Loansnap, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Loansnap, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Loansnap, Inc. 3070 Bristol Street Suite 200 Sacramento, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 1,267 |
| Total Mortgage Loan Application Amount | $435,355,000 |
| Average Mortgage Loan Application Amount | $319,250 |
| Highest Mortgage Loan Application Amount | $10,005,000 |
| Average Applicant Income | $149,000 |
| Highest Applicant Income | $1,553,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Loansnap, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Loansnap, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Loansnap, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Loansnap, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Loansnap, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Loansnap, Inc.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 85 | $ 30,715,000 | $ 361,000 | $ 120,000 |
| Riverside County California | 39 | $ 11,235,000 | $ 288,000 | $ 114,000 |
| Orange County California | 37 | $ 14,845,000 | $ 401,000 | $ 135,000 |
| San Diego County California | 34 | $ 12,340,000 | $ 362,000 | $ 120,000 |
| Contra Costa County California | 28 | $ 11,190,000 | $ 399,000 | $ 138,000 |
| San Bernardino County California | 26 | $ 8,810,000 | $ 338,000 | $ 104,000 |
| Alameda County California | 23 | $ 7,655,000 | $ 332,000 | $ 139,000 |
| Sacramento County California | 17 | $ 4,825,000 | $ 283,000 | $ 104,000 |
| Ventura County California | 15 | $ 5,865,000 | $ 391,000 | $ 149,000 |
| Placer County California | 12 | $ 4,130,000 | $ 344,000 | $ 144,000 |
| San Joaquin County California | 10 | $ 3,470,000 | $ 347,000 | $ 87,000 |
| El Dorado County California | 8 | $ 3,350,000 | $ 418,000 | $ 207,000 |
| Santa Clara County California | 8 | $ 5,010,000 | $ 626,000 | $ 152,000 |
| Solano County California | 8 | $ 2,550,000 | $ 318,000 | $ 92,000 |
| Stanislaus County California | 8 | $ 2,240,000 | $ 280,000 | $ 91,000 |
| Miami-Dade County Florida | 7 | $ 2,165,000 | $ 309,000 | $ 130,000 |
| San Luis Obispo County California | 6 | $ 2,360,000 | $ 393,000 | $ 121,000 |
| Sonoma County California | 6 | $ 2,410,000 | $ 401,000 | $ 144,000 |
| San Francisco County California | 5 | $ 1,595,000 | $ 319,000 | $ 140,000 |
| San Mateo County California | 5 | $ 1,835,000 | $ 367,000 | $ 125,000 |
| Broward County Florida | 5 | $ 1,035,000 | $ 207,000 | $ 74,000 |
| Butte County California | 4 | $ 780,000 | $ 195,000 | $ 64,000 |
| Imperial County California | 4 | $ 920,000 | $ 230,000 | $ 129,000 |
| Santa Barbara County California | 4 | $ 1,700,000 | $ 425,000 | $ 109,000 |
| Tulare County California | 4 | $ 610,000 | $ 152,000 | $ 76,000 |
| Cook County Illinois | 4 | $ 1,410,000 | $ 352,000 | $ 182,000 |
| Fresno County California | 3 | $ 1,255,000 | $ 418,000 | $ 159,000 |
| Marin County California | 3 | $ 1,095,000 | $ 365,000 | $ 142,000 |
| Santa Cruz County California | 3 | $ 1,435,000 | $ 478,000 | $ 119,000 |
| Sutter County California | 3 | $ 705,000 | $ 235,000 | $ 105,000 |
| Yolo County California | 3 | $ 1,245,000 | $ 415,000 | $ 88,000 |
| Calaveras County California | 2 | $ 740,000 | $ 370,000 | $ 153,000 |
| Madera County California | 2 | $ 650,000 | $ 325,000 | $ 112,000 |
| Merced County California | 2 | $ 360,000 | $ 180,000 | $ 47,000 |
| Nevada County California | 2 | $ 510,000 | $ 255,000 | $ 62,000 |
| San Benito County California | 2 | $ 810,000 | $ 405,000 | $ 209,000 |
| Shasta County California | 2 | $ 410,000 | $ 205,000 | $ 74,000 |
| Weld County Colorado | 2 | $ 560,000 | $ 280,000 | $ 107,000 |
| Escambia County Florida | 2 | $ 720,000 | $ 360,000 | $ 129,000 |
| Orange County Florida | 2 | $ 690,000 | $ 345,000 | $ 26,000 |
| Osceola County Florida | 2 | $ 450,000 | $ 225,000 | $ 83,000 |
| Pinellas County Florida | 2 | $ 410,000 | $ 205,000 | $ 91,000 |
| Seminole County Florida | 2 | $ 650,000 | $ 325,000 | $ 112,000 |
| Del Norte County California | 1 | $ 255,000 | $ 255,000 | $ 104,000 |
| Inyo County California | 1 | $ 235,000 | $ 235,000 | $ 103,000 |
| Kern County California | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Mariposa County California | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Mendocino County California | 1 | $ 385,000 | $ 385,000 | $ 119,000 |
| Modoc County California | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Monterey County California | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| Napa County California | 1 | $ 495,000 | $ 495,000 | $ 139,000 |
| Plumas County California | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Adams County Colorado | 1 | $ 265,000 | $ 265,000 | $ 76,000 |
| Denver County Colorado | 1 | $ 365,000 | $ 365,000 | $ 68,000 |
| Jefferson County Colorado | 1 | $ 335,000 | $ 335,000 | $ 164,000 |
| Mesa County Colorado | 1 | $ 355,000 | $ 355,000 | $ 136,000 |
| Charlotte County Florida | 1 | $ 265,000 | $ 265,000 | $ 97,000 |
| Collier County Florida | 1 | $ 425,000 | $ 425,000 | $ 140,000 |
| Hillsborough County Florida | 1 | $ 175,000 | $ 175,000 | $ 31,000 |
| Indian River County Florida | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Lake County Florida | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Lee County Florida | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Leon County Florida | 1 | $ 415,000 | $ 415,000 | $ 117,000 |
| Monroe County Florida | 1 | $ 205,000 | $ 205,000 | $ 216,000 |
| Sarasota County Florida | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Loansnap, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 764 | $272,630,000 | $356,000 | $10,005,000 | $123,000 | $1,553,000 |
| Home Improvement | 491 | $157,355,000 | $320,000 | $1,255,000 | $115,000 | $1,400,000 |
| Home Purchase | 11 | $5,245,000 | $476,000 | $1,355,000 | $165,000 | $635,000 |
| Cash-out Refinancing | 1 | $125,000 | $125,000 | $125,000 | $193,000 | $193,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,144 | $397,170,000 | $347,000 | $10,005,000 | $121,000 | $1,553,000 |
| Hispanic | 123 | $38,185,000 | $310,000 | $885,000 | $112,000 | $813,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,022 | $343,230,000 | $335,000 | $10,005,000 | $126,000 | $1,553,000 |
| FHA-insured (Federal Housing Administration) | 181 | $59,775,000 | $330,000 | $1,355,000 | $85,000 | $316,000 |
| VA-guaranteed (Veterans Administration) | 64 | $32,350,000 | $505,000 | $1,775,000 | $128,000 | $356,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 787 | $268,745,000 | $341,000 | $10,005,000 | $120,000 | $1,553,000 |
| Loan Originated | 380 | $131,770,000 | $346,000 | $1,775,000 | $126,000 | $635,000 |
| Application Denied By Financial Institution | 90 | $32,660,000 | $362,000 | $1,355,000 | $101,000 | $316,000 |
| File Closed For Incompleteness | 7 | $1,805,000 | $257,000 | $485,000 | $79,000 | $138,000 |
| Application Approved But Not Accepted | 3 | $375,000 | $125,000 | $125,000 | $145,000 | $171,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,177 | $402,695,000 | $342,000 | $10,005,000 | $122,000 | $1,553,000 |
| Debt-To-Income Ratio | 90 | $32,660,000 | $362,000 | $1,355,000 | $101,000 | $316,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Loansnap, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Loansnap, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.