Delta Community Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Delta Community Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Delta Community Credit Union 3270 Riverwood Pkwy Atlanta, GA 30339 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,399 |
| Total Mortgage Loan Application Amount | $971,695,000 |
| Average Mortgage Loan Application Amount | $184,800 |
| Highest Mortgage Loan Application Amount | $2,205,000 |
| Average Applicant Income | $141,800 |
| Highest Applicant Income | $4,520,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Delta Community Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Delta Community Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Delta Community Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Delta Community Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Delta Community Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Delta Community Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 1,006 | $ 173,260,000 | $ 172,000 | $ 156,000 |
| Cobb County Georgia | 742 | $ 116,380,000 | $ 156,000 | $ 146,000 |
| Gwinnett County Georgia | 573 | $ 81,445,000 | $ 142,000 | $ 129,000 |
| Coweta County Georgia | 510 | $ 62,260,000 | $ 122,000 | $ 132,000 |
| Henry County Georgia | 472 | $ 48,860,000 | $ 103,000 | $ 106,000 |
| Fayette County Georgia | 464 | $ 69,290,000 | $ 149,000 | $ 160,000 |
| DeKalb County Georgia | 459 | $ 70,405,000 | $ 153,000 | $ 146,000 |
| Clayton County Georgia | 226 | $ 20,680,000 | $ 91,000 | $ 82,000 |
| Forsyth County Georgia | 226 | $ 41,090,000 | $ 181,000 | $ 177,000 |
| Cherokee County Georgia | 222 | $ 38,350,000 | $ 172,000 | $ 144,000 |
| Douglas County Georgia | 118 | $ 12,410,000 | $ 105,000 | $ 99,000 |
| Hall County Georgia | 109 | $ 13,685,000 | $ 125,000 | $ 147,000 |
| Paulding County Georgia | 96 | $ 11,780,000 | $ 122,000 | $ 103,000 |
| Spalding County Georgia | 67 | $ 8,255,000 | $ 123,000 | $ 115,000 |
| Rockdale County Georgia | 40 | $ 4,950,000 | $ 123,000 | $ 141,000 |
| Walton County Georgia | 38 | $ 4,260,000 | $ 112,000 | $ 161,000 |
| Carroll County Georgia | 34 | $ 4,340,000 | $ 127,000 | $ 101,000 |
| Barrow County Georgia | 32 | $ 2,100,000 | $ 65,000 | $ 83,000 |
| Jackson County Georgia | 30 | $ 3,100,000 | $ 103,000 | $ 111,000 |
| Butts County Georgia | 29 | $ 3,565,000 | $ 122,000 | $ 115,000 |
| Boone County Kentucky | 26 | $ 3,000,000 | $ 115,000 | $ 104,000 |
| Newton County Georgia | 25 | $ 3,225,000 | $ 129,000 | $ 94,000 |
| Salt Lake County Utah | 24 | $ 6,120,000 | $ 255,000 | $ 165,000 |
| Broward County Florida | 18 | $ 4,560,000 | $ 253,000 | $ 236,000 |
| Pike County Georgia | 18 | $ 2,260,000 | $ 125,000 | $ 107,000 |
| Troup County Georgia | 18 | $ 2,880,000 | $ 160,000 | $ 129,000 |
| Meriwether County Georgia | 16 | $ 1,280,000 | $ 80,000 | $ 112,000 |
| Bartow County Georgia | 15 | $ 1,955,000 | $ 130,000 | $ 90,000 |
| Dawson County Georgia | 14 | $ 1,510,000 | $ 107,000 | $ 244,000 |
| Orange County Florida | 13 | $ 2,325,000 | $ 178,000 | $ 143,000 |
| Los Angeles County California | 12 | $ 2,530,000 | $ 210,000 | $ 233,000 |
| Jasper County Georgia | 12 | $ 1,970,000 | $ 164,000 | $ 140,000 |
| Lamar County Georgia | 11 | $ 915,000 | $ 83,000 | $ 84,000 |
| Oconee County Georgia | 11 | $ 2,065,000 | $ 187,000 | $ 161,000 |
| San Diego County California | 10 | $ 1,860,000 | $ 186,000 | $ 250,000 |
| Palm Beach County Florida | 10 | $ 1,990,000 | $ 199,000 | $ 249,000 |
| Pinellas County Florida | 10 | $ 1,840,000 | $ 184,000 | $ 167,000 |
| Chatham County Georgia | 10 | $ 1,460,000 | $ 146,000 | $ 357,000 |
| Pickens County Georgia | 10 | $ 2,780,000 | $ 278,000 | $ 148,000 |
| Tarrant County Texas | 10 | $ 1,970,000 | $ 197,000 | $ 134,000 |
| Volusia County Florida | 9 | $ 2,095,000 | $ 232,000 | $ 142,000 |
| Lumpkin County Georgia | 9 | $ 665,000 | $ 73,000 | $ 150,000 |
| Kenton County Kentucky | 9 | $ 895,000 | $ 99,000 | $ 121,000 |
| Harris County Texas | 9 | $ 3,275,000 | $ 363,000 | $ 212,000 |
| Hillsborough County Florida | 8 | $ 2,070,000 | $ 258,000 | $ 137,000 |
| Fannin County Georgia | 8 | $ 2,060,000 | $ 257,000 | $ 146,000 |
| Monroe County Georgia | 8 | $ 1,870,000 | $ 233,000 | $ 146,000 |
| Muscogee County Georgia | 8 | $ 1,100,000 | $ 137,000 | $ 90,000 |
| Putnam County Georgia | 8 | $ 4,200,000 | $ 525,000 | $ 245,000 |
| Jefferson County Alabama | 7 | $ 1,445,000 | $ 206,000 | $ 146,000 |
| Tallapoosa County Alabama | 7 | $ 2,815,000 | $ 402,000 | $ 369,000 |
| Orange County California | 7 | $ 1,905,000 | $ 272,000 | $ 149,000 |
| Flagler County Florida | 7 | $ 845,000 | $ 120,000 | $ 132,000 |
| Bibb County Georgia | 7 | $ 1,035,000 | $ 147,000 | $ 221,000 |
| Glynn County Georgia | 7 | $ 2,055,000 | $ 293,000 | $ 167,000 |
| Heard County Georgia | 7 | $ 1,135,000 | $ 162,000 | $ 123,000 |
| Hamilton County Ohio | 7 | $ 965,000 | $ 137,000 | $ 176,000 |
| Hamilton County Tennessee | 7 | $ 1,285,000 | $ 183,000 | $ 166,000 |
| Dallas County Texas | 7 | $ 3,235,000 | $ 462,000 | $ 150,000 |
| Randolph County Alabama | 6 | $ 1,140,000 | $ 190,000 | $ 129,000 |
| Maricopa County Arizona | 6 | $ 1,080,000 | $ 180,000 | $ 185,000 |
| Duval County Florida | 6 | $ 1,900,000 | $ 316,000 | $ 203,000 |
| Miami-Dade County Florida | 6 | $ 530,000 | $ 88,000 | $ 77,000 |
| Baldwin County Georgia | 6 | $ 580,000 | $ 96,000 | $ 153,000 |
| Gilmer County Georgia | 6 | $ 730,000 | $ 121,000 | $ 291,000 |
| Summit County Utah | 6 | $ 2,230,000 | $ 371,000 | $ 264,000 |
| Manatee County Florida | 5 | $ 775,000 | $ 155,000 | $ 98,000 |
| Pasco County Florida | 5 | $ 875,000 | $ 175,000 | $ 166,000 |
| Floyd County Georgia | 5 | $ 695,000 | $ 139,000 | $ 89,000 |
| Davidson County Tennessee | 5 | $ 215,000 | $ 43,000 | $ 76,000 |
| Baldwin County Alabama | 4 | $ 1,180,000 | $ 295,000 | $ 115,000 |
| Bay County Florida | 4 | $ 510,000 | $ 127,000 | $ 100,000 |
| Brevard County Florida | 4 | $ 940,000 | $ 235,000 | $ 131,000 |
| Charlotte County Florida | 4 | $ 550,000 | $ 137,000 | $ 73,000 |
| Collier County Florida | 4 | $ 650,000 | $ 162,000 | $ 253,000 |
| Lake County Florida | 4 | $ 740,000 | $ 185,000 | $ 97,000 |
| Sarasota County Florida | 4 | $ 420,000 | $ 105,000 | $ 136,000 |
| Walton County Florida | 4 | $ 2,640,000 | $ 660,000 | $ 347,000 |
| Clarke County Georgia | 4 | $ 860,000 | $ 215,000 | $ 128,000 |
| Greene County Georgia | 4 | $ 3,070,000 | $ 767,000 | $ 253,000 |
| Harris County Georgia | 4 | $ 220,000 | $ 55,000 | $ 130,000 |
| Hart County Georgia | 4 | $ 1,390,000 | $ 347,000 | $ 299,000 |
| Union County Georgia | 4 | $ 550,000 | $ 137,000 | $ 122,000 |
| Essex County Massachusetts | 4 | $ 1,140,000 | $ 285,000 | $ 130,000 |
| Nassau County New York | 4 | $ 440,000 | $ 110,000 | $ 77,000 |
| Mecklenburg County North Carolina | 4 | $ 710,000 | $ 177,000 | $ 90,000 |
| Charleston County South Carolina | 4 | $ 1,840,000 | $ 460,000 | $ 251,000 |
| Washington County Tennessee | 4 | $ 530,000 | $ 132,000 | $ 207,000 |
| Denton County Texas | 4 | $ 640,000 | $ 160,000 | $ 162,000 |
| Travis County Texas | 4 | $ 1,450,000 | $ 362,000 | $ 174,000 |
| Lee County Alabama | 3 | $ 765,000 | $ 255,000 | $ 175,000 |
| Montgomery County Alabama | 3 | $ 185,000 | $ 61,000 | $ 140,000 |
| Placer County California | 3 | $ 235,000 | $ 78,000 | $ 212,000 |
| Riverside County California | 3 | $ 395,000 | $ 131,000 | $ 228,000 |
| Arapahoe County Colorado | 3 | $ 485,000 | $ 161,000 | $ 175,000 |
| Escambia County Florida | 3 | $ 295,000 | $ 98,000 | $ 98,000 |
| Hernando County Florida | 3 | $ 865,000 | $ 288,000 | $ 105,000 |
| Lee County Florida | 3 | $ 685,000 | $ 228,000 | $ 173,000 |
| Martin County Florida | 3 | $ 235,000 | $ 78,000 | $ 108,000 |
| Polk County Florida | 3 | $ 945,000 | $ 315,000 | $ 366,000 |
| St. Johns County Florida | 3 | $ 1,535,000 | $ 511,000 | $ 200,000 |
| Sumter County Florida | 3 | $ 455,000 | $ 151,000 | $ 86,000 |
| Dougherty County Georgia | 3 | $ 175,000 | $ 58,000 | $ 40,000 |
| Polk County Georgia | 3 | $ 215,000 | $ 71,000 | $ 80,000 |
| Rabun County Georgia | 3 | $ 355,000 | $ 118,000 | $ 166,000 |
| Towns County Georgia | 3 | $ 675,000 | $ 225,000 | $ 84,000 |
| Upson County Georgia | 3 | $ 305,000 | $ 101,000 | $ 152,000 |
| Middlesex County Massachusetts | 3 | $ 485,000 | $ 161,000 | $ 169,000 |
| Hennepin County Minnesota | 3 | $ 725,000 | $ 241,000 | $ 204,000 |
| Durham County North Carolina | 3 | $ 915,000 | $ 305,000 | $ 196,000 |
| Guilford County North Carolina | 3 | $ 745,000 | $ 248,000 | $ 96,000 |
| Iredell County North Carolina | 3 | $ 255,000 | $ 85,000 | $ 177,000 |
| Jackson County North Carolina | 3 | $ 405,000 | $ 135,000 | $ 188,000 |
| Warren County Ohio | 3 | $ 665,000 | $ 221,000 | $ 195,000 |
| Beaufort County South Carolina | 3 | $ 855,000 | $ 285,000 | $ 230,000 |
| Greenville County South Carolina | 3 | $ 535,000 | $ 178,000 | $ 161,000 |
| Richland County South Carolina | 3 | $ 515,000 | $ 171,000 | $ 151,000 |
| Shelby County Tennessee | 3 | $ 155,000 | $ 51,000 | $ 92,000 |
| Collin County Texas | 3 | $ 715,000 | $ 238,000 | $ 177,000 |
| Ellis County Texas | 3 | $ 155,000 | $ 51,000 | $ 132,000 |
| Fort Bend County Texas | 3 | $ 945,000 | $ 315,000 | $ 118,000 |
| Davis County Utah | 3 | $ 595,000 | $ 198,000 | $ 124,000 |
| Tooele County Utah | 3 | $ 175,000 | $ 58,000 | $ 127,000 |
| Cherokee County Alabama | 2 | $ 360,000 | $ 180,000 | $ 312,000 |
| Etowah County Alabama | 2 | $ 120,000 | $ 60,000 | $ 92,000 |
| Madison County Alabama | 2 | $ 450,000 | $ 225,000 | $ 125,000 |
| Talladega County Alabama | 2 | $ 450,000 | $ 225,000 | $ 285,000 |
| Gulf County Florida | 2 | $ 420,000 | $ 210,000 | $ 219,000 |
| Leon County Florida | 2 | $ 530,000 | $ 265,000 | $ 215,000 |
| Marion County Florida | 2 | $ 80,000 | $ 40,000 | $ 71,000 |
| Okaloosa County Florida | 2 | $ 350,000 | $ 175,000 | $ 186,000 |
| Osceola County Florida | 2 | $ 180,000 | $ 90,000 | $ 162,000 |
| St. Lucie County Florida | 2 | $ 560,000 | $ 280,000 | $ 214,000 |
| Banks County Georgia | 2 | $ 190,000 | $ 95,000 | $ 169,000 |
| Elbert County Georgia | 2 | $ 300,000 | $ 150,000 | $ 148,000 |
| Habersham County Georgia | 2 | $ 150,000 | $ 75,000 | $ 92,000 |
| Haralson County Georgia | 2 | $ 180,000 | $ 90,000 | $ 121,000 |
| Houston County Georgia | 2 | $ 320,000 | $ 160,000 | $ 81,000 |
| Richmond County Georgia | 2 | $ 260,000 | $ 130,000 | $ 57,000 |
| Whitfield County Georgia | 2 | $ 200,000 | $ 100,000 | $ 186,000 |
| Dearborn County Indiana | 2 | $ 140,000 | $ 70,000 | $ 92,000 |
| Campbell County Kentucky | 2 | $ 150,000 | $ 75,000 | $ 164,000 |
| Fayette County Kentucky | 2 | $ 610,000 | $ 305,000 | $ 79,000 |
| Charles County Maryland | 2 | $ 380,000 | $ 190,000 | $ 133,000 |
| Howard County Maryland | 2 | $ 330,000 | $ 165,000 | $ 159,000 |
| Alexander County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 47,000 |
| Forsyth County North Carolina | 2 | $ 50,000 | $ 25,000 | $ 126,000 |
| Moore County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 150,000 |
| Franklin County Ohio | 2 | $ 400,000 | $ 200,000 | $ 91,000 |
| Summit County Ohio | 2 | $ 570,000 | $ 285,000 | $ 146,000 |
| Dorchester County South Carolina | 2 | $ 650,000 | $ 325,000 | $ 118,000 |
| Spartanburg County South Carolina | 2 | $ 430,000 | $ 215,000 | $ 184,000 |
| Knox County Tennessee | 2 | $ 140,000 | $ 70,000 | $ 233,000 |
| Sevier County Tennessee | 2 | $ 1,160,000 | $ 580,000 | $ 184,000 |
| Williamson County Tennessee | 2 | $ 360,000 | $ 180,000 | $ 255,000 |
| Wilson County Tennessee | 2 | $ 620,000 | $ 310,000 | $ 113,000 |
| Johnson County Texas | 2 | $ 1,180,000 | $ 590,000 | $ 341,000 |
| Utah County Utah | 2 | $ 90,000 | $ 45,000 | $ 100,000 |
| Cleburne County Alabama | 1 | $ 125,000 | $ 125,000 | $ 127,000 |
| DeKalb County Alabama | 1 | $ 165,000 | $ 165,000 | $ 285,000 |
| Jackson County Alabama | 1 | $ 565,000 | $ 565,000 | $ 201,000 |
| Marion County Alabama | 1 | $ 85,000 | $ 85,000 | $ 104,000 |
| Mobile County Alabama | 1 | $ 105,000 | $ 105,000 | $ 300,000 |
| Russell County Alabama | 1 | $ 65,000 | $ 65,000 | $ 94,000 |
| Shelby County Alabama | 1 | $ 255,000 | $ 255,000 | $ 247,000 |
| St. Clair County Alabama | 1 | $ 35,000 | $ 35,000 | $ 127,000 |
| Walker County Alabama | 1 | $ 25,000 | $ 25,000 | $ 103,000 |
| Marin County California | 1 | $ 55,000 | $ 55,000 | $ 174,000 |
| Sacramento County California | 1 | $ 65,000 | $ 65,000 | $ 203,000 |
| San Bernardino County California | 1 | $ 785,000 | $ 785,000 | $ 179,000 |
| San Francisco County California | 1 | $ 1,495,000 | $ 1,495,000 | $ 368,000 |
| Stanislaus County California | 1 | $ 55,000 | $ 55,000 | $ 305,000 |
| Denver County Colorado | 1 | $ 465,000 | $ 465,000 | $ 203,000 |
| Douglas County Colorado | 1 | $ 105,000 | $ 105,000 | $ 197,000 |
| Eagle County Colorado | 1 | $ 355,000 | $ 355,000 | $ 430,000 |
| El Paso County Colorado | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Jefferson County Colorado | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Pueblo County Colorado | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Weld County Colorado | 1 | $ 65,000 | $ 65,000 | $ 165,000 |
| District of Columbia County District Of Columbia | 1 | $ 105,000 | $ 105,000 | $ 311,000 |
| Alachua County Florida | 1 | $ 75,000 | $ 75,000 | $ 169,000 |
| Clay County Florida | 1 | $ 15,000 | $ 15,000 | $ 90,000 |
| Franklin County Florida | 1 | $ 255,000 | $ 255,000 | $ 168,000 |
| Indian River County Florida | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Monroe County Florida | 1 | $ 725,000 | $ 725,000 | $ 752,000 |
| Putnam County Florida | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Seminole County Florida | 1 | $ 105,000 | $ 105,000 | $ 214,000 |
| Berrien County Georgia | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| Burke County Georgia | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
| Camden County Georgia | 1 | $ 385,000 | $ 385,000 | $ 207,000 |
| Chattooga County Georgia | 1 | $ 255,000 | $ 255,000 | $ 135,000 |
| Effingham County Georgia | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Franklin County Georgia | 1 | $ 285,000 | $ 285,000 | $ 112,000 |
| Gordon County Georgia | 1 | $ 95,000 | $ 95,000 | $ 185,000 |
| Irwin County Georgia | 1 | $ 25,000 | $ 25,000 | $ 88,000 |
| Jones County Georgia | 1 | $ 85,000 | $ 85,000 | $ 21,000 |
| Lee County Georgia | 1 | $ 65,000 | $ 65,000 | $ 197,000 |
| Madison County Georgia | 1 | $ 465,000 | $ 465,000 | $ 202,000 |
| McIntosh County Georgia | 1 | $ 85,000 | $ 85,000 | $ 151,000 |
| Morgan County Georgia | 1 | $ 315,000 | $ 315,000 | $ 121,000 |
| Oglethorpe County Georgia | 1 | $ 85,000 | $ 85,000 | $ 768,000 |
| Pulaski County Georgia | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
| Taylor County Georgia | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| White County Georgia | 1 | $ 285,000 | $ 285,000 | $ 121,000 |
| Wilkes County Georgia | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Hamilton County Indiana | 1 | $ 505,000 | $ 505,000 | $ 258,000 |
| Lawrence County Indiana | 1 | $ 35,000 | $ 35,000 | $ 79,000 |
| Marion County Indiana | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| St. Joseph County Indiana | 1 | $ 165,000 | $ 165,000 | $ 439,000 |
| Switzerland County Indiana | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Tippecanoe County Indiana | 1 | $ 375,000 | $ 375,000 | $ 185,000 |
| Gallatin County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Grant County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 73,000 |
| Woodford County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 119,000 |
| Frederick County Maryland | 1 | $ 165,000 | $ 165,000 | $ 332,000 |
| Montgomery County Maryland | 1 | $ 485,000 | $ 485,000 | $ 130,000 |
| Plymouth County Massachusetts | 1 | $ 155,000 | $ 155,000 | $ 261,000 |
| Suffolk County Massachusetts | 1 | $ 905,000 | $ 905,000 | $ 301,000 |
| Dakota County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Olmsted County Minnesota | 1 | $ 645,000 | $ 645,000 | $ 140,000 |
| Bronx County New York | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Kings County New York | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Queens County New York | 1 | $ 305,000 | $ 305,000 | $ 162,000 |
| Ulster County New York | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
| Ashe County North Carolina | 1 | $ 935,000 | $ 935,000 | $ 234,000 |
| Buncombe County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 294,000 |
| Caldwell County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 156,000 |
| Catawba County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Cherokee County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 253,000 |
| Gaston County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 171,000 |
| Johnston County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| New Hanover County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 175,000 |
| Pender County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Wake County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Watauga County North Carolina | 1 | $ 755,000 | $ 755,000 | $ 218,000 |
| Clark County Ohio | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Hancock County Ohio | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| Medina County Ohio | 1 | $ 255,000 | $ 255,000 | $ 217,000 |
| Montgomery County Ohio | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Wood County Ohio | 1 | $ 135,000 | $ 135,000 | $ 340,000 |
| Aiken County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Anderson County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 20,000 |
| Georgetown County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 239,000 |
| Greenwood County South Carolina | 1 | $ 805,000 | $ 805,000 | $ 396,000 |
| Jasper County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 175,000 |
| Kershaw County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 110,000 |
| Lexington County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| McCormick County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 96,000 |
| Oconee County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 125,000 |
| Orangeburg County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 103,000 |
| York County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Bedford County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 157,000 |
| Carter County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Greene County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| Rutherford County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Sumner County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 144,000 |
| Warren County Tennessee | 1 | $ 465,000 | $ 465,000 | $ 170,000 |
| White County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Bell County Texas | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Bexar County Texas | 1 | $ 35,000 | $ 35,000 | $ 121,000 |
| El Paso County Texas | 1 | $ 65,000 | $ 65,000 | $ 153,000 |
| Hood County Texas | 1 | $ 85,000 | $ 85,000 | $ 144,000 |
| Hopkins County Texas | 1 | $ 45,000 | $ 45,000 | $ 165,000 |
| Kaufman County Texas | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| McLennan County Texas | 1 | $ 255,000 | $ 255,000 | $ 70,000 |
| Montgomery County Texas | 1 | $ 195,000 | $ 195,000 | $ 274,000 |
| Parker County Texas | 1 | $ 65,000 | $ 65,000 | $ 101,000 |
| Smith County Texas | 1 | $ 75,000 | $ 75,000 | $ 99,000 |
| Waller County Texas | 1 | $ 725,000 | $ 725,000 | $ 409,000 |
| Morgan County Utah | 1 | $ 35,000 | $ 35,000 | $ 182,000 |
| Wasatch County Utah | 1 | $ 155,000 | $ 155,000 | $ 235,000 |
| Washington County Utah | 1 | $ 155,000 | $ 155,000 | $ 102,000 |
| Weber County Utah | 1 | $ 535,000 | $ 535,000 | $ 225,000 |
| Chesterfield County Virginia | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Frederick County Virginia | 1 | $ 255,000 | $ 255,000 | $ 175,000 |
| Goochland County Virginia | 1 | $ 255,000 | $ 255,000 | $ 151,000 |
| Loudoun County Virginia | 1 | $ 75,000 | $ 75,000 | $ 175,000 |
| Newport News County Virginia | 1 | $ 305,000 | $ 305,000 | $ 88,000 |
| Norfolk County Virginia | 1 | $ 195,000 | $ 195,000 | $ 199,000 |
| Powhatan County Virginia | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
Mortgage Loan Application Detail Totals for Delta Community Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 3,078 | $288,740,000 | $93,000 | $1,505,000 | $136,000 | $4,520,000 |
| Other Purpose | 1,289 | $130,925,000 | $101,000 | $1,005,000 | $126,000 | $1,800,000 |
| Home Purchase | 1,236 | $425,030,000 | $343,000 | $2,205,000 | $172,000 | $1,712,000 |
| Cash-out Refinancing | 718 | $108,590,000 | $151,000 | $1,465,000 | $138,000 | $906,000 |
| Refinancing | 78 | $18,410,000 | $236,000 | $1,955,000 | $137,000 | $1,692,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,785 | $448,535,000 | $161,000 | $2,205,000 | $154,000 | $4,520,000 |
| Not Provided | 1,497 | $225,155,000 | $150,000 | $1,495,000 | $142,000 | $2,136,000 |
| Black or African American | 1,443 | $162,205,000 | $112,000 | $1,085,000 | $115,000 | $2,653,000 |
| Hispanic | 365 | $52,715,000 | $144,000 | $1,155,000 | $117,000 | $1,684,000 |
| Asian | 195 | $55,505,000 | $284,000 | $1,905,000 | $170,000 | $816,000 |
| American Indian or Alaskan Native | 24 | $2,810,000 | $117,000 | $325,000 | $112,000 | $239,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $625,000 | $125,000 | $255,000 | $100,000 | $145,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,399 | $971,695,000 | $151,000 | $2,205,000 | $141,000 | $4,520,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,473 | $544,325,000 | $156,000 | $1,905,000 | $146,000 | $1,300,000 |
| Application Denied By Financial Institution | 1,848 | $221,660,000 | $119,000 | $1,955,000 | $122,000 | $2,653,000 |
| Application Withdrawn By Applicant | 688 | $143,710,000 | $208,000 | $2,205,000 | $161,000 | $4,520,000 |
| File Closed For Incompleteness | 321 | $43,045,000 | $134,000 | $1,225,000 | $153,000 | $2,400,000 |
| Preapproval Approved but not Accepted | 35 | $13,955,000 | $398,000 | $1,205,000 | $151,000 | $602,000 |
| Application Approved But Not Accepted | 32 | $4,560,000 | $142,000 | $975,000 | $144,000 | $993,000 |
| Preapproval Denied by Financial Institution | 2 | $440,000 | $220,000 | $235,000 | $65,000 | $87,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,549 | $749,595,000 | $164,000 | $2,205,000 | $149,000 | $4,520,000 |
| Debt-To-Income Ratio | 952 | $125,100,000 | $131,000 | $1,955,000 | $78,000 | $792,000 |
| Credit History | 574 | $56,730,000 | $98,000 | $1,255,000 | $181,000 | $2,653,000 |
| Collateral | 139 | $18,175,000 | $130,000 | $705,000 | $161,000 | $1,261,000 |
| Other | 116 | $12,580,000 | $108,000 | $475,000 | $131,000 | $526,000 |
| Employment History | 42 | $5,400,000 | $128,000 | $725,000 | $133,000 | $522,000 |
| Unverifiable Information | 18 | $2,120,000 | $117,000 | $285,000 | $94,000 | $256,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,995,000 | $221,000 | $835,000 | $103,000 | $283,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Delta Community Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Delta Community Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.