Devon Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Devon Bank 6445 N Western Avenue Chicago, IL 60645 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 735 |
| Total Mortgage Loan Application Amount | $280,415,000 |
| Average Mortgage Loan Application Amount | $299,250 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $115,750 |
| Highest Applicant Income | $1,606,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Devon Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Devon Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Devon Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Devon Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Devon Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Devon Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 96 | $ 33,060,000 | $ 344,000 | $ 146,000 |
| Collin County Texas | 35 | $ 16,435,000 | $ 469,000 | $ 212,000 |
| Harris County Texas | 34 | $ 10,620,000 | $ 312,000 | $ 149,000 |
| DuPage County Illinois | 30 | $ 9,680,000 | $ 322,000 | $ 178,000 |
| Fort Bend County Texas | 29 | $ 11,865,000 | $ 409,000 | $ 179,000 |
| King County Washington | 29 | $ 18,535,000 | $ 639,000 | $ 186,000 |
| Hennepin County Minnesota | 25 | $ 7,405,000 | $ 296,000 | $ 108,000 |
| Dallas County Texas | 23 | $ 9,105,000 | $ 395,000 | $ 141,000 |
| Dakota County Minnesota | 20 | $ 8,140,000 | $ 407,000 | $ 101,000 |
| Tarrant County Texas | 19 | $ 7,065,000 | $ 371,000 | $ 130,000 |
| Bexar County Texas | 18 | $ 4,970,000 | $ 276,000 | $ 137,000 |
| Jefferson County Kentucky | 17 | $ 4,735,000 | $ 278,000 | $ 72,000 |
| Franklin County Ohio | 12 | $ 4,500,000 | $ 375,000 | $ 146,000 |
| Maricopa County Arizona | 11 | $ 3,665,000 | $ 333,000 | $ 169,000 |
| Will County Illinois | 11 | $ 4,365,000 | $ 396,000 | $ 135,000 |
| Lake County Illinois | 10 | $ 2,160,000 | $ 216,000 | $ 178,000 |
| Scott County Minnesota | 10 | $ 4,390,000 | $ 439,000 | $ 131,000 |
| Orange County California | 9 | $ 5,345,000 | $ 593,000 | $ 192,000 |
| Chambers County Texas | 9 | $ 2,085,000 | $ 231,000 | $ 207,000 |
| Riverside County California | 8 | $ 4,130,000 | $ 516,000 | $ 171,000 |
| Jefferson County Louisiana | 8 | $ 2,220,000 | $ 277,000 | $ 109,000 |
| Anoka County Minnesota | 8 | $ 3,010,000 | $ 376,000 | $ 123,000 |
| Alameda County California | 7 | $ 4,985,000 | $ 712,000 | $ 248,000 |
| Contra Costa County California | 7 | $ 5,515,000 | $ 787,000 | $ 221,000 |
| Cuyahoga County Ohio | 7 | $ 2,175,000 | $ 310,000 | $ 209,000 |
| Pierce County Washington | 7 | $ 3,175,000 | $ 453,000 | $ 161,000 |
| Dane County Wisconsin | 7 | $ 2,285,000 | $ 326,000 | $ 129,000 |
| Hillsborough County Florida | 6 | $ 2,700,000 | $ 450,000 | $ 197,000 |
| Gwinnett County Georgia | 6 | $ 1,570,000 | $ 261,000 | $ 102,000 |
| Washington County Minnesota | 6 | $ 2,350,000 | $ 391,000 | $ 127,000 |
| Guilford County North Carolina | 6 | $ 1,960,000 | $ 326,000 | $ 93,000 |
| Sacramento County California | 5 | $ 2,395,000 | $ 479,000 | $ 201,000 |
| San Bernardino County California | 5 | $ 2,725,000 | $ 545,000 | $ 146,000 |
| San Joaquin County California | 5 | $ 2,555,000 | $ 511,000 | $ 320,000 |
| Clay County Missouri | 5 | $ 1,355,000 | $ 271,000 | $ 159,000 |
| Denton County Texas | 5 | $ 1,245,000 | $ 249,000 | $ 252,000 |
| Los Angeles County California | 4 | $ 2,520,000 | $ 630,000 | $ 142,000 |
| Peoria County Illinois | 4 | $ 840,000 | $ 210,000 | $ 233,000 |
| Wake County North Carolina | 4 | $ 2,000,000 | $ 500,000 | $ 127,000 |
| Oklahoma County Oklahoma | 4 | $ 1,040,000 | $ 260,000 | $ 109,000 |
| Washington County Oregon | 4 | $ 1,670,000 | $ 417,000 | $ 176,000 |
| Brazoria County Texas | 4 | $ 1,480,000 | $ 370,000 | $ 145,000 |
| Travis County Texas | 4 | $ 1,550,000 | $ 387,000 | $ 269,000 |
| Fairfax County Virginia | 4 | $ 2,730,000 | $ 682,000 | $ 266,000 |
| Milwaukee County Wisconsin | 4 | $ 1,080,000 | $ 270,000 | $ 97,000 |
| Oakland County Michigan | 3 | $ 1,205,000 | $ 401,000 | $ 291,000 |
| Ramsey County Minnesota | 3 | $ 845,000 | $ 281,000 | $ 78,000 |
| Sarpy County Nebraska | 3 | $ 805,000 | $ 268,000 | $ 67,000 |
| Hunt County Texas | 3 | $ 825,000 | $ 275,000 | $ 340,000 |
| Waller County Texas | 3 | $ 1,155,000 | $ 385,000 | $ 227,000 |
| Williamson County Texas | 3 | $ 1,425,000 | $ 475,000 | $ 313,000 |
| Pinal County Arizona | 2 | $ 720,000 | $ 360,000 | $ 308,000 |
| Fresno County California | 2 | $ 760,000 | $ 380,000 | $ 156,000 |
| Kern County California | 2 | $ 690,000 | $ 345,000 | $ 75,000 |
| San Diego County California | 2 | $ 1,430,000 | $ 715,000 | $ 171,000 |
| Arapahoe County Colorado | 2 | $ 960,000 | $ 480,000 | $ 117,000 |
| Fairfield County Connecticut | 2 | $ 840,000 | $ 420,000 | $ 194,000 |
| Hartford County Connecticut | 2 | $ 630,000 | $ 315,000 | $ 164,000 |
| Duval County Florida | 2 | $ 1,020,000 | $ 510,000 | $ 185,000 |
| Palm Beach County Florida | 2 | $ 600,000 | $ 300,000 | $ 121,000 |
| Cherokee County Georgia | 2 | $ 850,000 | $ 425,000 | $ 151,000 |
| Cobb County Georgia | 2 | $ 870,000 | $ 435,000 | $ 234,000 |
| DeKalb County Georgia | 2 | $ 440,000 | $ 220,000 | $ 41,000 |
| Kendall County Illinois | 2 | $ 850,000 | $ 425,000 | $ 145,000 |
| Hamilton County Indiana | 2 | $ 660,000 | $ 330,000 | $ 287,000 |
| Lake County Indiana | 2 | $ 440,000 | $ 220,000 | $ 96,000 |
| East Baton Rouge County Louisiana | 2 | $ 560,000 | $ 280,000 | $ 86,000 |
| St. Tammany County Louisiana | 2 | $ 560,000 | $ 280,000 | $ 107,000 |
| Worcester County Massachusetts | 2 | $ 1,040,000 | $ 520,000 | $ 181,000 |
| Wayne County Michigan | 2 | $ 700,000 | $ 350,000 | $ 170,000 |
| Jackson County Missouri | 2 | $ 360,000 | $ 180,000 | $ 310,000 |
| Platte County Missouri | 2 | $ 660,000 | $ 330,000 | $ 518,000 |
| St. Louis County Missouri | 2 | $ 700,000 | $ 350,000 | $ 132,000 |
| Douglas County Nebraska | 2 | $ 550,000 | $ 275,000 | $ 88,000 |
| Hillsborough County New Hampshire | 2 | $ 580,000 | $ 290,000 | $ 92,000 |
| Butler County Ohio | 2 | $ 1,130,000 | $ 565,000 | $ 235,000 |
| Hamilton County Ohio | 2 | $ 480,000 | $ 240,000 | $ 81,000 |
| Lucas County Ohio | 2 | $ 130,000 | $ 65,000 | $ 60,000 |
| Coos County Oregon | 2 | $ 800,000 | $ 400,000 | $ 576,000 |
| Williamson County Tennessee | 2 | $ 750,000 | $ 375,000 | $ 84,000 |
| Loudoun County Virginia | 2 | $ 640,000 | $ 320,000 | $ 105,000 |
| Waukesha County Wisconsin | 2 | $ 520,000 | $ 260,000 | $ 115,000 |
| Placer County California | 1 | $ 705,000 | $ 705,000 | $ 142,000 |
| San Francisco County California | 1 | $ 675,000 | $ 675,000 | $ 192,000 |
| San Mateo County California | 1 | $ 1,085,000 | $ 1,085,000 | $ 567,000 |
| Yolo County California | 1 | $ 435,000 | $ 435,000 | $ 95,000 |
| Adams County Colorado | 1 | $ 465,000 | $ 465,000 | $ 179,000 |
| Denver County Colorado | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Jefferson County Colorado | 1 | $ 625,000 | $ 625,000 | $ 296,000 |
| New Haven County Connecticut | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| Alachua County Florida | 1 | $ 475,000 | $ 475,000 | $ 171,000 |
| Lee County Florida | 1 | $ 555,000 | $ 555,000 | $ 641,000 |
| Miami-Dade County Florida | 1 | $ 295,000 | $ 295,000 | $ 266,000 |
| Orange County Florida | 1 | $ 325,000 | $ 325,000 | $ 204,000 |
| Fulton County Georgia | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Boone County Illinois | 1 | $ 295,000 | $ 295,000 | $ 177,000 |
| Carroll County Illinois | 1 | $ 205,000 | $ 205,000 | $ 158,000 |
| Madison County Illinois | 1 | $ 455,000 | $ 455,000 | $ 143,000 |
| McHenry County Illinois | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 55,000 | $ 55,000 | $ 112,000 |
| Allen County Indiana | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Boone County Kentucky | 1 | $ 365,000 | $ 365,000 | $ 79,000 |
| Fayette County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 66,000 |
| Rapides County Louisiana | 1 | $ 355,000 | $ 355,000 | $ 230,000 |
| Bristol County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 74,000 |
| Suffolk County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 32,000 |
| Chippewa County Michigan | 1 | $ 225,000 | $ 225,000 | $ 540,000 |
| Ingham County Michigan | 1 | $ 315,000 | $ 315,000 | $ 114,000 |
| Macomb County Michigan | 1 | $ 265,000 | $ 265,000 | $ 138,000 |
| Olmsted County Minnesota | 1 | $ 335,000 | $ 335,000 | $ 80,000 |
| Stearns County Minnesota | 1 | $ 725,000 | $ 725,000 | $ 250,000 |
| Jefferson County Missouri | 1 | $ 415,000 | $ 415,000 | $ 99,000 |
| Strafford County New Hampshire | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Durham County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 96,000 |
| Johnston County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 122,000 |
| Delaware County Ohio | 1 | $ 285,000 | $ 285,000 | $ 138,000 |
| Fairfield County Ohio | 1 | $ 285,000 | $ 285,000 | $ 87,000 |
| Union County Ohio | 1 | $ 575,000 | $ 575,000 | $ 281,000 |
| Warren County Ohio | 1 | $ 655,000 | $ 655,000 | $ 281,000 |
| Comanche County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 81,000 |
| Multnomah County Oregon | 1 | $ 485,000 | $ 485,000 | $ 138,000 |
| Delaware County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 146,000 |
| Philadelphia County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 41,000 |
| Lincoln County South Dakota | 1 | $ 345,000 | $ 345,000 | $ 97,000 |
| Montgomery County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 132,000 |
| Rutherford County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 156,000 |
| Wilson County Tennessee | 1 | $ 465,000 | $ 465,000 | $ 196,000 |
| Bastrop County Texas | 1 | $ 215,000 | $ 215,000 | $ 112,000 |
| Bell County Texas | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| Brazos County Texas | 1 | $ 195,000 | $ 195,000 | $ 240,000 |
| Cooke County Texas | 1 | $ 615,000 | $ 615,000 | $ 625,000 |
| Coryell County Texas | 1 | $ 285,000 | $ 285,000 | $ 182,000 |
| Hays County Texas | 1 | $ 325,000 | $ 325,000 | $ 110,000 |
| Kaufman County Texas | 1 | $ 255,000 | $ 255,000 | $ 154,000 |
| Lubbock County Texas | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Midland County Texas | 1 | $ 325,000 | $ 325,000 | $ 198,000 |
| Potter County Texas | 1 | $ 355,000 | $ 355,000 | $ 270,000 |
| Rockwall County Texas | 1 | $ 245,000 | $ 245,000 | $ 529,000 |
| Wichita County Texas | 1 | $ 95,000 | $ 95,000 | $ 118,000 |
| Salt Lake County Utah | 1 | $ 475,000 | $ 475,000 | $ 87,000 |
| Tooele County Utah | 1 | $ 255,000 | $ 255,000 | $ 58,000 |
| Roanoke County Virginia | 1 | $ 455,000 | $ 455,000 | $ 130,000 |
| Stafford County Virginia | 1 | $ 455,000 | $ 455,000 | $ 110,000 |
| Snohomish County Washington | 1 | $ 835,000 | $ 835,000 | $ 404,000 |
| Kenosha County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 258,000 |
| Outagamie County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 36,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 666 | $253,540,000 | $380,000 | $1,255,000 | $163,000 | $1,606,000 |
| Refinancing | 43 | $19,605,000 | $455,000 | $2,005,000 | $145,000 | $500,000 |
| Cash-out Refinancing | 25 | $7,195,000 | $287,000 | $855,000 | $155,000 | $487,000 |
| Home Improvement | 1 | $75,000 | $75,000 | $75,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 205 | $75,345,000 | $367,000 | $1,085,000 | $170,000 | $1,606,000 |
| Black or African American | 161 | $57,565,000 | $357,000 | $765,000 | $118,000 | $576,000 |
| Not Provided | 153 | $60,815,000 | $397,000 | $1,085,000 | $168,000 | $1,036,000 |
| White | 112 | $43,670,000 | $389,000 | $1,085,000 | $185,000 | $641,000 |
| Not applicable | 21 | $14,115,000 | $672,000 | $2,005,000 | $0 | $0 |
| Hispanic | 19 | $2,785,000 | $146,000 | $335,000 | $70,000 | $125,000 |
| American Indian or Alaskan Native | 1 | $435,000 | $435,000 | $435,000 | $152,000 | $152,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 727 | $276,405,000 | $380,000 | $2,005,000 | $163,000 | $1,606,000 |
| FHA-insured (Federal Housing Administration) | 8 | $4,010,000 | $501,000 | $905,000 | $125,000 | $177,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 400 | $155,110,000 | $387,000 | $2,005,000 | $160,000 | $1,606,000 |
| Application Withdrawn By Applicant | 215 | $85,035,000 | $395,000 | $1,255,000 | $178,000 | $1,100,000 |
| Application Denied By Financial Institution | 51 | $15,345,000 | $300,000 | $645,000 | $95,000 | $311,000 |
| Application Approved But Not Accepted | 47 | $17,025,000 | $362,000 | $665,000 | $157,000 | $500,000 |
| File Closed For Incompleteness | 16 | $7,180,000 | $448,000 | $995,000 | $265,000 | $1,124,000 |
| Loan Purchased By The Institution | 6 | $720,000 | $120,000 | $225,000 | $66,000 | $150,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 684 | $265,070,000 | $387,000 | $2,005,000 | $167,000 | $1,606,000 |
| Debt-To-Income Ratio | 28 | $8,840,000 | $315,000 | $645,000 | $79,000 | $147,000 |
| Unverifiable Information | 12 | $2,840,000 | $236,000 | $415,000 | $112,000 | $311,000 |
| Collateral | 4 | $850,000 | $212,000 | $305,000 | $121,000 | $219,000 |
| Other | 3 | $1,085,000 | $361,000 | $535,000 | $139,000 | $193,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $940,000 | $470,000 | $555,000 | $104,000 | $110,000 |
| Credit History | 2 | $790,000 | $395,000 | $535,000 | $46,000 | $46,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Devon Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Devon Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.