Digital Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Digital Federal Credit Union 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Digital Federal Credit Union 220 Donald Lynch Boulevard Marlborough, MA 01752 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,448 |
| Total Mortgage Loan Application Amount | $1,784,043,000 |
| Average Mortgage Loan Application Amount | $172,333 |
| Highest Mortgage Loan Application Amount | $6,000,000 |
| Average Applicant Income | $116,666 |
| Highest Applicant Income | $5,252,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Digital Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Digital Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Digital Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Digital Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Digital Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Digital Federal Credit Union's mortgage activity for 2013.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1,555 | $ 344,270,000 | $ 221,000 | $ 121,000 |
| WORCESTER, MA | 1,201 | $ 209,006,000 | $ 174,000 | $ 105,000 |
| MANCHESTER-NASHUA, NH | 813 | $ 140,874,000 | $ 173,000 | $ 103,000 |
| BOSTON-QUINCY, MA | 420 | $ 155,181,000 | $ 369,000 | $ 112,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 267 | $ 51,116,000 | $ 191,000 | $ 119,000 |
| PEABODY, MA | 254 | $ 59,656,000 | $ 234,000 | $ 117,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 236 | $ 39,868,000 | $ 168,000 | $ 117,000 |
| EDISON-NEW BRUNSWICK, NJ | 164 | $ 42,912,000 | $ 261,000 | $ 148,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 102 | $ 30,128,000 | $ 255,333 | $ 187,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 100 | $ 21,292,000 | $ 206,500 | $ 112,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 92 | $ 17,779,000 | $ 193,000 | $ 131,000 |
| DALLAS-PLANO-IRVING, TX | 83 | $ 17,584,000 | $ 211,000 | $ 137,000 |
| RALEIGH-CARY, NC | 72 | $ 15,672,000 | $ 217,000 | $ 123,000 |
| PHILADELPHIA, PA | 71 | $ 16,884,000 | $ 237,000 | $ 139,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 66 | $ 17,935,000 | $ 265,500 | $ 152,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 65 | $ 13,300,000 | $ 266,000 | $ 123,500 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 64 | $ 12,945,000 | $ 202,000 | $ 125,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 55 | $ 17,650,000 | $ 320,000 | $ 148,000 |
| PHOENIX-MESA-GLENDALE, AZ | 54 | $ 10,879,000 | $ 201,000 | $ 107,000 |
| BARNSTABLE TOWN, MA | 53 | $ 11,154,000 | $ 210,000 | $ 141,000 |
| COLORADO SPRINGS, CO | 51 | $ 7,878,000 | $ 154,000 | $ 92,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 51 | $ 14,714,000 | $ 288,000 | $ 156,000 |
| NEWARK-UNION, NJ-PA | 50 | $ 13,052,000 | $ 145,000 | $ 132,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 50 | $ 7,958,000 | $ 159,000 | $ 124,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 46 | $ 6,788,000 | $ 147,000 | $ 124,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 41 | $ 10,257,000 | $ 250,000 | $ 170,000 |
| DENVER-AURORA-BROOMFIELD, CO | 38 | $ 7,723,000 | $ 203,000 | $ 121,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 37 | $ 8,080,000 | $ 218,000 | $ 126,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 36 | $ 7,416,000 | $ 206,000 | $ 119,000 |
| SPRINGFIELD, MA | 36 | $ 4,546,000 | $ 126,000 | $ 96,000 |
| BALTIMORE-TOWSON, MD | 34 | $ 10,622,000 | $ 312,000 | $ 145,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 33 | $ 7,026,000 | $ 212,000 | $ 111,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 33 | $ 6,700,000 | $ 203,000 | $ 185,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 30 | $ 6,062,000 | $ 202,000 | $ 140,000 |
| TRENTON-EWING, NJ | 30 | $ 8,390,000 | $ 279,000 | $ 145,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 29 | $ 5,593,000 | $ 192,000 | $ 121,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 28 | $ 6,388,000 | $ 228,000 | $ 135,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 28 | $ 5,979,000 | $ 213,000 | $ 122,000 |
| ST. LOUIS, MO-IL | 25 | $ 5,027,000 | $ 201,000 | $ 140,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 24 | $ 8,777,000 | $ 365,000 | $ 140,000 |
| RICHMOND, VA | 23 | $ 5,164,000 | $ 224,000 | $ 141,000 |
| CAMDEN, NJ | 22 | $ 4,773,000 | $ 216,000 | $ 129,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 22 | $ 4,652,000 | $ 170,000 | $ 142,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 21 | $ 4,090,000 | $ 194,000 | $ 145,000 |
| JACKSONVILLE, FL | 20 | $ 3,652,000 | $ 182,000 | $ 122,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 20 | $ 3,857,000 | $ 192,000 | $ 111,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 19 | $ 5,395,000 | $ 283,000 | $ 136,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 19 | $ 6,010,000 | $ 316,000 | $ 134,000 |
| HARRISBURG-CARLISLE, PA | 18 | $ 3,686,000 | $ 204,000 | $ 126,000 |
| KANSAS CITY, MO-KS | 17 | $ 2,717,000 | $ 146,500 | $ 124,000 |
| NEW HAVEN-MILFORD, CT | 17 | $ 3,679,000 | $ 216,000 | $ 117,000 |
| WILMINGTON, DE-MD-NJ | 17 | $ 2,941,000 | $ 140,333 | $ 98,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 16 | $ 4,212,000 | $ 263,000 | $ 118,000 |
| CAPE CORAL-FORT MYERS, FL | 16 | $ 2,184,000 | $ 136,000 | $ 105,000 |
| NASSAU-SUFFOLK, NY | 15 | $ 3,167,000 | $ 211,000 | $ 115,000 |
| PITTSBURGH, PA | 15 | $ 1,842,000 | $ 122,000 | $ 129,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 14 | $ 2,355,000 | $ 117,000 | $ 126,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 13 | $ 1,559,000 | $ 119,000 | $ 84,000 |
| FORT WORTH-ARLINGTON, TX | 13 | $ 2,347,000 | $ 180,000 | $ 116,000 |
| INDIANAPOLIS-CARMEL, IN | 12 | $ 1,829,000 | $ 152,000 | $ 88,000 |
| MEMPHIS, TN-MS-AR | 12 | $ 2,145,000 | $ 178,000 | $ 113,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 12 | $ 2,239,000 | $ 186,000 | $ 132,000 |
| COLUMBIA, SC | 11 | $ 1,691,000 | $ 153,000 | $ 130,000 |
| COLUMBUS, OH | 11 | $ 1,485,000 | $ 135,000 | $ 147,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 11 | $ 2,675,000 | $ 243,000 | $ 130,000 |
| DURHAM-CHAPEL HILL, NC | 10 | $ 1,457,000 | $ 145,000 | $ 93,000 |
| RENO-SPARKS, NV | 10 | $ 2,214,000 | $ 221,000 | $ 131,000 |
| LAS VEGAS-PARADISE, NV | 9 | $ 1,543,000 | $ 171,000 | $ 103,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 9 | $ 3,165,000 | $ 351,000 | $ 154,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 9 | $ 1,603,000 | $ 178,000 | $ 120,000 |
| ALBUQUERQUE, NM | 8 | $ 1,443,000 | $ 180,000 | $ 87,000 |
| NAPLES-MARCO ISLAND, FL | 8 | $ 1,539,000 | $ 192,000 | $ 158,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 7 | $ 928,000 | $ 132,000 | $ 80,000 |
| COLUMBUS, GA-AL | 7 | $ 1,125,000 | $ 160,000 | $ 99,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 7 | $ 1,235,000 | $ 176,000 | $ 124,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 7 | $ 1,319,000 | $ 188,000 | $ 93,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 7 | $ 1,646,000 | $ 235,000 | $ 125,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 7 | $ 1,429,000 | $ 204,000 | $ 139,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 7 | $ 766,000 | $ 109,000 | $ 90,000 |
| BLOOMINGTON-NORMAL, IL | 6 | $ 754,000 | $ 125,000 | $ 116,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 6 | $ 968,000 | $ 161,000 | $ 118,000 |
| LAKELAND-WINTER HAVEN, FL | 6 | $ 819,000 | $ 136,000 | $ 115,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 6 | $ 516,000 | $ 91,000 | $ 69,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 6 | $ 1,038,000 | $ 173,000 | $ 138,000 |
| NORWICH-NEW LONDON, CT | 6 | $ 955,000 | $ 159,000 | $ 118,000 |
| PUNTA GORDA, FL | 6 | $ 665,000 | $ 110,000 | $ 86,000 |
| TALLAHASSEE, FL | 6 | $ 1,036,000 | $ 172,000 | $ 127,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 6 | $ 1,942,000 | $ 323,000 | $ 213,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 5 | $ 1,044,000 | $ 210,000 | $ 132,500 |
| LANSING-EAST LANSING, MI | 5 | $ 925,000 | $ 185,000 | $ 108,000 |
| PITTSFIELD, MA | 5 | $ 896,000 | $ 179,000 | $ 113,000 |
| PORT ST. LUCIE, FL | 5 | $ 655,000 | $ 131,000 | $ 97,000 |
| TUCSON, AZ | 5 | $ 937,000 | $ 187,000 | $ 90,000 |
| TULSA, OK | 5 | $ 435,000 | $ 87,000 | $ 115,000 |
| WILMINGTON, NC | 5 | $ 889,000 | $ 177,000 | $ 82,000 |
| ALBANY-SCHENECTADY-TROY, NY | 4 | $ 851,000 | $ 212,000 | $ 95,000 |
| BATON ROUGE, LA | 4 | $ 624,000 | $ 156,000 | $ 148,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 4 | $ 928,000 | $ 232,000 | $ 106,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 4 | $ 637,000 | $ 159,000 | $ 102,000 |
| GREENSBORO-HIGH POINT, NC | 4 | $ 733,000 | $ 183,000 | $ 110,000 |
| JACKSON, MS | 4 | $ 721,000 | $ 180,000 | $ 109,000 |
| LANCASTER, PA | 4 | $ 473,000 | $ 118,000 | $ 87,000 |
| MADISON, WI | 4 | $ 1,098,000 | $ 274,000 | $ 168,000 |
| OCALA, FL | 4 | $ 615,000 | $ 153,000 | $ 91,000 |
| OKLAHOMA CITY, OK | 4 | $ 846,000 | $ 211,000 | $ 209,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 446,000 | $ 111,000 | $ 128,000 |
| READING, PA | 4 | $ 777,000 | $ 194,000 | $ 98,000 |
| SALT LAKE CITY, UT | 4 | $ 827,000 | $ 206,000 | $ 104,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 4 | $ 919,000 | $ 229,000 | $ 163,000 |
| SAVANNAH, GA | 4 | $ 701,000 | $ 175,000 | $ 97,000 |
| STOCKTON, CA | 4 | $ 949,000 | $ 237,000 | $ 141,000 |
| AKRON, OH | 3 | $ 460,000 | $ 153,000 | $ 128,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 3 | $ 642,000 | $ 214,000 | $ 152,000 |
| BANGOR, ME | 3 | $ 735,000 | $ 245,000 | $ 284,000 |
| BIRMINGHAM-HOOVER, AL | 3 | $ 893,000 | $ 297,000 | $ 108,000 |
| BUFFALO-NIAGARA FALLS, NY | 3 | $ 560,000 | $ 186,000 | $ 79,000 |
| DES MOINES-WEST DES MOINES, IA | 3 | $ 259,000 | $ 86,000 | $ 79,000 |
| FORT COLLINS-LOVELAND, CO | 3 | $ 551,000 | $ 183,000 | $ 157,000 |
| GAINESVILLE, GA | 3 | $ 582,000 | $ 194,000 | $ 81,000 |
| HUNTSVILLE, AL | 3 | $ 449,000 | $ 149,000 | $ 89,000 |
| LAS CRUCES, NM | 3 | $ 362,000 | $ 120,000 | $ 63,000 |
| MOBILE, AL | 3 | $ 227,000 | $ 75,000 | $ 70,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 3 | $ 540,000 | $ 180,000 | $ 178,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 3 | $ 489,000 | $ 163,000 | $ 91,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 3 | $ 310,000 | $ 103,000 | $ 122,000 |
| ROCHESTER, NY | 3 | $ 440,000 | $ 146,000 | $ 89,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 3 | $ 1,183,000 | $ 394,000 | $ 128,000 |
| WINSTON-SALEM, NC | 3 | $ 249,000 | $ 83,000 | $ 133,000 |
| ANCHORAGE, AK | 2 | $ 225,000 | $ 112,000 | $ 189,000 |
| BAKERSFIELD-DELANO, CA | 2 | $ 197,000 | $ 98,000 | $ 74,000 |
| BOISE CITY-NAMPA, ID | 2 | $ 238,000 | $ 119,000 | $ 115,000 |
| BURLINGTON, NC | 2 | $ 446,000 | $ 223,000 | $ 92,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 215,000 | $ 107,000 | $ 282,000 |
| CHATTANOOGA, TN-GA | 2 | $ 353,000 | $ 176,000 | $ 114,000 |
| CORPUS CHRISTI, TX | 2 | $ 162,000 | $ 81,000 | $ 52,000 |
| GARY, IN | 2 | $ 466,000 | $ 233,000 | $ 217,000 |
| GULFPORT-BILOXI, MS | 2 | $ 224,000 | $ 112,000 | $ 96,000 |
| IDAHO FALLS, ID | 2 | $ 285,000 | $ 142,000 | $ 213,000 |
| KNOXVILLE, TN | 2 | $ 121,000 | $ 60,000 | $ 93,000 |
| LEWISTON-AUBURN, ME | 2 | $ 560,000 | $ 280,000 | $ 80,000 |
| MODESTO, CA | 2 | $ 659,000 | $ 329,000 | $ 148,000 |
| OGDEN-CLEARFIELD, UT | 2 | $ 128,000 | $ 64,000 | $ 267,000 |
| PEORIA, IL | 2 | $ 312,000 | $ 156,000 | $ 70,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 2 | $ 379,000 | $ 189,000 | $ 90,000 |
| REDDING, CA | 2 | $ 348,000 | $ 174,000 | $ 85,000 |
| ROANOKE, VA | 2 | $ 303,000 | $ 151,000 | $ 75,000 |
| SANTA FE, NM | 2 | $ 265,000 | $ 132,000 | $ 88,000 |
| SANTA ROSA-PETALUMA, CA | 2 | $ 654,000 | $ 327,000 | $ 116,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 316,000 | $ 158,000 | $ 70,000 |
| SPARTANBURG, SC | 2 | $ 224,000 | $ 112,000 | $ 44,000 |
| SYRACUSE, NY | 2 | $ 265,000 | $ 132,000 | $ 80,000 |
| TOLEDO, OH | 2 | $ 465,000 | $ 232,000 | $ 125,000 |
| YORK-HANOVER, PA | 2 | $ 316,000 | $ 158,000 | $ 87,000 |
| ANN ARBOR, MI | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
| ANNISTON-OXFORD, AL | 1 | $ 101,000 | $ 101,000 | $ 58,000 |
| ASHEVILLE, NC | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 60,000 | $ 60,000 | $ 35,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 141,000 | $ 141,000 | $ 158,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 200,000 | $ 200,000 | $ 99,000 |
| BELLINGHAM, WA | 1 | $ 311,000 | $ 311,000 | $ 90,000 |
| BLOOMINGTON, IN | 1 | $ 121,000 | $ 121,000 | $ 57,000 |
| BOULDER, CO | 1 | $ 230,000 | $ 230,000 | $ 110,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 574,000 | $ 574,000 | $ 360,000 |
| CHARLOTTESVILLE, VA | 1 | $ 192,000 | $ 192,000 | $ 66,000 |
| CHICO, CA | 1 | $ 336,000 | $ 336,000 | $ 500,000 |
| CORVALLIS, OR | 1 | $ 128,000 | $ 128,000 | $ 130,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 74,000 | $ 74,000 | $ 160,000 |
| DAYTON, OH | 1 | $ 102,000 | $ 102,000 | $ 265,000 |
| DECATUR, AL | 1 | $ 220,000 | $ 220,000 | $ 168,000 |
| DOVER, DE | 1 | $ 120,000 | $ 120,000 | $ 45,000 |
| ERIE, PA | 1 | $ 160,000 | $ 160,000 | $ 137,000 |
| FAYETTEVILLE, NC | 1 | $ 380,000 | $ 380,000 | $ 430,000 |
| FOND DU LAC, WI | 1 | $ 100,000 | $ 100,000 | $ 94,000 |
| FRESNO, CA | 1 | $ 222,000 | $ 222,000 | $ 110,000 |
| GAINESVILLE, FL | 1 | $ 275,000 | $ 275,000 | $ 206,000 |
| GLENS FALLS, NY | 1 | $ 168,000 | $ 168,000 | $ 124,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 228,000 | $ 228,000 | $ 160,000 |
| GREELEY, CO | 1 | $ 60,000 | $ 60,000 | $ 35,000 |
| GREEN BAY, WI | 1 | $ 200,000 | $ 200,000 | $ 190,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 196,000 | $ 196,000 | $ 13,000 |
| HONOLULU, HI | 1 | $ 270,000 | $ 270,000 | $ 75,000 |
| JEFFERSON CITY, MO | 1 | $ 100,000 | $ 100,000 | $ 93,000 |
| JOHNSON CITY, TN | 1 | $ 200,000 | $ 200,000 | $ 83,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 1 | $ 153,000 | $ 153,000 | $ 119,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1 | $ 95,000 | $ 95,000 | $ 103,000 |
| LA CROSSE, WI-MN | 1 | $ 128,000 | $ 128,000 | $ 80,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 50,000 | $ 50,000 | $ 27,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 182,000 | $ 182,000 | $ 118,000 |
| LONGVIEW, TX | 1 | $ 270,000 | $ 270,000 | $ 225,000 |
| LUBBOCK, TX | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 30,000 | $ 30,000 | $ 41,000 |
| MERCED, CA | 1 | $ 82,000 | $ 82,000 | $ 156,000 |
| MONTGOMERY, AL | 1 | $ 150,000 | $ 150,000 | $ 52,000 |
| MORGANTOWN, WV | 1 | $ 212,000 | $ 212,000 | $ 100,000 |
| OLYMPIA, WA | 1 | $ 259,000 | $ 259,000 | $ 151,000 |
| PALM COAST, FL | 1 | $ 71,000 | $ 71,000 | $ 100,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 1 | $ 299,000 | $ 299,000 | $ 220,000 |
| PASCAGOULA, MS | 1 | $ 148,000 | $ 148,000 | $ 100,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 118,000 | $ 118,000 | $ 63,000 |
| PRESCOTT, AZ | 1 | $ 131,000 | $ 131,000 | $ 80,000 |
| PROVO-OREM, UT | 1 | $ 243,000 | $ 243,000 | $ 80,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
| SALEM, OR | 1 | $ 95,000 | $ 95,000 | $ 99,000 |
| SCRANTON--WILKES-BARRE, PA | 1 | $ 52,000 | $ 52,000 | $ 20,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 386,000 | $ 386,000 | $ 316,000 |
| SHERMAN-DENISON, TX | 1 | $ 176,000 | $ 176,000 | $ 115,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 111,000 | $ 111,000 | $ 27,000 |
| SPOKANE, WA | 1 | $ 169,000 | $ 169,000 | $ 197,000 |
| TERRE HAUTE, IN | 1 | $ 160,000 | $ 160,000 | $ 100,000 |
| TOPEKA, KS | 1 | $ 324,000 | $ 324,000 | $ 362,000 |
| TUSCALOOSA, AL | 1 | $ 130,000 | $ 130,000 | $ 43,000 |
| UTICA-ROME, NY | 1 | $ 15,000 | $ 15,000 | $ 241,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 153,000 | $ 153,000 | $ 60,000 |
| WINCHESTER, VA-WV | 1 | $ 100,000 | $ 100,000 | $ 320,000 |
Mortgage Loan Application Detail Totals for Digital Federal Credit Union in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,173 | $1,149,066,000 | $222,000 | $6,000,000 | $119,000 | $5,252,000 |
| Home Purchase | 2,464 | $589,038,000 | $239,000 | $2,800,000 | $106,000 | $1,370,000 |
| Home Improvement | 811 | $45,939,000 | $56,000 | $1,300,000 | $125,000 | $2,877,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,523 | $818,273,000 | $180,000 | $2,300,000 | $110,000 | $1,986,000 |
| Asian | 1,994 | $464,396,000 | $232,000 | $1,295,000 | $135,000 | $5,252,000 |
| Not Provided | 1,297 | $270,862,000 | $208,000 | $3,000,000 | $128,000 | $2,877,000 |
| Black or African American | 246 | $42,894,000 | $174,000 | $514,000 | $77,000 | $295,000 |
| Hispanic | 243 | $40,146,000 | $165,000 | $692,000 | $86,000 | $357,000 |
| Not applicable | 114 | $141,632,000 | $1,242,000 | $6,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 27 | $4,751,000 | $175,000 | $327,000 | $105,000 | $220,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,089,000 | $272,000 | $507,000 | $75,000 | $138,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,389 | $1,770,682,000 | $211,000 | $6,000,000 | $116,000 | $5,252,000 |
| VA-guaranteed (Veterans Administration) | 59 | $13,361,000 | $226,000 | $417,000 | $66,000 | $208,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,142 | $860,128,000 | $207,000 | $6,000,000 | $118,000 | $1,370,000 |
| File Closed For Incompleteness | 1,196 | $250,993,000 | $209,000 | $875,000 | $134,000 | $5,252,000 |
| Application Denied By Financial Institution | 1,139 | $233,255,000 | $204,000 | $2,300,000 | $98,000 | $1,021,000 |
| Application Withdrawn By Applicant | 1,135 | $255,650,000 | $225,000 | $5,000,000 | $125,000 | $2,877,000 |
| Preapproval Denied by Financial Institution | 695 | $154,301,000 | $222,000 | $700,000 | $80,000 | $1,039,000 |
| Application Approved But Not Accepted | 141 | $29,716,000 | $210,000 | $650,000 | $134,000 | $1,986,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Digital Federal Credit Union's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Digital Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.