Discover Bank Mortgage Lending & HMDA Data, 2016
In 2016, Discover Bank of Greenwood, DE reported 7,422 mortgage applications totaling $383.7 million, up 96% from 2015. The average application was for $51,701, and applicants reported an average income of $87,983. 12% of its applications resulted in an originated loan and 55% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (297), Chicago-Naperville-Arlington Heights, IL (253) and Atlanta-Sandy Springs-Roswell, GA (247) (applications in parentheses).
| Mortgage Company & Address | Discover Bank 12 Reads Way Greenwood, DE 19950 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 7,422 |
| Total Mortgage Loan Application Amount | $383,731,000 |
| Average Mortgage Loan Application Amount | $51,701 |
| Highest Mortgage Loan Application Amount | $150,000 |
| Average Applicant Income | $87,983 |
| Highest Applicant Income | $1,049,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Discover Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 297 | $ 19,365,000 | $ 65,202 | $ 112,000 |
| Cook, Illinois | 177 | $ 9,454,000 | $ 53,412 | $ 83,000 |
| Maricopa, Arizona | 159 | $ 8,213,000 | $ 51,654 | $ 90,000 |
| Miami-Dade, Florida | 124 | $ 7,136,000 | $ 57,548 | $ 81,000 |
| Riverside, California | 116 | $ 5,659,000 | $ 48,784 | $ 97,000 |
| San Diego, California | 114 | $ 7,803,000 | $ 68,447 | $ 105,000 |
| Broward, Florida | 108 | $ 5,449,000 | $ 50,453 | $ 91,000 |
| Orange, California | 106 | $ 7,423,000 | $ 70,028 | $ 136,000 |
| San Bernardino, California | 94 | $ 4,461,000 | $ 47,457 | $ 91,000 |
| Clark, Nevada | 88 | $ 4,945,000 | $ 56,193 | $ 86,000 |
| Palm Beach, Florida | 87 | $ 4,410,000 | $ 50,689 | $ 72,000 |
| Gwinnett, Georgia | 69 | $ 3,570,000 | $ 51,739 | $ 76,000 |
| Hillsborough, Florida | 65 | $ 2,774,000 | $ 42,676 | $ 69,000 |
| Sacramento, California | 61 | $ 3,092,000 | $ 50,688 | $ 91,000 |
| Orange, Florida | 55 | $ 3,069,000 | $ 55,800 | $ 97,000 |
| Wayne, Michigan | 53 | $ 2,585,000 | $ 48,773 | $ 76,000 |
| Arapahoe, Colorado | 51 | $ 2,690,000 | $ 52,745 | $ 88,000 |
| Pinellas, Florida | 50 | $ 2,662,000 | $ 53,240 | $ 78,000 |
| Alameda, California | 43 | $ 3,058,000 | $ 71,116 | $ 114,000 |
| Contra Costa, California | 43 | $ 2,646,000 | $ 61,534 | $ 134,000 |
| Oakland, Michigan | 43 | $ 2,018,000 | $ 46,930 | $ 129,000 |
| King, Washington | 43 | $ 3,058,000 | $ 71,116 | $ 117,000 |
| Fairfax, Virginia | 42 | $ 2,608,000 | $ 62,095 | $ 121,000 |
| Salt Lake, Utah | 38 | $ 1,798,000 | $ 47,315 | $ 84,000 |
| Fulton, Georgia | 37 | $ 1,997,000 | $ 53,972 | $ 139,000 |
| Allegheny, Pennsylvania | 37 | $ 1,661,000 | $ 44,891 | $ 73,000 |
| New Castle, Delaware | 36 | $ 1,559,000 | $ 43,305 | $ 93,000 |
| Bergen, New Jersey | 35 | $ 2,222,000 | $ 63,485 | $ 118,000 |
| Middlesex, New Jersey | 35 | $ 1,863,000 | $ 53,228 | $ 102,000 |
| Santa Clara, California | 34 | $ 2,381,000 | $ 70,029 | $ 107,000 |
| Jefferson, Colorado | 34 | $ 1,698,000 | $ 49,941 | $ 92,000 |
| San Joaquin, California | 33 | $ 1,793,000 | $ 54,333 | $ 117,000 |
| Ventura, California | 33 | $ 2,219,000 | $ 67,242 | $ 127,000 |
| Brevard, Florida | 33 | $ 1,638,000 | $ 49,636 | $ 80,000 |
| Philadelphia, Pennsylvania | 33 | $ 1,490,000 | $ 45,151 | $ 62,000 |
| Adams, Colorado | 32 | $ 1,456,000 | $ 45,500 | $ 92,000 |
| Cobb, Georgia | 32 | $ 1,823,000 | $ 56,968 | $ 93,000 |
| DuPage, Illinois | 32 | $ 2,125,000 | $ 66,406 | $ 114,000 |
| Lake, Illinois | 32 | $ 1,785,000 | $ 55,781 | $ 113,000 |
| Prince William, Virginia | 31 | $ 1,559,000 | $ 50,290 | $ 95,000 |
| Cuyahoga, Ohio | 30 | $ 1,484,000 | $ 49,466 | $ 82,000 |
| Franklin, Ohio | 30 | $ 1,165,000 | $ 38,833 | $ 81,000 |
| Oklahoma, Oklahoma | 30 | $ 1,258,000 | $ 41,933 | $ 80,000 |
| Will, Illinois | 29 | $ 1,432,000 | $ 49,379 | $ 94,000 |
| Mecklenburg, North Carolina | 29 | $ 1,649,000 | $ 56,862 | $ 89,000 |
| Wake, North Carolina | 28 | $ 1,558,000 | $ 55,642 | $ 98,000 |
| Pasco, Florida | 27 | $ 1,225,000 | $ 45,370 | $ 77,000 |
| Middlesex, Massachusetts | 27 | $ 1,395,000 | $ 51,666 | $ 99,000 |
| Jackson, Missouri | 26 | $ 1,163,000 | $ 44,730 | $ 61,000 |
| Bucks, Pennsylvania | 26 | $ 1,329,000 | $ 51,115 | $ 107,000 |
| San Mateo, California | 25 | $ 2,269,000 | $ 90,760 | $ 130,000 |
| Douglas, Colorado | 25 | $ 1,541,000 | $ 61,640 | $ 126,000 |
| Polk, Florida | 25 | $ 1,391,000 | $ 55,640 | $ 65,000 |
| Sarasota, Florida | 25 | $ 1,546,000 | $ 61,840 | $ 73,000 |
| Volusia, Florida | 25 | $ 1,280,000 | $ 51,200 | $ 62,000 |
| St. Louis, Missouri | 25 | $ 953,000 | $ 38,120 | $ 101,000 |
| Hamilton, Ohio | 25 | $ 942,000 | $ 37,680 | $ 86,000 |
| Solano, California | 24 | $ 1,379,000 | $ 57,458 | $ 113,000 |
| Denver, Colorado | 24 | $ 1,408,000 | $ 58,666 | $ 91,000 |
| Lee, Florida | 24 | $ 888,000 | $ 37,000 | $ 49,000 |
| Macomb, Michigan | 24 | $ 1,062,000 | $ 44,250 | $ 68,000 |
| Hennepin, Minnesota | 24 | $ 1,192,000 | $ 49,666 | $ 91,000 |
| Snohomish, Washington | 24 | $ 1,345,000 | $ 56,041 | $ 90,000 |
| Monmouth, New Jersey | 23 | $ 1,204,000 | $ 52,347 | $ 116,000 |
| Morris, New Jersey | 23 | $ 1,119,000 | $ 48,652 | $ 148,000 |
| Multnomah, Oregon | 23 | $ 1,273,000 | $ 55,347 | $ 110,000 |
| Washington, Oregon | 23 | $ 1,034,000 | $ 44,956 | $ 90,000 |
| Shelby, Tennessee | 23 | $ 1,412,000 | $ 61,391 | $ 91,000 |
| Placer, California | 22 | $ 1,153,000 | $ 52,409 | $ 104,000 |
| Fairfield, Connecticut | 22 | $ 1,122,000 | $ 51,000 | $ 156,000 |
| Marion, Indiana | 22 | $ 1,258,000 | $ 57,181 | $ 67,000 |
| Burlington, New Jersey | 22 | $ 1,106,000 | $ 50,272 | $ 104,000 |
| Montgomery, Pennsylvania | 22 | $ 1,107,000 | $ 50,318 | $ 91,000 |
| Loudoun, Virginia | 22 | $ 1,022,000 | $ 46,454 | $ 119,000 |
| Kern, California | 21 | $ 947,000 | $ 45,095 | $ 98,000 |
| Pima, Arizona | 20 | $ 835,000 | $ 41,750 | $ 88,000 |
| El Paso, Colorado | 20 | $ 891,000 | $ 44,550 | $ 97,000 |
| Weld, Colorado | 20 | $ 1,052,000 | $ 52,600 | $ 97,000 |
| DeKalb, Georgia | 20 | $ 1,087,000 | $ 54,350 | $ 93,000 |
| Sedgwick, Kansas | 20 | $ 919,000 | $ 45,950 | $ 60,000 |
| Somerset, New Jersey | 20 | $ 1,136,000 | $ 56,800 | $ 118,000 |
| Tulsa, Oklahoma | 20 | $ 1,036,000 | $ 51,800 | $ 82,000 |
| Duval, Florida | 19 | $ 966,000 | $ 50,842 | $ 93,000 |
| Lake, Indiana | 19 | $ 663,000 | $ 34,894 | $ 83,000 |
| Johnson, Kansas | 19 | $ 824,000 | $ 43,368 | $ 95,000 |
| Jefferson, Alabama | 18 | $ 765,000 | $ 42,500 | $ 55,000 |
| Hartford, Connecticut | 18 | $ 878,000 | $ 48,777 | $ 113,000 |
| East Baton Rouge, Louisiana | 18 | $ 847,000 | $ 47,055 | $ 88,000 |
| Essex, New Jersey | 18 | $ 1,218,000 | $ 67,666 | $ 144,000 |
| Passaic, New Jersey | 18 | $ 1,034,000 | $ 57,444 | $ 113,000 |
| Stanislaus, California | 17 | $ 794,000 | $ 46,705 | $ 75,000 |
| Tulare, California | 17 | $ 811,000 | $ 47,705 | $ 80,000 |
| St. Lucie, Florida | 17 | $ 813,000 | $ 47,823 | $ 63,000 |
| Jefferson, Louisiana | 17 | $ 677,000 | $ 39,823 | $ 86,000 |
| Dakota, Minnesota | 17 | $ 772,000 | $ 45,411 | $ 93,000 |
| Camden, New Jersey | 17 | $ 631,000 | $ 37,117 | $ 80,000 |
| Clark, Washington | 17 | $ 815,000 | $ 47,941 | $ 82,000 |
| Pierce, Washington | 17 | $ 785,000 | $ 46,176 | $ 110,000 |
| Sonoma, California | 16 | $ 952,000 | $ 59,500 | $ 76,000 |
| Marion, Florida | 16 | $ 544,000 | $ 34,000 | $ 52,000 |
| Ada, Idaho | 16 | $ 751,000 | $ 46,937 | $ 89,000 |
| Orleans, Louisiana | 16 | $ 991,000 | $ 61,937 | $ 75,000 |
| Ocean, New Jersey | 16 | $ 897,000 | $ 56,062 | $ 91,000 |
| Union, New Jersey | 16 | $ 957,000 | $ 59,812 | $ 102,000 |
| Knox, Tennessee | 16 | $ 608,000 | $ 38,000 | $ 91,000 |
| Fresno, California | 15 | $ 741,000 | $ 49,400 | $ 87,000 |
| Washoe, Nevada | 15 | $ 552,000 | $ 36,800 | $ 104,000 |
| Summit, Ohio | 15 | $ 726,000 | $ 48,400 | $ 89,000 |
| Greenville, South Carolina | 15 | $ 659,000 | $ 43,933 | $ 96,000 |
| Monterey, California | 14 | $ 836,000 | $ 59,714 | $ 137,000 |
| Boulder, Colorado | 14 | $ 869,000 | $ 62,071 | $ 80,000 |
| Collier, Florida | 14 | $ 788,000 | $ 56,285 | $ 89,000 |
| Lake, Florida | 14 | $ 543,000 | $ 38,785 | $ 50,000 |
| Seminole, Florida | 14 | $ 652,000 | $ 46,571 | $ 83,000 |
| Anoka, Minnesota | 14 | $ 589,000 | $ 42,071 | $ 95,000 |
| Ramsey, Minnesota | 14 | $ 904,000 | $ 64,571 | $ 74,000 |
| Delaware, Pennsylvania | 14 | $ 920,000 | $ 65,714 | $ 106,000 |
| Davidson, Tennessee | 14 | $ 846,000 | $ 60,428 | $ 64,000 |
| Utah, Utah | 14 | $ 746,000 | $ 53,285 | $ 107,000 |
| Larimer, Colorado | 13 | $ 744,000 | $ 57,230 | $ 105,000 |
| New Haven, Connecticut | 13 | $ 439,000 | $ 33,769 | $ 68,000 |
| Guilford, North Carolina | 13 | $ 565,000 | $ 43,461 | $ 87,000 |
| Clackamas, Oregon | 13 | $ 668,000 | $ 51,384 | $ 77,000 |
| Washington, Pennsylvania | 13 | $ 501,000 | $ 38,538 | $ 64,000 |
| Mobile, Alabama | 12 | $ 662,000 | $ 55,166 | $ 65,000 |
| Pinal, Arizona | 12 | $ 599,000 | $ 49,916 | $ 96,000 |
| Benton, Arkansas | 12 | $ 664,000 | $ 55,333 | $ 106,000 |
| Santa Barbara, California | 12 | $ 903,000 | $ 75,250 | $ 108,000 |
| McHenry, Illinois | 12 | $ 663,000 | $ 55,250 | $ 85,000 |
| Norfolk, Massachusetts | 12 | $ 625,000 | $ 52,083 | $ 126,000 |
| Plymouth, Massachusetts | 12 | $ 830,000 | $ 69,166 | $ 129,000 |
| Washtenaw, Michigan | 12 | $ 755,000 | $ 62,916 | $ 110,000 |
| Clay, Missouri | 12 | $ 468,000 | $ 39,000 | $ 70,000 |
| St. Charles, Missouri | 12 | $ 531,000 | $ 44,250 | $ 103,000 |
| Yellowstone, Montana | 12 | $ 557,000 | $ 46,416 | $ 47,000 |
| Rockingham, New Hampshire | 12 | $ 569,000 | $ 47,416 | $ 112,000 |
| Forsyth, North Carolina | 12 | $ 570,000 | $ 47,500 | $ 45,000 |
| Northampton, Pennsylvania | 12 | $ 422,000 | $ 35,166 | $ 86,000 |
| Providence, Rhode Island | 12 | $ 672,000 | $ 56,000 | $ 72,000 |
| Horry, South Carolina | 12 | $ 691,000 | $ 57,583 | $ 57,000 |
| Davis, Utah | 12 | $ 426,000 | $ 35,500 | $ 94,000 |
| Henrico, Virginia | 12 | $ 509,000 | $ 42,416 | $ 62,000 |
| Shelby, Alabama | 11 | $ 355,000 | $ 32,272 | $ 73,000 |
| Yolo, California | 11 | $ 497,000 | $ 45,181 | $ 92,000 |
| Clayton, Georgia | 11 | $ 597,000 | $ 54,272 | $ 36,000 |
| Henry, Georgia | 11 | $ 440,000 | $ 40,000 | $ 89,000 |
| Honolulu, Hawaii | 11 | $ 762,000 | $ 69,272 | $ 99,000 |
| Essex, Massachusetts | 11 | $ 469,000 | $ 42,636 | $ 125,000 |
| Greene, Missouri | 11 | $ 470,000 | $ 42,727 | $ 68,000 |
| Douglas, Nebraska | 11 | $ 478,000 | $ 43,454 | $ 97,000 |
| Gloucester, New Jersey | 11 | $ 577,000 | $ 52,454 | $ 79,000 |
| Buncombe, North Carolina | 11 | $ 431,000 | $ 39,181 | $ 52,000 |
| Union, North Carolina | 11 | $ 589,000 | $ 53,545 | $ 97,000 |
| Butler, Ohio | 11 | $ 427,000 | $ 38,818 | $ 79,000 |
| Richland, Ohio | 11 | $ 521,000 | $ 47,363 | $ 66,000 |
| York, South Carolina | 11 | $ 437,000 | $ 39,727 | $ 95,000 |
| Hamilton, Tennessee | 11 | $ 466,000 | $ 42,363 | $ 88,000 |
| Manatee, Florida | 10 | $ 565,000 | $ 56,500 | $ 108,000 |
| Martin, Florida | 10 | $ 547,000 | $ 54,700 | $ 95,000 |
| Cherokee, Georgia | 10 | $ 516,000 | $ 51,600 | $ 142,000 |
| Kane, Illinois | 10 | $ 631,000 | $ 63,100 | $ 121,000 |
| Bristol, Massachusetts | 10 | $ 485,000 | $ 48,500 | $ 84,000 |
| Worcester, Massachusetts | 10 | $ 572,000 | $ 57,200 | $ 96,000 |
| Washington, Minnesota | 10 | $ 618,000 | $ 61,800 | $ 120,000 |
| Hillsborough, New Hampshire | 10 | $ 561,000 | $ 56,100 | $ 95,000 |
| Bernalillo, New Mexico | 10 | $ 502,000 | $ 50,200 | $ 81,000 |
| Stark, Ohio | 10 | $ 569,000 | $ 56,900 | $ 63,000 |
| Chester, Pennsylvania | 10 | $ 622,000 | $ 62,200 | $ 140,000 |
| Westmoreland, Pennsylvania | 10 | $ 408,000 | $ 40,800 | $ 80,000 |
| Kenosha, Wisconsin | 10 | $ 512,000 | $ 51,200 | $ 94,000 |
| Milwaukee, Wisconsin | 10 | $ 400,000 | $ 40,000 | $ 96,000 |
| Marin, California | 9 | $ 689,000 | $ 76,555 | $ 140,000 |
| San Francisco, California | 9 | $ 684,000 | $ 76,000 | $ 95,000 |
| Santa Cruz, California | 9 | $ 569,000 | $ 63,222 | $ 84,000 |
| Charlotte, Florida | 9 | $ 560,000 | $ 62,222 | $ 79,000 |
| Clay, Florida | 9 | $ 427,000 | $ 47,444 | $ 40,000 |
| Chatham, Georgia | 9 | $ 497,000 | $ 55,222 | $ 63,000 |
| Forsyth, Georgia | 9 | $ 374,000 | $ 41,555 | $ 116,000 |
| Allen, Indiana | 9 | $ 492,000 | $ 54,666 | $ 55,000 |
| Porter, Indiana | 9 | $ 465,000 | $ 51,666 | $ 67,000 |
| St. Joseph, Indiana | 9 | $ 438,000 | $ 48,666 | $ 81,000 |
| St. Tammany, Louisiana | 9 | $ 499,000 | $ 55,444 | $ 100,000 |
| Barnstable, Massachusetts | 9 | $ 389,000 | $ 43,222 | $ 92,000 |
| Kent, Michigan | 9 | $ 293,000 | $ 32,555 | $ 84,000 |
| Jefferson, Missouri | 9 | $ 373,000 | $ 41,444 | $ 76,000 |
| Lancaster, Nebraska | 9 | $ 435,000 | $ 48,333 | $ 75,000 |
| Clermont, Ohio | 9 | $ 365,000 | $ 40,555 | $ 76,000 |
| Warren, Ohio | 9 | $ 513,000 | $ 57,000 | $ 102,000 |
| Berks, Pennsylvania | 9 | $ 472,000 | $ 52,444 | $ 100,000 |
| Lancaster, Pennsylvania | 9 | $ 436,000 | $ 48,444 | $ 85,000 |
| Williamson, Tennessee | 9 | $ 578,000 | $ 64,222 | $ 128,000 |
| Spotsylvania, Virginia | 9 | $ 365,000 | $ 40,555 | $ 75,000 |
| Waukesha, Wisconsin | 9 | $ 583,000 | $ 64,777 | $ 104,000 |
| Anchorage, Alaska | 8 | $ 414,000 | $ 51,750 | $ 124,000 |
| Pulaski, Arkansas | 8 | $ 261,000 | $ 32,625 | $ 51,000 |
| San Benito, California | 8 | $ 536,000 | $ 67,000 | $ 123,000 |
| District of Columbia, District Of Columbia | 8 | $ 416,000 | $ 52,000 | $ 82,000 |
| St. Johns, Florida | 8 | $ 326,000 | $ 40,750 | $ 82,000 |
| Columbia, Georgia | 8 | $ 640,000 | $ 80,000 | $ 94,000 |
| Hall, Georgia | 8 | $ 400,000 | $ 50,000 | $ 76,000 |
| Canyon, Idaho | 8 | $ 208,000 | $ 26,000 | $ 41,000 |
| Caddo, Louisiana | 8 | $ 494,000 | $ 61,750 | $ 85,000 |
| Atlantic, New Jersey | 8 | $ 474,000 | $ 59,250 | $ 101,000 |
| Hudson, New Jersey | 8 | $ 656,000 | $ 82,000 | $ 112,000 |
| Mercer, New Jersey | 8 | $ 437,000 | $ 54,625 | $ 153,000 |
| Cass, North Dakota | 8 | $ 447,000 | $ 55,875 | $ 62,000 |
| Lucas, Ohio | 8 | $ 347,000 | $ 43,375 | $ 153,000 |
| Lehigh, Pennsylvania | 8 | $ 389,000 | $ 48,625 | $ 101,000 |
| York, Pennsylvania | 8 | $ 372,000 | $ 46,500 | $ 103,000 |
| Charleston, South Carolina | 8 | $ 351,000 | $ 43,875 | $ 84,000 |
| Rutherford, Tennessee | 8 | $ 528,000 | $ 66,000 | $ 83,000 |
| Richmond City, Virginia | 8 | $ 426,000 | $ 53,250 | $ 76,000 |
| Whatcom, Washington | 8 | $ 410,000 | $ 51,250 | $ 79,000 |
| Berkeley, West Virginia | 8 | $ 454,000 | $ 56,750 | $ 58,000 |
| Madison, Alabama | 7 | $ 269,000 | $ 38,428 | $ 71,000 |
| Mohave, Arizona | 7 | $ 263,000 | $ 37,571 | $ 65,000 |
| Yavapai, Arizona | 7 | $ 309,000 | $ 44,142 | $ 64,000 |
| Broomfield, Colorado | 7 | $ 365,000 | $ 52,142 | $ 102,000 |
| La Plata, Colorado | 7 | $ 333,000 | $ 47,571 | $ 114,000 |
| Litchfield, Connecticut | 7 | $ 269,000 | $ 38,428 | $ 69,000 |
| Hernando, Florida | 7 | $ 443,000 | $ 63,285 | $ 47,000 |
| Leon, Florida | 7 | $ 350,000 | $ 50,000 | $ 80,000 |
| Osceola, Florida | 7 | $ 350,000 | $ 50,000 | $ 98,000 |
| Sumter, Florida | 7 | $ 419,000 | $ 59,857 | $ 75,000 |
| Paulding, Georgia | 7 | $ 284,000 | $ 40,571 | $ 51,000 |
| Hamilton, Indiana | 7 | $ 387,000 | $ 55,285 | $ 137,000 |
| Madison, Indiana | 7 | $ 325,000 | $ 46,428 | $ 58,000 |
| Jefferson, Kentucky | 7 | $ 409,000 | $ 58,428 | $ 73,000 |
| Suffolk, Massachusetts | 7 | $ 365,000 | $ 52,142 | $ 116,000 |
| Genesee, Michigan | 7 | $ 350,000 | $ 50,000 | $ 71,000 |
| Ingham, Michigan | 7 | $ 285,000 | $ 40,714 | $ 69,000 |
| Livingston, Michigan | 7 | $ 235,000 | $ 33,571 | $ 71,000 |
| St. Louis, Minnesota | 7 | $ 372,000 | $ 53,142 | $ 68,000 |
| Hinds, Mississippi | 7 | $ 222,000 | $ 31,714 | $ 106,000 |
| Gallatin, Montana | 7 | $ 410,000 | $ 58,571 | $ 68,000 |
| Cumberland, New Jersey | 7 | $ 440,000 | $ 62,857 | $ 82,000 |
| Dona Ana, New Mexico | 7 | $ 398,000 | $ 56,857 | $ 92,000 |
| Davie, North Carolina | 7 | $ 407,000 | $ 58,142 | $ 71,000 |
| Durham, North Carolina | 7 | $ 371,000 | $ 53,000 | $ 125,000 |
| Lorain, Ohio | 7 | $ 256,000 | $ 36,571 | $ 79,000 |
| Montgomery, Ohio | 7 | $ 274,000 | $ 39,142 | $ 64,000 |
| Douglas, Oregon | 7 | $ 370,000 | $ 52,857 | $ 60,000 |
| Lackawanna, Pennsylvania | 7 | $ 446,000 | $ 63,714 | $ 53,000 |
| Luzerne, Pennsylvania | 7 | $ 342,000 | $ 48,857 | $ 57,000 |
| Chesterfield, Virginia | 7 | $ 292,000 | $ 41,714 | $ 89,000 |
| Stafford, Virginia | 7 | $ 518,000 | $ 74,000 | $ 110,000 |
| El Dorado, California | 6 | $ 340,000 | $ 56,666 | $ 129,000 |
| Pueblo, Colorado | 6 | $ 245,000 | $ 40,833 | $ 71,000 |
| Indian River, Florida | 6 | $ 192,000 | $ 32,000 | $ 71,000 |
| Bartow, Georgia | 6 | $ 314,000 | $ 52,333 | $ 54,000 |
| Coweta, Georgia | 6 | $ 367,000 | $ 61,166 | $ 88,000 |
| Richmond, Georgia | 6 | $ 269,000 | $ 44,833 | $ 66,000 |
| Tazewell, Illinois | 6 | $ 230,000 | $ 38,333 | $ 98,000 |
| Tippecanoe, Indiana | 6 | $ 215,000 | $ 35,833 | $ 55,000 |
| Bossier, Louisiana | 6 | $ 190,000 | $ 31,666 | $ 73,000 |
| Tangipahoa, Louisiana | 6 | $ 338,000 | $ 56,333 | $ 55,000 |
| Cumberland, Maine | 6 | $ 504,000 | $ 84,000 | $ 60,000 |
| Boone, Missouri | 6 | $ 342,000 | $ 57,000 | $ 98,000 |
| Sussex, New Jersey | 6 | $ 335,000 | $ 55,833 | $ 112,000 |
| Gaston, North Carolina | 6 | $ 347,000 | $ 57,833 | $ 33,000 |
| Johnston, North Carolina | 6 | $ 187,000 | $ 31,166 | $ 62,000 |
| Delaware, Ohio | 6 | $ 269,000 | $ 44,833 | $ 187,000 |
| Deschutes, Oregon | 6 | $ 363,000 | $ 60,500 | $ 68,000 |
| Marion, Oregon | 6 | $ 288,000 | $ 48,000 | $ 82,000 |
| Beaver, Pennsylvania | 6 | $ 357,000 | $ 59,500 | $ 71,000 |
| Monroe, Pennsylvania | 6 | $ 576,000 | $ 96,000 | $ 83,000 |
| Kent, Rhode Island | 6 | $ 302,000 | $ 50,333 | $ 58,000 |
| Anderson, South Carolina | 6 | $ 267,000 | $ 44,500 | $ 67,000 |
| Berkeley, South Carolina | 6 | $ 322,000 | $ 53,666 | $ 102,000 |
| Weber, Utah | 6 | $ 440,000 | $ 73,333 | $ 48,000 |
| Newport News, Virginia | 6 | $ 360,000 | $ 60,000 | $ 58,000 |
| Marshall, Alabama | 5 | $ 175,000 | $ 35,000 | $ 14,000 |
| Tuscaloosa, Alabama | 5 | $ 260,000 | $ 52,000 | $ 59,000 |
| Matanuska-Susitna, Alaska | 5 | $ 300,000 | $ 60,000 | $ 105,000 |
| Craighead, Arkansas | 5 | $ 212,000 | $ 42,400 | $ 76,000 |
| Butte, California | 5 | $ 332,000 | $ 66,400 | $ 88,000 |
| Napa, California | 5 | $ 250,000 | $ 50,000 | $ 156,000 |
| San Luis Obispo, California | 5 | $ 257,000 | $ 51,400 | $ 58,000 |
| Kent, Delaware | 5 | $ 146,000 | $ 29,200 | $ 67,000 |
| Monroe, Florida | 5 | $ 262,000 | $ 52,400 | $ 86,000 |
| Okaloosa, Florida | 5 | $ 298,000 | $ 59,600 | $ 70,000 |
| Carroll, Georgia | 5 | $ 260,000 | $ 52,000 | $ 94,000 |
| Jackson, Georgia | 5 | $ 184,000 | $ 36,800 | $ 101,000 |
| Muscogee, Georgia | 5 | $ 267,000 | $ 53,400 | $ 23,000 |
| Kootenai, Idaho | 5 | $ 210,000 | $ 42,000 | $ 75,000 |
| Kankakee, Illinois | 5 | $ 178,000 | $ 35,600 | $ 55,000 |
| Elkhart, Indiana | 5 | $ 208,000 | $ 41,600 | $ 85,000 |
| Hendricks, Indiana | 5 | $ 217,000 | $ 43,400 | $ 69,000 |
| Warren, Kentucky | 5 | $ 220,000 | $ 44,000 | $ 79,000 |
| St. John the Baptist, Louisiana | 5 | $ 387,000 | $ 77,400 | $ 118,000 |
| Terrebonne, Louisiana | 5 | $ 203,000 | $ 40,600 | $ 75,000 |
| York, Maine | 5 | $ 135,000 | $ 27,000 | $ 65,000 |
| Hampden, Massachusetts | 5 | $ 271,000 | $ 54,200 | $ 52,000 |
| Midland, Michigan | 5 | $ 335,000 | $ 67,000 | $ 125,000 |
| St. Clair, Michigan | 5 | $ 150,000 | $ 30,000 | $ 48,000 |
| Carver, Minnesota | 5 | $ 196,000 | $ 39,200 | $ 91,000 |
| Sherburne, Minnesota | 5 | $ 173,000 | $ 34,600 | $ 81,000 |
| Monroe, Mississippi | 5 | $ 182,000 | $ 36,400 | $ 101,000 |
| St. Louis City, Missouri | 5 | $ 249,000 | $ 49,800 | $ 83,000 |
| Sarpy, Nebraska | 5 | $ 186,000 | $ 37,200 | $ 77,000 |
| Merrimack, New Hampshire | 5 | $ 267,000 | $ 53,400 | $ 93,000 |
| Sandoval, New Mexico | 5 | $ 196,000 | $ 39,200 | $ 99,000 |
| Brunswick, North Carolina | 5 | $ 191,000 | $ 38,200 | $ 82,000 |
| Cumberland, North Carolina | 5 | $ 348,000 | $ 69,600 | $ 67,000 |
| Davidson, North Carolina | 5 | $ 223,000 | $ 44,600 | $ 30,000 |
| Henderson, North Carolina | 5 | $ 192,000 | $ 38,400 | $ 66,000 |
| New Hanover, North Carolina | 5 | $ 304,000 | $ 60,800 | $ 65,000 |
| Licking, Ohio | 5 | $ 287,000 | $ 57,400 | $ 103,000 |
| Trumbull, Ohio | 5 | $ 145,000 | $ 29,000 | $ 68,000 |
| Lane, Oregon | 5 | $ 291,000 | $ 58,200 | $ 53,000 |
| Centre, Pennsylvania | 5 | $ 251,000 | $ 50,200 | $ 48,000 |
| Columbia, Pennsylvania | 5 | $ 181,000 | $ 36,200 | $ 75,000 |
| Dauphin, Pennsylvania | 5 | $ 268,000 | $ 53,600 | $ 67,000 |
| Erie, Pennsylvania | 5 | $ 187,000 | $ 37,400 | $ 57,000 |
| Dorchester, South Carolina | 5 | $ 175,000 | $ 35,000 | $ 69,000 |
| Spartanburg, South Carolina | 5 | $ 196,000 | $ 39,200 | $ 66,000 |
| Sumner, Tennessee | 5 | $ 204,000 | $ 40,800 | $ 94,000 |
| Yakima, Washington | 5 | $ 265,000 | $ 53,000 | $ 65,000 |
| Washington, Wisconsin | 5 | $ 143,000 | $ 28,600 | $ 59,000 |
| Winnebago, Wisconsin | 5 | $ 152,000 | $ 30,400 | $ 86,000 |
| Montgomery, Alabama | 4 | $ 146,000 | $ 36,500 | $ 84,000 |
| Garland, Arkansas | 4 | $ 166,000 | $ 41,500 | $ 56,000 |
| Sebastian, Arkansas | 4 | $ 104,000 | $ 26,000 | $ 73,000 |
| Washington, Arkansas | 4 | $ 245,000 | $ 61,250 | $ 46,000 |
| Yell, Arkansas | 4 | $ 170,000 | $ 42,500 | $ 45,000 |
| Merced, California | 4 | $ 170,000 | $ 42,500 | $ 95,000 |
| Nevada, California | 4 | $ 296,000 | $ 74,000 | $ 102,000 |
| Sutter, California | 4 | $ 315,000 | $ 78,750 | $ 124,000 |
| Sussex, Delaware | 4 | $ 185,000 | $ 46,250 | $ 54,000 |
| Bay, Florida | 4 | $ 268,000 | $ 67,000 | $ 77,000 |
| Flagler, Florida | 4 | $ 257,000 | $ 64,250 | $ 44,000 |
| Bibb, Georgia | 4 | $ 126,000 | $ 31,500 | $ 68,000 |
| Harris, Georgia | 4 | $ 165,000 | $ 41,250 | $ 119,000 |
| Hawaii, Hawaii | 4 | $ 115,000 | $ 28,750 | $ 42,000 |
| Maui, Hawaii | 4 | $ 323,000 | $ 80,750 | $ 92,000 |
| Clinton, Illinois | 4 | $ 250,000 | $ 62,500 | $ 29,000 |
| Madison, Illinois | 4 | $ 174,000 | $ 43,500 | $ 64,000 |
| Sangamon, Illinois | 4 | $ 361,000 | $ 90,250 | $ 140,000 |
| St. Clair, Illinois | 4 | $ 167,000 | $ 41,750 | $ 70,000 |
| Henry, Indiana | 4 | $ 107,000 | $ 26,750 | $ 56,000 |
| Morgan, Indiana | 4 | $ 165,000 | $ 41,250 | $ 49,000 |
| Shawnee, Kansas | 4 | $ 206,000 | $ 51,500 | $ 75,000 |
| Lafayette, Louisiana | 4 | $ 275,000 | $ 68,750 | $ 103,000 |
| Kennebec, Maine | 4 | $ 107,000 | $ 26,750 | $ 69,000 |
| Berrien, Michigan | 4 | $ 237,000 | $ 59,250 | $ 79,000 |
| Monroe, Michigan | 4 | $ 148,000 | $ 37,000 | $ 115,000 |
| Scott, Minnesota | 4 | $ 260,000 | $ 65,000 | $ 110,000 |
| Wright, Minnesota | 4 | $ 165,000 | $ 41,250 | $ 122,000 |
| DeSoto, Mississippi | 4 | $ 160,000 | $ 40,000 | $ 49,000 |
| Lawrence, Missouri | 4 | $ 228,000 | $ 57,000 | $ 52,000 |
| Flathead, Montana | 4 | $ 163,000 | $ 40,750 | $ 70,000 |
| Lyon, Nevada | 4 | $ 175,000 | $ 43,750 | $ 74,000 |
| Moore, North Carolina | 4 | $ 130,000 | $ 32,500 | $ 71,000 |
| Pitt, North Carolina | 4 | $ 163,000 | $ 40,750 | $ 41,000 |
| Mahoning, Ohio | 4 | $ 125,000 | $ 31,250 | $ 40,000 |
| Seneca, Ohio | 4 | $ 173,000 | $ 43,250 | $ 37,000 |
| Tuscarawas, Ohio | 4 | $ 205,000 | $ 51,250 | $ 182,000 |
| Cleveland, Oklahoma | 4 | $ 225,000 | $ 56,250 | $ 80,000 |
| Muskogee, Oklahoma | 4 | $ 141,000 | $ 35,250 | $ 57,000 |
| Columbia, Oregon | 4 | $ 178,000 | $ 44,500 | $ 60,000 |
| Josephine, Oregon | 4 | $ 257,000 | $ 64,250 | $ 52,000 |
| Blair, Pennsylvania | 4 | $ 220,000 | $ 55,000 | $ 117,000 |
| Schuylkill, Pennsylvania | 4 | $ 187,000 | $ 46,750 | $ 45,000 |
| Wayne, Pennsylvania | 4 | $ 155,000 | $ 38,750 | $ 33,000 |
| Lancaster, South Carolina | 4 | $ 147,000 | $ 36,750 | $ 76,000 |
| Pickens, South Carolina | 4 | $ 130,000 | $ 32,500 | $ 61,000 |
| Giles, Tennessee | 4 | $ 274,000 | $ 68,500 | $ 35,000 |
| Sullivan, Tennessee | 4 | $ 174,000 | $ 43,500 | $ 72,000 |
| Cache, Utah | 4 | $ 252,000 | $ 63,000 | $ 125,000 |
| Summit, Utah | 4 | $ 261,000 | $ 65,250 | $ 92,000 |
| Wasatch, Utah | 4 | $ 170,000 | $ 42,500 | $ 71,000 |
| Washington, Utah | 4 | $ 181,000 | $ 45,250 | $ 100,000 |
| Alexandria, Virginia | 4 | $ 180,000 | $ 45,000 | $ 198,000 |
| Bedford, Virginia | 4 | $ 313,000 | $ 78,250 | $ 60,000 |
| Chesapeake, Virginia | 4 | $ 144,000 | $ 36,000 | $ 85,000 |
| Montgomery, Virginia | 4 | $ 171,000 | $ 42,750 | $ 51,000 |
| Kitsap, Washington | 4 | $ 153,000 | $ 38,250 | $ 61,000 |
| Cabell, West Virginia | 4 | $ 193,000 | $ 48,250 | $ 77,000 |
| Jefferson, West Virginia | 4 | $ 211,000 | $ 52,750 | $ 140,000 |
| Kanawha, West Virginia | 4 | $ 170,000 | $ 42,500 | $ 38,000 |
| Natrona, Wyoming | 4 | $ 118,000 | $ 29,500 | $ 39,000 |
| Baldwin, Alabama | 3 | $ 127,000 | $ 42,333 | $ 134,000 |
| Calhoun, Alabama | 3 | $ 155,000 | $ 51,666 | $ 63,000 |
| Cullman, Alabama | 3 | $ 162,000 | $ 54,000 | $ 44,000 |
| Jackson, Alabama | 3 | $ 244,000 | $ 81,333 | $ 73,000 |
| Talladega, Alabama | 3 | $ 101,000 | $ 33,666 | $ 68,000 |
| Cochise, Arizona | 3 | $ 176,000 | $ 58,666 | $ 49,000 |
| Coconino, Arizona | 3 | $ 190,000 | $ 63,333 | $ 97,000 |
| Greene, Arkansas | 3 | $ 172,000 | $ 57,333 | $ 69,000 |
| Kings, California | 3 | $ 146,000 | $ 48,666 | $ 43,000 |
| Mendocino, California | 3 | $ 116,000 | $ 38,666 | $ 88,000 |
| Yuba, California | 3 | $ 120,000 | $ 40,000 | $ 32,000 |
| Logan, Colorado | 3 | $ 90,000 | $ 30,000 | $ 73,000 |
| New London, Connecticut | 3 | $ 171,000 | $ 57,000 | $ 58,000 |
| Citrus, Florida | 3 | $ 85,000 | $ 28,333 | $ 22,000 |
| Escambia, Florida | 3 | $ 137,000 | $ 45,666 | $ 37,000 |
| Barrow, Georgia | 3 | $ 144,000 | $ 48,000 | $ 73,000 |
| Douglas, Georgia | 3 | $ 90,000 | $ 30,000 | $ 51,000 |
| Fayette, Georgia | 3 | $ 130,000 | $ 43,333 | $ 78,000 |
| Rockdale, Georgia | 3 | $ 277,000 | $ 92,333 | $ 73,000 |
| Walton, Georgia | 3 | $ 149,000 | $ 49,666 | $ 106,000 |
| Bannock, Idaho | 3 | $ 120,000 | $ 40,000 | $ 78,000 |
| Jefferson, Idaho | 3 | $ 198,000 | $ 66,000 | $ 185,000 |
| Boone, Illinois | 3 | $ 206,000 | $ 68,666 | $ 64,000 |
| DeKalb, Illinois | 3 | $ 139,000 | $ 46,333 | $ 99,000 |
| Jefferson, Illinois | 3 | $ 112,000 | $ 37,333 | $ 89,000 |
| Kendall, Illinois | 3 | $ 90,000 | $ 30,000 | $ 80,000 |
| Macon, Illinois | 3 | $ 170,000 | $ 56,666 | $ 50,000 |
| McLean, Illinois | 3 | $ 150,000 | $ 50,000 | $ 108,000 |
| Peoria, Illinois | 3 | $ 113,000 | $ 37,666 | $ 78,000 |
| Grant, Indiana | 3 | $ 120,000 | $ 40,000 | $ 63,000 |
| Marshall, Indiana | 3 | $ 165,000 | $ 55,000 | $ 50,000 |
| Monroe, Indiana | 3 | $ 191,000 | $ 63,666 | $ 61,000 |
| Vanderburgh, Indiana | 3 | $ 138,000 | $ 46,000 | $ 45,000 |
| Vigo, Indiana | 3 | $ 102,000 | $ 34,000 | $ 54,000 |
| Geary, Kansas | 3 | $ 146,000 | $ 48,666 | $ 40,000 |
| Leavenworth, Kansas | 3 | $ 90,000 | $ 30,000 | $ 42,000 |
| Kenton, Kentucky | 3 | $ 221,000 | $ 73,666 | $ 135,000 |
| Ascension, Louisiana | 3 | $ 95,000 | $ 31,666 | $ 156,000 |
| Calcasieu, Louisiana | 3 | $ 103,000 | $ 34,333 | $ 73,000 |
| Ouachita, Louisiana | 3 | $ 144,000 | $ 48,000 | $ 69,000 |
| St. Charles, Louisiana | 3 | $ 90,000 | $ 30,000 | $ 42,000 |
| Androscoggin, Maine | 3 | $ 121,000 | $ 40,333 | $ 86,000 |
| Knox, Maine | 3 | $ 190,000 | $ 63,333 | $ 58,000 |
| Hampshire, Massachusetts | 3 | $ 137,000 | $ 45,666 | $ 60,000 |
| Chippewa, Michigan | 3 | $ 182,000 | $ 60,666 | $ 41,000 |
| Isabella, Michigan | 3 | $ 130,000 | $ 43,333 | $ 60,000 |
| Muskegon, Michigan | 3 | $ 110,000 | $ 36,666 | $ 43,000 |
| Ottawa, Michigan | 3 | $ 119,000 | $ 39,666 | $ 79,000 |
| Saginaw, Michigan | 3 | $ 84,000 | $ 28,000 | $ 57,000 |
| Olmsted, Minnesota | 3 | $ 147,000 | $ 49,000 | $ 92,000 |
| Sibley, Minnesota | 3 | $ 85,000 | $ 28,333 | $ 53,000 |
| Lamar, Mississippi | 3 | $ 100,000 | $ 33,333 | $ 37,000 |
| Lee, Mississippi | 3 | $ 230,000 | $ 76,666 | $ 131,000 |
| Lowndes, Mississippi | 3 | $ 140,000 | $ 46,666 | $ 75,000 |
| Warren, Mississippi | 3 | $ 138,000 | $ 46,000 | $ 55,000 |
| Christian, Missouri | 3 | $ 80,000 | $ 26,666 | $ 77,000 |
| Laclede, Missouri | 3 | $ 112,000 | $ 37,333 | $ 50,000 |
| Platte, Missouri | 3 | $ 90,000 | $ 30,000 | $ 71,000 |
| Taney, Missouri | 3 | $ 89,000 | $ 29,666 | $ 48,000 |
| Hall, Nebraska | 3 | $ 130,000 | $ 43,333 | $ 41,000 |
| Cape May, New Jersey | 3 | $ 89,000 | $ 29,666 | $ 56,000 |
| Warren, New Jersey | 3 | $ 129,000 | $ 43,000 | $ 106,000 |
| Santa Fe, New Mexico | 3 | $ 158,000 | $ 52,666 | $ 78,000 |
| Burke, North Carolina | 3 | $ 285,000 | $ 95,000 | $ 38,000 |
| Chatham, North Carolina | 3 | $ 230,000 | $ 76,666 | $ 41,000 |
| Dare, North Carolina | 3 | $ 155,000 | $ 51,666 | $ 69,000 |
| Richmond, North Carolina | 3 | $ 90,000 | $ 30,000 | $ 48,000 |
| Burleigh, North Dakota | 3 | $ 188,000 | $ 62,666 | $ 52,000 |
| Allen, Ohio | 3 | $ 85,000 | $ 28,333 | $ 53,000 |
| Greene, Ohio | 3 | $ 225,000 | $ 75,000 | $ 100,000 |
| Lake, Ohio | 3 | $ 85,000 | $ 28,333 | $ 94,000 |
| Marion, Ohio | 3 | $ 140,000 | $ 46,666 | $ 104,000 |
| Medina, Ohio | 3 | $ 262,000 | $ 87,333 | $ 80,000 |
| Miami, Ohio | 3 | $ 100,000 | $ 33,333 | $ 98,000 |
| Canadian, Oklahoma | 3 | $ 179,000 | $ 59,666 | $ 110,000 |
| Cherokee, Oklahoma | 3 | $ 155,000 | $ 51,666 | $ 39,000 |
| Comanche, Oklahoma | 3 | $ 166,000 | $ 55,333 | $ 56,000 |
| Washington, Oklahoma | 3 | $ 115,000 | $ 38,333 | $ 83,000 |
| Jackson, Oregon | 3 | $ 205,000 | $ 68,333 | $ 67,000 |
| Polk, Oregon | 3 | $ 175,000 | $ 58,333 | $ 115,000 |
| Carbon, Pennsylvania | 3 | $ 135,000 | $ 45,000 | $ 55,000 |
| Clinton, Pennsylvania | 3 | $ 125,000 | $ 41,666 | $ 65,000 |
| Franklin, Pennsylvania | 3 | $ 154,000 | $ 51,333 | $ 74,000 |
| Pike, Pennsylvania | 3 | $ 128,000 | $ 42,666 | $ 125,000 |
| Aiken, South Carolina | 3 | $ 98,000 | $ 32,666 | $ 53,000 |
| Beaufort, South Carolina | 3 | $ 138,000 | $ 46,000 | $ 107,000 |
| Georgetown, South Carolina | 3 | $ 90,000 | $ 30,000 | $ 67,000 |
| Kershaw, South Carolina | 3 | $ 108,000 | $ 36,000 | $ 106,000 |
| Lexington, South Carolina | 3 | $ 95,000 | $ 31,666 | $ 60,000 |
| Union, South Carolina | 3 | $ 105,000 | $ 35,000 | $ 66,000 |
| Minnehaha, South Dakota | 3 | $ 90,000 | $ 30,000 | $ 73,000 |
| Pennington, South Dakota | 3 | $ 156,000 | $ 52,000 | $ 36,000 |
| Blount, Tennessee | 3 | $ 80,000 | $ 26,666 | $ 67,000 |
| Dickson, Tennessee | 3 | $ 118,000 | $ 39,333 | $ 43,000 |
| Sevier, Tennessee | 3 | $ 162,000 | $ 54,000 | $ 50,000 |
| Wilson, Tennessee | 3 | $ 212,000 | $ 70,666 | $ 115,000 |
| Iron, Utah | 3 | $ 90,000 | $ 30,000 | $ 63,000 |
| Tooele, Utah | 3 | $ 176,000 | $ 58,666 | $ 45,000 |
| Roanoke City, Virginia | 3 | $ 120,000 | $ 40,000 | $ 39,000 |
| Virginia Beach, Virginia | 3 | $ 185,000 | $ 61,666 | $ 108,000 |
| Warren, Virginia | 3 | $ 200,000 | $ 66,666 | $ 70,000 |
| Benton, Washington | 3 | $ 135,000 | $ 45,000 | $ 92,000 |
| Thurston, Washington | 3 | $ 90,000 | $ 30,000 | $ 61,000 |
| Hancock, West Virginia | 3 | $ 164,000 | $ 54,666 | $ 47,000 |
| Harrison, West Virginia | 3 | $ 278,000 | $ 92,666 | $ 92,000 |
| Marion, West Virginia | 3 | $ 190,000 | $ 63,333 | $ 94,000 |
| Morgan, West Virginia | 3 | $ 90,000 | $ 30,000 | $ 88,000 |
| Taylor, West Virginia | 3 | $ 150,000 | $ 50,000 | $ 96,000 |
| Dane, Wisconsin | 3 | $ 110,000 | $ 36,666 | $ 109,000 |
| Green, Wisconsin | 3 | $ 213,000 | $ 71,000 | $ 35,000 |
| La Crosse, Wisconsin | 3 | $ 101,000 | $ 33,666 | $ 53,000 |
| Outagamie, Wisconsin | 3 | $ 145,000 | $ 48,333 | $ 68,000 |
| Pierce, Wisconsin | 3 | $ 133,000 | $ 44,333 | $ 69,000 |
| St. Croix, Wisconsin | 3 | $ 151,000 | $ 50,333 | $ 118,000 |
| Blount, Alabama | 2 | $ 64,000 | $ 32,000 | $ 74,000 |
| Coffee, Alabama | 2 | $ 85,000 | $ 42,500 | $ 44,000 |
| Dale, Alabama | 2 | $ 85,000 | $ 42,500 | $ 32,000 |
| Escambia, Alabama | 2 | $ 60,000 | $ 30,000 | $ 61,000 |
| Geneva, Alabama | 2 | $ 50,000 | $ 25,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for Discover Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 5,981 | $282,484,000 | $47,000 | $150,000 | $89,000 | $1,049,000 |
| Refinancing | 1,407 | $99,012,000 | $70,000 | $150,000 | $84,000 | $672,000 |
| Home Purchase | 34 | $2,235,000 | $65,000 | $150,000 | $74,000 | $229,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,719 | $235,599,000 | $49,000 | $150,000 | $89,000 | $1,049,000 |
| Hispanic | 794 | $41,373,000 | $52,000 | $150,000 | $85,000 | $732,000 |
| Asian | 603 | $37,308,000 | $61,000 | $150,000 | $99,000 | $750,000 |
| Black or African American | 587 | $28,798,000 | $49,000 | $150,000 | $74,000 | $804,000 |
| Not Provided | 558 | $32,358,000 | $57,000 | $150,000 | $89,000 | $672,000 |
| American Indian or Alaskan Native | 117 | $5,744,000 | $49,000 | $150,000 | $63,000 | $200,000 |
| Native Hawaiin or Other Pacific Islander | 44 | $2,551,000 | $57,000 | $150,000 | $99,000 | $450,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,422 | $383,731,000 | $51,000 | $150,000 | $88,000 | $1,049,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 4,110 | $204,236,000 | $49,000 | $150,000 | $80,000 | $1,044,000 |
| Application Withdrawn By Applicant | 1,592 | $84,145,000 | $52,000 | $150,000 | $94,000 | $672,000 |
| Loan Originated | 911 | $51,609,000 | $56,000 | $150,000 | $103,000 | $409,000 |
| File Closed For Incompleteness | 772 | $41,827,000 | $54,000 | $150,000 | $98,000 | $732,000 |
| Application Approved But Not Accepted | 37 | $1,914,000 | $51,000 | $117,000 | $118,000 | $1,049,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,524 | $82,621,000 | $54,000 | $150,000 | $58,000 | $356,000 |
| Credit History | 1,342 | $64,375,000 | $47,000 | $150,000 | $88,000 | $804,000 |
| Collateral | 1,056 | $46,562,000 | $44,000 | $150,000 | $99,000 | $1,044,000 |
| Other | 110 | $6,291,000 | $57,000 | $120,000 | $94,000 | $356,000 |
| Credit Application Incomplete | 49 | $2,790,000 | $56,000 | $150,000 | $90,000 | $500,000 |
| Employment History | 17 | $929,000 | $54,000 | $101,000 | $50,000 | $130,000 |
| Unverifiable Information | 8 | $399,000 | $49,000 | $100,000 | $63,000 | $135,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Discover Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Discover Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
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