Delmar Financial Company Mortgage Lending & HMDA Data, 2018
In 2018, Delmar Financial Company of St Louis, MO reported 2,759 mortgage applications totaling $561.6 million, down 6% from 2017. The average application was for $203,557, and applicants reported an average income of $97,790. 70% of its applications resulted in an originated loan and 3% were denied. Its largest markets were St. Louis, MO-IL (1,393), Kansas City, MO-KS (183) and Gulfport-Biloxi-Pascagoula, MS (181) (applications in parentheses).
| Mortgage Company & Address | Delmar Financial Company 1066 Executive Parkway Suite 100 St Louis, MO 63141 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 2,759 |
| Total Mortgage Loan Application Amount | $561,615,000 |
| Average Mortgage Loan Application Amount | $203,557 |
| Highest Mortgage Loan Application Amount | $1,565,000 |
| Average Applicant Income | $97,790 |
| Highest Applicant Income | $2,010,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Delmar Financial Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, MO-IL | 1,393 | $ 295,265,000 | $ 211,963 | $ 97,853 |
| Kansas City, MO-KS | 183 | $ 37,885,000 | $ 207,021 | $ 91,781 |
| Gulfport-Biloxi-Pascagoula, MS | 181 | $ 24,605,000 | $ 135,939 | $ 63,000 |
| Omaha-Council Bluffs, NE-IA | 180 | $ 29,500,000 | $ 163,888 | $ 70,133 |
| Outside any metro area | 128 | $ 21,560,000 | $ 168,437 | $ 90,914 |
| Wichita, KS | 85 | $ 11,985,000 | $ 141,000 | $ 68,000 |
| Lincoln, NE | 71 | $ 11,985,000 | $ 168,802 | $ 73,000 |
| New Orleans-Metairie, LA | 67 | $ 11,715,000 | $ 174,850 | $ 66,000 |
| Houston-The Woodlands-Sugar Land, TX | 58 | $ 15,820,000 | $ 272,758 | $ 140,000 |
| Tallahassee, FL | 49 | $ 8,625,000 | $ 176,020 | $ 65,000 |
| Chicago-Naperville-Arlington Heights, IL | 46 | $ 12,190,000 | $ 265,000 | $ 212,000 |
| Dallas-Plano-Irving, TX | 41 | $ 12,285,000 | $ 299,634 | $ 178,000 |
| Cape Girardeau, MO-IL | 23 | $ 4,755,000 | $ 206,739 | $ 76,000 |
| Fort Worth-Arlington, TX | 18 | $ 3,870,000 | $ 215,000 | $ 160,000 |
| Austin-Round Rock, TX | 14 | $ 3,940,000 | $ 281,428 | $ 137,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 11 | $ 3,125,000 | $ 284,090 | $ 130,000 |
| Lake County-Kenosha County, IL-WI | 10 | $ 3,610,000 | $ 361,000 | $ 225,000 |
| Orlando-Kissimmee-Sanford, FL | 10 | $ 2,920,000 | $ 292,000 | $ 91,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 9 | $ 2,025,000 | $ 225,000 | $ 96,000 |
| Oklahoma City, OK | 9 | $ 1,875,000 | $ 208,333 | $ 143,000 |
| San Antonio-New Braunfels, TX | 9 | $ 2,075,000 | $ 230,555 | $ 103,000 |
| Tampa-St. Petersburg-Clearwater, FL | 9 | $ 2,395,000 | $ 266,111 | $ 109,000 |
| Indianapolis-Carmel-Anderson, IN | 8 | $ 2,130,000 | $ 266,250 | $ 154,000 |
| Palm Bay-Melbourne-Titusville, FL | 8 | $ 1,810,000 | $ 226,250 | $ 115,000 |
| Atlanta-Sandy Springs-Roswell, GA | 6 | $ 1,450,000 | $ 241,666 | $ 110,000 |
| Columbia, MO | 6 | $ 1,250,000 | $ 208,333 | $ 90,000 |
| Jacksonville, FL | 6 | $ 1,500,000 | $ 250,000 | $ 139,000 |
| Miami-Miami Beach-Kendall, FL | 6 | $ 3,040,000 | $ 506,666 | $ 455,000 |
| North Port-Sarasota-Bradenton, FL | 6 | $ 1,260,000 | $ 210,000 | $ 111,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 5 | $ 785,000 | $ 157,000 | $ 57,000 |
| Tulsa, OK | 5 | $ 1,605,000 | $ 321,000 | $ 113,000 |
| Baton Rouge, LA | 4 | $ 690,000 | $ 172,500 | $ 54,000 |
| Gainesville, FL | 4 | $ 860,000 | $ 215,000 | $ 88,000 |
| Beaumont-Port Arthur, TX | 3 | $ 835,000 | $ 278,333 | $ 239,000 |
| Cape Coral-Fort Myers, FL | 3 | $ 795,000 | $ 265,000 | $ 143,000 |
| Cleveland-Elyria, OH | 3 | $ 955,000 | $ 318,333 | $ 146,000 |
| Elgin, IL | 3 | $ 685,000 | $ 228,333 | $ 102,000 |
| Lawrence, KS | 3 | $ 565,000 | $ 188,333 | $ 145,000 |
| Memphis, TN-MS-AR | 3 | $ 435,000 | $ 145,000 | $ 192,000 |
| Port St. Lucie, FL | 3 | $ 685,000 | $ 228,333 | $ 76,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 3 | $ 765,000 | $ 255,000 | $ 102,000 |
| Cincinnati, OH-KY-IN | 2 | $ 410,000 | $ 205,000 | $ 156,000 |
| College Station-Bryan, TX | 2 | $ 540,000 | $ 270,000 | $ 147,000 |
| Columbus, OH | 2 | $ 430,000 | $ 215,000 | $ 57,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 140,000 | $ 70,000 | $ 705,000 |
| Denver-Aurora-Lakewood, CO | 2 | $ 710,000 | $ 355,000 | $ 128,000 |
| Hammond, LA | 2 | $ 330,000 | $ 165,000 | $ 60,000 |
| Jefferson City, MO | 2 | $ 530,000 | $ 265,000 | $ 107,000 |
| Killeen-Temple, TX | 2 | $ 490,000 | $ 245,000 | $ 101,000 |
| Lafayette-West Lafayette, IN | 2 | $ 770,000 | $ 385,000 | $ 98,000 |
| Lakeland-Winter Haven, FL | 2 | $ 530,000 | $ 265,000 | $ 78,000 |
| Lubbock, TX | 2 | $ 510,000 | $ 255,000 | $ 103,000 |
| Mobile, AL | 2 | $ 230,000 | $ 115,000 | $ 44,000 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 570,000 | $ 285,000 | $ 89,000 |
| Peoria, IL | 2 | $ 660,000 | $ 330,000 | $ 305,000 |
| Springfield, MO | 2 | $ 490,000 | $ 245,000 | $ 80,000 |
| St. Joseph, MO-KS | 2 | $ 360,000 | $ 180,000 | $ 83,000 |
| Topeka, KS | 2 | $ 320,000 | $ 160,000 | $ 68,000 |
| Amarillo, TX | 1 | $ 145,000 | $ 145,000 | $ 115,000 |
| Ames, IA | 1 | $ 305,000 | $ 305,000 | $ 152,000 |
| Champaign-Urbana, IL | 1 | $ 155,000 | $ 155,000 | $ 28,000 |
| Chattanooga, TN-GA | 1 | $ 265,000 | $ 265,000 | $ 113,000 |
| Clarksville, TN-KY | 1 | $ 235,000 | $ 235,000 | $ 79,000 |
| Corpus Christi, TX | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Fort Collins, CO | 1 | $ 235,000 | $ 235,000 | $ 204,000 |
| Fort Wayne, IN | 1 | $ 215,000 | $ 215,000 | $ 114,000 |
| Gary, IN | 1 | $ 275,000 | $ 275,000 | $ 164,000 |
| Hattiesburg, MS | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Houma-Thibodaux, LA | 1 | $ 245,000 | $ 245,000 | $ 110,000 |
| Laredo, TX | 1 | $ 205,000 | $ 205,000 | $ 159,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Louisville/Jefferson County, KY-IN | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Ocala, FL | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| Panama City, FL | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 155,000 | $ 155,000 | $ 158,000 |
| Pueblo, CO | 1 | $ 225,000 | $ 225,000 | $ 149,000 |
| Punta Gorda, FL | 1 | $ 295,000 | $ 295,000 | $ 156,000 |
| Savannah, GA | 1 | $ 145,000 | $ 145,000 | $ 97,000 |
| Sherman-Denison, TX | 1 | $ 265,000 | $ 265,000 | $ 189,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Springfield, IL | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| The Villages, FL | 1 | $ 265,000 | $ 265,000 | $ 165,000 |
| Tyler, TX | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for Delmar Financial Company in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,216 | $442,780,000 | $199,000 | $1,355,000 | $90,000 | $2,010,000 |
| Cash-out Refinancing | 285 | $56,085,000 | $196,000 | $805,000 | $102,000 | $1,200,000 |
| Refinancing | 257 | $62,465,000 | $243,000 | $1,565,000 | $160,000 | $1,800,000 |
| Other Purpose | 1 | $285,000 | $285,000 | $285,000 | $173,000 | $173,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,040 | $420,810,000 | $206,000 | $1,355,000 | $99,000 | $1,200,000 |
| Black or African American | 295 | $47,675,000 | $161,000 | $995,000 | $70,000 | $648,000 |
| Asian | 172 | $38,580,000 | $224,000 | $1,015,000 | $105,000 | $644,000 |
| Hispanic | 121 | $21,765,000 | $179,000 | $435,000 | $79,000 | $221,000 |
| Not Provided | 110 | $28,890,000 | $262,000 | $1,565,000 | $140,000 | $2,010,000 |
| American Indian or Alaskan Native | 16 | $3,040,000 | $190,000 | $365,000 | $89,000 | $199,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $560,000 | $140,000 | $235,000 | $80,000 | $193,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,661 | $374,895,000 | $225,000 | $1,565,000 | $116,000 | $2,010,000 |
| FHA-insured (Federal Housing Administration) | 714 | $109,980,000 | $154,000 | $415,000 | $66,000 | $420,000 |
| VA-guaranteed (Veterans Administration) | 264 | $60,900,000 | $230,000 | $805,000 | $89,000 | $410,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 120 | $15,840,000 | $132,000 | $275,000 | $49,000 | $119,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,939 | $387,665,000 | $199,000 | $1,015,000 | $96,000 | $885,000 |
| Application Withdrawn By Applicant | 534 | $119,240,000 | $223,000 | $1,565,000 | $111,000 | $2,010,000 |
| Application Approved But Not Accepted | 157 | $30,795,000 | $196,000 | $895,000 | $85,000 | $437,000 |
| Application Denied By Financial Institution | 93 | $15,255,000 | $164,000 | $655,000 | $69,000 | $225,000 |
| File Closed For Incompleteness | 36 | $8,660,000 | $240,000 | $835,000 | $114,000 | $260,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,666 | $546,360,000 | $204,000 | $1,565,000 | $98,000 | $2,010,000 |
| Other | 65 | $10,715,000 | $164,000 | $655,000 | $70,000 | $225,000 |
| Debt-To-Income Ratio | 12 | $2,390,000 | $199,000 | $435,000 | $61,000 | $131,000 |
| Collateral | 9 | $1,105,000 | $122,000 | $275,000 | $84,000 | $156,000 |
| Credit History | 5 | $715,000 | $143,000 | $285,000 | $45,000 | $69,000 |
| Employment History | 1 | $165,000 | $165,000 | $165,000 | $67,000 | $67,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $165,000 | $165,000 | $165,000 | $33,000 | $33,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Delmar Financial Company's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Delmar Financial Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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