Dell Franklin Financial LLC Mortgage Lending & HMDA Data, 2008
In 2008, Dell Franklin Financial LLC of Millersville, MD reported 939 mortgage applications totaling $200.7 million, up 65% from 2007. The average application was for $213,750, and applicants reported an average income of $11,425. 91% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Baltimore-Towson, MD (165), Washington-Arlington-Alexandria, DC-VA-MD-WV (104) and Virginia Beach-Norfolk-Newport News, VA-NC (54) (applications in parentheses).
| Mortgage Company & Address | Dell Franklin Financial LLC 8334 Veterans Highway, Suite #1 Millersville, MD 21108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 939 |
| Total Mortgage Loan Application Amount | $200,712,000 |
| Average Mortgage Loan Application Amount | $213,750 |
| Highest Mortgage Loan Application Amount | $673,000 |
| Average Applicant Income | $11,425 |
| Highest Applicant Income | $366,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Dell Franklin Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's, Maryland | 62 | $ 17,631,000 | $ 284,370 | $ 16,000 |
| Baltimore, Maryland | 56 | $ 12,473,000 | $ 222,732 | $ 26,000 |
| Baltimore City, Maryland | 49 | $ 9,207,000 | $ 187,897 | $ 23,000 |
| Anne Arundel, Maryland | 29 | $ 9,075,000 | $ 312,931 | $ 44,000 |
| Virginia Beach, Virginia | 17 | $ 3,693,000 | $ 217,235 | $ 0 |
| Kent, Delaware | 16 | $ 3,241,000 | $ 202,562 | $ 11,000 |
| Hartford, Connecticut | 14 | $ 3,051,000 | $ 217,928 | $ 0 |
| Harford, Maryland | 14 | $ 2,844,000 | $ 203,142 | $ 27,000 |
| Philadelphia, Pennsylvania | 14 | $ 2,453,000 | $ 175,214 | $ 0 |
| New Haven, Connecticut | 13 | $ 3,049,000 | $ 234,538 | $ 0 |
| York, Pennsylvania | 13 | $ 2,474,000 | $ 190,307 | $ 5,000 |
| District of Columbia, District Of Columbia | 12 | $ 3,129,000 | $ 260,750 | $ 0 |
| Butler, Ohio | 12 | $ 2,432,000 | $ 202,666 | $ 0 |
| Cuyahoga, Ohio | 12 | $ 1,992,000 | $ 166,000 | $ 6,000 |
| New Castle, Delaware | 11 | $ 2,334,000 | $ 212,181 | $ 0 |
| Carroll, Maryland | 11 | $ 2,613,000 | $ 237,545 | $ 53,000 |
| Montgomery, Maryland | 10 | $ 3,120,000 | $ 312,000 | $ 49,000 |
| Chesapeake, Virginia | 10 | $ 2,102,000 | $ 210,200 | $ 5,000 |
| Frederick, Maryland | 9 | $ 2,732,000 | $ 303,555 | $ 33,000 |
| Berkeley, South Carolina | 9 | $ 1,585,000 | $ 176,111 | $ 14,000 |
| Dorchester, South Carolina | 9 | $ 1,614,000 | $ 179,333 | $ 5,000 |
| Chesterfield, Virginia | 9 | $ 1,661,000 | $ 184,555 | $ 0 |
| Fairfield, Connecticut | 8 | $ 1,786,000 | $ 223,250 | $ 0 |
| Charleston, South Carolina | 8 | $ 1,583,000 | $ 197,875 | $ 0 |
| Henrico, Virginia | 8 | $ 1,541,000 | $ 192,625 | $ 0 |
| Arapahoe, Colorado | 7 | $ 1,443,000 | $ 206,142 | $ 0 |
| Marion, Indiana | 7 | $ 1,131,000 | $ 161,571 | $ 0 |
| Charles, Maryland | 7 | $ 2,340,000 | $ 334,285 | $ 28,000 |
| Bristol, Massachusetts | 7 | $ 1,905,000 | $ 272,142 | $ 0 |
| Hamilton, Ohio | 7 | $ 1,228,000 | $ 175,428 | $ 0 |
| Adams, Pennsylvania | 7 | $ 865,000 | $ 123,571 | $ 44,000 |
| Greenville, South Carolina | 7 | $ 1,214,000 | $ 173,428 | $ 0 |
| Prince William, Virginia | 7 | $ 1,728,000 | $ 246,857 | $ 44,000 |
| Adams, Colorado | 6 | $ 1,390,000 | $ 231,666 | $ 0 |
| Lee, Florida | 6 | $ 1,446,000 | $ 241,000 | $ 0 |
| St. Mary's, Maryland | 6 | $ 1,442,000 | $ 240,333 | $ 122,000 |
| Franklin, Ohio | 6 | $ 1,101,000 | $ 183,500 | $ 0 |
| Richland, South Carolina | 6 | $ 875,000 | $ 145,833 | $ 0 |
| Hampton, Virginia | 6 | $ 1,145,000 | $ 190,833 | $ 0 |
| Norfolk, Virginia | 6 | $ 1,312,000 | $ 218,666 | $ 0 |
| Denver, Colorado | 5 | $ 918,000 | $ 183,600 | $ 0 |
| Douglas, Colorado | 5 | $ 1,494,000 | $ 298,800 | $ 0 |
| New London, Connecticut | 5 | $ 1,218,000 | $ 243,600 | $ 0 |
| Tolland, Connecticut | 5 | $ 1,151,000 | $ 230,200 | $ 0 |
| Essex, Massachusetts | 5 | $ 1,469,000 | $ 293,800 | $ 0 |
| Plymouth, Massachusetts | 5 | $ 1,494,000 | $ 298,800 | $ 0 |
| Worcester, Massachusetts | 5 | $ 1,205,000 | $ 241,000 | $ 0 |
| Clermont, Ohio | 5 | $ 825,000 | $ 165,000 | $ 0 |
| Franklin, Pennsylvania | 5 | $ 881,000 | $ 176,200 | $ 48,000 |
| Spartanburg, South Carolina | 5 | $ 776,000 | $ 155,200 | $ 0 |
| Hanover, Virginia | 5 | $ 953,000 | $ 190,600 | $ 0 |
| Spotsylvania, Virginia | 5 | $ 1,220,000 | $ 244,000 | $ 0 |
| El Paso, Colorado | 4 | $ 832,000 | $ 208,000 | $ 0 |
| Mesa, Colorado | 4 | $ 739,000 | $ 184,750 | $ 0 |
| Litchfield, Connecticut | 4 | $ 925,000 | $ 231,250 | $ 0 |
| Windham, Connecticut | 4 | $ 824,000 | $ 206,000 | $ 0 |
| Duval, Florida | 4 | $ 738,000 | $ 184,500 | $ 0 |
| Orange, Florida | 4 | $ 713,000 | $ 178,250 | $ 15,000 |
| Pinellas, Florida | 4 | $ 770,000 | $ 192,500 | $ 0 |
| Lake, Indiana | 4 | $ 689,000 | $ 172,250 | $ 0 |
| Porter, Indiana | 4 | $ 730,000 | $ 182,500 | $ 0 |
| Cecil, Maryland | 4 | $ 996,000 | $ 249,000 | $ 0 |
| Dorchester, Maryland | 4 | $ 787,000 | $ 196,750 | $ 0 |
| Howard, Maryland | 4 | $ 1,467,000 | $ 366,750 | $ 77,000 |
| Washington, Maryland | 4 | $ 782,000 | $ 195,500 | $ 0 |
| Wicomico, Maryland | 4 | $ 718,000 | $ 179,500 | $ 7,000 |
| Worcester, Maryland | 4 | $ 981,000 | $ 245,250 | $ 42,000 |
| Lorain, Ohio | 4 | $ 723,000 | $ 180,750 | $ 0 |
| Montgomery, Ohio | 4 | $ 670,000 | $ 167,500 | $ 0 |
| Summit, Ohio | 4 | $ 729,000 | $ 182,250 | $ 0 |
| Warren, Ohio | 4 | $ 744,000 | $ 186,000 | $ 0 |
| Newport News, Virginia | 4 | $ 812,000 | $ 203,000 | $ 0 |
| Portsmouth, Virginia | 4 | $ 793,000 | $ 198,250 | $ 0 |
| Richmond City, Virginia | 4 | $ 709,000 | $ 177,250 | $ 12,000 |
| Suffolk, Virginia | 4 | $ 827,000 | $ 206,750 | $ 0 |
| Warren, Virginia | 4 | $ 910,000 | $ 227,500 | $ 0 |
| Weld, Colorado | 3 | $ 692,000 | $ 230,666 | $ 0 |
| Sussex, Delaware | 3 | $ 587,000 | $ 195,666 | $ 17,000 |
| Osceola, Florida | 3 | $ 613,000 | $ 204,333 | $ 0 |
| Seminole, Florida | 3 | $ 569,000 | $ 189,666 | $ 17,000 |
| St. Lucie, Florida | 3 | $ 586,000 | $ 195,333 | $ 0 |
| Hamilton, Indiana | 3 | $ 440,000 | $ 146,666 | $ 0 |
| Franklin, Massachusetts | 3 | $ 562,000 | $ 187,333 | $ 0 |
| Hampden, Massachusetts | 3 | $ 520,000 | $ 173,333 | $ 0 |
| St. Charles, Missouri | 3 | $ 675,000 | $ 225,000 | $ 27,000 |
| St. Louis, Missouri | 3 | $ 568,000 | $ 189,333 | $ 0 |
| Delaware, Ohio | 3 | $ 545,000 | $ 181,666 | $ 0 |
| Greene, Ohio | 3 | $ 457,000 | $ 152,333 | $ 0 |
| Portage, Ohio | 3 | $ 447,000 | $ 149,000 | $ 0 |
| Trumbull, Ohio | 3 | $ 484,000 | $ 161,333 | $ 0 |
| Dauphin, Pennsylvania | 3 | $ 607,000 | $ 202,333 | $ 21,000 |
| Lehigh, Pennsylvania | 3 | $ 521,000 | $ 173,666 | $ 0 |
| Aiken, South Carolina | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Lexington, South Carolina | 3 | $ 591,000 | $ 197,000 | $ 0 |
| Dinwiddie, Virginia | 3 | $ 576,000 | $ 192,000 | $ 0 |
| Loudoun, Virginia | 3 | $ 942,000 | $ 314,000 | $ 47,000 |
| Boulder, Colorado | 2 | $ 604,000 | $ 302,000 | $ 0 |
| Jefferson, Colorado | 2 | $ 392,000 | $ 196,000 | $ 0 |
| Brevard, Florida | 2 | $ 344,000 | $ 172,000 | $ 0 |
| Hillsborough, Florida | 2 | $ 378,000 | $ 189,000 | $ 0 |
| Indian River, Florida | 2 | $ 392,000 | $ 196,000 | $ 0 |
| Miami-Dade, Florida | 2 | $ 464,000 | $ 232,000 | $ 0 |
| Pasco, Florida | 2 | $ 407,000 | $ 203,500 | $ 0 |
| Allen, Indiana | 2 | $ 333,000 | $ 166,500 | $ 0 |
| Kent, Maryland | 2 | $ 416,000 | $ 208,000 | $ 0 |
| Queen Anne's, Maryland | 2 | $ 730,000 | $ 365,000 | $ 113,000 |
| Middlesex, Massachusetts | 2 | $ 434,000 | $ 217,000 | $ 0 |
| Suffolk, Massachusetts | 2 | $ 688,000 | $ 344,000 | $ 0 |
| Jackson, Missouri | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Jefferson, Missouri | 2 | $ 344,000 | $ 172,000 | $ 0 |
| Ashtabula, Ohio | 2 | $ 355,000 | $ 177,500 | $ 0 |
| Clark, Ohio | 2 | $ 431,000 | $ 215,500 | $ 66,000 |
| Fairfield, Ohio | 2 | $ 302,000 | $ 151,000 | $ 58,000 |
| Hancock, Ohio | 2 | $ 326,000 | $ 163,000 | $ 0 |
| Lake, Ohio | 2 | $ 335,000 | $ 167,500 | $ 0 |
| Lucas, Ohio | 2 | $ 351,000 | $ 175,500 | $ 0 |
| Marion, Ohio | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Muskingum, Ohio | 2 | $ 278,000 | $ 139,000 | $ 0 |
| Chester, Pennsylvania | 2 | $ 548,000 | $ 274,000 | $ 0 |
| Delaware, Pennsylvania | 2 | $ 439,000 | $ 219,500 | $ 0 |
| Lancaster, Pennsylvania | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Luzerne, Pennsylvania | 2 | $ 419,000 | $ 209,500 | $ 0 |
| Montgomery, Pennsylvania | 2 | $ 497,000 | $ 248,500 | $ 0 |
| Northampton, Pennsylvania | 2 | $ 434,000 | $ 217,000 | $ 0 |
| Beaufort, South Carolina | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Florence, South Carolina | 2 | $ 348,000 | $ 174,000 | $ 0 |
| Hampton, South Carolina | 2 | $ 412,000 | $ 206,000 | $ 0 |
| Horry, South Carolina | 2 | $ 394,000 | $ 197,000 | $ 0 |
| Caroline, Virginia | 2 | $ 357,000 | $ 178,500 | $ 0 |
| Frederick, Virginia | 2 | $ 438,000 | $ 219,000 | $ 35,000 |
| Halifax, Virginia | 2 | $ 329,000 | $ 164,500 | $ 0 |
| Harrisonburg, Virginia | 2 | $ 362,000 | $ 181,000 | $ 0 |
| Isle of Wight, Virginia | 2 | $ 463,000 | $ 231,500 | $ 0 |
| Mecklenburg, Virginia | 2 | $ 318,000 | $ 159,000 | $ 0 |
| Powhatan, Virginia | 2 | $ 396,000 | $ 198,000 | $ 30,000 |
| Prince George, Virginia | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Pulaski, Virginia | 2 | $ 297,000 | $ 148,500 | $ 0 |
| Roanoke, Virginia | 2 | $ 308,000 | $ 154,000 | $ 0 |
| Berkeley, West Virginia | 2 | $ 551,000 | $ 275,500 | $ 28,000 |
| Broomfield, Colorado | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Elbert, Colorado | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Fremont, Colorado | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Larimer, Colorado | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Pueblo, Colorado | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Teller, Colorado | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Alachua, Florida | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Clay, Florida | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Escambia, Florida | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Flagler, Florida | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Franklin, Florida | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Jackson, Florida | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Lake, Florida | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Marion, Florida | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Palm Beach, Florida | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Sarasota, Florida | 1 | $ 266,000 | $ 266,000 | $ 0 |
| St. Johns, Florida | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Clark, Indiana | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Dearborn, Indiana | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Elkhart, Indiana | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Floyd, Indiana | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Hancock, Indiana | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Henry, Indiana | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Jasper, Indiana | 1 | $ 181,000 | $ 181,000 | $ 0 |
| LaGrange, Indiana | 1 | $ 199,000 | $ 199,000 | $ 0 |
| LaPorte, Indiana | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Monroe, Indiana | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Shelby, Indiana | 1 | $ 187,000 | $ 187,000 | $ 0 |
| St. Joseph, Indiana | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Allegany, Maryland | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Calvert, Maryland | 1 | $ 301,000 | $ 301,000 | $ 0 |
| Somerset, Maryland | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Talbot, Maryland | 1 | $ 270,000 | $ 270,000 | $ 0 |
| DeSoto, Mississippi | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Madison, Mississippi | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Clay, Missouri | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Platte, Missouri | 1 | $ 176,000 | $ 176,000 | $ 0 |
| St. Louis City, Missouri | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Taney, Missouri | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Adams, Ohio | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Henry, Ohio | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Jackson, Ohio | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Licking, Ohio | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Madison, Ohio | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Meigs, Ohio | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Mercer, Ohio | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Miami, Ohio | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Ottawa, Ohio | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Pickaway, Ohio | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Shelby, Ohio | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Stark, Ohio | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Tuscarawas, Ohio | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Van Wert, Ohio | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Wayne, Ohio | 1 | $ 164,000 | $ 164,000 | $ 84,000 |
| Bedford, Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 51,000 |
| Berks, Pennsylvania | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Bucks, Pennsylvania | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Carbon, Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Cumberland, Pennsylvania | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Monroe, Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Northumberland, Pennsylvania | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Somerset, Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Washington, Pennsylvania | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Wayne, Pennsylvania | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Westmoreland, Pennsylvania | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Anderson, South Carolina | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Cherokee, South Carolina | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Chesterfield, South Carolina | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Darlington, South Carolina | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Greenwood, South Carolina | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Lancaster, South Carolina | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Laurens, South Carolina | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Sumter, South Carolina | 1 | $ 191,000 | $ 191,000 | $ 0 |
| York, South Carolina | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Accomack, Virginia | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Albemarle, Virginia | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Amelia, Virginia | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Amherst, Virginia | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Augusta, Virginia | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Bedford, Virginia | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Colonial Heights, Virginia | 1 | $ 251,000 | $ 251,000 | $ 0 |
| Fairfax, Virginia | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Fauquier, Virginia | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Fluvanna, Virginia | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Franklin City, Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Gloucester, Virginia | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Henry, Virginia | 1 | $ 171,000 | $ 171,000 | $ 0 |
| King and Queen, Virginia | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Louisa, Virginia | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Lynchburg, Virginia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Martinsville, Virginia | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Petersburg, Virginia | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Richmond, Virginia | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Roanoke City, Virginia | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Rockingham, Virginia | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Salem, Virginia | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Southampton, Virginia | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Stafford, Virginia | 1 | $ 363,000 | $ 363,000 | $ 0 |
| Tazewell, Virginia | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Waynesboro, Virginia | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Winchester, Virginia | 1 | $ 258,000 | $ 258,000 | $ 0 |
| Wythe, Virginia | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Hampshire, West Virginia | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Morgan, West Virginia | 1 | $ 201,000 | $ 201,000 | $ 0 |
Mortgage Loan Application Detail Totals for Dell Franklin Financial LLC in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 895 | $189,438,000 | $211,000 | $417,000 | $8,000 | $366,000 |
| Home Purchase | 43 | $10,991,000 | $255,000 | $673,000 | $83,000 | $251,000 |
| Home Improvement | 1 | $283,000 | $283,000 | $283,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 412 | $85,755,000 | $208,000 | $378,000 | $3,000 | $150,000 |
| White | 306 | $66,105,000 | $216,000 | $673,000 | $21,000 | $366,000 |
| Black or African American | 205 | $45,161,000 | $220,000 | $495,000 | $12,000 | $143,000 |
| Hispanic | 14 | $3,200,000 | $228,000 | $368,000 | $20,000 | $154,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $258,000 | $258,000 | $258,000 | $90,000 | $90,000 |
| Asian | 1 | $233,000 | $233,000 | $233,000 | $67,000 | $67,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 894 | $189,926,000 | $212,000 | $673,000 | $7,000 | $172,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 40 | $9,661,000 | $241,000 | $500,000 | $96,000 | $366,000 |
| VA-guaranteed (Veterans Administration) | 4 | $900,000 | $225,000 | $309,000 | $41,000 | $106,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $225,000 | $225,000 | $225,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 853 | $183,646,000 | $215,000 | $673,000 | $11,000 | $366,000 |
| Application Withdrawn By Applicant | 62 | $12,379,000 | $199,000 | $368,000 | $10,000 | $97,000 |
| Application Approved But Not Accepted | 22 | $4,344,000 | $197,000 | $382,000 | $10,000 | $165,000 |
| File Closed For Incompleteness | 2 | $343,000 | $171,000 | $200,000 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Dell Franklin Financial LLC's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Dell Franklin Financial LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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