Department Of Commerce
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Department Of Commerce 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Department Of Commerce P.O. Box 14720 Washington, DC 20044 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 636 |
| Total Mortgage Loan Application Amount | $196,030,000 |
| Average Mortgage Loan Application Amount | $261,600 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $158,800 |
| Highest Applicant Income | $826,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Department Of Commerce. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Department Of Commerce's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Department Of Commerce's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Department Of Commerce serves its applicants.
Each category highlights the total number of mortgage applications processed by Department Of Commerce, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Department Of Commerce's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 73 | $ 24,965,000 | $ 341,000 | $ 186,000 |
| Henrico County Virginia | 59 | $ 18,915,000 | $ 320,000 | $ 138,000 |
| Prince George's County Maryland | 57 | $ 10,305,000 | $ 180,000 | $ 120,000 |
| District of Columbia County District Of Columbia | 55 | $ 21,365,000 | $ 388,000 | $ 200,000 |
| Fairfax County Virginia | 51 | $ 20,545,000 | $ 402,000 | $ 203,000 |
| Chesterfield County Virginia | 26 | $ 6,010,000 | $ 231,000 | $ 118,000 |
| Anne Arundel County Maryland | 21 | $ 7,255,000 | $ 345,000 | $ 173,000 |
| Loudoun County Virginia | 17 | $ 6,105,000 | $ 359,000 | $ 161,000 |
| Howard County Maryland | 16 | $ 4,230,000 | $ 264,000 | $ 134,000 |
| Richmond City County Virginia | 15 | $ 6,485,000 | $ 432,000 | $ 223,000 |
| Albemarle County Virginia | 13 | $ 5,075,000 | $ 390,000 | $ 196,000 |
| Arlington County Virginia | 13 | $ 5,415,000 | $ 416,000 | $ 193,000 |
| Goochland County Virginia | 13 | $ 6,195,000 | $ 476,000 | $ 270,000 |
| Baltimore County Maryland | 12 | $ 3,000,000 | $ 250,000 | $ 164,000 |
| Prince William County Virginia | 12 | $ 3,190,000 | $ 265,000 | $ 135,000 |
| Frederick County Maryland | 9 | $ 5,165,000 | $ 573,000 | $ 166,000 |
| Queen Anne's County Maryland | 9 | $ 3,415,000 | $ 379,000 | $ 179,000 |
| Hanover County Virginia | 9 | $ 2,495,000 | $ 277,000 | $ 125,000 |
| Charles County Maryland | 8 | $ 1,100,000 | $ 137,000 | $ 162,000 |
| Talbot County Maryland | 6 | $ 2,970,000 | $ 495,000 | $ 190,000 |
| Powhatan County Virginia | 5 | $ 845,000 | $ 169,000 | $ 109,000 |
| Stafford County Virginia | 5 | $ 1,385,000 | $ 277,000 | $ 113,000 |
| Washington County Maryland | 4 | $ 450,000 | $ 112,000 | $ 97,000 |
| Caroline County Maryland | 3 | $ 765,000 | $ 255,000 | $ 193,000 |
| Carroll County Maryland | 3 | $ 965,000 | $ 321,000 | $ 138,000 |
| Dorchester County Maryland | 3 | $ 835,000 | $ 278,000 | $ 384,000 |
| St. Mary's County Maryland | 3 | $ 1,555,000 | $ 518,000 | $ 194,000 |
| Harris County Texas | 3 | $ 455,000 | $ 151,000 | $ 53,000 |
| Frederick County Virginia | 3 | $ 625,000 | $ 208,000 | $ 141,000 |
| Louisa County Virginia | 3 | $ 695,000 | $ 231,000 | $ 77,000 |
| Page County Virginia | 3 | $ 615,000 | $ 205,000 | $ 96,000 |
| New Castle County Delaware | 2 | $ 390,000 | $ 195,000 | $ 84,000 |
| Nassau County Florida | 2 | $ 60,000 | $ 30,000 | $ 61,000 |
| Fulton County Georgia | 2 | $ 840,000 | $ 420,000 | $ 205,000 |
| Gwinnett County Georgia | 2 | $ 500,000 | $ 250,000 | $ 337,000 |
| Baltimore City County Maryland | 2 | $ 160,000 | $ 80,000 | $ 98,000 |
| Westchester County New York | 2 | $ 1,250,000 | $ 625,000 | $ 186,000 |
| Dauphin County Pennsylvania | 2 | $ 420,000 | $ 210,000 | $ 105,000 |
| Salt Lake County Utah | 2 | $ 370,000 | $ 185,000 | $ 36,000 |
| Charlottesville County Virginia | 2 | $ 1,510,000 | $ 755,000 | $ 338,000 |
| Chesapeake County Virginia | 2 | $ 570,000 | $ 285,000 | $ 108,000 |
| Fauquier County Virginia | 2 | $ 570,000 | $ 285,000 | $ 129,000 |
| Fluvanna County Virginia | 2 | $ 810,000 | $ 405,000 | $ 99,000 |
| Greene County Virginia | 2 | $ 240,000 | $ 120,000 | $ 84,000 |
| Spotsylvania County Virginia | 2 | $ 250,000 | $ 125,000 | $ 50,000 |
| Maricopa County Arizona | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
| Alameda County California | 1 | $ 155,000 | $ 155,000 | $ 251,000 |
| Los Angeles County California | 1 | $ 435,000 | $ 435,000 | $ 153,000 |
| Orange County California | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| San Diego County California | 1 | $ 275,000 | $ 275,000 | $ 119,000 |
| San Mateo County California | 1 | $ 425,000 | $ 425,000 | $ 5,000 |
| Boulder County Colorado | 1 | $ 35,000 | $ 35,000 | $ 153,000 |
| El Paso County Colorado | 1 | $ 265,000 | $ 265,000 | $ 51,000 |
| Sussex County Delaware | 1 | $ 305,000 | $ 305,000 | $ 152,000 |
| Brevard County Florida | 1 | $ 315,000 | $ 315,000 | $ 192,000 |
| Broward County Florida | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Citrus County Florida | 1 | $ 105,000 | $ 105,000 | $ 117,000 |
| Hillsborough County Florida | 1 | $ 265,000 | $ 265,000 | $ 475,000 |
| St. Johns County Florida | 1 | $ 455,000 | $ 455,000 | $ 493,000 |
| Cobb County Georgia | 1 | $ 25,000 | $ 25,000 | $ 156,000 |
| Henry County Georgia | 1 | $ 5,000 | $ 5,000 | $ 300,000 |
| Thomas County Georgia | 1 | $ 145,000 | $ 145,000 | $ 100,000 |
| Honolulu County Hawaii | 1 | $ 605,000 | $ 605,000 | $ 130,000 |
| Calvert County Maryland | 1 | $ 85,000 | $ 85,000 | $ 220,000 |
| Cecil County Maryland | 1 | $ 545,000 | $ 545,000 | $ 169,000 |
| Garrett County Maryland | 1 | $ 175,000 | $ 175,000 | $ 147,000 |
| Harford County Maryland | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Worcester County Maryland | 1 | $ 215,000 | $ 215,000 | $ 124,000 |
| Harrison County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 276,000 |
| Clark County Nevada | 1 | $ 325,000 | $ 325,000 | $ 94,000 |
| Nye County Nevada | 1 | $ 355,000 | $ 355,000 | $ 91,000 |
| Washoe County Nevada | 1 | $ 235,000 | $ 235,000 | $ 57,000 |
| Cumberland County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Chatham County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Burleigh County North Dakota | 1 | $ 245,000 | $ 245,000 | $ 220,000 |
| Cuyahoga County Ohio | 1 | $ 45,000 | $ 45,000 | $ 127,000 |
| Hamilton County Ohio | 1 | $ 175,000 | $ 175,000 | $ 97,000 |
| Adams County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 147,000 |
| Allegheny County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 81,000 |
| Lancaster County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 152,000 |
| Washington County Pennsylvania | 1 | $ 465,000 | $ 465,000 | $ 185,000 |
| York County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Horry County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 133,000 |
| Hamilton County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 268,000 |
| Fort Bend County Texas | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Nacogdoches County Texas | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Alexandria County Virginia | 1 | $ 75,000 | $ 75,000 | $ 132,000 |
| Caroline County Virginia | 1 | $ 115,000 | $ 115,000 | $ 105,000 |
| Essex County Virginia | 1 | $ 1,015,000 | $ 1,015,000 | $ 93,000 |
| Gloucester County Virginia | 1 | $ 235,000 | $ 235,000 | $ 103,000 |
| Hampton County Virginia | 1 | $ 145,000 | $ 145,000 | $ 180,000 |
| King William County Virginia | 1 | $ 225,000 | $ 225,000 | $ 144,000 |
| Lancaster County Virginia | 1 | $ 455,000 | $ 455,000 | $ 93,000 |
| Manassas County Virginia | 1 | $ 35,000 | $ 35,000 | $ 129,000 |
| Manassas Park County Virginia | 1 | $ 205,000 | $ 205,000 | $ 125,000 |
| Mathews County Virginia | 1 | $ 425,000 | $ 425,000 | $ 289,000 |
| New Kent County Virginia | 1 | $ 135,000 | $ 135,000 | $ 91,000 |
| Northumberland County Virginia | 1 | $ 145,000 | $ 145,000 | $ 102,000 |
| Portsmouth County Virginia | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Rockingham County Virginia | 1 | $ 455,000 | $ 455,000 | $ 244,000 |
| Virginia Beach County Virginia | 1 | $ 485,000 | $ 485,000 | $ 417,000 |
| Berkeley County West Virginia | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Jefferson County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for Department Of Commerce in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 213 | $90,635,000 | $425,000 | $1,505,000 | $172,000 | $624,000 |
| Home Purchase | 155 | $57,725,000 | $372,000 | $1,075,000 | $156,000 | $703,000 |
| Other Purpose | 104 | $9,340,000 | $89,000 | $505,000 | $172,000 | $826,000 |
| Cash-out Refinancing | 96 | $32,690,000 | $340,000 | $895,000 | $164,000 | $736,000 |
| Home Improvement | 68 | $5,640,000 | $82,000 | $515,000 | $130,000 | $333,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 275 | $99,485,000 | $361,000 | $1,505,000 | $176,000 | $736,000 |
| Not Provided | 199 | $56,385,000 | $283,000 | $1,005,000 | $158,000 | $826,000 |
| Black or African American | 79 | $14,095,000 | $178,000 | $705,000 | $138,000 | $523,000 |
| Asian | 63 | $21,785,000 | $345,000 | $1,005,000 | $155,000 | $513,000 |
| Hispanic | 14 | $3,550,000 | $253,000 | $645,000 | $140,000 | $511,000 |
| American Indian or Alaskan Native | 5 | $695,000 | $139,000 | $245,000 | $136,000 | $220,000 |
| Not applicable | 1 | $35,000 | $35,000 | $35,000 | $86,000 | $86,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 636 | $196,030,000 | $308,000 | $1,505,000 | $162,000 | $826,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 404 | $130,190,000 | $322,000 | $1,505,000 | $168,000 | $826,000 |
| Application Withdrawn By Applicant | 122 | $36,280,000 | $297,000 | $1,195,000 | $168,000 | $703,000 |
| Application Denied By Financial Institution | 75 | $15,445,000 | $205,000 | $1,015,000 | $116,000 | $471,000 |
| File Closed For Incompleteness | 30 | $11,980,000 | $399,000 | $865,000 | $178,000 | $475,000 |
| Application Approved But Not Accepted | 5 | $2,135,000 | $427,000 | $705,000 | $170,000 | $312,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 561 | $180,585,000 | $321,000 | $1,505,000 | $168,000 | $826,000 |
| Credit History | 35 | $3,725,000 | $106,000 | $605,000 | $98,000 | $300,000 |
| Debt-To-Income Ratio | 19 | $5,965,000 | $313,000 | $1,015,000 | $128,000 | $471,000 |
| Collateral | 11 | $3,835,000 | $348,000 | $625,000 | $156,000 | $290,000 |
| Other | 4 | $450,000 | $112,000 | $205,000 | $131,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $865,000 | $288,000 | $485,000 | $107,000 | $196,000 |
| Mortgage Insurance Denied | 1 | $345,000 | $345,000 | $345,000 | $124,000 | $124,000 |
| Unverifiable Information | 1 | $55,000 | $55,000 | $55,000 | $120,000 | $120,000 |
| Employment History | 1 | $205,000 | $205,000 | $205,000 | $40,000 | $40,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Department Of Commerce's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Department Of Commerce's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in District Of Columbia, download the full spreadsheet
with aggregated HMDA statistics today.