Delta Community Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Delta Community Credit Union 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Delta Community Credit Union 3270 Riverwood Pkwy Atlanta, GA 30339 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,205 |
| Total Mortgage Loan Application Amount | $383,579,000 |
| Average Mortgage Loan Application Amount | $138,000 |
| Highest Mortgage Loan Application Amount | $1,285,000 |
| Average Applicant Income | $87,333 |
| Highest Applicant Income | $1,146,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Delta Community Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Delta Community Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Delta Community Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Delta Community Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Delta Community Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Delta Community Credit Union's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fayette County Georgia | 234 | $ 42,694,000 | $ 182,000 | $ 95,000 |
| Fulton County Georgia | 224 | $ 39,052,000 | $ 174,000 | $ 84,000 |
| Henry County Georgia | 204 | $ 30,368,000 | $ 148,000 | $ 75,000 |
| Cobb County Georgia | 200 | $ 35,558,000 | $ 177,000 | $ 84,000 |
| Coweta County Georgia | 191 | $ 30,142,000 | $ 157,000 | $ 83,000 |
| Clayton County Georgia | 97 | $ 9,415,000 | $ 97,000 | $ 62,000 |
| DeKalb County Georgia | 92 | $ 18,341,000 | $ 199,000 | $ 99,000 |
| Gwinnett County Georgia | 66 | $ 12,671,000 | $ 191,000 | $ 84,000 |
| Paulding County Georgia | 27 | $ 3,656,000 | $ 135,000 | $ 79,000 |
| Douglas County Georgia | 26 | $ 3,824,000 | $ 147,000 | $ 78,000 |
| Spalding County Georgia | 23 | $ 3,227,000 | $ 140,000 | $ 69,000 |
| Salt Lake County Utah | 23 | $ 5,249,000 | $ 228,000 | $ 77,000 |
| Butts County Georgia | 16 | $ 1,763,000 | $ 110,000 | $ 73,000 |
| Carroll County Georgia | 16 | $ 2,711,000 | $ 169,000 | $ 85,000 |
| Cherokee County Georgia | 16 | $ 2,554,000 | $ 159,000 | $ 75,000 |
| Boone County Kentucky | 16 | $ 2,424,000 | $ 151,000 | $ 78,000 |
| Broward County Florida | 13 | $ 2,511,000 | $ 193,000 | $ 75,000 |
| Hillsborough County Florida | 12 | $ 2,144,000 | $ 178,000 | $ 76,000 |
| Pike County Georgia | 12 | $ 1,826,000 | $ 152,000 | $ 83,000 |
| Maricopa County Arizona | 11 | $ 2,734,000 | $ 248,000 | $ 82,000 |
| Orange County Florida | 11 | $ 2,480,000 | $ 225,000 | $ 108,000 |
| Forsyth County Georgia | 11 | $ 1,934,000 | $ 175,000 | $ 81,000 |
| Newton County Georgia | 11 | $ 1,823,000 | $ 165,000 | $ 84,000 |
| Miami-Dade County Florida | 10 | $ 1,723,000 | $ 172,000 | $ 107,000 |
| Kenton County Kentucky | 10 | $ 1,286,000 | $ 128,000 | $ 73,000 |
| Hamilton County Ohio | 10 | $ 1,543,000 | $ 154,000 | $ 73,000 |
| Los Angeles County California | 9 | $ 4,207,000 | $ 467,000 | $ 150,000 |
| Walton County Georgia | 9 | $ 1,855,000 | $ 206,000 | $ 81,000 |
| Tarrant County Texas | 9 | $ 1,347,000 | $ 149,000 | $ 92,000 |
| Rockdale County Georgia | 8 | $ 1,587,000 | $ 198,000 | $ 73,000 |
| Bay County Florida | 7 | $ 1,161,000 | $ 165,000 | $ 262,000 |
| Clarke County Georgia | 7 | $ 588,000 | $ 84,000 | $ 74,000 |
| Shelby County Tennessee | 7 | $ 1,060,000 | $ 151,000 | $ 89,000 |
| Clark County Washington | 7 | $ 1,288,000 | $ 184,000 | $ 97,000 |
| Duval County Florida | 6 | $ 1,046,000 | $ 174,000 | $ 71,000 |
| Polk County Florida | 6 | $ 942,000 | $ 157,000 | $ 78,000 |
| Volusia County Florida | 6 | $ 959,000 | $ 159,000 | $ 100,000 |
| Putnam County Georgia | 6 | $ 853,000 | $ 142,000 | $ 86,000 |
| Essex County Massachusetts | 6 | $ 1,778,000 | $ 296,000 | $ 106,000 |
| Baldwin County Alabama | 5 | $ 1,191,000 | $ 238,000 | $ 183,000 |
| Bibb County Georgia | 5 | $ 526,000 | $ 105,000 | $ 56,000 |
| Houston County Georgia | 5 | $ 553,000 | $ 110,000 | $ 67,000 |
| Meriwether County Georgia | 5 | $ 502,000 | $ 100,000 | $ 82,000 |
| Union County Georgia | 5 | $ 852,000 | $ 170,000 | $ 108,000 |
| Cook County Illinois | 5 | $ 922,000 | $ 184,000 | $ 88,000 |
| Suffolk County Massachusetts | 5 | $ 2,220,000 | $ 444,000 | $ 146,000 |
| DeSoto County Mississippi | 5 | $ 762,000 | $ 152,000 | $ 84,000 |
| Clark County Nevada | 5 | $ 970,000 | $ 194,000 | $ 66,000 |
| Guilford County North Carolina | 5 | $ 1,110,000 | $ 222,000 | $ 100,000 |
| Mecklenburg County North Carolina | 5 | $ 1,274,000 | $ 254,000 | $ 113,000 |
| Knox County Tennessee | 5 | $ 613,000 | $ 122,000 | $ 49,000 |
| Dallas County Texas | 5 | $ 708,000 | $ 141,000 | $ 68,000 |
| Harris County Texas | 5 | $ 1,339,000 | $ 267,000 | $ 143,000 |
| Davis County Utah | 5 | $ 1,131,000 | $ 226,000 | $ 89,000 |
| Lee County Florida | 4 | $ 1,012,000 | $ 253,000 | $ 127,000 |
| Leon County Florida | 4 | $ 812,000 | $ 203,000 | $ 61,000 |
| Osceola County Florida | 4 | $ 766,000 | $ 191,000 | $ 106,000 |
| Glynn County Georgia | 4 | $ 1,065,000 | $ 266,000 | $ 76,000 |
| Jackson County Georgia | 4 | $ 537,000 | $ 134,000 | $ 74,000 |
| Oconee County Georgia | 4 | $ 800,000 | $ 200,000 | $ 117,000 |
| Pickens County Georgia | 4 | $ 503,000 | $ 125,000 | $ 107,000 |
| Upson County Georgia | 4 | $ 168,000 | $ 42,000 | $ 46,000 |
| Beaufort County South Carolina | 4 | $ 1,005,000 | $ 251,000 | $ 116,000 |
| Riverside County California | 3 | $ 962,000 | $ 320,000 | $ 124,000 |
| San Diego County California | 3 | $ 1,092,000 | $ 364,000 | $ 144,000 |
| Lake County Florida | 3 | $ 438,000 | $ 146,000 | $ 68,000 |
| Manatee County Florida | 3 | $ 910,000 | $ 303,000 | $ 205,000 |
| Martin County Florida | 3 | $ 655,000 | $ 218,000 | $ 87,000 |
| Pasco County Florida | 3 | $ 537,000 | $ 179,000 | $ 71,000 |
| Bartow County Georgia | 3 | $ 670,000 | $ 223,000 | $ 57,000 |
| Chatham County Georgia | 3 | $ 700,000 | $ 233,000 | $ 108,000 |
| Columbia County Georgia | 3 | $ 347,000 | $ 115,000 | $ 67,000 |
| Gilmer County Georgia | 3 | $ 648,000 | $ 216,000 | $ 125,000 |
| Greene County Georgia | 3 | $ 660,000 | $ 220,000 | $ 286,000 |
| Hall County Georgia | 3 | $ 850,000 | $ 283,000 | $ 59,000 |
| Hancock County Georgia | 3 | $ 432,000 | $ 144,000 | $ 199,000 |
| Troup County Georgia | 3 | $ 437,000 | $ 145,000 | $ 133,000 |
| Jefferson County Louisiana | 3 | $ 381,000 | $ 127,000 | $ 43,000 |
| Orleans County Louisiana | 3 | $ 693,000 | $ 231,000 | $ 80,000 |
| St. Louis City County Missouri | 3 | $ 295,000 | $ 98,000 | $ 284,000 |
| Nassau County New York | 3 | $ 796,000 | $ 265,000 | $ 92,000 |
| Clackamas County Oregon | 3 | $ 462,000 | $ 154,000 | $ 75,000 |
| Hamilton County Tennessee | 3 | $ 532,000 | $ 177,000 | $ 122,000 |
| Summit County Utah | 3 | $ 664,000 | $ 221,000 | $ 87,000 |
| Jefferson County Alabama | 2 | $ 353,000 | $ 176,000 | $ 66,000 |
| Limestone County Alabama | 2 | $ 136,000 | $ 68,000 | $ 36,000 |
| Mobile County Alabama | 2 | $ 490,000 | $ 245,000 | $ 89,000 |
| Tallapoosa County Alabama | 2 | $ 725,000 | $ 362,000 | $ 365,000 |
| Alameda County California | 2 | $ 864,000 | $ 432,000 | $ 139,000 |
| Orange County California | 2 | $ 405,000 | $ 202,000 | $ 221,000 |
| Santa Clara County California | 2 | $ 1,094,000 | $ 547,000 | $ 141,000 |
| Arapahoe County Colorado | 2 | $ 443,000 | $ 221,000 | $ 63,000 |
| Denver County Colorado | 2 | $ 287,000 | $ 143,000 | $ 81,000 |
| El Paso County Colorado | 2 | $ 643,000 | $ 321,000 | $ 193,000 |
| Jefferson County Colorado | 2 | $ 560,000 | $ 280,000 | $ 106,000 |
| Larimer County Colorado | 2 | $ 345,000 | $ 172,000 | $ 59,000 |
| Fairfield County Connecticut | 2 | $ 930,000 | $ 465,000 | $ 237,000 |
| Brevard County Florida | 2 | $ 521,000 | $ 260,000 | $ 100,000 |
| Indian River County Florida | 2 | $ 475,000 | $ 237,000 | $ 278,000 |
| Okaloosa County Florida | 2 | $ 432,000 | $ 216,000 | $ 117,000 |
| Palm Beach County Florida | 2 | $ 442,000 | $ 221,000 | $ 85,000 |
| Santa Rosa County Florida | 2 | $ 210,000 | $ 105,000 | $ 90,000 |
| Sarasota County Florida | 2 | $ 90,000 | $ 45,000 | $ 41,000 |
| Seminole County Florida | 2 | $ 420,000 | $ 210,000 | $ 123,000 |
| St. Johns County Florida | 2 | $ 392,000 | $ 196,000 | $ 72,000 |
| Walton County Florida | 2 | $ 475,000 | $ 237,000 | $ 127,000 |
| Barrow County Georgia | 2 | $ 289,000 | $ 144,000 | $ 60,000 |
| Bulloch County Georgia | 2 | $ 274,000 | $ 137,000 | $ 86,000 |
| Camden County Georgia | 2 | $ 334,000 | $ 167,000 | $ 51,000 |
| Fannin County Georgia | 2 | $ 260,000 | $ 130,000 | $ 75,000 |
| Haralson County Georgia | 2 | $ 85,000 | $ 42,000 | $ 37,000 |
| Harris County Georgia | 2 | $ 340,000 | $ 170,000 | $ 112,000 |
| Hart County Georgia | 2 | $ 544,000 | $ 272,000 | $ 155,000 |
| Jasper County Georgia | 2 | $ 270,000 | $ 135,000 | $ 86,000 |
| Lamar County Georgia | 2 | $ 240,000 | $ 120,000 | $ 80,000 |
| Monroe County Georgia | 2 | $ 165,000 | $ 82,000 | $ 43,000 |
| Morgan County Georgia | 2 | $ 258,000 | $ 129,000 | $ 62,000 |
| Honolulu County Hawaii | 2 | $ 605,000 | $ 302,000 | $ 137,000 |
| Winnebago County Illinois | 2 | $ 422,000 | $ 211,000 | $ 63,000 |
| Morgan County Indiana | 2 | $ 470,000 | $ 235,000 | $ 121,000 |
| Bullitt County Kentucky | 2 | $ 375,000 | $ 187,000 | $ 63,000 |
| Jefferson County Kentucky | 2 | $ 474,000 | $ 237,000 | $ 138,000 |
| St. Tammany County Louisiana | 2 | $ 252,000 | $ 126,000 | $ 53,000 |
| Plymouth County Massachusetts | 2 | $ 670,000 | $ 335,000 | $ 92,000 |
| Dakota County Minnesota | 2 | $ 349,000 | $ 174,000 | $ 58,000 |
| Hillsborough County New Hampshire | 2 | $ 299,000 | $ 149,000 | $ 63,000 |
| Merrimack County New Hampshire | 2 | $ 664,000 | $ 332,000 | $ 89,000 |
| Burlington County New Jersey | 2 | $ 551,000 | $ 275,000 | $ 93,000 |
| Hudson County New Jersey | 2 | $ 386,000 | $ 193,000 | $ 109,000 |
| Union County New Jersey | 2 | $ 316,000 | $ 158,000 | $ 108,000 |
| Bronx County New York | 2 | $ 290,000 | $ 145,000 | $ 43,000 |
| New York County New York | 2 | $ 1,340,000 | $ 670,000 | $ 339,000 |
| Queens County New York | 2 | $ 790,000 | $ 395,000 | $ 97,000 |
| Suffolk County New York | 2 | $ 391,000 | $ 195,000 | $ 88,000 |
| Avery County North Carolina | 2 | $ 780,000 | $ 390,000 | $ 193,000 |
| Forsyth County North Carolina | 2 | $ 566,000 | $ 283,000 | $ 62,000 |
| Jackson County North Carolina | 2 | $ 498,000 | $ 249,000 | $ 255,000 |
| Macon County North Carolina | 2 | $ 369,000 | $ 184,000 | $ 142,000 |
| Clermont County Ohio | 2 | $ 282,000 | $ 141,000 | $ 42,000 |
| Franklin County Ohio | 2 | $ 296,000 | $ 148,000 | $ 127,000 |
| Montgomery County Ohio | 2 | $ 242,000 | $ 121,000 | $ 136,000 |
| Cleveland County Oklahoma | 2 | $ 283,000 | $ 141,000 | $ 88,000 |
| Oklahoma County Oklahoma | 2 | $ 416,000 | $ 208,000 | $ 42,000 |
| Multnomah County Oregon | 2 | $ 364,000 | $ 182,000 | $ 87,000 |
| Allegheny County Pennsylvania | 2 | $ 231,000 | $ 115,000 | $ 55,000 |
| Aiken County South Carolina | 2 | $ 286,000 | $ 143,000 | $ 64,000 |
| Horry County South Carolina | 2 | $ 321,000 | $ 160,000 | $ 77,000 |
| Oconee County South Carolina | 2 | $ 455,000 | $ 227,000 | $ 123,000 |
| Davidson County Tennessee | 2 | $ 318,000 | $ 159,000 | $ 50,000 |
| Jefferson County Tennessee | 2 | $ 155,000 | $ 77,000 | $ 51,000 |
| Sevier County Tennessee | 2 | $ 390,000 | $ 195,000 | $ 78,000 |
| Bexar County Texas | 2 | $ 501,000 | $ 250,000 | $ 123,000 |
| Parker County Texas | 2 | $ 423,000 | $ 211,000 | $ 117,000 |
| Tooele County Utah | 2 | $ 252,000 | $ 126,000 | $ 52,000 |
| Prince William County Virginia | 2 | $ 453,000 | $ 226,000 | $ 70,000 |
| Roanoke City County Virginia | 2 | $ 271,000 | $ 135,000 | $ 131,000 |
| Spokane County Washington | 2 | $ 408,000 | $ 204,000 | $ 81,000 |
| Barbour County Alabama | 1 | $ 161,000 | $ 161,000 | $ 125,000 |
| Calhoun County Alabama | 1 | $ 126,000 | $ 126,000 | $ 89,000 |
| Cherokee County Alabama | 1 | $ 153,000 | $ 153,000 | $ 115,000 |
| Colbert County Alabama | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| Lee County Alabama | 1 | $ 200,000 | $ 200,000 | $ 110,000 |
| Shelby County Alabama | 1 | $ 300,000 | $ 300,000 | $ 144,000 |
| Walker County Alabama | 1 | $ 231,000 | $ 231,000 | $ 70,000 |
| Pima County Arizona | 1 | $ 223,000 | $ 223,000 | $ 50,000 |
| Pinal County Arizona | 1 | $ 250,000 | $ 250,000 | $ 50,000 |
| Yuma County Arizona | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Sebastian County Arkansas | 1 | $ 76,000 | $ 76,000 | $ 498,000 |
| Adams County Colorado | 1 | $ 231,000 | $ 231,000 | $ 86,000 |
| Gunnison County Colorado | 1 | $ 200,000 | $ 200,000 | $ 46,000 |
| Mesa County Colorado | 1 | $ 374,000 | $ 374,000 | $ 67,000 |
| San Miguel County Colorado | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Hartford County Connecticut | 1 | $ 285,000 | $ 285,000 | $ 77,000 |
| Middlesex County Connecticut | 1 | $ 340,000 | $ 340,000 | $ 55,000 |
| New Haven County Connecticut | 1 | $ 70,000 | $ 70,000 | $ 39,000 |
| New Castle County Delaware | 1 | $ 417,000 | $ 417,000 | $ 161,000 |
| District of Columbia County District Of Columbia | 1 | $ 339,000 | $ 339,000 | $ 117,000 |
| Alachua County Florida | 1 | $ 100,000 | $ 100,000 | $ 66,000 |
| Collier County Florida | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Franklin County Florida | 1 | $ 70,000 | $ 70,000 | $ 65,000 |
| Highlands County Florida | 1 | $ 150,000 | $ 150,000 | $ 76,000 |
| Monroe County Florida | 1 | $ 20,000 | $ 20,000 | $ 108,000 |
| Okeechobee County Florida | 1 | $ 98,000 | $ 98,000 | $ 42,000 |
| Pinellas County Florida | 1 | $ 124,000 | $ 124,000 | $ 81,000 |
| St. Lucie County Florida | 1 | $ 112,000 | $ 112,000 | $ 46,000 |
| Taylor County Florida | 1 | $ 70,000 | $ 70,000 | $ 37,000 |
| Dawson County Georgia | 1 | $ 93,000 | $ 93,000 | $ 50,000 |
| Dodge County Georgia | 1 | $ 50,000 | $ 50,000 | $ 183,000 |
| Dougherty County Georgia | 1 | $ 30,000 | $ 30,000 | $ 39,000 |
| Effingham County Georgia | 1 | $ 83,000 | $ 83,000 | $ 130,000 |
| Gordon County Georgia | 1 | $ 288,000 | $ 288,000 | $ 276,000 |
| Habersham County Georgia | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| Heard County Georgia | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Liberty County Georgia | 1 | $ 196,000 | $ 196,000 | $ 169,000 |
| Lumpkin County Georgia | 1 | $ 596,000 | $ 596,000 | $ 113,000 |
| Muscogee County Georgia | 1 | $ 40,000 | $ 40,000 | $ 39,000 |
| Polk County Georgia | 1 | $ 27,000 | $ 27,000 | $ 24,000 |
| Rabun County Georgia | 1 | $ 725,000 | $ 725,000 | $ 209,000 |
| Richmond County Georgia | 1 | $ 194,000 | $ 194,000 | $ 75,000 |
| Stephens County Georgia | 1 | $ 90,000 | $ 90,000 | $ 33,000 |
| Sumter County Georgia | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Tift County Georgia | 1 | $ 108,000 | $ 108,000 | $ 42,000 |
| Towns County Georgia | 1 | $ 40,000 | $ 40,000 | $ 34,000 |
| Treutlen County Georgia | 1 | $ 144,000 | $ 144,000 | $ 92,000 |
| White County Georgia | 1 | $ 242,000 | $ 242,000 | $ 140,000 |
| Hawaii County Hawaii | 1 | $ 296,000 | $ 296,000 | $ 24,000 |
| Champaign County Illinois | 1 | $ 133,000 | $ 133,000 | $ 28,000 |
| DuPage County Illinois | 1 | $ 136,000 | $ 136,000 | $ 27,000 |
| Lake County Illinois | 1 | $ 620,000 | $ 620,000 | $ 256,000 |
| McHenry County Illinois | 1 | $ 348,000 | $ 348,000 | $ 108,000 |
| Will County Illinois | 1 | $ 256,000 | $ 256,000 | $ 134,000 |
| Decatur County Indiana | 1 | $ 180,000 | $ 180,000 | $ 47,000 |
| Franklin County Indiana | 1 | $ 161,000 | $ 161,000 | $ 36,000 |
| Jackson County Indiana | 1 | $ 63,000 | $ 63,000 | $ 69,000 |
| Ohio County Indiana | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Ripley County Indiana | 1 | $ 320,000 | $ 320,000 | $ 150,000 |
| St. Joseph County Indiana | 1 | $ 182,000 | $ 182,000 | $ 66,000 |
| Marion County Iowa | 1 | $ 200,000 | $ 200,000 | $ 120,000 |
| Campbell County Kentucky | 1 | $ 192,000 | $ 192,000 | $ 114,000 |
| Owen County Kentucky | 1 | $ 48,000 | $ 48,000 | $ 209,000 |
| Trimble County Kentucky | 1 | $ 177,000 | $ 177,000 | $ 73,000 |
| Acadia County Louisiana | 1 | $ 191,000 | $ 191,000 | $ 115,000 |
| Cumberland County Maine | 1 | $ 189,000 | $ 189,000 | $ 182,000 |
| Sagadahoc County Maine | 1 | $ 130,000 | $ 130,000 | $ 123,000 |
| York County Maine | 1 | $ 416,000 | $ 416,000 | $ 34,000 |
| Anne Arundel County Maryland | 1 | $ 260,000 | $ 260,000 | $ 55,000 |
| Baltimore City County Maryland | 1 | $ 57,000 | $ 57,000 | $ 82,000 |
| Frederick County Maryland | 1 | $ 262,000 | $ 262,000 | $ 139,000 |
| Howard County Maryland | 1 | $ 543,000 | $ 543,000 | $ 200,000 |
| Prince George's County Maryland | 1 | $ 312,000 | $ 312,000 | $ 61,000 |
| Bristol County Massachusetts | 1 | $ 180,000 | $ 180,000 | $ 100,000 |
| Hampden County Massachusetts | 1 | $ 194,000 | $ 194,000 | $ 97,000 |
| Middlesex County Massachusetts | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| Worcester County Massachusetts | 1 | $ 300,000 | $ 300,000 | $ 37,000 |
| Charlevoix County Michigan | 1 | $ 140,000 | $ 140,000 | $ 163,000 |
| Macomb County Michigan | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Monroe County Michigan | 1 | $ 84,000 | $ 84,000 | $ 51,000 |
| Anoka County Minnesota | 1 | $ 162,000 | $ 162,000 | $ 92,000 |
| Itasca County Minnesota | 1 | $ 140,000 | $ 140,000 | $ 30,000 |
| St. Louis County Minnesota | 1 | $ 240,000 | $ 240,000 | $ 155,000 |
| Lincoln County Mississippi | 1 | $ 240,000 | $ 240,000 | $ 78,000 |
| Rankin County Mississippi | 1 | $ 60,000 | $ 60,000 | $ 56,000 |
| Tate County Mississippi | 1 | $ 81,000 | $ 81,000 | $ 70,000 |
| Yazoo County Mississippi | 1 | $ 350,000 | $ 350,000 | $ 200,000 |
| Clay County Missouri | 1 | $ 200,000 | $ 200,000 | $ 89,000 |
| Greene County Missouri | 1 | $ 112,000 | $ 112,000 | $ 133,000 |
| Platte County Missouri | 1 | $ 493,000 | $ 493,000 | $ 160,000 |
| Ralls County Missouri | 1 | $ 176,000 | $ 176,000 | $ 82,000 |
| Stone County Missouri | 1 | $ 151,000 | $ 151,000 | $ 32,000 |
| Taney County Missouri | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Cascade County Montana | 1 | $ 67,000 | $ 67,000 | $ 92,000 |
| Flathead County Montana | 1 | $ 330,000 | $ 330,000 | $ 64,000 |
| Yellowstone County Montana | 1 | $ 308,000 | $ 308,000 | $ 115,000 |
| Cheshire County New Hampshire | 1 | $ 268,000 | $ 268,000 | $ 118,000 |
| Grafton County New Hampshire | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
| Rockingham County New Hampshire | 1 | $ 263,000 | $ 263,000 | $ 160,000 |
| Strafford County New Hampshire | 1 | $ 172,000 | $ 172,000 | $ 86,000 |
| Bergen County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 27,000 |
| Mercer County New Jersey | 1 | $ 160,000 | $ 160,000 | $ 140,000 |
| Monmouth County New Jersey | 1 | $ 653,000 | $ 653,000 | $ 434,000 |
| Morris County New Jersey | 1 | $ 266,000 | $ 266,000 | $ 80,000 |
| Bernalillo County New Mexico | 1 | $ 300,000 | $ 300,000 | $ 90,000 |
| Cattaraugus County New York | 1 | $ 88,000 | $ 88,000 | $ 55,000 |
| Erie County New York | 1 | $ 162,000 | $ 162,000 | $ 89,000 |
| Kings County New York | 1 | $ 76,000 | $ 76,000 | $ 45,000 |
| Monroe County New York | 1 | $ 160,000 | $ 160,000 | $ 46,000 |
| Onondaga County New York | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Orange County New York | 1 | $ 353,000 | $ 353,000 | $ 138,000 |
| Saratoga County New York | 1 | $ 376,000 | $ 376,000 | $ 75,000 |
| Buncombe County North Carolina | 1 | $ 374,000 | $ 374,000 | $ 89,000 |
| Cabarrus County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 49,000 |
| Chatham County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 124,000 |
| Clay County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 94,000 |
| Craven County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 93,000 |
| Gaston County North Carolina | 1 | $ 44,000 | $ 44,000 | $ 48,000 |
| Moore County North Carolina | 1 | $ 636,000 | $ 636,000 | $ 216,000 |
| Nash County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| Scotland County North Carolina | 1 | $ 198,000 | $ 198,000 | $ 90,000 |
| Swain County North Carolina | 1 | $ 203,000 | $ 203,000 | $ 64,000 |
| Transylvania County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 70,000 |
| Wake County North Carolina | 1 | $ 127,000 | $ 127,000 | $ 74,000 |
| Butler County Ohio | 1 | $ 224,000 | $ 224,000 | $ 145,000 |
| Cuyahoga County Ohio | 1 | $ 205,000 | $ 205,000 | $ 151,000 |
| Lorain County Ohio | 1 | $ 299,000 | $ 299,000 | $ 95,000 |
| Summit County Ohio | 1 | $ 240,000 | $ 240,000 | $ 190,000 |
| Stephens County Oklahoma | 1 | $ 152,000 | $ 152,000 | $ 102,000 |
| Adams County Pennsylvania | 1 | $ 384,000 | $ 384,000 | $ 85,000 |
| Cumberland County Pennsylvania | 1 | $ 141,000 | $ 141,000 | $ 85,000 |
| Lehigh County Pennsylvania | 1 | $ 176,000 | $ 176,000 | $ 52,000 |
| Philadelphia County Pennsylvania | 1 | $ 336,000 | $ 336,000 | $ 142,000 |
| Schuylkill County Pennsylvania | 1 | $ 57,000 | $ 57,000 | $ 67,000 |
| Somerset County Pennsylvania | 1 | $ 111,000 | $ 111,000 | $ 83,000 |
| Washington County Pennsylvania | 1 | $ 77,000 | $ 77,000 | $ 62,000 |
| Wyoming County Pennsylvania | 1 | $ 101,000 | $ 101,000 | $ 24,000 |
| Charleston County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 66,000 |
| Clarendon County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 105,000 |
| Greenville County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 70,000 |
| Kershaw County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 55,000 |
| Lexington County South Carolina | 1 | $ 132,000 | $ 132,000 | $ 114,000 |
| Richland County South Carolina | 1 | $ 123,000 | $ 123,000 | $ 41,000 |
| Spartanburg County South Carolina | 1 | $ 108,000 | $ 108,000 | $ 53,000 |
| Bedford County Tennessee | 1 | $ 256,000 | $ 256,000 | $ 38,000 |
| Fayette County Tennessee | 1 | $ 97,000 | $ 97,000 | $ 46,000 |
| Monroe County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 154,000 |
| Sumner County Tennessee | 1 | $ 191,000 | $ 191,000 | $ 61,000 |
| Cameron County Texas | 1 | $ 108,000 | $ 108,000 | $ 90,000 |
| Collin County Texas | 1 | $ 170,000 | $ 170,000 | $ 83,000 |
| Ellis County Texas | 1 | $ 201,000 | $ 201,000 | $ 105,000 |
| Fort Bend County Texas | 1 | $ 200,000 | $ 200,000 | $ 140,000 |
| Freestone County Texas | 1 | $ 18,000 | $ 18,000 | $ 70,000 |
| Val Verde County Texas | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Utah County Utah | 1 | $ 220,000 | $ 220,000 | $ 46,000 |
| Washington County Utah | 1 | $ 39,000 | $ 39,000 | $ 121,000 |
| Weber County Utah | 1 | $ 86,000 | $ 86,000 | $ 22,000 |
| Orleans County Vermont | 1 | $ 294,000 | $ 294,000 | $ 120,000 |
| Arlington County Virginia | 1 | $ 344,000 | $ 344,000 | $ 117,000 |
| Hampton County Virginia | 1 | $ 150,000 | $ 150,000 | $ 83,000 |
| Loudoun County Virginia | 1 | $ 414,000 | $ 414,000 | $ 120,000 |
| Richmond City County Virginia | 1 | $ 318,000 | $ 318,000 | $ 145,000 |
| Stafford County Virginia | 1 | $ 204,000 | $ 204,000 | $ 44,000 |
| Virginia Beach County Virginia | 1 | $ 330,000 | $ 330,000 | $ 140,000 |
| Benton County Washington | 1 | $ 210,000 | $ 210,000 | $ 83,000 |
| King County Washington | 1 | $ 1,280,000 | $ 1,280,000 | $ 412,000 |
| Lewis County Washington | 1 | $ 160,000 | $ 160,000 | $ 51,000 |
| Pierce County Washington | 1 | $ 237,000 | $ 237,000 | $ 72,000 |
| Stevens County Washington | 1 | $ 130,000 | $ 130,000 | $ 97,000 |
| Berkeley County West Virginia | 1 | $ 126,000 | $ 126,000 | $ 150,000 |
| Harrison County West Virginia | 1 | $ 88,000 | $ 88,000 | $ 60,000 |
| Burnett County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 216,000 |
Mortgage Loan Application Detail Totals for Delta Community Credit Union in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,327 | $245,213,000 | $184,000 | $1,280,000 | $88,000 | $1,146,000 |
| Home Purchase | 704 | $130,518,000 | $185,000 | $1,285,000 | $90,000 | $776,000 |
| Home Improvement | 174 | $7,848,000 | $45,000 | $235,000 | $84,000 | $400,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,380 | $233,986,000 | $169,000 | $1,200,000 | $89,000 | $776,000 |
| Not Provided | 498 | $96,719,000 | $194,000 | $1,280,000 | $95,000 | $1,146,000 |
| Black or African American | 199 | $30,316,000 | $152,000 | $528,000 | $68,000 | $218,000 |
| Hispanic | 80 | $13,437,000 | $167,000 | $369,000 | $80,000 | $188,000 |
| Asian | 36 | $6,244,000 | $173,000 | $525,000 | $83,000 | $175,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,389,000 | $154,000 | $296,000 | $63,000 | $105,000 |
| American Indian or Alaskan Native | 3 | $1,488,000 | $496,000 | $1,285,000 | $148,000 | $351,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,179 | $379,405,000 | $174,000 | $1,285,000 | $88,000 | $1,146,000 |
| FHA-insured (Federal Housing Administration) | 26 | $4,174,000 | $160,000 | $316,000 | $66,000 | $227,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,451 | $239,488,000 | $165,000 | $1,285,000 | $88,000 | $638,000 |
| Application Approved But Not Accepted | 458 | $90,355,000 | $197,000 | $1,280,000 | $92,000 | $776,000 |
| Application Denied By Financial Institution | 289 | $52,641,000 | $182,000 | $720,000 | $82,000 | $1,146,000 |
| Application Withdrawn By Applicant | 6 | $983,000 | $163,000 | $332,000 | $67,000 | $85,000 |
| File Closed For Incompleteness | 1 | $112,000 | $112,000 | $112,000 | $89,000 | $89,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 124 | $23,799,000 | $191,000 | $600,000 | $66,000 | $368,000 |
| Collateral | 88 | $16,091,000 | $182,000 | $720,000 | $104,000 | $1,146,000 |
| Other | 27 | $3,952,000 | $146,000 | $299,000 | $78,000 | $216,000 |
| Credit History | 24 | $4,877,000 | $203,000 | $417,000 | $96,000 | $263,000 |
| Mortgage Insurance Denied | 8 | $1,364,000 | $170,000 | $280,000 | $80,000 | $183,000 |
| Unverifiable Information | 7 | $964,000 | $137,000 | $213,000 | $54,000 | $86,000 |
| Employment History | 6 | $985,000 | $164,000 | $543,000 | $96,000 | $200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $527,000 | $131,000 | $146,000 | $52,000 | $72,000 |
| Credit Application Incomplete | 1 | $82,000 | $82,000 | $82,000 | $67,000 | $67,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Delta Community Credit Union's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Delta Community Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.