Csl Financial, Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Csl Financial, Llc 500 Office Park Drive, Suite 310 Montgomery, AL 35223 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 1,224 |
| Total Mortgage Loan Application Amount | $100,270,000 |
| Average Mortgage Loan Application Amount | $81,000 |
| Highest Mortgage Loan Application Amount | $295,000 |
| Average Applicant Income | $58,000 |
| Highest Applicant Income | $432,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Csl Financial, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Csl Financial, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Csl Financial, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Csl Financial, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Csl Financial, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Csl Financial, Llc's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Calcasieu County Louisiana | 21 | $ 1,825,000 | $ 86,000 | $ 69,000 |
| Talladega County Alabama | 11 | $ 1,015,000 | $ 92,000 | $ 66,000 |
| Livingston County Louisiana | 10 | $ 710,000 | $ 71,000 | $ 79,000 |
| Liberty County Texas | 9 | $ 775,000 | $ 86,000 | $ 47,000 |
| Cullman County Alabama | 8 | $ 730,000 | $ 91,000 | $ 59,000 |
| Union County Arkansas | 8 | $ 620,000 | $ 77,000 | $ 44,000 |
| Lafayette County Louisiana | 7 | $ 425,000 | $ 60,000 | $ 38,000 |
| Vermilion County Louisiana | 7 | $ 505,000 | $ 72,000 | $ 56,000 |
| Jones County Mississippi | 7 | $ 545,000 | $ 77,000 | $ 45,000 |
| Robeson County North Carolina | 7 | $ 545,000 | $ 77,000 | $ 69,000 |
| Bexar County Texas | 7 | $ 585,000 | $ 83,000 | $ 80,000 |
| Ector County Texas | 7 | $ 755,000 | $ 107,000 | $ 80,000 |
| DeKalb County Alabama | 6 | $ 410,000 | $ 68,000 | $ 52,000 |
| St. Landry County Louisiana | 6 | $ 440,000 | $ 73,000 | $ 46,000 |
| Tangipahoa County Louisiana | 6 | $ 580,000 | $ 96,000 | $ 58,000 |
| Covington County Mississippi | 6 | $ 470,000 | $ 78,000 | $ 42,000 |
| Lexington County South Carolina | 6 | $ 520,000 | $ 86,000 | $ 54,000 |
| Midland County Texas | 6 | $ 660,000 | $ 110,000 | $ 60,000 |
| Baldwin County Alabama | 5 | $ 365,000 | $ 73,000 | $ 55,000 |
| Bibb County Alabama | 5 | $ 445,000 | $ 89,000 | $ 42,000 |
| Madison County Alabama | 5 | $ 315,000 | $ 63,000 | $ 42,000 |
| Cross County Arkansas | 5 | $ 395,000 | $ 79,000 | $ 65,000 |
| White County Arkansas | 5 | $ 335,000 | $ 67,000 | $ 61,000 |
| Lauderdale County Mississippi | 5 | $ 355,000 | $ 71,000 | $ 78,000 |
| Harris County Texas | 5 | $ 375,000 | $ 75,000 | $ 57,000 |
| Van Zandt County Texas | 5 | $ 465,000 | $ 93,000 | $ 56,000 |
| Mobile County Alabama | 4 | $ 380,000 | $ 95,000 | $ 51,000 |
| Ascension County Louisiana | 4 | $ 300,000 | $ 75,000 | $ 53,000 |
| Beauregard County Louisiana | 4 | $ 440,000 | $ 110,000 | $ 54,000 |
| Cameron County Louisiana | 4 | $ 320,000 | $ 80,000 | $ 116,000 |
| Terrebonne County Louisiana | 4 | $ 350,000 | $ 87,000 | $ 56,000 |
| Union County Louisiana | 4 | $ 230,000 | $ 57,000 | $ 39,000 |
| Jackson County Mississippi | 4 | $ 400,000 | $ 100,000 | $ 64,000 |
| Lee County Mississippi | 4 | $ 280,000 | $ 70,000 | $ 39,000 |
| Panola County Mississippi | 4 | $ 440,000 | $ 110,000 | $ 63,000 |
| Wayne County Mississippi | 4 | $ 430,000 | $ 107,000 | $ 58,000 |
| Chesterfield County South Carolina | 4 | $ 310,000 | $ 77,000 | $ 51,000 |
| Brazoria County Texas | 4 | $ 350,000 | $ 87,000 | $ 92,000 |
| Brazos County Texas | 4 | $ 310,000 | $ 77,000 | $ 59,000 |
| Montgomery County Texas | 4 | $ 270,000 | $ 67,000 | $ 76,000 |
| Victoria County Texas | 4 | $ 270,000 | $ 67,000 | $ 97,000 |
| Chilton County Alabama | 3 | $ 355,000 | $ 118,000 | $ 89,000 |
| Elmore County Alabama | 3 | $ 215,000 | $ 71,000 | $ 41,000 |
| Franklin County Alabama | 3 | $ 175,000 | $ 58,000 | $ 65,000 |
| Lawrence County Alabama | 3 | $ 245,000 | $ 81,000 | $ 44,000 |
| Pike County Alabama | 3 | $ 275,000 | $ 91,000 | $ 53,000 |
| St. Clair County Alabama | 3 | $ 215,000 | $ 71,000 | $ 76,000 |
| Tuscaloosa County Alabama | 3 | $ 215,000 | $ 71,000 | $ 46,000 |
| Cleburne County Arkansas | 3 | $ 135,000 | $ 45,000 | $ 43,000 |
| Cleveland County Arkansas | 3 | $ 215,000 | $ 71,000 | $ 61,000 |
| Crittenden County Arkansas | 3 | $ 265,000 | $ 88,000 | $ 59,000 |
| Jefferson County Arkansas | 3 | $ 265,000 | $ 88,000 | $ 57,000 |
| Acadia County Louisiana | 3 | $ 245,000 | $ 81,000 | $ 59,000 |
| Allen County Louisiana | 3 | $ 205,000 | $ 68,000 | $ 45,000 |
| Iberia County Louisiana | 3 | $ 195,000 | $ 65,000 | $ 45,000 |
| St. Martin County Louisiana | 3 | $ 295,000 | $ 98,000 | $ 52,000 |
| Washington County Louisiana | 3 | $ 215,000 | $ 71,000 | $ 31,000 |
| Lamar County Mississippi | 3 | $ 285,000 | $ 95,000 | $ 44,000 |
| Lincoln County Mississippi | 3 | $ 225,000 | $ 75,000 | $ 41,000 |
| Oktibbeha County Mississippi | 3 | $ 305,000 | $ 101,000 | $ 88,000 |
| Perry County Mississippi | 3 | $ 235,000 | $ 78,000 | $ 44,000 |
| Simpson County Mississippi | 3 | $ 285,000 | $ 95,000 | $ 56,000 |
| Smith County Mississippi | 3 | $ 245,000 | $ 81,000 | $ 56,000 |
| Brunswick County North Carolina | 3 | $ 265,000 | $ 88,000 | $ 68,000 |
| Canadian County Oklahoma | 3 | $ 205,000 | $ 68,000 | $ 51,000 |
| Cleveland County Oklahoma | 3 | $ 345,000 | $ 115,000 | $ 48,000 |
| Pottawatomie County Oklahoma | 3 | $ 455,000 | $ 151,000 | $ 114,000 |
| Laurens County South Carolina | 3 | $ 235,000 | $ 78,000 | $ 55,000 |
| Atascosa County Texas | 3 | $ 295,000 | $ 98,000 | $ 58,000 |
| Johnson County Texas | 3 | $ 325,000 | $ 108,000 | $ 88,000 |
| Medina County Texas | 3 | $ 235,000 | $ 78,000 | $ 63,000 |
| Orange County Texas | 3 | $ 305,000 | $ 101,000 | $ 103,000 |
| Polk County Texas | 3 | $ 145,000 | $ 48,000 | $ 25,000 |
| Smith County Texas | 3 | $ 185,000 | $ 61,000 | $ 39,000 |
| Travis County Texas | 3 | $ 345,000 | $ 115,000 | $ 72,000 |
| Williamson County Texas | 3 | $ 285,000 | $ 95,000 | $ 67,000 |
| Autauga County Alabama | 2 | $ 130,000 | $ 65,000 | $ 73,000 |
| Calhoun County Alabama | 2 | $ 180,000 | $ 90,000 | $ 72,000 |
| Clarke County Alabama | 2 | $ 210,000 | $ 105,000 | $ 126,000 |
| Clay County Alabama | 2 | $ 230,000 | $ 115,000 | $ 75,000 |
| Colbert County Alabama | 2 | $ 110,000 | $ 55,000 | $ 54,000 |
| Coosa County Alabama | 2 | $ 150,000 | $ 75,000 | $ 39,000 |
| Covington County Alabama | 2 | $ 120,000 | $ 60,000 | $ 41,000 |
| Etowah County Alabama | 2 | $ 210,000 | $ 105,000 | $ 51,000 |
| Hale County Alabama | 2 | $ 180,000 | $ 90,000 | $ 53,000 |
| Jefferson County Alabama | 2 | $ 220,000 | $ 110,000 | $ 79,000 |
| Limestone County Alabama | 2 | $ 130,000 | $ 65,000 | $ 74,000 |
| Morgan County Alabama | 2 | $ 160,000 | $ 80,000 | $ 46,000 |
| Washington County Alabama | 2 | $ 130,000 | $ 65,000 | $ 58,000 |
| Wilcox County Alabama | 2 | $ 170,000 | $ 85,000 | $ 74,000 |
| Bradley County Arkansas | 2 | $ 120,000 | $ 60,000 | $ 31,000 |
| Chicot County Arkansas | 2 | $ 80,000 | $ 40,000 | $ 57,000 |
| Crawford County Arkansas | 2 | $ 190,000 | $ 95,000 | $ 51,000 |
| Lonoke County Arkansas | 2 | $ 90,000 | $ 45,000 | $ 73,000 |
| Ouachita County Arkansas | 2 | $ 170,000 | $ 85,000 | $ 43,000 |
| St. Francis County Arkansas | 2 | $ 120,000 | $ 60,000 | $ 30,000 |
| Chattooga County Georgia | 2 | $ 180,000 | $ 90,000 | $ 68,000 |
| Knox County Kentucky | 2 | $ 130,000 | $ 65,000 | $ 55,000 |
| Russell County Kentucky | 2 | $ 70,000 | $ 35,000 | $ 63,000 |
| Avoyelles County Louisiana | 2 | $ 240,000 | $ 120,000 | $ 85,000 |
| Evangeline County Louisiana | 2 | $ 130,000 | $ 65,000 | $ 105,000 |
| Jefferson Davis County Louisiana | 2 | $ 210,000 | $ 105,000 | $ 42,000 |
| Lincoln County Louisiana | 2 | $ 90,000 | $ 45,000 | $ 29,000 |
| Pointe Coupee County Louisiana | 2 | $ 140,000 | $ 70,000 | $ 39,000 |
| Sabine County Louisiana | 2 | $ 160,000 | $ 80,000 | $ 50,000 |
| Bolivar County Mississippi | 2 | $ 140,000 | $ 70,000 | $ 41,000 |
| Clarke County Mississippi | 2 | $ 170,000 | $ 85,000 | $ 45,000 |
| Kemper County Mississippi | 2 | $ 170,000 | $ 85,000 | $ 93,000 |
| Neshoba County Mississippi | 2 | $ 120,000 | $ 60,000 | $ 70,000 |
| Noxubee County Mississippi | 2 | $ 120,000 | $ 60,000 | $ 44,000 |
| Rankin County Mississippi | 2 | $ 210,000 | $ 105,000 | $ 51,000 |
| Tippah County Mississippi | 2 | $ 160,000 | $ 80,000 | $ 37,000 |
| Walthall County Mississippi | 2 | $ 220,000 | $ 110,000 | $ 128,000 |
| Wilkinson County Mississippi | 2 | $ 130,000 | $ 65,000 | $ 30,000 |
| Columbus County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 24,000 |
| Cumberland County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 60,000 |
| Edgecombe County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 43,000 |
| Pitt County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 30,000 |
| Le Flore County Oklahoma | 2 | $ 140,000 | $ 70,000 | $ 78,000 |
| Lincoln County Oklahoma | 2 | $ 90,000 | $ 45,000 | $ 49,000 |
| Aiken County South Carolina | 2 | $ 160,000 | $ 80,000 | $ 55,000 |
| Berkeley County South Carolina | 2 | $ 130,000 | $ 65,000 | $ 35,000 |
| Charleston County South Carolina | 2 | $ 120,000 | $ 60,000 | $ 41,000 |
| Edgefield County South Carolina | 2 | $ 170,000 | $ 85,000 | $ 91,000 |
| Horry County South Carolina | 2 | $ 200,000 | $ 100,000 | $ 40,000 |
| Saluda County South Carolina | 2 | $ 120,000 | $ 60,000 | $ 43,000 |
| Dickson County Tennessee | 2 | $ 190,000 | $ 95,000 | $ 61,000 |
| Lawrence County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 109,000 |
| Wayne County Tennessee | 2 | $ 80,000 | $ 40,000 | $ 39,000 |
| Angelina County Texas | 2 | $ 200,000 | $ 100,000 | $ 62,000 |
| Bell County Texas | 2 | $ 170,000 | $ 85,000 | $ 45,000 |
| Burleson County Texas | 2 | $ 180,000 | $ 90,000 | $ 71,000 |
| Caldwell County Texas | 2 | $ 170,000 | $ 85,000 | $ 41,000 |
| Chambers County Texas | 2 | $ 100,000 | $ 50,000 | $ 38,000 |
| Guadalupe County Texas | 2 | $ 160,000 | $ 80,000 | $ 90,000 |
| Hardin County Texas | 2 | $ 180,000 | $ 90,000 | $ 81,000 |
| Hidalgo County Texas | 2 | $ 80,000 | $ 40,000 | $ 41,000 |
| Jasper County Texas | 2 | $ 240,000 | $ 120,000 | $ 77,000 |
| Leon County Texas | 2 | $ 250,000 | $ 125,000 | $ 127,000 |
| Limestone County Texas | 2 | $ 190,000 | $ 95,000 | $ 54,000 |
| Madison County Texas | 2 | $ 150,000 | $ 75,000 | $ 37,000 |
| Navarro County Texas | 2 | $ 190,000 | $ 95,000 | $ 68,000 |
| Reeves County Texas | 2 | $ 130,000 | $ 65,000 | $ 59,000 |
| San Jacinto County Texas | 2 | $ 130,000 | $ 65,000 | $ 55,000 |
| Tyler County Texas | 2 | $ 140,000 | $ 70,000 | $ 106,000 |
| Bullock County Alabama | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Chambers County Alabama | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Cherokee County Alabama | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
| Cleburne County Alabama | 1 | $ 45,000 | $ 45,000 | $ 123,000 |
| Coffee County Alabama | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Crenshaw County Alabama | 1 | $ 65,000 | $ 65,000 | $ 137,000 |
| Dale County Alabama | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Fayette County Alabama | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Geneva County Alabama | 1 | $ 45,000 | $ 45,000 | $ 182,000 |
| Houston County Alabama | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Jackson County Alabama | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Lauderdale County Alabama | 1 | $ 45,000 | $ 45,000 | $ 62,000 |
| Lowndes County Alabama | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Marengo County Alabama | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Marshall County Alabama | 1 | $ 85,000 | $ 85,000 | $ 117,000 |
| Montgomery County Alabama | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Perry County Alabama | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Pickens County Alabama | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Shelby County Alabama | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Tallapoosa County Alabama | 1 | $ 45,000 | $ 45,000 | $ 97,000 |
| Walker County Alabama | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Ashley County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Boone County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Columbia County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Craighead County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 93,000 |
| Grant County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Jackson County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 79,000 |
| Nevada County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Perry County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Phillips County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Pike County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Poinsett County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 84,000 |
| Pulaski County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Randolph County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 32,000 |
| Saline County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 150,000 |
| Appling County Georgia | 1 | $ 55,000 | $ 55,000 | $ 140,000 |
| Catoosa County Georgia | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Dade County Georgia | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Haralson County Georgia | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Polk County Georgia | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Walker County Georgia | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Adair County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Boyle County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Clay County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 59,000 |
| Green County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| McCracken County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Assumption County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 89,000 |
| Caldwell County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| East Baton Rouge County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| East Feliciana County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Grant County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Jackson County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| La Salle County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Morehouse County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 69,000 |
| Natchitoches County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Ouachita County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Plaquemines County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 71,000 |
| St. Charles County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| St. Mary County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Vernon County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| West Carroll County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 101,000 |
| West Feliciana County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Adams County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Amite County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Attala County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 22,000 |
| Benton County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Calhoun County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Chickasaw County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Coahoma County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Forrest County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Franklin County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 92,000 |
| Grenada County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Hancock County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 126,000 |
| Harrison County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Jasper County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Jefferson Davis County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Lawrence County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 8,000 |
| Pearl River County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Pontotoc County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Prentiss County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Scott County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 94,000 |
| Stone County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Tate County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Tishomingo County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Carteret County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| Greene County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Haywood County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Hertford County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 99,000 |
| Lenoir County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 98,000 |
| Macon County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 115,000 |
| Randolph County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 63,000 |
| Richmond County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 103,000 |
| Sampson County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Transylvania County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 118,000 |
| Wayne County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Cotton County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Grady County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Haskell County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 3,000 |
| Johnston County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Mayes County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| McClain County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| McIntosh County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Oklahoma County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 261,000 |
| Osage County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 199,000 |
| Pittsburg County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Sequoyah County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Stephens County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Abbeville County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Barnwell County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| Dorchester County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Florence County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 116,000 |
| Georgetown County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Greenwood County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Lancaster County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| McCormick County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Orangeburg County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Williamsburg County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Hamilton County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Hardeman County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| Hardin County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Houston County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 230,000 |
| Loudon County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 120,000 |
| Maury County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Monroe County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 18,000 |
| Anderson County Texas | 1 | $ 65,000 | $ 65,000 | $ 139,000 |
| Bastrop County Texas | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Brooks County Texas | 1 | $ 45,000 | $ 45,000 | $ 64,000 |
| Burnet County Texas | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Calhoun County Texas | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Callahan County Texas | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Coryell County Texas | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Denton County Texas | 1 | $ 95,000 | $ 95,000 | $ 152,000 |
| DeWitt County Texas | 1 | $ 155,000 | $ 155,000 | $ 124,000 |
| Ellis County Texas | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Fayette County Texas | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Fort Bend County Texas | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Frio County Texas | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Gaines County Texas | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Galveston County Texas | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| Gonzales County Texas | 1 | $ 105,000 | $ 105,000 | $ 211,000 |
| Grayson County Texas | 1 | $ 75,000 | $ 75,000 | $ 95,000 |
| Grimes County Texas | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| Hays County Texas | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Hill County Texas | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Houston County Texas | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Hudspeth County Texas | 1 | $ 65,000 | $ 65,000 | $ 116,000 |
| Jefferson County Texas | 1 | $ 75,000 | $ 75,000 | $ 207,000 |
| Jim Wells County Texas | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Kleberg County Texas | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Lampasas County Texas | 1 | $ 65,000 | $ 65,000 | $ 102,000 |
| Lee County Texas | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Llano County Texas | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Newton County Texas | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Nueces County Texas | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Robertson County Texas | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Runnels County Texas | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Rusk County Texas | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| San Patricio County Texas | 1 | $ 35,000 | $ 35,000 | $ 22,000 |
| Shelby County Texas | 1 | $ 95,000 | $ 95,000 | $ 68,000 |
| Starr County Texas | 1 | $ 65,000 | $ 65,000 | $ 166,000 |
| Trinity County Texas | 1 | $ 45,000 | $ 45,000 | $ 282,000 |
| Upshur County Texas | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Upton County Texas | 1 | $ 75,000 | $ 75,000 | $ 100,000 |
| Walker County Texas | 1 | $ 135,000 | $ 135,000 | $ 143,000 |
| Webb County Texas | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Wilson County Texas | 1 | $ 35,000 | $ 35,000 | $ 17,000 |
| Wise County Texas | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,224 | $100,270,000 | $81,000 | $295,000 | $58,000 | $432,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 721 | $59,525,000 | $82,000 | $295,000 | $63,000 | $432,000 |
| Black or African American | 272 | $21,400,000 | $78,000 | $185,000 | $47,000 | $156,000 |
| Hispanic | 133 | $11,165,000 | $83,000 | $225,000 | $54,000 | $166,000 |
| Not Provided | 67 | $5,645,000 | $84,000 | $185,000 | $62,000 | $240,000 |
| American Indian or Alaskan Native | 21 | $1,685,000 | $80,000 | $135,000 | $67,000 | $285,000 |
| Asian | 7 | $615,000 | $87,000 | $105,000 | $53,000 | $95,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $235,000 | $78,000 | $145,000 | $44,000 | $89,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,224 | $100,270,000 | $81,000 | $295,000 | $58,000 | $432,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 655 | $53,545,000 | $81,000 | $235,000 | $61,000 | $282,000 |
| Application Denied By Financial Institution | 303 | $25,425,000 | $83,000 | $255,000 | $50,000 | $374,000 |
| Application Withdrawn By Applicant | 266 | $21,300,000 | $80,000 | $295,000 | $60,000 | $432,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,099 | $90,385,000 | $82,000 | $295,000 | $57,000 | $432,000 |
| Credit Application Incomplete | 104 | $7,940,000 | $76,000 | $215,000 | $65,000 | $374,000 |
| Employment History | 9 | $965,000 | $107,000 | $255,000 | $74,000 | $286,000 |
| Unverifiable Information | 7 | $625,000 | $89,000 | $155,000 | $49,000 | $92,000 |
| Credit History | 4 | $310,000 | $77,000 | $95,000 | $58,000 | $79,000 |
| Collateral | 1 | $45,000 | $45,000 | $45,000 | $100,000 | $100,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Csl Financial, Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Csl Financial, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.