Discover Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Discover Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Discover Bank 12 Reads Way Greenwood, DE 19720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 7,422 |
| Total Mortgage Loan Application Amount | $383,731,000 |
| Average Mortgage Loan Application Amount | $60,666 |
| Highest Mortgage Loan Application Amount | $150,000 |
| Average Applicant Income | $82,333 |
| Highest Applicant Income | $1,049,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Discover Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Discover Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Discover Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Discover Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Discover Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Discover Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 297 | $ 19,365,000 | $ 65,000 | $ 112,000 |
| Cook County Illinois | 177 | $ 9,454,000 | $ 53,000 | $ 83,000 |
| Maricopa County Arizona | 159 | $ 8,213,000 | $ 51,000 | $ 90,000 |
| Miami-Dade County Florida | 124 | $ 7,136,000 | $ 57,000 | $ 81,000 |
| Riverside County California | 116 | $ 5,659,000 | $ 48,000 | $ 97,000 |
| San Diego County California | 114 | $ 7,803,000 | $ 68,000 | $ 105,000 |
| Broward County Florida | 108 | $ 5,449,000 | $ 50,000 | $ 91,000 |
| Orange County California | 106 | $ 7,423,000 | $ 70,000 | $ 136,000 |
| San Bernardino County California | 94 | $ 4,461,000 | $ 47,000 | $ 91,000 |
| Clark County Nevada | 88 | $ 4,945,000 | $ 56,000 | $ 86,000 |
| Palm Beach County Florida | 87 | $ 4,410,000 | $ 50,000 | $ 72,000 |
| Gwinnett County Georgia | 69 | $ 3,570,000 | $ 51,000 | $ 76,000 |
| Hillsborough County Florida | 65 | $ 2,774,000 | $ 42,000 | $ 69,000 |
| Sacramento County California | 61 | $ 3,092,000 | $ 50,000 | $ 91,000 |
| Orange County Florida | 55 | $ 3,069,000 | $ 55,000 | $ 97,000 |
| Wayne County Michigan | 53 | $ 2,585,000 | $ 48,000 | $ 76,000 |
| Arapahoe County Colorado | 51 | $ 2,690,000 | $ 52,000 | $ 88,000 |
| Pinellas County Florida | 50 | $ 2,662,000 | $ 53,000 | $ 78,000 |
| Alameda County California | 43 | $ 3,058,000 | $ 71,000 | $ 114,000 |
| Contra Costa County California | 43 | $ 2,646,000 | $ 61,000 | $ 134,000 |
| Oakland County Michigan | 43 | $ 2,018,000 | $ 46,000 | $ 129,000 |
| King County Washington | 43 | $ 3,058,000 | $ 71,000 | $ 117,000 |
| Fairfax County Virginia | 42 | $ 2,608,000 | $ 62,000 | $ 121,000 |
| Salt Lake County Utah | 38 | $ 1,798,000 | $ 47,000 | $ 84,000 |
| Fulton County Georgia | 37 | $ 1,997,000 | $ 53,000 | $ 139,000 |
| Allegheny County Pennsylvania | 37 | $ 1,661,000 | $ 44,000 | $ 73,000 |
| New Castle County Delaware | 36 | $ 1,559,000 | $ 43,000 | $ 93,000 |
| Bergen County New Jersey | 35 | $ 2,222,000 | $ 63,000 | $ 118,000 |
| Middlesex County New Jersey | 35 | $ 1,863,000 | $ 53,000 | $ 102,000 |
| Santa Clara County California | 34 | $ 2,381,000 | $ 70,000 | $ 107,000 |
| Jefferson County Colorado | 34 | $ 1,698,000 | $ 49,000 | $ 92,000 |
| San Joaquin County California | 33 | $ 1,793,000 | $ 54,000 | $ 117,000 |
| Ventura County California | 33 | $ 2,219,000 | $ 67,000 | $ 127,000 |
| Brevard County Florida | 33 | $ 1,638,000 | $ 49,000 | $ 80,000 |
| Philadelphia County Pennsylvania | 33 | $ 1,490,000 | $ 45,000 | $ 62,000 |
| Adams County Colorado | 32 | $ 1,456,000 | $ 45,000 | $ 92,000 |
| Cobb County Georgia | 32 | $ 1,823,000 | $ 56,000 | $ 93,000 |
| DuPage County Illinois | 32 | $ 2,125,000 | $ 66,000 | $ 114,000 |
| Lake County Illinois | 32 | $ 1,785,000 | $ 55,000 | $ 113,000 |
| Prince William County Virginia | 31 | $ 1,559,000 | $ 50,000 | $ 95,000 |
| Cuyahoga County Ohio | 30 | $ 1,484,000 | $ 49,000 | $ 82,000 |
| Franklin County Ohio | 30 | $ 1,165,000 | $ 38,000 | $ 81,000 |
| Oklahoma County Oklahoma | 30 | $ 1,258,000 | $ 41,000 | $ 80,000 |
| Will County Illinois | 29 | $ 1,432,000 | $ 49,000 | $ 94,000 |
| Mecklenburg County North Carolina | 29 | $ 1,649,000 | $ 56,000 | $ 89,000 |
| Wake County North Carolina | 28 | $ 1,558,000 | $ 55,000 | $ 98,000 |
| Pasco County Florida | 27 | $ 1,225,000 | $ 45,000 | $ 77,000 |
| Middlesex County Massachusetts | 27 | $ 1,395,000 | $ 51,000 | $ 99,000 |
| Jackson County Missouri | 26 | $ 1,163,000 | $ 44,000 | $ 61,000 |
| Bucks County Pennsylvania | 26 | $ 1,329,000 | $ 51,000 | $ 107,000 |
| San Mateo County California | 25 | $ 2,269,000 | $ 90,000 | $ 130,000 |
| Douglas County Colorado | 25 | $ 1,541,000 | $ 61,000 | $ 126,000 |
| Polk County Florida | 25 | $ 1,391,000 | $ 55,000 | $ 65,000 |
| Sarasota County Florida | 25 | $ 1,546,000 | $ 61,000 | $ 73,000 |
| Volusia County Florida | 25 | $ 1,280,000 | $ 51,000 | $ 62,000 |
| St. Louis County Missouri | 25 | $ 953,000 | $ 38,000 | $ 101,000 |
| Hamilton County Ohio | 25 | $ 942,000 | $ 37,000 | $ 86,000 |
| Solano County California | 24 | $ 1,379,000 | $ 57,000 | $ 113,000 |
| Denver County Colorado | 24 | $ 1,408,000 | $ 58,000 | $ 91,000 |
| Lee County Florida | 24 | $ 888,000 | $ 37,000 | $ 49,000 |
| Macomb County Michigan | 24 | $ 1,062,000 | $ 44,000 | $ 68,000 |
| Hennepin County Minnesota | 24 | $ 1,192,000 | $ 49,000 | $ 91,000 |
| Snohomish County Washington | 24 | $ 1,345,000 | $ 56,000 | $ 90,000 |
| Monmouth County New Jersey | 23 | $ 1,204,000 | $ 52,000 | $ 116,000 |
| Morris County New Jersey | 23 | $ 1,119,000 | $ 48,000 | $ 148,000 |
| Multnomah County Oregon | 23 | $ 1,273,000 | $ 55,000 | $ 110,000 |
| Washington County Oregon | 23 | $ 1,034,000 | $ 44,000 | $ 90,000 |
| Shelby County Tennessee | 23 | $ 1,412,000 | $ 61,000 | $ 91,000 |
| Placer County California | 22 | $ 1,153,000 | $ 52,000 | $ 104,000 |
| Fairfield County Connecticut | 22 | $ 1,122,000 | $ 51,000 | $ 156,000 |
| Marion County Indiana | 22 | $ 1,258,000 | $ 57,000 | $ 67,000 |
| Burlington County New Jersey | 22 | $ 1,106,000 | $ 50,000 | $ 104,000 |
| Montgomery County Pennsylvania | 22 | $ 1,107,000 | $ 50,000 | $ 91,000 |
| Loudoun County Virginia | 22 | $ 1,022,000 | $ 46,000 | $ 119,000 |
| Kern County California | 21 | $ 947,000 | $ 45,000 | $ 98,000 |
| Pima County Arizona | 20 | $ 835,000 | $ 41,000 | $ 88,000 |
| El Paso County Colorado | 20 | $ 891,000 | $ 44,000 | $ 97,000 |
| Weld County Colorado | 20 | $ 1,052,000 | $ 52,000 | $ 97,000 |
| DeKalb County Georgia | 20 | $ 1,087,000 | $ 54,000 | $ 93,000 |
| Sedgwick County Kansas | 20 | $ 919,000 | $ 45,000 | $ 60,000 |
| Somerset County New Jersey | 20 | $ 1,136,000 | $ 56,000 | $ 118,000 |
| Tulsa County Oklahoma | 20 | $ 1,036,000 | $ 51,000 | $ 82,000 |
| Duval County Florida | 19 | $ 966,000 | $ 50,000 | $ 93,000 |
| Lake County Indiana | 19 | $ 663,000 | $ 34,000 | $ 83,000 |
| Johnson County Kansas | 19 | $ 824,000 | $ 43,000 | $ 95,000 |
| Jefferson County Alabama | 18 | $ 765,000 | $ 42,000 | $ 55,000 |
| Hartford County Connecticut | 18 | $ 878,000 | $ 48,000 | $ 113,000 |
| East Baton Rouge County Louisiana | 18 | $ 847,000 | $ 47,000 | $ 88,000 |
| Essex County New Jersey | 18 | $ 1,218,000 | $ 67,000 | $ 144,000 |
| Passaic County New Jersey | 18 | $ 1,034,000 | $ 57,000 | $ 113,000 |
| Stanislaus County California | 17 | $ 794,000 | $ 46,000 | $ 75,000 |
| Tulare County California | 17 | $ 811,000 | $ 47,000 | $ 80,000 |
| St. Lucie County Florida | 17 | $ 813,000 | $ 47,000 | $ 63,000 |
| Jefferson County Louisiana | 17 | $ 677,000 | $ 39,000 | $ 86,000 |
| Dakota County Minnesota | 17 | $ 772,000 | $ 45,000 | $ 93,000 |
| Camden County New Jersey | 17 | $ 631,000 | $ 37,000 | $ 80,000 |
| Clark County Washington | 17 | $ 815,000 | $ 47,000 | $ 82,000 |
| Pierce County Washington | 17 | $ 785,000 | $ 46,000 | $ 110,000 |
| Sonoma County California | 16 | $ 952,000 | $ 59,000 | $ 76,000 |
| Marion County Florida | 16 | $ 544,000 | $ 34,000 | $ 52,000 |
| Ada County Idaho | 16 | $ 751,000 | $ 46,000 | $ 89,000 |
| Orleans County Louisiana | 16 | $ 991,000 | $ 61,000 | $ 75,000 |
| Ocean County New Jersey | 16 | $ 897,000 | $ 56,000 | $ 91,000 |
| Union County New Jersey | 16 | $ 957,000 | $ 59,000 | $ 102,000 |
| Knox County Tennessee | 16 | $ 608,000 | $ 38,000 | $ 91,000 |
| Fresno County California | 15 | $ 741,000 | $ 49,000 | $ 87,000 |
| Washoe County Nevada | 15 | $ 552,000 | $ 36,000 | $ 104,000 |
| Summit County Ohio | 15 | $ 726,000 | $ 48,000 | $ 89,000 |
| Greenville County South Carolina | 15 | $ 659,000 | $ 43,000 | $ 96,000 |
| Monterey County California | 14 | $ 836,000 | $ 59,000 | $ 137,000 |
| Boulder County Colorado | 14 | $ 869,000 | $ 62,000 | $ 80,000 |
| Collier County Florida | 14 | $ 788,000 | $ 56,000 | $ 89,000 |
| Lake County Florida | 14 | $ 543,000 | $ 38,000 | $ 50,000 |
| Seminole County Florida | 14 | $ 652,000 | $ 46,000 | $ 83,000 |
| Anoka County Minnesota | 14 | $ 589,000 | $ 42,000 | $ 95,000 |
| Ramsey County Minnesota | 14 | $ 904,000 | $ 64,000 | $ 74,000 |
| Delaware County Pennsylvania | 14 | $ 920,000 | $ 65,000 | $ 106,000 |
| Davidson County Tennessee | 14 | $ 846,000 | $ 60,000 | $ 64,000 |
| Utah County Utah | 14 | $ 746,000 | $ 53,000 | $ 107,000 |
| Larimer County Colorado | 13 | $ 744,000 | $ 57,000 | $ 105,000 |
| New Haven County Connecticut | 13 | $ 439,000 | $ 33,000 | $ 68,000 |
| Guilford County North Carolina | 13 | $ 565,000 | $ 43,000 | $ 87,000 |
| Clackamas County Oregon | 13 | $ 668,000 | $ 51,000 | $ 77,000 |
| Washington County Pennsylvania | 13 | $ 501,000 | $ 38,000 | $ 64,000 |
| Mobile County Alabama | 12 | $ 662,000 | $ 55,000 | $ 65,000 |
| Pinal County Arizona | 12 | $ 599,000 | $ 49,000 | $ 96,000 |
| Benton County Arkansas | 12 | $ 664,000 | $ 55,000 | $ 106,000 |
| Santa Barbara County California | 12 | $ 903,000 | $ 75,000 | $ 108,000 |
| McHenry County Illinois | 12 | $ 663,000 | $ 55,000 | $ 85,000 |
| Norfolk County Massachusetts | 12 | $ 625,000 | $ 52,000 | $ 126,000 |
| Plymouth County Massachusetts | 12 | $ 830,000 | $ 69,000 | $ 129,000 |
| Washtenaw County Michigan | 12 | $ 755,000 | $ 62,000 | $ 110,000 |
| Clay County Missouri | 12 | $ 468,000 | $ 39,000 | $ 70,000 |
| St. Charles County Missouri | 12 | $ 531,000 | $ 44,000 | $ 103,000 |
| Yellowstone County Montana | 12 | $ 557,000 | $ 46,000 | $ 47,000 |
| Rockingham County New Hampshire | 12 | $ 569,000 | $ 47,000 | $ 112,000 |
| Forsyth County North Carolina | 12 | $ 570,000 | $ 47,000 | $ 45,000 |
| Northampton County Pennsylvania | 12 | $ 422,000 | $ 35,000 | $ 86,000 |
| Providence County Rhode Island | 12 | $ 672,000 | $ 56,000 | $ 72,000 |
| Horry County South Carolina | 12 | $ 691,000 | $ 57,000 | $ 57,000 |
| Davis County Utah | 12 | $ 426,000 | $ 35,000 | $ 94,000 |
| Henrico County Virginia | 12 | $ 509,000 | $ 42,000 | $ 62,000 |
| Shelby County Alabama | 11 | $ 355,000 | $ 32,000 | $ 73,000 |
| Yolo County California | 11 | $ 497,000 | $ 45,000 | $ 92,000 |
| Clayton County Georgia | 11 | $ 597,000 | $ 54,000 | $ 36,000 |
| Henry County Georgia | 11 | $ 440,000 | $ 40,000 | $ 89,000 |
| Honolulu County Hawaii | 11 | $ 762,000 | $ 69,000 | $ 99,000 |
| Essex County Massachusetts | 11 | $ 469,000 | $ 42,000 | $ 125,000 |
| Greene County Missouri | 11 | $ 470,000 | $ 42,000 | $ 68,000 |
| Douglas County Nebraska | 11 | $ 478,000 | $ 43,000 | $ 97,000 |
| Gloucester County New Jersey | 11 | $ 577,000 | $ 52,000 | $ 79,000 |
| Buncombe County North Carolina | 11 | $ 431,000 | $ 39,000 | $ 52,000 |
| Union County North Carolina | 11 | $ 589,000 | $ 53,000 | $ 97,000 |
| Butler County Ohio | 11 | $ 427,000 | $ 38,000 | $ 79,000 |
| Richland County Ohio | 11 | $ 521,000 | $ 47,000 | $ 66,000 |
| York County South Carolina | 11 | $ 437,000 | $ 39,000 | $ 95,000 |
| Hamilton County Tennessee | 11 | $ 466,000 | $ 42,000 | $ 88,000 |
| Manatee County Florida | 10 | $ 565,000 | $ 56,000 | $ 108,000 |
| Martin County Florida | 10 | $ 547,000 | $ 54,000 | $ 95,000 |
| Cherokee County Georgia | 10 | $ 516,000 | $ 51,000 | $ 142,000 |
| Kane County Illinois | 10 | $ 631,000 | $ 63,000 | $ 121,000 |
| Bristol County Massachusetts | 10 | $ 485,000 | $ 48,000 | $ 84,000 |
| Worcester County Massachusetts | 10 | $ 572,000 | $ 57,000 | $ 96,000 |
| Washington County Minnesota | 10 | $ 618,000 | $ 61,000 | $ 120,000 |
| Hillsborough County New Hampshire | 10 | $ 561,000 | $ 56,000 | $ 95,000 |
| Bernalillo County New Mexico | 10 | $ 502,000 | $ 50,000 | $ 81,000 |
| Stark County Ohio | 10 | $ 569,000 | $ 56,000 | $ 63,000 |
| Chester County Pennsylvania | 10 | $ 622,000 | $ 62,000 | $ 140,000 |
| Westmoreland County Pennsylvania | 10 | $ 408,000 | $ 40,000 | $ 80,000 |
| Kenosha County Wisconsin | 10 | $ 512,000 | $ 51,000 | $ 94,000 |
| Milwaukee County Wisconsin | 10 | $ 400,000 | $ 40,000 | $ 96,000 |
| Marin County California | 9 | $ 689,000 | $ 76,000 | $ 140,000 |
| San Francisco County California | 9 | $ 684,000 | $ 76,000 | $ 95,000 |
| Santa Cruz County California | 9 | $ 569,000 | $ 63,000 | $ 84,000 |
| Charlotte County Florida | 9 | $ 560,000 | $ 62,000 | $ 79,000 |
| Clay County Florida | 9 | $ 427,000 | $ 47,000 | $ 40,000 |
| Chatham County Georgia | 9 | $ 497,000 | $ 55,000 | $ 63,000 |
| Forsyth County Georgia | 9 | $ 374,000 | $ 41,000 | $ 116,000 |
| Allen County Indiana | 9 | $ 492,000 | $ 54,000 | $ 55,000 |
| Porter County Indiana | 9 | $ 465,000 | $ 51,000 | $ 67,000 |
| St. Joseph County Indiana | 9 | $ 438,000 | $ 48,000 | $ 81,000 |
| St. Tammany County Louisiana | 9 | $ 499,000 | $ 55,000 | $ 100,000 |
| Barnstable County Massachusetts | 9 | $ 389,000 | $ 43,000 | $ 92,000 |
| Kent County Michigan | 9 | $ 293,000 | $ 32,000 | $ 84,000 |
| Jefferson County Missouri | 9 | $ 373,000 | $ 41,000 | $ 76,000 |
| Lancaster County Nebraska | 9 | $ 435,000 | $ 48,000 | $ 75,000 |
| Clermont County Ohio | 9 | $ 365,000 | $ 40,000 | $ 76,000 |
| Warren County Ohio | 9 | $ 513,000 | $ 57,000 | $ 102,000 |
| Berks County Pennsylvania | 9 | $ 472,000 | $ 52,000 | $ 100,000 |
| Lancaster County Pennsylvania | 9 | $ 436,000 | $ 48,000 | $ 85,000 |
| Williamson County Tennessee | 9 | $ 578,000 | $ 64,000 | $ 128,000 |
| Spotsylvania County Virginia | 9 | $ 365,000 | $ 40,000 | $ 75,000 |
| Waukesha County Wisconsin | 9 | $ 583,000 | $ 64,000 | $ 104,000 |
| Anchorage County Alaska | 8 | $ 414,000 | $ 51,000 | $ 124,000 |
| Pulaski County Arkansas | 8 | $ 261,000 | $ 32,000 | $ 51,000 |
| San Benito County California | 8 | $ 536,000 | $ 67,000 | $ 123,000 |
| District of Columbia County District Of Columbia | 8 | $ 416,000 | $ 52,000 | $ 82,000 |
| St. Johns County Florida | 8 | $ 326,000 | $ 40,000 | $ 82,000 |
| Columbia County Georgia | 8 | $ 640,000 | $ 80,000 | $ 94,000 |
| Hall County Georgia | 8 | $ 400,000 | $ 50,000 | $ 76,000 |
| Canyon County Idaho | 8 | $ 208,000 | $ 26,000 | $ 41,000 |
| Caddo County Louisiana | 8 | $ 494,000 | $ 61,000 | $ 85,000 |
| Atlantic County New Jersey | 8 | $ 474,000 | $ 59,000 | $ 101,000 |
| Hudson County New Jersey | 8 | $ 656,000 | $ 82,000 | $ 112,000 |
| Mercer County New Jersey | 8 | $ 437,000 | $ 54,000 | $ 153,000 |
| Cass County North Dakota | 8 | $ 447,000 | $ 55,000 | $ 62,000 |
| Lucas County Ohio | 8 | $ 347,000 | $ 43,000 | $ 153,000 |
| Lehigh County Pennsylvania | 8 | $ 389,000 | $ 48,000 | $ 101,000 |
| York County Pennsylvania | 8 | $ 372,000 | $ 46,000 | $ 103,000 |
| Charleston County South Carolina | 8 | $ 351,000 | $ 43,000 | $ 84,000 |
| Rutherford County Tennessee | 8 | $ 528,000 | $ 66,000 | $ 83,000 |
| Richmond City County Virginia | 8 | $ 426,000 | $ 53,000 | $ 76,000 |
| Whatcom County Washington | 8 | $ 410,000 | $ 51,000 | $ 79,000 |
| Berkeley County West Virginia | 8 | $ 454,000 | $ 56,000 | $ 58,000 |
| Madison County Alabama | 7 | $ 269,000 | $ 38,000 | $ 71,000 |
| Mohave County Arizona | 7 | $ 263,000 | $ 37,000 | $ 65,000 |
| Yavapai County Arizona | 7 | $ 309,000 | $ 44,000 | $ 64,000 |
| Broomfield County Colorado | 7 | $ 365,000 | $ 52,000 | $ 102,000 |
| La Plata County Colorado | 7 | $ 333,000 | $ 47,000 | $ 114,000 |
| Litchfield County Connecticut | 7 | $ 269,000 | $ 38,000 | $ 69,000 |
| Hernando County Florida | 7 | $ 443,000 | $ 63,000 | $ 47,000 |
| Leon County Florida | 7 | $ 350,000 | $ 50,000 | $ 80,000 |
| Osceola County Florida | 7 | $ 350,000 | $ 50,000 | $ 98,000 |
| Sumter County Florida | 7 | $ 419,000 | $ 59,000 | $ 75,000 |
| Paulding County Georgia | 7 | $ 284,000 | $ 40,000 | $ 51,000 |
| Hamilton County Indiana | 7 | $ 387,000 | $ 55,000 | $ 137,000 |
| Madison County Indiana | 7 | $ 325,000 | $ 46,000 | $ 58,000 |
| Jefferson County Kentucky | 7 | $ 409,000 | $ 58,000 | $ 73,000 |
| Suffolk County Massachusetts | 7 | $ 365,000 | $ 52,000 | $ 116,000 |
| Genesee County Michigan | 7 | $ 350,000 | $ 50,000 | $ 71,000 |
| Ingham County Michigan | 7 | $ 285,000 | $ 40,000 | $ 69,000 |
| Livingston County Michigan | 7 | $ 235,000 | $ 33,000 | $ 71,000 |
| St. Louis County Minnesota | 7 | $ 372,000 | $ 53,000 | $ 68,000 |
| Hinds County Mississippi | 7 | $ 222,000 | $ 31,000 | $ 106,000 |
| Gallatin County Montana | 7 | $ 410,000 | $ 58,000 | $ 68,000 |
| Cumberland County New Jersey | 7 | $ 440,000 | $ 62,000 | $ 82,000 |
| Dona Ana County New Mexico | 7 | $ 398,000 | $ 56,000 | $ 92,000 |
| Davie County North Carolina | 7 | $ 407,000 | $ 58,000 | $ 71,000 |
| Durham County North Carolina | 7 | $ 371,000 | $ 53,000 | $ 125,000 |
| Lorain County Ohio | 7 | $ 256,000 | $ 36,000 | $ 79,000 |
| Montgomery County Ohio | 7 | $ 274,000 | $ 39,000 | $ 64,000 |
| Douglas County Oregon | 7 | $ 370,000 | $ 52,000 | $ 60,000 |
| Lackawanna County Pennsylvania | 7 | $ 446,000 | $ 63,000 | $ 53,000 |
| Luzerne County Pennsylvania | 7 | $ 342,000 | $ 48,000 | $ 57,000 |
| Chesterfield County Virginia | 7 | $ 292,000 | $ 41,000 | $ 89,000 |
| Stafford County Virginia | 7 | $ 518,000 | $ 74,000 | $ 110,000 |
| El Dorado County California | 6 | $ 340,000 | $ 56,000 | $ 129,000 |
| Pueblo County Colorado | 6 | $ 245,000 | $ 40,000 | $ 71,000 |
| Indian River County Florida | 6 | $ 192,000 | $ 32,000 | $ 71,000 |
| Bartow County Georgia | 6 | $ 314,000 | $ 52,000 | $ 54,000 |
| Coweta County Georgia | 6 | $ 367,000 | $ 61,000 | $ 88,000 |
| Richmond County Georgia | 6 | $ 269,000 | $ 44,000 | $ 66,000 |
| Tazewell County Illinois | 6 | $ 230,000 | $ 38,000 | $ 98,000 |
| Tippecanoe County Indiana | 6 | $ 215,000 | $ 35,000 | $ 55,000 |
| Bossier County Louisiana | 6 | $ 190,000 | $ 31,000 | $ 73,000 |
| Tangipahoa County Louisiana | 6 | $ 338,000 | $ 56,000 | $ 55,000 |
| Cumberland County Maine | 6 | $ 504,000 | $ 84,000 | $ 60,000 |
| Boone County Missouri | 6 | $ 342,000 | $ 57,000 | $ 98,000 |
| Sussex County New Jersey | 6 | $ 335,000 | $ 55,000 | $ 112,000 |
| Gaston County North Carolina | 6 | $ 347,000 | $ 57,000 | $ 33,000 |
| Johnston County North Carolina | 6 | $ 187,000 | $ 31,000 | $ 62,000 |
| Delaware County Ohio | 6 | $ 269,000 | $ 44,000 | $ 187,000 |
| Deschutes County Oregon | 6 | $ 363,000 | $ 60,000 | $ 68,000 |
| Marion County Oregon | 6 | $ 288,000 | $ 48,000 | $ 82,000 |
| Beaver County Pennsylvania | 6 | $ 357,000 | $ 59,000 | $ 71,000 |
| Monroe County Pennsylvania | 6 | $ 576,000 | $ 96,000 | $ 83,000 |
| Kent County Rhode Island | 6 | $ 302,000 | $ 50,000 | $ 58,000 |
| Anderson County South Carolina | 6 | $ 267,000 | $ 44,000 | $ 67,000 |
| Berkeley County South Carolina | 6 | $ 322,000 | $ 53,000 | $ 102,000 |
| Weber County Utah | 6 | $ 440,000 | $ 73,000 | $ 48,000 |
| Newport News County Virginia | 6 | $ 360,000 | $ 60,000 | $ 58,000 |
| Marshall County Alabama | 5 | $ 175,000 | $ 35,000 | $ 14,000 |
| Tuscaloosa County Alabama | 5 | $ 260,000 | $ 52,000 | $ 59,000 |
| Matanuska-Susitna County Alaska | 5 | $ 300,000 | $ 60,000 | $ 105,000 |
| Craighead County Arkansas | 5 | $ 212,000 | $ 42,000 | $ 76,000 |
| Butte County California | 5 | $ 332,000 | $ 66,000 | $ 88,000 |
| Napa County California | 5 | $ 250,000 | $ 50,000 | $ 156,000 |
| San Luis Obispo County California | 5 | $ 257,000 | $ 51,000 | $ 58,000 |
| Kent County Delaware | 5 | $ 146,000 | $ 29,000 | $ 67,000 |
| Monroe County Florida | 5 | $ 262,000 | $ 52,000 | $ 86,000 |
| Okaloosa County Florida | 5 | $ 298,000 | $ 59,000 | $ 70,000 |
| Carroll County Georgia | 5 | $ 260,000 | $ 52,000 | $ 94,000 |
| Jackson County Georgia | 5 | $ 184,000 | $ 36,000 | $ 101,000 |
| Muscogee County Georgia | 5 | $ 267,000 | $ 53,000 | $ 23,000 |
| Kootenai County Idaho | 5 | $ 210,000 | $ 42,000 | $ 75,000 |
| Kankakee County Illinois | 5 | $ 178,000 | $ 35,000 | $ 55,000 |
| Elkhart County Indiana | 5 | $ 208,000 | $ 41,000 | $ 85,000 |
| Hendricks County Indiana | 5 | $ 217,000 | $ 43,000 | $ 69,000 |
| Warren County Kentucky | 5 | $ 220,000 | $ 44,000 | $ 79,000 |
| St. John the Baptist County Louisiana | 5 | $ 387,000 | $ 77,000 | $ 118,000 |
| Terrebonne County Louisiana | 5 | $ 203,000 | $ 40,000 | $ 75,000 |
| York County Maine | 5 | $ 135,000 | $ 27,000 | $ 65,000 |
| Hampden County Massachusetts | 5 | $ 271,000 | $ 54,000 | $ 52,000 |
| Midland County Michigan | 5 | $ 335,000 | $ 67,000 | $ 125,000 |
| St. Clair County Michigan | 5 | $ 150,000 | $ 30,000 | $ 48,000 |
| Carver County Minnesota | 5 | $ 196,000 | $ 39,000 | $ 91,000 |
| Sherburne County Minnesota | 5 | $ 173,000 | $ 34,000 | $ 81,000 |
| Monroe County Mississippi | 5 | $ 182,000 | $ 36,000 | $ 101,000 |
| St. Louis City County Missouri | 5 | $ 249,000 | $ 49,000 | $ 83,000 |
| Sarpy County Nebraska | 5 | $ 186,000 | $ 37,000 | $ 77,000 |
| Merrimack County New Hampshire | 5 | $ 267,000 | $ 53,000 | $ 93,000 |
| Sandoval County New Mexico | 5 | $ 196,000 | $ 39,000 | $ 99,000 |
| Brunswick County North Carolina | 5 | $ 191,000 | $ 38,000 | $ 82,000 |
| Cumberland County North Carolina | 5 | $ 348,000 | $ 69,000 | $ 67,000 |
| Davidson County North Carolina | 5 | $ 223,000 | $ 44,000 | $ 30,000 |
| Henderson County North Carolina | 5 | $ 192,000 | $ 38,000 | $ 66,000 |
| New Hanover County North Carolina | 5 | $ 304,000 | $ 60,000 | $ 65,000 |
| Licking County Ohio | 5 | $ 287,000 | $ 57,000 | $ 103,000 |
| Trumbull County Ohio | 5 | $ 145,000 | $ 29,000 | $ 68,000 |
| Lane County Oregon | 5 | $ 291,000 | $ 58,000 | $ 53,000 |
| Centre County Pennsylvania | 5 | $ 251,000 | $ 50,000 | $ 48,000 |
| Columbia County Pennsylvania | 5 | $ 181,000 | $ 36,000 | $ 75,000 |
| Dauphin County Pennsylvania | 5 | $ 268,000 | $ 53,000 | $ 67,000 |
| Erie County Pennsylvania | 5 | $ 187,000 | $ 37,000 | $ 57,000 |
| Dorchester County South Carolina | 5 | $ 175,000 | $ 35,000 | $ 69,000 |
| Spartanburg County South Carolina | 5 | $ 196,000 | $ 39,000 | $ 66,000 |
| Sumner County Tennessee | 5 | $ 204,000 | $ 40,000 | $ 94,000 |
| Yakima County Washington | 5 | $ 265,000 | $ 53,000 | $ 65,000 |
| Washington County Wisconsin | 5 | $ 143,000 | $ 28,000 | $ 59,000 |
| Winnebago County Wisconsin | 5 | $ 152,000 | $ 30,000 | $ 86,000 |
| Montgomery County Alabama | 4 | $ 146,000 | $ 36,000 | $ 84,000 |
| Garland County Arkansas | 4 | $ 166,000 | $ 41,000 | $ 56,000 |
| Sebastian County Arkansas | 4 | $ 104,000 | $ 26,000 | $ 73,000 |
| Washington County Arkansas | 4 | $ 245,000 | $ 61,000 | $ 46,000 |
| Yell County Arkansas | 4 | $ 170,000 | $ 42,000 | $ 45,000 |
| Merced County California | 4 | $ 170,000 | $ 42,000 | $ 95,000 |
| Nevada County California | 4 | $ 296,000 | $ 74,000 | $ 102,000 |
| Sutter County California | 4 | $ 315,000 | $ 78,000 | $ 124,000 |
| Sussex County Delaware | 4 | $ 185,000 | $ 46,000 | $ 54,000 |
| Bay County Florida | 4 | $ 268,000 | $ 67,000 | $ 77,000 |
| Flagler County Florida | 4 | $ 257,000 | $ 64,000 | $ 44,000 |
| Bibb County Georgia | 4 | $ 126,000 | $ 31,000 | $ 68,000 |
| Harris County Georgia | 4 | $ 165,000 | $ 41,000 | $ 119,000 |
| Hawaii County Hawaii | 4 | $ 115,000 | $ 28,000 | $ 42,000 |
| Maui County Hawaii | 4 | $ 323,000 | $ 80,000 | $ 92,000 |
| Clinton County Illinois | 4 | $ 250,000 | $ 62,000 | $ 29,000 |
| Madison County Illinois | 4 | $ 174,000 | $ 43,000 | $ 64,000 |
| Sangamon County Illinois | 4 | $ 361,000 | $ 90,000 | $ 140,000 |
| St. Clair County Illinois | 4 | $ 167,000 | $ 41,000 | $ 70,000 |
| Henry County Indiana | 4 | $ 107,000 | $ 26,000 | $ 56,000 |
| Morgan County Indiana | 4 | $ 165,000 | $ 41,000 | $ 49,000 |
| Shawnee County Kansas | 4 | $ 206,000 | $ 51,000 | $ 75,000 |
| Lafayette County Louisiana | 4 | $ 275,000 | $ 68,000 | $ 103,000 |
| Kennebec County Maine | 4 | $ 107,000 | $ 26,000 | $ 69,000 |
| Berrien County Michigan | 4 | $ 237,000 | $ 59,000 | $ 79,000 |
| Monroe County Michigan | 4 | $ 148,000 | $ 37,000 | $ 115,000 |
| Scott County Minnesota | 4 | $ 260,000 | $ 65,000 | $ 110,000 |
| Wright County Minnesota | 4 | $ 165,000 | $ 41,000 | $ 122,000 |
| DeSoto County Mississippi | 4 | $ 160,000 | $ 40,000 | $ 49,000 |
| Lawrence County Missouri | 4 | $ 228,000 | $ 57,000 | $ 52,000 |
| Flathead County Montana | 4 | $ 163,000 | $ 40,000 | $ 70,000 |
| Lyon County Nevada | 4 | $ 175,000 | $ 43,000 | $ 74,000 |
| Moore County North Carolina | 4 | $ 130,000 | $ 32,000 | $ 71,000 |
| Pitt County North Carolina | 4 | $ 163,000 | $ 40,000 | $ 41,000 |
| Mahoning County Ohio | 4 | $ 125,000 | $ 31,000 | $ 40,000 |
| Seneca County Ohio | 4 | $ 173,000 | $ 43,000 | $ 37,000 |
| Tuscarawas County Ohio | 4 | $ 205,000 | $ 51,000 | $ 182,000 |
| Cleveland County Oklahoma | 4 | $ 225,000 | $ 56,000 | $ 80,000 |
| Muskogee County Oklahoma | 4 | $ 141,000 | $ 35,000 | $ 57,000 |
| Columbia County Oregon | 4 | $ 178,000 | $ 44,000 | $ 60,000 |
| Josephine County Oregon | 4 | $ 257,000 | $ 64,000 | $ 52,000 |
| Blair County Pennsylvania | 4 | $ 220,000 | $ 55,000 | $ 117,000 |
| Schuylkill County Pennsylvania | 4 | $ 187,000 | $ 46,000 | $ 45,000 |
| Wayne County Pennsylvania | 4 | $ 155,000 | $ 38,000 | $ 33,000 |
| Lancaster County South Carolina | 4 | $ 147,000 | $ 36,000 | $ 76,000 |
| Pickens County South Carolina | 4 | $ 130,000 | $ 32,000 | $ 61,000 |
| Giles County Tennessee | 4 | $ 274,000 | $ 68,000 | $ 35,000 |
| Sullivan County Tennessee | 4 | $ 174,000 | $ 43,000 | $ 72,000 |
| Cache County Utah | 4 | $ 252,000 | $ 63,000 | $ 125,000 |
| Summit County Utah | 4 | $ 261,000 | $ 65,000 | $ 92,000 |
| Wasatch County Utah | 4 | $ 170,000 | $ 42,000 | $ 71,000 |
| Washington County Utah | 4 | $ 181,000 | $ 45,000 | $ 100,000 |
| Alexandria County Virginia | 4 | $ 180,000 | $ 45,000 | $ 198,000 |
| Bedford County Virginia | 4 | $ 313,000 | $ 78,000 | $ 60,000 |
| Chesapeake County Virginia | 4 | $ 144,000 | $ 36,000 | $ 85,000 |
| Montgomery County Virginia | 4 | $ 171,000 | $ 42,000 | $ 51,000 |
| Kitsap County Washington | 4 | $ 153,000 | $ 38,000 | $ 61,000 |
| Cabell County West Virginia | 4 | $ 193,000 | $ 48,000 | $ 77,000 |
| Jefferson County West Virginia | 4 | $ 211,000 | $ 52,000 | $ 140,000 |
| Kanawha County West Virginia | 4 | $ 170,000 | $ 42,000 | $ 38,000 |
| Natrona County Wyoming | 4 | $ 118,000 | $ 29,000 | $ 39,000 |
| Baldwin County Alabama | 3 | $ 127,000 | $ 42,000 | $ 134,000 |
| Calhoun County Alabama | 3 | $ 155,000 | $ 51,000 | $ 63,000 |
| Cullman County Alabama | 3 | $ 162,000 | $ 54,000 | $ 44,000 |
| Jackson County Alabama | 3 | $ 244,000 | $ 81,000 | $ 73,000 |
| Talladega County Alabama | 3 | $ 101,000 | $ 33,000 | $ 68,000 |
| Cochise County Arizona | 3 | $ 176,000 | $ 58,000 | $ 49,000 |
| Coconino County Arizona | 3 | $ 190,000 | $ 63,000 | $ 97,000 |
| Greene County Arkansas | 3 | $ 172,000 | $ 57,000 | $ 69,000 |
| Kings County California | 3 | $ 146,000 | $ 48,000 | $ 43,000 |
| Mendocino County California | 3 | $ 116,000 | $ 38,000 | $ 88,000 |
| Yuba County California | 3 | $ 120,000 | $ 40,000 | $ 32,000 |
| Logan County Colorado | 3 | $ 90,000 | $ 30,000 | $ 73,000 |
| New London County Connecticut | 3 | $ 171,000 | $ 57,000 | $ 58,000 |
| Citrus County Florida | 3 | $ 85,000 | $ 28,000 | $ 22,000 |
| Escambia County Florida | 3 | $ 137,000 | $ 45,000 | $ 37,000 |
| Barrow County Georgia | 3 | $ 144,000 | $ 48,000 | $ 73,000 |
| Douglas County Georgia | 3 | $ 90,000 | $ 30,000 | $ 51,000 |
| Fayette County Georgia | 3 | $ 130,000 | $ 43,000 | $ 78,000 |
| Rockdale County Georgia | 3 | $ 277,000 | $ 92,000 | $ 73,000 |
| Walton County Georgia | 3 | $ 149,000 | $ 49,000 | $ 106,000 |
| Bannock County Idaho | 3 | $ 120,000 | $ 40,000 | $ 78,000 |
| Jefferson County Idaho | 3 | $ 198,000 | $ 66,000 | $ 185,000 |
| Boone County Illinois | 3 | $ 206,000 | $ 68,000 | $ 64,000 |
| DeKalb County Illinois | 3 | $ 139,000 | $ 46,000 | $ 99,000 |
| Jefferson County Illinois | 3 | $ 112,000 | $ 37,000 | $ 89,000 |
| Kendall County Illinois | 3 | $ 90,000 | $ 30,000 | $ 80,000 |
| Macon County Illinois | 3 | $ 170,000 | $ 56,000 | $ 50,000 |
| McLean County Illinois | 3 | $ 150,000 | $ 50,000 | $ 108,000 |
| Peoria County Illinois | 3 | $ 113,000 | $ 37,000 | $ 78,000 |
| Grant County Indiana | 3 | $ 120,000 | $ 40,000 | $ 63,000 |
| Marshall County Indiana | 3 | $ 165,000 | $ 55,000 | $ 50,000 |
| Monroe County Indiana | 3 | $ 191,000 | $ 63,000 | $ 61,000 |
| Vanderburgh County Indiana | 3 | $ 138,000 | $ 46,000 | $ 45,000 |
| Vigo County Indiana | 3 | $ 102,000 | $ 34,000 | $ 54,000 |
| Geary County Kansas | 3 | $ 146,000 | $ 48,000 | $ 40,000 |
| Leavenworth County Kansas | 3 | $ 90,000 | $ 30,000 | $ 42,000 |
| Kenton County Kentucky | 3 | $ 221,000 | $ 73,000 | $ 135,000 |
| Ascension County Louisiana | 3 | $ 95,000 | $ 31,000 | $ 156,000 |
| Calcasieu County Louisiana | 3 | $ 103,000 | $ 34,000 | $ 73,000 |
| Ouachita County Louisiana | 3 | $ 144,000 | $ 48,000 | $ 69,000 |
| St. Charles County Louisiana | 3 | $ 90,000 | $ 30,000 | $ 42,000 |
| Androscoggin County Maine | 3 | $ 121,000 | $ 40,000 | $ 86,000 |
| Knox County Maine | 3 | $ 190,000 | $ 63,000 | $ 58,000 |
| Hampshire County Massachusetts | 3 | $ 137,000 | $ 45,000 | $ 60,000 |
| Chippewa County Michigan | 3 | $ 182,000 | $ 60,000 | $ 41,000 |
| Isabella County Michigan | 3 | $ 130,000 | $ 43,000 | $ 60,000 |
| Muskegon County Michigan | 3 | $ 110,000 | $ 36,000 | $ 43,000 |
| Ottawa County Michigan | 3 | $ 119,000 | $ 39,000 | $ 79,000 |
| Saginaw County Michigan | 3 | $ 84,000 | $ 28,000 | $ 57,000 |
| Olmsted County Minnesota | 3 | $ 147,000 | $ 49,000 | $ 92,000 |
| Sibley County Minnesota | 3 | $ 85,000 | $ 28,000 | $ 53,000 |
| Lamar County Mississippi | 3 | $ 100,000 | $ 33,000 | $ 37,000 |
| Lee County Mississippi | 3 | $ 230,000 | $ 76,000 | $ 131,000 |
| Lowndes County Mississippi | 3 | $ 140,000 | $ 46,000 | $ 75,000 |
| Warren County Mississippi | 3 | $ 138,000 | $ 46,000 | $ 55,000 |
| Christian County Missouri | 3 | $ 80,000 | $ 26,000 | $ 77,000 |
| Laclede County Missouri | 3 | $ 112,000 | $ 37,000 | $ 50,000 |
| Platte County Missouri | 3 | $ 90,000 | $ 30,000 | $ 71,000 |
| Taney County Missouri | 3 | $ 89,000 | $ 29,000 | $ 48,000 |
| Hall County Nebraska | 3 | $ 130,000 | $ 43,000 | $ 41,000 |
| Cape May County New Jersey | 3 | $ 89,000 | $ 29,000 | $ 56,000 |
| Warren County New Jersey | 3 | $ 129,000 | $ 43,000 | $ 106,000 |
| Santa Fe County New Mexico | 3 | $ 158,000 | $ 52,000 | $ 78,000 |
| Burke County North Carolina | 3 | $ 285,000 | $ 95,000 | $ 38,000 |
| Chatham County North Carolina | 3 | $ 230,000 | $ 76,000 | $ 41,000 |
| Dare County North Carolina | 3 | $ 155,000 | $ 51,000 | $ 69,000 |
| Richmond County North Carolina | 3 | $ 90,000 | $ 30,000 | $ 48,000 |
| Burleigh County North Dakota | 3 | $ 188,000 | $ 62,000 | $ 52,000 |
| Allen County Ohio | 3 | $ 85,000 | $ 28,000 | $ 53,000 |
| Greene County Ohio | 3 | $ 225,000 | $ 75,000 | $ 100,000 |
| Lake County Ohio | 3 | $ 85,000 | $ 28,000 | $ 94,000 |
| Marion County Ohio | 3 | $ 140,000 | $ 46,000 | $ 104,000 |
| Medina County Ohio | 3 | $ 262,000 | $ 87,000 | $ 80,000 |
| Miami County Ohio | 3 | $ 100,000 | $ 33,000 | $ 98,000 |
| Canadian County Oklahoma | 3 | $ 179,000 | $ 59,000 | $ 110,000 |
| Cherokee County Oklahoma | 3 | $ 155,000 | $ 51,000 | $ 39,000 |
| Comanche County Oklahoma | 3 | $ 166,000 | $ 55,000 | $ 56,000 |
| Washington County Oklahoma | 3 | $ 115,000 | $ 38,000 | $ 83,000 |
| Jackson County Oregon | 3 | $ 205,000 | $ 68,000 | $ 67,000 |
| Polk County Oregon | 3 | $ 175,000 | $ 58,000 | $ 115,000 |
| Carbon County Pennsylvania | 3 | $ 135,000 | $ 45,000 | $ 55,000 |
| Clinton County Pennsylvania | 3 | $ 125,000 | $ 41,000 | $ 65,000 |
| Franklin County Pennsylvania | 3 | $ 154,000 | $ 51,000 | $ 74,000 |
| Pike County Pennsylvania | 3 | $ 128,000 | $ 42,000 | $ 125,000 |
| Aiken County South Carolina | 3 | $ 98,000 | $ 32,000 | $ 53,000 |
| Beaufort County South Carolina | 3 | $ 138,000 | $ 46,000 | $ 107,000 |
| Georgetown County South Carolina | 3 | $ 90,000 | $ 30,000 | $ 67,000 |
| Kershaw County South Carolina | 3 | $ 108,000 | $ 36,000 | $ 106,000 |
| Lexington County South Carolina | 3 | $ 95,000 | $ 31,000 | $ 60,000 |
| Union County South Carolina | 3 | $ 105,000 | $ 35,000 | $ 66,000 |
| Minnehaha County South Dakota | 3 | $ 90,000 | $ 30,000 | $ 73,000 |
| Pennington County South Dakota | 3 | $ 156,000 | $ 52,000 | $ 36,000 |
| Blount County Tennessee | 3 | $ 80,000 | $ 26,000 | $ 67,000 |
| Dickson County Tennessee | 3 | $ 118,000 | $ 39,000 | $ 43,000 |
| Sevier County Tennessee | 3 | $ 162,000 | $ 54,000 | $ 50,000 |
| Wilson County Tennessee | 3 | $ 212,000 | $ 70,000 | $ 115,000 |
| Iron County Utah | 3 | $ 90,000 | $ 30,000 | $ 63,000 |
| Tooele County Utah | 3 | $ 176,000 | $ 58,000 | $ 45,000 |
| Roanoke City County Virginia | 3 | $ 120,000 | $ 40,000 | $ 39,000 |
| Virginia Beach County Virginia | 3 | $ 185,000 | $ 61,000 | $ 108,000 |
| Warren County Virginia | 3 | $ 200,000 | $ 66,000 | $ 70,000 |
| Benton County Washington | 3 | $ 135,000 | $ 45,000 | $ 92,000 |
| Thurston County Washington | 3 | $ 90,000 | $ 30,000 | $ 61,000 |
| Hancock County West Virginia | 3 | $ 164,000 | $ 54,000 | $ 47,000 |
| Harrison County West Virginia | 3 | $ 278,000 | $ 92,000 | $ 92,000 |
| Marion County West Virginia | 3 | $ 190,000 | $ 63,000 | $ 94,000 |
| Morgan County West Virginia | 3 | $ 90,000 | $ 30,000 | $ 88,000 |
| Taylor County West Virginia | 3 | $ 150,000 | $ 50,000 | $ 96,000 |
| Dane County Wisconsin | 3 | $ 110,000 | $ 36,000 | $ 109,000 |
| Green County Wisconsin | 3 | $ 213,000 | $ 71,000 | $ 35,000 |
| La Crosse County Wisconsin | 3 | $ 101,000 | $ 33,000 | $ 53,000 |
| Outagamie County Wisconsin | 3 | $ 145,000 | $ 48,000 | $ 68,000 |
| Pierce County Wisconsin | 3 | $ 133,000 | $ 44,000 | $ 69,000 |
| St. Croix County Wisconsin | 3 | $ 151,000 | $ 50,000 | $ 118,000 |
| Blount County Alabama | 2 | $ 64,000 | $ 32,000 | $ 74,000 |
| Coffee County Alabama | 2 | $ 85,000 | $ 42,000 | $ 44,000 |
| Dale County Alabama | 2 | $ 85,000 | $ 42,000 | $ 32,000 |
| Escambia County Alabama | 2 | $ 60,000 | $ 30,000 | $ 61,000 |
| Geneva County Alabama | 2 | $ 50,000 | $ 25,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for Discover Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 5,981 | $282,484,000 | $47,000 | $150,000 | $89,000 | $1,049,000 |
| Refinancing | 1,407 | $99,012,000 | $70,000 | $150,000 | $84,000 | $672,000 |
| Home Purchase | 34 | $2,235,000 | $65,000 | $150,000 | $74,000 | $229,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,719 | $235,599,000 | $49,000 | $150,000 | $89,000 | $1,049,000 |
| Hispanic | 794 | $41,373,000 | $52,000 | $150,000 | $85,000 | $732,000 |
| Asian | 603 | $37,308,000 | $61,000 | $150,000 | $99,000 | $750,000 |
| Black or African American | 587 | $28,798,000 | $49,000 | $150,000 | $74,000 | $804,000 |
| Not Provided | 558 | $32,358,000 | $57,000 | $150,000 | $89,000 | $672,000 |
| American Indian or Alaskan Native | 117 | $5,744,000 | $49,000 | $150,000 | $63,000 | $200,000 |
| Native Hawaiin or Other Pacific Islander | 44 | $2,551,000 | $57,000 | $150,000 | $99,000 | $450,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,422 | $383,731,000 | $51,000 | $150,000 | $88,000 | $1,049,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 4,110 | $204,236,000 | $49,000 | $150,000 | $80,000 | $1,044,000 |
| Application Withdrawn By Applicant | 1,592 | $84,145,000 | $52,000 | $150,000 | $94,000 | $672,000 |
| Loan Originated | 911 | $51,609,000 | $56,000 | $150,000 | $103,000 | $409,000 |
| File Closed For Incompleteness | 772 | $41,827,000 | $54,000 | $150,000 | $98,000 | $732,000 |
| Application Approved But Not Accepted | 37 | $1,914,000 | $51,000 | $117,000 | $118,000 | $1,049,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,524 | $82,621,000 | $54,000 | $150,000 | $58,000 | $356,000 |
| Credit History | 1,342 | $64,375,000 | $47,000 | $150,000 | $88,000 | $804,000 |
| Collateral | 1,056 | $46,562,000 | $44,000 | $150,000 | $99,000 | $1,044,000 |
| Other | 110 | $6,291,000 | $57,000 | $120,000 | $94,000 | $356,000 |
| Credit Application Incomplete | 49 | $2,790,000 | $56,000 | $150,000 | $90,000 | $500,000 |
| Employment History | 17 | $929,000 | $54,000 | $101,000 | $50,000 | $130,000 |
| Unverifiable Information | 8 | $399,000 | $49,000 | $100,000 | $63,000 | $135,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Discover Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Discover Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.