Dell Franklin Financial Llc 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Dell Franklin Financial Llc 8334 Veterans Highway, Suite #1 Millersville, MD 21108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 939 |
| Total Mortgage Loan Application Amount | $200,712,000 |
| Average Mortgage Loan Application Amount | $249,666 |
| Highest Mortgage Loan Application Amount | $673,000 |
| Average Applicant Income | $30,333 |
| Highest Applicant Income | $366,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Dell Franklin Financial Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Dell Franklin Financial Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Dell Franklin Financial Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Dell Franklin Financial Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Dell Franklin Financial Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Dell Franklin Financial Llc's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 62 | $ 17,631,000 | $ 284,000 | $ 16,000 |
| Baltimore County Maryland | 56 | $ 12,473,000 | $ 222,000 | $ 26,000 |
| Baltimore City County Maryland | 49 | $ 9,207,000 | $ 187,000 | $ 23,000 |
| Anne Arundel County Maryland | 29 | $ 9,075,000 | $ 312,000 | $ 44,000 |
| Virginia Beach County Virginia | 17 | $ 3,693,000 | $ 217,000 | $ 0 |
| Kent County Delaware | 16 | $ 3,241,000 | $ 202,000 | $ 11,000 |
| Hartford County Connecticut | 14 | $ 3,051,000 | $ 217,000 | $ 0 |
| Harford County Maryland | 14 | $ 2,844,000 | $ 203,000 | $ 27,000 |
| Philadelphia County Pennsylvania | 14 | $ 2,453,000 | $ 175,000 | $ 0 |
| New Haven County Connecticut | 13 | $ 3,049,000 | $ 234,000 | $ 0 |
| York County Pennsylvania | 13 | $ 2,474,000 | $ 190,000 | $ 5,000 |
| District of Columbia County District Of Columbia | 12 | $ 3,129,000 | $ 260,000 | $ 0 |
| Butler County Ohio | 12 | $ 2,432,000 | $ 202,000 | $ 0 |
| Cuyahoga County Ohio | 12 | $ 1,992,000 | $ 166,000 | $ 6,000 |
| New Castle County Delaware | 11 | $ 2,334,000 | $ 212,000 | $ 0 |
| Carroll County Maryland | 11 | $ 2,613,000 | $ 237,000 | $ 53,000 |
| Montgomery County Maryland | 10 | $ 3,120,000 | $ 312,000 | $ 49,000 |
| Chesapeake County Virginia | 10 | $ 2,102,000 | $ 210,000 | $ 5,000 |
| Frederick County Maryland | 9 | $ 2,732,000 | $ 303,000 | $ 33,000 |
| Berkeley County South Carolina | 9 | $ 1,585,000 | $ 176,000 | $ 14,000 |
| Dorchester County South Carolina | 9 | $ 1,614,000 | $ 179,000 | $ 5,000 |
| Chesterfield County Virginia | 9 | $ 1,661,000 | $ 184,000 | $ 0 |
| Fairfield County Connecticut | 8 | $ 1,786,000 | $ 223,000 | $ 0 |
| Charleston County South Carolina | 8 | $ 1,583,000 | $ 197,000 | $ 0 |
| Henrico County Virginia | 8 | $ 1,541,000 | $ 192,000 | $ 0 |
| Arapahoe County Colorado | 7 | $ 1,443,000 | $ 206,000 | $ 0 |
| Marion County Indiana | 7 | $ 1,131,000 | $ 161,000 | $ 0 |
| Charles County Maryland | 7 | $ 2,340,000 | $ 334,000 | $ 28,000 |
| Bristol County Massachusetts | 7 | $ 1,905,000 | $ 272,000 | $ 0 |
| Hamilton County Ohio | 7 | $ 1,228,000 | $ 175,000 | $ 0 |
| Adams County Pennsylvania | 7 | $ 865,000 | $ 123,000 | $ 44,000 |
| Greenville County South Carolina | 7 | $ 1,214,000 | $ 173,000 | $ 0 |
| Prince William County Virginia | 7 | $ 1,728,000 | $ 246,000 | $ 44,000 |
| Adams County Colorado | 6 | $ 1,390,000 | $ 231,000 | $ 0 |
| Lee County Florida | 6 | $ 1,446,000 | $ 241,000 | $ 0 |
| St. Mary's County Maryland | 6 | $ 1,442,000 | $ 240,000 | $ 122,000 |
| Franklin County Ohio | 6 | $ 1,101,000 | $ 183,000 | $ 0 |
| Richland County South Carolina | 6 | $ 875,000 | $ 145,000 | $ 0 |
| Hampton County Virginia | 6 | $ 1,145,000 | $ 190,000 | $ 0 |
| Norfolk County Virginia | 6 | $ 1,312,000 | $ 218,000 | $ 0 |
| Denver County Colorado | 5 | $ 918,000 | $ 183,000 | $ 0 |
| Douglas County Colorado | 5 | $ 1,494,000 | $ 298,000 | $ 0 |
| New London County Connecticut | 5 | $ 1,218,000 | $ 243,000 | $ 0 |
| Tolland County Connecticut | 5 | $ 1,151,000 | $ 230,000 | $ 0 |
| Essex County Massachusetts | 5 | $ 1,469,000 | $ 293,000 | $ 0 |
| Plymouth County Massachusetts | 5 | $ 1,494,000 | $ 298,000 | $ 0 |
| Worcester County Massachusetts | 5 | $ 1,205,000 | $ 241,000 | $ 0 |
| Clermont County Ohio | 5 | $ 825,000 | $ 165,000 | $ 0 |
| Franklin County Pennsylvania | 5 | $ 881,000 | $ 176,000 | $ 48,000 |
| Spartanburg County South Carolina | 5 | $ 776,000 | $ 155,000 | $ 0 |
| Hanover County Virginia | 5 | $ 953,000 | $ 190,000 | $ 0 |
| Spotsylvania County Virginia | 5 | $ 1,220,000 | $ 244,000 | $ 0 |
| El Paso County Colorado | 4 | $ 832,000 | $ 208,000 | $ 0 |
| Mesa County Colorado | 4 | $ 739,000 | $ 184,000 | $ 0 |
| Litchfield County Connecticut | 4 | $ 925,000 | $ 231,000 | $ 0 |
| Windham County Connecticut | 4 | $ 824,000 | $ 206,000 | $ 0 |
| Duval County Florida | 4 | $ 738,000 | $ 184,000 | $ 0 |
| Orange County Florida | 4 | $ 713,000 | $ 178,000 | $ 15,000 |
| Pinellas County Florida | 4 | $ 770,000 | $ 192,000 | $ 0 |
| Lake County Indiana | 4 | $ 689,000 | $ 172,000 | $ 0 |
| Porter County Indiana | 4 | $ 730,000 | $ 182,000 | $ 0 |
| Cecil County Maryland | 4 | $ 996,000 | $ 249,000 | $ 0 |
| Dorchester County Maryland | 4 | $ 787,000 | $ 196,000 | $ 0 |
| Howard County Maryland | 4 | $ 1,467,000 | $ 366,000 | $ 77,000 |
| Washington County Maryland | 4 | $ 782,000 | $ 195,000 | $ 0 |
| Wicomico County Maryland | 4 | $ 718,000 | $ 179,000 | $ 7,000 |
| Worcester County Maryland | 4 | $ 981,000 | $ 245,000 | $ 42,000 |
| Lorain County Ohio | 4 | $ 723,000 | $ 180,000 | $ 0 |
| Montgomery County Ohio | 4 | $ 670,000 | $ 167,000 | $ 0 |
| Summit County Ohio | 4 | $ 729,000 | $ 182,000 | $ 0 |
| Warren County Ohio | 4 | $ 744,000 | $ 186,000 | $ 0 |
| Newport News County Virginia | 4 | $ 812,000 | $ 203,000 | $ 0 |
| Portsmouth County Virginia | 4 | $ 793,000 | $ 198,000 | $ 0 |
| Richmond City County Virginia | 4 | $ 709,000 | $ 177,000 | $ 12,000 |
| Suffolk County Virginia | 4 | $ 827,000 | $ 206,000 | $ 0 |
| Warren County Virginia | 4 | $ 910,000 | $ 227,000 | $ 0 |
| Weld County Colorado | 3 | $ 692,000 | $ 230,000 | $ 0 |
| Sussex County Delaware | 3 | $ 587,000 | $ 195,000 | $ 17,000 |
| Osceola County Florida | 3 | $ 613,000 | $ 204,000 | $ 0 |
| Seminole County Florida | 3 | $ 569,000 | $ 189,000 | $ 17,000 |
| St. Lucie County Florida | 3 | $ 586,000 | $ 195,000 | $ 0 |
| Hamilton County Indiana | 3 | $ 440,000 | $ 146,000 | $ 0 |
| Franklin County Massachusetts | 3 | $ 562,000 | $ 187,000 | $ 0 |
| Hampden County Massachusetts | 3 | $ 520,000 | $ 173,000 | $ 0 |
| St. Charles County Missouri | 3 | $ 675,000 | $ 225,000 | $ 27,000 |
| St. Louis County Missouri | 3 | $ 568,000 | $ 189,000 | $ 0 |
| Delaware County Ohio | 3 | $ 545,000 | $ 181,000 | $ 0 |
| Greene County Ohio | 3 | $ 457,000 | $ 152,000 | $ 0 |
| Portage County Ohio | 3 | $ 447,000 | $ 149,000 | $ 0 |
| Trumbull County Ohio | 3 | $ 484,000 | $ 161,000 | $ 0 |
| Dauphin County Pennsylvania | 3 | $ 607,000 | $ 202,000 | $ 21,000 |
| Lehigh County Pennsylvania | 3 | $ 521,000 | $ 173,000 | $ 0 |
| Aiken County South Carolina | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Lexington County South Carolina | 3 | $ 591,000 | $ 197,000 | $ 0 |
| Dinwiddie County Virginia | 3 | $ 576,000 | $ 192,000 | $ 0 |
| Loudoun County Virginia | 3 | $ 942,000 | $ 314,000 | $ 47,000 |
| Boulder County Colorado | 2 | $ 604,000 | $ 302,000 | $ 0 |
| Jefferson County Colorado | 2 | $ 392,000 | $ 196,000 | $ 0 |
| Brevard County Florida | 2 | $ 344,000 | $ 172,000 | $ 0 |
| Hillsborough County Florida | 2 | $ 378,000 | $ 189,000 | $ 0 |
| Indian River County Florida | 2 | $ 392,000 | $ 196,000 | $ 0 |
| Miami-Dade County Florida | 2 | $ 464,000 | $ 232,000 | $ 0 |
| Pasco County Florida | 2 | $ 407,000 | $ 203,000 | $ 0 |
| Allen County Indiana | 2 | $ 333,000 | $ 166,000 | $ 0 |
| Kent County Maryland | 2 | $ 416,000 | $ 208,000 | $ 0 |
| Queen Anne's County Maryland | 2 | $ 730,000 | $ 365,000 | $ 113,000 |
| Middlesex County Massachusetts | 2 | $ 434,000 | $ 217,000 | $ 0 |
| Suffolk County Massachusetts | 2 | $ 688,000 | $ 344,000 | $ 0 |
| Jackson County Missouri | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Jefferson County Missouri | 2 | $ 344,000 | $ 172,000 | $ 0 |
| Ashtabula County Ohio | 2 | $ 355,000 | $ 177,000 | $ 0 |
| Clark County Ohio | 2 | $ 431,000 | $ 215,000 | $ 66,000 |
| Fairfield County Ohio | 2 | $ 302,000 | $ 151,000 | $ 58,000 |
| Hancock County Ohio | 2 | $ 326,000 | $ 163,000 | $ 0 |
| Lake County Ohio | 2 | $ 335,000 | $ 167,000 | $ 0 |
| Lucas County Ohio | 2 | $ 351,000 | $ 175,000 | $ 0 |
| Marion County Ohio | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Muskingum County Ohio | 2 | $ 278,000 | $ 139,000 | $ 0 |
| Chester County Pennsylvania | 2 | $ 548,000 | $ 274,000 | $ 0 |
| Delaware County Pennsylvania | 2 | $ 439,000 | $ 219,000 | $ 0 |
| Lancaster County Pennsylvania | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Luzerne County Pennsylvania | 2 | $ 419,000 | $ 209,000 | $ 0 |
| Montgomery County Pennsylvania | 2 | $ 497,000 | $ 248,000 | $ 0 |
| Northampton County Pennsylvania | 2 | $ 434,000 | $ 217,000 | $ 0 |
| Beaufort County South Carolina | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Florence County South Carolina | 2 | $ 348,000 | $ 174,000 | $ 0 |
| Hampton County South Carolina | 2 | $ 412,000 | $ 206,000 | $ 0 |
| Horry County South Carolina | 2 | $ 394,000 | $ 197,000 | $ 0 |
| Caroline County Virginia | 2 | $ 357,000 | $ 178,000 | $ 0 |
| Frederick County Virginia | 2 | $ 438,000 | $ 219,000 | $ 35,000 |
| Halifax County Virginia | 2 | $ 329,000 | $ 164,000 | $ 0 |
| Harrisonburg County Virginia | 2 | $ 362,000 | $ 181,000 | $ 0 |
| Isle of Wight County Virginia | 2 | $ 463,000 | $ 231,000 | $ 0 |
| Mecklenburg County Virginia | 2 | $ 318,000 | $ 159,000 | $ 0 |
| Powhatan County Virginia | 2 | $ 396,000 | $ 198,000 | $ 30,000 |
| Prince George County Virginia | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Pulaski County Virginia | 2 | $ 297,000 | $ 148,000 | $ 0 |
| Roanoke County Virginia | 2 | $ 308,000 | $ 154,000 | $ 0 |
| Berkeley County West Virginia | 2 | $ 551,000 | $ 275,000 | $ 28,000 |
| Broomfield County Colorado | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Elbert County Colorado | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Fremont County Colorado | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Larimer County Colorado | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Teller County Colorado | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Alachua County Florida | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Clay County Florida | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Escambia County Florida | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Flagler County Florida | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Franklin County Florida | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Jackson County Florida | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Lake County Florida | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Marion County Florida | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Sarasota County Florida | 1 | $ 266,000 | $ 266,000 | $ 0 |
| St. Johns County Florida | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Clark County Indiana | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Dearborn County Indiana | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Elkhart County Indiana | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Floyd County Indiana | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Hancock County Indiana | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Henry County Indiana | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Jasper County Indiana | 1 | $ 181,000 | $ 181,000 | $ 0 |
| LaGrange County Indiana | 1 | $ 199,000 | $ 199,000 | $ 0 |
| LaPorte County Indiana | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Monroe County Indiana | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Shelby County Indiana | 1 | $ 187,000 | $ 187,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Allegany County Maryland | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Calvert County Maryland | 1 | $ 301,000 | $ 301,000 | $ 0 |
| Somerset County Maryland | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Talbot County Maryland | 1 | $ 270,000 | $ 270,000 | $ 0 |
| DeSoto County Mississippi | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Madison County Mississippi | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Clay County Missouri | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Platte County Missouri | 1 | $ 176,000 | $ 176,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Taney County Missouri | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Adams County Ohio | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Henry County Ohio | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Jackson County Ohio | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Licking County Ohio | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Madison County Ohio | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Meigs County Ohio | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Mercer County Ohio | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Miami County Ohio | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Ottawa County Ohio | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Pickaway County Ohio | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Shelby County Ohio | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Stark County Ohio | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Tuscarawas County Ohio | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Van Wert County Ohio | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Wayne County Ohio | 1 | $ 164,000 | $ 164,000 | $ 84,000 |
| Bedford County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 51,000 |
| Berks County Pennsylvania | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Carbon County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Cumberland County Pennsylvania | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Monroe County Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Northumberland County Pennsylvania | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Somerset County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Washington County Pennsylvania | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Wayne County Pennsylvania | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Westmoreland County Pennsylvania | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Cherokee County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Chesterfield County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Darlington County South Carolina | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Greenwood County South Carolina | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Lancaster County South Carolina | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Laurens County South Carolina | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Sumter County South Carolina | 1 | $ 191,000 | $ 191,000 | $ 0 |
| York County South Carolina | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Accomack County Virginia | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Albemarle County Virginia | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Amelia County Virginia | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Amherst County Virginia | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Augusta County Virginia | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Bedford County Virginia | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Colonial Heights County Virginia | 1 | $ 251,000 | $ 251,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Fauquier County Virginia | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Fluvanna County Virginia | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Franklin City County Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Gloucester County Virginia | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Henry County Virginia | 1 | $ 171,000 | $ 171,000 | $ 0 |
| King and Queen County Virginia | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Louisa County Virginia | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Lynchburg County Virginia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Martinsville County Virginia | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Petersburg County Virginia | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Richmond County Virginia | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Roanoke City County Virginia | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Rockingham County Virginia | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Salem County Virginia | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Southampton County Virginia | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Stafford County Virginia | 1 | $ 363,000 | $ 363,000 | $ 0 |
| Tazewell County Virginia | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Waynesboro County Virginia | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Winchester County Virginia | 1 | $ 258,000 | $ 258,000 | $ 0 |
| Wythe County Virginia | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Hampshire County West Virginia | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Morgan County West Virginia | 1 | $ 201,000 | $ 201,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 895 | $189,438,000 | $211,000 | $417,000 | $8,000 | $366,000 |
| Home Purchase | 43 | $10,991,000 | $255,000 | $673,000 | $83,000 | $251,000 |
| Home Improvement | 1 | $283,000 | $283,000 | $283,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 412 | $85,755,000 | $208,000 | $378,000 | $3,000 | $150,000 |
| White | 306 | $66,105,000 | $216,000 | $673,000 | $21,000 | $366,000 |
| Black or African American | 205 | $45,161,000 | $220,000 | $495,000 | $12,000 | $143,000 |
| Hispanic | 14 | $3,200,000 | $228,000 | $368,000 | $20,000 | $154,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $258,000 | $258,000 | $258,000 | $90,000 | $90,000 |
| Asian | 1 | $233,000 | $233,000 | $233,000 | $67,000 | $67,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 894 | $189,926,000 | $212,000 | $673,000 | $7,000 | $172,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 40 | $9,661,000 | $241,000 | $500,000 | $96,000 | $366,000 |
| VA-guaranteed (Veterans Administration) | 4 | $900,000 | $225,000 | $309,000 | $41,000 | $106,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $225,000 | $225,000 | $225,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 853 | $183,646,000 | $215,000 | $673,000 | $11,000 | $366,000 |
| Application Withdrawn By Applicant | 62 | $12,379,000 | $199,000 | $368,000 | $10,000 | $97,000 |
| Application Approved But Not Accepted | 22 | $4,344,000 | $197,000 | $382,000 | $10,000 | $165,000 |
| File Closed For Incompleteness | 2 | $343,000 | $171,000 | $200,000 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dell Franklin Financial Llc's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dell Franklin Financial Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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