Damascus Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Damascus Community Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Damascus Community Bank 1525 Pointer Ridge Place Bowie, MD 20716 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 460 |
| Total Mortgage Loan Application Amount | $245,535,000 |
| Average Mortgage Loan Application Amount | $417,666 |
| Highest Mortgage Loan Application Amount | $2,900,000 |
| Average Applicant Income | $168,333 |
| Highest Applicant Income | $4,132,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Damascus Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Damascus Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Damascus Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Damascus Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Damascus Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Damascus Community Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 86 | $ 28,113,000 | $ 326,000 | $ 127,000 |
| Frederick County Maryland | 61 | $ 15,832,000 | $ 259,000 | $ 124,000 |
| Carroll County Maryland | 22 | $ 4,546,000 | $ 206,000 | $ 124,000 |
| Los Angeles County California | 17 | $ 15,960,000 | $ 938,000 | $ 267,000 |
| Santa Clara County California | 17 | $ 14,054,000 | $ 826,000 | $ 239,000 |
| King County Washington | 16 | $ 11,208,000 | $ 700,000 | $ 210,000 |
| San Diego County California | 13 | $ 9,517,000 | $ 732,000 | $ 194,000 |
| Alameda County California | 11 | $ 9,184,000 | $ 834,000 | $ 291,000 |
| Orange County California | 11 | $ 10,323,000 | $ 938,000 | $ 416,000 |
| Howard County Maryland | 9 | $ 4,056,000 | $ 450,000 | $ 220,000 |
| Maricopa County Arizona | 7 | $ 4,510,000 | $ 644,000 | $ 270,000 |
| District of Columbia County District Of Columbia | 7 | $ 7,164,000 | $ 1,023,000 | $ 180,000 |
| Baltimore City County Maryland | 6 | $ 839,000 | $ 139,000 | $ 118,000 |
| Oakland County Michigan | 6 | $ 3,647,000 | $ 607,000 | $ 255,000 |
| San Francisco County California | 5 | $ 4,377,000 | $ 875,000 | $ 201,000 |
| Fulton County Georgia | 5 | $ 2,681,000 | $ 536,000 | $ 250,000 |
| San Mateo County California | 4 | $ 3,341,000 | $ 835,000 | $ 261,000 |
| Boulder County Colorado | 4 | $ 3,426,000 | $ 856,000 | $ 365,000 |
| Denver County Colorado | 4 | $ 2,561,000 | $ 640,000 | $ 240,000 |
| Travis County Texas | 4 | $ 2,318,000 | $ 579,000 | $ 288,000 |
| San Bernardino County California | 3 | $ 1,405,000 | $ 468,000 | $ 254,000 |
| Ventura County California | 3 | $ 2,091,000 | $ 697,000 | $ 153,000 |
| Miami-Dade County Florida | 3 | $ 2,003,000 | $ 667,000 | $ 373,000 |
| Palm Beach County Florida | 3 | $ 2,017,000 | $ 672,000 | $ 157,000 |
| DeKalb County Georgia | 3 | $ 1,655,000 | $ 551,000 | $ 347,000 |
| Cook County Illinois | 3 | $ 1,520,000 | $ 506,000 | $ 235,000 |
| Collin County Texas | 3 | $ 1,913,000 | $ 637,000 | $ 240,000 |
| Dallas County Texas | 3 | $ 2,493,000 | $ 831,000 | $ 541,000 |
| Harris County Texas | 3 | $ 1,700,000 | $ 566,000 | $ 378,000 |
| Contra Costa County California | 2 | $ 1,700,000 | $ 850,000 | $ 218,000 |
| Marin County California | 2 | $ 1,540,000 | $ 770,000 | $ 406,000 |
| Monterey County California | 2 | $ 1,986,000 | $ 993,000 | $ 432,000 |
| Sacramento County California | 2 | $ 1,034,000 | $ 517,000 | $ 245,000 |
| Santa Barbara County California | 2 | $ 1,619,000 | $ 809,000 | $ 148,000 |
| Sonoma County California | 2 | $ 1,291,000 | $ 645,000 | $ 294,000 |
| Fairfield County Connecticut | 2 | $ 2,768,000 | $ 1,384,000 | $ 952,000 |
| Boone County Indiana | 2 | $ 941,000 | $ 470,000 | $ 138,000 |
| Allegany County Maryland | 2 | $ 49,000 | $ 24,000 | $ 77,000 |
| Anne Arundel County Maryland | 2 | $ 1,080,000 | $ 540,000 | $ 235,000 |
| Baltimore County Maryland | 2 | $ 1,325,000 | $ 662,000 | $ 159,000 |
| Prince George's County Maryland | 2 | $ 641,000 | $ 320,000 | $ 161,000 |
| St. Mary's County Maryland | 2 | $ 405,000 | $ 202,000 | $ 125,000 |
| Washington County Maryland | 2 | $ 352,000 | $ 176,000 | $ 119,000 |
| Worcester County Maryland | 2 | $ 761,000 | $ 380,000 | $ 72,000 |
| Middlesex County Massachusetts | 2 | $ 1,496,000 | $ 748,000 | $ 390,000 |
| Essex County New Jersey | 2 | $ 2,020,000 | $ 1,010,000 | $ 630,000 |
| Lincoln County Oregon | 2 | $ 600,000 | $ 300,000 | $ 189,000 |
| Multnomah County Oregon | 2 | $ 1,717,000 | $ 858,000 | $ 282,000 |
| Allegheny County Pennsylvania | 2 | $ 936,000 | $ 468,000 | $ 210,000 |
| Fairfax County Virginia | 2 | $ 1,256,000 | $ 628,000 | $ 243,000 |
| Loudoun County Virginia | 2 | $ 757,000 | $ 378,000 | $ 88,000 |
| Kitsap County Washington | 2 | $ 1,048,000 | $ 524,000 | $ 133,000 |
| Snohomish County Washington | 2 | $ 922,000 | $ 461,000 | $ 149,000 |
| Coconino County Arizona | 1 | $ 500,000 | $ 500,000 | $ 181,000 |
| Benton County Arkansas | 1 | $ 445,000 | $ 445,000 | $ 180,000 |
| El Dorado County California | 1 | $ 500,000 | $ 500,000 | $ 144,000 |
| Placer County California | 1 | $ 491,000 | $ 491,000 | $ 294,000 |
| San Joaquin County California | 1 | $ 480,000 | $ 480,000 | $ 83,000 |
| Santa Cruz County California | 1 | $ 1,050,000 | $ 1,050,000 | $ 230,000 |
| Adams County Colorado | 1 | $ 475,000 | $ 475,000 | $ 259,000 |
| Arapahoe County Colorado | 1 | $ 507,000 | $ 507,000 | $ 260,000 |
| Douglas County Colorado | 1 | $ 493,000 | $ 493,000 | $ 160,000 |
| Eagle County Colorado | 1 | $ 2,900,000 | $ 2,900,000 | $ 1,075,000 |
| El Paso County Colorado | 1 | $ 985,000 | $ 985,000 | $ 393,000 |
| Elbert County Colorado | 1 | $ 473,000 | $ 473,000 | $ 117,000 |
| Jefferson County Colorado | 1 | $ 660,000 | $ 660,000 | $ 225,000 |
| Summit County Colorado | 1 | $ 450,000 | $ 450,000 | $ 37,000 |
| Alachua County Florida | 1 | $ 517,000 | $ 517,000 | $ 325,000 |
| Broward County Florida | 1 | $ 518,000 | $ 518,000 | $ 120,000 |
| Collier County Florida | 1 | $ 711,000 | $ 711,000 | $ 614,000 |
| Osceola County Florida | 1 | $ 410,000 | $ 410,000 | $ 282,000 |
| St. Johns County Florida | 1 | $ 523,000 | $ 523,000 | $ 204,000 |
| Cobb County Georgia | 1 | $ 460,000 | $ 460,000 | $ 319,000 |
| Forsyth County Georgia | 1 | $ 807,000 | $ 807,000 | $ 108,000 |
| Glynn County Georgia | 1 | $ 641,000 | $ 641,000 | $ 206,000 |
| DuPage County Illinois | 1 | $ 162,000 | $ 162,000 | $ 82,000 |
| Lake County Illinois | 1 | $ 453,000 | $ 453,000 | $ 288,000 |
| Marion County Indiana | 1 | $ 492,000 | $ 492,000 | $ 276,000 |
| Monroe County Indiana | 1 | $ 600,000 | $ 600,000 | $ 234,000 |
| Jefferson County Kentucky | 1 | $ 560,000 | $ 560,000 | $ 225,000 |
| Oldham County Kentucky | 1 | $ 520,000 | $ 520,000 | $ 250,000 |
| Orleans County Louisiana | 1 | $ 1,000,000 | $ 1,000,000 | $ 534,000 |
| St. Tammany County Louisiana | 1 | $ 780,000 | $ 780,000 | $ 124,000 |
| York County Maine | 1 | $ 504,000 | $ 504,000 | $ 185,000 |
| Cecil County Maryland | 1 | $ 340,000 | $ 340,000 | $ 184,000 |
| Garrett County Maryland | 1 | $ 5,000 | $ 5,000 | $ 22,000 |
| Somerset County Maryland | 1 | $ 96,000 | $ 96,000 | $ 119,000 |
| Wicomico County Maryland | 1 | $ 140,000 | $ 140,000 | $ 109,000 |
| Bristol County Massachusetts | 1 | $ 293,000 | $ 293,000 | $ 170,000 |
| Hampshire County Massachusetts | 1 | $ 516,000 | $ 516,000 | $ 236,000 |
| Suffolk County Massachusetts | 1 | $ 528,000 | $ 528,000 | $ 64,000 |
| Emmet County Michigan | 1 | $ 675,000 | $ 675,000 | $ 194,000 |
| Livingston County Michigan | 1 | $ 401,000 | $ 401,000 | $ 234,000 |
| Washington County Minnesota | 1 | $ 974,000 | $ 974,000 | $ 229,000 |
| Madison County Mississippi | 1 | $ 1,058,000 | $ 1,058,000 | $ 840,000 |
| Camden County Missouri | 1 | $ 638,000 | $ 638,000 | $ 111,000 |
| Greene County Missouri | 1 | $ 1,900,000 | $ 1,900,000 | $ 4,132,000 |
| St. Charles County Missouri | 1 | $ 512,000 | $ 512,000 | $ 144,000 |
| St. Louis County Missouri | 1 | $ 440,000 | $ 440,000 | $ 195,000 |
| Douglas County Nebraska | 1 | $ 320,000 | $ 320,000 | $ 453,000 |
| Bucks County Pennsylvania | 1 | $ 520,000 | $ 520,000 | $ 210,000 |
| Chester County Pennsylvania | 1 | $ 312,000 | $ 312,000 | $ 186,000 |
| Shelby County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 90,000 |
| Williamson County Tennessee | 1 | $ 541,000 | $ 541,000 | $ 166,000 |
| Austin County Texas | 1 | $ 539,000 | $ 539,000 | $ 124,000 |
| Brazos County Texas | 1 | $ 606,000 | $ 606,000 | $ 306,000 |
| Denton County Texas | 1 | $ 462,000 | $ 462,000 | $ 279,000 |
| Montgomery County Texas | 1 | $ 718,000 | $ 718,000 | $ 304,000 |
| Salt Lake County Utah | 1 | $ 1,452,000 | $ 1,452,000 | $ 451,000 |
| Summit County Utah | 1 | $ 686,000 | $ 686,000 | $ 60,000 |
| Utah County Utah | 1 | $ 648,000 | $ 648,000 | $ 0 |
| Wasatch County Utah | 1 | $ 850,000 | $ 850,000 | $ 186,000 |
| Henrico County Virginia | 1 | $ 197,000 | $ 197,000 | $ 67,000 |
| Louisa County Virginia | 1 | $ 533,000 | $ 533,000 | $ 219,000 |
| Nelson County Virginia | 1 | $ 793,000 | $ 793,000 | $ 120,000 |
| Prince William County Virginia | 1 | $ 648,000 | $ 648,000 | $ 327,000 |
| Virginia Beach County Virginia | 1 | $ 607,000 | $ 607,000 | $ 113,000 |
| Warren County Virginia | 1 | $ 477,000 | $ 477,000 | $ 206,000 |
| Island County Washington | 1 | $ 515,000 | $ 515,000 | $ 176,000 |
| Spokane County Washington | 1 | $ 710,000 | $ 710,000 | $ 234,000 |
| Ohio County West Virginia | 1 | $ 660,000 | $ 660,000 | $ 205,000 |
| Dane County Wisconsin | 1 | $ 544,000 | $ 544,000 | $ 167,000 |
| Waukesha County Wisconsin | 1 | $ 756,000 | $ 756,000 | $ 400,000 |
Mortgage Loan Application Detail Totals for Damascus Community Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 355 | $206,583,000 | $581,000 | $2,900,000 | $232,000 | $4,132,000 |
| Home Purchase | 76 | $31,387,000 | $412,000 | $2,452,000 | $164,000 | $1,150,000 |
| Home Improvement | 29 | $7,565,000 | $260,000 | $1,002,000 | $109,000 | $383,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 325 | $159,737,000 | $491,000 | $2,900,000 | $215,000 | $4,132,000 |
| Not Provided | 59 | $42,049,000 | $712,000 | $1,518,000 | $225,000 | $840,000 |
| Asian | 49 | $30,243,000 | $617,000 | $1,488,000 | $234,000 | $1,142,000 |
| Hispanic | 11 | $5,769,000 | $524,000 | $899,000 | $158,000 | $248,000 |
| Black or African American | 10 | $3,158,000 | $315,000 | $609,000 | $140,000 | $276,000 |
| Not applicable | 5 | $4,046,000 | $809,000 | $2,452,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $533,000 | $533,000 | $533,000 | $219,000 | $219,000 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 457 | $243,962,000 | $533,000 | $2,900,000 | $214,000 | $4,132,000 |
| VA-guaranteed (Veterans Administration) | 2 | $1,207,000 | $603,000 | $607,000 | $129,000 | $145,000 |
| FHA-insured (Federal Housing Administration) | 1 | $366,000 | $366,000 | $366,000 | $120,000 | $120,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 199 | $123,026,000 | $618,000 | $2,900,000 | $255,000 | $1,402,000 |
| Loan Originated | 141 | $39,444,000 | $279,000 | $1,085,000 | $142,000 | $1,150,000 |
| Application Denied By Financial Institution | 91 | $59,818,000 | $657,000 | $1,934,000 | $177,000 | $977,000 |
| File Closed For Incompleteness | 24 | $19,582,000 | $815,000 | $1,900,000 | $439,000 | $4,132,000 |
| Application Approved But Not Accepted | 5 | $3,665,000 | $733,000 | $2,452,000 | $102,000 | $223,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Damascus Community Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Damascus Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.