Discover Home Loans, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Discover Home Loans, Inc. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Discover Home Loans, Inc. 173 Technology Drive Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 |
| Total Number of Mortgage Applications | 96,897 |
| Total Mortgage Loan Application Amount | $20,444,871,000 |
| Average Mortgage Loan Application Amount | $204,666 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $97,666 |
| Highest Applicant Income | $9,697,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Discover Home Loans, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Discover Home Loans, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Discover Home Loans, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Discover Home Loans, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Discover Home Loans, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Discover Home Loans, Inc.'s mortgage activity for 2013.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 3,135 | $ 968,700,000 | $ 308,000 | $ 105,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2,731 | $ 799,122,000 | $ 270,500 | $ 111,750 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 2,346 | $ 480,353,000 | $ 204,000 | $ 102,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 2,322 | $ 435,416,000 | $ 187,000 | $ 100,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 2,233 | $ 677,788,000 | $ 300,500 | $ 124,500 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 2,193 | $ 376,949,000 | $ 171,000 | $ 109,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,806 | $ 414,269,000 | $ 229,000 | $ 93,000 |
| PHOENIX-MESA-GLENDALE, AZ | 1,785 | $ 345,109,000 | $ 193,000 | $ 97,000 |
| PHILADELPHIA, PA | 1,647 | $ 341,485,000 | $ 207,000 | $ 103,000 |
| DENVER-AURORA-BROOMFIELD, CO | 1,408 | $ 295,953,000 | $ 210,000 | $ 91,000 |
| DALLAS-PLANO-IRVING, TX | 1,357 | $ 241,931,000 | $ 178,000 | $ 112,000 |
| EDISON-NEW BRUNSWICK, NJ | 1,326 | $ 349,743,000 | $ 263,000 | $ 118,000 |
| BALTIMORE-TOWSON, MD | 1,323 | $ 328,641,000 | $ 248,000 | $ 104,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 1,202 | $ 427,751,000 | $ 355,000 | $ 126,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1,120 | $ 226,902,000 | $ 195,500 | $ 102,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 1,102 | $ 378,735,000 | $ 343,000 | $ 125,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 1,050 | $ 320,039,000 | $ 304,000 | $ 110,000 |
| NEWARK-UNION, NJ-PA | 960 | $ 258,774,000 | $ 220,500 | $ 100,500 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 935 | $ 233,254,000 | $ 249,000 | $ 102,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 909 | $ 164,685,000 | $ 181,000 | $ 100,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 828 | $ 168,398,000 | $ 203,000 | $ 111,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 825 | $ 151,262,000 | $ 183,000 | $ 88,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 818 | $ 164,427,000 | $ 201,000 | $ 98,000 |
| BOSTON-QUINCY, MA | 793 | $ 199,850,000 | $ 252,000 | $ 108,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 786 | $ 172,041,000 | $ 214,500 | $ 93,500 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 768 | $ 141,056,000 | $ 185,000 | $ 122,500 |
| SEATTLE-BELLEVUE-EVERETT, WA | 766 | $ 211,886,000 | $ 276,000 | $ 110,000 |
| KANSAS CITY, MO-KS | 763 | $ 129,506,000 | $ 169,500 | $ 84,500 |
| NASSAU-SUFFOLK, NY | 746 | $ 214,404,000 | $ 287,000 | $ 123,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 728 | $ 134,369,000 | $ 184,000 | $ 104,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 690 | $ 205,289,000 | $ 297,000 | $ 138,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 673 | $ 121,406,000 | $ 180,000 | $ 120,000 |
| CAMDEN, NJ | 670 | $ 133,992,000 | $ 199,000 | $ 103,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 650 | $ 137,753,000 | $ 233,500 | $ 98,500 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 645 | $ 174,114,000 | $ 269,000 | $ 126,000 |
| FORT WORTH-ARLINGTON, TX | 641 | $ 101,149,000 | $ 157,000 | $ 103,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 630 | $ 116,703,000 | $ 185,000 | $ 88,000 |
| INDIANAPOLIS-CARMEL, IN | 617 | $ 98,745,000 | $ 160,000 | $ 90,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 614 | $ 124,847,000 | $ 203,000 | $ 94,000 |
| ST. LOUIS, MO-IL | 613 | $ 100,135,000 | $ 158,500 | $ 90,500 |
| COLUMBUS, OH | 608 | $ 103,253,000 | $ 169,000 | $ 94,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 587 | $ 228,728,000 | $ 389,000 | $ 132,000 |
| RALEIGH-CARY, NC | 578 | $ 113,621,000 | $ 196,000 | $ 105,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 577 | $ 96,082,000 | $ 166,000 | $ 124,000 |
| RICHMOND, VA | 546 | $ 111,542,000 | $ 204,000 | $ 87,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 544 | $ 93,779,000 | $ 166,333 | $ 88,000 |
| PITTSBURGH, PA | 537 | $ 86,250,000 | $ 160,000 | $ 93,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 533 | $ 85,965,000 | $ 161,000 | $ 82,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 532 | $ 90,240,000 | $ 169,000 | $ 123,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 518 | $ 103,654,000 | $ 200,000 | $ 102,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 516 | $ 110,731,000 | $ 215,500 | $ 108,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 512 | $ 86,109,000 | $ 168,000 | $ 88,000 |
| MEMPHIS, TN-MS-AR | 501 | $ 83,854,000 | $ 157,333 | $ 97,666 |
| WILMINGTON, DE-MD-NJ | 471 | $ 99,295,000 | $ 198,666 | $ 92,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 442 | $ 178,136,000 | $ 403,000 | $ 137,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 434 | $ 80,509,000 | $ 185,000 | $ 91,000 |
| JACKSONVILLE, FL | 403 | $ 75,407,000 | $ 187,000 | $ 94,000 |
| ALBUQUERQUE, NM | 397 | $ 74,423,000 | $ 187,000 | $ 83,000 |
| HONOLULU, HI | 391 | $ 128,452,000 | $ 328,000 | $ 107,000 |
| BIRMINGHAM-HOOVER, AL | 383 | $ 68,342,000 | $ 178,000 | $ 89,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 381 | $ 111,123,000 | $ 291,000 | $ 140,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 381 | $ 83,405,000 | $ 204,000 | $ 105,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 379 | $ 122,016,000 | $ 321,000 | $ 138,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 374 | $ 71,619,000 | $ 196,000 | $ 98,000 |
| NEW HAVEN-MILFORD, CT | 364 | $ 73,524,000 | $ 201,000 | $ 95,000 |
| WORCESTER, MA | 357 | $ 76,431,000 | $ 214,000 | $ 95,000 |
| TUCSON, AZ | 337 | $ 62,190,000 | $ 184,000 | $ 90,000 |
| PEABODY, MA | 335 | $ 83,104,000 | $ 248,000 | $ 108,000 |
| OKLAHOMA CITY, OK | 330 | $ 53,008,000 | $ 160,000 | $ 87,000 |
| SALT LAKE CITY, UT | 320 | $ 67,081,000 | $ 209,000 | $ 81,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 294 | $ 55,290,000 | $ 188,000 | $ 112,000 |
| BATON ROUGE, LA | 285 | $ 49,860,000 | $ 174,000 | $ 91,000 |
| CAPE CORAL-FORT MYERS, FL | 282 | $ 52,797,000 | $ 187,000 | $ 105,000 |
| FRESNO, CA | 279 | $ 57,969,000 | $ 207,000 | $ 110,000 |
| COLORADO SPRINGS, CO | 278 | $ 54,863,000 | $ 197,000 | $ 86,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 278 | $ 58,391,000 | $ 210,000 | $ 92,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 277 | $ 45,576,000 | $ 164,000 | $ 97,000 |
| SPRINGFIELD, MA | 275 | $ 50,468,000 | $ 183,000 | $ 93,000 |
| GARY, IN | 271 | $ 45,705,000 | $ 168,000 | $ 86,000 |
| BAKERSFIELD-DELANO, CA | 250 | $ 47,816,000 | $ 191,000 | $ 92,000 |
| TULSA, OK | 243 | $ 38,375,000 | $ 157,000 | $ 89,000 |
| STOCKTON, CA | 242 | $ 53,521,000 | $ 221,000 | $ 93,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 240 | $ 44,307,000 | $ 184,000 | $ 93,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 232 | $ 40,090,000 | $ 172,000 | $ 89,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 225 | $ 35,978,000 | $ 159,000 | $ 83,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 223 | $ 49,566,000 | $ 222,000 | $ 98,000 |
| ANCHORAGE, AK | 218 | $ 52,663,000 | $ 241,000 | $ 102,000 |
| GREENSBORO-HIGH POINT, NC | 217 | $ 35,732,000 | $ 164,000 | $ 76,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 215 | $ 33,589,000 | $ 157,500 | $ 88,000 |
| COLUMBIA, SC | 212 | $ 35,192,000 | $ 166,000 | $ 94,000 |
| TACOMA, WA | 210 | $ 46,809,000 | $ 222,000 | $ 95,000 |
| DURHAM-CHAPEL HILL, NC | 205 | $ 41,612,000 | $ 202,000 | $ 102,000 |
| YORK-HANOVER, PA | 203 | $ 34,859,000 | $ 171,000 | $ 79,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 202 | $ 44,691,000 | $ 221,000 | $ 109,000 |
| KNOXVILLE, TN | 196 | $ 33,663,000 | $ 171,000 | $ 77,000 |
| HARRISBURG-CARLISLE, PA | 195 | $ 32,252,000 | $ 165,000 | $ 94,000 |
| DES MOINES-WEST DES MOINES, IA | 192 | $ 31,507,000 | $ 164,000 | $ 86,000 |
| MANCHESTER-NASHUA, NH | 189 | $ 39,821,000 | $ 210,000 | $ 102,000 |
| JACKSON, MS | 187 | $ 32,629,000 | $ 174,000 | $ 84,000 |
| AKRON, OH | 184 | $ 29,122,000 | $ 158,000 | $ 92,000 |
| CHATTANOOGA, TN-GA | 183 | $ 30,177,000 | $ 161,500 | $ 79,000 |
| BOISE CITY-NAMPA, ID | 178 | $ 30,739,000 | $ 172,000 | $ 74,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 177 | $ 31,160,000 | $ 176,000 | $ 108,000 |
| ALBANY-SCHENECTADY-TROY, NY | 176 | $ 32,909,000 | $ 186,000 | $ 90,000 |
| EL PASO, TX | 176 | $ 30,566,000 | $ 173,000 | $ 109,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 176 | $ 29,140,000 | $ 131,500 | $ 85,500 |
| NAPLES-MARCO ISLAND, FL | 175 | $ 40,256,000 | $ 230,000 | $ 115,000 |
| LANCASTER, PA | 173 | $ 31,009,000 | $ 179,000 | $ 90,000 |
| TRENTON-EWING, NJ | 172 | $ 40,544,000 | $ 235,000 | $ 130,000 |
| WICHITA, KS | 171 | $ 25,370,000 | $ 148,000 | $ 81,000 |
| VALLEJO-FAIRFIELD, CA | 168 | $ 43,963,000 | $ 261,000 | $ 105,000 |
| MODESTO, CA | 167 | $ 30,863,000 | $ 184,000 | $ 80,000 |
| PORT ST. LUCIE, FL | 166 | $ 27,535,000 | $ 165,000 | $ 85,000 |
| SCRANTON--WILKES-BARRE, PA | 166 | $ 25,898,000 | $ 156,000 | $ 76,000 |
| LAKELAND-WINTER HAVEN, FL | 165 | $ 25,978,000 | $ 157,000 | $ 83,000 |
| SANTA ROSA-PETALUMA, CA | 163 | $ 47,088,000 | $ 288,000 | $ 110,000 |
| WINSTON-SALEM, NC | 160 | $ 26,428,000 | $ 165,000 | $ 84,000 |
| ASHEVILLE, NC | 159 | $ 30,320,000 | $ 190,000 | $ 79,000 |
| DAYTON, OH | 159 | $ 25,801,000 | $ 162,000 | $ 90,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 157 | $ 27,513,000 | $ 170,000 | $ 93,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 155 | $ 26,555,000 | $ 171,000 | $ 85,000 |
| BARNSTABLE TOWN, MA | 154 | $ 37,964,000 | $ 246,000 | $ 109,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 154 | $ 25,398,000 | $ 164,000 | $ 82,000 |
| BOULDER, CO | 153 | $ 37,730,000 | $ 246,000 | $ 106,000 |
| TOLEDO, OH | 152 | $ 24,505,000 | $ 161,000 | $ 88,000 |
| WILMINGTON, NC | 148 | $ 28,349,000 | $ 191,000 | $ 104,000 |
| FORT COLLINS-LOVELAND, CO | 147 | $ 28,723,000 | $ 195,000 | $ 84,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 147 | $ 27,298,000 | $ 185,000 | $ 87,000 |
| MCALLEN-EDINBURG-MISSION, TX | 146 | $ 21,259,000 | $ 145,000 | $ 98,000 |
| BUFFALO-NIAGARA FALLS, NY | 144 | $ 22,075,000 | $ 153,000 | $ 106,000 |
| READING, PA | 142 | $ 22,897,000 | $ 161,000 | $ 84,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 139 | $ 23,847,000 | $ 171,000 | $ 76,000 |
| TALLAHASSEE, FL | 138 | $ 23,167,000 | $ 167,000 | $ 80,000 |
| LEXINGTON-FAYETTE, KY | 133 | $ 21,342,000 | $ 160,000 | $ 89,000 |
| VISALIA-PORTERVILLE, CA | 128 | $ 23,525,000 | $ 183,000 | $ 85,000 |
| GREELEY, CO | 125 | $ 24,410,000 | $ 195,000 | $ 85,000 |
| HUNTSVILLE, AL | 125 | $ 23,027,000 | $ 184,000 | $ 102,000 |
| MADISON, WI | 125 | $ 23,692,000 | $ 189,000 | $ 87,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 123 | $ 23,739,000 | $ 193,000 | $ 89,000 |
| ROCHESTER, NY | 121 | $ 18,309,000 | $ 151,000 | $ 92,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 120 | $ 36,477,000 | $ 303,000 | $ 121,000 |
| OCALA, FL | 119 | $ 18,341,000 | $ 154,000 | $ 83,000 |
| MONTGOMERY, AL | 118 | $ 19,856,000 | $ 168,000 | $ 77,000 |
| ROANOKE, VA | 118 | $ 21,398,000 | $ 181,000 | $ 83,000 |
| SALEM, OR | 116 | $ 22,715,000 | $ 195,000 | $ 86,000 |
| SAVANNAH, GA | 114 | $ 22,408,000 | $ 196,000 | $ 92,000 |
| MOBILE, AL | 112 | $ 16,310,000 | $ 145,000 | $ 79,000 |
| SPOKANE, WA | 112 | $ 18,939,000 | $ 169,000 | $ 77,000 |
| GRAND RAPIDS-WYOMING, MI | 111 | $ 20,014,000 | $ 180,000 | $ 114,000 |
| SALINAS, CA | 110 | $ 31,851,000 | $ 289,000 | $ 112,000 |
| ANN ARBOR, MI | 108 | $ 21,141,000 | $ 195,000 | $ 114,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 108 | $ 32,315,000 | $ 299,000 | $ 107,000 |
| SHREVEPORT-BOSSIER CITY, LA | 106 | $ 17,779,000 | $ 167,000 | $ 76,000 |
| CHARLOTTESVILLE, VA | 105 | $ 23,588,000 | $ 224,000 | $ 110,000 |
| LYNCHBURG, VA | 105 | $ 18,731,000 | $ 178,000 | $ 85,000 |
| CORPUS CHRISTI, TX | 101 | $ 16,062,000 | $ 159,000 | $ 93,000 |
| LAFAYETTE, LA | 97 | $ 18,546,000 | $ 191,000 | $ 109,000 |
| PROVO-OREM, UT | 97 | $ 19,482,000 | $ 200,000 | $ 86,000 |
| EUGENE-SPRINGFIELD, OR | 96 | $ 19,395,000 | $ 202,000 | $ 93,000 |
| BILLINGS, MT | 94 | $ 17,111,000 | $ 182,000 | $ 83,000 |
| PRESCOTT, AZ | 94 | $ 19,042,000 | $ 202,000 | $ 93,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 93 | $ 15,375,000 | $ 165,000 | $ 84,000 |
| SPRINGFIELD, MO | 93 | $ 13,774,000 | $ 148,000 | $ 77,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 92 | $ 12,285,000 | $ 132,500 | $ 72,500 |
| NORWICH-NEW LONDON, CT | 91 | $ 19,301,000 | $ 212,000 | $ 91,000 |
| FORT WAYNE, IN | 90 | $ 12,468,000 | $ 138,000 | $ 88,000 |
| GAINESVILLE, FL | 90 | $ 15,677,000 | $ 174,000 | $ 87,000 |
| OCEAN CITY, NJ | 90 | $ 19,945,000 | $ 221,000 | $ 106,000 |
| CHARLESTON, WV | 87 | $ 13,663,000 | $ 157,000 | $ 86,000 |
| DOVER, DE | 87 | $ 16,293,000 | $ 187,000 | $ 75,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 86 | $ 12,308,000 | $ 154,000 | $ 74,500 |
| OGDEN-CLEARFIELD, UT | 85 | $ 16,691,000 | $ 196,000 | $ 84,000 |
| LAS CRUCES, NM | 83 | $ 14,265,000 | $ 171,000 | $ 92,000 |
| FAYETTEVILLE, NC | 80 | $ 12,114,000 | $ 151,000 | $ 96,000 |
| SANTA FE, NM | 80 | $ 18,671,000 | $ 233,000 | $ 88,000 |
| SYRACUSE, NY | 79 | $ 12,909,000 | $ 163,000 | $ 115,000 |
| HICKORY-LENOIR-MORGANTON, NC | 77 | $ 12,214,000 | $ 158,000 | $ 79,000 |
| CHICO, CA | 76 | $ 16,383,000 | $ 215,000 | $ 85,000 |
| COLUMBUS, GA-AL | 75 | $ 12,806,000 | $ 156,500 | $ 88,000 |
| LUBBOCK, TX | 75 | $ 11,652,000 | $ 155,000 | $ 100,000 |
| LANSING-EAST LANSING, MI | 74 | $ 11,555,000 | $ 156,000 | $ 84,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 73 | $ 11,434,000 | $ 156,000 | $ 96,000 |
| NAPA, CA | 73 | $ 24,108,000 | $ 330,000 | $ 109,000 |
| CANTON-MASSILLON, OH | 72 | $ 10,928,000 | $ 151,000 | $ 107,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 72 | $ 12,410,000 | $ 172,000 | $ 89,000 |
| BREMERTON-SILVERDALE, WA | 70 | $ 16,433,000 | $ 234,000 | $ 95,000 |
| OLYMPIA, WA | 70 | $ 15,645,000 | $ 223,000 | $ 93,000 |
| SANTA CRUZ-WATSONVILLE, CA | 70 | $ 25,335,000 | $ 361,000 | $ 110,000 |
| TUSCALOOSA, AL | 70 | $ 11,699,000 | $ 167,000 | $ 72,000 |
| GULFPORT-BILOXI, MS | 69 | $ 11,955,000 | $ 173,000 | $ 85,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 66 | $ 11,506,000 | $ 174,000 | $ 90,000 |
| RACINE, WI | 66 | $ 12,016,000 | $ 182,000 | $ 88,000 |
| BELLINGHAM, WA | 65 | $ 13,216,000 | $ 203,000 | $ 68,000 |
| WACO, TX | 65 | $ 10,691,000 | $ 164,000 | $ 101,000 |
| BEAUMONT-PORT ARTHUR, TX | 64 | $ 10,564,000 | $ 165,000 | $ 103,000 |
| EVANSVILLE, IN-KY | 64 | $ 8,986,000 | $ 141,000 | $ 89,500 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 64 | $ 9,703,000 | $ 150,000 | $ 81,500 |
| LAREDO, TX | 64 | $ 9,771,000 | $ 152,000 | $ 85,000 |
| PEORIA, IL | 64 | $ 9,599,000 | $ 149,000 | $ 87,000 |
| BROWNSVILLE-HARLINGEN, TX | 63 | $ 9,429,000 | $ 149,000 | $ 88,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 63 | $ 10,232,000 | $ 162,000 | $ 90,000 |
| PUNTA GORDA, FL | 63 | $ 10,415,000 | $ 165,000 | $ 81,000 |
| TYLER, TX | 63 | $ 9,872,000 | $ 156,000 | $ 81,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 62 | $ 13,323,000 | $ 214,000 | $ 103,000 |
| LAS VEGAS-PARADISE, NV | 62 | $ 11,341,000 | $ 182,000 | $ 85,000 |
| MERCED, CA | 62 | $ 11,219,000 | $ 180,000 | $ 77,000 |
| BEND, OR | 61 | $ 12,353,000 | $ 202,000 | $ 99,000 |
| FORT SMITH, AR-OK | 61 | $ 9,240,000 | $ 154,500 | $ 83,500 |
| LINCOLN, NE | 61 | $ 9,336,000 | $ 153,000 | $ 237,000 |
| TOPEKA, KS | 60 | $ 8,651,000 | $ 144,000 | $ 74,000 |
| FLINT, MI | 59 | $ 8,470,000 | $ 143,000 | $ 84,000 |
| GRAND JUNCTION, CO | 59 | $ 11,647,000 | $ 197,000 | $ 67,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 59 | $ 9,279,000 | $ 155,000 | $ 82,333 |
| MEDFORD, OR | 59 | $ 13,078,000 | $ 221,000 | $ 82,000 |
| WINCHESTER, VA-WV | 59 | $ 13,020,000 | $ 209,500 | $ 75,500 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 58 | $ 8,888,000 | $ 151,000 | $ 109,000 |
| SEBASTIAN-VERO BEACH, FL | 57 | $ 9,791,000 | $ 171,000 | $ 86,000 |
| ROCHESTER, MN | 56 | $ 12,874,000 | $ 229,000 | $ 83,000 |
| SALISBURY, MD | 56 | $ 9,759,000 | $ 174,000 | $ 78,000 |
| DULUTH, MN-WI | 55 | $ 8,930,000 | $ 164,500 | $ 82,000 |
| GREEN BAY, WI | 55 | $ 8,727,000 | $ 158,000 | $ 78,000 |
| PASCAGOULA, MS | 54 | $ 7,891,000 | $ 146,000 | $ 77,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 53 | $ 9,431,000 | $ 177,000 | $ 88,000 |
| GAINESVILLE, GA | 53 | $ 8,830,000 | $ 166,000 | $ 87,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 53 | $ 11,094,000 | $ 209,000 | $ 90,000 |
| KINGSTON, NY | 53 | $ 10,333,000 | $ 194,000 | $ 112,000 |
| LAFAYETTE, IN | 53 | $ 8,016,000 | $ 151,000 | $ 89,000 |
| SPARTANBURG, SC | 53 | $ 8,068,000 | $ 152,000 | $ 84,000 |
| KALAMAZOO-PORTAGE, MI | 52 | $ 8,172,000 | $ 157,000 | $ 94,000 |
| MISSOULA, MT | 52 | $ 11,357,000 | $ 218,000 | $ 96,000 |
| REDDING, CA | 52 | $ 10,283,000 | $ 197,000 | $ 82,000 |
| AUBURN-OPELIKA, AL | 51 | $ 9,608,000 | $ 188,000 | $ 86,000 |
| FARGO, ND-MN | 51 | $ 8,585,000 | $ 163,000 | $ 79,500 |
| FLAGSTAFF, AZ | 51 | $ 11,483,000 | $ 225,000 | $ 94,000 |
| PALM COAST, FL | 50 | $ 8,153,000 | $ 163,000 | $ 92,000 |
| YUBA CITY, CA | 50 | $ 8,838,000 | $ 176,000 | $ 77,000 |
| CLARKSVILLE, TN-KY | 49 | $ 7,577,000 | $ 145,000 | $ 86,000 |
| MADERA-CHOWCHILLA, CA | 49 | $ 9,743,000 | $ 198,000 | $ 96,000 |
| SIOUX FALLS, SD | 49 | $ 9,871,000 | $ 201,000 | $ 88,000 |
| PITTSFIELD, MA | 48 | $ 9,006,000 | $ 187,000 | $ 87,000 |
| AMARILLO, TX | 47 | $ 6,928,000 | $ 147,000 | $ 95,000 |
| ATHENS-CLARKE COUNTY, GA | 47 | $ 7,688,000 | $ 163,000 | $ 86,000 |
| BURLINGTON, NC | 47 | $ 7,408,000 | $ 157,000 | $ 109,000 |
| CEDAR RAPIDS, IA | 47 | $ 7,398,000 | $ 157,000 | $ 91,000 |
| ROCKFORD, IL | 47 | $ 7,103,000 | $ 151,000 | $ 87,000 |
| ANDERSON, SC | 46 | $ 7,564,000 | $ 164,000 | $ 103,000 |
| CHAMPAIGN-URBANA, IL | 46 | $ 7,644,000 | $ 166,000 | $ 96,000 |
| CHEYENNE, WY | 46 | $ 8,272,000 | $ 179,000 | $ 82,000 |
| COLLEGE STATION-BRYAN, TX | 45 | $ 7,376,000 | $ 163,000 | $ 88,000 |
| LONGVIEW, TX | 45 | $ 7,040,000 | $ 156,000 | $ 94,000 |
| PUEBLO, CO | 45 | $ 6,756,000 | $ 150,000 | $ 77,000 |
| DOTHAN, AL | 43 | $ 6,916,000 | $ 160,000 | $ 68,000 |
| ERIE, PA | 43 | $ 5,510,000 | $ 128,000 | $ 82,000 |
| IDAHO FALLS, ID | 43 | $ 7,227,000 | $ 168,000 | $ 84,000 |
| MACON, GA | 43 | $ 6,857,000 | $ 159,000 | $ 83,000 |
| MIDLAND, TX | 43 | $ 8,086,000 | $ 188,000 | $ 136,000 |
| JOHNSON CITY, TN | 42 | $ 6,289,000 | $ 149,000 | $ 74,000 |
| COEUR D'ALENE, ID | 41 | $ 8,713,000 | $ 212,000 | $ 65,000 |
| LEBANON, PA | 41 | $ 6,871,000 | $ 167,000 | $ 65,000 |
| YAKIMA, WA | 41 | $ 7,075,000 | $ 172,000 | $ 76,000 |
| YUMA, AZ | 40 | $ 7,558,000 | $ 188,000 | $ 88,000 |
| COLUMBIA, MO | 39 | $ 6,336,000 | $ 162,000 | $ 84,000 |
| FAIRBANKS, AK | 39 | $ 7,954,000 | $ 203,000 | $ 96,000 |
| APPLETON, WI | 38 | $ 5,884,000 | $ 154,000 | $ 70,000 |
| ELKHART-GOSHEN, IN | 38 | $ 5,997,000 | $ 157,000 | $ 86,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 38 | $ 6,306,000 | $ 165,000 | $ 78,000 |
| ALEXANDRIA, LA | 37 | $ 5,398,000 | $ 145,000 | $ 85,000 |
| FLORENCE, SC | 37 | $ 5,788,000 | $ 156,000 | $ 79,000 |
| LAKE CHARLES, LA | 37 | $ 6,896,000 | $ 186,000 | $ 95,000 |
| LEWISTON-AUBURN, ME | 37 | $ 5,791,000 | $ 156,000 | $ 94,000 |
| MONROE, MI | 37 | $ 6,181,000 | $ 167,000 | $ 106,000 |
| MORGANTOWN, WV | 37 | $ 6,043,000 | $ 163,000 | $ 81,000 |
| WARNER ROBINS, GA | 37 | $ 5,581,000 | $ 150,000 | $ 82,000 |
| BISMARCK, ND | 36 | $ 6,827,000 | $ 189,000 | $ 94,000 |
| DALTON, GA | 36 | $ 5,643,000 | $ 156,000 | $ 87,000 |
| EL CENTRO, CA | 36 | $ 6,590,000 | $ 183,000 | $ 83,000 |
| GREENVILLE, NC | 36 | $ 6,545,000 | $ 181,000 | $ 107,000 |
| IOWA CITY, IA | 36 | $ 6,402,000 | $ 177,000 | $ 87,000 |
| MONROE, LA | 36 | $ 5,815,000 | $ 161,000 | $ 78,000 |
| MOUNT VERNON-ANACORTES, WA | 36 | $ 7,426,000 | $ 206,000 | $ 73,000 |
| UTICA-ROME, NY | 36 | $ 5,206,000 | $ 144,000 | $ 76,000 |
| GREAT FALLS, MT | 35 | $ 5,391,000 | $ 154,000 | $ 65,000 |
| JACKSON, MI | 35 | $ 5,168,000 | $ 147,000 | $ 129,000 |
| JOPLIN, MO | 35 | $ 4,672,000 | $ 133,000 | $ 135,000 |
| LAWRENCE, KS | 35 | $ 5,932,000 | $ 169,000 | $ 83,000 |
| ST. CLOUD, MN | 35 | $ 5,784,000 | $ 165,000 | $ 79,000 |
| HARRISONBURG, VA | 34 | $ 6,977,000 | $ 205,000 | $ 184,000 |
| BRUNSWICK, GA | 33 | $ 5,626,000 | $ 170,000 | $ 77,000 |
| HATTIESBURG, MS | 33 | $ 5,177,000 | $ 156,000 | $ 89,000 |
| BLOOMINGTON-NORMAL, IL | 32 | $ 5,210,000 | $ 162,000 | $ 97,000 |
| JONESBORO, AR | 32 | $ 4,175,000 | $ 130,000 | $ 68,000 |
| RAPID CITY, SD | 32 | $ 4,814,000 | $ 150,000 | $ 77,000 |
| STATE COLLEGE, PA | 32 | $ 5,865,000 | $ 183,000 | $ 102,000 |
| BANGOR, ME | 31 | $ 4,468,000 | $ 144,000 | $ 109,000 |
| BOWLING GREEN, KY | 31 | $ 4,690,000 | $ 151,000 | $ 89,000 |
| CASPER, WY | 31 | $ 5,783,000 | $ 186,000 | $ 82,000 |
| FARMINGTON, NM | 31 | $ 5,621,000 | $ 181,000 | $ 104,000 |
| GLENS FALLS, NY | 31 | $ 5,037,000 | $ 162,000 | $ 87,000 |
| HOLLAND-GRAND HAVEN, MI | 31 | $ 4,716,000 | $ 152,000 | $ 73,000 |
| HOT SPRINGS, AR | 31 | $ 5,311,000 | $ 171,000 | $ 106,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 31 | $ 4,139,000 | $ 140,500 | $ 70,000 |
| VALDOSTA, GA | 31 | $ 4,500,000 | $ 145,000 | $ 63,000 |
| JACKSONVILLE, NC | 30 | $ 4,634,000 | $ 154,000 | $ 104,000 |
| MANHATTAN, KS | 30 | $ 5,560,000 | $ 185,000 | $ 81,000 |
| MICHIGAN CITY-LA PORTE, IN | 30 | $ 4,230,000 | $ 141,000 | $ 82,000 |
| NILES-BENTON HARBOR, MI | 30 | $ 4,383,000 | $ 146,000 | $ 130,000 |
| ST. GEORGE, UT | 30 | $ 6,097,000 | $ 203,000 | $ 90,000 |
| TEXARKANA, TX-TEXARKANA, AR | 30 | $ 4,895,000 | $ 164,500 | $ 112,000 |
| CUMBERLAND, MD-WV | 29 | $ 4,658,000 | $ 166,500 | $ 78,500 |
| EAU CLAIRE, WI | 29 | $ 3,890,000 | $ 134,000 | $ 61,000 |
| ELIZABETHTOWN, KY | 29 | $ 4,743,000 | $ 163,000 | $ 87,000 |
| MANSFIELD, OH | 29 | $ 3,778,000 | $ 130,000 | $ 71,000 |
| OSHKOSH-NEENAH, WI | 29 | $ 4,581,000 | $ 157,000 | $ 86,000 |
| ALBANY, GA | 28 | $ 4,054,000 | $ 144,000 | $ 82,000 |
| CLEVELAND, TN | 28 | $ 4,114,000 | $ 146,000 | $ 71,000 |
| CORVALLIS, OR | 28 | $ 5,977,000 | $ 213,000 | $ 83,000 |
| JANESVILLE, WI | 28 | $ 4,142,000 | $ 147,000 | $ 80,000 |
| SHERMAN-DENISON, TX | 28 | $ 3,517,000 | $ 125,000 | $ 86,000 |
| WENATCHEE-EAST WENATCHEE, WA | 28 | $ 5,702,000 | $ 203,000 | $ 77,000 |
| MORRISTOWN, TN | 27 | $ 5,164,000 | $ 191,000 | $ 120,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 27 | $ 3,673,000 | $ 136,000 | $ 77,000 |
| WILLIAMSPORT, PA | 26 | $ 3,503,000 | $ 134,000 | $ 76,000 |
| BLOOMINGTON, IN | 25 | $ 3,875,000 | $ 155,000 | $ 82,000 |
| DECATUR, AL | 25 | $ 4,435,000 | $ 177,000 | $ 157,000 |
| WAUSAU, WI | 25 | $ 4,344,000 | $ 173,000 | $ 99,000 |
| ANNISTON-OXFORD, AL | 24 | $ 3,292,000 | $ 137,000 | $ 73,000 |
| MUSKEGON-NORTON SHORES, MI | 24 | $ 3,457,000 | $ 144,000 | $ 80,000 |
| TERRE HAUTE, IN | 24 | $ 3,430,000 | $ 142,000 | $ 77,000 |
| AMES, IA | 23 | $ 3,599,000 | $ 156,000 | $ 97,000 |
| BINGHAMTON, NY | 23 | $ 2,760,000 | $ 120,000 | $ 66,000 |
| HANFORD-CORCORAN, CA | 23 | $ 3,714,000 | $ 161,000 | $ 74,000 |
| LOGAN, UT-ID | 23 | $ 3,945,000 | $ 170,500 | $ 65,000 |
| ROCKY MOUNT, NC | 23 | $ 3,325,000 | $ 144,000 | $ 68,000 |
| SPRINGFIELD, IL | 23 | $ 3,556,000 | $ 154,000 | $ 86,000 |
| WHEELING, WV-OH | 23 | $ 3,705,000 | $ 164,500 | $ 66,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 22 | $ 3,283,000 | $ 140,000 | $ 100,000 |
| LONGVIEW, WA | 22 | $ 4,208,000 | $ 191,000 | $ 74,000 |
| SHEBOYGAN, WI | 22 | $ 3,290,000 | $ 149,000 | $ 82,000 |
| ANDERSON, IN | 21 | $ 2,830,000 | $ 134,000 | $ 127,000 |
| FOND DU LAC, WI | 21 | $ 2,946,000 | $ 140,000 | $ 67,000 |
| ITHACA, NY | 21 | $ 3,901,000 | $ 185,000 | $ 112,000 |
| JACKSON, TN | 21 | $ 3,275,000 | $ 155,000 | $ 62,000 |
| JOHNSTOWN, PA | 21 | $ 2,938,000 | $ 139,000 | $ 59,000 |
| OWENSBORO, KY | 21 | $ 3,290,000 | $ 156,000 | $ 72,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 21 | $ 2,759,000 | $ 132,500 | $ 76,500 |
| FLORENCE-MUSCLE SHOALS, AL | 20 | $ 2,970,000 | $ 148,000 | $ 72,000 |
| GADSDEN, AL | 20 | $ 2,557,000 | $ 127,000 | $ 57,000 |
| GRAND FORKS, ND-MN | 20 | $ 3,568,000 | $ 163,500 | $ 81,500 |
| ABILENE, TX | 19 | $ 2,507,000 | $ 131,000 | $ 86,000 |
| DANVILLE, VA | 19 | $ 2,370,000 | $ 124,000 | $ 62,000 |
| HINESVILLE-FORT STEWART, GA | 19 | $ 2,961,000 | $ 155,000 | $ 84,000 |
| MANKATO-NORTH MANKATO, MN | 19 | $ 3,426,000 | $ 180,000 | $ 114,000 |
| POCATELLO, ID | 19 | $ 2,774,000 | $ 146,000 | $ 64,000 |
| ROME, GA | 19 | $ 2,886,000 | $ 151,000 | $ 290,000 |
| SPRINGFIELD, OH | 19 | $ 2,539,000 | $ 133,000 | $ 64,000 |
| KANKAKEE-BRADLEY, IL | 18 | $ 3,093,000 | $ 171,000 | $ 84,000 |
| SIOUX CITY, IA-NE-SD | 18 | $ 2,615,000 | $ 196,333 | $ 101,333 |
| VICTORIA, TX | 18 | $ 3,084,000 | $ 171,000 | $ 98,000 |
| BATTLE CREEK, MI | 17 | $ 2,390,000 | $ 140,000 | $ 79,000 |
| GOLDSBORO, NC | 17 | $ 2,778,000 | $ 163,000 | $ 82,000 |
| JEFFERSON CITY, MO | 17 | $ 2,817,000 | $ 165,000 | $ 63,000 |
| PINE BLUFF, AR | 17 | $ 2,500,000 | $ 147,000 | $ 77,000 |
| ST. JOSEPH, MO-KS | 17 | $ 3,088,000 | $ 177,500 | $ 69,500 |
| LEWISTON, ID-WA | 16 | $ 3,104,000 | $ 189,500 | $ 187,000 |
| MUNCIE, IN | 16 | $ 2,266,000 | $ 141,000 | $ 75,000 |
| SAN ANGELO, TX | 16 | $ 2,420,000 | $ 151,000 | $ 116,000 |
| SUMTER, SC | 16 | $ 1,935,000 | $ 120,000 | $ 75,000 |
| KOKOMO, IN | 15 | $ 1,847,000 | $ 123,000 | $ 135,000 |
| LA CROSSE, WI-MN | 15 | $ 2,606,000 | $ 227,000 | $ 130,000 |
| COLUMBUS, IN | 14 | $ 2,336,000 | $ 166,000 | $ 87,000 |
| LAWTON, OK | 14 | $ 2,066,000 | $ 147,000 | $ 96,000 |
| ODESSA, TX | 14 | $ 1,934,000 | $ 138,000 | $ 73,000 |
| ALTOONA, PA | 13 | $ 2,026,000 | $ 155,000 | $ 90,000 |
| WATERLOO-CEDAR FALLS, IA | 13 | $ 1,823,000 | $ 140,000 | $ 59,000 |
| SANDUSKY, OH | 12 | $ 2,364,000 | $ 197,000 | $ 92,000 |
| BAY CITY, MI | 11 | $ 1,282,000 | $ 116,000 | $ 90,000 |
| DECATUR, IL | 11 | $ 1,689,000 | $ 153,000 | $ 98,000 |
| DUBUQUE, IA | 11 | $ 1,937,000 | $ 176,000 | $ 56,000 |
| WICHITA FALLS, TX | 10 | $ 1,449,000 | $ 144,000 | $ 95,000 |
| LIMA, OH | 8 | $ 1,242,000 | $ 155,000 | $ 65,000 |
| RENO-SPARKS, NV | 8 | $ 1,900,000 | $ 237,000 | $ 80,000 |
| ELMIRA, NY | 7 | $ 1,038,000 | $ 148,000 | $ 99,000 |
| DANVILLE, IL | 3 | $ 336,000 | $ 112,000 | $ 46,000 |
| CARSON CITY, NV | 1 | $ 92,000 | $ 92,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for Discover Home Loans, Inc. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 88,237 | $18,579,143,000 | $210,000 | $2,500,000 | $101,000 | $9,697,000 |
| Home Purchase | 8,029 | $1,747,542,000 | $217,000 | $1,060,000 | $98,000 | $2,100,000 |
| Home Improvement | 631 | $118,186,000 | $187,000 | $600,000 | $94,000 | $1,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 51,800 | $10,657,846,000 | $205,000 | $2,500,000 | $100,000 | $9,697,000 |
| Not Provided | 25,659 | $5,538,307,000 | $215,000 | $2,500,000 | $107,000 | $9,697,000 |
| Hispanic | 6,876 | $1,413,311,000 | $205,000 | $1,000,000 | $87,000 | $2,810,000 |
| Asian | 6,280 | $1,593,615,000 | $253,000 | $1,600,000 | $110,000 | $2,811,000 |
| Black or African American | 5,223 | $1,015,235,000 | $194,000 | $1,500,000 | $88,000 | $9,697,000 |
| American Indian or Alaskan Native | 682 | $126,864,000 | $186,000 | $716,000 | $94,000 | $2,400,000 |
| Native Hawaiian or Other Pacific Islander | 377 | $99,693,000 | $264,000 | $742,000 | $103,000 | $1,320,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 72,450 | $15,474,476,000 | $213,000 | $2,500,000 | $105,000 | $9,697,000 |
| FHA-insured (Federal Housing Administration) | 24,447 | $4,970,395,000 | $203,000 | $808,000 | $87,000 | $9,697,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 30,936 | $6,668,976,000 | $215,000 | $1,935,000 | $108,000 | $9,697,000 |
| Application Withdrawn By Applicant | 28,009 | $5,864,192,000 | $209,000 | $2,500,000 | $101,000 | $9,697,000 |
| Loan Originated | 18,019 | $3,820,832,000 | $212,000 | $800,000 | $99,000 | $3,701,000 |
| Application Denied By Financial Institution | 17,949 | $3,680,373,000 | $205,000 | $2,500,000 | $89,000 | $9,697,000 |
| Application Approved But Not Accepted | 1,984 | $410,498,000 | $206,000 | $742,000 | $96,000 | $694,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Discover Home Loans, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Discover Home Loans, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.