500 $ 21,000
Erie, Pennsylvania 4 $ 248,000 $ 62,000 $ 46,000
Wayne, Pennsylvania 4 $ 552,000 $ 138,000 $ 83,000
Marion, South Carolina 4 $ 245,000 $ 61,250 $ 113,000
Pickens, South Carolina 4 $ 548,000 $ 137,000 $ 23,000
Hamilton, Tennessee 4 $ 656,000 $ 164,000 $ 108,000
Knox, Tennessee 4 $ 328,000 $ 82,000 $ 69,000
Rutherford, Tennessee 4 $ 263,000 $ 65,750 $ 74,000
Sevier, Tennessee 4 $ 665,000 $ 166,250 $ 337,000
Warren, Tennessee 4 $ 104,000 $ 26,000 $ 846,000
Chambers, Texas 4 $ 355,000 $ 88,750 $ 122,000
Jefferson, Texas 4 $ 180,000 $ 45,000 $ 103,000
Liberty, Texas 4 $ 410,000 $ 102,500 $ 76,000
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Mortgage Loan Application Detail Totals for Credit Suisse in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 17,640 $2,974,745,000 $168,000 $1,885,000 $114,000 $3,600,000
Refinancing 9,188 $2,040,883,000 $222,000 $3,250,000 $103,000 $4,504,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,192 $2,446,977,000 $185,000 $3,250,000 $124,000 $4,504,000
Hispanic 6,537 $1,216,082,000 $186,000 $1,450,000 $92,000 $1,638,000
Black or African American 3,330 $588,707,000 $176,000 $1,000,000 $92,000 $1,200,000
Not Provided 2,607 $520,229,000 $199,000 $1,500,000 $107,000 $2,035,000
Asian 985 $211,742,000 $214,000 $1,000,000 $115,000 $756,000
Native Hawaiian or Other Pacific Islander 120 $21,726,000 $181,000 $696,000 $114,000 $576,000
American Indian or Alaskan Native 57 $10,165,000 $178,000 $758,000 $75,000 $406,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 26,828 $5,015,628,000 $186,000 $3,250,000 $110,000 $4,504,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 16,909 $3,026,347,000 $178,000 $1,885,000 $110,000 $4,504,000
Application Denied By Financial Institution 8,917 $1,798,701,000 $201,000 $3,250,000 $113,000 $2,160,000
Application Approved But Not Accepted 883 $173,745,000 $196,000 $1,810,000 $106,000 $2,092,000
Application Withdrawn By Applicant 119 $16,835,000 $141,000 $880,000 $88,000 $848,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 4,802 $989,858,000 $206,000 $1,902,000 $110,000 $2,160,000
Credit History 1,021 $186,970,000 $183,000 $1,389,000 $92,000 $697,000
Other 995 $186,882,000 $187,000 $3,250,000 $142,000 $1,638,000
Unverifiable Information 736 $152,033,000 $206,000 $1,125,000 $106,000 $1,404,000
Collateral 726 $166,233,000 $228,000 $1,350,000 $142,000 $2,035,000
Debt-To-Income Ratio 507 $90,627,000 $178,000 $800,000 $98,000 $1,008,000
Insufficient Cash (Downpayment, Closing Cost) 62 $12,650,000 $204,000 $1,000,000 $130,000 $1,560,000
Employment History 56 $9,204,000 $164,000 $560,000 $84,000 $303,000
Mortgage Insurance Denied 3 $1,277,000 $425,000 $1,000,000 $34,000 $102,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Suisse's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Credit Suisse's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet with aggregated HMDA statistics today.

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