Delta Community Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Delta Community Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Delta Community Credit Union 3270 Riverwood Pkwy Atlanta, GA 30339 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,697 |
| Total Mortgage Loan Application Amount | $1,263,485,000 |
| Average Mortgage Loan Application Amount | $179,600 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $134,800 |
| Highest Applicant Income | $4,812,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Delta Community Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Delta Community Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Delta Community Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Delta Community Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Delta Community Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Delta Community Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 1,160 | $ 202,780,000 | $ 174,000 | $ 150,000 |
| Cobb County Georgia | 840 | $ 142,170,000 | $ 169,000 | $ 141,000 |
| Gwinnett County Georgia | 746 | $ 114,780,000 | $ 153,000 | $ 125,000 |
| Coweta County Georgia | 672 | $ 92,250,000 | $ 137,000 | $ 130,000 |
| Fayette County Georgia | 589 | $ 104,785,000 | $ 177,000 | $ 166,000 |
| DeKalb County Georgia | 570 | $ 88,310,000 | $ 154,000 | $ 134,000 |
| Henry County Georgia | 537 | $ 75,735,000 | $ 141,000 | $ 99,000 |
| Clayton County Georgia | 287 | $ 32,935,000 | $ 114,000 | $ 89,000 |
| Cherokee County Georgia | 281 | $ 46,285,000 | $ 164,000 | $ 173,000 |
| Forsyth County Georgia | 275 | $ 49,235,000 | $ 179,000 | $ 171,000 |
| Douglas County Georgia | 136 | $ 18,970,000 | $ 139,000 | $ 99,000 |
| Hall County Georgia | 125 | $ 21,395,000 | $ 171,000 | $ 136,000 |
| Paulding County Georgia | 90 | $ 13,840,000 | $ 153,000 | $ 110,000 |
| Spalding County Georgia | 62 | $ 7,710,000 | $ 124,000 | $ 101,000 |
| Barrow County Georgia | 53 | $ 5,665,000 | $ 106,000 | $ 108,000 |
| Rockdale County Georgia | 39 | $ 6,335,000 | $ 162,000 | $ 96,000 |
| Walton County Georgia | 33 | $ 3,465,000 | $ 105,000 | $ 126,000 |
| Carroll County Georgia | 31 | $ 4,705,000 | $ 151,000 | $ 109,000 |
| Newton County Georgia | 31 | $ 4,215,000 | $ 135,000 | $ 89,000 |
| Jackson County Georgia | 28 | $ 3,490,000 | $ 124,000 | $ 102,000 |
| Butts County Georgia | 27 | $ 4,725,000 | $ 175,000 | $ 117,000 |
| Meriwether County Georgia | 26 | $ 2,910,000 | $ 111,000 | $ 81,000 |
| Orange County Florida | 23 | $ 4,095,000 | $ 178,000 | $ 132,000 |
| Salt Lake County Utah | 23 | $ 6,075,000 | $ 264,000 | $ 171,000 |
| Pike County Georgia | 21 | $ 5,965,000 | $ 284,000 | $ 161,000 |
| Broward County Florida | 20 | $ 4,210,000 | $ 210,000 | $ 151,000 |
| Los Angeles County California | 18 | $ 3,400,000 | $ 188,000 | $ 141,000 |
| Bartow County Georgia | 18 | $ 3,240,000 | $ 180,000 | $ 101,000 |
| Bibb County Georgia | 17 | $ 1,805,000 | $ 106,000 | $ 103,000 |
| Troup County Georgia | 17 | $ 2,045,000 | $ 120,000 | $ 94,000 |
| Lamar County Georgia | 15 | $ 1,835,000 | $ 122,000 | $ 86,000 |
| Lee County Florida | 14 | $ 3,450,000 | $ 246,000 | $ 154,000 |
| Lumpkin County Georgia | 14 | $ 1,470,000 | $ 105,000 | $ 125,000 |
| Palm Beach County Florida | 13 | $ 2,335,000 | $ 179,000 | $ 125,000 |
| Glynn County Georgia | 13 | $ 2,665,000 | $ 205,000 | $ 163,000 |
| Monroe County Georgia | 13 | $ 2,755,000 | $ 211,000 | $ 162,000 |
| Tarrant County Texas | 13 | $ 2,645,000 | $ 203,000 | $ 147,000 |
| Denton County Texas | 12 | $ 3,800,000 | $ 316,000 | $ 225,000 |
| Volusia County Florida | 11 | $ 2,125,000 | $ 193,000 | $ 117,000 |
| Oconee County Georgia | 11 | $ 2,385,000 | $ 216,000 | $ 188,000 |
| Mecklenburg County North Carolina | 11 | $ 1,875,000 | $ 170,000 | $ 135,000 |
| Maricopa County Arizona | 10 | $ 1,180,000 | $ 118,000 | $ 132,000 |
| Pinellas County Florida | 10 | $ 1,820,000 | $ 182,000 | $ 206,000 |
| Dawson County Georgia | 10 | $ 2,380,000 | $ 238,000 | $ 151,000 |
| Heard County Georgia | 10 | $ 1,150,000 | $ 115,000 | $ 89,000 |
| Jasper County Georgia | 10 | $ 1,140,000 | $ 114,000 | $ 105,000 |
| Boone County Kentucky | 10 | $ 1,130,000 | $ 113,000 | $ 217,000 |
| Kenton County Kentucky | 10 | $ 870,000 | $ 87,000 | $ 150,000 |
| Hamilton County Ohio | 10 | $ 1,470,000 | $ 147,000 | $ 147,000 |
| Walton County Florida | 9 | $ 3,145,000 | $ 349,000 | $ 631,000 |
| Chatham County Georgia | 9 | $ 2,355,000 | $ 261,000 | $ 103,000 |
| Pickens County Georgia | 9 | $ 1,505,000 | $ 167,000 | $ 131,000 |
| Putnam County Georgia | 9 | $ 2,535,000 | $ 281,000 | $ 223,000 |
| Bay County Florida | 8 | $ 5,170,000 | $ 646,000 | $ 380,000 |
| Miami-Dade County Florida | 8 | $ 1,360,000 | $ 170,000 | $ 105,000 |
| Pasco County Florida | 8 | $ 1,200,000 | $ 150,000 | $ 83,000 |
| Sarasota County Florida | 8 | $ 1,250,000 | $ 156,000 | $ 132,000 |
| Greene County Georgia | 8 | $ 2,130,000 | $ 266,000 | $ 240,000 |
| Orange County California | 7 | $ 1,165,000 | $ 166,000 | $ 166,000 |
| St. Johns County Florida | 7 | $ 2,595,000 | $ 370,000 | $ 208,000 |
| Clarke County Georgia | 7 | $ 1,295,000 | $ 185,000 | $ 181,000 |
| Columbia County Georgia | 7 | $ 1,575,000 | $ 225,000 | $ 136,000 |
| Fannin County Georgia | 7 | $ 1,805,000 | $ 257,000 | $ 302,000 |
| Essex County Massachusetts | 7 | $ 745,000 | $ 106,000 | $ 104,000 |
| Davidson County Tennessee | 7 | $ 1,105,000 | $ 157,000 | $ 128,000 |
| Brevard County Florida | 6 | $ 1,040,000 | $ 173,000 | $ 152,000 |
| Floyd County Georgia | 6 | $ 1,200,000 | $ 200,000 | $ 121,000 |
| Gilmer County Georgia | 6 | $ 1,580,000 | $ 263,000 | $ 209,000 |
| Houston County Georgia | 6 | $ 1,050,000 | $ 175,000 | $ 75,000 |
| Morgan County Georgia | 6 | $ 1,500,000 | $ 250,000 | $ 159,000 |
| Richmond County Georgia | 6 | $ 590,000 | $ 98,000 | $ 97,000 |
| Greenville County South Carolina | 6 | $ 910,000 | $ 151,000 | $ 119,000 |
| York County South Carolina | 6 | $ 770,000 | $ 128,000 | $ 116,000 |
| Davis County Utah | 6 | $ 700,000 | $ 116,000 | $ 70,000 |
| Randolph County Alabama | 5 | $ 1,055,000 | $ 211,000 | $ 111,000 |
| El Paso County Colorado | 5 | $ 1,755,000 | $ 351,000 | $ 171,000 |
| Hillsborough County Florida | 5 | $ 695,000 | $ 139,000 | $ 138,000 |
| Osceola County Florida | 5 | $ 1,075,000 | $ 215,000 | $ 122,000 |
| Seminole County Florida | 5 | $ 1,055,000 | $ 211,000 | $ 247,000 |
| St. Lucie County Florida | 5 | $ 1,115,000 | $ 223,000 | $ 106,000 |
| Upson County Georgia | 5 | $ 435,000 | $ 87,000 | $ 80,000 |
| Kings County New York | 5 | $ 2,065,000 | $ 413,000 | $ 215,000 |
| Hamilton County Tennessee | 5 | $ 1,405,000 | $ 281,000 | $ 150,000 |
| Baldwin County Alabama | 4 | $ 960,000 | $ 240,000 | $ 169,000 |
| Mobile County Alabama | 4 | $ 570,000 | $ 142,000 | $ 108,000 |
| Montgomery County Alabama | 4 | $ 410,000 | $ 102,000 | $ 160,000 |
| Talladega County Alabama | 4 | $ 810,000 | $ 202,000 | $ 87,000 |
| Riverside County California | 4 | $ 780,000 | $ 195,000 | $ 140,000 |
| Charlotte County Florida | 4 | $ 560,000 | $ 140,000 | $ 166,000 |
| Duval County Florida | 4 | $ 1,360,000 | $ 340,000 | $ 132,000 |
| Flagler County Florida | 4 | $ 980,000 | $ 245,000 | $ 87,000 |
| Catoosa County Georgia | 4 | $ 350,000 | $ 87,000 | $ 60,000 |
| Harris County Georgia | 4 | $ 420,000 | $ 105,000 | $ 111,000 |
| Muscogee County Georgia | 4 | $ 320,000 | $ 80,000 | $ 77,000 |
| Suffolk County Massachusetts | 4 | $ 1,090,000 | $ 272,000 | $ 148,000 |
| Nassau County New York | 4 | $ 1,360,000 | $ 340,000 | $ 180,000 |
| Harris County Texas | 4 | $ 1,040,000 | $ 260,000 | $ 147,000 |
| Summit County Utah | 4 | $ 920,000 | $ 230,000 | $ 262,000 |
| Fairfax County Virginia | 4 | $ 1,070,000 | $ 267,000 | $ 138,000 |
| Lee County Alabama | 3 | $ 1,025,000 | $ 341,000 | $ 148,000 |
| San Diego County California | 3 | $ 245,000 | $ 81,000 | $ 72,000 |
| Adams County Colorado | 3 | $ 1,135,000 | $ 378,000 | $ 183,000 |
| Douglas County Colorado | 3 | $ 1,265,000 | $ 421,000 | $ 307,000 |
| Collier County Florida | 3 | $ 235,000 | $ 78,000 | $ 259,000 |
| Indian River County Florida | 3 | $ 375,000 | $ 125,000 | $ 67,000 |
| Marion County Florida | 3 | $ 275,000 | $ 91,000 | $ 68,000 |
| Martin County Florida | 3 | $ 1,245,000 | $ 415,000 | $ 206,000 |
| Nassau County Florida | 3 | $ 1,225,000 | $ 408,000 | $ 256,000 |
| Polk County Florida | 3 | $ 385,000 | $ 128,000 | $ 125,000 |
| Banks County Georgia | 3 | $ 495,000 | $ 165,000 | $ 137,000 |
| Gordon County Georgia | 3 | $ 405,000 | $ 135,000 | $ 360,000 |
| Hancock County Georgia | 3 | $ 465,000 | $ 155,000 | $ 162,000 |
| Hart County Georgia | 3 | $ 415,000 | $ 138,000 | $ 148,000 |
| Lowndes County Georgia | 3 | $ 205,000 | $ 68,000 | $ 93,000 |
| Pulaski County Georgia | 3 | $ 665,000 | $ 221,000 | $ 77,000 |
| Rabun County Georgia | 3 | $ 435,000 | $ 145,000 | $ 65,000 |
| Stephens County Georgia | 3 | $ 285,000 | $ 95,000 | $ 150,000 |
| Union County Georgia | 3 | $ 555,000 | $ 185,000 | $ 227,000 |
| Prince George's County Maryland | 3 | $ 1,035,000 | $ 345,000 | $ 109,000 |
| Middlesex County Massachusetts | 3 | $ 725,000 | $ 241,000 | $ 119,000 |
| Queens County New York | 3 | $ 1,215,000 | $ 405,000 | $ 127,000 |
| Pitt County North Carolina | 3 | $ 315,000 | $ 105,000 | $ 150,000 |
| Transylvania County North Carolina | 3 | $ 1,145,000 | $ 381,000 | $ 211,000 |
| Wake County North Carolina | 3 | $ 545,000 | $ 181,000 | $ 112,000 |
| Charleston County South Carolina | 3 | $ 355,000 | $ 118,000 | $ 95,000 |
| Oconee County South Carolina | 3 | $ 815,000 | $ 271,000 | $ 99,000 |
| Richland County South Carolina | 3 | $ 735,000 | $ 245,000 | $ 57,000 |
| Spartanburg County South Carolina | 3 | $ 375,000 | $ 125,000 | $ 66,000 |
| Shelby County Tennessee | 3 | $ 365,000 | $ 121,000 | $ 116,000 |
| Parker County Texas | 3 | $ 1,195,000 | $ 398,000 | $ 132,000 |
| Williamson County Texas | 3 | $ 1,275,000 | $ 425,000 | $ 218,000 |
| Utah County Utah | 3 | $ 1,015,000 | $ 338,000 | $ 178,000 |
| Wasatch County Utah | 3 | $ 295,000 | $ 98,000 | $ 144,000 |
| Chambers County Alabama | 2 | $ 220,000 | $ 110,000 | $ 139,000 |
| Clay County Alabama | 2 | $ 210,000 | $ 105,000 | $ 517,000 |
| Jefferson County Alabama | 2 | $ 260,000 | $ 130,000 | $ 52,000 |
| Madison County Alabama | 2 | $ 150,000 | $ 75,000 | $ 196,000 |
| Shelby County Alabama | 2 | $ 90,000 | $ 45,000 | $ 87,000 |
| Contra Costa County California | 2 | $ 60,000 | $ 30,000 | $ 132,000 |
| San Bernardino County California | 2 | $ 280,000 | $ 140,000 | $ 124,000 |
| District of Columbia County District Of Columbia | 2 | $ 180,000 | $ 90,000 | $ 95,000 |
| Alachua County Florida | 2 | $ 220,000 | $ 110,000 | $ 228,000 |
| Hernando County Florida | 2 | $ 490,000 | $ 245,000 | $ 148,000 |
| Lake County Florida | 2 | $ 60,000 | $ 30,000 | $ 85,000 |
| Leon County Florida | 2 | $ 400,000 | $ 200,000 | $ 210,000 |
| Sumter County Florida | 2 | $ 180,000 | $ 90,000 | $ 114,000 |
| Dougherty County Georgia | 2 | $ 160,000 | $ 80,000 | $ 62,000 |
| Effingham County Georgia | 2 | $ 80,000 | $ 40,000 | $ 83,000 |
| Elbert County Georgia | 2 | $ 340,000 | $ 170,000 | $ 87,000 |
| Habersham County Georgia | 2 | $ 730,000 | $ 365,000 | $ 116,000 |
| Haralson County Georgia | 2 | $ 620,000 | $ 310,000 | $ 105,000 |
| Polk County Georgia | 2 | $ 200,000 | $ 100,000 | $ 46,000 |
| Towns County Georgia | 2 | $ 360,000 | $ 180,000 | $ 49,000 |
| Walker County Georgia | 2 | $ 450,000 | $ 225,000 | $ 64,000 |
| White County Georgia | 2 | $ 170,000 | $ 85,000 | $ 143,000 |
| Lake County Indiana | 2 | $ 490,000 | $ 245,000 | $ 131,000 |
| St. Joseph County Indiana | 2 | $ 230,000 | $ 115,000 | $ 214,000 |
| Campbell County Kentucky | 2 | $ 550,000 | $ 275,000 | $ 110,000 |
| Grant County Kentucky | 2 | $ 240,000 | $ 120,000 | $ 196,000 |
| Baltimore County Maryland | 2 | $ 590,000 | $ 295,000 | $ 66,000 |
| Bristol County Massachusetts | 2 | $ 360,000 | $ 180,000 | $ 40,000 |
| Onondaga County New York | 2 | $ 190,000 | $ 95,000 | $ 80,000 |
| Rensselaer County New York | 2 | $ 230,000 | $ 115,000 | $ 135,000 |
| Brunswick County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 160,000 |
| Cabarrus County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 177,000 |
| Macon County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 646,000 |
| Stokes County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 37,000 |
| Anderson County South Carolina | 2 | $ 240,000 | $ 120,000 | $ 93,000 |
| Beaufort County South Carolina | 2 | $ 340,000 | $ 170,000 | $ 84,000 |
| Berkeley County South Carolina | 2 | $ 610,000 | $ 305,000 | $ 51,000 |
| Georgetown County South Carolina | 2 | $ 250,000 | $ 125,000 | $ 91,000 |
| Horry County South Carolina | 2 | $ 410,000 | $ 205,000 | $ 77,000 |
| Knox County Tennessee | 2 | $ 440,000 | $ 220,000 | $ 57,000 |
| Roane County Tennessee | 2 | $ 430,000 | $ 215,000 | $ 109,000 |
| Collin County Texas | 2 | $ 130,000 | $ 65,000 | $ 140,000 |
| Montgomery County Texas | 2 | $ 760,000 | $ 380,000 | $ 195,000 |
| Travis County Texas | 2 | $ 970,000 | $ 485,000 | $ 183,000 |
| Tooele County Utah | 2 | $ 160,000 | $ 80,000 | $ 75,000 |
| Spotsylvania County Virginia | 2 | $ 710,000 | $ 355,000 | $ 410,000 |
| Butler County Alabama | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Calhoun County Alabama | 1 | $ 65,000 | $ 65,000 | $ 109,000 |
| DeKalb County Alabama | 1 | $ 85,000 | $ 85,000 | $ 108,000 |
| Elmore County Alabama | 1 | $ 335,000 | $ 335,000 | $ 91,000 |
| Greene County Alabama | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Houston County Alabama | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Marion County Alabama | 1 | $ 295,000 | $ 295,000 | $ 95,000 |
| Marshall County Alabama | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Russell County Alabama | 1 | $ 65,000 | $ 65,000 | $ 1,536,000 |
| St. Clair County Alabama | 1 | $ 105,000 | $ 105,000 | $ 147,000 |
| Tallapoosa County Alabama | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Pima County Arizona | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Yavapai County Arizona | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| Alameda County California | 1 | $ 85,000 | $ 85,000 | $ 175,000 |
| Butte County California | 1 | $ 15,000 | $ 15,000 | $ 168,000 |
| Calaveras County California | 1 | $ 155,000 | $ 155,000 | $ 337,000 |
| El Dorado County California | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| San Francisco County California | 1 | $ 105,000 | $ 105,000 | $ 248,000 |
| Santa Clara County California | 1 | $ 155,000 | $ 155,000 | $ 132,000 |
| Santa Cruz County California | 1 | $ 685,000 | $ 685,000 | $ 226,000 |
| Denver County Colorado | 1 | $ 135,000 | $ 135,000 | $ 211,000 |
| Elbert County Colorado | 1 | $ 25,000 | $ 25,000 | $ 112,000 |
| La Plata County Colorado | 1 | $ 95,000 | $ 95,000 | $ 192,000 |
| Larimer County Colorado | 1 | $ 35,000 | $ 35,000 | $ 110,000 |
| Pueblo County Colorado | 1 | $ 455,000 | $ 455,000 | $ 316,000 |
| Citrus County Florida | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Columbia County Florida | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Gulf County Florida | 1 | $ 255,000 | $ 255,000 | $ 157,000 |
| Levy County Florida | 1 | $ 35,000 | $ 35,000 | $ 33,000 |
| Manatee County Florida | 1 | $ 15,000 | $ 15,000 | $ 94,000 |
| Putnam County Florida | 1 | $ 105,000 | $ 105,000 | $ 176,000 |
| Santa Rosa County Florida | 1 | $ 25,000 | $ 25,000 | $ 69,000 |
| Wakulla County Florida | 1 | $ 405,000 | $ 405,000 | $ 187,000 |
| Bryan County Georgia | 1 | $ 205,000 | $ 205,000 | $ 110,000 |
| Burke County Georgia | 1 | $ 85,000 | $ 85,000 | $ 10,000 |
| Camden County Georgia | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Chattooga County Georgia | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| Crawford County Georgia | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Franklin County Georgia | 1 | $ 105,000 | $ 105,000 | $ 118,000 |
| Lee County Georgia | 1 | $ 155,000 | $ 155,000 | $ 420,000 |
| Lincoln County Georgia | 1 | $ 135,000 | $ 135,000 | $ 157,000 |
| Montgomery County Georgia | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Oglethorpe County Georgia | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
| Talbot County Georgia | 1 | $ 175,000 | $ 175,000 | $ 201,000 |
| Thomas County Georgia | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Tift County Georgia | 1 | $ 345,000 | $ 345,000 | $ 87,000 |
| Wayne County Georgia | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Whitfield County Georgia | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Wilkes County Georgia | 1 | $ 165,000 | $ 165,000 | $ 27,000 |
| Delaware County Indiana | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Marion County Indiana | 1 | $ 255,000 | $ 255,000 | $ 218,000 |
| Tippecanoe County Indiana | 1 | $ 235,000 | $ 235,000 | $ 122,000 |
| Vigo County Indiana | 1 | $ 345,000 | $ 345,000 | $ 310,000 |
| Bath County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 276,000 |
| Fayette County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 95,000 |
| Jefferson County Kentucky | 1 | $ 565,000 | $ 565,000 | $ 271,000 |
| Anne Arundel County Maryland | 1 | $ 205,000 | $ 205,000 | $ 127,000 |
| Montgomery County Maryland | 1 | $ 45,000 | $ 45,000 | $ 69,000 |
| Worcester County Maryland | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Berkshire County Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Hampden County Massachusetts | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Worcester County Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 69,000 |
| Carver County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 234,000 |
| Dakota County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Hennepin County Minnesota | 1 | $ 925,000 | $ 925,000 | $ 229,000 |
| Olmsted County Minnesota | 1 | $ 525,000 | $ 525,000 | $ 136,000 |
| Otter Tail County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 145,000 |
| Albany County New York | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| Greene County New York | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Monroe County New York | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Rockland County New York | 1 | $ 275,000 | $ 275,000 | $ 133,000 |
| Suffolk County New York | 1 | $ 25,000 | $ 25,000 | $ 130,000 |
| Washington County New York | 1 | $ 45,000 | $ 45,000 | $ 271,000 |
| Westchester County New York | 1 | $ 25,000 | $ 25,000 | $ 274,000 |
| Ashe County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| Cleveland County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Durham County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 73,000 |
| Harnett County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 116,000 |
| Johnston County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Lincoln County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Pender County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Rockingham County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Rowan County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 121,000 |
| Rutherford County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Union County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 127,000 |
| Watauga County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Butler County Ohio | 1 | $ 395,000 | $ 395,000 | $ 138,000 |
| Clermont County Ohio | 1 | $ 125,000 | $ 125,000 | $ 171,000 |
| Cuyahoga County Ohio | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Stark County Ohio | 1 | $ 35,000 | $ 35,000 | $ 116,000 |
| Summit County Ohio | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| Dillon County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Dorchester County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 140,000 |
| Jasper County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 88,000 |
| Kershaw County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Lancaster County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 369,000 |
| DeKalb County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 77,000 |
| Fayette County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 127,000 |
| Gibson County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Loudon County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 33,000 |
| Marion County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 76,000 |
| Washington County Tennessee | 1 | $ 485,000 | $ 485,000 | $ 268,000 |
| Williamson County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 392,000 |
| Bell County Texas | 1 | $ 75,000 | $ 75,000 | $ 100,000 |
| Bexar County Texas | 1 | $ 125,000 | $ 125,000 | $ 82,000 |
| Brazoria County Texas | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Brazos County Texas | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Burnet County Texas | 1 | $ 415,000 | $ 415,000 | $ 206,000 |
| Galveston County Texas | 1 | $ 155,000 | $ 155,000 | $ 106,000 |
| Gregg County Texas | 1 | $ 175,000 | $ 175,000 | $ 147,000 |
| Hill County Texas | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Hopkins County Texas | 1 | $ 255,000 | $ 255,000 | $ 151,000 |
| Ochiltree County Texas | 1 | $ 105,000 | $ 105,000 | $ 130,000 |
| Smith County Texas | 1 | $ 555,000 | $ 555,000 | $ 1,200,000 |
| Weber County Utah | 1 | $ 345,000 | $ 345,000 | $ 87,000 |
| Colonial Heights County Virginia | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| Halifax County Virginia | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| James City County Virginia | 1 | $ 275,000 | $ 275,000 | $ 224,000 |
| Loudoun County Virginia | 1 | $ 55,000 | $ 55,000 | $ 109,000 |
| Portsmouth County Virginia | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Rockbridge County Virginia | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Virginia Beach County Virginia | 1 | $ 65,000 | $ 65,000 | $ 167,000 |
Mortgage Loan Application Detail Totals for Delta Community Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 3,096 | $301,820,000 | $97,000 | $3,005,000 | $140,000 | $3,576,000 |
| Cash-out Refinancing | 1,511 | $306,495,000 | $202,000 | $1,755,000 | $129,000 | $2,255,000 |
| Home Purchase | 1,493 | $443,245,000 | $296,000 | $1,485,000 | $140,000 | $1,350,000 |
| Other Purpose | 1,105 | $112,295,000 | $101,000 | $595,000 | $139,000 | $4,812,000 |
| Refinancing | 492 | $99,630,000 | $202,000 | $2,945,000 | $126,000 | $1,824,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,370 | $557,240,000 | $165,000 | $1,755,000 | $148,000 | $4,812,000 |
| Not Provided | 1,802 | $307,770,000 | $170,000 | $2,945,000 | $137,000 | $2,694,000 |
| Black or African American | 1,750 | $256,070,000 | $146,000 | $955,000 | $113,000 | $3,396,000 |
| Hispanic | 423 | $64,665,000 | $152,000 | $1,045,000 | $126,000 | $1,500,000 |
| Asian | 219 | $47,535,000 | $217,000 | $2,005,000 | $151,000 | $1,350,000 |
| American Indian or Alaskan Native | 28 | $3,860,000 | $137,000 | $365,000 | $144,000 | $1,013,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $310,000 | $155,000 | $215,000 | $91,000 | $120,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,697 | $1,263,485,000 | $164,000 | $3,005,000 | $137,000 | $4,812,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,210 | $696,830,000 | $165,000 | $1,485,000 | $137,000 | $1,300,000 |
| Application Denied By Financial Institution | 1,719 | $221,695,000 | $128,000 | $3,005,000 | $128,000 | $4,812,000 |
| Application Withdrawn By Applicant | 1,065 | $214,455,000 | $201,000 | $1,755,000 | $149,000 | $2,760,000 |
| File Closed For Incompleteness | 606 | $101,460,000 | $167,000 | $2,945,000 | $143,000 | $3,576,000 |
| Preapproval Approved but not Accepted | 76 | $24,710,000 | $325,000 | $865,000 | $111,000 | $913,000 |
| Application Approved But Not Accepted | 16 | $2,640,000 | $165,000 | $365,000 | $117,000 | $456,000 |
| Preapproval Denied by Financial Institution | 5 | $1,695,000 | $339,000 | $645,000 | $67,000 | $106,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,973 | $1,040,095,000 | $174,000 | $2,945,000 | $139,000 | $3,576,000 |
| Debt-To-Income Ratio | 804 | $107,550,000 | $133,000 | $2,005,000 | $72,000 | $1,198,000 |
| Credit History | 573 | $67,655,000 | $118,000 | $1,465,000 | $185,000 | $4,812,000 |
| Collateral | 204 | $26,040,000 | $127,000 | $655,000 | $183,000 | $3,396,000 |
| Other | 64 | $10,690,000 | $167,000 | $3,005,000 | $164,000 | $1,920,000 |
| Employment History | 53 | $6,705,000 | $126,000 | $355,000 | $99,000 | $336,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $2,685,000 | $206,000 | $355,000 | $98,000 | $183,000 |
| Unverifiable Information | 12 | $1,890,000 | $157,000 | $555,000 | $103,000 | $259,000 |
| Credit Application Incomplete | 1 | $175,000 | $175,000 | $175,000 | $109,000 | $109,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Delta Community Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Delta Community Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.