Digital Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for Massachusetts.
The mortgage statistics and data below are specific to mortgage loan applications for Digital Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Digital Federal Credit Union
220 Donald Lynch Boulevard
Marlborough, MA 01752
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,725
Total Mortgage Loan Application Amount $559,005,000
Average Mortgage Loan Application Amount $188,011
Highest Mortgage Loan Application Amount $1,250,000
Average Applicant Income $88,944
Highest Applicant Income $536,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Digital Federal Credit Union by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Worcester County Massachusetts 577 $ 111,592,000 $ 193,000 $ 74,000
Middlesex County Massachusetts 533 $ 115,668,000 $ 217,000 $ 90,000
Hillsborough County New Hampshire 400 $ 74,024,000 $ 185,000 $ 76,000
Rockingham County New Hampshire 77 $ 15,465,000 $ 200,000 $ 86,000
Essex County Massachusetts 71 $ 17,394,000 $ 244,000 $ 99,000
El Paso County Colorado 51 $ 9,073,000 $ 177,000 $ 82,000
Norfolk County Massachusetts 51 $ 11,931,000 $ 233,000 $ 105,000
Fulton County Georgia 32 $ 6,113,000 $ 191,000 $ 94,000
Merrimack County New Hampshire 31 $ 5,126,000 $ 165,000 $ 83,000
Suffolk County Massachusetts 27 $ 7,843,000 $ 290,000 $ 73,000
Gwinnett County Georgia 19 $ 2,863,000 $ 150,000 $ 77,000
Barnstable County Massachusetts 19 $ 4,791,000 $ 252,000 $ 164,000
Plymouth County Massachusetts 17 $ 4,935,000 $ 290,000 $ 91,000
Bristol County Massachusetts 16 $ 3,423,000 $ 213,000 $ 62,000
Fairfax County Virginia 16 $ 4,804,000 $ 300,000 $ 129,000
Maricopa County Arizona 14 $ 2,721,000 $ 194,000 $ 91,000
Orange County California 13 $ 5,094,000 $ 391,000 $ 69,000
Broward County Florida 12 $ 2,829,000 $ 235,000 $ 120,000
Hampden County Massachusetts 12 $ 3,664,000 $ 305,000 $ 104,000
Belknap County New Hampshire 12 $ 1,905,000 $ 158,000 $ 95,000
Middlesex County New Jersey 12 $ 2,971,000 $ 247,000 $ 96,000
San Diego County California 10 $ 4,061,000 $ 406,000 $ 112,000
Santa Clara County California 10 $ 3,920,000 $ 392,000 $ 138,000
Cook County Illinois 10 $ 2,668,000 $ 266,000 $ 100,000
St. Louis County Missouri 10 $ 1,784,000 $ 178,000 $ 79,000
Providence County Rhode Island 10 $ 2,268,000 $ 226,000 $ 56,000
Loudoun County Virginia 10 $ 2,855,000 $ 285,000 $ 108,000
Los Angeles County California 9 $ 2,482,000 $ 275,000 $ 99,000
San Bernardino County California 9 $ 2,237,000 $ 248,000 $ 87,000
New Castle County Delaware 9 $ 1,632,000 $ 181,000 $ 91,000
DuPage County Illinois 9 $ 1,878,000 $ 208,000 $ 73,000
Cheshire County New Hampshire 9 $ 1,446,000 $ 160,000 $ 133,000
Mecklenburg County North Carolina 9 $ 1,522,000 $ 169,000 $ 108,000
King County Washington 9 $ 2,602,000 $ 289,000 $ 108,000
Alameda County California 8 $ 3,075,000 $ 384,000 $ 92,000
Forsyth County Georgia 8 $ 1,495,000 $ 186,000 $ 80,000
Wake County North Carolina 8 $ 1,574,000 $ 196,000 $ 98,000
Palm Beach County Florida 7 $ 923,000 $ 131,000 $ 98,000
Cumberland County Maine 7 $ 1,126,000 $ 160,000 $ 104,000
York County Maine 7 $ 1,106,000 $ 158,000 $ 100,000
Douglas County Colorado 6 $ 1,272,000 $ 212,000 $ 78,000
New Haven County Connecticut 6 $ 1,187,000 $ 197,000 $ 101,000
Hillsborough County Florida 6 $ 593,000 $ 98,000 $ 117,000
Lake County Florida 6 $ 749,000 $ 124,000 $ 74,000
Leon County Florida 6 $ 1,091,000 $ 181,000 $ 77,000
Cobb County Georgia 6 $ 1,132,000 $ 188,000 $ 105,000
Lake County Illinois 6 $ 1,242,000 $ 207,000 $ 84,000
Jefferson County Kentucky 6 $ 897,000 $ 149,000 $ 52,000
Montgomery County Maryland 6 $ 1,386,000 $ 231,000 $ 71,000
Wayne County Michigan 6 $ 1,450,000 $ 241,000 $ 108,000
Pima County Arizona 5 $ 785,000 $ 157,000 $ 113,000
Sacramento County California 5 $ 1,205,000 $ 241,000 $ 69,000
Adams County Colorado 5 $ 815,000 $ 163,000 $ 88,000
Lee County Florida 5 $ 990,000 $ 198,000 $ 102,000
Johnson County Kansas 5 $ 937,000 $ 187,000 $ 80,000
Prince George's County Maryland 5 $ 1,214,000 $ 242,000 $ 79,000
Grafton County New Hampshire 5 $ 560,000 $ 112,000 $ 149,000
Strafford County New Hampshire 5 $ 855,000 $ 171,000 $ 92,000
Dallas County Texas 5 $ 1,018,000 $ 203,000 $ 85,000
Harris County Texas 5 $ 626,000 $ 125,000 $ 96,000
Millard County Utah 5 $ 1,022,000 $ 204,000 $ 80,000
Prince William County Virginia 5 $ 1,096,000 $ 219,000 $ 93,000
Contra Costa County California 4 $ 1,377,000 $ 344,000 $ 115,000
Ventura County California 4 $ 1,005,000 $ 251,000 $ 127,000
Fairfield County Connecticut 4 $ 1,064,000 $ 266,000 $ 102,000
Hartford County Connecticut 4 $ 852,000 $ 213,000 $ 124,000
Brevard County Florida 4 $ 855,000 $ 213,000 $ 87,000
Miami-Dade County Florida 4 $ 637,000 $ 159,000 $ 95,000
Orange County Florida 4 $ 450,000 $ 112,000 $ 73,000
Hancock County Maine 4 $ 652,000 $ 163,000 $ 74,000
Baltimore County Maryland 4 $ 779,000 $ 194,000 $ 117,000
Hampshire County Massachusetts 4 $ 595,000 $ 148,000 $ 75,000
Clark County Nevada 4 $ 633,000 $ 158,000 $ 86,000
Mercer County New Jersey 4 $ 1,196,000 $ 299,000 $ 94,000
Washington County Oregon 4 $ 1,023,000 $ 255,000 $ 129,000
Calhoun County South Carolina 4 $ 867,000 $ 216,000 $ 119,000
Collin County Texas 4 $ 779,000 $ 194,000 $ 104,000
Yavapai County Arizona 3 $ 731,000 $ 243,000 $ 104,000
Larimer County Colorado 3 $ 541,000 $ 180,000 $ 94,000
Teller County Colorado 3 $ 597,000 $ 199,000 $ 62,000
Windham County Connecticut 3 $ 586,000 $ 195,000 $ 90,000
Sarasota County Florida 3 $ 455,000 $ 151,000 $ 106,000
Seminole County Florida 3 $ 653,000 $ 217,000 $ 75,000
Will County Illinois 3 $ 531,000 $ 177,000 $ 110,000
Lincoln County Maine 3 $ 312,000 $ 104,000 $ 66,000
Anne Arundel County Maryland 3 $ 986,000 $ 328,000 $ 136,000
Howard County Maryland 3 $ 542,000 $ 180,000 $ 109,000
Franklin County Massachusetts 3 $ 542,000 $ 180,000 $ 108,000
Eaton County Michigan 3 $ 508,000 $ 169,000 $ 77,000
Carroll County New Hampshire 3 $ 513,000 $ 171,000 $ 91,000
Sullivan County New Hampshire 3 $ 441,000 $ 147,000 $ 76,000
Kent County Rhode Island 3 $ 672,000 $ 224,000 $ 155,000
Denton County Texas 3 $ 352,000 $ 117,000 $ 71,000
Tarrant County Texas 3 $ 864,000 $ 288,000 $ 180,000
Henrico County Virginia 3 $ 673,000 $ 224,000 $ 72,000
Riverside County California 2 $ 485,000 $ 242,000 $ 43,000
San Joaquin County California 2 $ 713,000 $ 356,000 $ 94,000
San Mateo County California 2 $ 1,139,000 $ 569,000 $ 161,000
Boulder County Colorado 2 $ 496,000 $ 248,000 $ 137,000
La Plata County Colorado 2 $ 220,000 $ 110,000 $ 67,000
Clay County Florida 2 $ 118,000 $ 59,000 $ 71,000
Collier County Florida 2 $ 393,000 $ 196,000 $ 134,000
Volusia County Florida 2 $ 340,000 $ 170,000 $ 134,000
Carroll County Georgia 2 $ 480,000 $ 240,000 $ 126,000
Cherokee County Georgia 2 $ 429,000 $ 214,000 $ 142,000
DeKalb County Georgia 2 $ 367,000 $ 183,000 $ 89,000
McHenry County Illinois 2 $ 465,000 $ 232,000 $ 109,000
Marion County Indiana 2 $ 249,000 $ 124,000 $ 120,000
Tippecanoe County Indiana 2 $ 229,000 $ 114,000 $ 63,000
Frederick County Maryland 2 $ 546,000 $ 273,000 $ 96,000
Ingham County Michigan 2 $ 346,000 $ 173,000 $ 62,000
Kent County Michigan 2 $ 353,000 $ 176,000 $ 112,000
Washtenaw County Michigan 2 $ 310,000 $ 155,000 $ 95,000
Hennepin County Minnesota 2 $ 354,000 $ 177,000 $ 72,000
St. Louis City County Missouri 2 $ 288,000 $ 144,000 $ 39,000
Boone County Nebraska 2 $ 375,000 $ 187,000 $ 56,000
Douglas County Nebraska 2 $ 205,000 $ 102,000 $ 70,000
Gloucester County New Jersey 2 $ 488,000 $ 244,000 $ 96,000
Hudson County New Jersey 2 $ 567,000 $ 283,000 $ 90,000
Monmouth County New Jersey 2 $ 566,000 $ 283,000 $ 167,000
Bernalillo County New Mexico 2 $ 264,000 $ 132,000 $ 61,000
Sandoval County New Mexico 2 $ 139,000 $ 69,000 $ 42,000
Carteret County North Carolina 2 $ 214,000 $ 107,000 $ 106,000
Orange County North Carolina 2 $ 532,000 $ 266,000 $ 109,000
Franklin County Ohio 2 $ 390,000 $ 195,000 $ 36,000
Canadian County Oklahoma 2 $ 336,000 $ 168,000 $ 98,000
Tulsa County Oklahoma 2 $ 193,000 $ 96,000 $ 82,000
Bristol County Rhode Island 2 $ 478,000 $ 239,000 $ 60,000
Newport County Rhode Island 2 $ 509,000 $ 254,000 $ 95,000
Washington County Rhode Island 2 $ 376,000 $ 188,000 $ 198,000
Montgomery County Texas 2 $ 352,000 $ 176,000 $ 167,000
Travis County Texas 2 $ 284,000 $ 142,000 $ 90,000
Williamson County Texas 2 $ 374,000 $ 187,000 $ 84,000
Utah County Utah 2 $ 230,000 $ 115,000 $ 39,000
Chittenden County Vermont 2 $ 386,000 $ 193,000 $ 61,000
Franklin County Vermont 2 $ 238,000 $ 119,000 $ 65,000
Lamoille County Vermont 2 $ 533,000 $ 266,000 $ 153,000
Jefferson County Alabama 1 $ 54,000 $ 54,000 $ 78,000
Benton County Arkansas 1 $ 185,000 $ 185,000 $ 65,000
Pulaski County Arkansas 1 $ 174,000 $ 174,000 $ 102,000
Washington County Arkansas 1 $ 110,000 $ 110,000 $ 66,000
El Dorado County California 1 $ 261,000 $ 261,000 $ 113,000
Madera County California 1 $ 125,000 $ 125,000 $ 135,000
Marin County California 1 $ 532,000 $ 532,000 $ 194,000
Monterey County California 1 $ 268,000 $ 268,000 $ 0
Arapahoe County Colorado 1 $ 242,000 $ 242,000 $ 52,000
Grand County Colorado 1 $ 275,000 $ 275,000 $ 499,000
Jefferson County Colorado 1 $ 65,000 $ 65,000 $ 25,000
Summit County Colorado 1 $ 90,000 $ 90,000 $ 154,000
Litchfield County Connecticut 1 $ 318,000 $ 318,000 $ 127,000
Middlesex County Connecticut 1 $ 165,000 $ 165,000 $ 74,000
Sussex County Delaware 1 $ 212,000 $ 212,000 $ 56,000
Charlotte County Florida 1 $ 128,000 $ 128,000 $ 55,000
Columbia County Florida 1 $ 104,000 $ 104,000 $ 31,000
Duval County Florida 1 $ 190,000 $ 190,000 $ 74,000
Flagler County Florida 1 $ 216,000 $ 216,000 $ 128,000
Indian River County Florida 1 $ 50,000 $ 50,000 $ 90,000
Marion County Florida 1 $ 80,000 $ 80,000 $ 55,000
Martin County Florida 1 $ 86,000 $ 86,000 $ 163,000
Okaloosa County Florida 1 $ 600,000 $ 600,000 $ 126,000
Pasco County Florida 1 $ 125,000 $ 125,000 $ 137,000
Pinellas County Florida 1 $ 105,000 $ 105,000 $ 60,000
Polk County Florida 1 $ 146,000 $ 146,000 $ 0
Santa Rosa County Florida 1 $ 199,000 $ 199,000 $ 127,000
St. Johns County Florida 1 $ 175,000 $ 175,000 $ 76,000
Sumter County Florida 1 $ 182,000 $ 182,000 $ 159,000
Bibb County Georgia 1 $ 90,000 $ 90,000 $ 73,000
Chatham County Georgia 1 $ 212,000 $ 212,000 $ 231,000
Columbia County Georgia 1 $ 164,000 $ 164,000 $ 92,000
Habersham County Georgia 1 $ 157,000 $ 157,000 $ 24,000
Henry County Georgia 1 $ 135,000 $ 135,000 $ 48,000
Murray County Georgia 1 $ 129,000 $ 129,000 $ 96,000
Muscogee County Georgia 1 $ 134,000 $ 134,000 $ 78,000
Paulding County Georgia 1 $ 167,000 $ 167,000 $ 66,000
Honolulu County Hawaii 1 $ 348,000 $ 348,000 $ 101,000
Ada County Idaho 1 $ 162,000 $ 162,000 $ 92,000
Champaign County Illinois 1 $ 105,000 $ 105,000 $ 70,000
DeKalb County Illinois 1 $ 135,000 $ 135,000 $ 99,000
Kane County Illinois 1 $ 155,000 $ 155,000 $ 90,000
McLean County Illinois 1 $ 102,000 $ 102,000 $ 128,000
Rock Island County Illinois 1 $ 62,000 $ 62,000 $ 39,000
Saline County Illinois 1 $ 43,000 $ 43,000 $ 110,000
Winnebago County Illinois 1 $ 140,000 $ 140,000 $ 118,000
Allen County Indiana 1 $ 54,000 $ 54,000 $ 33,000
Hamilton County Indiana 1 $ 209,000 $ 209,000 $ 170,000
Morgan County Indiana 1 $ 110,000 $ 110,000 $ 200,000
Dickinson County Kansas 1 $ 37,000 $ 37,000 $ 24,000
Christian County Kentucky 1 $ 34,000 $ 34,000 $ 20,000
St. Tammany County Louisiana 1 $ 279,000 $ 279,000 $ 162,000
Oxford County Maine 1 $ 265,000 $ 265,000 $ 2,000
Penobscot County Maine 1 $ 108,000 $ 108,000 $ 46,000
Somerset County Maine 1 $ 73,000 $ 73,000 $ 53,000
Cecil County Maryland 1 $ 202,000 $ 202,000 $ 90,000
Washington County Maryland 1 $ 250,000 $ 250,000 $ 76,000
Berkshire County Massachusetts 1 $ 135,000 $ 135,000 $ 74,000
Oakland County Michigan 1 $ 379,000 $ 379,000 $ 147,000
Carver County Minnesota 1 $ 200,000 $ 200,000 $ 93,000
Clearwater County Minnesota 1 $ 97,000 $ 97,000 $ 156,000
Dakota County Minnesota 1 $ 178,000 $ 178,000 $ 65,000
Olmsted County Minnesota 1 $ 112,000 $ 112,000 $ 0
Steele County Minnesota 1 $ 127,000 $ 127,000 $ 83,000
Washington County Minnesota 1 $ 224,000 $ 224,000 $ 70,000
Harrison County Mississippi 1 $ 58,000 $ 58,000 $ 16,000
Lafayette County Mississippi 1 $ 94,000 $ 94,000 $ 72,000
Lowndes County Mississippi 1 $ 50,000 $ 50,000 $ 82,000
Madison County Mississippi 1 $ 184,000 $ 184,000 $ 66,000
Clay County Missouri 1 $ 130,000 $ 130,000 $ 80,000
St. Charles County Missouri 1 $ 191,000 $ 191,000 $ 83,000
Keith County Nebraska 1 $ 84,000 $ 84,000 $ 85,000
Lancaster County Nebraska 1 $ 137,000 $ 137,000 $ 88,000
Washoe County Nevada 1 $ 300,000 $ 300,000 $ 161,000
Bergen County New Jersey 1 $ 275,000 $ 275,000 $ 62,000
Essex County New Jersey 1 $ 304,000 $ 304,000 $ 95,000
Ocean County New Jersey 1 $ 164,000 $ 164,000 $ 99,000
Sussex County New Jersey 1 $ 249,000 $ 249,000 $ 156,000
Union County New Jersey 1 $ 350,000 $ 350,000 $ 121,000
Cortland County New York 1 $ 151,000 $ 151,000 $ 82,000
Queens County New York 1 $ 202,000 $ 202,000 $ 75,000
Caswell County North Carolina 1 $ 98,000 $ 98,000 $ 57,000
Forsyth County North Carolina 1 $ 197,000 $ 197,000 $ 72,000
Onslow County North Carolina 1 $ 61,000 $ 61,000 $ 41,000
Barnes County North Dakota 1 $ 152,000 $ 152,000 $ 50,000
Allen County Ohio 1 $ 120,000 $ 120,000 $ 113,000
Butler County Ohio 1 $ 140,000 $ 140,000 $ 84,000
Delaware County Ohio 1 $ 204,000 $ 204,000 $ 148,000
Geauga County Ohio 1 $ 65,000 $ 65,000 $ 80,000
Hamilton County Ohio 1 $ 154,000 $ 154,000 $ 80,000
Lucas County Ohio 1 $ 157,000 $ 157,000 $ 115,000
Montgomery County Ohio 1 $ 188,000 $ 188,000 $ 70,000
Warren County Ohio 1 $ 183,000 $ 183,000 $ 62,000
Oklahoma County Oklahoma 1 $ 86,000 $ 86,000 $ 92,000
Curry County Oregon 1 $ 105,000 $ 105,000 $ 95,000
Lane County Oregon 1 $ 127,000 $ 127,000 $ 50,000
Anderson County South Carolina 1 $ 123,000 $ 123,000 $ 60,000
Beaufort County South Carolina 1 $ 125,000 $ 125,000 $ 192,000
Laurens County South Carolina 1 $ 62,000 $ 62,000 $ 47,000
Aransas County Texas 1 $ 65,000 $ 65,000 $ 70,000
Fort Bend County Texas 1 $ 184,000 $ 184,000 $ 57,000
Bennington County Vermont 1 $ 176,000 $ 176,000 $ 73,000
Caledonia County Vermont 1 $ 193,000 $ 193,000 $ 143,000
Windham County Vermont 1 $ 132,000 $ 132,000 $ 85,000
Albemarle County Virginia 1 $ 140,000 $ 140,000 $ 50,000
Augusta County Virginia 1 $ 92,000 $ 92,000 $ 46,000
Fairfax City County Virginia 1 $ 334,000 $ 334,000 $ 140,000
Manassas Park County Virginia 1 $ 399,000 $ 399,000 $ 110,000
Surry County Virginia 1 $ 110,000 $ 110,000 $ 125,000
Clark County Washington 1 $ 194,000 $ 194,000 $ 65,000
Cowlitz County Washington 1 $ 112,000 $ 112,000 $ 106,000
Snohomish County Washington 1 $ 280,000 $ 280,000 $ 121,000
Thurston County Washington 1 $ 255,000 $ 255,000 $ 80,000
Kanawha County West Virginia 1 $ 160,000 $ 160,000 $ 88,000
Mercer County West Virginia 1 $ 53,000 $ 53,000 $ 48,000
Chippewa County Wisconsin 1 $ 170,000 $ 170,000 $ 87,000
Ozaukee County Wisconsin 1 $ 108,000 $ 108,000 $ 78,000
Waukesha County Wisconsin 1 $ 195,000 $ 195,000 $ 85,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Massachusetts, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Digital Federal Credit Union in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,753 $347,125,000 $185,186 $1,150,000 $91,627 $499,000
Home Purchase 967 $210,974,000 $190,441 $1,250,000 $88,627 $536,000
Home Improvement 5 $906,000 $192,250 $280,000 $63,500 $143,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,342 $264,285,000 $186,135 $1,250,000 $90,135 $536,000
Not Provided 1,030 $214,938,000 $189,162 $1,112,000 $93,488 $432,000
Asian 224 $52,336,000 $204,343 $704,000 $92,781 $249,000
Black or African American 56 $10,460,000 $153,833 $364,000 $76,250 $217,000
Hispanic 48 $10,789,000 $225,230 $900,000 $61,846 $240,000
Native Hawaiian or Other Pacific Islander 19 $4,805,000 $252,200 $563,000 $75,000 $169,000
American Indian or Alaskan Native 6 $1,392,000 $232,000 $400,000 $68,500 $132,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,725 $559,005,000 $188,782 $1,250,000 $90,652 $536,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,816 $366,887,000 $178,166 $1,150,000 $92,500 $536,000
Application Withdrawn By Applicant 551 $116,693,000 $197,289 $1,250,000 $94,000 $336,000
Application Denied By Financial Institution 198 $43,071,000 $216,000 $653,000 $72,086 $432,000
File Closed For Incompleteness 156 $31,717,000 $196,000 $540,000 $93,962 $301,000
Application Approved But Not Accepted 4 $637,000 $159,250 $238,000 $74,250 $105,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 66 $14,332,000 $213,625 $650,000 $81,625 $226,000
Credit History 46 $9,285,000 $193,300 $404,000 $63,000 $231,000
Debt-To-Income Ratio 32 $7,073,000 $269,545 $653,000 $70,090 $432,000
Collateral 21 $4,468,000 $241,800 $380,000 $106,400 $195,000
Other 17 $3,461,000 $182,800 $408,000 $86,600 $180,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,689,000 $346,000 $480,000 $105,750 $179,000
Employment History 3 $789,000 $263,000 $275,000 $100,666 $127,000
Mortgage Insurance Denied 2 $354,000 $177,000 $210,000 $87,500 $99,000
Unverifiable Information 2 $658,000 $329,000 $400,000 $51,000 $102,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Massachusetts, and search similar information at your convenience.

Download the Massachusetts Lender List