Delmar Financial Company Mortgage Lending & HMDA Data, 2023

In 2023, Delmar Financial Company of St Louis, MO reported 2,408 mortgage applications totaling $612.6 million, down 43% from 2022. The average application was for $254,389, and applicants reported an average income of $116,525. 68% of its applications resulted in an originated loan and 3% were denied. Its largest markets were St. Louis, MO-IL (975), Gulfport-Biloxi-Pascagoula, MS (101) and Tallahassee, FL (98) (applications in parentheses).

Mortgage Company & Address Delmar Financial Company
1066 Executive Parkway Suite 100
St Louis, MO 63141
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 2,408
Total Mortgage Loan Application Amount $612,570,000
Average Mortgage Loan Application Amount $254,389
Highest Mortgage Loan Application Amount $1,505,000
Average Applicant Income $116,525
Highest Applicant Income $1,253,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Delmar Financial Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Delmar Financial Company by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Clair, Illinois 271 $ 63,095,000 $ 232,822 $ 96,000
St. Louis, Missouri 225 $ 63,235,000 $ 281,044 $ 130,000
Madison, Illinois 148 $ 25,750,000 $ 173,986 $ 85,000
St. Charles, Missouri 109 $ 36,125,000 $ 331,422 $ 133,000
St. Louis City, Missouri 108 $ 25,390,000 $ 235,092 $ 117,000
Jackson, Mississippi 67 $ 11,125,000 $ 166,044 $ 97,000
Leon, Florida 63 $ 12,435,000 $ 197,380 $ 75,000
Lancaster, Nebraska 50 $ 12,340,000 $ 246,800 $ 118,000
Wayne, Michigan 41 $ 6,355,000 $ 155,000 $ 83,000
Johnson, Kansas 36 $ 13,940,000 $ 387,222 $ 165,000
Jackson, Missouri 35 $ 8,605,000 $ 245,857 $ 152,000
Greenville, South Carolina 35 $ 9,065,000 $ 259,000 $ 107,000
Clinton, Illinois 32 $ 6,210,000 $ 194,062 $ 79,000
Jefferson, Missouri 32 $ 8,910,000 $ 278,437 $ 117,000
Lexington, South Carolina 32 $ 9,460,000 $ 295,625 $ 113,000
Marion, Illinois 28 $ 3,260,000 $ 116,428 $ 68,000
Richland, South Carolina 28 $ 8,200,000 $ 292,857 $ 122,000
Wake, North Carolina 27 $ 9,515,000 $ 352,407 $ 141,000
Harrison, Mississippi 22 $ 5,240,000 $ 238,181 $ 114,000
Gadsden, Florida 21 $ 5,375,000 $ 255,952 $ 76,000
Cape Girardeau, Missouri 19 $ 3,635,000 $ 191,315 $ 77,000
Horry, South Carolina 19 $ 5,345,000 $ 281,315 $ 124,000
Palm Beach, Florida 18 $ 4,900,000 $ 272,222 $ 117,000
Macomb, Michigan 17 $ 3,285,000 $ 193,235 $ 76,000
Lee, Florida 15 $ 6,745,000 $ 449,666 $ 206,000
Oakland, Michigan 15 $ 3,465,000 $ 231,000 $ 85,000
Dorchester, South Carolina 15 $ 5,485,000 $ 365,666 $ 118,000
Lincoln, Missouri 13 $ 3,555,000 $ 273,461 $ 94,000
Harris, Texas 13 $ 3,475,000 $ 267,307 $ 140,000
Collier, Florida 12 $ 3,920,000 $ 326,666 $ 230,000
Hancock, Mississippi 11 $ 2,495,000 $ 226,818 $ 104,000
Douglas, Nebraska 11 $ 2,855,000 $ 259,545 $ 97,000
Johnston, North Carolina 11 $ 3,015,000 $ 274,090 $ 73,000
Spartanburg, South Carolina 11 $ 2,515,000 $ 228,636 $ 73,000
Wakulla, Florida 10 $ 2,370,000 $ 237,000 $ 67,000
Cook, Illinois 10 $ 2,710,000 $ 271,000 $ 152,000
Jefferson, Illinois 10 $ 1,260,000 $ 126,000 $ 64,000
Monroe, Illinois 10 $ 2,240,000 $ 224,000 $ 106,000
Franklin, Missouri 10 $ 2,660,000 $ 266,000 $ 141,000
Cuyahoga, Ohio 10 $ 1,980,000 $ 198,000 $ 122,000
Davidson, Tennessee 10 $ 5,420,000 $ 542,000 $ 146,000
Denton, Texas 9 $ 3,725,000 $ 413,888 $ 244,000
Hall, Nebraska 8 $ 1,780,000 $ 222,500 $ 73,000
Berkeley, South Carolina 8 $ 2,180,000 $ 272,500 $ 72,000
Sullivan, Tennessee 8 $ 1,530,000 $ 191,250 $ 88,000
Fulton, Georgia 7 $ 2,395,000 $ 342,142 $ 132,000
Franklin, Illinois 7 $ 695,000 $ 99,285 $ 64,000
Macoupin, Illinois 7 $ 775,000 $ 110,714 $ 64,000
Sedgwick, Kansas 7 $ 1,525,000 $ 217,857 $ 153,000
Pearl River, Mississippi 7 $ 1,245,000 $ 177,857 $ 84,000
Shelby, Tennessee 7 $ 645,000 $ 92,142 $ 159,000
Orange, Florida 6 $ 2,190,000 $ 365,000 $ 154,000
Miami, Kansas 6 $ 1,680,000 $ 280,000 $ 116,000
George, Mississippi 6 $ 1,290,000 $ 215,000 $ 82,000
Durham, North Carolina 6 $ 1,650,000 $ 275,000 $ 194,000
Onslow, North Carolina 6 $ 1,290,000 $ 215,000 $ 85,000
Hamilton, Ohio 6 $ 1,290,000 $ 215,000 $ 339,000
Anderson, South Carolina 6 $ 1,850,000 $ 308,333 $ 137,000
Greene, Tennessee 6 $ 1,510,000 $ 251,666 $ 89,000
Williamson, Tennessee 6 $ 3,470,000 $ 578,333 $ 144,000
Dallas, Texas 6 $ 2,040,000 $ 340,000 $ 226,000
Maricopa, Arizona 5 $ 2,035,000 $ 407,000 $ 164,000
El Paso, Colorado 5 $ 1,825,000 $ 365,000 $ 167,000
Duval, Florida 5 $ 1,665,000 $ 333,000 $ 85,000
Cass, Missouri 5 $ 1,095,000 $ 219,000 $ 107,000
Rutherford, Tennessee 5 $ 1,625,000 $ 325,000 $ 184,000
Bexar, Texas 5 $ 1,735,000 $ 347,000 $ 103,000
Collin, Texas 5 $ 2,405,000 $ 481,000 $ 178,000
Jefferson, Florida 4 $ 1,200,000 $ 300,000 $ 75,000
Miami-Dade, Florida 4 $ 690,000 $ 172,500 $ 92,000
Adams, Illinois 4 $ 570,000 $ 142,500 $ 110,000
Bond, Illinois 4 $ 630,000 $ 157,500 $ 79,000
Fayette, Illinois 4 $ 330,000 $ 82,500 $ 63,000
Lake, Illinois 4 $ 1,400,000 $ 350,000 $ 133,000
Washington, Illinois 4 $ 440,000 $ 110,000 $ 79,000
Franklin, Kansas 4 $ 490,000 $ 122,500 $ 49,000
Wyandotte, Kansas 4 $ 730,000 $ 182,500 $ 167,000
Monroe, Michigan 4 $ 670,000 $ 167,500 $ 57,000
Christian, Missouri 4 $ 1,050,000 $ 262,500 $ 111,000
Alamance, North Carolina 4 $ 990,000 $ 247,500 $ 56,000
Buncombe, North Carolina 4 $ 1,010,000 $ 252,500 $ 250,000
Franklin, North Carolina 4 $ 940,000 $ 235,000 $ 75,000
Mecklenburg, North Carolina 4 $ 1,260,000 $ 315,000 $ 150,000
Moore, North Carolina 4 $ 1,260,000 $ 315,000 $ 119,000
Nash, North Carolina 4 $ 880,000 $ 220,000 $ 87,000
Transylvania, North Carolina 4 $ 860,000 $ 215,000 $ 70,000
Charleston, South Carolina 4 $ 1,110,000 $ 277,500 $ 127,000
Newberry, South Carolina 4 $ 940,000 $ 235,000 $ 75,000
Pickens, South Carolina 4 $ 670,000 $ 167,500 $ 147,000
Carter, Tennessee 4 $ 830,000 $ 207,500 $ 81,000
Tarrant, Texas 4 $ 1,250,000 $ 312,500 $ 101,000
Jefferson, Alabama 3 $ 335,000 $ 111,666 $ 124,000
Madison, Alabama 3 $ 1,065,000 $ 355,000 $ 157,000
Morgan, Alabama 3 $ 625,000 $ 208,333 $ 110,000
Arapahoe, Colorado 3 $ 955,000 $ 318,333 $ 132,000
Alachua, Florida 3 $ 735,000 $ 245,000 $ 140,000
Hernando, Florida 3 $ 795,000 $ 265,000 $ 118,000
Hillsborough, Florida 3 $ 785,000 $ 261,666 $ 126,000
Sarasota, Florida 3 $ 735,000 $ 245,000 $ 113,000
Gwinnett, Georgia 3 $ 1,245,000 $ 415,000 $ 151,000
Lowndes, Georgia 3 $ 665,000 $ 221,666 $ 79,000
Jersey, Illinois 3 $ 825,000 $ 275,000 $ 155,000
Calloway, Kentucky 3 $ 815,000 $ 271,666 $ 65,000
Orleans, Louisiana 3 $ 695,000 $ 231,666 $ 417,000
St. Tammany, Louisiana 3 $ 945,000 $ 315,000 $ 118,000
Genesee, Michigan 3 $ 665,000 $ 221,666 $ 150,000
Washtenaw, Michigan 3 $ 805,000 $ 268,333 $ 128,000
Boone, Missouri 3 $ 635,000 $ 211,666 $ 91,000
Clay, Missouri 3 $ 555,000 $ 185,000 $ 216,000
Greene, Missouri 3 $ 885,000 $ 295,000 $ 100,000
Johnson, Missouri 3 $ 975,000 $ 325,000 $ 100,000
Pike, Missouri 3 $ 515,000 $ 171,666 $ 50,000
Scott, Missouri 3 $ 385,000 $ 128,333 $ 48,000
Sarpy, Nebraska 3 $ 1,665,000 $ 555,000 $ 231,000
Cumberland, North Carolina 3 $ 305,000 $ 101,666 $ 108,000
Haywood, North Carolina 3 $ 745,000 $ 248,333 $ 119,000
Montgomery, North Carolina 3 $ 655,000 $ 218,333 $ 76,000
Summit, Ohio 3 $ 585,000 $ 195,000 $ 66,000
Wayne, Ohio 3 $ 625,000 $ 208,333 $ 118,000
Beaufort, South Carolina 3 $ 1,005,000 $ 335,000 $ 104,000
Oconee, South Carolina 3 $ 775,000 $ 258,333 $ 122,000
Orangeburg, South Carolina 3 $ 775,000 $ 258,333 $ 77,000
Sumter, South Carolina 3 $ 835,000 $ 278,333 $ 59,000
Cheatham, Tennessee 3 $ 775,000 $ 258,333 $ 108,000
Knox, Tennessee 3 $ 1,435,000 $ 478,333 $ 166,000
Washington, Tennessee 3 $ 755,000 $ 251,666 $ 108,000
Wilson, Tennessee 3 $ 1,015,000 $ 338,333 $ 123,000
Montgomery, Texas 3 $ 1,115,000 $ 371,666 $ 177,000
Washington, Virginia 3 $ 485,000 $ 161,666 $ 93,000
Dale, Alabama 2 $ 290,000 $ 145,000 $ 68,000
St. Clair, Alabama 2 $ 560,000 $ 280,000 $ 90,000
Benton, Arkansas 2 $ 650,000 $ 325,000 $ 175,000
Los Angeles, California 2 $ 970,000 $ 485,000 $ 166,000
San Bernardino, California 2 $ 370,000 $ 185,000 $ 43,000
San Diego, California 2 $ 1,450,000 $ 725,000 $ 358,000
Denver, Colorado 2 $ 1,330,000 $ 665,000 $ 227,000
Bay, Florida 2 $ 620,000 $ 310,000 $ 397,000
Brevard, Florida 2 $ 770,000 $ 385,000 $ 117,000
Broward, Florida 2 $ 650,000 $ 325,000 $ 85,000
Marion, Florida 2 $ 410,000 $ 205,000 $ 93,000
Martin, Florida 2 $ 790,000 $ 395,000 $ 237,000
Pasco, Florida 2 $ 210,000 $ 105,000 $ 70,000
Walton, Florida 2 $ 760,000 $ 380,000 $ 186,000
Hamilton, Illinois 2 $ 160,000 $ 80,000 $ 36,000
Kane, Illinois 2 $ 430,000 $ 215,000 $ 130,000
Kendall, Illinois 2 $ 540,000 $ 270,000 $ 221,000
McHenry, Illinois 2 $ 380,000 $ 190,000 $ 62,000
Randolph, Illinois 2 $ 360,000 $ 180,000 $ 109,000
Will, Illinois 2 $ 810,000 $ 405,000 $ 174,000
Bartholomew, Indiana 2 $ 540,000 $ 270,000 $ 155,000
Delaware, Indiana 2 $ 360,000 $ 180,000 $ 69,000
Marion, Indiana 2 $ 590,000 $ 295,000 $ 101,000
Vanderburgh, Indiana 2 $ 230,000 $ 115,000 $ 531,000
Crawford, Kansas 2 $ 500,000 $ 250,000 $ 110,000
Leavenworth, Kansas 2 $ 680,000 $ 340,000 $ 119,000
Prince George's, Maryland 2 $ 690,000 $ 345,000 $ 70,000
Barry, Michigan 2 $ 1,230,000 $ 615,000 $ 195,000
Ionia, Michigan 2 $ 160,000 $ 80,000 $ 50,000
Lenawee, Michigan 2 $ 390,000 $ 195,000 $ 79,000
Livingston, Michigan 2 $ 600,000 $ 300,000 $ 101,000
Adair, Missouri 2 $ 220,000 $ 110,000 $ 175,000
Andrew, Missouri 2 $ 310,000 $ 155,000 $ 51,000
Audrain, Missouri 2 $ 280,000 $ 140,000 $ 56,000
Montgomery, Missouri 2 $ 700,000 $ 350,000 $ 152,000
Morgan, Missouri 2 $ 630,000 $ 315,000 $ 351,000
Platte, Missouri 2 $ 550,000 $ 275,000 $ 86,000
Polk, Missouri 2 $ 870,000 $ 435,000 $ 128,000
Taney, Missouri 2 $ 350,000 $ 175,000 $ 738,000
Warren, Missouri 2 $ 700,000 $ 350,000 $ 130,000
Adams, Nebraska 2 $ 340,000 $ 170,000 $ 63,000
Cass, Nebraska 2 $ 300,000 $ 150,000 $ 130,000
Saline, Nebraska 2 $ 460,000 $ 230,000 $ 141,000
Bergen, New Jersey 2 $ 790,000 $ 395,000 $ 268,000
Hudson, New Jersey 2 $ 540,000 $ 270,000 $ 187,000
Santa Fe, New Mexico 2 $ 1,120,000 $ 560,000 $ 127,000
Duplin, North Carolina 2 $ 500,000 $ 250,000 $ 120,000
Henderson, North Carolina 2 $ 500,000 $ 250,000 $ 81,000
Rockingham, North Carolina 2 $ 740,000 $ 370,000 $ 152,000
Sampson, North Carolina 2 $ 390,000 $ 195,000 $ 66,000
Clermont, Ohio 2 $ 550,000 $ 275,000 $ 182,000
Lake, Ohio 2 $ 790,000 $ 395,000 $ 210,000
Lorain, Ohio 2 $ 1,090,000 $ 545,000 $ 175,000
Montgomery, Ohio 2 $ 280,000 $ 140,000 $ 335,000
Rogers, Oklahoma 2 $ 190,000 $ 95,000 $ 23,000
Tulsa, Oklahoma 2 $ 860,000 $ 430,000 $ 166,000
Northampton, Pennsylvania 2 $ 440,000 $ 220,000 $ 62,000
Westmoreland, Pennsylvania 2 $ 250,000 $ 125,000 $ 183,000
Providence, Rhode Island 2 $ 650,000 $ 325,000 $ 103,000
Colleton, South Carolina 2 $ 510,000 $ 255,000 $ 59,000
Darlington, South Carolina 2 $ 290,000 $ 145,000 $ 54,000
Kershaw, South Carolina 2 $ 630,000 $ 315,000 $ 141,000
Laurens, South Carolina 2 $ 440,000 $ 220,000 $ 67,000
York, South Carolina 2 $ 860,000 $ 430,000 $ 101,000
Johnson, Tennessee 2 $ 280,000 $ 140,000 $ 43,000
Lincoln, Tennessee 2 $ 320,000 $ 160,000 $ 54,000
Marshall, Tennessee 2 $ 630,000 $ 315,000 $ 123,000
Montgomery, Tennessee 2 $ 510,000 $ 255,000 $ 95,000
Unicoi, Tennessee 2 $ 250,000 $ 125,000 $ 112,000
Bowie, Texas 2 $ 340,000 $ 170,000 $ 65,000
El Paso, Texas 2 $ 380,000 $ 190,000 $ 75,000
Fort Bend, Texas 2 $ 800,000 $ 400,000 $ 156,000
Scurry, Texas 2 $ 380,000 $ 190,000 $ 114,000
Williamson, Texas 2 $ 510,000 $ 255,000 $ 101,000
Chesapeake, Virginia 2 $ 960,000 $ 480,000 $ 209,000
Fairfax, Virginia 2 $ 770,000 $ 385,000 $ 145,000
Lee, Virginia 2 $ 190,000 $ 95,000 $ 43,000
Washington, Wisconsin 2 $ 220,000 $ 110,000 $ 121,000
Limestone, Alabama 1 $ 85,000 $ 85,000 $ 46,000
Marshall, Alabama 1 $ 95,000 $ 95,000 $ 57,000
Shelby, Alabama 1 $ 415,000 $ 415,000 $ 114,000
Faulkner, Arkansas 1 $ 245,000 $ 245,000 $ 65,000
Little River, Arkansas 1 $ 145,000 $ 145,000 $ 45,000
Madison, Arkansas 1 $ 195,000 $ 195,000 $ 43,000
Pulaski, Arkansas 1 $ 105,000 $ 105,000 $ 215,000
Saline, Arkansas 1 $ 155,000 $ 155,000 $ 121,000
Sebastian, Arkansas 1 $ 185,000 $ 185,000 $ 227,000
Orange, California 1 $ 955,000 $ 955,000 $ 293,000
San Joaquin, California 1 $ 85,000 $ 85,000 $ 155,000
Adams, Colorado 1 $ 395,000 $ 395,000 $ 144,000
Chaffee, Colorado 1 $ 715,000 $ 715,000 $ 356,000
Jefferson, Colorado 1 $ 915,000 $ 915,000 $ 384,000
Routt, Colorado 1 $ 255,000 $ 255,000 $ 105,000
Summit, Colorado 1 $ 945,000 $ 945,000 $ 278,000
Hartford, Connecticut 1 $ 665,000 $ 665,000 $ 277,000
Calhoun, Florida 1 $ 165,000 $ 165,000 $ 72,000
Escambia, Florida 1 $ 725,000 $ 725,000 $ 521,000
Hardee, Florida 1 $ 245,000 $ 245,000 $ 124,000
Lake, Florida 1 $ 255,000 $ 255,000 $ 74,000
Manatee, Florida 1 $ 685,000 $ 685,000 $ 200,000
Osceola, Florida 1 $ 295,000 $ 295,000 $ 241,000
Seminole, Florida 1 $ 465,000 $ 465,000 $ 141,000
St. Johns, Florida 1 $ 235,000 $ 235,000 $ 98,000
St. Lucie, Florida 1 $ 435,000 $ 435,000 $ 140,000
Washington, Florida 1 $ 125,000 $ 125,000 $ 46,000
Barrow, Georgia 1 $ 615,000 $ 615,000 $ 252,000
Chatham, Georgia 1 $ 255,000 $ 255,000 $ 70,000
Cherokee, Georgia 1 $ 395,000 $ 395,000 $ 102,000
Cobb, Georgia 1 $ 285,000 $ 285,000 $ 169,000
Decatur, Georgia 1 $ 245,000 $ 245,000 $ 110,000
DeKalb, Georgia 1 $ 285,000 $ 285,000 $ 125,000
Floyd, Georgia 1 $ 185,000 $ 185,000 $ 46,000
Harris, Georgia 1 $ 235,000 $ 235,000 $ 265,000
Houston, Georgia 1 $ 495,000 $ 495,000 $ 118,000
Paulding, Georgia 1 $ 345,000 $ 345,000 $ 354,000
Polk, Georgia 1 $ 305,000 $ 305,000 $ 70,000
White, Georgia 1 $ 325,000 $ 325,000 $ 425,000
Calhoun, Illinois 1 $ 325,000 $ 325,000 $ 105,000
Clay, Illinois 1 $ 165,000 $ 165,000 $ 55,000
Coles, Illinois 1 $ 75,000 $ 75,000 $ 51,000
Douglas, Illinois 1 $ 215,000 $ 215,000 $ 129,000
DuPage, Illinois 1 $ 335,000 $ 335,000 $ 164,000
Montgomery, Illinois 1 $ 65,000 $ 65,000 $ 68,000
Richland, Illinois 1 $ 55,000 $ 55,000 $ 22,000
Sangamon, Illinois 1 $ 135,000 $ 135,000 $ 97,000
Tazewell, Illinois 1 $ 225,000 $ 225,000 $ 125,000
Williamson, Illinois 1 $ 195,000 $ 195,000 $ 117,000
Clark, Indiana 1 $ 205,000 $ 205,000 $ 66,000
Hamilton, Indiana 1 $ 165,000 $ 165,000 $ 154,000
Hendricks, Indiana 1 $ 365,000 $ 365,000 $ 130,000
LaGrange, Indiana 1 $ 225,000 $ 225,000 $ 80,000
Lake, Indiana 1 $ 405,000 $ 405,000 $ 110,000
Vigo, Indiana 1 $ 235,000 $ 235,000 $ 108,000
Black Hawk, Iowa 1 $ 115,000 $ 115,000 $ 259,000
Bremer, Iowa 1 $ 165,000 $ 165,000 $ 98,000
Muscatine, Iowa 1 $ 245,000 $ 245,000 $ 50,000
Allen, Kansas 1 $ 125,000 $ 125,000 $ 58,000
Butler, Kansas 1 $ 335,000 $ 335,000 $ 149,000
Douglas, Kansas 1 $ 235,000 $ 235,000 $ 100,000
Ellis, Kansas 1 $ 55,000 $ 55,000 $ 128,000
Linn, Kansas 1 $ 325,000 $ 325,000 $ 81,000
Shawnee, Kansas 1 $ 275,000 $ 275,000 $ 70,000
Sumner, Kansas 1 $ 225,000 $ 225,000 $ 54,000
Anderson, Kentucky 1 $ 175,000 $ 175,000 $ 65,000
Franklin, Kentucky 1 $ 185,000 $ 185,000 $ 87,000
McCracken, Kentucky 1 $ 105,000 $ 105,000 $ 94,000
Oldham, Kentucky 1 $ 505,000 $ 505,000 $ 133,000
Simpson, Kentucky 1 $ 135,000 $ 135,000 $ 36,000
Caddo, Louisiana 1 $ 275,000 $ 275,000 $ 57,000
De Soto, Louisiana 1 $ 355,000 $ 355,000 $ 110,000
Jefferson, Louisiana 1 $ 255,000 $ 255,000 $ 94,000
Lafayette, Louisiana 1 $ 195,000 $ 195,000 $ 87,000
St. Landry, Louisiana 1 $ 365,000 $ 365,000 $ 113,000
Vernon, Louisiana 1 $ 105,000 $ 105,000 $ 86,000
Montgomery, Maryland 1 $ 405,000 $ 405,000 $ 77,000
Barnstable, Massachusetts 1 $ 355,000 $ 355,000 $ 101,000
Bay, Michigan 1 $ 65,000 $ 65,000 $ 21,000
Clinton, Michigan 1 $ 335,000 $ 335,000 $ 86,000
Ingham, Michigan 1 $ 135,000 $ 135,000 $ 80,000
Iosco, Michigan 1 $ 75,000 $ 75,000 $ 25,000
Luce, Michigan 1 $ 145,000 $ 145,000 $ 192,000
Mason, Michigan 1 $ 465,000 $ 465,000 $ 435,000
Midland, Michigan 1 $ 165,000 $ 165,000 $ 54,000
Montcalm, Michigan 1 $ 325,000 $ 325,000 $ 104,000
Muskegon, Michigan 1 $ 265,000 $ 265,000 $ 91,000
Otsego, Michigan 1 $ 235,000 $ 235,000 $ 131,000
Roscommon, Michigan 1 $ 105,000 $ 105,000 $ 49,000
St. Louis, Minnesota 1 $ 415,000 $ 415,000 $ 212,000
Steele, Minnesota 1 $ 235,000 $ 235,000 $ 121,000
Lauderdale, Mississippi 1 $ 55,000 $ 55,000 $ 54,000
Rankin, Mississippi 1 $ 255,000 $ 255,000 $ 200,000
Stone, Mississippi 1 $ 165,000 $ 165,000 $ 86,000
Barry, Missouri 1 $ 155,000 $ 155,000 $ 42,000
Bates, Missouri 1 $ 145,000 $ 145,000 $ 77,000
Bollinger, Missouri 1 $ 115,000 $ 115,000 $ 60,000
Callaway, Missouri 1 $ 235,000 $ 235,000 $ 71,000
Hickory, Missouri 1 $ 105,000 $ 105,000 $ 165,000
Howard, Missouri 1 $ 305,000 $ 305,000 $ 122,000
Iron, Missouri 1 $ 185,000 $ 185,000 $ 44,000
Marion, Missouri 1 $ 75,000 $ 75,000 $ 53,000
Miller, Missouri 1 $ 275,000 $ 275,000 $ 178,000
Perry, Missouri 1 $ 195,000 $ 195,000 $ 88,000
Pettis, Missouri 1 $ 195,000 $ 195,000 $ 55,000
Ralls, Missouri 1 $ 75,000 $ 75,000 $ 37,000
Reynolds, Missouri 1 $ 135,000 $ 135,000 $ 110,000
St. Francois, Missouri 1 $ 175,000 $ 175,000 $ 62,000
Washington, Missouri 1 $ 385,000 $ 385,000 $ 112,000
Wayne, Missouri 1 $ 135,000 $ 135,000 $ 39,000
Dodge, Nebraska 1 $ 195,000 $ 195,000 $ 54,000
Hamilton, Nebraska 1 $ 225,000 $ 225,000 $ 150,000
Jefferson, Nebraska 1 $ 215,000 $ 215,000 $ 99,000
Johnson, Nebraska 1 $ 145,000 $ 145,000 $ 92,000
Otoe, Nebraska 1 $ 205,000 $ 205,000 $ 121,000
Saunders, Nebraska 1 $ 195,000 $ 195,000 $ 109,000
Valley, Nebraska 1 $ 185,000 $ 185,000 $ 146,000
Camden, New Jersey 1 $ 175,000 $ 175,000 $ 189,000
Essex, New Jersey 1 $ 245,000 $ 245,000 $ 400,000
Mercer, New Jersey 1 $ 285,000 $ 285,000 $ 95,000
Middlesex, New Jersey 1 $ 385,000 $ 385,000 $ 165,000
Morris, New Jersey 1 $ 595,000 $ 595,000 $ 207,000
Somerset, New Jersey 1 $ 395,000 $ 395,000 $ 163,000
Sussex, New Jersey 1 $ 385,000 $ 385,000 $ 115,000
Union, New Jersey 1 $ 395,000 $ 395,000 $ 190,000
Bernalillo, New Mexico 1 $ 245,000 $ 245,000 $ 73,000
San Juan, New Mexico 1 $ 395,000 $ 395,000 $ 159,000
Alexander, North Carolina 1 $ 205,000 $ 205,000 $ 71,000
Brunswick, North Carolina 1 $ 165,000 $ 165,000 $ 58,000
Catawba, North Carolina 1 $ 285,000 $ 285,000 $ 107,000
Granville, North Carolina 1 $ 425,000 $ 425,000 $ 99,000
Guilford, North Carolina 1 $ 85,000 $ 85,000 $ 47,000
Harnett, North Carolina 1 $ 285,000 $ 285,000 $ 53,000
Hoke, North Carolina 1 $ 235,000 $ 235,000 $ 96,000
Jackson, North Carolina 1 $ 355,000 $ 355,000 $ 108,000
Lenoir, North Carolina 1 $ 235,000 $ 235,000 $ 174,000
Northampton, North Carolina 1 $ 205,000 $ 205,000 $ 74,000
Orange, North Carolina 1 $ 255,000 $ 255,000 $ 100,000
Polk, North Carolina 1 $ 415,000 $ 415,000 $ 126,000
Randolph, North Carolina 1 $ 155,000 $ 155,000 $ 142,000
Rowan, North Carolina 1 $ 175,000 $ 175,000 $ 137,000
Swain, North Carolina 1 $ 435,000 $ 435,000 $ 96,000
Union, North Carolina 1 $ 325,000 $ 325,000 $ 76,000
Watauga, North Carolina 1 $ 205,000 $ 205,000 $ 85,000
Wayne, North Carolina 1 $ 135,000 $ 135,000 $ 57,000
Wilson, North Carolina 1 $ 225,000 $ 225,000 $ 99,000
Brown, Ohio 1 $ 235,000 $ 235,000 $ 83,000
Franklin, Ohio 1 $ 225,000 $ 225,000 $ 85,000
Miami, Ohio 1 $ 215,000 $ 215,000 $ 75,000
Pickaway, Ohio 1 $ 425,000 $ 425,000 $ 106,000
Warren, Ohio 1 $ 475,000 $ 475,000 $ 312,000
Canadian, Oklahoma 1 $ 175,000 $ 175,000 $ 47,000
Carter, Oklahoma 1 $ 325,000 $ 325,000 $ 360,000
Allegheny, Pennsylvania 1 $ 185,000 $ 185,000 $ 258,000
Berks, Pennsylvania 1 $ 225,000 $ 225,000 $ 54,000
Chester, Pennsylvania 1 $ 295,000 $ 295,000 $ 414,000
Philadelphia, Pennsylvania 1 $ 405,000 $ 405,000 $ 108,000
Tioga, Pennsylvania 1 $ 145,000 $ 145,000 $ 156,000
Abbeville, South Carolina 1 $ 185,000 $ 185,000 $ 61,000
Aiken, South Carolina 1 $ 215,000 $ 215,000 $ 120,000
Calhoun, South Carolina 1 $ 95,000 $ 95,000 $ 58,000
Clarendon, South Carolina 1 $ 455,000 $ 455,000 $ 134,000
Lancaster, South Carolina 1 $ 335,000 $ 335,000 $ 60,000
Day, South Dakota 1 $ 75,000 $ 75,000 $ 160,000
Bedford, Tennessee 1 $ 455,000 $ 455,000 $ 123,000
Bledsoe, Tennessee 1 $ 605,000 $ 605,000 $ 540,000
Blount, Tennessee 1 $ 105,000 $ 105,000 $ 51,000
Cocke, Tennessee 1 $ 345,000 $ 345,000 $ 481,000
Gibson, Tennessee 1 $ 45,000 $ 45,000 $ 58,000
Hawkins, Tennessee 1 $ 85,000 $ 85,000 $ 38,000
Henderson, Tennessee 1 $ 215,000 $ 215,000 $ 73,000
Maury, Tennessee 1 $ 365,000 $ 365,000 $ 118,000
Overton, Tennessee 1 $ 345,000 $ 345,000 $ 106,000
Putnam, Tennessee 1 $ 215,000 $ 215,000 $ 81,000
Sevier, Tennessee 1 $ 275,000 $ 275,000 $ 76,000
Sumner, Tennessee 1 $ 365,000 $ 365,000 $ 73,000
Brazos, Texas 1 $ 255,000 $ 255,000 $ 110,000
Callahan, Texas 1 $ 375,000 $ 375,000 $ 167,000
Cass, Texas 1 $ 145,000 $ 145,000 $ 44,000
Comal, Texas 1 $ 365,000 $ 365,000 $ 159,000
Grayson, Texas 1 $ 245,000 $ 245,000 $ 145,000
Johnson, Texas 1 $ 255,000 $ 255,000 $ 80,000
McLennan, Texas 1 $ 155,000 $ 155,000 $ 69,000
Travis, Texas 1 $ 285,000 $ 285,000 $ 443,000
Hanover, Virginia 1 $ 555,000 $ 555,000 $ 150,000
James City, Virginia 1 $ 905,000 $ 905,000 $ 290,000
Loudoun, Virginia 1 $ 585,000 $ 585,000 $ 474,000
Louisa, Virginia 1 $ 355,000 $ 355,000 $ 140,000
Richmond City, Virginia 1 $ 225,000 $ 225,000 $ 179,000
Shenandoah, Virginia 1 $ 265,000 $ 265,000 $ 92,000
Mason, Washington 1 $ 535,000 $ 535,000 $ 132,000
Snohomish, Washington 1 $ 725,000 $ 725,000 $ 303,000
Yakima, Washington 1 $ 365,000 $ 365,000 $ 36,000
Dane, Wisconsin 1 $ 165,000 $ 165,000 $ 218,000
Milwaukee, Wisconsin 1 $ 725,000 $ 725,000 $ 440,000

Mortgage Loan Application Detail Totals for Delmar Financial Company in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,166 $557,190,000 $257,000 $1,505,000 $116,000 $1,253,000
Cash-out Refinancing 167 $35,105,000 $210,000 $725,000 $118,000 $738,000
Refinancing 73 $20,185,000 $276,000 $725,000 $129,000 $540,000
Other Purpose 2 $90,000 $45,000 $55,000 $107,000 $121,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,597 $401,595,000 $251,000 $945,000 $117,000 $1,253,000
Black or African American 238 $53,090,000 $223,000 $905,000 $86,000 $478,000
Not Provided 226 $62,530,000 $276,000 $815,000 $126,000 $1,113,000
Hispanic 191 $44,165,000 $231,000 $725,000 $99,000 $384,000
Asian 137 $45,595,000 $332,000 $1,505,000 $165,000 $709,000
American Indian or Alaskan Native 18 $5,320,000 $295,000 $725,000 $135,000 $408,000
Native Hawaiian or Other Pacific Islander 1 $275,000 $275,000 $275,000 $119,000 $119,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,534 $404,120,000 $263,000 $1,505,000 $133,000 $1,253,000
FHA-insured (Federal Housing Administration) 620 $134,250,000 $216,000 $555,000 $81,000 $324,000
VA-guaranteed (Veterans Administration) 225 $68,865,000 $306,000 $815,000 $104,000 $454,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 29 $5,335,000 $183,000 $305,000 $70,000 $97,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,643 $414,275,000 $252,000 $1,505,000 $111,000 $1,016,000
Application Withdrawn By Applicant 433 $118,245,000 $273,000 $955,000 $138,000 $1,253,000
Application Approved But Not Accepted 260 $64,840,000 $249,000 $915,000 $119,000 $738,000
Application Denied By Financial Institution 64 $13,430,000 $209,000 $525,000 $82,000 $187,000
File Closed For Incompleteness 8 $1,780,000 $222,000 $405,000 $122,000 $258,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,344 $599,140,000 $255,000 $1,505,000 $117,000 $1,253,000
Other 36 $8,060,000 $223,000 $525,000 $86,000 $187,000
Debt-To-Income Ratio 14 $2,840,000 $202,000 $355,000 $72,000 $148,000
Collateral 8 $1,230,000 $153,000 $215,000 $78,000 $140,000
Credit History 5 $1,155,000 $231,000 $525,000 $91,000 $154,000
Unverifiable Information 1 $145,000 $145,000 $145,000 $83,000 $83,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Delmar Financial Company's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Delmar Financial Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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