Delta Community Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Delta Community Credit Union 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Delta Community Credit Union 3270 Riverwood Pkwy Atlanta, GA 30339 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,227 |
| Total Mortgage Loan Application Amount | $122,696,000 |
| Average Mortgage Loan Application Amount | $119,091 |
| Highest Mortgage Loan Application Amount | $635,000 |
| Average Applicant Income | $86,714 |
| Highest Applicant Income | $629,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Delta Community Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Delta Community Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Delta Community Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Delta Community Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Delta Community Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Delta Community Credit Union's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fayette County Georgia | 129 | $ 15,660,000 | $ 121,000 | $ 88,000 |
| Henry County Georgia | 107 | $ 9,970,000 | $ 93,000 | $ 68,000 |
| Coweta County Georgia | 86 | $ 7,713,000 | $ 89,000 | $ 72,000 |
| Fulton County Georgia | 84 | $ 8,229,000 | $ 97,000 | $ 64,000 |
| Cobb County Georgia | 67 | $ 6,512,000 | $ 97,000 | $ 73,000 |
| DeKalb County Georgia | 48 | $ 3,866,000 | $ 80,000 | $ 75,000 |
| Clayton County Georgia | 47 | $ 3,390,000 | $ 72,000 | $ 57,000 |
| Gwinnett County Georgia | 30 | $ 2,571,000 | $ 85,000 | $ 60,000 |
| Spalding County Georgia | 16 | $ 1,510,000 | $ 94,000 | $ 54,000 |
| Tarrant County Texas | 14 | $ 2,002,000 | $ 143,000 | $ 90,000 |
| Cherokee County Georgia | 13 | $ 1,029,000 | $ 79,000 | $ 62,000 |
| Douglas County Georgia | 13 | $ 1,304,000 | $ 100,000 | $ 64,000 |
| Broward County Florida | 11 | $ 1,346,000 | $ 122,000 | $ 54,000 |
| Carroll County Georgia | 11 | $ 1,497,000 | $ 136,000 | $ 88,000 |
| Paulding County Georgia | 11 | $ 1,286,000 | $ 116,000 | $ 75,000 |
| Rockdale County Georgia | 11 | $ 731,000 | $ 66,000 | $ 92,000 |
| Miami-Dade County Florida | 9 | $ 1,092,000 | $ 121,000 | $ 55,000 |
| Orange County Florida | 7 | $ 866,000 | $ 123,000 | $ 78,000 |
| Seminole County Florida | 7 | $ 807,000 | $ 115,000 | $ 60,000 |
| Kenton County Kentucky | 7 | $ 709,000 | $ 101,000 | $ 60,000 |
| Brevard County Florida | 6 | $ 1,235,000 | $ 205,000 | $ 76,000 |
| Pike County Georgia | 6 | $ 647,000 | $ 107,000 | $ 79,000 |
| Maricopa County Arizona | 5 | $ 953,000 | $ 190,000 | $ 148,000 |
| Los Angeles County California | 5 | $ 1,069,000 | $ 213,000 | $ 82,000 |
| Hillsborough County Florida | 5 | $ 535,000 | $ 107,000 | $ 97,000 |
| Forsyth County Georgia | 5 | $ 670,000 | $ 134,000 | $ 69,000 |
| Dallas County Texas | 5 | $ 738,000 | $ 147,000 | $ 97,000 |
| Salt Lake County Utah | 5 | $ 1,033,000 | $ 206,000 | $ 95,000 |
| Palm Beach County Florida | 4 | $ 548,000 | $ 137,000 | $ 76,000 |
| Newton County Georgia | 4 | $ 387,000 | $ 96,000 | $ 72,000 |
| Honolulu County Hawaii | 4 | $ 1,099,000 | $ 274,000 | $ 82,000 |
| Cook County Illinois | 4 | $ 507,000 | $ 126,000 | $ 75,000 |
| Essex County Massachusetts | 4 | $ 674,000 | $ 168,000 | $ 114,000 |
| Middlesex County Massachusetts | 4 | $ 884,000 | $ 221,000 | $ 101,000 |
| Clark County Nevada | 4 | $ 865,000 | $ 216,000 | $ 90,000 |
| Rockingham County New Hampshire | 4 | $ 839,000 | $ 209,000 | $ 62,000 |
| Lee County Florida | 3 | $ 411,000 | $ 137,000 | $ 63,000 |
| Pinellas County Florida | 3 | $ 290,000 | $ 96,000 | $ 62,000 |
| Bartow County Georgia | 3 | $ 338,000 | $ 112,000 | $ 61,000 |
| Butts County Georgia | 3 | $ 471,000 | $ 157,000 | $ 94,000 |
| Walton County Georgia | 3 | $ 311,000 | $ 103,000 | $ 60,000 |
| Nassau County New York | 3 | $ 547,000 | $ 182,000 | $ 63,000 |
| Denton County Texas | 3 | $ 348,000 | $ 116,000 | $ 51,000 |
| Orange County California | 2 | $ 395,000 | $ 197,000 | $ 129,000 |
| Riverside County California | 2 | $ 240,000 | $ 120,000 | $ 64,000 |
| Solano County California | 2 | $ 641,000 | $ 320,000 | $ 93,000 |
| Bay County Florida | 2 | $ 186,000 | $ 93,000 | $ 161,000 |
| Manatee County Florida | 2 | $ 270,000 | $ 135,000 | $ 55,000 |
| Sarasota County Florida | 2 | $ 192,000 | $ 96,000 | $ 31,000 |
| Volusia County Florida | 2 | $ 375,000 | $ 187,000 | $ 99,000 |
| Walton County Florida | 2 | $ 138,000 | $ 69,000 | $ 57,000 |
| Bibb County Georgia | 2 | $ 109,000 | $ 54,000 | $ 57,000 |
| Floyd County Georgia | 2 | $ 47,000 | $ 23,000 | $ 133,000 |
| Hall County Georgia | 2 | $ 220,000 | $ 110,000 | $ 64,000 |
| Jasper County Georgia | 2 | $ 356,000 | $ 178,000 | $ 99,000 |
| Lamar County Georgia | 2 | $ 172,000 | $ 86,000 | $ 35,000 |
| Meriwether County Georgia | 2 | $ 61,000 | $ 30,000 | $ 62,000 |
| McHenry County Illinois | 2 | $ 168,000 | $ 84,000 | $ 92,000 |
| Winnebago County Illinois | 2 | $ 145,000 | $ 72,000 | $ 25,000 |
| Boone County Kentucky | 2 | $ 204,000 | $ 102,000 | $ 51,000 |
| Jefferson County Louisiana | 2 | $ 268,000 | $ 134,000 | $ 73,000 |
| Orleans County Louisiana | 2 | $ 93,000 | $ 46,000 | $ 30,000 |
| Prince George's County Maryland | 2 | $ 315,000 | $ 157,000 | $ 38,000 |
| Barnstable County Massachusetts | 2 | $ 245,000 | $ 122,000 | $ 60,000 |
| Hillsborough County New Hampshire | 2 | $ 220,000 | $ 110,000 | $ 51,000 |
| Burlington County New Jersey | 2 | $ 548,000 | $ 274,000 | $ 155,000 |
| Queens County New York | 2 | $ 469,000 | $ 234,000 | $ 75,000 |
| Suffolk County New York | 2 | $ 442,000 | $ 221,000 | $ 111,000 |
| Sumter County South Carolina | 2 | $ 483,000 | $ 241,000 | $ 140,000 |
| Davidson County Tennessee | 2 | $ 255,000 | $ 127,000 | $ 121,000 |
| Shelby County Tennessee | 2 | $ 489,000 | $ 244,000 | $ 176,000 |
| Collin County Texas | 2 | $ 411,000 | $ 205,000 | $ 40,000 |
| Davis County Utah | 2 | $ 226,000 | $ 113,000 | $ 202,000 |
| Fairfax County Virginia | 2 | $ 223,000 | $ 111,000 | $ 89,000 |
| Prince William County Virginia | 2 | $ 397,000 | $ 198,000 | $ 96,000 |
| Baldwin County Alabama | 1 | $ 392,000 | $ 392,000 | $ 93,000 |
| Clay County Alabama | 1 | $ 123,000 | $ 123,000 | $ 148,000 |
| Coffee County Alabama | 1 | $ 218,000 | $ 218,000 | $ 68,000 |
| Madison County Alabama | 1 | $ 80,000 | $ 80,000 | $ 45,000 |
| Tallapoosa County Alabama | 1 | $ 62,000 | $ 62,000 | $ 84,000 |
| Cleburne County Arkansas | 1 | $ 306,000 | $ 306,000 | $ 169,000 |
| Faulkner County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 24,000 |
| Contra Costa County California | 1 | $ 80,000 | $ 80,000 | $ 47,000 |
| Marin County California | 1 | $ 124,000 | $ 124,000 | $ 72,000 |
| San Diego County California | 1 | $ 467,000 | $ 467,000 | $ 156,000 |
| Ventura County California | 1 | $ 448,000 | $ 448,000 | $ 118,000 |
| Adams County Colorado | 1 | $ 243,000 | $ 243,000 | $ 97,000 |
| Douglas County Colorado | 1 | $ 237,000 | $ 237,000 | $ 82,000 |
| Jefferson County Colorado | 1 | $ 108,000 | $ 108,000 | $ 189,000 |
| San Miguel County Colorado | 1 | $ 184,000 | $ 184,000 | $ 144,000 |
| Summit County Colorado | 1 | $ 97,000 | $ 97,000 | $ 234,000 |
| Fairfield County Connecticut | 1 | $ 384,000 | $ 384,000 | $ 220,000 |
| New Castle County Delaware | 1 | $ 170,000 | $ 170,000 | $ 74,000 |
| Alachua County Florida | 1 | $ 71,000 | $ 71,000 | $ 24,000 |
| Duval County Florida | 1 | $ 50,000 | $ 50,000 | $ 57,000 |
| Escambia County Florida | 1 | $ 60,000 | $ 60,000 | $ 31,000 |
| Flagler County Florida | 1 | $ 108,000 | $ 108,000 | $ 69,000 |
| Hernando County Florida | 1 | $ 180,000 | $ 180,000 | $ 69,000 |
| Lake County Florida | 1 | $ 88,000 | $ 88,000 | $ 39,000 |
| Martin County Florida | 1 | $ 72,000 | $ 72,000 | $ 30,000 |
| Nassau County Florida | 1 | $ 86,000 | $ 86,000 | $ 80,000 |
| Okaloosa County Florida | 1 | $ 110,000 | $ 110,000 | $ 158,000 |
| Osceola County Florida | 1 | $ 200,000 | $ 200,000 | $ 79,000 |
| Pasco County Florida | 1 | $ 180,000 | $ 180,000 | $ 72,000 |
| Santa Rosa County Florida | 1 | $ 61,000 | $ 61,000 | $ 51,000 |
| St. Johns County Florida | 1 | $ 120,000 | $ 120,000 | $ 308,000 |
| St. Lucie County Florida | 1 | $ 44,000 | $ 44,000 | $ 23,000 |
| Sumter County Florida | 1 | $ 72,000 | $ 72,000 | $ 40,000 |
| Dougherty County Georgia | 1 | $ 120,000 | $ 120,000 | $ 37,000 |
| Gilmer County Georgia | 1 | $ 126,000 | $ 126,000 | $ 45,000 |
| Glynn County Georgia | 1 | $ 172,000 | $ 172,000 | $ 102,000 |
| Harris County Georgia | 1 | $ 31,000 | $ 31,000 | $ 67,000 |
| Lowndes County Georgia | 1 | $ 122,000 | $ 122,000 | $ 31,000 |
| Monroe County Georgia | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| Oconee County Georgia | 1 | $ 25,000 | $ 25,000 | $ 246,000 |
| Polk County Georgia | 1 | $ 323,000 | $ 323,000 | $ 72,000 |
| Rabun County Georgia | 1 | $ 64,000 | $ 64,000 | $ 24,000 |
| Richmond County Georgia | 1 | $ 132,000 | $ 132,000 | $ 64,000 |
| Troup County Georgia | 1 | $ 11,000 | $ 11,000 | $ 156,000 |
| Hamilton County Indiana | 1 | $ 150,000 | $ 150,000 | $ 74,000 |
| Ohio County Indiana | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
| Shelby County Indiana | 1 | $ 117,000 | $ 117,000 | $ 51,000 |
| Harrison County Iowa | 1 | $ 61,000 | $ 61,000 | $ 26,000 |
| Campbell County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 24,000 |
| Fayette County Kentucky | 1 | $ 184,000 | $ 184,000 | $ 210,000 |
| Grant County Kentucky | 1 | $ 58,000 | $ 58,000 | $ 64,000 |
| Greenup County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 629,000 |
| Jefferson County Kentucky | 1 | $ 32,000 | $ 32,000 | $ 35,000 |
| Marion County Kentucky | 1 | $ 228,000 | $ 228,000 | $ 87,000 |
| Oldham County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 83,000 |
| Wayne County Kentucky | 1 | $ 58,000 | $ 58,000 | $ 22,000 |
| St. Tammany County Louisiana | 1 | $ 103,000 | $ 103,000 | $ 35,000 |
| Sagadahoc County Maine | 1 | $ 102,000 | $ 102,000 | $ 234,000 |
| Anne Arundel County Maryland | 1 | $ 161,000 | $ 161,000 | $ 107,000 |
| Bristol County Massachusetts | 1 | $ 144,000 | $ 144,000 | $ 60,000 |
| Hampden County Massachusetts | 1 | $ 74,000 | $ 74,000 | $ 38,000 |
| Plymouth County Massachusetts | 1 | $ 120,000 | $ 120,000 | $ 144,000 |
| Genesee County Michigan | 1 | $ 142,000 | $ 142,000 | $ 38,000 |
| Huron County Michigan | 1 | $ 75,000 | $ 75,000 | $ 102,000 |
| Macomb County Michigan | 1 | $ 396,000 | $ 396,000 | $ 200,000 |
| Lauderdale County Mississippi | 1 | $ 108,000 | $ 108,000 | $ 97,000 |
| Walthall County Mississippi | 1 | $ 42,000 | $ 42,000 | $ 50,000 |
| Webster County Missouri | 1 | $ 70,000 | $ 70,000 | $ 43,000 |
| Yellowstone County Montana | 1 | $ 256,000 | $ 256,000 | $ 92,000 |
| Douglas County Nevada | 1 | $ 295,000 | $ 295,000 | $ 159,000 |
| Washoe County Nevada | 1 | $ 134,000 | $ 134,000 | $ 26,000 |
| Merrimack County New Hampshire | 1 | $ 165,000 | $ 165,000 | $ 204,000 |
| Strafford County New Hampshire | 1 | $ 170,000 | $ 170,000 | $ 92,000 |
| Camden County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 147,000 |
| Ocean County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 210,000 |
| Sussex County New Jersey | 1 | $ 194,000 | $ 194,000 | $ 65,000 |
| Bernalillo County New Mexico | 1 | $ 84,000 | $ 84,000 | $ 18,000 |
| Santa Fe County New Mexico | 1 | $ 76,000 | $ 76,000 | $ 53,000 |
| Kings County New York | 1 | $ 472,000 | $ 472,000 | $ 96,000 |
| Saratoga County New York | 1 | $ 196,000 | $ 196,000 | $ 25,000 |
| Schenectady County New York | 1 | $ 112,000 | $ 112,000 | $ 42,000 |
| Carteret County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 62,000 |
| Forsyth County North Carolina | 1 | $ 149,000 | $ 149,000 | $ 150,000 |
| Rutherford County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 27,000 |
| Surry County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 33,000 |
| Union County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 27,000 |
| Cuyahoga County Ohio | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Erie County Ohio | 1 | $ 302,000 | $ 302,000 | $ 111,000 |
| Fairfield County Ohio | 1 | $ 200,000 | $ 200,000 | $ 150,000 |
| Hamilton County Ohio | 1 | $ 94,000 | $ 94,000 | $ 229,000 |
| Cleveland County Oklahoma | 1 | $ 157,000 | $ 157,000 | $ 72,000 |
| Tulsa County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Deschutes County Oregon | 1 | $ 130,000 | $ 130,000 | $ 89,000 |
| Tillamook County Oregon | 1 | $ 63,000 | $ 63,000 | $ 29,000 |
| Allegheny County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 94,000 |
| Bucks County Pennsylvania | 1 | $ 352,000 | $ 352,000 | $ 127,000 |
| Centre County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 70,000 |
| Lebanon County Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 120,000 |
| Anderson County South Carolina | 1 | $ 34,000 | $ 34,000 | $ 26,000 |
| Charleston County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 120,000 |
| Horry County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 49,000 |
| Lexington County South Carolina | 1 | $ 270,000 | $ 270,000 | $ 86,000 |
| Oconee County South Carolina | 1 | $ 176,000 | $ 176,000 | $ 138,000 |
| Pickens County South Carolina | 1 | $ 134,000 | $ 134,000 | $ 120,000 |
| Bedford County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 56,000 |
| Lauderdale County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 43,000 |
| Loudon County Tennessee | 1 | $ 63,000 | $ 63,000 | $ 29,000 |
| Monroe County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 72,000 |
| Williamson County Tennessee | 1 | $ 162,000 | $ 162,000 | $ 45,000 |
| Bosque County Texas | 1 | $ 61,000 | $ 61,000 | $ 39,000 |
| Harris County Texas | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Henderson County Texas | 1 | $ 635,000 | $ 635,000 | $ 110,000 |
| Taylor County Texas | 1 | $ 133,000 | $ 133,000 | $ 78,000 |
| Wise County Texas | 1 | $ 38,000 | $ 38,000 | $ 48,000 |
| Summit County Utah | 1 | $ 200,000 | $ 200,000 | $ 45,000 |
| Tooele County Utah | 1 | $ 187,000 | $ 187,000 | $ 69,000 |
| Franklin County Vermont | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| Fairfax City County Virginia | 1 | $ 254,000 | $ 254,000 | $ 102,000 |
| Norfolk County Virginia | 1 | $ 200,000 | $ 200,000 | $ 139,000 |
| King County Washington | 1 | $ 98,000 | $ 98,000 | $ 52,000 |
| Pierce County Washington | 1 | $ 238,000 | $ 238,000 | $ 57,000 |
| Snohomish County Washington | 1 | $ 168,000 | $ 168,000 | $ 46,000 |
| Barbour County West Virginia | 1 | $ 460,000 | $ 460,000 | $ 144,000 |
Mortgage Loan Application Detail Totals for Delta Community Credit Union in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 590 | $82,195,000 | $172,750 | $470,000 | $95,944 | $629,000 |
| Home Improvement (one-to-four family) | 486 | $15,357,000 | $32,416 | $200,000 | $79,583 | $320,000 |
| Home Purchase (one-to-four family) | 151 | $25,144,000 | $164,807 | $635,000 | $83,807 | $308,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 668 | $73,655,000 | $116,666 | $635,000 | $85,846 | $629,000 |
| Information not provided by applicant in mail or telephone application | 425 | $36,023,000 | $104,294 | $472,000 | $87,264 | $320,000 |
| Black | 67 | $5,513,000 | $87,142 | $376,000 | $58,285 | $228,000 |
| Hispanic | 34 | $3,405,000 | $84,000 | $255,000 | $93,142 | $310,000 |
| Other | 15 | $1,234,000 | $95,166 | $180,000 | $130,166 | $288,000 |
| Asian or Pacific Islander | 14 | $2,041,000 | $162,800 | $388,000 | $64,000 | $246,000 |
| American Indian or Alaskan Native | 4 | $825,000 | $206,000 | $257,000 | $69,000 | $96,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,227 | $122,696,000 | $115,666 | $635,000 | $88,355 | $629,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 731 | $69,040,000 | $107,073 | $470,000 | $89,512 | $308,000 |
| Application Withdrawn By Applicant | 176 | $12,291,000 | $88,480 | $460,000 | $91,360 | $320,000 |
| File Closed For Incompleteness | 171 | $25,751,000 | $154,000 | $635,000 | $86,933 | $291,000 |
| Application Denied By Financial Institution | 108 | $9,165,000 | $115,842 | $472,000 | $83,947 | $629,000 |
| Application Approved But Not Accepted | 41 | $6,449,000 | $169,909 | $402,000 | $81,727 | $223,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 28 | $696,000 | $28,000 | $80,000 | $59,888 | $117,000 |
| Other | 23 | $599,000 | $33,875 | $65,000 | $66,000 | $148,000 |
| Employment History | 15 | $419,000 | $26,250 | $50,000 | $45,000 | $129,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Delta Community Credit Union's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Delta Community Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.