Crescom Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Crescom Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Crescom Bank 288 Meeting St Charleston, SC 29401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,320 |
| Total Mortgage Loan Application Amount | $312,250,000 |
| Average Mortgage Loan Application Amount | $215,666 |
| Highest Mortgage Loan Application Amount | $31,005,000 |
| Average Applicant Income | $105,333 |
| Highest Applicant Income | $5,720,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Crescom Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Crescom Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Crescom Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Crescom Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Crescom Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Crescom Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Horry County South Carolina | 571 | $ 90,385,000 | $ 158,000 | $ 142,000 |
| Brunswick County North Carolina | 81 | $ 26,745,000 | $ 330,000 | $ 184,000 |
| New Hanover County North Carolina | 59 | $ 13,065,000 | $ 221,000 | $ 205,000 |
| Charleston County South Carolina | 54 | $ 19,440,000 | $ 360,000 | $ 163,000 |
| Greenville County South Carolina | 52 | $ 42,100,000 | $ 809,000 | $ 120,000 |
| Beaufort County North Carolina | 37 | $ 4,715,000 | $ 127,000 | $ 65,000 |
| Craven County North Carolina | 35 | $ 4,965,000 | $ 141,000 | $ 66,000 |
| Sumter County Florida | 33 | $ 10,305,000 | $ 312,000 | $ 0 |
| Dorchester County South Carolina | 30 | $ 5,510,000 | $ 183,000 | $ 86,000 |
| Robeson County North Carolina | 29 | $ 3,635,000 | $ 125,000 | $ 66,000 |
| Pitt County North Carolina | 25 | $ 4,185,000 | $ 167,000 | $ 84,000 |
| Cumberland County North Carolina | 23 | $ 3,005,000 | $ 130,000 | $ 80,000 |
| Lexington County South Carolina | 23 | $ 6,195,000 | $ 269,000 | $ 127,000 |
| Carteret County North Carolina | 22 | $ 6,300,000 | $ 286,000 | $ 232,000 |
| Berkeley County South Carolina | 22 | $ 5,380,000 | $ 244,000 | $ 124,000 |
| Dare County North Carolina | 16 | $ 6,820,000 | $ 426,000 | $ 86,000 |
| Nash County North Carolina | 14 | $ 2,120,000 | $ 151,000 | $ 78,000 |
| Wake County North Carolina | 14 | $ 2,940,000 | $ 210,000 | $ 295,000 |
| Durham County North Carolina | 12 | $ 3,180,000 | $ 265,000 | $ 2,283,000 |
| Georgetown County South Carolina | 12 | $ 5,880,000 | $ 490,000 | $ 204,000 |
| Spartanburg County South Carolina | 12 | $ 1,430,000 | $ 119,000 | $ 75,000 |
| Columbus County North Carolina | 10 | $ 1,210,000 | $ 121,000 | $ 73,000 |
| Bladen County North Carolina | 9 | $ 1,505,000 | $ 167,000 | $ 139,000 |
| Edgecombe County North Carolina | 9 | $ 1,485,000 | $ 165,000 | $ 77,000 |
| Richland County South Carolina | 9 | $ 2,685,000 | $ 298,000 | $ 169,000 |
| Lake County Florida | 8 | $ 1,320,000 | $ 165,000 | $ 0 |
| Pamlico County North Carolina | 8 | $ 2,000,000 | $ 250,000 | $ 88,000 |
| Pender County North Carolina | 8 | $ 19,290,000 | $ 2,411,000 | $ 74,000 |
| Lenoir County North Carolina | 6 | $ 400,000 | $ 66,000 | $ 35,000 |
| Onslow County North Carolina | 6 | $ 1,360,000 | $ 226,000 | $ 1,070,000 |
| Wilson County North Carolina | 6 | $ 780,000 | $ 130,000 | $ 123,000 |
| Beaufort County South Carolina | 6 | $ 1,250,000 | $ 208,000 | $ 87,000 |
| Pickens County South Carolina | 5 | $ 735,000 | $ 147,000 | $ 113,000 |
| Duplin County North Carolina | 4 | $ 800,000 | $ 200,000 | $ 67,000 |
| Harnett County North Carolina | 4 | $ 740,000 | $ 185,000 | $ 67,000 |
| Wayne County North Carolina | 4 | $ 370,000 | $ 92,000 | $ 49,000 |
| Davidson County North Carolina | 3 | $ 275,000 | $ 91,000 | $ 65,000 |
| Jones County North Carolina | 3 | $ 115,000 | $ 38,000 | $ 55,000 |
| Lee County North Carolina | 3 | $ 725,000 | $ 241,000 | $ 150,000 |
| Mecklenburg County North Carolina | 3 | $ 685,000 | $ 228,000 | $ 90,000 |
| Orange County North Carolina | 3 | $ 495,000 | $ 165,000 | $ 187,000 |
| Anderson County South Carolina | 3 | $ 425,000 | $ 141,000 | $ 150,000 |
| Martin County North Carolina | 2 | $ 60,000 | $ 30,000 | $ 43,000 |
| Northampton County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 35,000 |
| Aiken County South Carolina | 2 | $ 330,000 | $ 165,000 | $ 53,000 |
| Oconee County South Carolina | 2 | $ 1,170,000 | $ 585,000 | $ 384,000 |
| Duval County Florida | 1 | $ 165,000 | $ 165,000 | $ 7,000 |
| Glynn County Georgia | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| Muskegon County Michigan | 1 | $ 45,000 | $ 45,000 | $ 4,000 |
| Camden County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Currituck County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| Franklin County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Greene County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Johnston County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 153,000 |
| Polk County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
| Rowan County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 204,000 |
| Colleton County South Carolina | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Florence County South Carolina | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Kershaw County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 105,000 |
| Lancaster County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Orangeburg County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 150,000 |
| Grayson County Virginia | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
Mortgage Loan Application Detail Totals for Crescom Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,004 | $244,060,000 | $243,000 | $31,005,000 | $150,000 | $3,408,000 |
| Cash-out Refinancing | 119 | $21,805,000 | $183,000 | $1,805,000 | $83,000 | $417,000 |
| Refinancing | 117 | $29,185,000 | $249,000 | $1,255,000 | $287,000 | $5,720,000 |
| Not Applicable | 42 | $11,790,000 | $280,000 | $725,000 | $0 | $0 |
| Other Purpose | 29 | $3,405,000 | $117,000 | $305,000 | $56,000 | $114,000 |
| Home Improvement | 9 | $2,005,000 | $222,000 | $785,000 | $56,000 | $93,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 961 | $188,525,000 | $196,000 | $4,575,000 | $161,000 | $5,720,000 |
| Not applicable | 208 | $102,600,000 | $493,000 | $31,005,000 | $0 | $0 |
| Black or African American | 59 | $6,375,000 | $108,000 | $935,000 | $77,000 | $459,000 |
| Not Provided | 33 | $5,575,000 | $168,000 | $515,000 | $91,000 | $204,000 |
| Asian | 27 | $4,625,000 | $171,000 | $485,000 | $102,000 | $319,000 |
| Hispanic | 18 | $3,090,000 | $171,000 | $1,215,000 | $138,000 | $999,000 |
| American Indian or Alaskan Native | 14 | $1,460,000 | $104,000 | $235,000 | $71,000 | $147,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,250 | $297,350,000 | $237,000 | $31,005,000 | $156,000 | $5,720,000 |
| FHA-insured (Federal Housing Administration) | 38 | $7,380,000 | $194,000 | $545,000 | $75,000 | $194,000 |
| VA-guaranteed (Veterans Administration) | 27 | $6,865,000 | $254,000 | $895,000 | $75,000 | $205,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $655,000 | $131,000 | $185,000 | $49,000 | $58,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 853 | $218,805,000 | $256,000 | $31,005,000 | $158,000 | $3,408,000 |
| Application Withdrawn By Applicant | 254 | $49,250,000 | $193,000 | $1,255,000 | $116,000 | $780,000 |
| Application Denied By Financial Institution | 146 | $26,500,000 | $181,000 | $1,805,000 | $153,000 | $5,720,000 |
| Loan Purchased By The Institution | 41 | $11,625,000 | $283,000 | $725,000 | $0 | $0 |
| Application Approved But Not Accepted | 15 | $3,375,000 | $225,000 | $1,215,000 | $437,000 | $3,398,000 |
| File Closed For Incompleteness | 11 | $2,695,000 | $245,000 | $485,000 | $164,000 | $350,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,174 | $285,750,000 | $243,000 | $31,005,000 | $151,000 | $3,408,000 |
| Debt-To-Income Ratio | 61 | $11,595,000 | $190,000 | $595,000 | $59,000 | $265,000 |
| Credit History | 23 | $3,165,000 | $137,000 | $215,000 | $62,000 | $150,000 |
| Collateral | 19 | $5,275,000 | $277,000 | $1,805,000 | $133,000 | $941,000 |
| Other | 18 | $1,850,000 | $102,000 | $225,000 | $86,000 | $264,000 |
| Credit Application Incomplete | 9 | $1,395,000 | $155,000 | $405,000 | $59,000 | $96,000 |
| Unverifiable Information | 8 | $1,300,000 | $162,000 | $225,000 | $1,486,000 | $5,720,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,750,000 | $291,000 | $575,000 | $118,000 | $287,000 |
| Employment History | 2 | $170,000 | $85,000 | $125,000 | $44,000 | $49,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Crescom Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Crescom Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.