Delmar Financial Company Mortgage Lending & HMDA Data, 2023
In 2023, Delmar Financial Company of St Louis, MO reported 2,408 mortgage applications totaling $612.6 million, down 43% from 2022. The average application was for $254,389, and applicants reported an average income of $116,525. 68% of its applications resulted in an originated loan and 3% were denied. Its largest markets were St. Louis, MO-IL (975), Gulfport-Biloxi-Pascagoula, MS (101) and Tallahassee, FL (98) (applications in parentheses).
| Mortgage Company & Address | Delmar Financial Company 1066 Executive Parkway Suite 100 St Louis, MO 63141 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 2,408 |
| Total Mortgage Loan Application Amount | $612,570,000 |
| Average Mortgage Loan Application Amount | $254,389 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $116,525 |
| Highest Applicant Income | $1,253,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Delmar Financial Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, MO-IL | 975 | $ 240,425,000 | $ 246,589 | $ 108,912 |
| Outside any metro area | 231 | $ 45,915,000 | $ 198,766 | $ 102,086 |
| Gulfport-Biloxi-Pascagoula, MS | 101 | $ 19,025,000 | $ 188,366 | $ 102,000 |
| Tallahassee, FL | 98 | $ 21,380,000 | $ 218,163 | $ 74,000 |
| Kansas City, MO-KS | 95 | $ 28,305,000 | $ 297,947 | $ 151,126 |
| Columbia, SC | 63 | $ 18,385,000 | $ 291,825 | $ 117,000 |
| Lincoln, NE | 50 | $ 12,340,000 | $ 246,800 | $ 118,000 |
| Greenville-Anderson-Mauldin, SC | 47 | $ 12,025,000 | $ 255,851 | $ 112,000 |
| Raleigh, NC | 42 | $ 13,470,000 | $ 320,714 | $ 117,000 |
| Detroit-Dearborn-Livonia, MI | 41 | $ 6,355,000 | $ 155,000 | $ 83,000 |
| Warren-Troy-Farmington Hills, MI | 34 | $ 7,350,000 | $ 216,176 | $ 82,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 29 | $ 13,035,000 | $ 449,482 | $ 142,000 |
| Charleston-North Charleston, SC | 27 | $ 8,775,000 | $ 325,000 | $ 106,000 |
| Cape Girardeau, MO-IL | 20 | $ 3,750,000 | $ 187,500 | $ 76,000 |
| Dallas-Plano-Irving, TX | 20 | $ 8,170,000 | $ 408,500 | $ 222,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 20 | $ 5,510,000 | $ 275,500 | $ 120,700 |
| Houston-The Woodlands-Sugar Land, TX | 18 | $ 5,390,000 | $ 299,444 | $ 148,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 18 | $ 4,900,000 | $ 272,222 | $ 117,000 |
| Omaha-Council Bluffs, NE-IA | 17 | $ 5,015,000 | $ 295,000 | $ 125,000 |
| Atlanta-Sandy Springs-Roswell, GA | 15 | $ 5,565,000 | $ 371,000 | $ 159,000 |
| Cape Coral-Fort Myers, FL | 15 | $ 6,745,000 | $ 449,666 | $ 206,000 |
| Chicago-Naperville, IL | 15 | $ 4,235,000 | $ 282,333 | $ 144,000 |
| Cleveland-Elyria, OH | 14 | $ 3,860,000 | $ 275,714 | $ 142,000 |
| Kingsport-Bristol-Bristol, TN-VA | 12 | $ 2,100,000 | $ 175,000 | $ 84,750 |
| Naples-Immokalee-Marco Island, FL | 12 | $ 3,920,000 | $ 326,666 | $ 230,000 |
| Spartanburg, SC | 11 | $ 2,515,000 | $ 228,636 | $ 73,000 |
| Cincinnati, OH-KY-IN | 10 | $ 2,550,000 | $ 255,000 | $ 279,000 |
| Asheville, NC | 9 | $ 2,255,000 | $ 250,555 | $ 169,000 |
| Charlotte-Concord-Gastonia, NC-SC | 9 | $ 2,955,000 | $ 328,333 | $ 119,000 |
| Johnson City, TN | 9 | $ 1,835,000 | $ 203,888 | $ 97,000 |
| Orlando-Kissimmee-Sanford, FL | 9 | $ 3,205,000 | $ 356,111 | $ 153,000 |
| Springfield, MO | 9 | $ 2,805,000 | $ 311,666 | $ 109,000 |
| Wichita, KS | 9 | $ 2,085,000 | $ 231,666 | $ 142,000 |
| Durham-Chapel Hill, NC | 8 | $ 2,330,000 | $ 291,250 | $ 171,000 |
| Grand Island, NE | 8 | $ 1,780,000 | $ 222,500 | $ 73,000 |
| Tampa-St. Petersburg-Clearwater, FL | 8 | $ 1,790,000 | $ 223,750 | $ 109,000 |
| Denver-Aurora-Lakewood, CO | 7 | $ 3,595,000 | $ 513,571 | $ 197,000 |
| Memphis, TN-MS-AR | 7 | $ 645,000 | $ 92,142 | $ 159,000 |
| New Orleans-Metairie, LA | 7 | $ 1,895,000 | $ 270,714 | $ 243,000 |
| Birmingham-Hoover, AL | 6 | $ 1,310,000 | $ 218,333 | $ 111,000 |
| Jacksonville, FL | 6 | $ 1,900,000 | $ 316,666 | $ 87,000 |
| Jacksonville, NC | 6 | $ 1,290,000 | $ 215,000 | $ 85,000 |
| San Antonio-New Braunfels, TX | 6 | $ 2,100,000 | $ 350,000 | $ 112,000 |
| Colorado Springs, CO | 5 | $ 1,825,000 | $ 365,000 | $ 167,000 |
| Fayetteville, NC | 5 | $ 825,000 | $ 165,000 | $ 94,000 |
| Fort Worth-Arlington, TX | 5 | $ 1,505,000 | $ 301,000 | $ 97,000 |
| Phoenix-Mesa-Scottsdale, AZ | 5 | $ 2,035,000 | $ 407,000 | $ 164,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 5 | $ 2,045,000 | $ 409,000 | $ 180,400 |
| Burlington, NC | 4 | $ 990,000 | $ 247,500 | $ 56,000 |
| Columbia, MO | 4 | $ 940,000 | $ 235,000 | $ 98,000 |
| Elgin, IL | 4 | $ 970,000 | $ 242,500 | $ 175,000 |
| Greensboro-High Point, NC | 4 | $ 980,000 | $ 245,000 | $ 123,000 |
| Huntsville, AL | 4 | $ 1,150,000 | $ 287,500 | $ 129,000 |
| Indianapolis-Carmel-Anderson, IN | 4 | $ 1,120,000 | $ 280,000 | $ 121,000 |
| Knoxville, TN | 4 | $ 1,540,000 | $ 385,000 | $ 137,000 |
| Lake County-Kenosha County, IL-WI | 4 | $ 1,400,000 | $ 350,000 | $ 133,000 |
| Miami-Miami Beach-Kendall, FL | 4 | $ 690,000 | $ 172,500 | $ 92,000 |
| Monroe, MI | 4 | $ 670,000 | $ 167,500 | $ 57,000 |
| New York-Jersey City-White Plains, NY-NJ | 4 | $ 1,330,000 | $ 332,500 | $ 227,000 |
| Newark, NJ-PA | 4 | $ 1,620,000 | $ 405,000 | $ 228,000 |
| North Port-Sarasota-Bradenton, FL | 4 | $ 1,420,000 | $ 355,000 | $ 135,000 |
| Rocky Mount, NC | 4 | $ 880,000 | $ 220,000 | $ 87,000 |
| Sumter, SC | 4 | $ 1,290,000 | $ 322,500 | $ 78,000 |
| Tulsa, OK | 4 | $ 1,050,000 | $ 262,500 | $ 94,000 |
| Akron, OH | 3 | $ 585,000 | $ 195,000 | $ 66,000 |
| Ann Arbor, MI | 3 | $ 805,000 | $ 268,333 | $ 128,000 |
| Austin-Round Rock, TX | 3 | $ 795,000 | $ 265,000 | $ 215,000 |
| Dayton-Springfield-Kettering, OH | 3 | $ 495,000 | $ 165,000 | $ 248,000 |
| Decatur, AL | 3 | $ 625,000 | $ 208,333 | $ 110,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 3 | $ 845,000 | $ 281,666 | $ 131,000 |
| Flint, MI | 3 | $ 665,000 | $ 221,666 | $ 150,000 |
| Gainesville, FL | 3 | $ 735,000 | $ 245,000 | $ 140,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 485,000 | $ 161,666 | $ 68,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 1,005,000 | $ 335,000 | $ 104,000 |
| Little Rock-North Little Rock-Conway, AR | 3 | $ 505,000 | $ 168,333 | $ 133,000 |
| Milwaukee-Waukesha-West Allis, WI | 3 | $ 945,000 | $ 315,000 | $ 227,000 |
| Pittsburgh, PA | 3 | $ 435,000 | $ 145,000 | $ 208,000 |
| Port St. Lucie, FL | 3 | $ 1,225,000 | $ 408,333 | $ 205,000 |
| Texarkana, TX-AR | 3 | $ 485,000 | $ 161,666 | $ 58,333 |
| Valdosta, GA | 3 | $ 665,000 | $ 221,666 | $ 79,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 1,865,000 | $ 621,666 | $ 236,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 440,000 | $ 220,000 | $ 62,000 |
| Clarksville, TN-KY | 2 | $ 510,000 | $ 255,000 | $ 95,000 |
| Columbus, IN | 2 | $ 540,000 | $ 270,000 | $ 155,000 |
| Columbus, OH | 2 | $ 650,000 | $ 325,000 | $ 95,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 760,000 | $ 380,000 | $ 186,000 |
| El Paso, TX | 2 | $ 380,000 | $ 190,000 | $ 75,000 |
| Evansville, IN-KY | 2 | $ 230,000 | $ 115,000 | $ 531,000 |
| Florence, SC | 2 | $ 290,000 | $ 145,000 | $ 54,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2 | $ 650,000 | $ 325,000 | $ 85,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 490,000 | $ 245,000 | $ 89,000 |
| Lansing-East Lansing, MI | 2 | $ 470,000 | $ 235,000 | $ 83,000 |
| Los Angeles-Long Beach-Glendale, CA | 2 | $ 970,000 | $ 485,000 | $ 166,000 |
| Louisville/Jefferson County, KY-IN | 2 | $ 710,000 | $ 355,000 | $ 99,500 |
| Muncie, IN | 2 | $ 360,000 | $ 180,000 | $ 69,000 |
| New York-Newark, NY | 2 | $ 780,000 | $ 390,000 | $ 164,000 |
| Ocala, FL | 2 | $ 410,000 | $ 205,000 | $ 93,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 770,000 | $ 385,000 | $ 117,000 |
| Panama City, FL | 2 | $ 620,000 | $ 310,000 | $ 397,000 |
| Providence-Warwick, RI-MA | 2 | $ 650,000 | $ 325,000 | $ 103,000 |
| Richmond, VA | 2 | $ 780,000 | $ 390,000 | $ 164,000 |
| Riverside-San Bernardino-Ontario, CA | 2 | $ 370,000 | $ 185,000 | $ 43,000 |
| San Diego-Carlsbad, CA | 2 | $ 1,450,000 | $ 725,000 | $ 358,000 |
| Santa Fe, NM | 2 | $ 1,120,000 | $ 560,000 | $ 127,000 |
| Shreveport-Bossier City, LA | 2 | $ 630,000 | $ 315,000 | $ 83,000 |
| St. Joseph, MO-KS | 2 | $ 310,000 | $ 155,000 | $ 51,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 280,000 | $ 140,000 | $ 178,000 |
| Abilene, TX | 1 | $ 375,000 | $ 375,000 | $ 167,000 |
| Albuquerque, NM | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 955,000 | $ 955,000 | $ 293,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
| Barnstable Town, MA | 1 | $ 355,000 | $ 355,000 | $ 101,000 |
| Bay City, MI | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Camden, NJ | 1 | $ 175,000 | $ 175,000 | $ 189,000 |
| Carbondale-Marion, IL | 1 | $ 195,000 | $ 195,000 | $ 117,000 |
| College Station-Bryan, TX | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Columbus, GA-AL | 1 | $ 235,000 | $ 235,000 | $ 265,000 |
| Duluth, MN-WI | 1 | $ 415,000 | $ 415,000 | $ 212,000 |
| Farmington, NM | 1 | $ 395,000 | $ 395,000 | $ 159,000 |
| Fort Smith, AR-OK | 1 | $ 185,000 | $ 185,000 | $ 227,000 |
| Gary, IN | 1 | $ 405,000 | $ 405,000 | $ 110,000 |
| Goldsboro, NC | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 665,000 | $ 665,000 | $ 277,000 |
| Jackson, MS | 1 | $ 255,000 | $ 255,000 | $ 200,000 |
| Jackson, TN | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Jefferson City, MO | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| Lafayette, LA | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| Lawrence, KS | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| Madison, WI | 1 | $ 165,000 | $ 165,000 | $ 218,000 |
| Midland, MI | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Montgomery County-Bucks County-Chester County, PA | 1 | $ 295,000 | $ 295,000 | $ 414,000 |
| Muskegon, MI | 1 | $ 265,000 | $ 265,000 | $ 91,000 |
| Oklahoma City, OK | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 725,000 | $ 725,000 | $ 521,000 |
| Peoria, IL | 1 | $ 225,000 | $ 225,000 | $ 125,000 |
| Philadelphia, PA | 1 | $ 405,000 | $ 405,000 | $ 108,000 |
| Reading, PA | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Rome, GA | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Savannah, GA | 1 | $ 255,000 | $ 255,000 | $ 70,000 |
| Seattle-Bellevue-Everett, WA | 1 | $ 725,000 | $ 725,000 | $ 303,000 |
| Sherman-Denison, TX | 1 | $ 245,000 | $ 245,000 | $ 145,000 |
| Springfield, IL | 1 | $ 135,000 | $ 135,000 | $ 97,000 |
| Stockton-Lodi, CA | 1 | $ 85,000 | $ 85,000 | $ 155,000 |
| Terre Haute, IN | 1 | $ 235,000 | $ 235,000 | $ 108,000 |
| Topeka, KS | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| Trenton, NJ | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Waco, TX | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| Warner Robins, GA | 1 | $ 495,000 | $ 495,000 | $ 118,000 |
| Washington-Baltimore-Arlington, DC | 1 | $ 405,000 | $ 405,000 | $ 77,000 |
| Yakima, WA | 1 | $ 365,000 | $ 365,000 | $ 36,000 |
Mortgage Loan Application Detail Totals for Delmar Financial Company in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,166 | $557,190,000 | $257,000 | $1,505,000 | $116,000 | $1,253,000 |
| Cash-out Refinancing | 167 | $35,105,000 | $210,000 | $725,000 | $118,000 | $738,000 |
| Refinancing | 73 | $20,185,000 | $276,000 | $725,000 | $129,000 | $540,000 |
| Other Purpose | 2 | $90,000 | $45,000 | $55,000 | $107,000 | $121,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,597 | $401,595,000 | $251,000 | $945,000 | $117,000 | $1,253,000 |
| Black or African American | 238 | $53,090,000 | $223,000 | $905,000 | $86,000 | $478,000 |
| Not Provided | 226 | $62,530,000 | $276,000 | $815,000 | $126,000 | $1,113,000 |
| Hispanic | 191 | $44,165,000 | $231,000 | $725,000 | $99,000 | $384,000 |
| Asian | 137 | $45,595,000 | $332,000 | $1,505,000 | $165,000 | $709,000 |
| American Indian or Alaskan Native | 18 | $5,320,000 | $295,000 | $725,000 | $135,000 | $408,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $275,000 | $275,000 | $275,000 | $119,000 | $119,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,534 | $404,120,000 | $263,000 | $1,505,000 | $133,000 | $1,253,000 |
| FHA-insured (Federal Housing Administration) | 620 | $134,250,000 | $216,000 | $555,000 | $81,000 | $324,000 |
| VA-guaranteed (Veterans Administration) | 225 | $68,865,000 | $306,000 | $815,000 | $104,000 | $454,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 29 | $5,335,000 | $183,000 | $305,000 | $70,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,643 | $414,275,000 | $252,000 | $1,505,000 | $111,000 | $1,016,000 |
| Application Withdrawn By Applicant | 433 | $118,245,000 | $273,000 | $955,000 | $138,000 | $1,253,000 |
| Application Approved But Not Accepted | 260 | $64,840,000 | $249,000 | $915,000 | $119,000 | $738,000 |
| Application Denied By Financial Institution | 64 | $13,430,000 | $209,000 | $525,000 | $82,000 | $187,000 |
| File Closed For Incompleteness | 8 | $1,780,000 | $222,000 | $405,000 | $122,000 | $258,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,344 | $599,140,000 | $255,000 | $1,505,000 | $117,000 | $1,253,000 |
| Other | 36 | $8,060,000 | $223,000 | $525,000 | $86,000 | $187,000 |
| Debt-To-Income Ratio | 14 | $2,840,000 | $202,000 | $355,000 | $72,000 | $148,000 |
| Collateral | 8 | $1,230,000 | $153,000 | $215,000 | $78,000 | $140,000 |
| Credit History | 5 | $1,155,000 | $231,000 | $525,000 | $91,000 | $154,000 |
| Unverifiable Information | 1 | $145,000 | $145,000 | $145,000 | $83,000 | $83,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Delmar Financial Company's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Delmar Financial Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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