Delta Community Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Delta Community Credit Union 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Delta Community Credit Union 3270 Riverwood Pkwy Atlanta, GA 30339 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,207 |
| Total Mortgage Loan Application Amount | $539,761,000 |
| Average Mortgage Loan Application Amount | $127,666 |
| Highest Mortgage Loan Application Amount | $1,300,000 |
| Average Applicant Income | $91,666 |
| Highest Applicant Income | $1,196,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Delta Community Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Delta Community Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Delta Community Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Delta Community Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Delta Community Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Delta Community Credit Union's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fayette County Georgia | 393 | $ 71,290,000 | $ 181,000 | $ 99,000 |
| Coweta County Georgia | 303 | $ 45,176,000 | $ 149,000 | $ 84,000 |
| Cobb County Georgia | 288 | $ 49,232,000 | $ 170,000 | $ 100,000 |
| Fulton County Georgia | 286 | $ 49,696,000 | $ 173,000 | $ 96,000 |
| Henry County Georgia | 256 | $ 36,427,000 | $ 142,000 | $ 79,000 |
| DeKalb County Georgia | 129 | $ 26,878,000 | $ 208,000 | $ 109,000 |
| Gwinnett County Georgia | 101 | $ 18,471,000 | $ 182,000 | $ 88,000 |
| Clayton County Georgia | 89 | $ 7,979,000 | $ 89,000 | $ 76,000 |
| Cherokee County Georgia | 46 | $ 7,743,000 | $ 168,000 | $ 84,000 |
| Douglas County Georgia | 44 | $ 6,539,000 | $ 148,000 | $ 78,000 |
| Paulding County Georgia | 33 | $ 4,436,000 | $ 134,000 | $ 76,000 |
| Salt Lake County Utah | 33 | $ 6,697,000 | $ 202,000 | $ 80,000 |
| Forsyth County Georgia | 32 | $ 7,886,000 | $ 246,000 | $ 119,000 |
| Spalding County Georgia | 29 | $ 4,541,000 | $ 156,000 | $ 99,000 |
| Carroll County Georgia | 22 | $ 2,720,000 | $ 123,000 | $ 85,000 |
| Broward County Florida | 16 | $ 2,578,000 | $ 161,000 | $ 83,000 |
| Newton County Georgia | 15 | $ 1,784,000 | $ 118,000 | $ 66,000 |
| Rockdale County Georgia | 15 | $ 2,484,000 | $ 165,000 | $ 105,000 |
| Orange County Florida | 13 | $ 2,979,000 | $ 229,000 | $ 104,000 |
| Butts County Georgia | 13 | $ 1,707,000 | $ 131,000 | $ 75,000 |
| Walton County Georgia | 13 | $ 1,790,000 | $ 137,000 | $ 84,000 |
| Hall County Georgia | 12 | $ 2,482,000 | $ 206,000 | $ 90,000 |
| Boone County Kentucky | 12 | $ 2,273,000 | $ 189,000 | $ 80,000 |
| Los Angeles County California | 11 | $ 3,249,000 | $ 295,000 | $ 94,000 |
| Hillsborough County Florida | 11 | $ 2,173,000 | $ 197,000 | $ 73,000 |
| Maricopa County Arizona | 10 | $ 2,259,000 | $ 225,000 | $ 111,000 |
| Tarrant County Texas | 10 | $ 1,757,000 | $ 175,000 | $ 135,000 |
| Davis County Utah | 10 | $ 1,738,000 | $ 173,000 | $ 91,000 |
| Randolph County Alabama | 9 | $ 1,817,000 | $ 201,000 | $ 128,000 |
| Palm Beach County Florida | 9 | $ 1,653,000 | $ 183,000 | $ 106,000 |
| Summit County Utah | 9 | $ 3,061,000 | $ 340,000 | $ 159,000 |
| San Diego County California | 8 | $ 2,007,000 | $ 250,000 | $ 103,000 |
| Brevard County Florida | 8 | $ 1,207,000 | $ 150,000 | $ 97,000 |
| Miami-Dade County Florida | 8 | $ 1,671,000 | $ 208,000 | $ 147,000 |
| Meriwether County Georgia | 8 | $ 1,262,000 | $ 157,000 | $ 60,000 |
| Hamilton County Ohio | 8 | $ 1,320,000 | $ 165,000 | $ 93,000 |
| Pinellas County Florida | 7 | $ 1,373,000 | $ 196,000 | $ 123,000 |
| Volusia County Florida | 7 | $ 1,085,000 | $ 155,000 | $ 184,000 |
| Fannin County Georgia | 7 | $ 1,117,000 | $ 159,000 | $ 87,000 |
| Jasper County Georgia | 7 | $ 980,000 | $ 140,000 | $ 126,000 |
| Pickens County Georgia | 7 | $ 1,486,000 | $ 212,000 | $ 148,000 |
| Putnam County Georgia | 7 | $ 1,031,000 | $ 147,000 | $ 90,000 |
| Walton County Florida | 6 | $ 1,743,000 | $ 290,000 | $ 164,000 |
| Monroe County Georgia | 6 | $ 1,300,000 | $ 216,000 | $ 102,000 |
| Pike County Georgia | 6 | $ 878,000 | $ 146,000 | $ 59,000 |
| Jefferson County Kentucky | 6 | $ 1,111,000 | $ 185,000 | $ 120,000 |
| Kenton County Kentucky | 6 | $ 779,000 | $ 129,000 | $ 69,000 |
| Essex County Massachusetts | 6 | $ 1,302,000 | $ 217,000 | $ 65,000 |
| Denton County Texas | 6 | $ 1,207,000 | $ 201,000 | $ 132,000 |
| Bay County Florida | 5 | $ 1,164,000 | $ 232,000 | $ 160,000 |
| Seminole County Florida | 5 | $ 629,000 | $ 125,000 | $ 112,000 |
| Gilmer County Georgia | 5 | $ 762,000 | $ 152,000 | $ 193,000 |
| Campbell County Kentucky | 5 | $ 589,000 | $ 117,000 | $ 46,000 |
| DeSoto County Mississippi | 5 | $ 1,195,000 | $ 239,000 | $ 114,000 |
| Nassau County New York | 5 | $ 1,535,000 | $ 307,000 | $ 105,000 |
| Suffolk County New York | 5 | $ 2,511,000 | $ 502,000 | $ 199,000 |
| Guilford County North Carolina | 5 | $ 1,117,000 | $ 223,000 | $ 98,000 |
| Mecklenburg County North Carolina | 5 | $ 1,253,000 | $ 250,000 | $ 111,000 |
| Lee County Alabama | 4 | $ 644,000 | $ 161,000 | $ 89,000 |
| Tallapoosa County Alabama | 4 | $ 732,000 | $ 183,000 | $ 143,000 |
| Orange County California | 4 | $ 1,027,000 | $ 256,000 | $ 134,000 |
| Martin County Florida | 4 | $ 1,130,000 | $ 282,000 | $ 108,000 |
| Pasco County Florida | 4 | $ 467,000 | $ 116,000 | $ 47,000 |
| Barrow County Georgia | 4 | $ 372,000 | $ 93,000 | $ 84,000 |
| Bartow County Georgia | 4 | $ 280,000 | $ 70,000 | $ 81,000 |
| Chatham County Georgia | 4 | $ 619,000 | $ 154,000 | $ 97,000 |
| Clarke County Georgia | 4 | $ 431,000 | $ 107,000 | $ 97,000 |
| Habersham County Georgia | 4 | $ 686,000 | $ 171,000 | $ 67,000 |
| Harris County Georgia | 4 | $ 1,058,000 | $ 264,000 | $ 147,000 |
| Morgan County Georgia | 4 | $ 1,119,000 | $ 279,000 | $ 126,000 |
| Oconee County Georgia | 4 | $ 632,000 | $ 158,000 | $ 75,000 |
| Cumberland County Maine | 4 | $ 1,149,000 | $ 287,000 | $ 154,000 |
| Anne Arundel County Maryland | 4 | $ 990,000 | $ 247,000 | $ 70,000 |
| Forsyth County North Carolina | 4 | $ 694,000 | $ 173,000 | $ 71,000 |
| Shelby County Tennessee | 4 | $ 692,000 | $ 173,000 | $ 68,000 |
| Pima County Arizona | 3 | $ 533,000 | $ 177,000 | $ 95,000 |
| Riverside County California | 3 | $ 619,000 | $ 206,000 | $ 126,000 |
| Duval County Florida | 3 | $ 718,000 | $ 239,000 | $ 117,000 |
| Escambia County Florida | 3 | $ 301,000 | $ 100,000 | $ 307,000 |
| Lee County Florida | 3 | $ 467,000 | $ 155,000 | $ 122,000 |
| Polk County Florida | 3 | $ 438,000 | $ 146,000 | $ 106,000 |
| Sarasota County Florida | 3 | $ 308,000 | $ 102,000 | $ 44,000 |
| Bibb County Georgia | 3 | $ 281,000 | $ 93,000 | $ 111,000 |
| Greene County Georgia | 3 | $ 567,000 | $ 189,000 | $ 108,000 |
| Jackson County Georgia | 3 | $ 660,000 | $ 220,000 | $ 89,000 |
| Lamar County Georgia | 3 | $ 443,000 | $ 147,000 | $ 61,000 |
| Washington County Oregon | 3 | $ 753,000 | $ 251,000 | $ 124,000 |
| Oconee County South Carolina | 3 | $ 855,000 | $ 285,000 | $ 163,000 |
| Blount County Tennessee | 3 | $ 299,000 | $ 99,000 | $ 37,000 |
| Hamilton County Tennessee | 3 | $ 623,000 | $ 207,000 | $ 71,000 |
| Collin County Texas | 3 | $ 443,000 | $ 147,000 | $ 120,000 |
| Dallas County Texas | 3 | $ 457,000 | $ 152,000 | $ 97,000 |
| Travis County Texas | 3 | $ 657,000 | $ 219,000 | $ 71,000 |
| Wasatch County Utah | 3 | $ 977,000 | $ 325,000 | $ 119,000 |
| Clark County Washington | 3 | $ 868,000 | $ 289,000 | $ 98,000 |
| Pierce County Washington | 3 | $ 713,000 | $ 237,000 | $ 79,000 |
| Cherokee County Alabama | 2 | $ 272,000 | $ 136,000 | $ 157,000 |
| Jefferson County Alabama | 2 | $ 252,000 | $ 126,000 | $ 57,000 |
| Monroe County Alabama | 2 | $ 260,000 | $ 130,000 | $ 133,000 |
| Shelby County Alabama | 2 | $ 346,000 | $ 173,000 | $ 99,000 |
| Alameda County California | 2 | $ 684,000 | $ 342,000 | $ 81,000 |
| Contra Costa County California | 2 | $ 424,000 | $ 212,000 | $ 128,000 |
| Sonoma County California | 2 | $ 401,000 | $ 200,000 | $ 82,000 |
| Adams County Colorado | 2 | $ 525,000 | $ 262,000 | $ 99,000 |
| Arapahoe County Colorado | 2 | $ 640,000 | $ 320,000 | $ 75,000 |
| Denver County Colorado | 2 | $ 494,000 | $ 247,000 | $ 110,000 |
| El Paso County Colorado | 2 | $ 300,000 | $ 150,000 | $ 61,000 |
| Jefferson County Colorado | 2 | $ 525,000 | $ 262,000 | $ 90,000 |
| District of Columbia County District Of Columbia | 2 | $ 652,000 | $ 326,000 | $ 130,000 |
| Collier County Florida | 2 | $ 586,000 | $ 293,000 | $ 94,000 |
| Flagler County Florida | 2 | $ 382,000 | $ 191,000 | $ 40,000 |
| Leon County Florida | 2 | $ 383,000 | $ 191,000 | $ 103,000 |
| Manatee County Florida | 2 | $ 653,000 | $ 326,000 | $ 187,000 |
| Okaloosa County Florida | 2 | $ 547,000 | $ 273,000 | $ 113,000 |
| Osceola County Florida | 2 | $ 278,000 | $ 139,000 | $ 70,000 |
| Santa Rosa County Florida | 2 | $ 241,000 | $ 120,000 | $ 86,000 |
| Sumter County Florida | 2 | $ 381,000 | $ 190,000 | $ 53,000 |
| Bryan County Georgia | 2 | $ 415,000 | $ 207,000 | $ 88,000 |
| Columbia County Georgia | 2 | $ 198,000 | $ 99,000 | $ 83,000 |
| Dawson County Georgia | 2 | $ 546,000 | $ 273,000 | $ 86,000 |
| Glynn County Georgia | 2 | $ 259,000 | $ 129,000 | $ 82,000 |
| Hart County Georgia | 2 | $ 110,000 | $ 55,000 | $ 69,000 |
| Lumpkin County Georgia | 2 | $ 535,000 | $ 267,000 | $ 100,000 |
| Towns County Georgia | 2 | $ 573,000 | $ 286,000 | $ 86,000 |
| Troup County Georgia | 2 | $ 228,000 | $ 114,000 | $ 53,000 |
| Union County Georgia | 2 | $ 653,000 | $ 326,000 | $ 129,000 |
| Kane County Illinois | 2 | $ 616,000 | $ 308,000 | $ 143,000 |
| Lake County Illinois | 2 | $ 1,039,000 | $ 519,000 | $ 190,000 |
| Fayette County Kentucky | 2 | $ 499,000 | $ 249,000 | $ 101,000 |
| Grant County Kentucky | 2 | $ 333,000 | $ 166,000 | $ 44,000 |
| Oldham County Kentucky | 2 | $ 632,000 | $ 316,000 | $ 111,000 |
| Prince George's County Maryland | 2 | $ 386,000 | $ 193,000 | $ 88,000 |
| Suffolk County Massachusetts | 2 | $ 232,000 | $ 116,000 | $ 93,000 |
| Wayne County Michigan | 2 | $ 158,000 | $ 79,000 | $ 92,000 |
| Dakota County Minnesota | 2 | $ 555,000 | $ 277,000 | $ 105,000 |
| Deer Lodge County Montana | 2 | $ 140,000 | $ 70,000 | $ 37,000 |
| Clark County Nevada | 2 | $ 315,000 | $ 157,000 | $ 42,000 |
| Rockingham County New Hampshire | 2 | $ 390,000 | $ 195,000 | $ 94,000 |
| Hudson County New Jersey | 2 | $ 688,000 | $ 344,000 | $ 78,000 |
| Bronx County New York | 2 | $ 119,000 | $ 59,000 | $ 40,000 |
| Rensselaer County New York | 2 | $ 200,000 | $ 100,000 | $ 45,000 |
| Westchester County New York | 2 | $ 370,000 | $ 185,000 | $ 138,000 |
| Macon County North Carolina | 2 | $ 274,000 | $ 137,000 | $ 119,000 |
| Oklahoma County Oklahoma | 2 | $ 184,000 | $ 92,000 | $ 42,000 |
| Tulsa County Oklahoma | 2 | $ 208,000 | $ 104,000 | $ 71,000 |
| Multnomah County Oregon | 2 | $ 273,000 | $ 136,000 | $ 42,000 |
| Horry County South Carolina | 2 | $ 269,000 | $ 134,000 | $ 64,000 |
| Lexington County South Carolina | 2 | $ 229,000 | $ 114,000 | $ 84,000 |
| Richland County South Carolina | 2 | $ 670,000 | $ 335,000 | $ 93,000 |
| Spartanburg County South Carolina | 2 | $ 277,000 | $ 138,000 | $ 46,000 |
| Davidson County Tennessee | 2 | $ 380,000 | $ 190,000 | $ 122,000 |
| Fayette County Tennessee | 2 | $ 283,000 | $ 141,000 | $ 92,000 |
| Sumner County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 64,000 |
| Brazoria County Texas | 2 | $ 365,000 | $ 182,000 | $ 139,000 |
| Cooke County Texas | 2 | $ 430,000 | $ 215,000 | $ 144,000 |
| Utah County Utah | 2 | $ 418,000 | $ 209,000 | $ 85,000 |
| Washington County Utah | 2 | $ 298,000 | $ 149,000 | $ 32,000 |
| Roanoke City County Virginia | 2 | $ 246,000 | $ 123,000 | $ 67,000 |
| King County Washington | 2 | $ 392,000 | $ 196,000 | $ 99,000 |
| Baldwin County Alabama | 1 | $ 171,000 | $ 171,000 | $ 95,000 |
| Clay County Alabama | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Elmore County Alabama | 1 | $ 252,000 | $ 252,000 | $ 73,000 |
| Mobile County Alabama | 1 | $ 148,000 | $ 148,000 | $ 129,000 |
| Talladega County Alabama | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
| Yavapai County Arizona | 1 | $ 132,000 | $ 132,000 | $ 72,000 |
| Little River County Arkansas | 1 | $ 39,000 | $ 39,000 | $ 90,000 |
| Pulaski County Arkansas | 1 | $ 184,000 | $ 184,000 | $ 95,000 |
| Washington County Arkansas | 1 | $ 404,000 | $ 404,000 | $ 200,000 |
| Monterey County California | 1 | $ 91,000 | $ 91,000 | $ 74,000 |
| Placer County California | 1 | $ 382,000 | $ 382,000 | $ 417,000 |
| San Bernardino County California | 1 | $ 240,000 | $ 240,000 | $ 214,000 |
| San Luis Obispo County California | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Ventura County California | 1 | $ 156,000 | $ 156,000 | $ 96,000 |
| Yolo County California | 1 | $ 320,000 | $ 320,000 | $ 211,000 |
| Chaffee County Colorado | 1 | $ 117,000 | $ 117,000 | $ 193,000 |
| Douglas County Colorado | 1 | $ 304,000 | $ 304,000 | $ 132,000 |
| Gunnison County Colorado | 1 | $ 197,000 | $ 197,000 | $ 90,000 |
| Larimer County Colorado | 1 | $ 417,000 | $ 417,000 | $ 208,000 |
| Weld County Colorado | 1 | $ 187,000 | $ 187,000 | $ 78,000 |
| Fairfield County Connecticut | 1 | $ 532,000 | $ 532,000 | $ 168,000 |
| Hartford County Connecticut | 1 | $ 288,000 | $ 288,000 | $ 91,000 |
| New London County Connecticut | 1 | $ 251,000 | $ 251,000 | $ 159,000 |
| Kent County Delaware | 1 | $ 284,000 | $ 284,000 | $ 115,000 |
| Sussex County Delaware | 1 | $ 216,000 | $ 216,000 | $ 48,000 |
| Alachua County Florida | 1 | $ 73,000 | $ 73,000 | $ 17,000 |
| Charlotte County Florida | 1 | $ 42,000 | $ 42,000 | $ 90,000 |
| Lake County Florida | 1 | $ 95,000 | $ 95,000 | $ 77,000 |
| Marion County Florida | 1 | $ 140,000 | $ 140,000 | $ 59,000 |
| St. Johns County Florida | 1 | $ 358,000 | $ 358,000 | $ 177,000 |
| St. Lucie County Florida | 1 | $ 40,000 | $ 40,000 | $ 52,000 |
| Bulloch County Georgia | 1 | $ 61,000 | $ 61,000 | $ 122,000 |
| Burke County Georgia | 1 | $ 104,000 | $ 104,000 | $ 58,000 |
| Camden County Georgia | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| Dodge County Georgia | 1 | $ 368,000 | $ 368,000 | $ 127,000 |
| Effingham County Georgia | 1 | $ 114,000 | $ 114,000 | $ 52,000 |
| Gordon County Georgia | 1 | $ 70,000 | $ 70,000 | $ 52,000 |
| Hancock County Georgia | 1 | $ 292,000 | $ 292,000 | $ 170,000 |
| Haralson County Georgia | 1 | $ 40,000 | $ 40,000 | $ 25,000 |
| Heard County Georgia | 1 | $ 234,000 | $ 234,000 | $ 84,000 |
| Houston County Georgia | 1 | $ 119,000 | $ 119,000 | $ 61,000 |
| Jones County Georgia | 1 | $ 106,000 | $ 106,000 | $ 72,000 |
| Lincoln County Georgia | 1 | $ 150,000 | $ 150,000 | $ 25,000 |
| Muscogee County Georgia | 1 | $ 5,000 | $ 5,000 | $ 20,000 |
| Richmond County Georgia | 1 | $ 206,000 | $ 206,000 | $ 63,000 |
| Upson County Georgia | 1 | $ 172,000 | $ 172,000 | $ 84,000 |
| Washington County Georgia | 1 | $ 170,000 | $ 170,000 | $ 90,000 |
| Worth County Georgia | 1 | $ 33,000 | $ 33,000 | $ 74,000 |
| Honolulu County Hawaii | 1 | $ 300,000 | $ 300,000 | $ 140,000 |
| Maui County Hawaii | 1 | $ 350,000 | $ 350,000 | $ 205,000 |
| Bingham County Idaho | 1 | $ 152,000 | $ 152,000 | $ 40,000 |
| Cook County Illinois | 1 | $ 171,000 | $ 171,000 | $ 82,000 |
| McHenry County Illinois | 1 | $ 193,000 | $ 193,000 | $ 388,000 |
| Allen County Indiana | 1 | $ 193,000 | $ 193,000 | $ 113,000 |
| Dearborn County Indiana | 1 | $ 102,000 | $ 102,000 | $ 50,000 |
| Franklin County Indiana | 1 | $ 209,000 | $ 209,000 | $ 104,000 |
| LaPorte County Indiana | 1 | $ 150,000 | $ 150,000 | $ 69,000 |
| Marion County Indiana | 1 | $ 99,000 | $ 99,000 | $ 42,000 |
| Monroe County Indiana | 1 | $ 107,000 | $ 107,000 | $ 75,000 |
| Morgan County Indiana | 1 | $ 83,000 | $ 83,000 | $ 117,000 |
| Ripley County Indiana | 1 | $ 76,000 | $ 76,000 | $ 64,000 |
| Boyd County Kentucky | 1 | $ 116,000 | $ 116,000 | $ 83,000 |
| Spencer County Kentucky | 1 | $ 336,000 | $ 336,000 | $ 95,000 |
| Jefferson County Louisiana | 1 | $ 114,000 | $ 114,000 | $ 64,000 |
| Orleans County Louisiana | 1 | $ 42,000 | $ 42,000 | $ 65,000 |
| St. John the Baptist County Louisiana | 1 | $ 176,000 | $ 176,000 | $ 40,000 |
| Webster County Louisiana | 1 | $ 106,000 | $ 106,000 | $ 31,000 |
| West Carroll County Louisiana | 1 | $ 54,000 | $ 54,000 | $ 23,000 |
| Franklin County Maine | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Knox County Maine | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
| Washington County Maine | 1 | $ 64,000 | $ 64,000 | $ 18,000 |
| York County Maine | 1 | $ 229,000 | $ 229,000 | $ 76,000 |
| Queen Anne's County Maryland | 1 | $ 261,000 | $ 261,000 | $ 81,000 |
| Middlesex County Massachusetts | 1 | $ 332,000 | $ 332,000 | $ 52,000 |
| Norfolk County Massachusetts | 1 | $ 69,000 | $ 69,000 | $ 41,000 |
| Worcester County Massachusetts | 1 | $ 187,000 | $ 187,000 | $ 121,000 |
| Oakland County Michigan | 1 | $ 56,000 | $ 56,000 | $ 49,000 |
| Osceola County Michigan | 1 | $ 91,000 | $ 91,000 | $ 137,000 |
| Washtenaw County Michigan | 1 | $ 250,000 | $ 250,000 | $ 128,000 |
| Hennepin County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Ramsey County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 131,000 |
| St. Louis County Minnesota | 1 | $ 356,000 | $ 356,000 | $ 138,000 |
| Washington County Minnesota | 1 | $ 279,000 | $ 279,000 | $ 108,000 |
| Jackson County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 161,000 |
| Lafayette County Mississippi | 1 | $ 138,000 | $ 138,000 | $ 48,000 |
| Lauderdale County Mississippi | 1 | $ 330,000 | $ 330,000 | $ 57,000 |
| Madison County Mississippi | 1 | $ 136,000 | $ 136,000 | $ 32,000 |
| Rankin County Mississippi | 1 | $ 69,000 | $ 69,000 | $ 128,000 |
| Tishomingo County Mississippi | 1 | $ 270,000 | $ 270,000 | $ 123,000 |
| Clay County Missouri | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Greene County Missouri | 1 | $ 200,000 | $ 200,000 | $ 116,000 |
| Jackson County Missouri | 1 | $ 205,000 | $ 205,000 | $ 169,000 |
| Jefferson County Missouri | 1 | $ 171,000 | $ 171,000 | $ 106,000 |
| Washoe County Nevada | 1 | $ 112,000 | $ 112,000 | $ 79,000 |
| Hillsborough County New Hampshire | 1 | $ 144,000 | $ 144,000 | $ 107,000 |
| Bergen County New Jersey | 1 | $ 240,000 | $ 240,000 | $ 84,000 |
| Cape May County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 55,000 |
| Essex County New Jersey | 1 | $ 320,000 | $ 320,000 | $ 70,000 |
| Gloucester County New Jersey | 1 | $ 192,000 | $ 192,000 | $ 42,000 |
| Middlesex County New Jersey | 1 | $ 282,000 | $ 282,000 | $ 129,000 |
| Monmouth County New Jersey | 1 | $ 116,000 | $ 116,000 | $ 87,000 |
| Morris County New Jersey | 1 | $ 399,000 | $ 399,000 | $ 221,000 |
| Bernalillo County New Mexico | 1 | $ 283,000 | $ 283,000 | $ 72,000 |
| Albany County New York | 1 | $ 280,000 | $ 280,000 | $ 186,000 |
| Cayuga County New York | 1 | $ 363,000 | $ 363,000 | $ 137,000 |
| Dutchess County New York | 1 | $ 210,000 | $ 210,000 | $ 75,000 |
| Monroe County New York | 1 | $ 104,000 | $ 104,000 | $ 95,000 |
| New York County New York | 1 | $ 193,000 | $ 193,000 | $ 379,000 |
| Avery County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 457,000 |
| Buncombe County North Carolina | 1 | $ 372,000 | $ 372,000 | $ 89,000 |
| Cabarrus County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 61,000 |
| Gaston County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 56,000 |
| Nash County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 48,000 |
| Orange County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 161,000 |
| Stanly County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 92,000 |
| Watauga County North Carolina | 1 | $ 267,000 | $ 267,000 | $ 81,000 |
| Franklin County Ohio | 1 | $ 56,000 | $ 56,000 | $ 91,000 |
| Greene County Ohio | 1 | $ 92,000 | $ 92,000 | $ 80,000 |
| Hocking County Ohio | 1 | $ 104,000 | $ 104,000 | $ 61,000 |
| Lucas County Ohio | 1 | $ 300,000 | $ 300,000 | $ 132,000 |
| Medina County Ohio | 1 | $ 244,000 | $ 244,000 | $ 122,000 |
| Washington County Ohio | 1 | $ 126,000 | $ 126,000 | $ 63,000 |
| Canadian County Oklahoma | 1 | $ 63,000 | $ 63,000 | $ 53,000 |
| Carter County Oklahoma | 1 | $ 136,000 | $ 136,000 | $ 65,000 |
| Cleveland County Oklahoma | 1 | $ 147,000 | $ 147,000 | $ 92,000 |
| Marshall County Oklahoma | 1 | $ 156,000 | $ 156,000 | $ 102,000 |
| McCurtain County Oklahoma | 1 | $ 181,000 | $ 181,000 | $ 90,000 |
| Payne County Oklahoma | 1 | $ 160,000 | $ 160,000 | $ 114,000 |
| Clackamas County Oregon | 1 | $ 200,000 | $ 200,000 | $ 56,000 |
| Deschutes County Oregon | 1 | $ 165,000 | $ 165,000 | $ 114,000 |
| Marion County Oregon | 1 | $ 201,000 | $ 201,000 | $ 54,000 |
| Adams County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 164,000 |
| Allegheny County Pennsylvania | 1 | $ 229,000 | $ 229,000 | $ 144,000 |
| Cumberland County Pennsylvania | 1 | $ 296,000 | $ 296,000 | $ 154,000 |
| Delaware County Pennsylvania | 1 | $ 147,000 | $ 147,000 | $ 84,000 |
| Franklin County Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 45,000 |
| Lehigh County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 183,000 |
| Northampton County Pennsylvania | 1 | $ 239,000 | $ 239,000 | $ 134,000 |
| Aiken County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
| Anderson County South Carolina | 1 | $ 214,000 | $ 214,000 | $ 156,000 |
| Beaufort County South Carolina | 1 | $ 84,000 | $ 84,000 | $ 82,000 |
| Charleston County South Carolina | 1 | $ 158,000 | $ 158,000 | $ 138,000 |
| Dorchester County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Greenwood County South Carolina | 1 | $ 220,000 | $ 220,000 | $ 89,000 |
| Lancaster County South Carolina | 1 | $ 152,000 | $ 152,000 | $ 44,000 |
| York County South Carolina | 1 | $ 292,000 | $ 292,000 | $ 306,000 |
| Johnson County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 21,000 |
| Knox County Tennessee | 1 | $ 199,000 | $ 199,000 | $ 46,000 |
| Macon County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| McMinn County Tennessee | 1 | $ 59,000 | $ 59,000 | $ 57,000 |
| Montgomery County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 90,000 |
| Polk County Tennessee | 1 | $ 299,000 | $ 299,000 | $ 81,000 |
| Rutherford County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 80,000 |
| Sullivan County Tennessee | 1 | $ 191,000 | $ 191,000 | $ 103,000 |
| Williamson County Tennessee | 1 | $ 198,000 | $ 198,000 | $ 40,000 |
| Wilson County Tennessee | 1 | $ 139,000 | $ 139,000 | $ 73,000 |
| Bell County Texas | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Ellis County Texas | 1 | $ 100,000 | $ 100,000 | $ 117,000 |
| Galveston County Texas | 1 | $ 118,000 | $ 118,000 | $ 97,000 |
| Hays County Texas | 1 | $ 246,000 | $ 246,000 | $ 159,000 |
| Rockwall County Texas | 1 | $ 152,000 | $ 152,000 | $ 43,000 |
| Wichita County Texas | 1 | $ 92,000 | $ 92,000 | $ 105,000 |
| Williamson County Texas | 1 | $ 470,000 | $ 470,000 | $ 214,000 |
| Grand County Utah | 1 | $ 268,000 | $ 268,000 | $ 64,000 |
| Tooele County Utah | 1 | $ 210,000 | $ 210,000 | $ 131,000 |
| Franklin County Vermont | 1 | $ 238,000 | $ 238,000 | $ 85,000 |
| Fairfax County Virginia | 1 | $ 228,000 | $ 228,000 | $ 83,000 |
| Floyd County Virginia | 1 | $ 42,000 | $ 42,000 | $ 52,000 |
| Hampton County Virginia | 1 | $ 167,000 | $ 167,000 | $ 93,000 |
| Loudoun County Virginia | 1 | $ 264,000 | $ 264,000 | $ 79,000 |
| Prince William County Virginia | 1 | $ 50,000 | $ 50,000 | $ 22,000 |
| Roanoke County Virginia | 1 | $ 153,000 | $ 153,000 | $ 92,000 |
| Virginia Beach County Virginia | 1 | $ 335,000 | $ 335,000 | $ 128,000 |
| Benton County Washington | 1 | $ 132,000 | $ 132,000 | $ 73,000 |
| Cowlitz County Washington | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Island County Washington | 1 | $ 341,000 | $ 341,000 | $ 55,000 |
| Mason County Washington | 1 | $ 88,000 | $ 88,000 | $ 121,000 |
| Snohomish County Washington | 1 | $ 89,000 | $ 89,000 | $ 146,000 |
| Lincoln County Wyoming | 1 | $ 417,000 | $ 417,000 | $ 163,000 |
Mortgage Loan Application Detail Totals for Delta Community Credit Union in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,221 | $410,990,000 | $185,000 | $1,300,000 | $95,000 | $776,000 |
| Home Purchase | 742 | $119,331,000 | $160,000 | $1,116,000 | $83,000 | $429,000 |
| Home Improvement | 244 | $9,440,000 | $38,000 | $212,000 | $97,000 | $1,196,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,344 | $399,248,000 | $170,000 | $1,300,000 | $95,000 | $776,000 |
| Not Provided | 349 | $64,559,000 | $184,000 | $1,080,000 | $98,000 | $396,000 |
| Black or African American | 283 | $39,737,000 | $140,000 | $417,000 | $73,000 | $223,000 |
| Hispanic | 133 | $20,002,000 | $150,000 | $417,000 | $80,000 | $311,000 |
| Asian | 82 | $13,990,000 | $170,000 | $560,000 | $103,000 | $1,196,000 |
| American Indian or Alaskan Native | 8 | $1,480,000 | $185,000 | $399,000 | $74,000 | $108,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $745,000 | $93,000 | $300,000 | $65,000 | $140,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,197 | $538,416,000 | $168,000 | $1,300,000 | $93,000 | $1,196,000 |
| FHA-insured (Federal Housing Administration) | 10 | $1,345,000 | $134,000 | $274,000 | $58,000 | $131,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,056 | $348,515,000 | $169,000 | $1,116,000 | $95,000 | $687,000 |
| Application Denied By Financial Institution | 645 | $108,552,000 | $168,000 | $1,300,000 | $84,000 | $776,000 |
| Application Withdrawn By Applicant | 297 | $45,621,000 | $153,000 | $832,000 | $99,000 | $1,196,000 |
| Application Approved But Not Accepted | 154 | $29,156,000 | $189,000 | $755,000 | $95,000 | $535,000 |
| Preapproval Denied by Financial Institution | 50 | $7,236,000 | $144,000 | $428,000 | $59,000 | $178,000 |
| Preapproval Approved but not Accepted | 3 | $469,000 | $156,000 | $160,000 | $68,000 | $88,000 |
| File Closed For Incompleteness | 2 | $212,000 | $106,000 | $120,000 | $58,000 | $67,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 168 | $28,403,000 | $169,000 | $1,010,000 | $91,000 | $776,000 |
| Collateral | 162 | $29,810,000 | $184,000 | $1,300,000 | $96,000 | $584,000 |
| Debt-To-Income Ratio | 154 | $26,188,000 | $170,000 | $494,000 | $64,000 | $396,000 |
| Credit History | 133 | $19,130,000 | $143,000 | $562,000 | $67,000 | $248,000 |
| Credit Application Incomplete | 21 | $3,579,000 | $170,000 | $336,000 | $83,000 | $239,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $2,605,000 | $153,000 | $470,000 | $92,000 | $311,000 |
| Unverifiable Information | 11 | $1,648,000 | $149,000 | $366,000 | $124,000 | $429,000 |
| Employment History | 10 | $1,451,000 | $145,000 | $396,000 | $79,000 | $162,000 |
| Mortgage Insurance Denied | 4 | $832,000 | $208,000 | $414,000 | $134,000 | $219,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Delta Community Credit Union's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Delta Community Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.