Cu Channels
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Cu Channels 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cu Channels 1551 Win Hentschel Blvd., Po Box 2433 West Lafayette, IN 47906 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 411 |
| Total Mortgage Loan Application Amount | $45,369,000 |
| Average Mortgage Loan Application Amount | $110,000 |
| Highest Mortgage Loan Application Amount | $396,000 |
| Average Applicant Income | $60,500 |
| Highest Applicant Income | $658,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Cu Channels. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cu Channels's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Cu Channels's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cu Channels serves its applicants.
Each category highlights the total number of mortgage applications processed by Cu Channels, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cu Channels's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LaPorte County Indiana | 80 | $ 8,343,000 | $ 104,000 | $ 61,000 |
| Jefferson County Kentucky | 68 | $ 8,405,000 | $ 123,000 | $ 59,000 |
| Tippecanoe County Indiana | 19 | $ 1,715,000 | $ 90,000 | $ 53,000 |
| Marion County Indiana | 14 | $ 1,026,000 | $ 73,000 | $ 49,000 |
| Bullitt County Kentucky | 14 | $ 1,855,000 | $ 132,000 | $ 60,000 |
| St. Joseph County Indiana | 13 | $ 1,171,000 | $ 90,000 | $ 50,000 |
| Wayne County Indiana | 12 | $ 874,000 | $ 72,000 | $ 40,000 |
| Meade County Kentucky | 12 | $ 1,426,000 | $ 118,000 | $ 50,000 |
| Madison County Illinois | 8 | $ 1,069,000 | $ 133,000 | $ 83,000 |
| Henry County Indiana | 8 | $ 554,000 | $ 69,000 | $ 49,000 |
| Porter County Indiana | 7 | $ 901,000 | $ 128,000 | $ 69,000 |
| Vigo County Indiana | 7 | $ 485,000 | $ 69,000 | $ 49,000 |
| Oldham County Kentucky | 7 | $ 976,000 | $ 139,000 | $ 80,000 |
| White County Indiana | 6 | $ 549,000 | $ 91,000 | $ 55,000 |
| Shelby County Kentucky | 6 | $ 886,000 | $ 147,000 | $ 71,000 |
| Spencer County Kentucky | 5 | $ 962,000 | $ 192,000 | $ 79,000 |
| Johnson County Indiana | 4 | $ 358,000 | $ 89,000 | $ 42,000 |
| Monroe County Indiana | 4 | $ 435,000 | $ 108,000 | $ 40,000 |
| Randolph County Indiana | 4 | $ 244,000 | $ 61,000 | $ 34,000 |
| Shelby County Indiana | 4 | $ 372,000 | $ 93,000 | $ 43,000 |
| Warren County Kentucky | 4 | $ 578,000 | $ 144,000 | $ 85,000 |
| Clinton County Indiana | 3 | $ 296,000 | $ 98,000 | $ 49,000 |
| Delaware County Indiana | 3 | $ 455,000 | $ 151,000 | $ 60,000 |
| Elkhart County Indiana | 3 | $ 412,000 | $ 137,000 | $ 59,000 |
| Floyd County Indiana | 3 | $ 241,000 | $ 80,000 | $ 54,000 |
| Benton County Indiana | 2 | $ 438,000 | $ 219,000 | $ 116,000 |
| Carroll County Indiana | 2 | $ 238,000 | $ 119,000 | $ 32,000 |
| Clark County Indiana | 2 | $ 243,000 | $ 121,000 | $ 82,000 |
| Clay County Indiana | 2 | $ 249,000 | $ 124,000 | $ 89,000 |
| Daviess County Indiana | 2 | $ 155,000 | $ 77,000 | $ 31,000 |
| Fountain County Indiana | 2 | $ 114,000 | $ 57,000 | $ 78,000 |
| Greene County Indiana | 2 | $ 150,000 | $ 75,000 | $ 40,000 |
| Hendricks County Indiana | 2 | $ 232,000 | $ 116,000 | $ 59,000 |
| Kosciusko County Indiana | 2 | $ 141,000 | $ 70,000 | $ 61,000 |
| Madison County Indiana | 2 | $ 166,000 | $ 83,000 | $ 63,000 |
| Marshall County Indiana | 2 | $ 143,000 | $ 71,000 | $ 21,000 |
| Martin County Indiana | 2 | $ 163,000 | $ 81,000 | $ 32,000 |
| Ohio County Indiana | 2 | $ 100,000 | $ 50,000 | $ 346,000 |
| Sullivan County Indiana | 2 | $ 168,000 | $ 84,000 | $ 56,000 |
| Warren County Indiana | 2 | $ 161,000 | $ 80,000 | $ 42,000 |
| Boone County Kentucky | 2 | $ 212,000 | $ 106,000 | $ 49,000 |
| Breckinridge County Kentucky | 2 | $ 298,000 | $ 149,000 | $ 38,000 |
| Fayette County Kentucky | 2 | $ 209,000 | $ 104,000 | $ 91,000 |
| Kenton County Kentucky | 2 | $ 277,000 | $ 138,000 | $ 50,000 |
| Berrien County Michigan | 2 | $ 309,000 | $ 154,000 | $ 328,000 |
| St. Clair County Illinois | 1 | $ 256,000 | $ 256,000 | $ 35,000 |
| Union County Illinois | 1 | $ 251,000 | $ 251,000 | $ 115,000 |
| Bartholomew County Indiana | 1 | $ 97,000 | $ 97,000 | $ 86,000 |
| Boone County Indiana | 1 | $ 82,000 | $ 82,000 | $ 64,000 |
| Dearborn County Indiana | 1 | $ 86,000 | $ 86,000 | $ 52,000 |
| DeKalb County Indiana | 1 | $ 80,000 | $ 80,000 | $ 24,000 |
| Dubois County Indiana | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Fayette County Indiana | 1 | $ 66,000 | $ 66,000 | $ 37,000 |
| Hamilton County Indiana | 1 | $ 156,000 | $ 156,000 | $ 125,000 |
| Hancock County Indiana | 1 | $ 79,000 | $ 79,000 | $ 65,000 |
| Harrison County Indiana | 1 | $ 138,000 | $ 138,000 | $ 57,000 |
| Howard County Indiana | 1 | $ 59,000 | $ 59,000 | $ 29,000 |
| Huntington County Indiana | 1 | $ 77,000 | $ 77,000 | $ 34,000 |
| Jasper County Indiana | 1 | $ 78,000 | $ 78,000 | $ 72,000 |
| Knox County Indiana | 1 | $ 80,000 | $ 80,000 | $ 21,000 |
| LaGrange County Indiana | 1 | $ 86,000 | $ 86,000 | $ 55,000 |
| Lake County Indiana | 1 | $ 118,000 | $ 118,000 | $ 69,000 |
| Noble County Indiana | 1 | $ 57,000 | $ 57,000 | $ 56,000 |
| Parke County Indiana | 1 | $ 136,000 | $ 136,000 | $ 40,000 |
| Rush County Indiana | 1 | $ 81,000 | $ 81,000 | $ 138,000 |
| Vermillion County Indiana | 1 | $ 81,000 | $ 81,000 | $ 36,000 |
| Boyd County Kentucky | 1 | $ 79,000 | $ 79,000 | $ 16,000 |
| Campbell County Kentucky | 1 | $ 156,000 | $ 156,000 | $ 56,000 |
| Daviess County Kentucky | 1 | $ 61,000 | $ 61,000 | $ 48,000 |
| Franklin County Kentucky | 1 | $ 133,000 | $ 133,000 | $ 56,000 |
| Grant County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 37,000 |
| Grayson County Kentucky | 1 | $ 160,000 | $ 160,000 | $ 95,000 |
| Hardin County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 33,000 |
| Henry County Kentucky | 1 | $ 142,000 | $ 142,000 | $ 57,000 |
| Logan County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 69,000 |
| Nelson County Kentucky | 1 | $ 213,000 | $ 213,000 | $ 98,000 |
| Ohio County Kentucky | 1 | $ 119,000 | $ 119,000 | $ 56,000 |
| Trimble County Kentucky | 1 | $ 116,000 | $ 116,000 | $ 107,000 |
Mortgage Loan Application Detail Totals for Cu Channels in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 206 | $22,092,000 | $107,000 | $368,000 | $62,000 | $291,000 |
| Home Purchase | 205 | $23,277,000 | $113,000 | $396,000 | $59,000 | $658,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 340 | $37,590,000 | $110,000 | $396,000 | $61,000 | $658,000 |
| Not Provided | 33 | $3,537,000 | $107,000 | $251,000 | $69,000 | $620,000 |
| Black or African American | 27 | $3,199,000 | $118,000 | $285,000 | $57,000 | $130,000 |
| Hispanic | 10 | $948,000 | $94,000 | $147,000 | $47,000 | $79,000 |
| Asian | 1 | $95,000 | $95,000 | $95,000 | $20,000 | $20,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 326 | $37,470,000 | $114,000 | $396,000 | $63,000 | $620,000 |
| FHA-insured (Federal Housing Administration) | 63 | $5,965,000 | $94,000 | $220,000 | $56,000 | $658,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 15 | $1,397,000 | $93,000 | $150,000 | $40,000 | $72,000 |
| VA-guaranteed (Veterans Administration) | 7 | $537,000 | $76,000 | $110,000 | $39,000 | $63,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 162 | $17,596,000 | $108,000 | $368,000 | $65,000 | $291,000 |
| Application Denied By Financial Institution | 111 | $11,490,000 | $103,000 | $256,000 | $56,000 | $658,000 |
| Application Withdrawn By Applicant | 110 | $12,498,000 | $113,000 | $396,000 | $60,000 | $147,000 |
| File Closed For Incompleteness | 27 | $3,669,000 | $135,000 | $300,000 | $60,000 | $130,000 |
| Application Approved But Not Accepted | 1 | $116,000 | $116,000 | $116,000 | $95,000 | $95,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 67 | $6,865,000 | $102,000 | $220,000 | $65,000 | $658,000 |
| Debt-To-Income Ratio | 28 | $3,336,000 | $119,000 | $256,000 | $39,000 | $77,000 |
| Other | 6 | $672,000 | $112,000 | $141,000 | $60,000 | $84,000 |
| Collateral | 5 | $262,000 | $52,000 | $64,000 | $44,000 | $72,000 |
| Unverifiable Information | 4 | $289,000 | $72,000 | $125,000 | $31,000 | $37,000 |
| Employment History | 1 | $66,000 | $66,000 | $66,000 | $37,000 | $37,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cu Channels's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cu Channels's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.