Find mortgage loan statistics, lending data, and loan application totals for Massachusetts.
The mortgage statistics and data below are specific to mortgage loan applications for Digital Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Digital Federal Credit Union 220 Donald Lynch Boulevard Marlborough, MA 01752 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 16,367 |
Total Mortgage Loan Application Amount | $3,960,375,000 |
Average Mortgage Loan Application Amount | $208,666 |
Highest Mortgage Loan Application Amount | $16,055,000 |
Average Applicant Income | $115,833 |
Highest Applicant Income | $4,008,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Barton County Missouri | 1 | $ 115,000 | $ 115,000 | $ 18,000 |
Camden County Missouri | 1 | $ 125,000 | $ 125,000 | $ 0 |
Clay County Missouri | 1 | $ 25,000 | $ 25,000 | $ 188,000 |
Franklin County Missouri | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
Jefferson County Missouri | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
Nodaway County Missouri | 1 | $ 105,000 | $ 105,000 | $ 123,000 |
Ray County Missouri | 1 | $ 385,000 | $ 385,000 | $ 85,000 |
Lewis and Clark County Montana | 1 | $ 245,000 | $ 245,000 | $ 82,000 |
Mineral County Montana | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
Lancaster County Nebraska | 1 | $ 375,000 | $ 375,000 | $ 170,000 |
Carson City County Nevada | 1 | $ 395,000 | $ 395,000 | $ 90,000 |
Douglas County Nevada | 1 | $ 235,000 | $ 235,000 | $ 175,000 |
Cape May County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
Salem County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
Dona Ana County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
Grant County New Mexico | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
Los Alamos County New Mexico | 1 | $ 415,000 | $ 415,000 | $ 127,000 |
San Miguel County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
Santa Fe County New Mexico | 1 | $ 535,000 | $ 535,000 | $ 113,000 |
Socorro County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
Cattaraugus County New York | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
Chautauqua County New York | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
Columbia County New York | 1 | $ 445,000 | $ 445,000 | $ 129,000 |
Madison County New York | 1 | $ 315,000 | $ 315,000 | $ 238,000 |
New York County New York | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
Putnam County New York | 1 | $ 35,000 | $ 35,000 | $ 256,000 |
Sullivan County New York | 1 | $ 265,000 | $ 265,000 | $ 162,000 |
Wayne County New York | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
Cherokee County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 28,000 |
Craven County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 89,000 |
Cumberland County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 149,000 |
Davidson County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
Haywood County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 127,000 |
Henderson County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
Lee County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
Lincoln County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
Macon County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 167,000 |
Montgomery County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
Moore County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
Nash County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 108,000 |
Pender County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 251,000 |
Randolph County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
Rutherford County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
Stanly County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 94,000 |
Watauga County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 150,000 |
Wilkes County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
Burleigh County North Dakota | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
Fairfield County Ohio | 1 | $ 45,000 | $ 45,000 | $ 90,000 |
Geauga County Ohio | 1 | $ 115,000 | $ 115,000 | $ 113,000 |
Henry County Ohio | 1 | $ 45,000 | $ 45,000 | $ 270,000 |
Jefferson County Ohio | 1 | $ 75,000 | $ 75,000 | $ 85,000 |
Lucas County Ohio | 1 | $ 35,000 | $ 35,000 | $ 106,000 |
Miami County Ohio | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
Stark County Ohio | 1 | $ 45,000 | $ 45,000 | $ 105,000 |
Oklahoma County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 153,000 |
Okmulgee County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
Wagoner County Oklahoma | 1 | $ 505,000 | $ 505,000 | $ 345,000 |
Washington County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 134,000 |
Douglas County Oregon | 1 | $ 295,000 | $ 295,000 | $ 48,000 |
Hood River County Oregon | 1 | $ 405,000 | $ 405,000 | $ 247,000 |
Yamhill County Oregon | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
Adams County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
Beaver County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 152,000 |
Cambria County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 81,000 |
Centre County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 150,000 |
Lebanon County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 0 |
Lycoming County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 96,000 |
Montour County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 109,000 |
Venango County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
Washington County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 89,000 |
Wayne County Pennsylvania | 1 | $ 455,000 | $ 455,000 | $ 200,000 |
Westmoreland County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 141,000 |
Anderson County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
Berkeley County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 131,000 |
Dorchester County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 203,000 |
Pickens County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 147,000 |
Spartanburg County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 102,000 |
Sumter County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
Brookings County South Dakota | 1 | $ 255,000 | $ 255,000 | $ 133,000 |
Anderson County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 246,000 |
Carter County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
Montgomery County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 96,000 |
Bell County Texas | 1 | $ 65,000 | $ 65,000 | $ 115,000 |
Brazos County Texas | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
Cameron County Texas | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
Comal County Texas | 1 | $ 245,000 | $ 245,000 | $ 180,000 |
Fannin County Texas | 1 | $ 185,000 | $ 185,000 | $ 230,000 |
Galveston County Texas | 1 | $ 65,000 | $ 65,000 | $ 108,000 |
Hays County Texas | 1 | $ 95,000 | $ 95,000 | $ 177,000 |
Johnson County Texas | 1 | $ 45,000 | $ 45,000 | $ 91,000 |
Kendall County Texas | 1 | $ 395,000 | $ 395,000 | $ 271,000 |
Lubbock County Texas | 1 | $ 205,000 | $ 205,000 | $ 250,000 |
McLennan County Texas | 1 | $ 345,000 | $ 345,000 | $ 102,000 |
Midland County Texas | 1 | $ 285,000 | $ 285,000 | $ 220,000 |
Oldham County Texas | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
Randall County Texas | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
Taylor County Texas | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
Wise County Texas | 1 | $ 55,000 | $ 55,000 | $ 158,000 |
Wood County Texas | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
Davis County Utah | 1 | $ 155,000 | $ 155,000 | $ 180,000 |
San Juan County Utah | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
Summit County Utah | 1 | $ 85,000 | $ 85,000 | $ 110,000 |
Wasatch County Utah | 1 | $ 35,000 | $ 35,000 | $ 152,000 |
Addison County Vermont | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
Orleans County Vermont | 1 | $ 325,000 | $ 325,000 | $ 208,000 |
Albemarle County Virginia | 1 | $ 55,000 | $ 55,000 | $ 130,000 |
Bedford County Virginia | 1 | $ 355,000 | $ 355,000 | $ 79,000 |
Botetourt County Virginia | 1 | $ 255,000 | $ 255,000 | $ 150,000 |
Campbell County Virginia | 1 | $ 335,000 | $ 335,000 | $ 154,000 |
Culpeper County Virginia | 1 | $ 45,000 | $ 45,000 | $ 134,000 |
Gloucester County Virginia | 1 | $ 275,000 | $ 275,000 | $ 183,000 |
Hanover County Virginia | 1 | $ 105,000 | $ 105,000 | $ 157,000 |
Isle of Wight County Virginia | 1 | $ 45,000 | $ 45,000 | $ 157,000 |
James City County Virginia | 1 | $ 335,000 | $ 335,000 | $ 100,000 |
Lancaster County Virginia | 1 | $ 305,000 | $ 305,000 | $ 254,000 |
Manassas County Virginia | 1 | $ 45,000 | $ 45,000 | $ 143,000 |
Newport News County Virginia | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
Prince Edward County Virginia | 1 | $ 235,000 | $ 235,000 | $ 600,000 |
Roanoke County Virginia | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
Rockingham County Virginia | 1 | $ 505,000 | $ 505,000 | $ 180,000 |
Stafford County Virginia | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
Suffolk County Virginia | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
Warren County Virginia | 1 | $ 295,000 | $ 295,000 | $ 107,000 |
York County Virginia | 1 | $ 175,000 | $ 175,000 | $ 174,000 |
Asotin County Washington | 1 | $ 245,000 | $ 245,000 | $ 114,000 |
Island County Washington | 1 | $ 335,000 | $ 335,000 | $ 122,000 |
Jefferson County Washington | 1 | $ 15,000 | $ 15,000 | $ 89,000 |
Cabell County West Virginia | 1 | $ 285,000 | $ 285,000 | $ 370,000 |
Hampshire County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
Hancock County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 97,000 |
Marion County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 144,000 |
Manitowoc County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
Outagamie County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 158,000 |
Rock County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 68,000 |
Vernon County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
Washington County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
Wood County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 199,000 |
Laramie County Wyoming | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
Lincoln County Wyoming | 1 | $ 125,000 | $ 125,000 | $ 215,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Massachusetts,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 5,204 | $1,606,070,000 | $308,000 | $16,055,000 | $142,000 | $3,555,000 |
Cash-out Refinancing | 4,007 | $970,675,000 | $242,000 | $1,605,000 | $138,000 | $4,008,000 |
Home Purchase | 3,145 | $1,018,825,000 | $323,000 | $5,805,000 | $136,000 | $1,864,000 |
Home Improvement | 2,427 | $207,785,000 | $85,000 | $14,005,000 | $141,000 | $3,380,000 |
Other Purpose | 1,583 | $156,825,000 | $99,000 | $2,005,000 | $138,000 | $3,120,000 |
Not Applicable | 1 | $195,000 | $195,000 | $195,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 7,496 | $1,519,220,000 | $202,000 | $1,905,000 | $135,000 | $3,555,000 |
Asian | 2,964 | $818,350,000 | $276,000 | $2,005,000 | $155,000 | $2,040,000 |
Not Provided | 2,855 | $744,125,000 | $260,000 | $2,205,000 | $140,000 | $1,116,000 |
Hispanic | 850 | $159,790,000 | $187,000 | $1,445,000 | $104,000 | $1,864,000 |
Black or African American | 736 | $157,940,000 | $214,000 | $1,195,000 | $114,000 | $4,008,000 |
American Indian or Alaskan Native | 74 | $15,100,000 | $204,000 | $635,000 | $111,000 | $450,000 |
Not applicable | 68 | $144,170,000 | $2,120,000 | $16,055,000 | $0 | $0 |
Native Hawaiian or Other Pacific Islander | 10 | $2,120,000 | $212,000 | $725,000 | $120,000 | $349,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 16,359 | $3,957,935,000 | $241,000 | $16,055,000 | $140,000 | $4,008,000 |
VA-guaranteed (Veterans Administration) | 8 | $2,440,000 | $305,000 | $415,000 | $79,000 | $188,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 6,759 | $1,545,125,000 | $228,000 | $16,055,000 | $145,000 | $1,423,000 |
Application Withdrawn By Applicant | 3,604 | $1,051,480,000 | $291,000 | $14,005,000 | $151,000 | $4,008,000 |
File Closed For Incompleteness | 2,938 | $774,870,000 | $263,000 | $2,005,000 | $144,000 | $3,555,000 |
Application Denied By Financial Institution | 2,780 | $529,240,000 | $190,000 | $5,405,000 | $105,000 | $3,224,000 |
Application Approved But Not Accepted | 285 | $59,465,000 | $208,000 | $895,000 | $146,000 | $884,000 |
Loan Purchased By The Institution | 1 | $195,000 | $195,000 | $195,000 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 13,587 | $3,431,135,000 | $252,000 | $16,055,000 | $147,000 | $4,008,000 |
Debt-To-Income Ratio | 1,343 | $290,525,000 | $216,000 | $5,405,000 | $74,000 | $455,000 |
Other | 568 | $73,070,000 | $128,000 | $975,000 | $134,000 | $3,224,000 |
Credit History | 405 | $92,725,000 | $228,000 | $1,055,000 | $119,000 | $1,800,000 |
Collateral | 390 | $48,680,000 | $124,000 | $1,045,000 | $151,000 | $825,000 |
Employment History | 33 | $7,725,000 | $234,000 | $965,000 | $89,000 | $210,000 |
Insufficient Cash (Downpayment, Closing Cost) | 18 | $9,250,000 | $513,000 | $2,205,000 | $117,000 | $320,000 |
Unverifiable Information | 13 | $3,385,000 | $260,000 | $445,000 | $125,000 | $268,000 |
Credit Application Incomplete | 7 | $2,675,000 | $382,000 | $1,235,000 | $263,000 | $582,000 |
Mortgage Insurance Denied | 3 | $1,205,000 | $401,000 | $495,000 | $127,000 | $142,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Massachusetts, and search similar information at your convenience.