Delmar Financial Company 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Delmar Financial Company 1066 Executive Parkway Suite 100 St. Louis, MO 63141 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 2,759 |
| Total Mortgage Loan Application Amount | $561,615,000 |
| Average Mortgage Loan Application Amount | $230,750 |
| Highest Mortgage Loan Application Amount | $1,565,000 |
| Average Applicant Income | $131,250 |
| Highest Applicant Income | $2,010,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Delmar Financial Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Delmar Financial Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Delmar Financial Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Delmar Financial Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Delmar Financial Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Delmar Financial Company's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 578 | $ 134,980,000 | $ 233,000 | $ 113,000 |
| St. Clair County Illinois | 261 | $ 52,545,000 | $ 201,000 | $ 90,000 |
| St. Charles County Missouri | 255 | $ 54,305,000 | $ 212,000 | $ 90,000 |
| Jackson County Mississippi | 139 | $ 19,235,000 | $ 138,000 | $ 60,000 |
| St. Louis City County Missouri | 130 | $ 21,550,000 | $ 165,000 | $ 90,000 |
| Douglas County Nebraska | 128 | $ 19,910,000 | $ 155,000 | $ 66,000 |
| Sedgwick County Kansas | 76 | $ 10,820,000 | $ 142,000 | $ 68,000 |
| Lancaster County Nebraska | 71 | $ 11,985,000 | $ 168,000 | $ 73,000 |
| Jefferson County Missouri | 70 | $ 12,990,000 | $ 185,000 | $ 80,000 |
| Johnson County Kansas | 67 | $ 16,815,000 | $ 250,000 | $ 108,000 |
| Jackson County Missouri | 62 | $ 10,610,000 | $ 171,000 | $ 82,000 |
| Jefferson County Louisiana | 46 | $ 7,660,000 | $ 166,000 | $ 68,000 |
| Cook County Illinois | 39 | $ 10,165,000 | $ 260,000 | $ 224,000 |
| Sarpy County Nebraska | 38 | $ 7,060,000 | $ 185,000 | $ 81,000 |
| Harris County Texas | 36 | $ 9,470,000 | $ 263,000 | $ 134,000 |
| Lincoln County Missouri | 33 | $ 6,485,000 | $ 196,000 | $ 78,000 |
| Leon County Florida | 32 | $ 5,620,000 | $ 175,000 | $ 68,000 |
| Harrison County Mississippi | 28 | $ 3,560,000 | $ 127,000 | $ 57,000 |
| Madison County Illinois | 26 | $ 5,600,000 | $ 215,000 | $ 91,000 |
| George County Mississippi | 23 | $ 2,725,000 | $ 118,000 | $ 49,000 |
| Cape Girardeau County Missouri | 21 | $ 4,525,000 | $ 215,000 | $ 80,000 |
| Franklin County Missouri | 16 | $ 3,110,000 | $ 194,000 | $ 67,000 |
| Dallas County Texas | 16 | $ 5,040,000 | $ 315,000 | $ 141,000 |
| Clay County Missouri | 15 | $ 2,715,000 | $ 181,000 | $ 76,000 |
| Hancock County Mississippi | 14 | $ 1,810,000 | $ 129,000 | $ 105,000 |
| Denton County Texas | 13 | $ 3,685,000 | $ 283,000 | $ 273,000 |
| Tarrant County Texas | 13 | $ 2,865,000 | $ 220,000 | $ 157,000 |
| Warren County Missouri | 12 | $ 1,720,000 | $ 143,000 | $ 70,000 |
| Broward County Florida | 11 | $ 3,125,000 | $ 284,000 | $ 130,000 |
| Cass County Missouri | 11 | $ 2,615,000 | $ 237,000 | $ 98,000 |
| Lake County Illinois | 10 | $ 3,610,000 | $ 361,000 | $ 225,000 |
| Orleans County Louisiana | 10 | $ 2,190,000 | $ 219,000 | $ 70,000 |
| Wyandotte County Kansas | 9 | $ 1,115,000 | $ 123,000 | $ 57,000 |
| Collin County Texas | 9 | $ 2,615,000 | $ 290,000 | $ 115,000 |
| Fort Bend County Texas | 9 | $ 2,645,000 | $ 293,000 | $ 142,000 |
| Travis County Texas | 9 | $ 2,315,000 | $ 257,000 | $ 122,000 |
| Brevard County Florida | 8 | $ 1,810,000 | $ 226,000 | $ 115,000 |
| Orange County Florida | 8 | $ 2,360,000 | $ 295,000 | $ 97,000 |
| Wakulla County Florida | 8 | $ 1,270,000 | $ 158,000 | $ 54,000 |
| Adams County Illinois | 7 | $ 995,000 | $ 142,000 | $ 59,000 |
| Cass County Nebraska | 7 | $ 1,175,000 | $ 167,000 | $ 68,000 |
| Bexar County Texas | 7 | $ 1,565,000 | $ 223,000 | $ 98,000 |
| Grand County Colorado | 6 | $ 1,630,000 | $ 271,000 | $ 98,000 |
| Miami-Dade County Florida | 6 | $ 3,040,000 | $ 506,000 | $ 455,000 |
| Clinton County Illinois | 6 | $ 720,000 | $ 120,000 | $ 60,000 |
| Leavenworth County Kansas | 6 | $ 1,430,000 | $ 238,000 | $ 84,000 |
| Miami County Kansas | 6 | $ 1,190,000 | $ 198,000 | $ 85,000 |
| Boone County Missouri | 6 | $ 1,250,000 | $ 208,000 | $ 90,000 |
| Oklahoma County Oklahoma | 6 | $ 1,410,000 | $ 235,000 | $ 123,000 |
| Gadsden County Florida | 5 | $ 805,000 | $ 161,000 | $ 43,000 |
| Sarasota County Florida | 5 | $ 995,000 | $ 199,000 | $ 113,000 |
| St. Tammany County Louisiana | 5 | $ 765,000 | $ 153,000 | $ 53,000 |
| Marion County Missouri | 5 | $ 825,000 | $ 165,000 | $ 102,000 |
| St. Francois County Missouri | 5 | $ 885,000 | $ 177,000 | $ 117,000 |
| Montgomery County Texas | 5 | $ 1,665,000 | $ 333,000 | $ 184,000 |
| Williamson County Texas | 5 | $ 1,625,000 | $ 325,000 | $ 163,000 |
| Alachua County Florida | 4 | $ 860,000 | $ 215,000 | $ 88,000 |
| Duval County Florida | 4 | $ 940,000 | $ 235,000 | $ 130,000 |
| Hillsborough County Florida | 4 | $ 1,130,000 | $ 282,000 | $ 107,000 |
| Jefferson County Florida | 4 | $ 930,000 | $ 232,000 | $ 100,000 |
| Fulton County Georgia | 4 | $ 990,000 | $ 247,000 | $ 126,000 |
| DuPage County Illinois | 4 | $ 1,280,000 | $ 320,000 | $ 135,000 |
| Monroe County Illinois | 4 | $ 920,000 | $ 230,000 | $ 107,000 |
| Butler County Kansas | 4 | $ 590,000 | $ 147,000 | $ 81,000 |
| Sumner County Kansas | 4 | $ 490,000 | $ 122,000 | $ 58,000 |
| Ascension County Louisiana | 4 | $ 690,000 | $ 172,000 | $ 54,000 |
| Pearl River County Mississippi | 4 | $ 370,000 | $ 92,000 | $ 41,000 |
| Camden County Missouri | 4 | $ 840,000 | $ 210,000 | $ 141,000 |
| Gage County Nebraska | 4 | $ 730,000 | $ 182,000 | $ 84,000 |
| Tulsa County Oklahoma | 4 | $ 1,370,000 | $ 342,000 | $ 117,000 |
| Williamson County Tennessee | 4 | $ 960,000 | $ 240,000 | $ 114,000 |
| Brazoria County Texas | 4 | $ 970,000 | $ 242,000 | $ 130,000 |
| Lee County Florida | 3 | $ 795,000 | $ 265,000 | $ 143,000 |
| Palm Beach County Florida | 3 | $ 765,000 | $ 255,000 | $ 102,000 |
| Pinellas County Florida | 3 | $ 645,000 | $ 215,000 | $ 105,000 |
| Volusia County Florida | 3 | $ 535,000 | $ 178,000 | $ 75,000 |
| Kane County Illinois | 3 | $ 685,000 | $ 228,000 | $ 102,000 |
| Will County Illinois | 3 | $ 745,000 | $ 248,000 | $ 166,000 |
| Hamilton County Indiana | 3 | $ 705,000 | $ 235,000 | $ 103,000 |
| Harrison County Iowa | 3 | $ 325,000 | $ 108,000 | $ 29,000 |
| Douglas County Kansas | 3 | $ 565,000 | $ 188,000 | $ 145,000 |
| St. Bernard County Louisiana | 3 | $ 515,000 | $ 171,000 | $ 54,000 |
| Stone County Mississippi | 3 | $ 315,000 | $ 105,000 | $ 40,000 |
| Platte County Missouri | 3 | $ 505,000 | $ 168,000 | $ 85,000 |
| Stone County Missouri | 3 | $ 885,000 | $ 295,000 | $ 129,000 |
| Dodge County Nebraska | 3 | $ 545,000 | $ 181,000 | $ 63,000 |
| Otoe County Nebraska | 3 | $ 555,000 | $ 185,000 | $ 87,000 |
| Shelby County Tennessee | 3 | $ 435,000 | $ 145,000 | $ 192,000 |
| Galveston County Texas | 3 | $ 815,000 | $ 271,000 | $ 162,000 |
| Jefferson County Texas | 3 | $ 835,000 | $ 278,000 | $ 239,000 |
| Mobile County Alabama | 2 | $ 230,000 | $ 115,000 | $ 44,000 |
| Collier County Florida | 2 | $ 570,000 | $ 285,000 | $ 89,000 |
| Flagler County Florida | 2 | $ 250,000 | $ 125,000 | $ 31,000 |
| Jackson County Florida | 2 | $ 190,000 | $ 95,000 | $ 71,000 |
| Pasco County Florida | 2 | $ 620,000 | $ 310,000 | $ 119,000 |
| Polk County Florida | 2 | $ 530,000 | $ 265,000 | $ 78,000 |
| Seminole County Florida | 2 | $ 560,000 | $ 280,000 | $ 71,000 |
| St. Johns County Florida | 2 | $ 560,000 | $ 280,000 | $ 157,000 |
| St. Lucie County Florida | 2 | $ 460,000 | $ 230,000 | $ 68,000 |
| Macoupin County Illinois | 2 | $ 340,000 | $ 170,000 | $ 111,000 |
| Randolph County Illinois | 2 | $ 200,000 | $ 100,000 | $ 79,000 |
| Washington County Illinois | 2 | $ 280,000 | $ 140,000 | $ 67,000 |
| Boone County Indiana | 2 | $ 650,000 | $ 325,000 | $ 275,000 |
| Hendricks County Indiana | 2 | $ 620,000 | $ 310,000 | $ 108,000 |
| Tippecanoe County Indiana | 2 | $ 770,000 | $ 385,000 | $ 98,000 |
| Pottawattamie County Iowa | 2 | $ 510,000 | $ 255,000 | $ 153,000 |
| Reno County Kansas | 2 | $ 140,000 | $ 70,000 | $ 32,000 |
| Shawnee County Kansas | 2 | $ 320,000 | $ 160,000 | $ 68,000 |
| St. Charles County Louisiana | 2 | $ 330,000 | $ 165,000 | $ 56,000 |
| Tangipahoa County Louisiana | 2 | $ 330,000 | $ 165,000 | $ 60,000 |
| Greene County Mississippi | 2 | $ 170,000 | $ 85,000 | $ 43,000 |
| Bollinger County Missouri | 2 | $ 230,000 | $ 115,000 | $ 37,000 |
| Crawford County Missouri | 2 | $ 310,000 | $ 155,000 | $ 56,000 |
| Greene County Missouri | 2 | $ 490,000 | $ 245,000 | $ 80,000 |
| New Madrid County Missouri | 2 | $ 220,000 | $ 110,000 | $ 68,000 |
| Taney County Missouri | 2 | $ 510,000 | $ 255,000 | $ 72,000 |
| Cuyahoga County Ohio | 2 | $ 730,000 | $ 365,000 | $ 160,000 |
| Pittsburg County Oklahoma | 2 | $ 450,000 | $ 225,000 | $ 159,000 |
| Bell County Texas | 2 | $ 490,000 | $ 245,000 | $ 101,000 |
| Brazos County Texas | 2 | $ 540,000 | $ 270,000 | $ 147,000 |
| Kinney County Texas | 2 | $ 310,000 | $ 155,000 | $ 106,000 |
| Lubbock County Texas | 2 | $ 510,000 | $ 255,000 | $ 103,000 |
| Parker County Texas | 2 | $ 440,000 | $ 220,000 | $ 217,000 |
| Rockwall County Texas | 2 | $ 720,000 | $ 360,000 | $ 151,000 |
| Pulaski County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Douglas County Colorado | 1 | $ 415,000 | $ 415,000 | $ 135,000 |
| Jefferson County Colorado | 1 | $ 295,000 | $ 295,000 | $ 121,000 |
| Larimer County Colorado | 1 | $ 235,000 | $ 235,000 | $ 204,000 |
| Pueblo County Colorado | 1 | $ 225,000 | $ 225,000 | $ 149,000 |
| Bay County Florida | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Charlotte County Florida | 1 | $ 295,000 | $ 295,000 | $ 156,000 |
| Holmes County Florida | 1 | $ 135,000 | $ 135,000 | $ 97,000 |
| Manatee County Florida | 1 | $ 265,000 | $ 265,000 | $ 105,000 |
| Marion County Florida | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| Martin County Florida | 1 | $ 225,000 | $ 225,000 | $ 94,000 |
| Monroe County Florida | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Santa Rosa County Florida | 1 | $ 155,000 | $ 155,000 | $ 158,000 |
| Sumter County Florida | 1 | $ 265,000 | $ 265,000 | $ 165,000 |
| Chatham County Georgia | 1 | $ 145,000 | $ 145,000 | $ 97,000 |
| Cobb County Georgia | 1 | $ 235,000 | $ 235,000 | $ 113,000 |
| Gordon County Georgia | 1 | $ 565,000 | $ 565,000 | $ 213,000 |
| Gwinnett County Georgia | 1 | $ 225,000 | $ 225,000 | $ 42,000 |
| Champaign County Illinois | 1 | $ 155,000 | $ 155,000 | $ 28,000 |
| Crawford County Illinois | 1 | $ 225,000 | $ 225,000 | $ 160,000 |
| Fayette County Illinois | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Peoria County Illinois | 1 | $ 365,000 | $ 365,000 | $ 221,000 |
| Rock Island County Illinois | 1 | $ 75,000 | $ 75,000 | $ 705,000 |
| Sangamon County Illinois | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Woodford County Illinois | 1 | $ 295,000 | $ 295,000 | $ 390,000 |
| Allen County Indiana | 1 | $ 215,000 | $ 215,000 | $ 114,000 |
| Floyd County Indiana | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Henry County Indiana | 1 | $ 335,000 | $ 335,000 | $ 184,000 |
| Marion County Indiana | 1 | $ 155,000 | $ 155,000 | $ 159,000 |
| Porter County Indiana | 1 | $ 275,000 | $ 275,000 | $ 164,000 |
| St. Joseph County Indiana | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Mills County Iowa | 1 | $ 235,000 | $ 235,000 | $ 48,000 |
| Scott County Iowa | 1 | $ 65,000 | $ 65,000 | $ 705,000 |
| Story County Iowa | 1 | $ 305,000 | $ 305,000 | $ 152,000 |
| Cowley County Kansas | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Crawford County Kansas | 1 | $ 245,000 | $ 245,000 | $ 219,000 |
| Dickinson County Kansas | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Franklin County Kansas | 1 | $ 35,000 | $ 35,000 | $ 142,000 |
| Harvey County Kansas | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| Linn County Kansas | 1 | $ 115,000 | $ 115,000 | $ 152,000 |
| Lafourche County Louisiana | 1 | $ 245,000 | $ 245,000 | $ 110,000 |
| Plaquemines County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 53,000 |
| Forrest County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Benton County Missouri | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| Buchanan County Missouri | 1 | $ 245,000 | $ 245,000 | $ 105,000 |
| Clinton County Missouri | 1 | $ 185,000 | $ 185,000 | $ 108,000 |
| DeKalb County Missouri | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Johnson County Missouri | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Laclede County Missouri | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Lafayette County Missouri | 1 | $ 355,000 | $ 355,000 | $ 115,000 |
| Miller County Missouri | 1 | $ 245,000 | $ 245,000 | $ 220,000 |
| Moniteau County Missouri | 1 | $ 455,000 | $ 455,000 | $ 165,000 |
| Morgan County Missouri | 1 | $ 315,000 | $ 315,000 | $ 365,000 |
| Nodaway County Missouri | 1 | $ 255,000 | $ 255,000 | $ 168,000 |
| Osage County Missouri | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Perry County Missouri | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Pike County Missouri | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| Ralls County Missouri | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Randolph County Missouri | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
| Ray County Missouri | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| Ste. Genevieve County Missouri | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Stoddard County Missouri | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Washington County Missouri | 1 | $ 235,000 | $ 235,000 | $ 53,000 |
| Clay County Nebraska | 1 | $ 265,000 | $ 265,000 | $ 74,000 |
| Cuming County Nebraska | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Johnson County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Nemaha County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Saline County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 112,000 |
| Stanton County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Washington County Nebraska | 1 | $ 285,000 | $ 285,000 | $ 173,000 |
| Delaware County Ohio | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Franklin County Ohio | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Geauga County Ohio | 1 | $ 225,000 | $ 225,000 | $ 119,000 |
| Hamilton County Ohio | 1 | $ 205,000 | $ 205,000 | $ 109,000 |
| Muskingum County Ohio | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| Warren County Ohio | 1 | $ 205,000 | $ 205,000 | $ 204,000 |
| Canadian County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Cleveland County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 437,000 |
| Lincoln County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Rogers County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 96,000 |
| Cheatham County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 105,000 |
| Coffee County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 109,000 |
| Cumberland County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 113,000 |
| Davidson County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| Hamilton County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 113,000 |
| Lawrence County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Maury County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Montgomery County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 79,000 |
| Sumner County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 39,000 |
| Wilson County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 110,000 |
| Andrews County Texas | 1 | $ 245,000 | $ 245,000 | $ 115,000 |
| Brewster County Texas | 1 | $ 245,000 | $ 245,000 | $ 101,000 |
| Burnet County Texas | 1 | $ 235,000 | $ 235,000 | $ 46,000 |
| Comal County Texas | 1 | $ 315,000 | $ 315,000 | $ 127,000 |
| Ellis County Texas | 1 | $ 225,000 | $ 225,000 | $ 156,000 |
| Grayson County Texas | 1 | $ 265,000 | $ 265,000 | $ 189,000 |
| Guadalupe County Texas | 1 | $ 195,000 | $ 195,000 | $ 109,000 |
| Hood County Texas | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Johnson County Texas | 1 | $ 115,000 | $ 115,000 | $ 200,000 |
| Montague County Texas | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Nueces County Texas | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Panola County Texas | 1 | $ 165,000 | $ 165,000 | $ 1,200,000 |
| Randall County Texas | 1 | $ 145,000 | $ 145,000 | $ 115,000 |
| Smith County Texas | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Waller County Texas | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Webb County Texas | 1 | $ 205,000 | $ 205,000 | $ 159,000 |
| Wise County Texas | 1 | $ 275,000 | $ 275,000 | $ 150,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,216 | $442,780,000 | $199,000 | $1,355,000 | $90,000 | $2,010,000 |
| Cash-out Refinancing | 285 | $56,085,000 | $196,000 | $805,000 | $102,000 | $1,200,000 |
| Refinancing | 257 | $62,465,000 | $243,000 | $1,565,000 | $160,000 | $1,800,000 |
| Other Purpose | 1 | $285,000 | $285,000 | $285,000 | $173,000 | $173,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,040 | $420,810,000 | $206,000 | $1,355,000 | $99,000 | $1,200,000 |
| Black or African American | 295 | $47,675,000 | $161,000 | $995,000 | $70,000 | $648,000 |
| Asian | 172 | $38,580,000 | $224,000 | $1,015,000 | $105,000 | $644,000 |
| Hispanic | 121 | $21,765,000 | $179,000 | $435,000 | $79,000 | $221,000 |
| Not Provided | 110 | $28,890,000 | $262,000 | $1,565,000 | $140,000 | $2,010,000 |
| American Indian or Alaskan Native | 16 | $3,040,000 | $190,000 | $365,000 | $89,000 | $199,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $560,000 | $140,000 | $235,000 | $80,000 | $193,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,661 | $374,895,000 | $225,000 | $1,565,000 | $116,000 | $2,010,000 |
| FHA-insured (Federal Housing Administration) | 714 | $109,980,000 | $154,000 | $415,000 | $66,000 | $420,000 |
| VA-guaranteed (Veterans Administration) | 264 | $60,900,000 | $230,000 | $805,000 | $89,000 | $410,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 120 | $15,840,000 | $132,000 | $275,000 | $49,000 | $119,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,939 | $387,665,000 | $199,000 | $1,015,000 | $96,000 | $885,000 |
| Application Withdrawn By Applicant | 534 | $119,240,000 | $223,000 | $1,565,000 | $111,000 | $2,010,000 |
| Application Approved But Not Accepted | 157 | $30,795,000 | $196,000 | $895,000 | $85,000 | $437,000 |
| Application Denied By Financial Institution | 93 | $15,255,000 | $164,000 | $655,000 | $69,000 | $225,000 |
| File Closed For Incompleteness | 36 | $8,660,000 | $240,000 | $835,000 | $114,000 | $260,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,666 | $546,360,000 | $204,000 | $1,565,000 | $98,000 | $2,010,000 |
| Other | 65 | $10,715,000 | $164,000 | $655,000 | $70,000 | $225,000 |
| Debt-To-Income Ratio | 12 | $2,390,000 | $199,000 | $435,000 | $61,000 | $131,000 |
| Collateral | 9 | $1,105,000 | $122,000 | $275,000 | $84,000 | $156,000 |
| Credit History | 5 | $715,000 | $143,000 | $285,000 | $45,000 | $69,000 |
| Employment History | 1 | $165,000 | $165,000 | $165,000 | $67,000 | $67,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $165,000 | $165,000 | $165,000 | $33,000 | $33,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Delmar Financial Company's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Delmar Financial Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.